St Cloud FL Real Estate & Homes for Sale

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Open House:

Saturday, 11/7 11:00-5:00PM

More Open House Info >

Beds:
4
Baths:
2.00
Sq.Ft.:
2,162
Status:
Active
MLS#:
O6404629
Type:
Single Family
Subdivision:
HARMONY CENTRAL PH 2
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: ADAMS HOMES REALTY, INC. 407-523-1030
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ADDITIONAL INFORMATION

Under contract-accepting backup offers. Virtually Staged. **LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $50,000; reduction already reflected in the advertised price. Imagine coming home to four bedrooms, easy one-story living and a peaceful conservation backdrop—all with the comfort and savings of brand-new construction. Welcome to 7612 Bent Tree Loop. Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household. The bright open-concept living area connects naturally to a spacious kitchen with granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar, pantry and nook. A separate dining room provides another comfortable place to gather, while the conservation backdrop adds a peaceful view behind the home. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

Beds:
3
Baths:
1.00
Sq.Ft.:
2,490
Status:
Active
MLS#:
S5149221
Type:
Single Family
Subdivision:
S L & I C
Lot size:
3.82 Acres
Year built:
1947
A broker reciprocity listing Courtesy: HERITAGE REAL ESTATE AGENCY LLC 407-498-4987
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ADDITIONAL INFORMATION

Investor special with endless potential! This 3.8 acre lot is zoned USM and already approved for splitting in accordance with Osceola County Planning and Zoning which allows lots as small as 1/2 an acre. The existing home features 3 bedrooms and 1 bathroom and is ready for a full renovation to bring it back to life. A detached 2 car block garage adds additional value and functionality. Whether you're looking to build your dream home (there is a impact fee credit on this one), explore the possibility of splitting the property for multiple homesites or renovate the existing structure the options here are wide open. With plenty of usable land this property is a blank canvas for your vision. No HOA and you can bring the horses, goats, chickens and outdoor toys as well! Conveniently located near shopping, restaurants, schools and with nearby access to the Florida Turnpike this property combines country space with everyday convenience. Opportunities like this don't come along often bring your ideas and make it your own!

Beds:
5
Baths:
4.00
Sq.Ft.:
2,883
Status:
Active
MLS#:
O6402925
Type:
Single Family
Subdivision:
Twin Lakes Ph 8
Lot size:
0.19 Acres
Year built:
2023
A broker reciprocity listing Courtesy: FORTEZA REALTY LLC 407-289-1444
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ADDITIONAL INFORMATION

If you’ve been looking for a home with SPACE, VALUE, and EQUITY POTENTIAL… this is the one. Recently reduced and priced to sell, this spacious 5-bedroom, 3.5-bath home sits on an oversized corner lot in the desirable Reserve at Twin Lakes in St. Cloud. Featuring a huge loft, extended lanai, fully fenced backyard, and flexible living spaces perfect for entertaining, working from home, or multigenerational living. Fresh updates including painted doors and baseboards, updated hardware, and modern fixtures give the home a clean, move-in ready feel. Enjoy resort-style amenities including pool, splash pad, and dog park, with convenient access to Lake Nona, Medical City, shopping, dining, and major roadways. Opportunities like this at the new price point do not last. Schedule your private tour today.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,862
Status:
Active
MLS#:
O6404707
Type:
Single Family
Subdivision:
SAVANNA
Lot size:
0.17 Acres
Year built:
2020
A broker reciprocity listing Courtesy: EXP REALTY LLC 888-883-8509
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ADDITIONAL INFORMATION

Welcome to 3676 Scarlett Oak, a beautifully upgraded 3-bedroom, 2-bathroom home that blends modern elegance with everyday comfort. This thoughtfully designed residence features an open-concept floor plan filled with natural light, creating a warm yet sophisticated atmosphere. At the heart of the home is a luxury kitchen, showcasing high-end finishes, stylish cabinetry, and a seamless flow into the living and dining areas—perfect for both entertaining and daily living. The spacious primary suite offers a private retreat with a well-appointed bathroom and generous closet space. Additional bedrooms are comfortably sized, ideal for family, guests, or a home office. Step outside to your own backyard oasis, complete with a paver patio and fire pit, creating the perfect setting for relaxing evenings or entertaining under the stars. The large yard offers plenty of space to enjoy the outdoors, while included landscaping ensures low-maintenance living. Additional features include a 2-car garage and a prime location with convenient access to shopping, dining, and major roadways. This move-in ready home delivers style, comfort, and outdoor living at its finest—schedule your private showing today!

Open House:

Saturday, 11/7 9:00-5:00PM

More Open House Info >

Beds:
3
Baths:
2.00
Sq.Ft.:
2,122
Status:
Active
MLS#:
O6404400
Type:
Single Family
Subdivision:
HARMONY CENTRAL PH 2
Lot size:
0.2 Acres
Year built:
2026
A broker reciprocity listing Courtesy: ADAMS HOMES REALTY, INC. 407-523-1030
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ADDITIONAL INFORMATION

Virtually Staged. 7606 BENT TREE LOOP HARMONY CENTRAL ST. CLOUD, FLORIDA NEW CONSTRUCTION - $355,000. 3 bedrooms, 2 full baths, 1,780 sq ft. granite counters, stainless appliances, covered outdoor living. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $51,900; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,869.07/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $355,000 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,538
Status:
Active
MLS#:
S5148979
Type:
Townhouse
Subdivision:
BATTAGLIA
Lot size:
0.05 Acres
Year built:
2017
A broker reciprocity listing Courtesy: AVID REALTY LLC 689-241-5233
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ADDITIONAL INFORMATION

Welcome home at 4800 Poolside Drive in St. Cloud, Florida built in 2017 and designed for modern, low-maintenance living in the sunshine state. This corner-lot townhouse offers 3 spacious bedrooms, 2 full bathrooms, and 1 half bath, with all bedrooms upstairs along with a versatile loft perfect for an office, playroom, or cozy retreat. The second floor features comfortable carpeting, while the first floor showcases elegant tile flooring throughout. Recently painted and move-in ready, the home includes a stylish kitchen with granite countertops, a beautiful backsplash, and under-cabinet lighting that creates a warm, inviting atmosphere. Enjoy ceiling fans throughout, a paver driveway, and a 2-car garage for added convenience and storage. Step outside and take advantage of the community pool perfect for relaxing without the upkeep. With HOA covering exterior painting and lawn maintenance, you can truly enjoy a hassle-free lifestyle no need to worry about cutting grass or maintaining the exterior, giving you more time to enjoy what matters most. Gutters are already installed, helping protect the home and improve drainage during Florida’s rainy seasons. Conveniently located near major grocery stores, supermarkets, gas stations, and more, this home blends comfort, style, and practicality. Seller will include a home warranty for added peace of mind. Please note: water softener does not convey but may be purchased separately. Don’t miss your chance to own this beautiful, easy-living home in a prime location!

Beds:
7
Baths:
6.00
Sq.Ft.:
4,384
Status:
Active
MLS#:
S5149099
Type:
Single Family
Subdivision:
HANOVER LAKES PH 1
Lot size:
0.16 Acres
Year built:
2020
A broker reciprocity listing Courtesy: AGENT TRUST REALTY CORPORATION 407-251-0669
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ADDITIONAL INFORMATION

RARE OPPORTUNITY! 5 BEDROOMS PLUS 2 ADDITIONAL PRIVATE SUITES WITH PRIVATE BATHROOMS ON THE FIRST FLOOR OVER 4,300 SQ FT PRIVATE POOL WATERFRONT LIVING IN HANOVER LAKES! Experience luxury waterfront living in one of St. Cloud’s most desirable communities. This exceptional residence offers over 4,300 square feet of thoughtfully designed living space featuring 5 bedrooms, 5.5 bathrooms, plus two additional private suites with private bathrooms on the first floor, providing incredible flexibility for multigenerational living, extended family, guests, private offices, fitness rooms, media rooms, or personal retreats. From the moment you enter, you’ll appreciate the spacious open-concept floor plan, soaring ceilings, elegant finishes, expansive living areas, and abundant natural light designed for both everyday comfort and unforgettable entertaining. Step outside to your private backyard oasis featuring a beautiful swimming pool and enjoy one of the most unique lifestyles available in Central Florida. Hanover Lakes is renowned for its canal system providing boating access to the Alligator Chain of Lakes, allowing residents to enjoy fishing, kayaking, paddleboarding, jet skiing, sunset cruises, and endless waterfront recreation right from their own community. This highly sought-after neighborhood offers scenic water views, walking paths, playgrounds, and a peaceful resort-style atmosphere while remaining conveniently located near Lake Nona Medical City, Orlando International Airport, Florida Turnpike, shopping, dining, entertainment, and Central Florida’s world-famous attractions. Whether you’re looking for a luxury primary residence, a multigenerational home, or simply a property that offers space, flexibility, and an unmatched waterfront lifestyle, this remarkable Hanover Lakes residence delivers a rare combination of elegance, functionality, and location. Schedule your private showing today and discover why Hanover Lakes is one of Central Florida’s hidden gems. Buyer is responsible for independently verifying room dimensions, square footage, permits, and intended use of all rooms.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,482
Status:
Active
MLS#:
O6402714
Type:
Single Family
Subdivision:
HARMONY CENTRAL PH 2
Lot size:
0.19 Acres
Year built:
2026
A broker reciprocity listing Courtesy: ADAMS HOMES REALTY, INC 850-469-0977
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ADDITIONAL INFORMATION

Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7636 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $378,900, this move-in-ready Adams Home features conservation view and large kitchen island. This 3-bedroom, 2-bath 1970B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month—or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder’s preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS—saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails—all without the additional CDD assessment. NEW PRICE: $378,900 CONSERVATION VIEW AND LARGE KITCHEN ISLAND NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,592
Status:
Active
MLS#:
S5149160
Type:
Single Family
Subdivision:
Florida Agricultural Co
Lot size:
9.97 Acres
Year built:
1981
A broker reciprocity listing Courtesy: DALTON WADE INC 888-668-8283
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ADDITIONAL INFORMATION

PRICE REDUCED TO $1,200,000! SAME-DAY SHOWINGS AVAILABLE! Rare acreage opportunity in one of St. Cloud's fastest-growing corridors. Whether you are a builder, developer, investor, or buyer seeking land near Center Lake Ranch, Lake Nona, Narcoossee, and major Central Florida growth areas, this approximately 9.97-acre property offers substantial potential. Features include well water, septic, paved road frontage, mature trees, open land, surface water areas, and multiple storage/outbuilding improvements. Environmental due diligence has been completed, with the November 2025 survey available in the attachments. An existing 4-bedroom, 2-bath single-family residence offers 1,592 heated square feet; however, buyers should be aware that the primary value is in the land rather than the home itself. Whether held for future use, improved, or evaluated for development potential, this property presents a rare opportunity to acquire nearly 10 acres in one of Osceola County's active growth corridors. Schedule your same-day showing today!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,402
Status:
Active
MLS#:
O6404064
Type:
Single Family
Subdivision:
ACREAGE & UNREC
Lot size:
0.58 Acres
Year built:
1998
A broker reciprocity listing Courtesy: I LOVE ORLANDO REALTY INC 407-235-8656
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ADDITIONAL INFORMATION

Completely remodeled and secluded one story LAKEFRONT home with a boat dock + NO HOA. Huge concessions offered! Previous offers were dropped due to contingencies. Everything inside is brand new and extremely clean, including all top appliances, bathrooms and kitchen. Huge lot with so much privacy. Beautiful lighting, dimmers around home, brand new ROOF and hybrid flooring. Covered screened porch includes an incredible rock flooring and exterior features poured concrete. Two sheds for storage, driveway with pickleball court ready to set up. Brand new High School across the street Nova Rd, and future project connecting area to everywhere in less than 15 minutes. Growth potential, peace, clean and water access, plus so much more! Inquiry about special seller concessions!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,666
Status:
Active
MLS#:
L4961544
Type:
Single Family
Subdivision:
THE CROSSINGS PH 2
Lot size:
0.22 Acres
Year built:
2026
A broker reciprocity listing Courtesy: CAMBRIDGE REALTY OF CENTRAL FL 863-797-4999
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ADDITIONAL INFORMATION

Pre-Construction. To be built. New construction home with 2029 square feet one-story including 4 bedrooms, 2.5 baths, and an open living area. Enjoy an open kitchen with 42" shaker-style cabinets, Samsung stainless steel appliances, pantry, and a spacious counter height island, fully open to the dining café and gathering room. Silestone countertops, The living area, laundry room, and baths include luxury wood vinyl plank flooring, with stain-resistant carpet in the bedrooms. Your owner's suite is complete with a walk-in wardrobe and a private en-suite bath with dual vanities, a tiled shower, and a closeted toilet. Jack-and-Jill hall bath with an enclosed tub and toilet, accessed from bedrooms 3 and 4. Plus, enjoy a covered lanai, 2-car garage, custom-fit window blinds, architectural shingles, energy-efficient insulation and windows, and a full builder warranty. Please note, virtual tour/photos showcases the home layout; colors and design options in actual home for sale may differ. Furnishings and décor do not convey."

Beds:
4
Baths:
2.00
Sq.Ft.:
2,226
Status:
Active
MLS#:
O6403965
Type:
Single Family
Subdivision:
PRAIRIE OAKS
Lot size:
0.14 Acres
Year built:
2024
A broker reciprocity listing Courtesy: NOVAK REALTY CORP 407-347-0114
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ADDITIONAL INFORMATION

PRICE IMPROVEMENT! + BUYER INCENTIVES: Seller is offering $10,000 buyer incentive to be used toward a price reduction, buyer closing costs, prepaids, or an interest rate buy-down with an acceptable contract submitted by November 30, 2026! Welcome to this beautiful and well-maintained 4-bedroom, 2-bathroom home offering a 1,600 square feet of living space in the desirable Prairie Oaks community. Step inside to find an open and inviting floor plan that blends comfort and functionality. The spacious great room connects seamlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. The kitchen features modern cabinetry, ample counter space, and a large island ideal for casual gatherings. The owner’s suite is designed for comfort and privacy, featuring a well-appointed ensuite bath, dual vanities, walk-in shower, and generous walk-in closet. Three additional bedrooms and a full bath provides plenty of space for family, guests, or a home office. Enjoy the convenience of a versatile layout, abundant natural light, and quality finishes throughout. The outdoor living space features a spacious fenced backyard and a covered porch, creating the perfect setting for relaxing and entertaining family and friends. This beautiful designed home blends modern style with everyday comfort in one of the area’s most desirable locations. Just minutes from FL-417 and the Florida Turnpike, convenient access to Lake Nona, Orlando, shopping centers, restaurants, hospitals and surrounding areas. Prairie Oaks offers a clubhouse with a pool, playground, and green spaces, creating a relaxed laid-back lifestyle for all ages. Don’t miss the chance to make this home yours. Call today to schedule a showing!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,426
Status:
Active
MLS#:
TB8502658
Type:
Single Family
Subdivision:
LAKESIDE AT SATILLA
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: WEEKLEY HOMES REALTY COMPANY 866-493-3553
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ADDITIONAL INFORMATION

The Northglen floor plan at Lakeside at Satilla offers an open-concept layout with seamless lines of sight connecting the kitchen, dining, and living areas—perfect for both daily living and entertaining. The gourmet kitchen features upgraded finishes and ample workspace, creating a central hub for gathering. This home includes 3 spacious bedrooms plus a private study, ideal for a home office or flex space. Enjoy outdoor living on the large covered lanai, perfect for relaxing or hosting year-round. With 9.5’ ceilings and 8’ interior doors throughout, the Northglen delivers an elevated sense of space, comfort, and modern luxury.

Beds:
5
Baths:
4.00
Sq.Ft.:
2,822
Status:
Active
MLS#:
S5149374
Type:
Single Family
Subdivision:
Havenfield At Cross Prairie
Lot size:
0.15 Acres
Year built:
2024
A broker reciprocity listing Courtesy: PREFERRED REAL ESTATE BROKERS 407-440-4900
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ADDITIONAL INFORMATION

This home has EVERYTHING!!! 5 bedrooms 4 bathrooms 3,786 total sq. This beautiful house, fully furnished and ready to move in, is ideal for families or professionals seeking comfort and space. Master Bedroom with walk in closet and private bathroom. Large garage. Fully furnished, including 6 beds, living room furniture, board games, dining set, appliances, and more. Currently leased with 3 months left. Built in 2024 includes over $50k in upgrades. Located just off the turnpike and connecting to 417. Perfectly located in the sought-after St. Cloud–Orlando area offering convenient access to endless entertainment and close proximity to Orlando International Airport, Walt Disney World Resort, Universal Studios, SeaWorld Orlando, Orlando Magic basketball at the Amway Center, Orlando City Soccer among others.

Beds:
4
Baths:
3.00
Sq.Ft.:
3,484
Status:
Active
MLS#:
S5148943
Type:
Single Family
Subdivision:
AMELIA GROVES PH 1
Lot size:
0.11 Acres
Year built:
2023
A broker reciprocity listing Courtesy: ALLEGIANT MANAGEMENT GROUP, INC 407-557-3164
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ADDITIONAL INFORMATION

Welcome to your new home in the highly desirable Amelia Groves community in St. Cloud! Built in 2023, this stunning two-story bungalow combines modern design, comfort, and an unbeatable location with a peaceful water view. Step inside to a spacious open-concept floor plan designed for both everyday living and entertaining. The heart of the home is the beautifully appointed kitchen, featuring a large center island, sleek stainless-steel appliances—including a range, refrigerator, dishwasher, and microwave—and plenty of cabinet space. The primary suite offers a relaxing retreat with a generous walk-in closet and a private en-suite bathroom complete with dual sinks and a stylish framed shower. On the main level, you’ll find a well-placed bedroom next to a full bathroom, complemented by a den/study across the way—ideal for flexible living or working from home. Upstairs, you'll also find a conveniently located laundry room for added ease.Thoughtful details throughout the home include cozy carpeted bedrooms, elegant tile flooring in wet areas and the main living spaces, and plenty of natural light. From the kitchen you have access to the covered screened patio that leads to the garage. Enjoy your morning coffee on the charming front porch or unwind in the evening while taking in the serene water view—perfect for relaxing or entertaining outdoors. This move-in ready home truly offers the perfect blend of style, functionality, and location.****Home square footage, taxes, lot sizes, and schools are to be independently verified.***

Beds:
4
Baths:
2.00
Sq.Ft.:
2,175
Status:
Active
MLS#:
O6403549
Type:
Single Family
Subdivision:
Waterlin 45's
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: LENNAR REALTY 800-229-0611
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ADDITIONAL INFORMATION

Under Construction. This new four-bedroom Hendrix offers spacious and convenient single-story living. Three secondary bedrooms are located near the front of the home off the foyer, near a versatile flex space ready to be used as an office or studio. An open-concept floorplan blends the kitchen, living and dining areas with easy access to a covered patio, while a luxe owner’s suite is nestled into a private rear corner, providing direct access to a full bathroom with dual sinks and a walk-in closet. Every home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, and more in the price of your home. Waterlin is one of the most anticipated new communities. Residents will enjoy access to a sparkling swimming pool and state-of-the-art community center with plenty of gathering spaces, playground and trail. Situated at the center of Florida, Saint Cloud offers a small-town feel with excellent schools, endless recreation and an array of shopping, dining and entertainment options. Easy access to the Orlando Turnpike makes commutes to downtown Orlando a breeze.

Beds:
5
Baths:
3.00
Sq.Ft.:
3,410
Status:
Active
MLS#:
O6398808
Type:
Single Family
Subdivision:
S L & I C
Lot size:
1.16 Acres
Year built:
2022
A broker reciprocity listing Courtesy: REAL BROKER, LLC 407-279-0038
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ADDITIONAL INFORMATION

This is the window. The seller has made a major price adjustment and is making one final push to get this home sold. If you’ve been watching this one, waiting for the right moment, or thinking about making an offer, now is the time to act. Most homes hide their acreage behind them, a strip of yard you see twice a day. This one puts its acre-plus out front, so arriving home means driving through your own property: the pond with its lily pads, the greenery, the quiet. The street dead-ends at an orange grove, so through traffic doesn't exist here. Two highland cows graze the neighboring pasture behind you. By the time you reach the front door of this Kent Custom Homes farmhouse, the road has stopped mattering. That's what the deep setback buys: an approach, a view, and a buffer you live with instead of glimpsing over a fence. The floor plan spends its square footage the same way, on the things that get used. Five bedrooms. A kitchen with white quartz, a walnut island, a custom wood hood, subway tile run to the ceiling, and a farmhouse sink under a window that frames open pasture. A screened lanai across the entire back of the home, opening onto lawn that runs to the tree line. In Florida that lanai does the daily living: coffee at sunrise with the birds going, dinners that stretch past dark, stars you forgot existed. The gathering room and kitchen hold the rest. Sleep is sorted deliberately. The primary suite has its own wing of the main level, tray ceiling, windows on green, a walk-in closet sized for a real wardrobe, and an ensuite with dual vanities under round wood mirrors and a walk-in shower. Three more main-level bedrooms flex however you need them: office, studio, guest space. The fifth bedroom lives upstairs with its own full bath and closet space to match, and there's a window already framed behind the drywall up there. Whoever buys this house gets to let the light in. It has been lived in the way it was built to be. Parties in the yard. Gatherings by the pond. Holidays where everyone actually fits. The address works, too. Zoned for A-rated elementary and middle schools. Lakefront minutes away. Lake Nona a straightforward drive. Wild Florida ten minutes out with its drive-through safari and airboat rides, pumpkin patches and U-pick farms come fall. This is the Saint Cloud part of Saint Cloud, rural without feeling remote. Turn off the road once and you'll see why the house sits this far back.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,161
Status:
Active
MLS#:
L4961488
Type:
Single Family
Subdivision:
BRIDGE POINTE
Lot size:
0.05 Acres
Year built:
2026
A broker reciprocity listing Courtesy: CAMBRIDGE REALTY OF CENTRAL FL 863-797-4999
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ADDITIONAL INFORMATION

Open-Concept 3BR/2.5BA Townhome with Garage & Lanai. Beautifully designed 3-bedroom townhome featuring an open floor plan, 1-car garage, and screened lanai. The kitchen boasts quartz countertops, 36" shaker cabinets, stainless steel Samsung appliances (including smart range), a pantry, and a breakfast bar. Luxury vinyl plank flooring flows through the main living areas and wet spaces, with stain-resistant carpet in bedrooms and upstairs. The spacious owner’s suite includes a walk-in closet, dual vanities, and a tiled shower. Two additional bedrooms share a full bath and hallway linen closet. Upgrades & Features: Energy-efficient construction: R-30 insulation, Low-E windows, foam block insulation Samsung washer & dryer LED lighting, faux wood blinds, and built-in pest control Soft-close cabinetry, tile backsplash, and pull-down kitchen faucet Move-in ready with modern finishes throughout!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,489
Status:
Active
MLS#:
O6403364
Type:
Single Family
Subdivision:
WATERLIN 45'S
Lot size:
0.13 Acres
Year built:
2026
A broker reciprocity listing Courtesy: LENNAR REALTY 800-229-0611
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ADDITIONAL INFORMATION

Under Construction. Perfect for any lifestyle, this new Bora, four-bedroom home features a low-maintenance single-story classic and cottage inspired design. Upon entry there are three secondary bedrooms, while a spacious owner’s suite at the back of the home provides access to a full bathroom and walk-in closet. A modern kitchen shares an open plan with an elegant dining room and inviting family room—with a nearby covered patio for year-round outdoor fun. Every home comes with Lennar’s Everything’s Included® promise, which includes new appliances as well as quartz countertops, and more in the price of your home. Waterlin is one of the most anticipated new communities. Residents will enjoy access to a sparkling swimming pool and state-of-the-art community center with plenty of gathering spaces, playground and trail. Situated at the center of Florida, Saint Cloud offers a small-town feel with excellent schools, endless recreation and an array of shopping, dining and entertainment options. Easy access to the Orlando Turnpike makes commutes to downtown Orlando a breeze.

Beds:
4
Baths:
3.00
Sq.Ft.:
3,009
Status:
Active
MLS#:
TB8502366
Type:
Single Family
Subdivision:
LAKESIDE AT SATILLA
Lot size:
0.14 Acres
Year built:
2026
A broker reciprocity listing Courtesy: WEEKLEY HOMES REALTY COMPANY 866-493-3553
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ADDITIONAL INFORMATION

The Gaspar floor plan at Lakeside at Satilla features an open-concept design with clear lines of sight connecting the kitchen, dining, and living areas for easy everyday living and entertaining. The gourmet kitchen offers high-end finishes and a generous workspace, serving as the centerpiece of the home. Enjoy outdoor living on the covered lanai, perfect for relaxing or dining year-round. The home includes 4 spacious bedrooms, offering flexibility for family, guests, or a home office, plus a 3-car garage for ample storage and convenience. Enhanced with 9.5’ ceilings and 8’ interior doors throughout, the home feels even more open, luxurious, and expansive, elevating both the space and overall design.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,612
Status:
Active
MLS#:
S5147910
Type:
Single Family
Subdivision:
NATCHEZ TRACE
Lot size:
0.13 Acres
Year built:
1989
A broker reciprocity listing Courtesy: ARMAND & ASSOCIATES REALTY INC 305-668-8535
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ADDITIONAL INFORMATION

Reduced for quick Sale! Welcome to your next chapter in the desirable Natchez Trace subdivision of St. Cloud. This charming single-family home offers 3 bedrooms, 2 bathrooms, and a thoughtfully designed split floor plan that provides both privacy and comfort for the whole family. Step inside to an inviting open-concept kitchen that flows seamlessly into the family and dining areas, creating the perfect space for everyday living and entertaining. The kitchen comes complete with a stove, microwave, refrigerator, and a spacious pantry ready to keep everything beautifully organized. Generous closet space throughout the home adds comfort and convenience. Enjoy peaceful mornings on the front enclosed porch, a cozy space to sip coffee, relax, or greet the day in comfort. Out back, you’ll find a yard designed for making memories, featuring a partially tiled outdoor area, plenty of room for family barbecues, gardening, and outdoor fun. The bright sunroom overlooking the backyard offers the perfect retreat for reading, relaxing, or enjoying sunset views. Additional highlights include A/C replaced in 2019 and a spacious two-car garage. As an added bonus, there is a lake close to the property, offering a beautiful nearby spot for evening strolls, fresh air, and enjoying nature. Homes with this much charm, space, and location sparkle do not stay available for long. Come see it today before someone else opens the door to your dream home.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,816
Status:
Active
MLS#:
O6403153
Type:
Single Family
Subdivision:
Pine Glen
Lot size:
0.14 Acres
Year built:
2023
A broker reciprocity listing Courtesy: WATERMAN REAL ESTATE, INC. 321-215-2100
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ADDITIONAL INFORMATION

Welcome to 2714 Slash Way in St. Cloud—a well-maintained home that blends comfort and style with an open-concept layout perfect for everyday living and entertaining. Natural light fills the spacious living and dining areas, creating a warm, inviting feel. The kitchen features modern appliances, ample cabinetry, and plenty of counter space for cooking and gathering. The primary suite offers a private retreat with an en-suite bath and generous closet space, while additional bedrooms provide flexibility for guests, an office, or family needs. Enjoy the private backyard—ideal for relaxing or entertaining. Conveniently located near shopping, dining, schools, and major roadways with easy access to Orlando. A great opportunity for homeowners or investors alike—schedule your showing today!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,664
Status:
Active
MLS#:
S5148716
Type:
Single Family
Subdivision:
ST CLOUD MANOR VILLAGE
Lot size:
0.32 Acres
Year built:
1987
A broker reciprocity listing Courtesy: COLDWELL BANKER REALTY 407-352-1040
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ADDITIONAL INFORMATION

Exceptional opportunity! Fully renovated 3-bedroom, 2-bathroom home sitting on an oversized 0.32-acre lot with NO HOA and NO CDD, offering true flexibility and freedom. This property features a beautifully updated interior with a modern kitchen showcasing granite countertops, stylish cabinetry, and stainless steel appliances. The home is enhanced with tile flooring throughout and upgraded bathrooms with contemporary finishes. Major improvements include new windows, updated PVC plumbing throughout, and a whole-home water softener system, providing long-term value and peace of mind. Step outside to enjoy a spacious screened-in patio, perfect for entertaining, along with a fully fenced backyard with plenty of space for outdoor living, pets, or future additions. Conveniently located just minutes from downtown St. Cloud, with easy access to the Florida Turnpike, approximately 25–30 minutes to Orlando International Airport (MCO), and close to shopping, dining, and schools. Whether you’re looking to expand your investment portfolio or secure a future primary residence, this property delivers space, upgrades, and potential all in one.Some photos may include virtual enhancements or edits for marketing purposes.Property is tenant-occupied. Lease in place through July 31, 2027;however, the lease includes a provision allowing the seller to sell the property. In the event of a sale, the tenant is required to vacate the property within 30 days, in accordance with the terms of the lease.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,880
Status:
Active
MLS#:
O6402324
Type:
Single Family
Subdivision:
BRISTOL COVE AT DEER CREEK PH 2
Lot size:
0.2 Acres
Year built:
2007
A broker reciprocity listing Courtesy: PETRA WORLDWIDE 407-332-8556
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ADDITIONAL INFORMATION

Welcome to serene lakefront living with peaceful conservation views and no rear neighbors. This beautifully maintained three-bedroom, two-bathroom home offers the perfect blend of comfort, style, and privacy. From the moment you arrive, mature landscaping and a distinctive front entry create a warm welcome, while abundant natural light fills the home. Inside, the spacious great room features soaring vaulted ceilings and durable ceramic tile flooring, creating a bright, open space that's perfect for both everyday living and entertaining. The thoughtfully designed open floor plan maximizes every square foot for comfortable, functional living.The well-appointed kitchen combines style and practicality with Corian countertops and a full suite of appliances, including a newer refrigerator, range, microwave, and dishwasher, all offering a clean, cohesive look. Designed for privacy, the split-bedroom floor plan features a spacious primary suite with ceramic tile flooring, a beautifully tiled walk-in shower, dual vanities, walk-in closet, and plenty of room to unwind. Step outside to your own private backyard retreat, where tranquil lake and conservation views provide the perfect setting for morning coffee, evening gatherings, or relaxing around the fire pit while enjoying peaceful Florida sunsets. Additional updates include a 2018 roof and a 2019 HVAC system, providing added value and peace of mind. The home is also equipped with high-speed fiber internet availability through both AT&T Fiber and T-Mobile Fiber. Residents enjoy a community playground, scenic walking trails, and dog-friendly green spaces. Conveniently located just two miles from the Florida Turnpike, this home offers easy access to Lake Nona Medical City, Orlando International Airport, East Lake Tohopekaliga, local golf courses, premier shopping and dining, and Walt Disney World and other Central Florida attractions. This exceptional home truly combines comfort, convenience, and natural beauty. Seller is motivated! Ask about available seller concessions.

Beds:
5
Baths:
4.00
Sq.Ft.:
3,162
Status:
Active
MLS#:
TB8501417
Type:
Single Family
Subdivision:
PALMERAS AT CROSSPRAIRIE
Lot size:
0.09 Acres
Year built:
2026
A broker reciprocity listing Courtesy: WEEKLEY HOMES REALTY COMPANY 866-493-3553
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ADDITIONAL INFORMATION

Experience the award-winning craftsmanship that defines every David Weekley Home in our newest floor plan, The Nagel. Currently under construction and projected for completion in late summer, this thoughtfully designed home blends style, comfort, and functionality. The open-concept first floor features a spacious kitchen that flows seamlessly into the dining and family areas—perfect for both everyday living and entertaining. A full bedroom and bathroom on the main level provide ideal flexibility for guests or multi-generational living. Upstairs, you’ll find a private and expansive Owner’s Retreat with ample space for a sitting area, creating your own personal sanctuary. A versatile loft offers the perfect setting for family time, a home office, or a play area, while three additional bedrooms ensure everyone has their own space. Don’t miss the opportunity to own this exceptional home—contact us today for more details and availability.

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Andrea Conner, License #BK3437731, Xome Inc., License #1043756, [email protected], 844-400-9663, 750 State Hwy 121 Bypass, Suite 100, Lewisville, TX 75067


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St Cloud Real Estate

St Cloud is located in Florida. St Cloud, Florida has a population of 57,610. St Cloud is more family-centric than the surrounding county with 36.72% of the households containing married families with children. The county average for households married with children is 30.51%.

The median household income in St Cloud, Florida is $65,274. The median household income for the surrounding county is $58,513 compared to the national median of $69,021. The median age of people living in St Cloud is 36.3 years.

St Cloud Weather

The average high temperature in July is 91.6 degrees, with an average low temperature in January of 48 degrees. The average rainfall is approximately 52.2 inches per year, with 0 inches of snow per year.

St Cloud Map

St Cloud Real Estate Market Conditions

  • Median sales price

    $391,800
    29.6%
    change since last quarter
  • # Active listings

    1,728
    30-day change

St Cloud Schools and Demographics

Education near St Cloud, FL

City County
High School Graduates 88.66 86.61
College Degree - 2 year 12.92 10.96
College Degree - 4 year 24.36 24.31
Graduate Degree 4.93 5.79
Expenditures per Student 10,416 10,416
Students per Teacher 20.1 20.1

Elementary Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
Boggy Creek Elementary School PK - 05 760 15.8 34743
Canoe Creek Charter Academy PK - 08 586 12 34772
Central Avenue Elementary School PK - 05 731 15.2 34741
Cypress Elementary School PK - 05 729 13.8 34743
East Lake Elementary School PK - 05 1,013 15.1 34744
Flora Ridge Elementary School PK - 05 923 14.9 34741
Hickory Tree Elementary School PK - 05 753 15.7 34772
Highlands Elementary School PK - 05 989 14.3 34741
Kissimmee Charter Academy KG - 08 779 16.2 34744
Kissimmee Elementary School PK - 05 1,046 15.4 34741
Lakeview Elementary School PK - 05 744 17.3 34769
Michigan Avenue Elementary School PK - 05 664 14.8 34769
Mill Creek Elementary School PK - 05 1,009 16 34744
Narcoossee Elementary School PK - 05 797 15.3 34771
Neptune Elementary School PK - 05 977 15.8 34769
Osceola Center for Early Learning PK - PK 0 34769
P. M. Wells Charter Academy KG - 08 867 14 34744
Partin Settlement Elementary School PK - 05 831 15.7 34744
Pleasant Hill Elementary School PK - 05 964 15.8 34741
St. Cloud Elementary School PK - 05 970 14.9 34769
St. Cloud Preparatory Academy KG - 08 232 9.7 34769
Thacker Avenue Elementary for International Studies PK - 05 955 16.8 34741
UCP Osceola Charter School PK - KG 63 3.3 34741
Ventura Elementary School PK - 05 960 15 34743

Middle Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
DENN John Middle School 06 - 08 1,007 15.5 34744
Kissimmee Middle School 06 - 08 1,252 16.3 34741
Narcoossee Middle School 06 - 08 1,088 17.3 34771
Neptune Middle School 06 - 08 1,302 15.7 34744
Parkway Middle School 06 - 08 934 15.1 34743
St. Cloud Middle School 06 - 08 1,167 16.9 34769

High Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
Gateway High School 09 - 12 2,505 20 34744
Osceola High School 09 - 12 2,642 19.6 34741
St. Cloud High School 09 - 12 2,304 19.9 34769

Ungraded Schools near St Cloud, FL

Grades Students P/T Ratio ZIP
* Challenger Learning 09 - 12 222 28.3 34744
* Mavericks High School 09 - 12 548 28.8 34744
* Professional & Technical High School 09 - 12 623 21.5 34744
* Zenith 08 - 12 544 19.4 34744
Adult Learning Center Osceola AE - AE 0 34744
Avant Garde Academy 06 - 12 524 18.1 34744
Avant Garde Academy K8 Osceola UG - UG 0 34741
New Beginnings Education Center KG - 12 209 8.7 34741
Osceola County School for the Arts 06 - 12 936 21.3 34744
Osceola Virtual Franchise (Secondary) 06 - 12 4 34769
Osceola Virtual Instruction (Course Offerings) 06 - 12 0 34769
Osceola Virtual Instruction Program KG - 12 98 34769
Technical Education Center Osceola AE - AE 0 34744

Demographics near St Cloud, FL

City County
Neighborhood Type Suburban
Population 57,610 380,331
Population Density 2,840 287
Median Age 36.3 36.3
People per Household 3.5 3.4
Median Household Income 65,274 58,513
Average Income per Capita 23,809 25,491

Real estate near St Cloud