Bring your vision and tools to this 3-bedroom, 1.5-bath home tucked into a private wooded setting in Speculator. Whether you're searching for an Adirondack getaway, year-round home, renovation project, or potential income-producing property, this one offers plenty of possibilities. The main floor features a kitchen, dining area, and living room with rustic wood accents and a wood-burning stove ready to warm up chilly Adirondack evenings. Sliding glass doors open from the living room onto a deck surrounded by trees, creating a great outdoor space for relaxing, grilling, and entertaining. A distinctive spiral staircase leads upstairs to 3 bedrooms and bath. With some TLC and updates, this property could be transformed into a comfortable year-round residence, vacation retreat, long-term rental, or short-term rental, subject to applicable approvals and regulations. Situated on just under half an acre, the property offers a peaceful wooded setting with mountain and forest views, plus a driveway with off-street parking. Located near the Village of Speculator and the area's lakes, beaches, hiking, skiing, snowmobiling, golf, and four-season recreation, this is an opportunity for someone ready to roll up their sleeves and unlock the property's potential. Possible owner financing for qualified buyers.
Turnkey Adirondack living with deeded beach and lake access to beautiful Lake Pleasant! Located on a private lane in Speculator, this recently renovated 3-bedroom, 2-bath year-round home comes fully furnished and outfitted as an active short-term rental, making it ready to enjoy or continue generating income from day one. Step inside through the spacious sunroom/game room, a bright and inviting bonus space perfect for entertaining after a day on the lake or trails. Continue into the kitchen and open living/dining area, where a pellet stove creates a cozy gathering spot. A full bath with convenient main-floor laundry is located just off the kitchen. Upstairs you'll find 3 bedrooms and a second full bath. From the living room, step outside onto the new large composite deck, ideal for outdoor dining, relaxing, and entertaining. The backyard offers additional room to enjoy the Adirondack setting with a firepit for evenings under the stars. Three mini-splits provide added A/C comfort. Additional highlights include public water and sewer, a detached 1.5-car garage, off-street parking, and just under half an acre of land. Best of all, deeded shared access to Lake Pleasant includes a sandy beach giving you a place to swim, relax, and enjoy the water without the lakefront price tag. The property is currently an active STR generating apx. $30,000 in annual income. Whether you're searching for a year-round Adirondack home, vacation retreat, or turnkey investment property, this one checks the boxes. Close to skiing, snowmobile trails, golf, shopping, boating, hiking and many other activities enjoyed in the Adirondack Mountains.
Currently zoned as a single-family residence, this property was under renovation with the intent of creating a two-family dwelling. While a building permit for a two-family conversion was issued, municipal officials are currently reviewing the property's eligibility for approval as a two-family residence; however, no approval has been granted, and there is no guarantee that such approval will be obtained. The property is being sold as a single-family home. Buyers are encouraged to perform their own due diligence with the municipality regarding zoning, permitted uses, approvals, and any requirements that may apply. If two-family approval is ultimately denied, the property may need to be completed as a single-family residence. Possible owner financing for qualified buyers.
 |
| © 2026 Greater Capital Association of REALTORS (CRMLSNY). All rights reserved. The data relating to real estate for sale on this website have been downloaded from CRMLS. The IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. Information herein is deemed reliable but not guaranteed, representations are approximate, individual verification's recommended. Per New York legal requirement, click here for the Standard Operating Procedures. |
Speculator is located in New York. Speculator, New York has a population of 383. Speculator is less family-centric than the surrounding county with 8.33% of the households containing married families with children. The county average for households married with children is 19.3%.
The median household income in Speculator, New York is $71,667. The median household income for the surrounding county is $62,841 compared to the national median of $69,021. The median age of people living in Speculator is 62.2 years.
The average high temperature in July is 75.6 degrees, with an average low temperature in January of 4.7 degrees. The average rainfall is approximately 49.2 inches per year, with 122.7 inches of snow per year.
