Discover this stunning turnkey home just two blocks from the Lake Toho lakefront! Situated on a desirable corner lot in a quiet neighborhood with NO HOA, this property places you in the heart of all the recreation, dining, shopping, and outdoor activities Lake Toho is legendary for. The inviting front porch sets the tone as you step inside to an AIRY OPEN FLOOR PLAN, highlighted by modern lighting. The fully modern kitchen shines with stainless steel appliances, QUARTZ COUNTERTOPS, and a contemporary design ideal for entertaining. The updated bathroom is like a private retreat, featuring a SKYLIGHT and beautiful glass-walled shower. The well-appointed bedrooms provide comfortable space for family, guests, or a home office. NEW ROOF (2023) and WATER HEATER (2023) bring peace of mind. Enjoy a fenced backyard with water and a 110 hookup, perfect for a boat, RV, or hobby space, conveniently accessed through a side gate. This home truly has it all: location, upgrades, and lifestyle.
3/1 with a 1/1 mother in law suite. Code violations to be cleared by new owner.
Welcome to this beautiful no-HOA home designed to offer space, comfort, and versatility for modern living. Featuring 5 bedrooms, 4 full bathrooms, and 2 half baths, this thoughtfully designed property is ideal for large families or those seeking additional income opportunities. A legal, permitted accessory dwelling unit (ADU) provides the perfect setup for a mother-in-law suite or rental income, complete with a full kitchen, one bedroom, a full bath, and a laundry closet. The main home welcomes you with porcelain tile flooring throughout, elegant wood molding designs on the walls, and ceiling fans in every room, creating an open and airy feel. Elegant light fixtures in the dining area and kitchen add a warm, stylish touch, enhancing the inviting atmosphere. The bright open-concept floor plan is perfect for everyday living and entertaining. Two bedrooms share a Jack-and-Jill bathroom, while another bedroom features a private en-suite. The kitchen serves as the heart of the home, showcasing oversized granite countertops, 36-inch cabinetry, and generous space for gathering and making memories. A convenient half bath for guests completes the layout. All bathrooms feature beautifully tiled showers with elegant finishes, offering a spa-like yet cozy feel throughout the home. For those who enjoy entertaining or need extra storage, the impressive 720 sq. ft. garage includes a half bathroom, bar area, and sink, making it ideal for hosting game nights or weekend get-togethers. Situated in a charming community near Lake Tohopekaliga in St. Cloud, residents enjoy walking trails, playgrounds, a marina with boat slips, a waterfront restaurant, and some of the best sunset views in town. This inviting home offers comfort, style, and endless possibilities—truly a wonderful place to call home.
Welcome home to this beautifully designed 4-bedroom, 2-bath residence featuring 9.4-foot ceilings, tray ceilings in the living room and primary bedroom, and porcelain flooring throughout, creating a bright and elegant living space. The bathrooms showcase porcelain floors and walls, with the primary suite offering his-and-her sinks, modern cabinetry and mirrors, and a luxury walk-in shower with double shower heads—your own private retreat. Enjoy ceiling fans in every bedroom, recessed lighting throughout, and elegant light fixtures in the kitchen and dining areas that add warmth and style. The open-concept kitchen is thoughtfully designed with 42-inch cabinets, white quartz countertops, a range hood, and a pantry, making it perfect for everyday living and entertaining. The property sits on nearly half an acre, a rare find, and has been verified to allow a pool, a mother-in-law suite, or additional outdoor living space—ideal for gardening, hosting guests, or creating your dream backyard oasis. Located on a quiet, NO-HOA street, just a few blocks from St. Cloud Lake and a nearby scenic neighborhood lake with a walking trail, boat slip, and children’s park. Conveniently close to US-192, 15 minutes from the Florida Turnpike, near Lake Nona, and approximately 50 minutes from the beach. This home offers the perfect blend of comfort, space, and lifestyle—a place you’ll truly love to call home.
Whether you are upsizing or downsizing, this home allows you flexibility. 3.6 ASSUMABLE MORTGAGE (saves you hundreds monthly compared to the competition at 6.2). REAL SAVINGS! Welcome home! Make yourself at home in this well-maintained 4-bedroom, 2-bath home offering the perfect blend of comfort, flexibility, and long-term value. This lovely home has an open floor plan that is flooded with natural light, a spacious kitchen with a large island, cozy primary suite with spa-inspired walk-in shower, 3 additional bedrooms/flex rooms (you choose - home office, library, crafts, OR media), a screened lanai that offers protection from the elements and pests, yet allows you to enjoy the fresh Florida breeze. Your oversized irrigated backyard is waiting to become your private oasis. This home is a blank canvas with endless possibilities—ideal for first-time home buyers, investors, or transplants/migrants. Location matters—and this one delivers! This is where small-town living meets big city convenience and access. Conveniently located near US-192, SR-417, Florida Turnpike, Orlando Intl Airport, with quick access to top-rated schools, retail shopping and dining, along with parks and recreation. A short drive to Boxi Park, world-class Lake Nona Medical City and minutes away from the rapidly expanding 500 acre NeoCity technology campus: The home of advanced manufacturing research and development, a critical national hub of microelectronics and semi-conductors. This beautiful home is positioned perfectly for future appreciation with major job growth expected in Osceola county. A rare opportunity to realize greater home appreciation and equity not seen by those with higher interest rates. THIS IS THE RATE DROP YOU'VE BEEN WAITING FOR! The time is NOW....step into a rare 3.6 assumable loan and reap substantial savings monthly that can be used for retirement savings or upgrades. Yes, the location and lifestyle you've been waiting for without the added cost. Schedule your private tour today before the rush and the bidding wars begin. Property activity is increasing. CALL ME NOW!
No HOA, no CDD! This new 2026 mobile home offers 2 bedrooms and 2 bathrooms and is located within the city limits on a partially fenced lot. Enjoy a fresh, modern feel with all new appliances and an efficient, open layout with laminate flooring throughout. Conveniently located close to downtown St. Cloud, with easy access to shopping, dining, city buses and local amenities. A great opportunity for low-maintenance living with no extra community fees. O down and down payment assistance financing available to those who qualify. This home is a wind zone 3 (this area only requires a wind zone 3) which helps with insurance. Energy efficient mobile home with double pane windows.
Escape to your own slice of paradise with this beautiful direct lakefront home on East Lake Tohopekaliga, situated on over half an acre with breathtaking water views and private enjoyment of one of Central Florida’s most sought-after lakes. Perfect for outdoor enthusiasts and those looking to unwind, this property offers front-row views of St. Cloud Lakefront events, fireworks, and festivals—all from your own backyard. Room for boats, toys, gardens, and gatherings — without HOA rules. “Morning coffee on the enclosed porch. Evening privacy on nearly half an acre.” This charming residence features 3 spacious bedrooms with new luxury laminate flooring and 2 elegantly redesigned bathrooms, combining comfort with modern style. The upgraded kitchen showcases stone countertops and stainless steel appliances, ideal for entertaining and everyday living. Brand-new French doors off the family room, office, and primary bedroom create seamless indoor-outdoor living, filling the home with natural light and showcasing stunning lake and landscape views. The expansive family room overlooks East Lake Toho, making it an inviting space for relaxation or gatherings. A versatile bonus room can be used as a formal dining area, office, or additional living space. Step outside to your private lakefront oasis featuring a semi above-ground pool, wood deck, and pergola—perfect for enjoying Florida’s outdoor lifestyle. Additional features include a 15x28 Tuff Shed wired for electric with a loft, a stone paver driveway, and a fully fenced yard with gated access on all sides. Enjoy peaceful mornings on the screened-in back porch overlooking the water. East Lake Toho is renowned for boating, fishing, skiing, and endless recreational opportunities, while still being conveniently located near shopping, dining, and local attractions. Don’t miss this opportunity to embrace true lakefront living—schedule your showing today.
PRICE IMPROVEMENT! Welcome to this well-located 3-bedroom, 2-bath home in the heart of St. Cloud, situated on an oversized corner lot of nearly 1/4 acre—offering extra space, added privacy, and room to grow. Inside, the home features a functional, easy-flow layout where the living, dining, and kitchen areas connect naturally, creating a comfortable setting for both everyday living and casual entertaining. Natural light enhances the space and gives the home a warm, inviting feel throughout. The kitchen is equipped with stainless steel appliances and ample cabinetry, providing a practical and welcoming space for meal prep and gathering with family or friends. Each bedroom is generously sized and filled with natural light, offering flexibility for bedrooms, a home office, or guest space. Outside, the expansive corner lot opens the door to endless possibilities—whether you’re envisioning outdoor entertaining, future improvements, or simply enjoying the benefit of extra yard space rarely found at this location. Located within St. Cloud city limits, the home is conveniently close to St. Cloud Elementary and St. Cloud High School, and just minutes from East Lake Tohopekaliga, where you can enjoy waterfront parks, dining, and local activities. With new homes developing nearby, this property offers a blend of established charm, convenience, and long-term potential.
LOCATION, LOCATION, LOCATION Great opportunity in the heart of St. Cloud! This vacant, 2-bedroom manufactured home is move-in ready and conveniently located close to everything the area has for everyone to enjoy. Lot can be access through both streets making it easy to park your "toys". The property features two new Mini Split AC units, providing efficient and reliable cooling year-round. Its in-town location offers quick access to Downtown St. Cloud, shopping, dining, parks, schools, and major roadways connecting to Lake Nona, Medical City, and Orlando. With its prime location and low-maintenance appeal, this home would make the perfect rental property or an excellent option for a primary residence.
Ask about our flexible financing options available on this property, including non-traditional programs for buyers or properties who may not fit standard guidelines. Financing subject to credit, property approval, and lender terms. Great investment opportunities. Lovely 2-bedroom, 2-bath condo located on the second floor with beautiful views overlooking the garden area. Enjoy peaceful mornings or relaxing evenings on the enclosed screened patio, perfect for reading or sipping your favorite cup of coffee. This home offers valuable upgrades including a new water heater (2022), A/C unit replaced in 2020, and a new interior motor installed in 2025. Located in the highly sought-after Heather Hall Community, you’ll appreciate a great price point along with easy access to the Florida Turnpike, plus close proximity to shopping centers and dining options.
One or more photo(s) has been virtually staged. This home in St Cloud will have you living on cloud 9... sitting on a wide 0.29-acre cul-de-sac lot in Heritage Place and giving you more usable space than the numbers show. This home even has a BONUS flex room that opens the door for whatever you need office, playroom, media spot, home gym... it adds real lifestyle value right away. Inside, the layout flows easy with a true split plan, and a bright, open feel that pulls you straight toward the oversized covered back porch... perfect for those slow Florida evenings. You've got solid block construction, shingle roof 2014, A/C from 2014, city water and sewer, natural gas for efficiency, and a fully fenced backyard with a 6-ft vinyl privacy fence added in 2016. The 484 sq ft finished garage and spacious driveway give you plenty of room for cars, storage, or a small workshop setup. The lot is the real win here... rare size for this part of St Cloud and plenty of room to spread out. No HOA, no rules, no fees. Just your home, your yard, your way. You're also tucked close to highly FL DOE rated schools Michigan Ave Elementary, St Cloud Middle, and St Cloud High all within a mile. Showings by appointment... come see what Cody Allen Court is all about.
Charming 1915 Florida Home Near East Lake Toho! Step into classic Florida living with this beautifully maintained 3-bedroom, 2-bath traditional wood-frame home built in 1915 and thoughtfully updated over the years. This residence blends vintage character with modern comfort, offering warm, inviting spaces throughout. Inside, you’ll find a welcoming layout with updated living areas, a vintage fireplace and some remodeled touches The home sits on a generous lot and includes a detached storage shed, perfect for tools, toys, or hobby space. Located near the southern end of East Lake Toho and just moments from Lakefront Park, you’ll enjoy the best of outdoor Florida living—renowned bass fishing, scenic walking trails, public docks, picnicking, and more. Whether you're an outdoor enthusiast or simply love the charm of historic homes, this one offers a rare opportunity. Don't miss your chance to own a piece of Florida history in a prime location! Schedule your showing today
Experience true luxury living in this fully renovated, modern masterpiece located in Saint Cloud. This stunning corner lot, pool home has been completely upgraded from top to bottom with designer finishes, high-end materials, and exceptional attention to detail. Step into a show-stopping kitchen featuring brand new cabinets, a large waterfall-style kitchen island, premium marble-style countertops, LED ambiance lighting, new stainless-steel appliances, and a deep farmhouse sink. The entire home shines with new tile flooring, sleek modern lighting, new ceiling fans, new windows beside 1 window in the front entrance , and double doors leading to the backyard oasis. Almost all doors have also been recently replaced. The spa-like bathrooms have been fully transformed with luxury shower systems, frameless glass, double vanities, and gorgeous tile work throughout. Major upgrades offer peace of mind, including: Whole-house re-pipe, Whole-house electrical rewiring, Three upgraded breaker panels, Tankless water heater, Whole-home water filtration system + sink filter, New smoke detectors with updated circuits, and GFI outlets added around exterior for security cameras. Outside, enjoy the Florida lifestyle with a beautiful private pool, two large sheds, an exterior shower, and a fully fenced backyard with fruit trees and plenty of storage space. Additional features include: New bedroom & closet doors, New stucco, New modern porch double doors, 12×24 workshop shed, and Dedicated office/library area. This home is move-in ready, meticulously upgraded, and truly one of a kind. With an open layout, abundant natural light, luxurious finishes, and every major system replaced, this property offers the perfect blend of comfort, beauty, and peace of mind. Homes with this level of renovation rarely hit the market; come see why this one stands out above the rest. Schedule your private showing today!
Welcome to 2580 King Oak Circle—a charming 2-bedroom, 2-bath townhouse located in the heart of Central Florida, right here in beautiful St. Cloud. This home sits in a prime location off Canoe Creek Road, offering easy access to major highways, and just minutes from US-192, where you’ll find shopping centers, hospitals, supermarkets, restaurants, and everyday conveniences. This townhouse is move-in ready for its next owners and incredibly affordable, featuring one of the lowest HOA fees in the area. The community offers fantastic amenities including a community pool and lounge area, perfect for relaxing and enjoying Florida living. Opportunities like this in such a desirable location rarely last. Come view it today and find your next townhouse!
MAJOR PRICE REDUCTION! SELLERS ARE MOTIVATED! This 4 bedroom, 2&1/2 bathroom home with NO HOA OR CDD FEES is ready for its new owners. Welcome to St. Cloud, Florida, a city often described as blending a small-town feel with convenient access to the amenities of the greater Orlando metro area. The home welcomes you with a charming covered front porch, perfect for enjoying your morning coffee or relaxing in the shade on warm afternoons. Step into this beautifully designed home featuring an inviting open-concept floor plan that seamlessly blends the living, dining, and kitchen areas into one spacious, light-filled gathering space. The large living area features vaulted ceilings, a sliding glass door providing access to the exterior of the home, and plenty of room for entertaining friends and family. This welcoming kitchen boasts granite countertops, a movable island for flexible prep and serving space, and Samsung smart appliances replaced in 2024 that add modern convenience. Just across from the kitchen is the dining room, creating a seamless flow that’s perfect for everyday meals and effortless entertaining. Exiting the kitchen and dining area, you’re greeted by a convenient half bath, ideal for guests and added privacy. Just down the hall, the garage entry corridor also houses the washer and dryer, keeping everyday tasks easily accessible yet out of sight. The home features an owners suite complete with a private en-suite bathroom, providing a relaxing retreat at the end of the day. In addition, there are three well-sized bedrooms, perfect for family, guests, or a home office, each offering comfort, natural light, and plenty of flexibility to suit your needs. Recent upgrades include new HVAC system replaced July 2025, new water heater replaced 2024, Luxury Vinyl Plank installed throughout the main living area, new vanities and lighting in the guest and owner’s suite bathrooms, and a new garage door opener replaced 2025. FRESH COAT OF PAINT ON THE INTERIOR OF THE HOME 2026. The fully fenced backyard offers both privacy and versatility, making it an ideal space for relaxing or entertaining. There’s plenty of room for gardening, whether you envision raised beds, flower plots, or a vegetable garden, along with ample open space for outdoor activities. It’s a perfect setting to enjoy fresh air, family fun, or quiet evenings outdoors. As an added bonus, the property features a flowering Oriental Orchid Tree that puts on a breathtaking display from late fall through early spring. The neighborhood is close to scenic lakefronts and offers a blend of residential, shopping, and recreational options, making it perfect for those seeking both convenience and a relaxed, community-focused lifestyle. Walt Disney World, Universal Studios, and SeaWorld are conveniently located just 30 minutes away! Additionally, Cocoa Beach is only about an hour's drive away. Call to make your appointment today. INTERIOR LISTING PHOTOS HAVE BEEN UPDATED!
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Nestled on a desirable CORNER LOT in the heart of St. Cloud, this MOVE-IN ready concrete BLOCK HOME offers a welcoming blend of comfort, character, and convenience - featuring a charming front porch, an extended driveway, and 3 BEDROOMS and 1.5 BATHROOMS with a bright semi-open floor plan with spacious living areas with upgraded laminate flooring, an eat-in kitchen, and an interior laundry room. The split-bedroom layout provides excellent privacy. The primary suite includes a large walk-in closet, a half bath, and peaceful backyard views. Down the main hall are two generously sized secondary bedrooms and a full bath. Outside, the fully fenced backyard offers plenty of room to build your own OUTDOOR OASIS or store your boat or jet ski as the home is conveniently located within a short drive to Lakefront Park, complete with a public boat ramp, marina, sandy beach, fishing piers, splash pad, biking paths, volleyball courts, and playground. Prime location just 15 minutes to Lake Nona, close to the Florida Turnpike, and surrounded by major shopping and dining options. Meticulously maintained with key updates including NEW ROOF (2021), UPDATED 9 WINDOWS (2009), INTERIOR PAINT (2022), EXTERIOR PAINT (2023), and A/C & HOT WATER HEATER (2016). This is the perfect opportunity to enjoy the St. Cloud lifestyle. Schedule your private showing today!
Step into this stunning, villa in the community of King Oak Villas! This home features a newer A/C, a new roof, and a new water heater, offering comfort, efficiency, and peace of mind. Enjoy the convenience of inside laundry, an open and airy layout, and bright living spaces perfect for modern living. Ideal for first time homebuyers searching for a move in ready property or investors seeking a high demand rental opportunity, this home delivers exceptional value. Located just minutes from stores, dining, and major roadways, and zoned for excellent schools: Neptune Elementary, Michigan Avenue Middle, and St. Cloud High School. This upgraded, low maintenance home is truly a gem..don’t miss your chance to make it yours! *Photos coming soon
**MARKET PRICE ADJUSTMENT** Discover this beautifully maintained 4-bedroom block home offering 2,056 sq. ft. of comfortable living space and a floor plan designed for both everyday living and entertaining. Enjoy peace of mind with a 2021 roof, 2024 A/C, and a heated chlorine pool added in 2023, all enclosed within a screened lanai overlooking a tranquil pond view. Inside, the home features a split floor plan with carpeted bedrooms, an inside laundry room, a separate dining room, and an additional family room for flexible use. The spacious kitchen offers granite countertops, stainless steel appliances, and a direct view into the living room—perfect for staying connected while cooking or hosting. The primary suite includes a soaker tub, walk-in shower, and generous space to unwind. HOA fees conveniently include cable, internet, and phone. Located close to schools, shopping, and everyday conveniences, this home blends comfort, updates, and an ideal location. Click on "VIRTUAL TOUR 1 for a 3-D view of this home.
Short Sale. Features include bright and open floor plan, ideal for entertaining and daily living, Stone countertops, stainless steel appliances. A large backyard perfect for relaxing or outdoor activities. Conveniently located near shopping, dining, parks, and major highways. This home is move-in ready and won’t last long on the market!
Investor Opportunity! This home could be updated or demolished. The lot is zoned SR2 and is 76x150, with a lot of potential. You could build a single family home or a duplex. There's also a 20x14 detached garage in the back of the property.
LOOK AT THIS VIEW! NO HOA, CORNER LOT! Welcome to this charming 2-bedroom (with potential for a 3rd bedroom), 1-bath home situated on nearly ¼ acre with a breathtaking lake view. Get ready to fall in love with the stunning sunset skies over East Lake Toho, enjoyed right from your front living room through the newly installed windows (2025) throughout the home. Located directly across from the St. Cloud Lakefront walking and biking path, you’ll have endless outdoor activities at your doorstep. Take a peaceful stroll or a small golf cart ride to the nearby restaurant, cast a line from the fishing pier, enjoy the playground or splash pad, relax at the beach—or simply unwind in your front room while watching the sunset skies over the water. You can even enjoy holiday fireworks right from your own front yard! Inside, the bathroom has been beautifully renovated and is ADA accessible. Both bedrooms are generous in size and feature original hardwood floors. The oversized corner lot offers fruit trees, space to garden, and plenty of room to personalize.All major updates have already been handled, giving you peace of mind: New Roof – 2023, New Windows – 2025, HVAC – 2018, Water Heater – 2018, Bathroom Remodel – 2023, Fresh Interior Paint – 2025, ADA Ramp Installed – 2020, This home is ready for its new owner and filled with potential—schedule your showing today and make it yours!
Welcome to this beautiful and cozy home in Blackberry Creek! Featuring a desirable split floor plan with three bedrooms and two full bathrooms, this property offers comfort and functionality. Recent upgrades include professionally installed flooring, energy-efficient dual-pane windows, a new rear sliding door, and updated plumbing, roof, A/C, and water heater. Hurricane shutters are also included for added protection. The low-cost HOA provides access to a community boat ramp with direct entry to Lake Toho. Ideally located near shopping, East Lake Toho’s lakefront park, and the Florida Turnpike, this home is perfectly positioned for convenience and lifestyle. Don’t miss your chance this home will sell fast. Schedule your showing today!
Investment Opportunity! Four well-located units at 705 Michigan Ct, St. Cloud (Units 1, 2, 3 & 4), each featuring 2 bedrooms and 1 bathroom. Conveniently situated near downtown St. Cloud, schools, shopping, dining, major roadways including SR-192 and US-441, and just steps from Lakefront Park. These units offer solid rental potential in an established area. Ideal for investors seeking multiple income-producing properties in a central location. Schedule a showing today!
One or more photo(s) has been virtually staged. TWO HOUSES IN ONE! WITH SEPARATE ENTRANCE! Discover the perfect blend of space, privacy, and flexibility in this beautifully expanded one-story home on 1.18 acres in St. Cloud. Originally built in 1925 and thoughtfully modernized, this property now offers nearly 2,500 sq ft of living area, including a permitted 858 sq ft addition (2008) with a spacious living room, dining room, two additional bedrooms, and two bathrooms. The home features 4 bedrooms, 3 full baths, a metal + gable roof, and a 2009 upgraded 2.5-ton HVAC system. A large 12×33 insulated screen room (2009) provides extra outdoor living space overlooking the peaceful acreage. The home’s layout includes a flexible multi-purpose prep/entertaining area adjacent to the main kitchen—ideal for guests, catering, hobby cooking, or multi-generational convenience (single-family zoning; not a separate dwelling). With no HOA, plenty of room for parking, storage sheds, gardening, toys, pets, or small projects, this property offers the freedom and space you’ve been looking for. A rare opportunity to own a well-maintained, fully permitted, move-in-ready home on acreage just minutes from shopping, schools, and major roads. Bring your vision and enjoy country living with city convenience!
Discover this stunning 3-bedroom, 2.5-bath home in the rapidly growing area of Saint Cloud, offering quick access to the Turnpike and just 25 minutes from Orlando International Airport. Ideally located near shopping centers, dining, and the innovative NeoCity technology district. The community features beautiful lakes, a clubhouse, pool, parks, and more. This modern, minimalist townhouse includes custom wood-built closets, granite countertops, ceramic tile flooring, and a spacious primary bathroom with double vanities. Enjoy a private backyard perfect for grilling and entertaining. The owner is highly motivated—don’t miss this opportunity!

Saint Cloud is located in Florida. Saint Cloud, Florida 34769has a population of 57,610. Saint Cloud 34769 is more family-centric than the surrounding county with 33.85% of the households containing married families with children. The county average for households married with children is 30.51%.
The median household income in Saint Cloud, Florida 34769 is $65,274. The median household income for the surrounding county is $58,513 compared to the national median of $69,021. The median age of people living in Saint Cloud 34769 is 36.3 years.
The average high temperature in July is 91.6 degrees, with an average low temperature in January of 48 degrees. The average rainfall is approximately 52.2 inches per year, with 0 inches of snow per year.