Rare diamond in the rough home on desirable, 1571 acre, Intermediate Lake. The three bedroom, two bathroom home has attached and detached garages. Enjoy the lake from the 32 ft. covered porch. This is an opportunity to add value to a special property. This is a HUD listing. Offers are made at WWW.HUDHOMESTORE.GOV thru real estate agents that are registered with HUD.
Spacious and stylish Farmhouse in an amazing location just minutes from Torch Lake and Grand Traverse Bay public accesses. Features include attached garage +second bonus garage, field stone accents, 600 sq ft 4 season sunroom/solarium, full house generator, two en suites, each with slider doors out to deck and balcony, custom stone fireplace, metal roof, paved circle drive, central air, partial lake views and so much more!
Enjoy country serenity just minutes from downtown Central Lake! Situated on nearly 7 acres, this versatile property offers endless possibilities for investment, recreation, or a peaceful Northern Michigan lifestyle. The charming 2-bedroom, 1-bath home is currently operating as a successful short-term rental, with a vintage 1969 Airstream trailer also available for guests, creating an additional unique lodging experience and established income opportunity. With plenty of room to grow, the property offers potential for additional cottages or expanded short-term rental accommodations. The spacious grounds also include a garden area, chicken coop, and room for organic farming, and is piped for an outdoor wood boiler, making it equally well suited for those dreaming of a hobby farm or more self-sufficient lifestyle. Conveniently located near Torch Lake and the beautiful Chain of Lakes, this property offers the perfect balance of peaceful country living and easy access to some of Northern Michigan’s most desirable destinations.
TORCH LAKE! This incredible piece of paradise on the crystal-clear blue waters of Torch Lake is enhanced by 216 feet of stunning frontage. Over 2,028 sq. ft. of completey updated and renovated living space this home provides the perfect place to live year around or as a getaway retreat. Step into the spacious living room to discover vaulted ceilings, a fireplace, hardwood floors and waterfront vistas. The professionally designed kitchen boasts beautiful custom cabinetry, granite countertops, stainless appliances, and bar seating. Gather your friends and family in the dining room for lively conversation and great meals. Wake up to views of the lake from the main floor owner’s suite with sliders leading to the deck and a luxurious private bath. Additionally discover quality materials & superb craftsmanship; updated lighting throughout; 3 large bedrooms; 2 1/2 gorgeous, tiled bathrooms; a main floor laundry room; central air conditioning; underground sprinkler system; outdoor shower; 2-car garage and so much more. Outdoor living will be a breeze with multiple places to entertain and relax with extensive decking, gorgeous stone patios, and a built-in natural gas fire pit. Imagine sitting in the hot tub while you watch the sunset over your one-of-a-kind setting. Professionally landscaped grounds with a variety of perennial garden beds, 1 acre setting for privacy and a luscious green lawn perfect for yard games. Get ready to spend your days boating and making a splash on Torch Lake. Hop on your boat and discover miles of shoreline on the entire Chain-of-Lakes including, Elk Lake, Lake Skegemog, Clam Lake, Torch River, Elk River and more. Charming towns, restaurants and shopping are just a short drive away and waiting to be explored. This is the waterfront opportunity you have been waiting for.
Enjoy country serenity just minutes from downtown Central Lake! Situated on nearly 7 acres, this versatile property offers endless possibilities for investment, recreation, or a peaceful Northern Michigan lifestyle. The charming 2-bedroom, 1-bath home is currently operating as a successful short-term rental, with a vintage 1969 Airstream trailer also available for guests, creating an additional unique lodging experience and established income opportunity. With plenty of room to grow, the property offers potential for additional cottages or expanded short-term rental accommodations. The spacious grounds also include a garden area, chicken coop, and room for organic farming, and is piped for an outdoor wood boiler, making it equally well suited for those dreaming of a hobby farm or more self-sufficient lifestyle. Conveniently located near Torch Lake and the beautiful Chain of Lakes, this property offers the perfect balance of peaceful country living and easy access to some of Northern Michigan’s most desirable destinations.
TORCH LAKE! This incredible piece of paradise on the crystal-clear blue waters of Torch Lake is enhanced by 216 feet of stunning frontage. Over 2,028 sq. ft. of completey updated and renovated living space this home provides the perfect place to live year around or as a getaway retreat. Step into the spacious living room to discover vaulted ceilings, a fireplace, hardwood floors and waterfront vistas. The professionally designed kitchen boasts beautiful custom cabinetry, granite countertops, stainless appliances, and bar seating. Gather your friends and family in the dining room for lively conversation and great meals. Wake up to views of the lake from the main floor owner’s suite with sliders leading to the deck and a luxurious private bath. Additionally discover quality materials & superb craftsmanship; updated lighting throughout; 3 large bedrooms; 2 1/2 gorgeous, tiled bathrooms; a main floor laundry room; central air conditioning; underground sprinkler system; outdoor shower; 2-car garage and so much more. Outdoor living will be a breeze with multiple places to entertain and relax with extensive decking, gorgeous stone patios, and a built-in natural gas fire pit. Imagine sitting in the hot tub while you watch the sunset over your one-of-a-kind setting. Professionally landscaped grounds with a variety of perennial garden beds, 1 acre setting for privacy and a luscious green lawn perfect for yard games. Get ready to spend your days boating and making a splash on Torch Lake. Hop on your boat and discover miles of shoreline on the entire Chain-of-Lakes including, Elk Lake, Lake Skegemog, Clam Lake, Torch River, Elk River and more. Charming towns, restaurants and shopping are just a short drive away and waiting to be explored. This is the waterfront opportunity you have been waiting for.
Benway Lake private waterfront new built home located near popular Bellaire, Central Lake and Ellsworth Villages. Private tranquil setting with amazing sunset and lake views. Features include full walkout basement with egress windows and plumbing already in place for future bath/kitchenette and plenty of room for extra bedrooms & great room. Other extras include wrap around covered balcony deck w/glass railings, new gutter system, quartz countertops, ensuite, main floor laundry and much more. Opportunity to enjoy boating, fishing and swimming on a pristine lake with new quality home at an affordable price.
Nestled on 16 acres on a paved road between Central Lake and Ellsworth, you’ll enjoy the peace and privacy of country living, whether you’re looking for a year round home or a vacation getaway. Open floor plan with main floor bedroom and bath, with room to expand by finishing the upper level. The property is a mixture of open areas and mature rolling woods. Just minutes away from Central Lake with shopping, dining, library, bank, park with boat launch and a new accessible kayak launch, with more park improvements coming soon. Surrounded by golf, skiing, snowmobiling, hiking, wineries/breweries, farm markets and much much more!
Set in the quiet countryside between Bellaire and Central Lake, 4720 Dickinson Rd is a charming 3-bedroom, 2-bath home that captures the best of Northern Lower Michigan living. This inviting property blends small-town warmth with the natural beauty and open space that make this region so special. Several key updates make this home ready for you. Within the past three years, the roof, furnace, and hot water heater have all been replaced, giving you peace of mind and freedom from costly repairs. Just settle in and enjoy. The country setting offers plenty of room to garden, relax, and breathe easy, while everyday essentials, local dining, and village life remain a short drive away. It's the perfect balance of seclusion and convenience. Outdoor enthusiasts will appreciate all that surrounds this location. Numerous inland lakes provide fishing, boating, and summer swimming, while winter brings snowmobile trails, and ski slopes within easy reach. Every season here holds something to enjoy. Whether you're searching for a full-time residence or a four-season getaway, this home delivers comfort, value, and authentic Up North living.
Set in the quiet countryside between Bellaire and Central Lake, 4720 Dickinson Rd is a charming 3-bedroom, 2-bath home that captures the best of Northern Lower Michigan living. This inviting property blends small-town warmth with the natural beauty and open space that make this region so special. Several key updates make this home ready for you. Within the past three years, the roof, furnace, and hot water heater have all been replaced, giving you peace of mind and freedom from costly repairs. Just settle in and enjoy. The country setting offers plenty of room to garden, relax, and breathe easy, while everyday essentials, local dining, and village life remain a short drive away. It's the perfect balance of seclusion and convenience. Outdoor enthusiasts will appreciate all that surrounds this location. Numerous inland lakes provide fishing, boating, and summer swimming, while winter brings snowmobile trails, and ski slopes within easy reach. Every season here holds something to enjoy. Whether you're searching for a full-time residence or a four-season getaway, this home delivers comfort, value, and authentic Up North living.
Charming Village Home in the Heart of Central Lake Welcome to 8087 W. State Street, a charming home ideally located in the heart of the Village of Central Lake. Just moments from local schools, parks, shopping, restaurants, and the beautiful Chain of Lakes, this property offers the perfect combination of small-town charm and Northern Michigan recreation. Whether you're looking for a year-round residence, an Up North getaway, or an investment opportunity, this home provides a convenient location with easy access to boating, fishing, golfing, hiking, and all that the Central Lake area has to offer. Enjoy the convenience of in-town living while being only minutes from Intermediate Lake, Torch Lake, and numerous outdoor attractions. With its desirable location and endless potential, this property is ready for you to make it your own. Don't miss your opportunity to own a home in one of Northern Michigan's most
Unique opportunity. A former school house renovated into a home. This 4 bedroom 2 bath home is uniquely situated between Charlevoix and Elk Rapids. Would make an ideal family home or up north get-away. As a bonus, the property has another house that could be renovated.
Charming Village Home in the Heart of Central Lake Welcome to 8087 W. State Street, a charming home ideally located in the heart of the Village of Central Lake. Just moments from local schools, parks, shopping, restaurants, and the beautiful Chain of Lakes, this property offers the perfect combination of small-town charm and Northern Michigan recreation. Whether you're looking for a year-round residence, an Up North getaway, or an investment opportunity, this home provides a convenient location with easy access to boating, fishing, golfing, hiking, and all that the Central Lake area has to offer. Enjoy the convenience of in-town living while being only minutes from Intermediate Lake, Torch Lake, and numerous outdoor attractions. With its desirable location and endless potential, this property is ready for you to make it your own. Don't miss your opportunity to own a home in one of Northern Michigan's most
Enjoy affordable waterfront living with this charming, turn key cottage offering 45 feet of private frontage on the Intermediate River, just 100 yards from all sports Intermediate Lake. Situated on its own .20 acre parcel with a private dock, this well maintained 2 bedroom, 1 bathroom cabin provides direct boating access to the entire Upper Chain of Lakes, including Intermediate, Hanley, and Benway Lakes. Whether you're cruising by pontoon, enjoying a day of fishing, or simply relaxing on the water, this location offers some of the very best recreation Northern Michigan has to offer. Inside, you'll find an inviting open concept floor plan, luxury vinyl plank flooring, and a bright, comfortable living space designed for easy Up North living. The cottage is being sold nearly completely furnished with only minor exclusions, making it truly move in ready. Simply bring your bags, tie up the boat, and start enjoying the lake lifestyle. An added bonus is the availability of city water, city sewer, and natural gas, a rare and highly desirable combination for a waterfront property. Outside, enjoy evenings around the fire pit, relax on your private dock, or take a short walk into downtown Central Lake for groceries, ice cream, drinks at Mammoth Distilling, or dinner at the Blue Pelican. The deep water frontage easily accommodates a pontoon or speedboat, providing quick and convenient access to Intermediate Lake. Whether you're looking for a weekend getaway, an investment property, or an affordable way to enjoy Northern Michigan's sought after Chain of Lakes, this waterfront cottage is a rare opportunity to own a move in ready retreat in an exceptional location.
Ever dreamed of owning your own slice of Torch Lake paradise but thought it was out of reach? Welcome to your attainable Torch Lake opportunity. Introducing The Twins—two charming, identical cabins offering the perfect blend of togetherness and personal space. Each cabin features one bedroom, one bathroom, and an inviting open-concept kitchen, living, and dining area. Stay close to family and friends while still having your own retreat—because the best vacations are spent together... just not all the time. Relax on the brick paver patio with peek-a-boo views of the legendary turquoise waters of Torch Lake, then take the easy two-minute stroll to your shared deeded Torch Lake frontage complete with a dock. Whether you're boating, swimming, paddling, or simply soaking up Northern Michigan's most iconic lake, this is your chance to enjoy the Torch Lake lifestyle at a price that's becoming increasingly hard to find. Whether you're looking for a weekend getaway, a place to gather with friends and family, or an investment in one of Northern Michigan's most coveted destinations, The Twins prove that owning a piece of Torch Lake doesn't have to remain just a dream.
Welcome to the Guest House—your opportunity to enjoy attainable Torch Lake living. Beautifully updated and thoughtfully designed, this inviting three-bedroom, one-bath home offers comfortable year-round living or the perfect Northern Michigan getaway. The bright, open floor plan creates an easy flow between the kitchen, dining, and living areas, while the convenient laundry/mudroom is ideal after a day spent on the water. Step outside to the spacious deck, perfect for morning coffee, summer barbecues, or relaxing after a day on the lake. Just a one-minute walk brings you to the shared deeded Torch Lake frontage and dock, where you can enjoy boating, swimming, paddleboarding, or simply taking in the crystal-clear waters that make Torch Lake legendary. As an added bonus, the property includes the adjacent vacant lot, providing extra privacy today and exciting possibilities for tomorrow. Whether you're searching for a seasonal escape, a full-time residence, or an investment in one of Northern Michigan's most sought-after destinations, the Guest House offers an exceptional opportunity to enjoy the Torch Lake lifestyle at an attainable price.
Welcome to riverfront living in the heart of Northern Michigan. This beautifully positioned home offers 4 bedrooms, 2 baths, and 1,914 square feet of comfortable living space, with 130 feet of private Intermediate River frontage and direct access to the Northern Chain of Lakes. Inside, the home features a well-appointed kitchen with granite countertops, generous workspace, and an inviting layout that connects easily to the main living areas. A three-sided gas fireplace adds warmth and character, creating a natural centerpiece between the kitchen, dining, and living spaces. The outdoor setting is the real knockout. With river frontage, peaceful water views, and access to Intermediate Lake at the mouth of the river, this property delivers the Up North lifestyle buyers are looking for. Enjoy morning coffee on the riverside deck, launch into the Chain of Lakes, or relax at home with the water just steps away. Located in Central Lake, Michigan, this home offers a rare combination of waterfront, convenience, and lifestyle. You are close to downtown Central Lake while still enjoying the privacy and recreation of riverfront living. This is not just a house near the water. This is a true Northern Michigan waterfront opportunity.
Experience the timeless charm of authentic Northern Michigan living in this beautifully updated Beaver-built log cabin. Originally constructed in 1995 and thoughtfully renovated in 2022, this inviting retreat offers two bedrooms and one bathroom, blending rustic character with modern comfort. Enjoy views of Torch Lake and the convenience of shared deeded Torch Lake access just a short walk from your front door. The expansive covered porch, complete with a classic porch swing, creates the perfect setting for morning coffee, afternoon relaxation, or evenings spent enjoying the peaceful surroundings. Ideally situated between Traverse City and Charlevoix, this property places you in the heart of Northern Michigan's most sought-after recreational corridor. Golf courses, ski resorts, hiking trails, dining, shopping, and year-round outdoor adventures are all within easy reach. Whether you're seeking a weekend getaway, monthly vacation rental opportunity, or a cozy three season residence, this authentic log cabin offers the perfect combination of location, lifestyle, and Up North charm.
Welcome to 5815 Farrell Road in Central Lake, where spacious living, lake views, and Up North convenience come together in a beautifully updated home offering nearly 2,400 square feet of finished living space. With 5 bedrooms and 3 baths, this property delivers the room and flexibility today’s buyers are looking for. The main living area features vaulted ceilings, large windows, and a striking stone fireplace that anchors the open-concept gathering space. The kitchen is well appointed with granite countertops, updated cabinetry, stainless appliances, a large peninsula, and generous prep space, making it ideal for everyday living or entertaining. The primary suite offers a private retreat with a spacious bath featuring dual vanities, a soaking tub, and a tiled walk-in shower. Additional bedrooms, a loft-style sitting area, and dedicated office/flex space provide plenty of options for work, guests, hobbies, or storage. The finished lower level expands the home’s functionality with a recreation room, bonus kitchen, additional living space, and walkout access to the lower patio. Outside, enjoy multiple areas to relax and take in the setting, including an elevated deck, landscaped patio with firepit area, garden beds, and views stretching toward the lake and surrounding countryside. Located in the heart of Northern Michigan, this Central Lake home places you near Intermediate Lake, Torch Lake, the Chain of Lakes, Bellaire, Shanty Creek, Glacial Hills, A-Ga-Ming Golf Resort, Lake Michigan, and endless four-season recreation. Whether you are looking for a year-round residence, vacation getaway, or a property with room for extended stays, that offers space, setting, and versatility in one impressive package.
Welcome to the Guest House—your opportunity to enjoy attainable Torch Lake living. Beautifully updated and thoughtfully designed, this inviting three-bedroom, one-bath home offers comfortable year-round living or the perfect Northern Michigan getaway. The bright, open floor plan creates an easy flow between the kitchen, dining, and living areas, while the convenient laundry/mudroom is ideal after a day spent on the water. Step outside to the spacious deck, perfect for morning coffee, summer barbecues, or relaxing after a day on the lake. Just a one-minute walk brings you to the shared deeded Torch Lake frontage and dock, where you can enjoy boating, swimming, paddleboarding, or simply taking in the crystal-clear waters that make Torch Lake legendary. As an added bonus, the property includes the adjacent vacant lot, providing extra privacy today and exciting possibilities for tomorrow. Whether you're searching for a seasonal escape, a full-time residence, or an investment in one of Northern Michigan's most sought-after destinations, the Guest House offers an exceptional opportunity to enjoy the Torch Lake lifestyle at an attainable price.
Experience the timeless charm of authentic Northern Michigan living in this beautifully updated Beaver-built log cabin. Originally constructed in 1995 and thoughtfully renovated in 2022, this inviting retreat offers two bedrooms and one bathroom, blending rustic character with modern comfort. Enjoy views of Torch Lake and the convenience of shared deeded Torch Lake access just a short walk from your front door. The expansive covered porch, complete with a classic porch swing, creates the perfect setting for morning coffee, afternoon relaxation, or evenings spent enjoying the peaceful surroundings. Ideally situated between Traverse City and Charlevoix, this property places you in the heart of Northern Michigan's most sought-after recreational corridor. Golf courses, ski resorts, hiking trails, dining, shopping, and year-round outdoor adventures are all within easy reach. Whether you're seeking a weekend getaway, monthly vacation rental opportunity, or a cozy three season residence, this authentic log cabin offers the perfect combination of location, lifestyle, and Up North charm.
Ever dreamed of owning your own slice of Torch Lake paradise but thought it was out of reach? Welcome to your attainable Torch Lake opportunity. Introducing The Twins—two charming, identical cabins offering the perfect blend of togetherness and personal space. Each cabin features one bedroom, one bathroom, and an inviting open-concept kitchen, living, and dining area. Stay close to family and friends while still having your own retreat—because the best vacations are spent together... just not all the time. Relax on the brick paver patio with peek-a-boo views of the legendary turquoise waters of Torch Lake, then take the easy two-minute stroll to your shared deeded Torch Lake frontage complete with a dock. Whether you're boating, swimming, paddling, or simply soaking up Northern Michigan's most iconic lake, this is your chance to enjoy the Torch Lake lifestyle at a price that's becoming increasingly hard to find. Whether you're looking for a weekend getaway, a place to gather with friends and family, or an investment in one of Northern Michigan's most coveted destinations, The Twins prove that owning a piece of Torch Lake doesn't have to remain just a dream.
Set on 31 wooded acres with more than 900 feet of frontage on Ogletree Creek, this Central Lake property offers a rare Northern Michigan setting surrounded by nature, privacy, and room to roam. The creek creates a peaceful backdrop throughout the property, drawing wildlife and giving the land a quiet, almost surreal feel that is hard to duplicate. The home is complemented by an additional pole barn, offering valuable space for toys, equipment, storage, hobbies, or recreational gear. With wooded acreage, water frontage, and usable outbuilding space, the property is well-suited for those looking to enjoy the Up North lifestyle with space for year-round recreation. Located along Mitchell Road in Central Lake, the property offers a private natural setting while keeping you within reach of the Village of Central Lake, Intermediate Lake, Torch Lake, and the Chain of Lakes region. Whether used as a full-time residence, Northern Michigan retreat, or base camp for outdoor recreation, this is a property built around land, water, wildlife, and quiet.
Welcome to riverfront living in the heart of Northern Michigan. This beautifully positioned home offers 4 bedrooms, 2 baths, and 1,914 square feet of comfortable living space, with 130 feet of private Intermediate River frontage and direct access to the Northern Chain of Lakes. Inside, the home features a well-appointed kitchen with granite countertops, generous workspace, and an inviting layout that connects easily to the main living areas. A three-sided gas fireplace adds warmth and character, creating a natural centerpiece between the kitchen, dining, and living spaces. The outdoor setting is the real knockout. With river frontage, peaceful water views, and access to Intermediate Lake at the mouth of the river, this property delivers the Up North lifestyle buyers are looking for. Enjoy morning coffee on the riverside deck, launch into the Chain of Lakes, or relax at home with the water just steps away. Located in Central Lake, Michigan, this home offers a rare combination of waterfront, convenience, and lifestyle. You are close to downtown Central Lake while still enjoying the privacy and recreation of riverfront living. This is not just a house near the water. This is a true Northern Michigan waterfront opportunity.
Rare opportunity on premium all-sports Intermediate lake with over an acre and 106' of private sandy frontage. The property includes two seasonal cottages, each with 2 bedrooms and 1 bath, their own screened in porches and decks and a separate two-stall garage for boats and lake toys. Offered fully furnished, you can enjoy a turnkey family retreat or short-term rental income now - or remove the cottages to build your future dream estate on this exceptional parcel. A private setting with great frontage make boating, swimming, and fishing effortless. Conveniently located near Central Lake, Bellaire and Shanty Creek ski resort, this is a your chance to own coveted Northern Michigan lakefront real estate on one of the best lakes in the region.



Central Lake is located in Michigan. Central Lake, Michigan has a population of 917. Central Lake is more family-centric than the surrounding county with 41.42% of the households containing married families with children. The county average for households married with children is 21.8%.
The median household income in Central Lake, Michigan is $51,133. The median household income for the surrounding county is $60,378 compared to the national median of $69,021. The median age of people living in Central Lake is 36 years.
The average high temperature in July is 80.3 degrees, with an average low temperature in January of 14.2 degrees. The average rainfall is approximately 31.3 inches per year, with 116.7 inches of snow per year.