Panama City Beach FL Real Estate & Homes for Sale

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Beds:
4
Baths:
3.00
Sq.Ft.:
1,750
Status:
Active
MLS#:
788210
Type:
Condo
Subdivision:
Sugar Beach Condo
Year built:
1974
Courtesy: Beachy Beach Real Estate Garrett Aune 850-588-8908
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ADDITIONAL INFORMATION

THIS CAN'T BE REAL... THE ONLY 4 BEDROOM FULLY FURNISHED CONDO ON THE GULF UNDER $800,000!!! The sellers have meticulously cared for this unit for 33 years, and have spared no expense in making sure the next owner will have a true RENTAL BEAST! Over $100,000 invested in the last few years which includes all new: kitchen, flooring throughout, bathrooms, HVAC, water heater, washer/dryer, hurricane doors and windows, paint, custom ceilings downstairs, and the list goes on! This unit is 100% rental ready as is (with all assessments paid in full and none upcoming), but if a new owner would just add their own flare with some new furniture, this unit would be unlike anything else available on the beach. The neighbor's unit just sold for $615k and was located in the back of the complex with limited gulf views. This one is just a few feet from the pristine white sandy beaches and has AMAZING views from the living room and primary bedroom. That unit had $86k in rental income last year, so needless to say... with these updates and this view, this unit truly has unlimited potential and could surpass those numbers easily! Sugar Beach is a highly desirable gated community due to its prime location. Park at your door, no elevators, and right in the heart of the historic Thomas Dr. Restaurants, Bars, Minigolf, Go-karts, Ice Cream, and the list goes on. And all of this is within 1-2 blocks - so park your car and no need to touch it again. And did I mention the new Tootsies Beach Honky-Tonk opening 2 doors down? That right... The concert scene is already lighting up with numerous Big Name Headliners performing this Spring and Summer!!! In addition to the best location in town, this gem of a community offers a pool, clubhouse, tennis, pickleball, shuffleboard courts, and gated private beach access. And if you need to simply wind down after a long day enjoying the best that PCB has to offer, Sugar Beach has an expansive peaceful greenspace unlike any other community on the beach. Get lost in tranquility as you watch the giant Koi Fish, turtles, and sea birds at the large sprawling pond. And if all of the above wasn't enough, TAKE NOTE that this is one of the only pet-friendly complexes on the ENTIRE BEACH. That's right... this offers an extreme competitive advantage, and much higher income! Please look at all the other 4 bedrooms available, and then come fall in love with this truly special opportunity (priced $200K less than the next). With some of the lowest HOA's of all the comps, this one is a CAN'T MISS!!!

Open House:

Friday, 4/24 10:00-2:00PM

More Open House Info >

Beds:
3
Baths:
2.00
Sq.Ft.:
1,200
Status:
Active
MLS#:
1000414
Type:
Single Family-Detached
Subdivision:
Kiska Beach 1st Addn
Lot size:
0.13 Acres
Year built:
1983
Courtesy: Luxe Coastal Realty Marcy O'Donnell 848-220-5555
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ADDITIONAL INFORMATION

Rare opportunity to own a turnkey short-term rental just a few blocks from the Gulf on the highly desirable west end of Panama City Beach, minutes to the Rosemary Beach entrance to 30A. This 3BR/2BA coastal bungalow has been updated with new LVP flooring, fresh interior paint, expanded driveway for additional guest parking, and a low-maintenance backyard--ideal for maximizing rental performance. Fully fenced yard features a detached storage building with potential to convert into a charming guest suite, bunk room, or flex space (buyer to verify), plus room to add a pool for significant income upside. Projected STR revenue approximately $55K-$70K+ annually. Strong demand for beach properties in this price point--opportunities like this are limited.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,122
Status:
Active
MLS#:
1000403
Type:
Single Family-Detached
Subdivision:
Miramar Beach 1st Addn
Lot size:
0.17 Acres
Year built:
1962
Courtesy: EXP Realty LLC Kelly Killick 850-319-5132
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ADDITIONAL INFORMATION

Charming Beachside Home in Panama City Beach! Welcome to this beautiful single-family residence located just a block away from the stunning Panama City Beach! This property features: 2 Bedrooms & 2 Bathrooms: Spacious and well-maintained, perfect for comfortable living. (NO HOA) 1,122 sqft of Living Space: Ample room for your family and guests.7,405 sqft Lot: Enjoy plenty of outdoor space with an UNBELIEVABLY Large fenced in beautiful grass yard perfect for outdoor activities, gardening, or just soaking up the Florida sun. Updated Kitchen & Bathroom: Modern amenities for a touch of luxury, including stainless steel appliances, beautiful countertops, and elegant tile work. Extra Flex Room: Can be converted into a 3rd bedroom, home office, or creative studio.

Beds:
4
Baths:
4.00
Sq.Ft.:
1,637
Status:
Active
MLS#:
1000768
Type:
Condo
Subdivision:
Ocean Ritz
Year built:
2006
Courtesy: Beachy Beach Real Estate Karen Smith 850-233-4351
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ADDITIONAL INFORMATION

Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms and main living areas in December 2025, complete renovation of all bathroom showers and tubs in 2023 with a lifetime warranty from Re-Bath, a water heater replacement and a full interior repaint in 2020. In 2024, the HVAC system was replaced and upgraded, including an ultraviolet light air purification system to ensure superior air quality. The overall modern feel of this unit includes smart-home features like a Ring doorbell and Ecobee thermostat sensors. This smart thermostat provides a care free indoor-outdoor living experience by adjusting the air conditioning when a balcony door is open. What truly sets Ocean Ritz apart is its low-density design and lifestyle. With only 63 total units in the community you and your guests will enjoy a more relaxed, luxurious experience without the crowds and busy elevators that are typical of most condominiums. The stunning beach views from the outdoor living space are unparalleled, featuring a massive corner balcony providing near panoramic views. The balcony is just shy of 500 square feet--one of the largest in the area-- and spans the full width of the living room and two gulf front bedroom suites, with direct access from each of those three rooms. Owners and guests enjoy a boutique experience with many amenities, including a fitness center, grill area, sauna, steam room, and a relaxing hot tub. The unique indoor/outdoor pool is heated seasonally and provides the perfect year-round environment for both sun-seekers and those who prefer the shade. With a private beach walkover, a reserved parking space, and a separate overflow parking area, this rare gem offers a level of comfort and exclusivity that is increasingly difficult to find, while still convenient to all of the fun that Panama City Beach has to offer. Virtual tour available upon request.

Beds:
5
Baths:
5.00
Sq.Ft.:
2,394
Status:
Active
MLS#:
788366
Type:
Single Family
Subdivision:
Long Beach 3rd
Year built:
2007
Courtesy: EXP Realty LLC Joseph Rohne 636-236-2191
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ADDITIONAL INFORMATION

La Chateau 5BR/4.5BA French-Inspired STR Investment Panama City Beach Bonjour, cash flow. Welcome to La Chateau -- a one-of-a-kind French-themed vacation rental in the heart of Panama City Beach that combines Old World charm with serious short-term rental income potential. Nestled in a beautiful townhouse community just a short walk to the sugar-white sands of the Gulf, La Chateau stands out in a crowded vacation rental market with its stylish French-inspired décor, thoughtful layout, and guest-ready amenities that keep bookings coming and reviews glowing. The Property Spanning five bedrooms and four bathrooms across a well-appointed townhouse layout, this property was built and designed with the vacation rental guest in mind. An elevator adds a premium touch guests rave about -- especially families hauling beach gear -- while the private one-car garage provides the kind of convenience that drives five-star reviews. The community pool gives guests a resort-style amenity without the resort price tag, adding another compelling booking feature that sets La Chateau apart from standard PCB rentals in the area. The Investment La Chateau already carries a proven rental history and is positioned to exceed $100K in annual gross revenue with the right management and marketing strategy. Panama City Beach continues to rank as one of Florida's top short-term rental markets, and properties with unique themes, premium amenities, and walkable beach access consistently outperform the competition. With STR-friendly zoning, a distinctive brand identity already built into the property name and décor, and walkability to one of the most visited beaches in the Southeast, La Chateau isn't just a vacation home -- it's a turnkey business with a French accent. Whether you're an experienced STR investor looking to add a standout performer to your portfolio or a first-time buyer ready to enter the vacation rental market with a property that already has brand recognition and rental history, La Chateau is ready to deliver. C'est magnifique -- and so is the ROI.

Beds:
4
Baths:
4.00
Sq.Ft.:
2,768
Status:
Active
MLS#:
1000433
Type:
Single Family-Detached
Subdivision:
Carillon Beach
Lot size:
0.14 Acres
Year built:
2015
Courtesy: Sandels by the Sea LLC Martin Sandel 216-214-0143
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ADDITIONAL INFORMATION

This newer construction home, one of a few coming to market in Carillon Beach in 2026, is a head turner. Built in 2015, with 4 BR, 3.5 baths, this stunning, high-end, beach home of 2768 H&C space, was originally designed as a full-time residence, but would also work as a second home or vacation rental (as it now is). Featuring 3 King bedrooms and one oversized bunk room, with a second living space on the 2nd floor, and an oversized entertainment patio to the rear overlooking a nature preserve, this home lives large but also feels intimate, private and inviting. The preserve offers a measure of privacy, difficult to find in Carillon, especially when not on the gulf or Lake Carillon. The quiet, secluded gated community of Carillon Beach boasts 3900 linear ft. of pristine, never-crowded sugary sand. Presently the inventory of homes available for purchase in Carillon is near an historic low, while the demand is increasing significantly The upscale shopping and restaurants of Rosemary Beach and 30AVENUE are but a 5 minute drive away. Carillon will never experience the heavy traffic associated with certain other high-end areas due to its being gated and buffered on the west by Lake Powell and Camp Helen State Park, allowing you to enjoy proximity to all of the many benefits of 30A with none of the burdens. Further, unlike several communities to the west, golf carts are permitted in the community. Carillon Beach also offers full court basketball court, tennis and pickleball courts and children's play areas.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,362
Status:
Active
MLS#:
788170
Type:
Single Family
Subdivision:
Tierra Verde
Lot size:
0.17 Acres
Year built:
2003
Courtesy: Coldwell Banker Realty Daryle Burkey 850-896-7755
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ADDITIONAL INFORMATION

Rare Opportunity in Exclusive Tierra Verde - Panama City Beach Discover this beautifully maintained 3-bedroom, 2.5-bath executive ''GREEN HOME'' in the prestigious Tierra Verde subdivision--a gated enclave of just 24 homes within The Glades community. Centrally located, Tierra Verde offers easy access from Back Beach Parkway and Middle Beach Road, and its golf cart-friendly streets lead you straight to the white sandy beaches, local restaurants, and Duplin Winery. You'll also be minutes from world-class golf courses, Pier Park, Dolly Parton's Pirate Dinner Theater, Top Golf, popular dining spots, entertainment venues, and community parks. Situated on a quiet cul-de-sac behind a private security gate, this 2,362 sq. ft. home blends luxury with energy efficiency. The open-concept living area features 12-foot tray ceilings with crown molding and cove lighting, electricity provided through solar energy, a cozy gas fireplace, and tile floors throughout. The custom designer kitchen boasts brand new unique curved Quartz countertops, stainless steel appliances (new stove & microwave in 2023), and beautiful cabinetry. The spacious primary suite offers private pool access, tray ceiling with cove lighting, his-and-hers closets, and a spa-like bath with brand new granite double vanity countertops, jetted tub, water closet, and large custom-tiled shower. Additional highlights include a dedicated office with French doors, built-in shelving, and a driveway-facing window. Step outside to a screened-in lanai with a saltwater pool, overflowing spa, and tanning deck--perfect for relaxing or entertaining. The oversized driveway, two-car garage, and separate golf cart garage provide ample parking and storage. Recent Updates & Upgrades: Roof: Replaced June 2024, HVAC: Replaced December 2024, Gutters: Replaced December 2024. Solar Panels: New with transferable warranty--significant energy savings. Pool Screen: Replaced January 2025, Pool Deck: Refinished April 2025, Pool Light: Replaced May 2025. Kitchen / Baths Countertops Replaced April 2026 If you're seeking a move-in-ready home in a prime location with luxury finishes, modern upgrades, and low maintenance, this is a rare find you won't want to miss. Seller is willing to remove solar panels with acceptable offer if you are not interested in solar energy. HOA includes monthly trash service.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,903
Status:
Active
MLS#:
788191
Type:
Condo
Subdivision:
Regency Towers
Year built:
1975
Courtesy: Christies International Real Estate Emerald Coast Larell Paradise 850-775-7617
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ADDITIONAL INFORMATION

PENTHOUSE ALERT! 3 king size bedrooms with plenty of space to add a 4th! 2 GULF FRONT bedrooms and one bedroom with lagoon views. Extra Large living area and expansive balcony overlooking the emerald coast. Large dining room could easily be converted into 4th bedroom or bunk room to maximize occupancy. Also space to add a 3rd bathroom off of master bath. Beautiful as it is, perfect for a second home or primary residence. Rental income potential $125,000+ more with 4th bedroom added. Experienced contractor ready to go with scope of work for these updates if desired. Master bedroom has its own private balcony/sunroom. Regency Towers' fantastic amenities include two olympic size pools- one heated year round, a full service poolside bar & grill, indoor hot tub, kiddie pool, outdoor showers, exercise facility, billiards room, multiple picnic areas with grills, large community room, and plenty of engaging in house activities are offered year round! Located just minutes from St. Andrews state park, multiple boat launches, arcades, Go kart tracks, golf cart/scooter rental, bike rental, mini golf, amusement rides, Shipwreck Island Waterpark, restaurants, clothing boutiques, jet ski/boat rental, Top Golf, Dolly Parton's Dinner Theater, Tootsie's Orchid Lounge and engaging Nightlife!!! All this & more at the World's Most Beautiful Beach!

Beds:
4
Baths:
4.00
Sq.Ft.:
3,566
Status:
Active
MLS#:
788173
Type:
Single Family
Subdivision:
Lydia Landings
Lot size:
0.08 Acres
Year built:
2006
Courtesy: Berkshire Hathaway HomeServices Beach Properties of Florida Craig Duran 850-290-0417
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ADDITIONAL INFORMATION

Where boating days meet barefoot beach mornings - this custom-built waterfront home on Grand Lagoon captures the best of Panama City Beach living. Positioned as an end residence with no neighbor to the west, it offers added privacy in a quiet, golf cart-friendly neighborhood where you can step onto your private dock or be on the sand in under 5 minutes via Public Beach Access #21. From here, it's an easy ride or walk to nearby shopping, dining and entertainment including local favorites like Schooners and Harpoon Harry's, giving you a lifestyle that's both relaxed and connected. Spanning three levels, this 4BR/4BA residence blends upscale craftsmanship with thoughtful functionality. Brazilian cherry flooring and mahogany doors are complemented by granite countertops and custom cabinetry throughout, while 10-foot ceilings and 8-foot doors create a warm, refined aesthetic. Expansive living spaces and multiple balconies maximize views over the Gulf and Grand Lagoon. A hydraulic elevator services every floor, adding a level of everyday convenience that's hard to overstate - whether bringing in groceries or making multi-level living more accessible and effortless. Two separate living areas offer flexibility to spread out and unwind, creating distinct spaces for relaxing or hosting. The designer kitchen is built to gather, featuring top-of-the-line appliances and an open layout that flows seamlessly into the living area and oversized balcony overlooking the water. The primary suite opens to a private waterfront balcony and features a spa-inspired bath with a frameless glass steam shower and jacuzzi tub. Each additional bedroom offers its own private balcony and a bath with a jacuzzi tub, while a top-floor guest suite lives like a second primary. Outside, the Florida lifestyle takes center stage. The heated saltwater pool with sun shelf, bubblers, and umbrella ledge invites long afternoons in the sun, while the covered lanai and outdoor kitchen create the perfect setting for gathering. The private dock with remote-controlled boat lift (accommodating approximately up to a 10' beam and 30' vessel) includes shore power, water, and cable - putting Shell Island, St. Andrews Bay, and the Gulf just a short 15-minute ride away. Spend your days fishing, dolphin watching, or anchoring out for a beach day with the family. Additional highlights include two laundry rooms (first and third floors), a whole-house Generac generator (2021) for added peace of mind, hurricane-rated windows and doors, smart home features (Ring cameras, connected locks and lighting), a new paver driveway (2022), and a one-car garage. Offered fully furnished with high-quality, homeowner-grade pieces (with just a few minor personal exclusions; golf cart and fishing equipment negotiable), this home is move-in or rental ready. It has not been used as a rental by current or previous owners, offering a well-maintained, lightly used opportunity. If you're looking for a waterfront home that feels tucked away yet keeps you close to the beach, dining, and everything Panama City Beach has to offer, this one delivers. Schedule your private showing to see it firsthand.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,315
Status:
Active
MLS#:
788163
Type:
Single Family
Subdivision:
Latitude at Watersound
Year built:
2022
Courtesy: Coldwell Banker Realty Sheryl Lewis 770-316-3334
View additional info

ADDITIONAL INFORMATION

Welcome to your dream coastal retreat in Latitude Margaritaville Watersound! This beautifully upgraded Camellia Cottage is ideally located in highly sought-after Phase 2, just a short walk or golf cart ride to the community's world-class amenities. Perfectly positioned on a rare preserve-facing lot, this home offers added privacy and serene natural views. Tucked within a quiet enclave on a charming cottage ''island,'' you'll enjoy peaceful surroundings with close proximity to all the action. Step inside to an inviting open-concept floorplan featuring a spacious family room with vaulted ceilings, decorative beams, and a cozy fireplace--perfect for relaxing or entertaining. The home showcases laminate flooring throughout the main living areas and tile in both bathrooms, combining style and durability. The gourmet kitchen is a true standout with upgraded 42'' cabinetry, quartz countertops, tile backsplash, large island, and a dedicated coffee bar area--ideal for morning routines or hosting guests. The adjoining dining space flows seamlessly, creating a warm and functional gathering area. The primary suite offers a tranquil retreat with a luxuriously upgraded en-suite bath, featuring a frameless glass tile shower and dual vanities. A secondary bedroom and full bath provide comfortable accommodations for guests. This home is being offered mostly furnished (with a few exclusions) and features high-quality pieces from Pottery Barn, Ethan Allen, and Shore House, along with upgraded lighting and ceiling fans throughout, making it truly move-in ready. Living in Latitude Margaritaville Watersound means enjoying a vibrant 55+ lifestyle with unparalleled amenities, including a resort-style pool, indoor lap pool, state-of-the-art fitness center, pickleball and tennis courts, a full-service restaurant and bar, live entertainment, walking and biking trails, dog parks, and a private beach shuttle. The community is also conveniently located near the Intracoastal Waterway, with future plans for a marina, shopping, and dining, plus a new hospital just minutes away. Don't miss this opportunity to own a beautifully appointed home in one of the most desirable locations within this award-winning community! Will consider selling partially furnished or unfurnished if desired. Grass front and back is in process of being replaced.

Beds:
2
Baths:
3.00
Sq.Ft.:
1,066
Status:
Active
MLS#:
788209
Type:
Condo
Subdivision:
Shores Of Panama Phase I
Year built:
2007
Courtesy: Corcoran Reverie Whitney Dubroca 850-348-7302
View additional info

ADDITIONAL INFORMATION

Shores of Panama sets the standard for Gulf-front resort living, offering an unmatched collection of amenities including 500 feet of direct beachfront, a stunning 14,000 sq ft zero-entry lagoon-style pool, Gulf-side hot tub, heated indoor pool and spa, state-of-the-art fitness center, and two full-service on-site bars and dining options--creating an elevated vacation experience that keeps guests coming back year This Gulf-front 2-bedroom, 2.5-bath condo delivers stunning panoramic views of the emerald waters and sugar-white sand--an instant draw for vacationers and a proven income producer. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests--maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential, unbeatable amenities, and views that sell themselves--this is the beach investment you've been waiting for.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,050
Status:
Active
MLS#:
788203
Type:
Condo
Subdivision:
Dunes Of Panama Phase I
Year built:
1974
Courtesy: Bright Realty Solutions Edgar Barnette 704-507-4102
View additional info

ADDITIONAL INFORMATION

*DO NOT MISS OUT ON THIS GREAT BUY!**See building information below. Dunes of Panama A209 is a gorgeous, remodeled and beautifully updated 2 Bedroom, 2 Bath, 1,050sq.ft. condo with fabulous Gulf front views! This condo is a great investment property or second home, and it is PET FRIENDLY! This turnkey rental grossed $47,211 in 2024 and $42,100 through November 2025. Open floor plan with breathtaking gulf views from the living area, kitchen and master ensuite. Just steps away to the sandy white shores of the gulf, relax and unwind in your own piece of paradise. The Dunes of Panama Resort has 1500 linear feet of sugar white sand, 3 gulf front pools (one heated), four pickle ball courts, one tennis court, free WI-FI, fitness room, shuffleboard, outdoor BBQ grills, Stingray's restaurant and gift shop and the Sneaky Tiki poolside. All dimensions and information herein are deemed reliable but should be verified by buyer. **''A'' Building closed on November 25, 2025 for milestone repairs and is expected to reopen in the early fall or sooner. Showings are limited due to the ongoing repairs and would need to be a serious buyer with preapproval or proof of funds, in other words, no looky-loo's. When the building reopens, the price will increase significantly. There is a current monthly payment of $560 for a special assessment that runs until May 2029.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,632
Status:
Active
MLS#:
1000399
Type:
Manufactured Home
Subdivision:
Sand Dollar Estates
Lot size:
0.24 Acres
Year built:
1996
Courtesy: Grayton Beach Realty Llc Scott Goldstein 786-314-8957
View additional info

ADDITIONAL INFORMATION

This updated 3BR/2BA home is located in the West End of Panama City Beach, in the Laguna Beach area, just 6 blocks from the white sandy beaches and minutes from shopping and dining. Situated on an ideal quarter-acre lot, the property offers ample outdoor space and privacy, and is perfect for building your dream home or enjoying as-is. Recent improvements include an HVAC system, septic tank, LVP flooring and high-traffic carpet, new toilets and vanities, fresh interior paint, roof replacement, and PEX plumbing, providing added value and peace of mind for the next owner. The spacious backyard features a generous workshop and a covered deck with granite countertops--perfect for outdoor entertaining, storage, or additional prep space for grilling and cooking. Constructed for durability, the home is securely strapped to concrete runners and rated to withstand winds up to 145 MPH. A rare opportunity in a prime coastal location--schedule your showing today.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,591
Status:
Active
MLS#:
1000361
Type:
Office
Subdivision:
Bay Point Unit 1
Lot size:
0.26 Acres
Year built:
1999
Courtesy: Keller Williams Realty SRB Mike Herring 850-321-0917
View additional info

ADDITIONAL INFORMATION

ASSUMABLE VA LOAN at 2.25% -- a rare and valuable opportunity! Move-in ready and impeccably maintained, this stunning 2,591 SF residence delivers the perfect blend of comfort, style, and thoughtful upgrades. Featuring 3 bedrooms, 2.5 baths, and a dedicated office, the open-concept design is highlighted by soaring ceilings and an abundance of natural light. Enjoy seamless indoor-outdoor living with a spacious, screen-enclosed pool and patio, perfect for relaxing or entertaining year-round. The beautifully appointed kitchen showcases soft-close cabinetry with elegant up lighting, an oversized breakfast bar, and opens to the inviting family room, where large corner windows overlook the sparkling pool and a cozy fireplace adds warmth and charm. There is a wood burning fireplace with a beautiful view of the pool and the best part of the pool is that it is heated and enclosed. A formal dining room and private office both enhanced with custom built-ins and all-new bookshelves flank the foyer. The expansive primary suite offers a true retreat, complete with a sitting area and direct access to the pool. The luxurious ensuite bath features a 6-jet soaking tub, updated walk-in shower, and dual vanities. A split-bedroom floor plan provides privacy, with two guest bedrooms connected by a Jack-and-Jill bath, plus a convenient half bath for visitors. Built for durability and efficiency with 2x6 construction, this home also includes above closet storage, a floored attic above the garage, and numerous recent upgrades throughout. Recent Improvements & Features Include: Heated, screen-enclosed pool with new screen, resurfaced finish, and all-new equipment Newly painted pool deck Brand new exterior paint Roof approximately 6 years old New HVAC system (under warranty) Bosch dishwasher, new garbage disposal, and newer appliances throughout New washer and dryer Updated showers and new ceiling fans Porcelain tile flooring in select areas Epoxy-coated garage floors + new garage door opener Located in a gated community with security and convenient access near the back gate, this home is ideally positioned close to the West Bay Point exit onto Navy Blvd. This property truly stands out offering exceptional upgrades, a functional layout, and a highly desirable assumable VA loan. A rare find that combines luxury, efficiency, and value in one beautiful package.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,397
Status:
Active
MLS#:
787859
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.19 Acres
Year built:
1996
Courtesy: Anchor Realty Florida Crystal Ball 205-329-0759
View additional info

ADDITIONAL INFORMATION

Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Beds:
1
Baths:
1.00
Sq.Ft.:
751
Status:
Active
MLS#:
327996
Type:
Condo
Subdivision:
Sunbird Condo
Lot size:
0.02 Acres
Year built:
1984
Courtesy: Coastal Choice Realty 850-215-4160
View additional info

ADDITIONAL INFORMATION

!!Sunbird Condo! Panama City Beach!! Great location! Gulf front! This motivated seller is offering an A floor plan, which is the largest one -bedroom layout available at Sunbird. The condo features a roomy living area and a seperate dining space that could potentially be converted into an additional bedroom. The bedroom fits a king-size bed and includes a walk in closet. Owners enjoy flexibility to make updates: for example, somehave added French doors to open Gulf views from the bedroom. This floor plan also boasts the largest bathroom among the units. Sunbird is a gated community that has recently been refreshed with new paint, repairs, and updated landscaping. amenities include three swimming pools (the west pool is heated during cooler months,) composite sundecks, gas grills, and a fitness center with upgraded equipment. Residents can also enjoy pickleball and tennis courts. The location is conveniently within walking distnce of restaurants and shopping. Located next to Pineapple Willys restaurant.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,619
Status:
Active
MLS#:
788172
Type:
Single Family
Subdivision:
North Beach Estates
Lot size:
0.21 Acres
Year built:
1999
Courtesy: CENTURY 21 Ryan Realty Inc Tabitha Garcia 850-866-4783
View additional info

ADDITIONAL INFORMATION

Welcome to 936 Pelican Place, a charming home tucked away on a quiet cul-de-sac with fenced yard in the heart of Panama City Beach! This well-maintained property offers 3 bedrooms, 2 bathrooms, and a versatile flex room. Perfect for a home office, playroom, or guest space, giving you the flexibility to fit your lifestyle needs. The kitchen features sleek stainless steel appliances complemented by two breakfast buffet areas, each adding a ton of room for parties and gatherings on holidays. Fun pop of color in the kitchen for your warmth and character. Step outside to enjoy a spacious backyard with plenty of room for entertaining, pets, or even adding your dream outdoor oasis. Whether you're hosting gatherings or simply relaxing, this outdoor space is a true highlight. Generous parking area-perfect for storing your boat, jet skis, or weekend toys. Located just minutes from the world-famous beaches, shopping, dining, and local attractions, this home combines convenience with comfort. Don't miss your chance to own a slice of paradise in one of Panama City Beach's most desirable areas! This home really has it all, come take a look !! More professional photography to come !!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,300
Status:
Active
MLS#:
1000374
Type:
Single Family-Detached
Subdivision:
Panama City Beach
Lot size:
0.12 Acres
Year built:
2002
Courtesy: Beachfront Real Estate Group Jacinda Olsen 850-612-6755
View additional info

ADDITIONAL INFORMATION

Coastal Luxury with Unmatched Gulf Views. Wake up to the sound of the waves and the beauty of an endless horizon in this stunning 3-bedroom, 2-bath coastal retreat overlooking the Gulf. No HOA! Perfectly positioned to capture panoramic ocean views, this home blends modern comfort with seaside charm. Enjoy unobstructed ocean views from the living room, kitchen, and private deck ideal for entertaining. Coastal landscaping, and direct beach access steps away. Whether you're searching for a full-time residence, a vacation getaway, or an investment opportunity, this property offers an unbeatable combination of location, luxury, and lifestyle. Experience the Gulf Coast dream--schedule your private showing today.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,322
Status:
Active
MLS#:
1000290
Type:
Condo
Subdivision:
Villas Of St Thomas Iv
Year built:
1984
Courtesy: Engel & Voelkers 30A Beaches Kiley Parker 865-755-8502
View additional info

ADDITIONAL INFORMATION

Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

Beds:
4
Baths:
4.00
Sq.Ft.:
2,985
Status:
Active
MLS#:
1000265
Type:
Other
Subdivision:
Salt Grass At Ward Creek
Lot size:
0.16 Acres
Year built:
2026
Courtesy: Maltbie Realty Group William Maltbie 813-819-5255
View additional info

ADDITIONAL INFORMATION

Welcome to Salt Grass at Ward Creek, Panama City Beach's newest coastal community just 5 minutes from the sugar white sands and crystalclear waters of the Gulf. This stunning Olivia floorplan delivers exceptional design with a 20 ft ceiling in the great room, impressive scale, and the craftsmanship buyers have come to expect from one of the area's premier builders. Offering nearly 3,000 sq ft of thoughtfully planned living space. The Primary Suite is conveniently located onthe main level, with flexible plan options allowing for 3-6 bedrooms and the potential to expand the home to approximately 3,400 sq ft. newest and largest floorplan offered in Salt Grass at Ward Creek. STOCK PHOTOS, PRICES SUBJECT TO CHANGE. Photos of a decorated model home are for reference only.Actual home will differ.

Beds:
4
Baths:
4.00
Sq.Ft.:
2,457
Status:
Active
MLS#:
1000268
Type:
Office
Subdivision:
Breakwater At Ward Creek
Lot size:
0.14 Acres
Year built:
2026
Courtesy: Jacksonville TBI Realty LLC Nathan Gido 678-245-9337
View additional info

ADDITIONAL INFORMATION

Single-story new Toll Brothers home located on a private preserve home site. Construction estimated completion August. 4-bedroom, 3-bathroom residence boasts an inviting office/study room with glass doors, working from home, arts and crafts or play room. As you enter the home, you are greeted by a grand foyer with soaring 12-foot ceilings, setting the tone for the open and airy feel that flows throughout the entire space. The remainder of the home features 10-foot ceilings, adding to the sense of spaciousness and elegance. Luxury vinyl plank flooring throughout the home and tile in bathrooms. The open gourmet kitchen is outfitted with stainless steel appliances, sleek quartz countertops, designer tile backsplash, pendant lights, spacious pantry and ample cabinet space for all your culinary needs. Whether preparing a family meal or entertaining guests, this gourmet kitchen is sure to impress. The primary suite is a true retreat, featuring a luxurious en-suite bath complete with a separate tile shower and a large soaking tub perfect for unwinding after a long day. With an upgraded multi-slide stacked door in the great room that opens up fully for indoor and outdoor living to a covered patio with pavers. Located in a gated community with resort style amenities including large pool, lap pool, clubhouse, fitness center, pickleball courts, tennis court, playground, multi-purpose field and more. Short drive to public beach access, Pier Park shopping, dining and fun entertainment, airport, future FSU/TMH medical campus, future West Bay Center with Publix, and recreation outdoor activities at Frank Brown Park. Some pictures are not of actual home, but same home plan. Explore everything this exceptional home has to offer and schedule your appointment today.

Beds:
1
Baths:
2.00
Sq.Ft.:
1,588
Status:
Active
MLS#:
1000251
Type:
Condo
Subdivision:
Island Reserve
Year built:
2008
Courtesy: Beachy Beach Real Estate Karen Smith 850-233-4351
View additional info

ADDITIONAL INFORMATION

Price reduced! Motivated Seller! This condo is sold turn-key, fully furnished and move-in ready. Welcome to Island Reserve -- where resort-style living meets everyday comfort and a true sense of community. This beautifully maintained 1-bedroom, 1.5-bath condo offers an impressive amount of storage space within its 1,588 square feet that you truly have to see to believe. Step inside and you will find soaring 10-foot ceilings on both levels, giving the home a bright and open feel. The main level features an inviting living space and a well-appointed kitchen enhanced with a custom cabinet organization system. Upstairs, the spacious primary suite is a true retreat. With no neighbors on one side, you will enjoy extra windows that fill the space with natural light as well as a private balcony. The en-suite master bathroom offers a tiled walk-in shower with glass door and a separate soaking tub, double vanities and two walk-in closets. The interior is filled with thoughtful upgrades, including high-quality shelving in many of the closets and storage areas, under cabinet lighting, granite countertops and tile backsplash. Need a bit more flexibility? The upstairs 16x4 bonus room may serve many different purposes such as a private office, cozy reading nook, additional sleeping space for guests or a nursery. Two balconies -- one on each floor -- overlook what many consider the most beautiful pool and landscaping in Panama City Beach. Whether you are enjoying your morning coffee or unwinding while overlooking the luscious grounds, the view is always a treat. Unlike most condominiums, you can park on the same level as your residence here, making running errands like grocery shopping so much more convenient. Life here feels like a permanent vacation with endless opportunities for entertainment, including an indoor basketball court and pickleball court, a fully equipped gym, party room, a theater, and a charming library where you can ''give a book, take a book''. The active Social Committee ensures there is always a way to connect, from live music by the pool to community Thanksgiving dinners and holiday parties. Located just minutes from the beach, the airport, and shopping and dining at Pier Park, this condo offers the perfect balance of excitement and serenity. You will feel truly at home, since there are no short-term rentals in Island Reserve.

Beds:
1
Baths:
2.00
Sq.Ft.:
923
Status:
Active
MLS#:
788143
Type:
Condo
Subdivision:
Tidewater Beach Phase II
Year built:
2007
Courtesy: Better Homes and Gardens Coast Properties Angela Stanley 850-319-6479
View additional info

ADDITIONAL INFORMATION

Exceptional One-Bedroom Unit at Tidewater Beach Resort! Discover this beautiful one-bedroom floor plan at Tidewater Beach Resort, offering an impressive 923 square feet of living space. The master bedroom features breathtaking views of the Gulf of America, creating a perfect coastal retreat. The open-concept layout and spacious kitchen not only provide a welcoming atmosphere but also offer excellent income potential as a rental property. Tidewater Beach Resort is renowned for its exceptional amenities, including: Two large lagoon-style pools Indoor heated pool Gulf-front fitness center Onsite movie theater Onsite dining options 24-hour security Unbeatable proximity to Pier Park, the vibrant heart of Panama City Beach Don't miss this rare opportunity to own one of these highly sought-after floor plans at Tidewater Beach Resort!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,254
Status:
Active
MLS#:
788130
Type:
Condo
Subdivision:
Beachview Villas
Year built:
1993
Courtesy: Counts Real Estate Group Inc Stephanie Ingram 850-814-0355
View additional info

ADDITIONAL INFORMATION

Beautifully Updated 2-Bedroom Condo at Edgewater Beach Resort Step into style and comfort with this tastefully decorated second-floor condo, offering 2 spacious bedrooms and 2 full bathrooms--perfect for hosting family and friends, and sleeping up to 10 guests. This unit is fully furnished and rental-ready, making it a fantastic investment or vacation getaway. Located in the heart of Panama City Beach, Edgewater Beach Resort is a gated, full-service resort spanning 110 acres along the Gulf of Mexico. Amenities abound with 12 swimming pools, including the signature lagoon pool, a 9-hole executive golf course, multiple hot tubs, sun decks, and beachfront dining options. Enjoy access to the tennis complex with 6 courts and pro shop, a well-equipped fitness center, luxurious spa, salon, market, and gift shops. Additional activities include basketball, shuffleboard, and much more. Families will love the Kids Adventure Club, complete with a splash pad, arcade, and a calendar full of fun events. Don't miss your chance to own in one of the most sought-after resorts on the Gulf Coast. Schedule your private tour today!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,459
Status:
Active
MLS#:
788112
Type:
Single Family
Subdivision:
Colonial Landing
Year built:
2025
Courtesy: DR Horton Realty of Emerald Coast, LLC Pamela Hawkins 850-641-7679
View additional info

ADDITIONAL INFORMATION

Welcome to 252 Phillips Bluff Avenue, a new home at Colonial East Townhomes in Panama City Beach. This townhome is an interior unit of a six-unit building that is ready for move in. This floor plan has 3 bedrooms, 2.5 bathrooms with a bright foyer leading to the expansive open-concept kitchen, living, and dining area, designed for entertaining and everyday living. The kitchen is open and spacious with a center island and overlooks the main living area. Interior features include quartz countertops, EVP throughout the main level, EVP treads on the stairs and carpet in bedrooms and upstairs hallway. The first floor is heart of this home, while the privacy of the second level holds all bedrooms, ensuring a quiet retreat. The primary bedroom has a generous size closet and a private bathroom with dual sink vanity, and ample linen storage, and a large shower. Additional bedrooms share a hall bath, creating a comfortable space. A Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience with keyless entry KwikSet deadbolt. Exterior features of Colonial East townhomes are equally impressive, with Hardie® siding. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise. Call us today for more information on Colonial East.

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067


The information being provided on this website is for consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this web site comes in part from the IDX Program of the REALTOR® Association of Franklin & Gulf Counties MLS, Inc.. Real estate listings held by brokerage firms other than Xome Inc. are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. Copyright 2026, REALTOR® Association of Franklin & Gulf Counties MLS, Inc. All rights reserved.



Panama City Beach Real Estate

Panama City Beach is located in Florida. Panama City Beach, Florida has a population of 17,882. Panama City Beach is less family-centric than the surrounding county with 24.13% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City Beach, Florida is $70,131. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City Beach is 44.8 years.

Panama City Beach Weather

The average high temperature in July is 90.1 degrees, with an average low temperature in January of 42.9 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Beach Map

Panama City Beach Real Estate Market Conditions

  • Median sales price

    $432,000
    25%
    change since last quarter
  • # Active listings

    2,004
    30-day change

Panama City Beach Schools and Demographics

Education near Panama City Beach, FL

City County
High School Graduates 90.69 90.08
College Degree - 2 year 11.41 11.67
College Degree - 4 year 31.79 25.6
Graduate Degree 7.87 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City Beach, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Breakfast Point Academy PK - 08 1,453 13.8 32407
Cedar Grove Elementary School PK - 05 473 11 32405
Hiland Park Elementary School PK - 05 837 14.9 32405
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City Beach, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
Surfside Middle School 06 - 08 753 16.7 32413

High Schools near Panama City Beach, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
J.R. Arnold High School 09 - 12 1,606 22 32407
Newpoint Bay Charter High School 09 - 12 125 25 32405
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City Beach, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City Beach, FL

City County
Neighborhood Type Suburban
Population 17,882 181,384
Population Density 927 239
Median Age 44.8 40.8
People per Household 2.3 2.5
Median Household Income 70,131 60,473
Average Income per Capita 40,447 32,312

Real estate near Panama City Beach