St Cloud FL Real Estate & Homes for Sale

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Beds:
3
Baths:
2.00
Sq.Ft.:
2,529
Status:
Active
MLS#:
S5159429
Type:
Single Family
Subdivision:
BAY LAKE RANCH UNIT 3
Lot size:
1.04 Acres
Year built:
1988
A broker reciprocity listing Courtesy: DREAM BUILDERS REALTY 407-847-5428
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ADDITIONAL INFORMATION

Under contract-accepting backup offers. Once in a lifetime opportunity to snag a one-of-a-kind home in the highly sought after non HOA community of Bay Lake Ranch! This custom 3 bedroom 2 bath home is situated on a private, 1 acre lot surrounded by lush, Florida vegetation. Inside, vaulted ceilings and wood beams add charm and whimsy to this home that has been in the same family since they originally designed and built it. Each room is spacious, including the airy the living room with dual fireplace that is open and enjoyable from both the living room and dining room. Beautiful, updated Pergo flooring is found throughout the main living areas and newer appliances adorn the kitchen. Other major updates include a 465' deep artisan well and water softener, new water heater in 2020 and A/C in 2021. This spectacular home is looking for new owners to add their personal style updates to transform it into their dream home!

Beds:
4
Baths:
5.00
Sq.Ft.:
2,301
Status:
Active
MLS#:
O6449738
Type:
Single Family
Subdivision:
WATERLIN 45'S
Lot size:
0.13 Acres
Year built:
2026
A broker reciprocity listing Courtesy: LENNAR REALTY 800-229-0611
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ADDITIONAL INFORMATION

Under Construction. This elegant single-story Portofino offers a modern and low-maintenance layout ideal for any lifestyle. Upon entry are three comfortable bedroom suites, steps from a full bathroom in a streamlined design. An open plan at the back of the home blends the kitchen, living and dining areas with easy access to a covered patio. A generous owner’s suite—a serene retreat with a full bathroom and walk-in closet—completes the home. Every home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, and more in the price of your home. Waterlin is one of the most anticipated new communities. Residents will enjoy access to a sparkling swimming pool and state-of-the-art community center with plenty of gathering spaces, playground and trail. Situated at the center of Florida, Saint Cloud offers a small-town feel with excellent schools, endless recreation and an array of shopping, dining and entertainment options. Easy access to the Orlando Turnpike makes commutes to downtown Orlando a breeze.

Beds:
4
Baths:
4.00
Sq.Ft.:
3,518
Status:
Active
MLS#:
S5159351
Type:
Single Family
Subdivision:
HARMONY WEST PH 1A
Lot size:
0.24 Acres
Year built:
2021
A broker reciprocity listing Courtesy: LA ROSA REALTY LAKE NONA INC 407-270-6841
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ADDITIONAL INFORMATION

Virtually Staged. STUNNING LAKE VIEWS ADDED PRIVACY MOVE-IN READY UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!

Beds:
3
Baths:
3.00
Sq.Ft.:
2,198
Status:
Active
MLS#:
O6448997
Type:
Single Family
Subdivision:
BATTAGLIA
Lot size:
0.04 Acres
Year built:
2016
A broker reciprocity listing Courtesy: LA ROSA REALTY KISSIMMEE 407-930-3530
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ADDITIONAL INFORMATION

ATTENTION INVESTORS, Do you want to start collecting Rent right away? Townhome is already Rented to really good Tenants, start collecting your Rent the moment you close!! Welcome to easy, low-maintenance living in one of St. Cloud's desirable communities! This beautifully maintained 3-bedroom/ 2.5 Bath townhome combines comfort, convenience. Start each day overlooking the tranquil neighborhood, creating a relaxing backdrop for everyday living. Inside, you'll find an inviting open layout filled with natural light, complemented by stylish finishes, modern colors. The spacious owner's suite offers the perfect escape, featuring plenty of room to unwind after a long day. For added value and peace of mind, the home is equipped with upgrades designed to enhance both comfort and functionality. Residents enjoy access to a refreshing community pool and a location close to shopping, dining, schools, and entertainment. Commuters will appreciate the quick connections to major roadways and the Florida Turnpike. Best of all, you'll enjoy a carefree lifestyle without the hassle of exterior yard maintenance. Don't miss the opportunity to make this townhome part of your Portofolio of Investments. Schedule your private tour today!

Beds:
5
Baths:
4.00
Sq.Ft.:
4,500
Status:
Active
MLS#:
O6449696
Type:
Single Family
Subdivision:
HANOVER LAKES PH 4
Lot size:
0.16 Acres
Year built:
2022
A broker reciprocity listing Courtesy: AAA GLOBAL VENTURES PA 407-717-5232
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ADDITIONAL INFORMATION

SPACE, STYLE, AND COMMUNITY AMENITIES come together at 5029 Center Court in Hanover Lakes! Built in 2022, this five-bedroom, four-bathroom residence features a spacious two-story design and a three-car garage. A paver driveway, covered front porch, and stone-accented columns create a welcoming first impression. Inside, the open kitchen and adjoining living area provide an inviting setting for everyday living and entertaining. Dark cabinetry contrasts beautifully with light countertops and a tile backsplash, while a generous center island with seating space brings everyone together. Large-format tile flooring and recessed lighting complement the main living space, and sliding glass doors lead to a covered rear patio—an ideal place to enjoy morning coffee or unwind outdoors. Five bedrooms provide flexibility for guests, a home office, hobbies, and changing needs, while four bathrooms add convenience throughout the home. The three-car garage provides room for parking, storage, and recreational equipment. Hanover Lakes residents enjoy a resort-style zero-entry community pool, splash pad, and expansive sundeck, adding opportunities to relax and enjoy the Florida lifestyle close to home. With its generous bedroom count, inviting gathering spaces, and covered outdoor living area, this home provides plenty of possibilities for your next chapter. Schedule your private showing today!

Beds:
4
Baths:
2.00
Sq.Ft.:
2,565
Status:
Active
MLS#:
S5159460
Type:
Single Family
Subdivision:
NOVA POINTE PH 1
Lot size:
0.14 Acres
Year built:
2013
A broker reciprocity listing Courtesy: TIE TEAM REALTY LLC 321-805-4392
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ADDITIONAL INFORMATION

Welcome Home! Located in the highly sought-after Narcoossee Corridor, this beautiful 4-bedroom, 2-bathroom home offers nearly 2,100 square feet of thoughtfully designed living space, combining comfort, style, and functionality in a desirable location! From the moment you arrive, you'll appreciate the attractive paver driveway, charming stone-accented entrance, and inviting stone walkway that create beautiful curb appeal. Step inside to discover a spacious open-concept floor plan designed for both everyday living and entertaining. The kitchen serves as the heart of the home, featuring beautiful granite countertops, stainless steel appliances, and plenty of space to gather. Seamlessly flowing into the dining and living areas, this inviting layout makes hosting family and friends a breeze! At the front of the home, you'll find a versatile flex space offering endless possibilities. Whether you envision a home office, cozy den, playroom, or additional sitting area, this space can easily adapt to your lifestyle. Custom built-ins throughout the home add character, charm, and functionality while providing stylish storage and display options. The spacious primary suite serves as your own personal retreat. The private en suite bathroom features double vanities, a dedicated makeup area, a relaxing soaking tub, and a separate walk-in shower. Three additional bedrooms provide plenty of space for guests, hobbies, or whatever suits your needs. Step outside and experience Florida living at its finest! The oversized screened-in porch is the perfect extension of your living space, ideal for sipping your morning coffee, entertaining guests, or simply unwinding after a long day. Beyond the porch, the spacious backyard is surrounded by vinyl fencing and accented by beautiful mature trees, creating a peaceful outdoor setting with plenty of room to relax, play, or entertain. Additional features include a convenient interior laundry room, a newer A/C system, and thoughtful details throughout that make this home as practical as it is inviting. The perks don't stop at your front door! Enjoy access to fantastic community amenities, including a swimming pool and playground, offering even more opportunities to relax and enjoy the Florida lifestyle. Situated along the desirable Narcoossee Corridor, this home offers convenient access to Lake Nona, shopping, dining, schools, and major roadways, making it easy to enjoy everything around Central Florida. With nearly 2,100 square feet of living space, a flexible and functional floor plan, beautiful outdoor entertaining areas, wonderful community amenities, and a fantastic location, this home truly offers the perfect blend of comfort, convenience, and charm. Don't miss your opportunity to make this one yours! Schedule your private showing today!

Beds:
3
Baths:
3.00
Sq.Ft.:
2,459
Status:
Active
MLS#:
O6442289
Type:
Single Family
Subdivision:
LAKE FRONT ADD TO TOWN OF ST CLOUD
Lot size:
0.26 Acres
Year built:
1986
A broker reciprocity listing Courtesy: COMPASS FLORIDA LLC 407-203-9441
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ADDITIONAL INFORMATION

Virtually Staged. Welcome to 11 Minnesota Ave in St. Cloud! This spacious single story 3-bedroom, 3-bathroom single-family home offers approximately 1,795 square feet of living space on a generous 0.26-acre lot. The home provides a comfortable layout with plenty of space for everyday living, entertaining, and relaxing. This property features A brand NEW ROOF, replaced HVAC in 2023, sits on a corner lot with large driveway and additional rear parking pad, two car garage, and is only a block away from lake Toho. The open layout and high ceilings create a welcoming space when first walking into the home. The living room features sliding glass doors leading to a large screened covered rear patio area perfect for relaxing with a cup of morning coffee or hosting guests. The primary suite features a remodeled walk in shower and vanity. Two additional bedrooms and bathrooms sit on the opposite side of the home, along with a large laundry room area. With a sizable lot and nearly 1,800 square feet of living area, this home offers an excellent opportunity for buyers looking for space and flexibility in a well-established residential area. Come see the possibilities at 11 Minnesota Ave and envision making this St. Cloud property your next home!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,658
Status:
Active
MLS#:
O6449577
Type:
Single Family
Subdivision:
LAKESIDE AT SATILLA
Lot size:
0.09 Acres
Year built:
2026
A broker reciprocity listing Courtesy: MATTAMY REAL ESTATE SERVICES 407-440-1760
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ADDITIONAL INFORMATION

Under Construction. This Nova is a beautifully crafted 1,835 sq. ft. two-story floor plan designed for modern living. This thoughtful layout features 4 bedrooms (4th bedroom in lieu of loft), 2.5 bathrooms and a 2-car garage. The open-concept main floor begins with a grand front Great Room that flows seamlessly into a central dining area and a modern kitchen with a breakfast bar island. Sliding patio doors open to an oversized covered lanai, perfect for outdoor relaxation. For daily convenience, a private hallway houses a powder room and a first-floor laundry room that functions as a smart mudroom entry straight from the garage. Upstairs, the primary suite serves as a luxurious retreat with an expansive walk-in closet and dual-sink ensuite, while two additional bedrooms share a well-appointed full bath.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,547
Status:
Active
MLS#:
S5159414
Type:
Single Family
Subdivision:
ESPRIT PH 1
Lot size:
0.26 Acres
Year built:
2018
A broker reciprocity listing Courtesy: WEICHERT REALTORS HALLMARK PRO 407-891-1220
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ADDITIONAL INFORMATION

Virtually Staged. Welcome to this exceptional home, where style, comfort, and functionality come together beautifully. Fresh interior paint and brand-new carpeting make this meticulously maintained residence truly move-in ready. Step inside to an inviting foyer accented by elegant porcelain plank flooring that flows seamlessly into the thoughtfully designed kitchen. Featuring 42-inch cabinetry, quartz countertops, extended workspace, designer pendant lighting, and abundant storage, this kitchen offers the perfect setting for both everyday living and entertaining. The adjoining dining area showcases a custom built-in coffee and wine bar complete with a wine refrigerator, creating an ideal space for hosting family and friends. The spacious living room opens through glass doors to your own private outdoor retreat, blending indoor and outdoor living with ease. Experience the best of Florida living in the screened, heated saltwater pool area, designed for year-round enjoyment. The outdoor living space also features a custom outdoor kitchen, convenient outdoor shower, and attractive paver walkways. Beyond the pool, the privacy-fenced backyard backs to a wooded area, providing a peaceful setting with exceptional privacy. The primary suite serves as a relaxing retreat, offering a walk-in closet and an updated ensuite bath with a large walk-in shower, frameless glass enclosure, oversized rainfall-style showerhead, and stylish vanity. A versatile front office or den, accented by elegant French doors, is currently utilized as a fourth bedroom, providing flexible living space to accommodate your needs. Adding even more value, additional acreage located directly behind the property is included, offering endless possibilities for gardening, recreation, workshop space, or storing your boat, RV, and outdoor equipment. With thoughtful upgrades, outstanding outdoor amenities, and additional land, this remarkable property offers a rare combination of privacy, versatility, and resort-style living. Schedule your private showing today and discover everything this exceptional home has to offer.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,384
Status:
Active
MLS#:
O6449541
Type:
Single Family
Subdivision:
LAKESIDE AT SATILLA
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: MATTAMY REAL ESTATE SERVICES 407-440-1760
View additional info

ADDITIONAL INFORMATION

Virtually Staged. Under Construction. The 1,731-square-foot Caledon offers a thoughtfully designed approach to single-story living, perfectly balancing comfort and connection with 3 bedrooms, 2 baths, and a 2-car garage. The heart of the home is an open, flowing space where the kitchen and dining areas connect effortlessly, enhanced by a spacious walk-in pantry that keeps everyday life organized. At the end of the day, the expansive primary suite serves as a peaceful retreat, complete with a large walk-in closet.

Beds:
4
Baths:
4.00
Sq.Ft.:
3,138
Status:
Active
MLS#:
O6449220
Type:
Single Family
Subdivision:
BAY LAKE FARMS AT ST CLOUD
Lot size:
0.16 Acres
Year built:
2025
A broker reciprocity listing Courtesy: KELLER WILLIAMS ADVANTAGE REALTY 407-977-7600
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ADDITIONAL INFORMATION

Under Construction. Welcome to 6861 Yellow Warbler Bend, Saint Cloud, FL — a stunning new construction home built by M/I Homes. This 2-story home offers 3,138 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas, ideal for both everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,913
Status:
Active
MLS#:
O6449339
Type:
Single Family
Subdivision:
THE LANDING'S AT LIVE OAK
Lot size:
0.09 Acres
Year built:
2026
A broker reciprocity listing Courtesy: PULTE REALTY OF NORTH FLORIDA LLC 407-867-6928
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ADDITIONAL INFORMATION

Explore The Landings at Live Oak Lake, a new single-family home community blending city charm with a distinct identity, all without a CDD. Situated between downtown St. Cloud and Lake Nona, it offers private amenities such as a pool & cabana, playground, trails, and playfield amidst serene ponds and conservation homesites. Introducing the Haddock bungalow, a brand-new home that combines modern design and ultimate comfort. This home includes 3 spacious bedrooms, 2 full bathrooms, a powder room, a loft, a covered lanai, and a 2-car rear-load detached garage. The heart of the home is the open-concept kitchen, café, and gathering room, all bathed in natural light. The kitchen boasts a large center island, a convenient storage pantry, and Whirlpool stainless steel appliances—including a refrigerator and vented microwave. Stone gray cabinetry, decorative tile backsplash, and quartz countertops complete the sophisticated look. For added convenience, the first floor includes a powder room and coat closet. Upstairs, you’ll find the private owner’s suite and en suite bathroom, two spare bedrooms, a second full bathroom, and the laundry room. The owner’s suite is a true retreat, featuring a walk-in closet and a luxurious en suite bathroom with a glass-enclosed shower, quartz-topped dual vanity, private water closet, and linen closet. Throughout the entire first floor, bathrooms, and laundry room enjoy the beauty and convenience of tile flooring. Plush, stain-resistant Shaw carpet covers the stairs, loft, and bedrooms, adding comfort and style. Smart home features include a smart thermostat, a smart doorbell, and LED downlights—ensuring your home is as connected as it is stunning. For added convenience from day one, this home comes complete with 2" faux wood blinds, as well as a washer and dryer! This new construction home perfectly blends luxury, convenience, and modern design, making it the ideal place to live and unwind.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,473
Status:
Active
MLS#:
S5159280
Type:
Single Family
Subdivision:
BAY LAKE RANCH UNIT 3
Lot size:
1 Acres
Year built:
1990
A broker reciprocity listing Courtesy: LA ROSA REALTY, LLC 321-939-3748
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ADDITIONAL INFORMATION

Virtually Staged. Rare no-HOA freedom on 1 FULL ACRE in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 31' x 24' provides covered parking for vehicles, a boat, or a trailer, while a 14' x 9' workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof was replaced in 2022 and the A/C is approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,840
Status:
Active
MLS#:
S5159365
Type:
Single Family
Subdivision:
NORTHWEST LAKESIDE GROVES PH 2
Lot size:
0.1 Acres
Year built:
2020
A broker reciprocity listing Courtesy: WEICHERT REALTORS HALLMARK PRO 407-891-1220
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ADDITIONAL INFORMATION

Welcome to 2521 Yellow Brick Road in Twin Lakes, a gated 55+ community in St. Cloud offering resort-style amenities. This refreshed 2-bedroom,2-bath villa features approximately 1,261 square feet of living space, an inviting Florida room, and added privacy with no rear neighbor. Recent updates include fresh interior paint throughout, new luxury vinyl plank flooring and baseboards in both bedrooms and the primary closet, and a refreshed kitchen island with a painted finish and decorative wood detailing. Dimmer switches for the dining, kitchen, and island lighting let you set the mood, while new ceiling fans, modern LED retrofit lighting, and professionally cleaned tile grout complete the interior updates. The Florida room features insulation and tinted vinyl windows, creating a comfortable space to enjoy your morning coffee or unwind with a book. With its thoughtful updates, flexible Florida room, and private setting, this villa offers comfortable, low-maintenance living in a welcoming 55+ community.

Beds:
4
Baths:
3.00
Sq.Ft.:
3,198
Status:
Active
MLS#:
S5159359
Type:
Single Family
Subdivision:
KEYSTONE POINTE
Lot size:
0.26 Acres
Year built:
2005
A broker reciprocity listing Courtesy: DREAM BUILDERS REALTY 407-847-5428
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ADDITIONAL INFORMATION

Under contract-accepting backup offers. Welcome to Keystone Pointe in St. Cloud! This spacious 4-bedroom, 3-bathroom home offers 2,326 square feet of heated living space, a desirable split floor plan, and a 3-car garage. The thoughtfully designed layout features a separate dining area, a breakfast bar overlooking the dinette and living room, and a versatile flex room ideal for a home office, playroom, or additional living space. The primary suite provides a private retreat with direct access to the screened-in rear patio, while the en-suite bathroom features separate vanities, a relaxing soaking tub, and a walk-in shower. An interior laundry room adds everyday convenience. Enjoy peaceful pond views from the screened-in rear patio, perfect for relaxing or entertaining. Additional highlights include a newer roof, recently painted exterior, newly installed window screens, and an updated vanity in one of the guest bathrooms. Conveniently located near the Florida Turnpike, shopping, dining, and everyday essentials, this home offers comfortable living in a desirable St. Cloud community. Schedule your showing today! *FOR A 3-D TOUR OF THIS PROPERTY, CLICK VIRTUAL TOUR LINK 2*

Beds:
3
Baths:
3.00
Sq.Ft.:
1,809
Status:
Active
MLS#:
O6449107
Type:
Single Family
Subdivision:
CYRENE AT HARMONY
Lot size:
0.04 Acres
Year built:
2026
A broker reciprocity listing Courtesy: DRB GROUP REALTY, LLC 407-270-2747
View additional info

ADDITIONAL INFORMATION

MOVE-IN READY! The Carmel floor plan at Cyrene at Harmony in St. Cloud, Florida, offers 1,409 square feet of thoughtfully designed living space with 3 bedrooms, 2.5 bathrooms, and a 2-car garage. The first floor features a bright, open-concept layout that seamlessly connects the kitchen, dining area, and family room, creating an inviting space for everyday living and entertaining. The modern kitchen includes a large center island, ample cabinet storage, and a pantry, while a convenient half bath is located on the main level for guests. Upstairs, the spacious primary suite provides a private retreat with a walk-in closet and an ensuite bathroom featuring dual sinks and a walk-in shower. Two additional bedrooms share a full bathroom, and the upstairs laundry room adds everyday convenience. Designed with both comfort and functionality in mind, the Carmel combines efficient use of space, stylish finishes, and low-maintenance townhome living, making it an excellent choice for first-time homebuyers or anyone seeking a modern home in the desirable Harmony community.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,470
Status:
Active
MLS#:
O6448436
Type:
Single Family
Subdivision:
HANOVER LAKES PH 5
Lot size:
0.14 Acres
Year built:
2024
A broker reciprocity listing Courtesy: ELITE REALTY ENTERPRISES LLC 407-683-4515
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ADDITIONAL INFORMATION

Welcome to waterfront living in the highly desirable Hanover Lakes community of St. Cloud! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and Florida lifestyle living with spectacular canal views. Designed for everyday living and effortless entertaining, the open-concept floor plan connects the kitchen, dining area, and spacious living room, creating a bright and welcoming atmosphere. The kitchen features generous cabinetry, ample counter space, stainless steel appliances, a large island with breakfast bar seating, and a layout that keeps you connected to the main living areas. The private primary suite offers peaceful canal views, a spacious walk-in closet, and an en-suite bathroom with dual sinks and a walk-in shower. Three additional bedrooms provide flexibility for guests, a home office, fitness area, hobby room, or additional living space. A second full bathroom is conveniently located near the secondary bedrooms and main living areas. Step outside and enjoy your own backyard retreat with relaxing water views, a covered patio or lanai, brick patio area, raised garden beds, and a cozy fire pit—perfect for quiet evenings or weekend gatherings. The property also offers navigable community waterways, canal frontage, dock rights, access to the community boat lift, and direct connection to Alligator Lake and the Alligator Chain of Lakes, offering endless opportunities for boating, fishing, and exploring Central Florida’s natural beauty. Additional features include tile flooring in the main living areas, carpeted bedrooms, indoor laundry, rain gutters, sidewalks on both sides of the home, a two-car garage with epoxy flooring and storage shelving, energy-efficient construction, and outdoor space with room to create a private pool or custom outdoor retreat. Hanover Lakes offers resort-style amenities including a community pool, splash pad, playground, walking trails, green spaces, private boat dock, community boat lift, and neighborhood events. Conveniently located near shopping, dining, schools, major roadways, Lake Nona, Orlando International Airport, medical centers, employment hubs, and Central Florida attractions, this home delivers both peaceful waterfront living and everyday convenience. With its modern design, functional 4-bedroom layout, scenic canal setting, and access to one of the area’s most desirable boating lifestyles, this Hanover Lakes home is more than a place to live—it’s a true Florida lifestyle opportunity. Don’t miss your chance to own a beautiful waterfront home in one of St. Cloud’s most sought-after communities!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,079
Status:
Active
MLS#:
O6449100
Type:
Single Family
Subdivision:
CYRENE AT HARMONY
Lot size:
0.07 Acres
Year built:
2026
A broker reciprocity listing Courtesy: DRB GROUP REALTY, LLC 407-270-2747
View additional info

ADDITIONAL INFORMATION

MOVE-IN READY! The Monterey floor plan at Cyrene at Harmony in St. Cloud, Florida, offers approximately 1,679 square feet of thoughtfully designed living space with 4 bedrooms, 3 bathrooms, and a 2-car garage. The first floor features an open-concept design that seamlessly connects the kitchen, dining area, and family room, creating a welcoming atmosphere for everyday living and entertaining. The modern kitchen includes a center island, ample cabinet space, and a pantry, providing both functionality and convenience. The first floor also features a bedroom and a full bathroom, offering added flexibility for guests, multigenerational living, or a private home office. Upstairs, the home offers three additional bedrooms, including a spacious primary suite designed for relaxation, along with a shared full bathroom and a conveniently located laundry area. With its versatile layout, additional first-floor bedroom, and open living spaces, the Monterey is an excellent choice first-time homebuyers, or anyone seeking a modern, low-maintenance townhome with flexible living options in the desirable Harmony community.

Beds:
5
Baths:
3.00
Sq.Ft.:
2,626
Status:
Active
MLS#:
A12104762
Type:
Other
Subdivision:
VILLAGES AT HARMONY PH 1C-
Year built:
2022
Courtesy: Best International Realty Emilia Jimenez 305-753-1305
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ADDITIONAL INFORMATION

SHORT SALE. Beautiful newer two-story home in the desirable Harmony community! Built in 2022, this spacious 5-bedroom, 3-bath residence offers approximately 2,600 SF of living space, an open and bright floor plan, modern finishes and a 2-car garage. Excellent opportunity to own a newer home in the growing Saint Cloud area. Conveniently located near schools, shopping and major roadways. Short Sale – sale and terms are subject to lender approval. Buyer and buyer's agent to verify all information. Bring your offer! The house is in excellent condition.

Beds:
3
Baths:
3.00
Sq.Ft.:
3,703
Status:
Active
MLS#:
S5159295
Type:
Single Family
Subdivision:
NEW EDEN ON THE LAKES UNIT D
Lot size:
0.75 Acres
Year built:
2020
A broker reciprocity listing Courtesy: EAST PARK REALTY LLC 321-624-5780
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ADDITIONAL INFORMATION

MODEL-HOME VIBES ON THE ALLIGATOR CHAIN OF LAKES! Built in 2020 and finished like a builder’s showcase, this 3-bedroom, 3-bath pool home sits on 0.75 acre with 100 feet of true lakefront on Center Lake, part of the ski-friendly Alligator Chain. A 3-board vinyl fence and a brick paver driveway lead to a stone-front, concrete block and stucco home with a welcoming front porch. Double entry doors open to a bright, open split floor plan with no carpet, 5¼" baseboards and plantation shutters. The kitchen is made for entertaining with granite counters, soft-close cabinetry, subway tile backsplash, double oven, pendant and under-cabinet lighting, a large pantry and an island that seats four. Each bedroom has its own en-suite bath, and a guest room enjoys lake views. The primary retreat features a tray ceiling, transom window, double doors to the lanai, double walk-in closets and a spa-style bath with a claw-foot tub, oversized shower with niche and dual vanities. Outside, a 1,400 sq ft screen enclosure surrounds the heated in-ground pool, spa and brick paver deck, with plumbing in place for an outdoor kitchen. A 400 sq ft open back porch overlooks the water. A mudroom, an oversized laundry room with space for a second refrigerator, an attached 2-car garage, private well and septic, and leased solar panels complete the home. No HOA and no CDD. Newer lakefront homes like this are hard to find on the chain. Schedule your private showing today!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,221
Status:
Active
MLS#:
TB8553107
Type:
Single Family
Subdivision:
THE RESERVE AT TWIN LAKES
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: MERITAGE HOMES OF FL REALTY 813-703-8860
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ADDITIONAL INFORMATION

Under Construction. Brand new, energy-efficient home available by Oct 2026! Pond view at the rear of the house. Configure the flex room in the front of the home to an at home office space or hobby space. Past the foyer, the open kitchen flows to the dining space, great room and outside patio. Private primary suite offers a spacious area to relax. Now selling, The Reserve at Twin Lakes is all ages community that offers single-family homes in the heart of St. Cloud, FL. This community offers easy access to Narcoossee Road, 192, and is just minutes from Lake Nona. The Reserve at Twin Lakes provides gorgeous open floorplans right for every lifestyle. With resort-style amenities, such as a pool, cabana, & splash pad - this community surely has everything you need. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,840
Status:
Active
MLS#:
TB8553109
Type:
Single Family
Subdivision:
THE MEADOW AT CROSSPRAIRIE
Lot size:
0.13 Acres
Year built:
2026
A broker reciprocity listing Courtesy: MERITAGE HOMES OF FL REALTY 813-703-8860
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ADDITIONAL INFORMATION

Under Construction. Brand new, energy-efficient home available by Nov 2026! Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy. The Meadow at Crossprairie is a community of new single-family homes for sale in St. Cloud, FL. This offers easy access to the Turnpike, major employment centers, & great schools. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Beds:
4
Baths:
3.00
Sq.Ft.:
3,054
Status:
Active
MLS#:
TB8556815
Type:
Single Family
Subdivision:
LAKESIDE AT SATILLA
Lot size:
0.13 Acres
Year built:
2026
A broker reciprocity listing Courtesy: WEEKLEY HOMES REALTY COMPANY 866-493-3553
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ADDITIONAL INFORMATION

The Gaspar floor plan at Lakeside at Satilla by David Weekley Homes offers an inviting open concept layout connecting the kitchen, dining and living areas for everyday comfort and effortless entertaining. The gourmet kitchen features high end finishes and generous workspace, while the open study provides a flexible space for working from home, reading or pursuing your favorite hobbies. Enjoy outdoor living on the covered lanai, perfect for relaxing or dining. Four spacious bedrooms and three full bathrooms provide room for family and guests, and the three-car garage offers ample parking and storage. With 9.5-foot ceilings and 8-foot interior doors throughout, this home feels bright, open and spacious.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,421
Status:
Active
MLS#:
O6448632
Type:
Single Family
Subdivision:
SHORES
Lot size:
0.12 Acres
Year built:
2026
A broker reciprocity listing Courtesy: KELLER WILLIAMS ADVANTAGE REALTY 407-977-7600
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ADDITIONAL INFORMATION

Discover this thoughtfully designed single-story KB Home at The Shores in St. Cloud. The open-concept floor plan features a spacious great room with high ceilings and comfortable carpeted living areas, creating an inviting space for everyday living and entertaining. The modern kitchen is equipped with a large center island, quartz countertops, 36-in. upper cabinets, a Moen® faucet, Kohler® stainless steel sink and Whirlpool® stainless steel appliances. A dedicated laundry room adds everyday convenience. The private primary suite features a spacious walk-in closet and an en suite bath with a dual-sink vanity, linen closet and walk-in shower. Outside, the covered back patio offers additional space for relaxing, outdoor dining or entertaining. Located at KB Home at The Shores in St. Cloud, this new-construction home combines a desirable single-story layout, modern finishes and functional living spaces designed for today’s lifestyle.

Beds:
4
Baths:
3.00
Sq.Ft.:
2,331
Status:
Active
MLS#:
O6448807
Type:
Single Family
Subdivision:
CYRENE AT HARMONY
Lot size:
0.07 Acres
Year built:
2025
A broker reciprocity listing Courtesy: LPT REALTY 877-366-2213
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ADDITIONAL INFORMATION

Short Sale. SHORT SALE OPPORTUNITY – SPACIOUS 4-BEDROOM TOWNHOME IN CYRENE AT HARMONY! Welcome to 6677 Horseshoe Lane, located in the Harmony area of St. Cloud, Florida! This two-story townhome offers 4 bedrooms, 3 full bathrooms, and a thoughtfully designed floor plan that combines comfort, flexibility, and functionality. One of the standout features is the first-floor bedroom with access to a separate full bathroom, ideal for guests, extended family, or a private home office. Upstairs, you’ll find the primary suite with its own private bathroom, along with two additional bedrooms and another full bathroom, providing comfortable living arrangements for everyone. Parking is another exceptional advantage, featuring a 2-car garage plus driveway space for 2 additional vehicles, accommodating up to 4 cars. Conveniently situated in the growing St. Cloud area, this property presents an exciting opportunity for buyers seeking space, versatility, and long-term potential. SHORT SALE – All offers, purchase price, and terms are subject to the seller’s lender approval. Additional processing time may be required. Don’t miss the opportunity to make this versatile townhome your next home. Schedule your private showing today!

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Andrea Conner, License #BK3437731, Xome Inc., License #1043756, [email protected], 844-400-9663, 750 State Hwy 121 Bypass, Suite 100, Lewisville, TX 75067


Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {{last updated}}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Copyright 2026, My Florida Regional MLS DBA Stellar MLS.

Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of search facilities of data on the site, other than a consumer looking to purchase real estate, is prohibited. © 2026 MIAMI Association of REALTORS®, all rights reserved.




St Cloud Real Estate

St Cloud is located in Florida. St Cloud, Florida has a population of 57,610. St Cloud is more family-centric than the surrounding county with 36.72% of the households containing married families with children. The county average for households married with children is 30.51%.

The median household income in St Cloud, Florida is $65,274. The median household income for the surrounding county is $58,513 compared to the national median of $69,021. The median age of people living in St Cloud is 36.3 years.

St Cloud Weather

The average high temperature in July is 91.6 degrees, with an average low temperature in January of 48 degrees. The average rainfall is approximately 52.2 inches per year, with 0 inches of snow per year.

St Cloud Map

St Cloud Real Estate Market Conditions

  • Median sales price

    $391,800
    29.6%
    change since last quarter
  • # Active listings

    1,728
    30-day change

St Cloud Schools and Demographics

Education near St Cloud, FL

City County
High School Graduates 88.66 86.61
College Degree - 2 year 12.92 10.96
College Degree - 4 year 24.36 24.31
Graduate Degree 4.93 5.79
Expenditures per Student 10,416 10,416
Students per Teacher 20.1 20.1

Elementary Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
Boggy Creek Elementary School PK - 05 760 15.8 34743
Canoe Creek Charter Academy PK - 08 586 12 34772
Central Avenue Elementary School PK - 05 731 15.2 34741
Cypress Elementary School PK - 05 729 13.8 34743
East Lake Elementary School PK - 05 1,013 15.1 34744
Flora Ridge Elementary School PK - 05 923 14.9 34741
Hickory Tree Elementary School PK - 05 753 15.7 34772
Highlands Elementary School PK - 05 989 14.3 34741
Kissimmee Charter Academy KG - 08 779 16.2 34744
Kissimmee Elementary School PK - 05 1,046 15.4 34741
Lakeview Elementary School PK - 05 744 17.3 34769
Michigan Avenue Elementary School PK - 05 664 14.8 34769
Mill Creek Elementary School PK - 05 1,009 16 34744
Narcoossee Elementary School PK - 05 797 15.3 34771
Neptune Elementary School PK - 05 977 15.8 34769
Osceola Center for Early Learning PK - PK 0 34769
P. M. Wells Charter Academy KG - 08 867 14 34744
Partin Settlement Elementary School PK - 05 831 15.7 34744
Pleasant Hill Elementary School PK - 05 964 15.8 34741
St. Cloud Elementary School PK - 05 970 14.9 34769
St. Cloud Preparatory Academy KG - 08 232 9.7 34769
Thacker Avenue Elementary for International Studies PK - 05 955 16.8 34741
UCP Osceola Charter School PK - KG 63 3.3 34741
Ventura Elementary School PK - 05 960 15 34743

Middle Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
DENN John Middle School 06 - 08 1,007 15.5 34744
Kissimmee Middle School 06 - 08 1,252 16.3 34741
Narcoossee Middle School 06 - 08 1,088 17.3 34771
Neptune Middle School 06 - 08 1,302 15.7 34744
Parkway Middle School 06 - 08 934 15.1 34743
St. Cloud Middle School 06 - 08 1,167 16.9 34769

High Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
Gateway High School 09 - 12 2,505 20 34744
Osceola High School 09 - 12 2,642 19.6 34741
St. Cloud High School 09 - 12 2,304 19.9 34769

Ungraded Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
* Challenger Learning 09 - 12 222 28.3 34744
* Mavericks High School 09 - 12 548 28.8 34744
* Professional & Technical High School 09 - 12 623 21.5 34744
* Zenith 08 - 12 544 19.4 34744
Adult Learning Center Osceola AE - AE 0 34744
Avant Garde Academy 06 - 12 524 18.1 34744
Avant Garde Academy K8 Osceola UG - UG 0 34741
New Beginnings Education Center KG - 12 209 8.7 34741
Osceola County School for the Arts 06 - 12 936 21.3 34744
Osceola Virtual Franchise (Secondary) 06 - 12 4 34769
Osceola Virtual Instruction (Course Offerings) 06 - 12 0 34769
Osceola Virtual Instruction Program KG - 12 98 34769
Technical Education Center Osceola AE - AE 0 34744

Demographics near St Cloud, FL

City County
Neighborhood Type Suburban
Population 57,610 380,331
Population Density 2,840 287
Median Age 36.3 36.3
People per Household 3.5 3.4
Median Household Income 65,274 58,513
Average Income per Capita 23,809 25,491

Real estate near St Cloud