A Rare Opportunity to Experience the Beauty of Florida's Nature Coast - Now offered at an exceptional new price, this custom waterfront residence delivers something increasingly rare along Florida's Gulf Coast—a home where tranquility, privacy, and breathtaking natural beauty define everyday living. Unlike many waterfront homes that overlook canals and neighboring docks, this exceptional point-lot property captures sweeping panoramic views across the Hernando Beach Flats to the Gulf of Mexico, creating an extraordinary sense of openness where spectacular sunsets, coastal birds, seasonal bald eagles, and the ever-changing beauty of Florida's Nature Coast become part of daily life. Offering approximately 5,000 square feet of usable space, the home features three bedrooms, two-and-a-half baths, an oversized three-car garage, four unique waterfront verandas, and a beautifully renovated lower-level bonus space. Designed to embrace the surrounding landscape, nearly every room enjoys stunning water views, seamlessly blending comfortable indoor living with the remarkable setting beyond. The open-concept living area features soaring ceilings, engineered hardwood flooring, walls of glass, and a spacious kitchen with stainless steel appliances, dual convection ovens, an oversized island, and a generous butler's pantry—perfect for gathering while remaining connected to the scenery outside. The private primary suite offers its own waterfront veranda, spa-inspired bath with soaking tub, walk-in shower, dual vanities, and peaceful views that begin and end each day surrounded by nature. Upstairs, two guest bedrooms, a full bath, and an additional living area provide comfortable accommodations for family and visitors. The beautifully renovated lower level adds nearly 1,700 square feet of flexible space ideal for a media room, fitness studio, home office, guest quarters, hobby space, or future multigenerational living, with an elevator shaft already in place for future installation. Outside, relax beside the heated saltwater pool with private grotto & cascading waterfall, where both solar and propane heating extend your swimming season. Launch your kayak or paddleboard from your private launch, unwind beneath the screened lanai, or simply enjoy the peaceful rhythm of life along the water. Throughout the year, herons, egrets, pelicans, osprey, sandhill cranes, dolphins, and manatees create an ever-changing display of Florida wildlife, while bald eagles are frequent visitors during the cooler months. For leisurely sunset cruises or an extended day on the water the property also offers a private dock, 10,000-pound boat lift, and community lift with Gulf access for those occasions. Yet what truly sets this home apart is its rare combination of panoramic views, exceptional privacy, and an authentic connection to Florida's unspoiled Nature Coast tucked away on its own peaceful vista. More than a waterfront home, this is a place where mornings begin with coffee overlooking the Flats and evenings end beneath unforgettable Gulf sunsets. If you've been searching for a peaceful coastal lifestyle surrounded by extraordinary views, abundant wildlife, and the quiet beauty of Florida's Nature Coast, this exceptional property is one you simply must experience! Come enjoy a sunset showing at this exceptional home today!
Discover coastal living at its finest in this beautiful Hernando Beach home. Located at 3519 Cobia Dr, this property boasts stunning waterfront views and access to the Gulf of America. Enjoy spacious living areas filled with natural light, a modern kitchen with top-of-the-line appliances, and a large deck appropriate for entertaining. New roof with fully transferable warranty. The private dock makes boating a breeze, while nearby amenities accord dining and shopping options. Experience serene living in this charming coastal community. Will consider swap for lakefront home in Florida.
Exceptionally well maintained, fully furnished, remodeled waterfront home with four bedrooms, three full baths, pool, and elevator located in Hernando Beach South. This home features a newly remodeled kitchen with wood cabinets, quartz countertops, stainless steel appliances, cabinet lighting, breakfast bar, and a farmhouse sink; all three bathrooms have also been remodeled with walk-in showers, rain shower heads and new vanities; laminate flooring throughout the house; tongue and groove wood ceiling in the great room and kitchen; plantation shutters on every window; double pane windows; the master bedroom suite on the third floor has a vaulted ceiling and private balcony with gulf views; laundry room with storage cabinets; a screened in lanai located off of the great room; custom ceiling fans and lighting; tankless water heater; security system; and the home is equipped with a whole house generator. Features of the exterior include maintenance free landscaping with brick pavers and stone (no grass to cut); fenced back yard; floating dock; seawall with knee wall and walkway; custom exterior uplighting; 24 x 12 inground pool with waterfall spa; a metal roof; gutters, sprinkler system and an epoxy coated garage floor. HVAC system new in 2025.


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Hernando Beach is located in Florida. Hernando Beach, Florida has a population of 2,544. Hernando Beach is less family-centric than the surrounding county with 11.62% of the households containing married families with children. The county average for households married with children is 22.09%.
The median household income in Hernando Beach, Florida is $77,385. The median household income for the surrounding county is $53,301 compared to the national median of $69,021. The median age of people living in Hernando Beach is 57.8 years.
The average high temperature in July is 90.3 degrees, with an average low temperature in January of 45.8 degrees. The average rainfall is approximately 52.7 inches per year, with 0 inches of snow per year.