Affordable country living on 1.4 acres! Welcome to 3426 Spool Mill Road in Vernon, Florida--a peaceful rural retreat offering space, privacy, and opportunity. This 2-bedroom, 1-bath home sits on a generous 1.4-acre lot surrounded by natural beauty, making it ideal for those looking to enjoy a quieter lifestyle. With 873 square feet of living space, this property is perfect as a starter home, rental investment, or weekend getaway. Completely renovated with all-new flooring, cabinetry, countertops, appliances, and fixtures throughout, this home offers modern updates while maintaining its cozy charm. The expansive land provides plenty of room for gardening, animals, or future improvements. Whether you're dreaming of a small homestead or simply want extra space to spread out, this property delivers. Conveniently located within a reasonable drive to Panama City, local springs, and the Gulf Coast beaches, you can enjoy the best of both worlds--rural charm with access to nearby amenities. Don't miss this opportunity to own an affordable piece of North Florida land with endless potential!
Set along the peaceful banks of Holmes Creek, this charming 2-bedroom, 2-bath creekfront home offers the perfect blend of comfort, functionality, and natural beauty on approximately 1.15± acres. Surrounded by mature trees and the soothing sounds of the water, this property provides an inviting escape ideal for full-time living or a private weekend retreat. Inside, the home features an open and welcoming layout designed for both relaxation and entertaining. Windows showcase serene creek views, while the spacious living areas and well-appointed kitchen create a warm and inviting atmosphere. Outdoor living is a highlight, with an expansive wooden porch and deck system that provides the perfect setting for enjoying morning coffee, dining al fresco, or taking in the tranquil waterfront scenery. The property also includes a large outbuilding with an attached carport, offering excellent storage, workspace, or hobby potential. Combining the charm of waterfront living with modern convenience, this Holmes Creek retreat embodies the best of Northwest Florida's natural lifestyle—peaceful, private, and full of potential.
Nestled along the tranquil banks of Holmes Creek, this creekfront estate offers an exceptional opportunity for refined living within a peaceful natural setting. Encompassing approximately 1.315± acres, the property combines timeless architecture with the serene beauty of its waterfront surroundings. This unique residence features a classic design that includes four bedrooms and three full baths, thoughtfully arranged to create spacious living areas ideal for both relaxation and entertaining. Large windows and inviting living spaces capture views of the creek, fostering a seamless connection to nature and a sense of calm throughout the home. Designed for comfort and versatility, the residence includes two fully equipped kitchens, multiple fireplaces—both indoor and outdoor—and an expansive wooden porch and deck system perfect for gatherings or quiet mornings overlooking the water. A unique recreation room, built around a magnificent oak tree, stands as a true centerpiece of the property, blending the warmth of natural elements with the sophistication of modern living. This Holmes Creek retreat offers the perfect balance of elegance, privacy, and connection to the outdoors—a rare find for those seeking a distinguished waterfront lifestyle.
YOU CAN HAVE IT ALL!! Acreage, Privacy, Horses and MORE! Nestled ion 19 acres just 35 Minutes to the beautiful beaches via HWY 79. Built in 2020 this Beautiful 3 bedroom, 2 Bath 1680 Manufactured home. home is meticulously kept. LVP, Vinyl, stainless appliances. Move in ready. Large covered porch out front, out back that leads to a 29' pool. /a beautiful pool deck 16x28 and covered gazebo 12x16 for entertaining. An oasis in itself. Pole Barn to park your cars and equipment 32x48. Detached SHE SHED 12x16 with 2 lofts for storage. Well is 142' deep. If you are looking for quiet living this is for you. MOVE IN READY!!
:Additional acreage available! Nestled between Holmes Creek and the Choctawhatchee River, this brick home combines the serenity of country living with all the luxuries of modern amenities. You can launch your boat at the nearby public boat launch for great fishing or swimming in the nearby springs. 4 spacious bedrooms and 3.5 bathrooms, this home is designed for comfort and convenience. The large kitchen features a double oven and an oversized refrigerator. The open-concept layout allows the stone fireplace to become the focal point of the main living area. The master suite and two bedrooms are conveniently located on the main floor. Upstairs is finished above garage. Step outside on screened porch - complete with sink and fans. Full Generator for assurance of never losing pow
Perfect starter home/investment property! Located 35 minutes from Panama City Beach, this home is perfect for someone that wants to make their vision come to life. The home features over 1800sf, all the rooms are large, newer metal roof & HVAC, and several sheds & pole barns for all the hobbies. Go fishing in the pond in your backyard or drive to Holmes Creek that is 3 minutes from the home. Oodles of potential in this one!
Situated gracefully along the serene banks of Holmes Creek, this Creek Front Estate presents a distinguished opportunity for refined living within a tranquil natural setting. Encompassing nearly 2.5 acres of verdant landscape, this property comprises two distinct residences, embodying a harmonious blend of comfort and functionality. The primary dwelling, characterized by its timeless architectural design, accommodates four bedrooms and three full baths, thoughtfully arranged to provide spacious living areas conducive to both relaxation and entertainment. Embracing the creek view, multiple rooms within the main home offer glimpses of the serene waters, enhancing the connection to nature and fostering a sense of serenity throughout. Boasting two fully equipped kitchens and a collection of interior and exterior fireplaces, hosting gatherings and intimate gatherings alike is effortlessly facilitated within this abode. The expansive wooden porch and deck system extend an invitation to outdoor leisure, while the recreation room, ingeniously constructed around a majestic oak tree, serves as a distinctive focal point, seamlessly integrating the natural surroundings with modern living. The secondary residence, featuring two bedrooms and two baths, complements the estate with its understated elegance and functionality. A spacious sunroom overlooks the tranquil creek, offering an idyllic retreat for quiet contemplation or leisurely gatherings. Outdoor amenities include a pergola and expansive open deck, perfect for alfresco dining and relaxation amidst the enchanting landscape. Completing the estate are several outbuildings, multiple stone firepits, and a captivating stone waterfall system, each contributing to the property's charm and utility. Holmes Creek, renowned for its abundance of natural springs and access to the Choctawhatchee River, enriches the living experience with opportunities for exploration and recreation. Conveniently located less than 30 minutes from Panama City Beach, this Creek Front Estate strikes a balance between formal elegance and natural serenity, offering an unparalleled opportunity to embrace refined living amidst the beauty of Holmes Creek. Experience the timeless allure of this distinguished property, where every detail has been meticulously crafted to elevate the essence of home.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170
Vernon is located in Florida. Vernon, Florida has a population of 692. Vernon is less family-centric than the surrounding county with 7.83% of the households containing married families with children. The county average for households married with children is 25.73%.
The median household income in Vernon, Florida is $32,104. The median household income for the surrounding county is $41,806 compared to the national median of $69,021. The median age of people living in Vernon is 46 years.
The average high temperature in July is 91.7 degrees, with an average low temperature in January of 39.6 degrees. The average rainfall is approximately 61.3 inches per year, with 0 inches of snow per year.