Lake Ponderosa living at its best. This 2-bedroom, 1-bath home offers just over 1,000 square feet of inviting living space with seamless indoor-outdoor flow. Enjoy time outside on your shaded deck just off the dining and living areas, or head down to your 20 feet of lake-access frontage with a sitting area and beach—perfect for relaxing or launching your favorite lake toys. One of the most coveted access areas that gives you a lakefront feel with the beach and concrete patio area. The spacious lot features an inviting firepit area for evening gatherings. A 1-car garage plus carport provide convenient parking and storage, rounding out this move-in-ready lake retreat.
Ready for a lakefront view at a second-tier price? This .28-acre lot sits right above the lake access, giving you absolutely stunning views without the lakefront cost. A vintage trailer currently on the property has done its job for nearly 60 years, helping families make countless memories. Now it’s time to refresh this lot and start fresh, making it truly your own. The shared lake access offers you your own 20 feet access and feels like it’s an arm’s reach away. Your 20 feet access includes a dock, boat lift, metal roof and is located in a convenient spot on the access, offering easy entry and exit to the water. Stop by today and see the creative ways you can make this property yours.
187 Horseshoe Drive offered for sale at Lake Ponderosa. This 3 bed 2 bath home offers a large lot overlooking the lake with a 752 sq. ft. wrap around deck for all your outdoor living, a newer metal roof, and some nice updates to the interior. This home offers a very nice access slip with a shared dock in a great water area. This home is a great value!
Quiet neighborhood, beautifully well maintain home in SW Montezuma. This 2 bedroom, 1.5 bath house can easily be converted to a 3 bedroom home. The main floor features an open concept at its best with a large living room, dining room and kitchen. Down the hall you will find a full bath with double vanity. The primary bedroom has a vaulted ceiling and two big windows letting in morning sunlight. A second bedroom finishes off this space. Downstairs you'll find a family room with fireplace, a 3/4 bath/laundry room. Before you hit the walk out door there is an area to the left that could be walled off for a third bedroom. A door off the kitchen takes you around to the back deck that over looks a beautifully treed backyard. You get the view without the maintenance! A 2 car attached garage and a small storage shed an extra space to this turnkey ready home. Call your local realtor today!
Enjoy all three of Lake Ponderosa’s most coveted features: a flat lot for an easy stroll to your boat, a quiet dead-end road for less traffic, and a beginning-of-cove location for calmer water while still enjoying great open views. This spacious 3-bedroom, 2-bathroom home offers comes completely furnished and has many updates including new roof, siding and gutters in 2023. Enjoy an open floor plan with a cozy fireplace and beautiful lake views. The open dining area, spacious primary bedroom, 2 large bedrooms and a bright four-season room make this the complete package. Outside, your lakefront setup includes a dock, boat lift, and swim platform—perfect for effortless days on the water. There's plenty of storage lake front under your home for lake toys and additional shed storage. Ready for summer? Claim your spot on the water—schedule your private showing today!
Spacious Ranch on 3.5 Scenic Acres in Montezuma, 317 & 319 Terrace Ln Enjoy the perfect blend of comfort, space, and nature with this beautifully maintained ranch home situated on 3.5 sprawling acres in the heart of Montezuma, Iowa. With over 2,000 square feet of finished living space, this home offers an open-concept layout designed for both everyday living and entertaining. The main level features three bedrooms and one full bathroom, while the finished lower level adds two additional bedrooms with egress windows and ¾ bathroom, providing plenty of room for family, guests, or a home office setup. Recent improvements include a brand-new steel roof, all new carpet, new chest freezer in garage and a new refrigerator, giving buyers peace of mind and modern updates. Step outside and you’ll fall in love with the park-like backyard, a peaceful retreat where you can relax on the covered deck and enjoy the sights and sounds of nature. The property’s back acreage backs directly to West Side Park, offering added privacy and beautiful green space views. Need extra storage or workspace? The 30 x 23 pole barn is perfect for equipment, hobbies, or a workshop. The heated two-stall attached garage adds everyday convenience and is handicap accessible to the home, making this property both practical and accommodating. This rare in-town acreage property offers space, updates, and a serene setting — all in one incredible package.
Experience lake living at its finest with this exceptional retreat on the East Lake at Lake Ponderosa. Boasting an impressive 135 feet of shoreline with an expansive seawall, this property offers breathtaking water views and outstanding outdoor enjoyment. Situated on a rare double lot totaling .56 acres, there is plenty of room to relax, entertain, and enjoy the lake lifestyle. This well-maintained home features 3 bedrooms, 1½ baths, and approximately 1,080 square feet on the main level, plus an additional 240-square-foot loft (used as one of the bedrooms). Recent exterior improvements include brand new siding, windows, gutters with LeafGuard protection, and durable steel roofing on both the home and the oversized two-stall garage. Inside, the home has been freshly painted and updated with new canned lighting, trim, and ceiling fan, creating a bright and welcoming atmosphere. The outdoor amenities make this property truly stand out. A front maintenance free covered deck and a paved patio. Included is a large covered maintenance free dock system with a pontoon lift, and the spacious platform can easily be modified to accommodate an additional lift if desired. Conveniently located near a hard-surfaced road — a highly sought-after feature at the lake — this property offers easy access year-round. There’s nothing left to do but move in, relax, and enjoy everything Lake Ponderosa has to offer.
Your home should be more than a set of walls and rooms at Lake Ponderosa, it should be designed around the way you actually live. At Frampton Homes, their semi-custom home build approach at 112 Elm could give you the freedom to personalize finishes while benefiting from a proven process that keeps your home on budget and on schedule. With a proposed completion of October 2026, here are some of the amenities offered. First off, amazing finishes, wonderful views and a large nearly 80 ft. of lake frontage. 4 bedrooms plus a bunk room, open floor plan, lower level family room and wet bar, covered deck, 3 stall attached garage and more. Jump on board right away and have some say on finishes.
Experience lake living at beautiful Lake Ponderosa with stunning unobstructed water views that feel just like true lakefront property. This turnkey getaway features an open-concept single-wide Manufactured home designed for comfortable lake life and easy entertaining. Enjoy your morning coffee or evening sunsets from the spacious covered front deck overlooking the lake. The home offers 2 bedrooms, 2 bathrooms, a dedicated laundry room, and comes completely furnished — making it ready for immediate enjoyment. A large double garage provides excellent storage for your vehicle, side-by-side, golf cart, and all your lake toys. An RV hookup at the rear of the property adds even more convenience for guests and additional entertaining space. Included with the property is a Floe lift new in 2021 along with 4 new Floe dock sections, giving you everything you need to start enjoying the water from day one. Whether you’re looking for a weekend retreat or a full-time lake escape, this property delivers incredible views, functionality, and the relaxed lifestyle Lake Ponderosa is known for.
This charming 1½-story home in Montezuma offers small-town living with plenty of space inside and out. Featuring 3 bedrooms and 1½ baths, the home combines character, comfort, and functionality for families or anyone looking for extra room to spread out. Situated on three spacious lots, the property provides an exceptional yard with endless possibilities for gardening, recreation, or future expansion. A large two-stall garage offers abundant space for vehicles, storage, hobbies, or a workshop setup. Enjoy the convenience of town living while still having the outdoor space rarely found within city limits. This property is a great opportunity to own a well-sized home with generous lot space in a welcoming community.
Enjoy lake living with a sense of privacy in this spacious Lake Ponderosa home. Set on nearly an acre, the property features two bedrooms, two bathrooms, and about 1,700 square feet of living space—offering flexibility for adding a third bedroom or creating a bunk room. You’ll have convenient 20-foot lake access with docks and lifts, with even a pontoon included all ideal for boating and water activities. A two-car, 28 x 30, garage and large storage shed provide plenty of space for all your equipment, with additional room to expand. This home has been updated and impeccably kept and can be utilized year-round and is a must-see retreat blending relaxation, recreation, and room to grow.
106 N Grove Street Montezuma offered for sale. This one owner home offers a corner double lot on a quiet street on the West side of town. You will enjoy the concrete drive, large sun room on the back side of the home as well as all the extra lower level space. The home offers 3 beds and 2 baths with more options for additional bedrooms in the lower level. Call for a tour!
Recently rehabbed home in Montezuma on a level, double lot in quiet location just across the road from the Bonham Trail - great for walking. You're sure to enjoy this move-in ready home as it has seen many updates including newer vinyl siding, updated bathroom, newer flooring throughout, newer dishwasher and microwave, newer deck in rear, lockers and sink in main floor laundry/mud room, some newer windows, and more. This home has 3 bedrooms on one level - master separated from the other two bedrooms. Prepare and eat a meal in the large eat-in kitchen with beautiful white cabinets – all appliances included as well. This is a maintenance free home with a 1 car detached garage accessible from the alley and very nice storage shed. Additional parking in the front. Call today to schedule a private tour of this home.
Welcome to lake living at its finest at Lake Ponderosa! This exceptional lakefront home offers 100 feet of shoreline and stunning water views from nearly every angle. Step inside to an open-concept design highlighted by a dramatic cathedral great room with floor-to-ceiling Andersen Windows that flood the space with natural light. A beautiful gas fireplace centered in the middle of the windows for those chilly nights. Two sliding doors lead to the expansive deck, complete with brand-new railing—perfect for soaking in the breathtaking lake views. This spacious home features 4 bedrooms including the private primary suite with its own ensuite. A generous loft overlooks the great room and lake, offering flexible space for additional sleeping or a home office. With 3.5 bathrooms and main floor laundry, comfort and convenience are built in to this property. The walkout lower level is an entertainer’s dream—boasting a large game room, expansive family room with a stunning stone fireplace, and a full-size bar with matching stonework. Two patio doors lead to a covered porch and a beautifully designed lakeside patio, creating multiple outdoor living spaces. Enjoy lake life to the fullest with a concrete covered dock system featuring 3 slips and a boat lift. An attached 2-stall garage and abundant storage—including a large unfinished work/toy room—complete this incredible property.
A spacious Lake Ponderosa home designed with so much space makes it perfect for multiple families, a large household, or hosting friends. Built in 2006 and offering 2816 finished square feet within this home has it all with 5 bedrooms, 3 bathrooms, and an over 1200 square foot garage ideal for storing all your lake toys. The nearly quarter acre lot features ample parking, a side deck off the garage, a fire pit, and mature trees for enjoying the outdoors. You’ll also appreciate the coveted 10-foot lake access directly across the road. With propane and in floor heat, this home is ready for year-round enjoyment, from summer lake days to winter ice fishing getaways. Call today to schedule your showing.
Jump into lake life at an affordable price! This lakefront mobile home at Lake Ponderosa features 3 bedrooms, 2 bathrooms, and an open feel with the kitchen and living room to enjoy family. Then there is a bright, roomy four-season space that’s perfect for hanging out rain or shine that leads out to a screened in area and large deck. The flat lot makes outdoor fun easy, and the dock, lift, and calm water views let you enjoy the lake from day one. Don’t miss your chance—come see it today!
NEW STEEL POLE BUILDING!!! Approximately 1 mile from Lake Ponderosa! 2400 sq ft, 40’ wide by 60' long and 16’ tall. Ridge peak vented roof, gutters & snow guards, 2’ overhang on the roof perimeter. (Solid Soffit on gables with vented on the eaves). House wrap under all steel. 4’ high Wanes-coat on 3 sides, 4’ high Coffee Genstone on front gable end. 3’ insulated solid 6-panel door, 1-18’wide x 14’high White Overhead door, insulated, raised panel, with Jack Shaft opener in Gable. 200 Amp Breaker panel, 1 overhead door outlet,1 GFI outlet by panel, 1light & light switch, 1outside light. Water Service available and subject to quote: Includes meter pit, Waterscope meter, line run to building *Water service will be installed by Ponderosa Utilities.
110 Cottage Lane Lake Ponderosa offered for sale. This 4 bed, 2 bath ranch with a walkout finished lower level offers updated interiors, large yard, right off the paved road, steps to the lake and your boat lift, large detached garage and more. This is a must see home! Call to view.
Discover the potential of lake living in the desirable Lake Ponderosa neighborhood just outside Montezuma with 10 feet of lake access! Situated on over half an acre and just a stone's throw from the water, this property offers space, flexibility, and incredible value for anyone looking to enjoy the lake lifestyle. The open-concept main level creates an inviting layout perfect for everyday living and entertaining. Currently featuring two bedrooms on the main floor, one of which is extra-large after combining two rooms, the space could easily be converted back to create three bedrooms on the main level if desired. Downstairs, the finished basement provides great additional living and entertaining space, with room and layout potential to add a 3rd or even 4th bedroom in the lower level. Outside, enjoy the benefits of over ½ acre of yard space, a detached storage shed, and a boat slip within walking distance, making it easy to spend your days on the water at Lake Ponderosa. Major updates have already been taken care of, including a new metal roof, new A/C unit, new driveway and a brand new septic, giving you peace of mind while you make this home your own. With lake access, space to grow, and endless potential, this property is a fantastic opportunity to create your ideal lake retreat. All information obtained from seller and public record.
This stunning new renovation at 109 Cedar Road Lake Ponderosa is a sight to see. 6000 sq. ft. of finished living space, 6 bedrooms plus an additional 6 bed bunk/media room, 6 bathrooms, 4 full, 2 1/2 baths. Expansive decking and patio areas, the man cave will amaze you in the lower level walkout, new everything. 20ft. of space at the lake with a floating dock and a 5000 lb. boat lift. This Lake home would be a perfect multi family lake compound. This truly is a must see property, call for complete information.
135 Crabstree Road Lake Ponderosa offered for sale. This lakefront custom home offers many amenities. The main floor offers 2 beds, 2 baths and a study/non conforming 3rd bedroom, a sun room, living room, open kitchen with a dining area, beautiful solid cherry floors, a cooks dream pantry, custom cabinetry and woodwork. The main floor has sweeping views of the West lake from most every room with an expansive deck to enjoy those views. The lower level boats a second full kitchen, large family room, 2 additional bedrooms, a full bathroom, utility room, 9 ft. ceilings and all egress and large light windows throughout. You won't know you are in a lower level. The walkout from this levels opens to a massive concrete covered patio to give you even more views of the water. This home has near new roofing and siding, reverse osmosis water system, 2 automatic attic fans, James Hardy siding, central vac, an attached 3 stall garage with finished floors and heat as well as beautiful landscaping throughout the property. Other amenities are two docks and boat lifts and a beach area along the large 136 ft. of main channel lake frontage. You must see this home to appreciate all it has to offer.
Looking for multiple commercial buildings on the same block, including a storage facility? This property sits directly on Front St, offering excellent signage visibility and easy access. There’s also additional space available for new construction on Front St. Call today to schedule a showing.
Looking for multiple spacious commercial buildings for your manufacturing operation, or a flexible floor plan that can be customized to fit your needs? This property offers both. Located directly on Front St, it provides excellent visibility for signage and convenient access for staff, and suppliers. With an abundance of usable space, you’ll have room to expand and grow your business for years to come. Call today to schedule a showing.
Experience lakefront living at Lake Ponderosa, where stunning water views can be enjoyed year-round from the spacious light-filled four-season room. With an oversized lakefront deck elevates your outdoor lifestyle and is perfect for serene mornings on the lakefront deck, unforgettable gatherings, and effortless days spent fishing, lounging, or entertaining by the water. The private lift is prepared for most boats or pontoons and adds convenience to your waterfront experience. Inside, the home features 1.5 bathrooms, two inviting bedrooms, a charming bunk area, and a spacious second family room ideal for relaxation or guests. Completing this lakefront property is an impressive oversized two-story garage, offering abundant storage or the exceptional opportunity to create an additional luxury living space. Call today to see this meticulously maintained lake front home.
Searching for your forever lake home? This charming ranch might be the one. Featuring 2 bedrooms, 2.5 baths, and an attached garage, it offers a cozy, open layout perfect for relaxing or entertaining. The basement is a blank canvas—complete with a full bath and ready for additional bedrooms or flex space to fit your needs. Tucked on a quiet street in a peaceful cove, yet close to all the lake fun. Schedule your showing and start living the lake life!


Albert Wright Page, License B62241000, Xome Inc., License FO5635000, [email protected], 844-400-XOME (9663), 4471 North Billman Estates, Shelbyville, IN 46176

Listings courtesy of NoCoast MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {{last updated}}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.
Montezuma is located in Iowa. Montezuma, Iowa has a population of 1,337. Montezuma is more family-centric than the surrounding county with 31.5% of the households containing married families with children. The county average for households married with children is 28.44%.
The median household income in Montezuma, Iowa is $55,819. The median household income for the surrounding county is $56,080 compared to the national median of $69,021. The median age of people living in Montezuma is 37.9 years.
The average high temperature in July is 84.4 degrees, with an average low temperature in January of 10.4 degrees. The average rainfall is approximately 36.7 inches per year, with 28.5 inches of snow per year.