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Lake Living with A Covered Slip Dock UNDER $470K! Welcome to 120 Ridgemore Circle, where comfort, convenience, and deep-water access on Lake Hartwell come together. If you've been searching for an affordable lake home on great water-this is it! Forget the fixer-upper mobile homes tucked away in shallow coves-this home is located in a desirable lake community and includes a covered slip dock on the main Tugalo River channel. This spacious 2-bedroom, 2-bath home (with additional finished space downstairs) offers flexibility and thoughtful design at a price you don't often find on the lake. The main level welcomes you with an open floor plan connecting the living, dining, and kitchen areas. The kitchen features a center island with cooktop, stainless steel appliances, and ample cabinetry. Two bedrooms and a full bath are located just down the hall. From the primary bedroom, step onto the covered back deck and enjoy your morning coffee. You can also relax on the side deck and enjoy peaceful lake views. The lower level offers even more living space with a fireplace, wet bar, and full bath-ideal for a game room, second living area, or a large guest suite. The garage and laundry area are also conveniently located on this level. Outside, follow the concrete path (or take your golf cart!) down to your covered slip dock with excellent water depth. Two storage buildings and an additional covered parking area provide room for lake toys, tools, and equipment. Enjoy all the perks of Lake Hartwell living-deep water, a well-maintained home, and space to spread out-all at an affordable price.

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Welcome to 110 Valley Rd - A beautifully updated 4-bedroom, 2-bath home offering 2,216 sq ft of stylish living space. This spacious residence features hardwood floors throughout and a modern kitchen equipped with brand-new stainless-steel appliances. Every detail has been thoughtfully upgraded, blending comfort and contemporary charm. Whether you're entertaining guests or enjoying quiet evenings at home, this property provides the perfect setting. Located in a well-established neighborhood with easy access to local amenities, this move-in-ready gem is a must-see!

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Charming Brick Ranch in a Cozy Toccoa Neighborhood! Welcome home to this well-maintained 3-bedroom, 1.5-bath all-brick ranch, nestled in a quiet and friendly neighborhood in Toccoa, GA. Perfect for first-time buyers, downsizers, or investors, this home offers comfort, convenience, and classic curb appeal. Inside, you'll find a warm and inviting layout with ample natural light throughout. The spacious living area flows into a functional kitchen and dining space, creating an ideal setup for everyday living or entertaining. Step outside to enjoy a nicely sized yard-perfect for gardening, play, or relaxing evenings under the trees. For all your storage needs, there's a walk-in crawlspace storage area that's easily accessible and ideal for tools, seasonal items, or hobbies. Just minutes from schools, shopping, and downtown Toccoa Don't miss your chance to own this cozy gem-schedule your showing today!

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**Further renovations just completed while still leaving great mid-century modern features** So come see this charming 1950's 3 bedroom 1 bathroom home located on a quiet shady street just blocks off of Toccoa Town Square. New flooring throughout, freshly painted interior, new granite countertops, new stainless steel appliances, removed popcorn ceilings, new ceilings fans/lighting in bedrooms, new exterior lighting, fresh landscaping, roof and water lines/water heater only 4 years old. Great rental income potential for investors.

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Charming Newly Remodeled Manufacturer Home! This beautifully updated mobile home is move-in ready, featuring a spacious open floor plan, ideal for modern living. Perfectly situated with a large yard that's great for both kids and pets to play. Key Features: 3 Bedrooms & 2 Full Bathrooms - Spacious and comfortable for the whole family. Completely Renovated - New roof, HVAC system, and plumbing ensure peace of mind. Bright & Inviting Living Space - Freshly painted with new flooring throughout, creating a warm, welcoming atmosphere. Modern Kitchen - Brand new countertops, kitchen cabinets, and fixtures, plus a breakfast bar perfect for casual dining. Cozy Living Area - Featuring a fireplace for added charm and comfort. Outdoor Living - New front porch and back deck to enjoy the outdoors in style. This home is truly turnkey, with everything updated for convenience and comfort. Schedule a viewing today! For Financing call 21st Mortgage Loan Dept. 865-292-2120 ext 1456

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Welcome to 88 Currahee Place, a rare gem on Lake Hartwell that offers features and amenities not often found in typical lakefront properties. Perfectly positioned on a level lot in the desirable Circle East Subdivision near Toccoa, this home is designed for both relaxed lake living and practical functionality. As you approach the .99-acre property, you'll immediately notice the attention to detail-from the concrete driveway and well-manicured lawn to the TWO separate two-car garages, one of which includes an additional space for a golf cart or side-by-side utility vehicle. Storage space for lake toys and guest parking is abundant! The garage closest to the home is heated. A large dog pen adds even more value for pet owners who don't want to compromise on space or convenience. Step inside from the composite deck and into a warm, inviting main living area. The kitchen features solid surface countertops and connects seamlessly to the living and dining areas, all impeccably maintained. Two main-level bedrooms each offer private, en suite bathrooms, while a spacious screened-in porch off the back of the home provides a peaceful retreat with views of the expansive backyard, the covered slip dock, and the tranquil waters of Lake Hartwell. The fully finished lower level opens up a world of possibilities with a flexible living space that can be used for entertaining, relaxing, or accommodating guests. A third bedroom (no closet) and full bathroom-accessible both from the bedroom and common area-make it an ideal space for extended stays. Walk out from the lower level to a covered patio, where you can relax and take in the gentle views of the lake and surrounding landscape. From there, enjoy an easy stroll down to your private, covered slip dock. Whether you're hopping on a boat, launching a jet ski, or simply soaking in the quiet beauty of the northern part of Lake Hartwell, this property offers everything you need for a true lakeside lifestyle. One of the HVAC systems was replaced one year ago (inside and outside units). New metal roofs were also recently installed on the home and both garage buildings approximately one year ago. Verbal / Email approval for maximum size dock has been received from USACE. Located in the well-respected Circle East Subdivision-known for its well-maintained homes and sense of community-88 Currahee Place blends peaceful lakefront living with thoughtful design, all just minutes from the conveniences of Toccoa.

ADDITIONAL INFORMATION

This great home is located on the quiet north end of Lake Hartwell with easy access to Toccoa, Highlands and Clemson. The concrete drive and parking pad offers plenty of room for extended family and guests. Enter the front door to the lakefront family room which is adjacent to the kitchen and dining area. There is a split bedroom plan with three bedrooms and two updated baths all on the main level. The family room opens onto a large screened porch with an adjacent grill deck with open views of the lake. There is a gentle walk to the max-size, two-slip dock located on the main Tugaloo channel. Appliances, kitchenware, televisions, and almost all furniture is included in the sale.

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Brand New 2025 Construction - 596 Watson St, Toccoa, GA. Welcome to this beautifully crafted new build, located just 5 minutes from Toccoa Falls College! This modern home features 3 spacious bedrooms and 2 full bathrooms, designed with comfort and functionality in mind. Enjoy an open floor plan with vaulted ceilings at the main entrance, tile flooring throughout, and a stylish kitchen complete with granite countertops and stainless steel appliances. The master suite includes a walk-in closet and private bath, while the home also offers a dedicated pantry and laundry closet for added convenience. Don't miss this opportunity to own a quality new construction home!

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Welcome to this fully renovated brick home! Inside you'll find new floors, a freshly updated bathroom, and a brand-new HVAC system, with a roof that's less than 5 years old. The private lot offers peace and quiet, while still being just minutes from shops, restaurants, and everything you need. A perfect blend of comfort and convenience, ready for you to move right in. Zero down payment options or down payment assistance programs are available for this home. Please reach out for more information.

ADDITIONAL INFORMATION

. This charming in-town starter home or investment property is a great opportunity. It is currently rented to a reliable tenant. The home boasts a living area that leads to the kitchen. There are two bedrooms and one bathroom conveniently located next to each other. Situated just two miles from downtown Toccoa, the home is close to dining, shopping, and medical care.

ADDITIONAL INFORMATION

Cozy 784 sq ft manufactured home with a retired title is tucked away in a quiet, leafy setting yet offers access to plenty of local charm and outdoor amenities. With a wrap-around covered porch and deck areas that invite you to unwind and soak up the natural surroundings, this home is perfect for someone seeking simplicity and tranquility. Located just a short drive from Toccoa's most beloved attractions - including the majestic Toccoa Falls, the Currahee Military Museum and hiking trails , and the historic Traveler's Rest State Historic Site - this property allows you to enjoy both quiet country living and easy access to the region's natural beauty. Outdoor lovers will also appreciate being near Lake Hartwell, Tallulah Gorge State Park, and the many scenic trails throughout Stephens County. A great starter home, weekend getaway, or downsizing option. Seize the chance to add charm and value to this one of a kind property in northeast Georgia. Title has been fully retired.

ADDITIONAL INFORMATION

A RARE FIND! Nestled in the foothills of the Blue Ridge mountains in Northeast Georgia, this beautiful home sits on a 32.94 acre estate with woods, pastures and a creek running through the property and sits 1/4 mile off the road for privacy. The spacious 4 sided brick ranch (5000+ sq ft) features 4 bedrooms and multi generational living plus a 45x60 shop in the rear of property. The large full finished basement has two recreation rooms, bedrooms, partial kitchen, full bath and laundry options downstairs. Off the basement area is a large finished side patio for separate entertaining and offers mountain views. The main level living features a grand living room with a stone fireplace and vaulted 12 foot ceilings. Off the great room is the home office or optional formal dining room. Down the hall are 2 guest bedrooms plus the primary suite with private bath. Stairs leading from the kitchen take you to the bonus room/playroom which access the attic walk out storage area above the first floor for extra storage. The large open kitchen features a 6.5 ft island and large dining area with floor to ceiling windows. Just off the kitchen are french doors that lead to a large patio area that offers additional outdoor living and dining space. One step outside and you immediately enjoy the scenery and privacy. Off to the left behind the home is the garden and area for chicken coops. Back to the right is the 45 x 60 finished building that has 3 end roll up doors (2 large enough for a motor home) and 4 walk through doors. The building can be used for workshop, barn or finished off inside for AIR BNB potential in the future. Whether you dream of creating a self sufficient homestead, hobby farm, equestrian facilities or just want to embrace a peaceful country lifestyle with all the benefits of owning large acreage - this home offers a rare opportunity to enjoy that dream. Located just minutes to I-85 and I-985 this home still offers privacy and seclusion while still enjoying the convenience of being close to the quaint town of Toccoa which is home to the beautiful Toccoa Falls. Listing agent is related to seller. **Please note info on Elementary Schools**Stephens County, Georgia has four public elementary schools: Big A Elementary School, Liberty Elementary School, Toccoa Elementary School, and the Stephens County Fifth Grade Academy. Big A Elementary serves Pre-K and Kindergarten, Liberty Elementary serves 1st and 2nd grades, Toccoa Elementary serves 3rd and 4th grades, and the Fifth Grade Academy serves the 5th grade.

ADDITIONAL INFORMATION

This four-sided brick cottage is nestled in a well-established neighborhood just minutes from downtown Toccoa. The main level features a foyer entrance, updated kitchen with quartz countertops and a coffee bar, a spacious great room with built-in bookshelves flanking a masonry wood-burning fireplace, a formal dining room, sunroom, study, and a half bath. Beadboard ceilings and recessed lighting add charm and character throughout this level. Upstairs, four oversized bedrooms fill with natural light from abundant windows, accompanied by two full baths. The finished basement offers a second masonry fireplace with gas logs and generous space for entertaining family and friends. Dual HVAC systems serve the main and upper levels for year-round comfort.

ADDITIONAL INFORMATION

Bring your ideas, dreams & designs to transform this 11.92-acre estate into your own sanctuary! Fenced pastureland & a meandering creek add to the centerpiece of the property - a 5,800 sqft brick home, thoughtfully designed for comfort and elegance. Step inside to find expansive living spaces, high ceilings, an open concept kitchen, dining & living area, multiple fireplaces, and plenty of room for entertaining or relaxing. Upstairs you'll find ample space for storage or bonus rooms. The basement includes a full kitchen, bathroom, living area & extra room for flex space. Outdoors, enjoy an in-ground swimming pool, complete with a pool house - perfect for summer gatherings. Two additional structures include the 2,250 sqft "garage" and a 3,200 sqft building for storage or livestock use. Whether you're looking for a private estate, a working mini-farm, or a countryside escape, 701 Sunshine Road has it all! **Currently enrolled in Conservation**

ADDITIONAL INFORMATION

Walking distance to down Town Toccoa -great location-beautiful mature trees adds serenity to the property- upstairs has 2 large bonus rooms and full bath- these could be used for bedrooms or office space - very large city lot - house has front porch - barn or work shop out back with power - ceiling fans and exhaust system -large pole barn - can be used for carport. Standing seam metal roof ensures durability and longevity. The house has been rewired to meet electrical standards (by previous owner). A tankless water heater has been installed for energy efficiency and endless hot water. SELLER NEEDS TO RELOCATE = AND WILL LOOK AT REASONABLE OFFERS.

ADDITIONAL INFORMATION

Welcome to peaceful country living in Toccoa! This charming 3-bedroom, 1-bath modular home sits on a private 1.25-acre lot, offering the perfect blend of space and seclusion. Enjoy your morning coffee on the covered front porch while taking in the sounds of nature. Inside, you'll find a cozy layout that's ready for your personal touch. Whether you're looking for a weekend getaway, investment opportunity, or full-time residence, this property is full of potential. Seller requests only cash offers - don't miss this affordable chance to own a slice of Northeast Georgia countryside!

ADDITIONAL INFORMATION

Hunting/fishing cabin in the beautiful mountains of Toccoa, surrounded by National Forest. This cabin features one bedroom off the kitchen area along with another bed in the studio style living room. In the living room you have a built in entertainment center, beautiful wood ceilings and big windows to enjoy your mountain views. Outside you will find a huge deck perfect for enjoying your morning coffee and sunrises, entertaining or even hunting. This property does have a separate building with a compositing toilet system. Bring your 4x4 vehicle to access this property in inclement weather. On those gorgeous days bring your boat and take advantage of the public boat ramp less than 1 mile away and fish for trout, walleye and more or fish Panther Creek (known for its trout). You will not find this "off the grid" property on GPS, so call your realtor now and make an appointment to tour this unique opportunity.

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CRAFTSMAN HOME IN GEORGIA'S PREMIER GOLF COMMUNITY - CURRAHEE CLUB! Welcome to 300 Rock Creek Trail, a stately Craftsman-style home perfectly positioned at the end of a quiet cul-de-sac in the prestigious Currahee Club. Step through the leaded glass front door into a warm and inviting foyer with beautiful wood floors. The dining room is just off the foyer and flanked with transom. The spacious great room feature a cozy fireplace and abundant natural light, creating the perfect space for entertaining and everyday living. The kitchen is both stylish and functional with ample cabinetry, generous counter space, stainless steel appliances, and an open flow to the great room and breakfast area. The luxurious owner's suite is a true retreat with high coffered ceilings, French doors leading to the screened porch, and a spa-like bath featuring a double vanity, walk-in tile shower with dual shower heads, and a soaking tub. Enjoy peaceful mornings or evenings on the private deck and screened porch just off the suite. Upstairs offers a spacious loft area, two additional bedrooms, a full bath, and a versatile bonus/bunk room or home office/play room-ideal for guests or extended family. Currahee Club offers world-class amenities including a scenic 18-hole Jim Fazio golf course, resort-style swimming pool, tennis and pickleball courts, fitness center, walking and hiking trails, and an elegant clubhouse with a dining room, bar, billiards, and more. Experience the lifestyle you've been dreaming of-welcome to Currahee Club!

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Tucked away in the prestigious, gated Currahee Club community, this rare Cotswold cottage is the perfect blend of cozy charm and refined comfort. With 3 spacious bedrooms, a versatile loft, and 3.5 bathrooms, this 1,780 sq ft home offers an ideal layout for everyday living and entertaining. Step onto the screened-in deck and soak up sweeping views of the 8th fairway on the award-winning Currahee Club golf course-your backyard feels like a private resort. Whether sipping morning coffee or hosting an evening soiree, this serene outdoor space sets the tone for relaxed luxury. Just steps away from the amenities center which features a fitness center, tennis courts, pool, pickleball courts, basketball court, and many other features. Inside, timeless architectural details and a warm, inviting ambiance welcome you in. The open floor plan is anchored by thoughtful design, perfect for quiet nights in or weekend getaways with family and friends. Homes like this don't come around often-private, picturesque, and a true gem within one of Georgia's premier golf communities.

ADDITIONAL INFORMATION

Welcome to easy one-level living in this beautifully remodeled 2 bedroom, 2 bath gem, nestled on a private lot at the end of the street with NO HOA! Completely renovated in 2022-including a brand-new roof-this home combines stylish modern upgrades with timeless charm. Whether you're a first-time buyer or a savvy investor looking to add a turnkey property to your rental portfolio, this home is a must-see. Inside, you'll find a bright and open layout with updated finishes throughout, while outside, the spacious fenced-in backyard offers a secure haven for kids and pets. You're just minutes from the heart of downtown Toccoa, where shops, restaurants, parks, and local attractions await. Don't miss this opportunity for location, comfort, and value in one perfect package!

ADDITIONAL INFORMATION

ADDITIONAL INFORMATION

MOTIVATED SELLERS! Beautiful brick ranch on 1 acre in great location! On the Currahee side of Toccoa (close to the Habersham County line), home offers rural living with easy access to the bypass. Just a short drive to the South Carolina border and less than a 30 minute commute to surrounding cities including Gainesville, Hartwell, Clemson, Westminster, Clarkesville, Cleveland, Cornelia, Martin, Lavonia, Homer, Lula, Carnesville, and Royston. Close to lots of camping, lakes, waterfalls, tourist attractions, restaurants and shopping. No restrictions on short term rentals or land use. The home is surrounded by thoughtful landscaping, various fruit trees, a raised garden bed and plenty of sunny spots to expand! Home has 4 spacious bedrooms and 3 full baths. There's an additional bonus room that could easily be used as a 5th bedroom, an office, additional living space or storage. As you enter the front door, you're met with timeless hardwoods. Eat-in kitchen and all 3 bathrooms have tile floors. Master bedroom has 3 closets (1 walk-in) as well as en suite bathroom featuring 2 vanities, garden tub, separate shower and linen closet. There's an additional building/shop off carport with electricity and half bath. Shop needs some TLC, but could be used as storage/workshop or additional living space!

ADDITIONAL INFORMATION

Luxury Living with Income Potential - Prime Downtown Toccoa Investment Live in luxury while your property pays for itself! This 16,400 sq. ft. fully renovated brick building in downtown Toccoa offers the perfect blend of residential comfort and income-generating potential. Zoned B-II, this versatile property supports a range of uses, including multi-family, retail, office, restaurant, hotel, and more. The top floor features a high-end residential suite, ideal for an owner-occupant seeking a stylish urban lifestyle. With 8,200 sq. ft. of open-concept space, steel truss beams, high ceilings, and poured concrete floors, it's a modern, spacious retreat. The lower level, also 8,200 sq. ft., boasts 10+ ft. steel beam ceilings and poured concrete floors, making it perfect for rental income through commercial, retail, or additional residential units. Situated on a high-visibility corner lot with frontage on Currahee St. and Sage St., this property is a prime investment opportunity. Whether you lease out office spaces, retail storefronts, or additional apartments, this is a chance to own a self-sustaining, income-producing property while enjoying upscale downtown living. Seller may hold mortgage contact listing agent for details Shown by appointment only-schedule your tour today!

ADDITIONAL INFORMATION

$9,000 INCENTIVE! Receive $7500 incentive from builder and $1500 from preferred lender! Situated on a serene 1.02 acre private lot, this stunning ranch-style home offers modern living in a peaceful setting. With 2 bedrooms and 2 bathrooms, the thoughtfully designed floor plan is perfect for those seeking comfort and simplicity. The open concept layout creates a seamless flow between the living spaces, highlighted by a specious kitchen featuring a large island, perfect for cooking, entertaining, or gathering with loved ones. Located with easy access to the Toccoa Bypass, this home provides both convenience and tranquility. While restrictive covenants ensure the neighborhoods charm and value, the property comes with the benefit of NO HOA. To add even more peace of mind, the builder includes a 2-10 Home Warranty, ensuring your investment is protected. This home blends privacy, functionality, and modern features, making it the perfect place to call home. Exterior elevations and interior floor plans may be modified or changed by builder during construction.

ADDITIONAL INFORMATION

$9,000 INCENTIVE! Receive $7500 incentive from builder and $1500 from preferred lender! Situated on a serene 1.02 acre private lot, this stunning ranch-style home offers modern living in a peaceful setting. With 2 bedrooms and 2 bathrooms, the thoughtfully designed floor plan is perfect for those seeking comfort and simplicity. The open concept layout creates a seamless flow between the living spaces, highlighted by a specious kitchen featuring a large island, perfect for cooking, entertaining, or gathering with loved ones. Located with easy access to the Toccoa Bypass, this home provides both convenience and tranquility. While restrictive covenants ensure the neighborhoods charm and value, the property comes with the benefit of NO HOA. To add even more peace of mind, the builder includes a 2-10 Home Warranty, ensuring your investment is protected. This home blends privacy, functionality, and modern features, making it the perfect place to call home. Exterior elevations and interior floor plans may be modified or changed by builder during construction.