Nestled on a private point on the Rappahannock River in Topping, Virginia, this beautifully remodeled river cottage offers a rare opportunity to enjoy sweeping water views, including the iconic Norris Bridge. Sitting on nearly 1.5 acres with 600' of shoreline, this property captures the best of coastal living! TWO piers, one on the River and one on the protected creek, plus a private sandy boat ramp and driveway leading to the waterside. Few places capture the extraordinary aspects this waterfront home offers! Every inch of this home has been completely redone, from plumbing and electrical to the kitchen, baths, and bedrooms, making it a move-in-ready, turn-key river retreat just an hour from Richmond. Inside the living space features an open-concept design, where a stunning new kitchen flows into the dining and living areas with big windows framing the water views and an electric fireplace for cozy ambiance. There are three bedrooms plus a "bonus" room (3-Bedroom septic), and three fabulous new bathrooms, including one with a multi-head shower, jets, and digital temperature control. Outdoor living is equally inviting, featuring three fire pits, a covered hot tub area, relaxing hammock areas overlooking the water, lovely landscaping, and extensive exterior lighting that makes the yard glow at night, creating a magical ambiance. With a protected Pier, huge 2-car garage, "fabulous footprint within the 100’ RPA", and proximity to local marinas, the Topping Airfield, this property delivers the perfect blend of modern comfort, waterfront adventure, and serene privacy. Waterfront homes like this, offering both river and creek access and a completely remodeled property, are truly rare. Don’t wait to see this extraordinary Rappahannock River gem! **Featured Sheet**
Looking for some space? This well maintained cape sits on 2.5 acres! Inside you'll find that the first floor has 9' ceilings, crown molding in every room, a family room with gas fireplace, a formal dining area, and an eat in kitchen with stainless appliances and glass front cabinets. The primary bedroom has a walk in closet and a private bath with double vanity, shower and large soaking tub. The other two nicely sized bedrooms are on the opposite end of the house and share a second full bath. Upstairs is completely unfinished! Bring your imagination and turn that 850 square feet into something perfect! Other notables: a front deck (17'x10') with vinyl rails and trex style decking and a 16'x10' shed.
***SELLER OFFERING $5K BUYER CREDIT*** Welcome to your waterfront retreat in Topping, VA—beautifully redesigned for relaxed, modern living and effortless entertaining. This thoughtfully reimagined home offers one-level living with an open layout, abundant natural light, and high-end upgrades throughout. Featuring 3 bedrooms, 2.5 baths, and approximately 1,800–2,000 sq ft of living space (including a 480 sq ft sunroom addition not reflected in tax records), every detail has been carefully curated for comfort and style. Enjoy all-new LVP flooring, updated electrical and plumbing, smart lighting and HVAC, solid core doors, and a stunning chef’s kitchen with waterfall quartz countertops, custom cabinetry, a butler’s pantry, and a premium Thor gas appliance package—including a built-in wine fridge and waterfall sink with glass washer. The luxurious primary suite boasts a spa-like bath with a custom 50 sq ft smart shower, soaking tub with waterfall spout, heated floors, and dual vanities with Bluetooth LED mirrors. Outdoor living is just as exceptional. The +/-1 acre lot includes water views, expansive decks with built-in seating, a private putting green, a sandy beach area with swings and a fire pit, three powered sheds, RV parking, and a private drive with just five neighboring homes. With recent upgrades including a new roof, windows, doors, siding, and fresh landscaping, this property offers an unbeatable blend of serenity, function, and designer flair. Property includes a private, deeded waterfront easement directly out the back door—not shared and exclusive to this home. While the lot doesn’t extend to the water, the easement provides a direct path to the beach with unobstructed views from the kitchen and living room. NOT need flood insurance. Out of the flood zone.

Topping is located in Virginia. Topping, Virginia has a population of 1,327. Topping is more family-centric than the surrounding county with 37.86% of the households containing married families with children. The county average for households married with children is 20%.
The median household income for the surrounding county is $63,782 compared to the national median of $69,021. The median age of people living in Topping is 49.7 years.
The average high temperature in July is 87.6 degrees, with an average low temperature in January of 27.5 degrees. The average rainfall is approximately 47 inches per year, with 6.8 inches of snow per year.