This spacious ranch-style residence offers fantastic views of Lake Ponderosa, a 400-acre private lake in central Iowa, conveniently located between the Des Moines Metro area and Iowa City. Positioned on four adjoining lots totaling nearly three-quarters of an acre, the property provides multiple opportunities to enjoy lake living—whether on the water, at the over 100-foot access area, relaxing in the landscaped patio with fire pit, enjoying the covered porch or private deck, or from within the approximately 3,000 square foot home. The interior features an open floor plan with great kitchen offering plenty of cabinet space and center island that looks into the dining area and living area with gas fireplace. Adjacent to that is a gorgeous sunroom with views of the lake from inside the home. Finishing out the main level is a master bedroom suite with pass thru master bath with heated floors and walk-in closet, main floor hall bathroom, laundry room, two more bedrooms , mud room and attached single car garage. The lower level offers a large family room and a fourth bedroom to sleep a ton of guests in addition to a third bathroom and tons of storage. Newer furnace and air conditioning are to be installed soon. There is an included 10’ boat slip with boat lift. Call today to schedule a private tour.
This stunning three-bedroom ranch is located in the heart of Montezuma, just a short walk from the town square, library, and Bonham Trail. The home was extensively renovated less than a decade ago and remains in pristine condition. The main floor features a bright and airy living space with large windows, seamlessly connected to the dining area and kitchen. The kitchen includes ample cabinetry, generous counter space, and stainless steel appliances. All three bedrooms are situated on the main level along with an updated bathroom. By the rear entrance, you'll find a second three-quarter bathroom and a mudroom that could easily be converted into a laundry area. The spacious finished basement offers versatile options for a family room, playroom, exercise space, or office, and it also includes a third full bathroom. The home provides abundant storage throughout. Outside, there’s a detached garage, a playset, a covered porch, and a private backyard. Contact us today to book your private tour.
Well-kept ranch home on private, double lot with open floor plan and oversized two car garage for sale in Montezuma, Iowa. Step inside you’ll immediately notice the large airy feel of the living room, dining and kitchen. The kitchen provides plenty of cabinet space with pantry including roll out drawers, appliances included and opens to the main living area. Just off the dining area is a deck overlooking the large, private yard. Back inside on the main level are three bedrooms and an updated bathroom. The walk-out lower level offers additional living space with an egress window waiting to be finished, laundry area, a three-quarter bathroom and plenty of storage space. Call today to schedule a private showing.
Lakefront Living at Its Finest – Beautifully Updated Ponderosa Ranch Home! Experience the best of lake life in this stunning lakefront ranch home on the shores of Lake Ponderosa. Featuring over 1,800 sq ft of finished living space, this 3-bedroom, 2-bath home offers the perfect blend of comfort, charm, and modern updates—including brand-new vinyl siding on both the home and the detached garage for enhanced curb appeal and durability. Step through the back door and be immediately greeted by panoramic views of the peaceful east lake, with your very own 50 feet of private waterfront nestled in a quiet cove. The main level includes a spacious kitchen, dining area, laundry room, full bath, and the primary bedroom—all designed for convenient, one-level living. Head downstairs to the walkout basement, where you’ll find a cozy second living area with a wood-burning fireplace, two additional bedrooms, and a 3/4 bath—perfect for hosting guests or enjoying extra privacy. Step out onto the large screened-in patio to take in breathtaking views of the lake, rain or shine. In addition to the 2-car detached garage, there's a bonus under-garage space, ideal for a workshop, man cave, or extra storage for all your lake toys. Unwind around the brick firepit, fish off the floating dock, or lower your boat with the covered electric lift and head out for a day of boating, fishing, swimming, or simply floating in the sun.
Jump into lake life at an affordable price! This lakefront mobile home at Lake Ponderosa features 3 bedrooms, 2 bathrooms, and an open feel with the kitchen and living room to enjoy family. Then there is a bright, roomy four-season space that’s perfect for hanging out rain or shine that leads out to a screened in area and large deck. The flat lot makes outdoor fun easy, and the dock, lift, and calm water views let you enjoy the lake from day one. Don’t miss your chance—come see it today!
Enjoy incredible waterfront living on Lake Ponderosa with 150 feet of lake frontage and stunning views from nearly every angle of this beautifully maintained home. The main living space features soaring vaulted ceilings, exposed wood beams, and a dramatic wall of windows that perfectly frame the lake. Natural light fills the open concept living, dining, and kitchen areas, creating a great space for everyday living and entertaining. The home includes 4 bedrooms plus an additional non-conforming bedroom, providing plenty of space for family and guests. A rare 4-stall garage offers excellent storage for vehicles, lake gear, and recreational equipment. The updated kitchen boasts abundant cabinetry, stainless steel appliances, a custom vent hood, stylish backsplash, and an oversized island with seating, perfect for gatherings. Updated flooring throughout the main level adds a fresh modern feel. Step outside to the expansive composite deck with multiple covered areas for relaxing and enjoying the water views. The walkout lower level leads to a second covered patio and a unique basement man cave garage with an overhead door facing the lake. At the water, a double-decker dock is ideal for boating, swimming, and enjoying lake life. Additional highlights include a whole home generator, new roof in 2024, fresh exterior paint, and thoughtful updates throughout. A shop located directly across the road is also available for purchase separately.
NEW STEEL POLE BUILDING!!! Approximately 1 mile from Lake Ponderosa! 2400 sq ft, 40’ wide by 60' long and 16’ tall. Ridge peak vented roof, gutters & snow guards, 2’ overhang on the roof perimeter. (Solid Soffit on gables with vented on the eaves). House wrap under all steel. 4’ high Wanes-coat on 3 sides, 4’ high Coffee Genstone on front gable end. 3’ insulated solid 6-panel door, 1-18’wide x 14’high White Overhead door, insulated, raised panel, with Jack Shaft opener in Gable. 200 Amp Breaker panel, 1 overhead door outlet,1 GFI outlet by panel, 1light & light switch, 1outside light. Water Service available and subject to quote: Includes meter pit, Waterscope meter, line run to building *Water service will be installed by Ponderosa Utilities.
110 Cottage Lane Lake Ponderosa offered for sale. This 4 bed, 2 bath ranch with a walkout finished lower level offers updated interiors, large yard, right off the paved road, steps to the lake and your boat lift, large detached garage and more. This is a must see home! Call to view.
Discover the potential of lake living in the desirable Lake Ponderosa neighborhood just outside Montezuma! Situated on over half an acre and just a stone's throw from the water, this property offers space, flexibility, and incredible value for anyone looking to enjoy the lake lifestyle. The open-concept main level creates an inviting layout perfect for everyday living and entertaining. Currently featuring two bedrooms on the main floor, one of which is extra-large after combining two rooms, the space could easily be converted back to create three bedrooms on the main level if desired. Downstairs, the finished basement provides great additional living and entertaining space, with room and layout potential to add a 3rd or even 4th bedroom in the lower level. Outside, enjoy the benefits of over ½ acre of yard space, a detached storage shed, and a boat slip within walking distance, making it easy to spend your days on the water at Lake Ponderosa. Major updates have already been taken care of, including a new metal roof, new A/C unit, and a new driveway, giving you peace of mind while you make this home your own. With lake access, space to grow, and endless potential, this property is a fantastic opportunity to create your ideal lake retreat. All information obtained from seller and public record.
This stunning new renovation at 109 Cedar Road Lake Ponderosa is a sight to see. 6000 sq. ft. of finished living space, 6 bedrooms plus an additional 6 bed bunk/media room, 6 bathrooms, 4 full, 2 1/2 baths. Expansive decking and patio areas, the man cave will amaze you in the lower level walkout, new everything. 20ft. of space at the lake with a floating dock and a 5000 lb. boat lift. This Lake home would be a perfect multi family lake compound. This truly is a must see property, call for complete information.
135 Crabstree Road Lake Ponderosa offered for sale. This lakefront custom home offers many amenities. The main floor offers 2 beds, 2 baths and a study/non conforming 3rd bedroom, a sun room, living room, open kitchen with a dining area, beautiful solid cherry floors, a cooks dream pantry, custom cabinetry and woodwork. The main floor has sweeping views of the West lake from most every room with an expansive deck to enjoy those views. The lower level boats a second full kitchen, large family room, 2 additional bedrooms, a full bathroom, utility room, 9 ft. ceilings and all egress and large light windows throughout. You won't know you are in a lower level. The walkout from this levels opens to a massive concrete covered patio to give you even more views of the water. This home has near new roofing and siding, reverse osmosis water system, 2 automatic attic fans, James Hardy siding, central vac, an attached 3 stall garage with finished floors and heat as well as beautiful landscaping throughout the property. Other amenities are two docks and boat lifts and a beach area along the large 136 ft. of main channel lake frontage. You must see this home to appreciate all it has to offer.
Stunning Lake Ponderosa Property with Two Homes and 130’ of Waterfront Welcome to 212 Eastside Lane, Lake Ponderosa, Montezuma, IA—a truly exceptional lakefront property offering two separate homes in a desirable cove location, just minutes from a hard-surface road. With 130 feet of waterfront, a gradually sloping lot leading to a flat lakeside area, sandy beach, and a new seawall, this property delivers the ultimate lake lifestyle. Main Home (Built 2019) The main residence features a modern open reverse floor plan designed to maximize lake views and comfort. • Lower level includes a kitchen, dining area, living room, bedroom, mudroom/laundry, and full bath • All appliances are included • Step out to the covered deck with motorized shades, relax in the hot tub, and take in breathtaking lake views • Upper level offers three bedrooms and two bathrooms • Electric winterized blinds in lake-facing bedrooms • 2-car attached garage plus additional storage shed • Paver-overlaid driveway • New landscaping with lighting, already completed Guest Home (Built 2002 Renovated 2023) The guest house also features a reverse floor plan and provides excellent space for visitors or extended stays. • 1 bedroom and ¾ bath • Open-concept kitchen, dining, and living area • 4-season room overlooking the lake • 2-car garage located above the living space SEE ATTACHED DOCMENT FOR MORE DETAILS
Experience lakefront living at Lake Ponderosa, where stunning water views can be enjoyed year-round from the spacious light-filled four-season room. With an oversized lakefront deck elevates your outdoor lifestyle and is perfect for serene mornings on the lakefront deck, unforgettable gatherings, and effortless days spent fishing, lounging, or entertaining by the water. The private lift is prepared for most boats or pontoons and adds convenience to your waterfront experience. Inside, the home features 1.5 bathrooms, two inviting bedrooms, a charming bunk area, and a spacious second family room ideal for relaxation or guests. Completing this lakefront property is an impressive oversized two-story garage, offering abundant storage or the exceptional opportunity to create an additional luxury living space. Call today to see this meticulously maintained lake front home.
This Lake Ponderosa property (includes lake front home and 2 lots behind with additional garage and living quarters) truly has it all—an ideal location for fireworks, minimal gravel to arrive at your lake home, a rare flat lot, and a beautifully maintained outdoor space overlooking a quiet mini cove. Enjoy a custom fire pit, an upscale dock, a new lift, and thoughtfully designed landscaping. The updated exterior offers a sleek, modern look that leads into a welcoming 3bedroom, 2bath home. Enter through the attached 2car garage into an enchanting open floor plan perfect for hosting family and friends with and oversized living room that extends with the bonus room that celebrates the beautiful lake views. The main level primary bedroom captures peaceful lake views as well. A second bedroom is on the first floor, and a spacious loft bunk room completes the home, comfortably sleeping several for a family friendly retreat. All updates to this home are charming and make this home a great get away or full-time home. Additional living quarters and an extra garage—perfect for your ranger or added storage—sit just behind your lake home on your acre-plus lots (multiple lots), offering flexibility to use however you choose. This is a plus because open land at this lake is at a minimum. A truly exceptional lake property—come see it today.
506 Liberty offered for sale in Montezuma. In addition the extra lot 504 Liberty is included in this offering. This nearly new constructed home offers so many amenities. Built in 2022, 3200 sq. ft. finished living space, beautiful interiors and exterior finishes, 5 bedrooms, 2 full baths, laundry room, concrete drive, quality was a focus on this home build. Safety was also a must with a passive radon mitigation system in the home. See the extensive list of what this property includes. This home is truly a must see and priced well below cost to build a new home of this quality!
This charming and meticulously restored home is truly 'Turn-Key'. The home features gleaming, refinished original hardwood floors throughout, refinished cabinetry with original hardware in the kitchen boasting a new counter top and sink. All new windows have been installed between 2008-2025 boasting tons of natural light, new roof in 2019, all new wiring/electric, modern furnace/ac, attic insulation and a fully remodeled bathroom since current ownership. In 2025 this home received another revamp with all new interior paint, spray foamed walls in the basement for improved efficiency and prevention of moisture infiltration, a new water heater, and new porch windows. With a full basement featuring a laundry area and tons of clean/dry storage. Allowing all of its original charm to shine through with an overhaul of modern efficiencies, this home is move-in ready, no detail has been left unfinished! The property also features a sun room entrance, a fully renovated covered porch, and a 2nd lot to enjoy the outdoors or room to build on. Call to schedule a walk through as this home is a must see, and won't stay on the market long!
Lake lover’s delight! Enjoy lake life in this updated lake front home with desirable shoreline amenities. Lake Ponderosa is a private, 400-acre lake community midway between the Des Moines Metro and Iowa City/Coralville/Cedar Rapids corridor and just over an hour from Waterloo/Cedar Falls. If you’re into boating, skiing, fishing, ranger rides or good times this is a place for you. Located in a large, quiet cove nicknamed “Family Cove” this home has a modern feel with 3 bedrooms, 2 bathrooms, kitchen/dining area that leads out to an enclosed porch overlooking the lake. With just under 80’ of lake frontage, the shoreline offers a nice beach, professionally landscaped area with fire pit, dock and lift system. Whether it’s full time living or a weekend getaway, this is a great opportunity to live on the water.
Searching for your forever lake home? This charming ranch might be the one. Featuring 2 bedrooms, 2.5 baths, and an attached garage, it offers a cozy, open layout perfect for relaxing or entertaining. The basement is a blank canvas—complete with a full bath and ready for additional bedrooms or flex space to fit your needs. Tucked on a quiet street in a peaceful cove, yet close to all the lake fun. Schedule your showing and start living the lake life!
Experience Panoramic lake front views with second tier pricing. This 4 bedroom, 2 bath home is situated on over 2 lots directly across from an access lot where you have a 20 foot lake access, 2 dock slips both with a Shore Station boat lift (1electric) on a shared dock, and stunning views of the lake. Attached to the home is a 2-tiered deck over-looking a large yard with perennial gardens, established fruit tree's, and perfect for enjoying sunset views over the water. The home features 4 bedrooms, one viewing the lake, a master bedroom with a large attached master bath with a corner tub, and second full bathroom. The open concept and vaulted ceilings give the home a spacious feel as you enjoy the view through the double hung Windows, NEWLY installed in 2023! The 40x42 shop was well thought out with insulated concrete formed walls, 3-10ft overhead doors, an insulated ceiling, it's own furnace & a/c, and a half bath. Along with large overhead shelving, plenty of space for your vehicles, boats, and other seasonal toys. Installed in 2023, new roof and siding, on the house along with a new roof and solar panels on the shop. Now for the solar panel SAVINGS!!! (with a transferable warranty) The Average electric bill is $8.59, the furnace is ran by electric unless it gets below 15 deg outside, (this includes the shop!!!) resulting in aprx 200 gal of LP usage annually! (copy of bills available) Washer/dryer, stove, rfg and dishwasher ALL included. Call today for a private showing!!!
Fantastic, renovated ranch home in an established Montezuma neighborhood! This must-see home has seen extensive updates from 2022-2025. This attractive exterior feature newer siding and windows, along with a great yard. Step inside to a spacious, open living room with newer flooring and trim throughout. A set of patio doors leads to the covered rear patio, perfect for relaxing or entertaining. The kitchen has been fully updated with newer cabinets, countertops, flooring and stainless-steel appliances. Down the hall, you will find a completely remodeled full bathroom and 3 nice sized bedrooms. The central hallway includes two additional closets, providing excellent storage. The lower level is dry, open and ready for your own personal touch finishing touches. Additional updates include a newer furnace & air conditioner ('22), newer water heater, easy backyard access to the backyard and 2 car garage, and much more. Call to today to schedule a private tour of this incredible home!
Welcome to this inviting 3- bedroom, two-bath ranch home that blends comfort and functionality throughout. The galley-style kitchen offers plenty of workspace, a convenient pantry, and newer stainless steel appliances, making meal prep a breeze. A formal dining room sits just off the kitchen, perfect for family dinners or entertaining. The spacious living room provides a warm and welcoming atmosphere, while hardwood floors run through the bedrooms, each featuring double closets for generous storage. Downstairs, you'll find a large family or recreation room ideal for movie nights, hobbies or a home gym, complete with three-quarter bathroom. Possible 4th nonconforming bedroom in basement. Outside you will find a fenced in yard and a 30x 50 shed ready to hold all your outdoor toys. Basement walls have already been reinforced saving on a costly expense.
Spacious Ranch on 3.5 Scenic Acres in Montezuma Enjoy the perfect blend of comfort, space, and nature with this beautifully maintained ranch home situated on 3.5 sprawling acres in the heart of Montezuma, Iowa. With over 2,000 square feet of finished living space, this home offers an open-concept layout designed for both everyday living and entertaining. The main level features three bedrooms and one full bathroom, while the finished lower level adds two additional bedrooms with egress windows and ¾ bathroom, providing plenty of room for family, guests, or a home office setup. Recent improvements include a brand-new steel roof, all new carpet, and a new refrigerator, giving buyers peace of mind and modern updates right away. Step outside and you’ll fall in love with the park-like backyard, a peaceful retreat where you can relax on the covered deck and enjoy the sights and sounds of nature. The property’s back acreage backs directly to West Side Park, offering added privacy and beautiful green space views. Need extra storage or workspace? The 30 x 23 pole barn is perfect for equipment, hobbies, or a workshop. The heated two-stall attached garage adds everyday convenience and is handicap accessible to the home, making this property both practical and accommodating. This rare in-town acreage property offers space, updates, and a serene setting — all in one incredible package.
This beautiful home from the early 1990s is just two blocks from Montezuma square and a short walk to the school. It has retained much of its original character, including hardwood floors, impressive woodwork, colonnades dividing the living and dining rooms, large windows, a decorative front entry door with beveled glass, a covered porch, and a sunroom. Recent improvements include a new roof, siding, driveway, and sidewalks in 2024, as well as new carpet and freshly painted interior in 2025. The detached two-car garage provides protection for your vehicles and more. Call today to arrange a private tour.
Lake front cabin on Lake Ponderosa with western views! Enjoy this great weekend getaway or use the lot to build your dream home. The cabin has been updated throughout the years and offers a very cozy, open atmosphere. There are two bedrooms and a full bathroom to complete the interior. The rear of the home offers a deck with gorgeous views of the west lake. There is also a firepit area and another deck overlooking the water. Also included with the home is a dock system with multiple lifts and a storage shed. Call today to schedule a private tour.
Classic early 1900s foursquare home with gorgeous original features with nice blend of updates make this a great home for any family. A large, open-air covered porch and beveled glass door welcome you before stepping into a beautiful foyer with original wood staircase and spandrel. The hardwood floors in foyer, living, family and (formal) dining rooms are in spectacular condition as well as the wood trim, 6-panel doors and pocket doors. Towards the rear of the home is a large, updated kitchen with tons of cabinet space and newer LVP flooring and appliances. A half bath and pantry are also on the main level. Upstairs are three large bedrooms – two with walk-in closets. A spacious, updated full bathroom with separate shower and claw foot tub complete the upper level. The kitchen leads out to a huge deck great for entertaining, lounging or a cup of coffee. A short walk to the FOUR car garage that measures 30x40. Although not currently heated – gas is run to the building. Located on a double corner lot just a few blocks from downtown Montezuma, stores, and the school make this a convenient place to live. Other updates included new furnace and central air (2023), new carpet and LVP flooring, stainless steel appliances, new insulation 12+”, and more! Call today to schedule a private tour.
Albert Wright Page, License B62241000, Xome Inc., License FO5635000, [email protected], 844-400-XOME (9663), 4471 North Billman Estates, Shelbyville, IN 46176

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Montezuma is located in Iowa. Montezuma, Iowa has a population of 1,337. Montezuma is more family-centric than the surrounding county with 31.5% of the households containing married families with children. The county average for households married with children is 28.44%.
The median household income in Montezuma, Iowa is $55,819. The median household income for the surrounding county is $56,080 compared to the national median of $69,021. The median age of people living in Montezuma is 37.9 years.
The average high temperature in July is 84.4 degrees, with an average low temperature in January of 10.4 degrees. The average rainfall is approximately 36.7 inches per year, with 28.5 inches of snow per year.