Cato NY Real Estate & Homes for Sale

10 Properties Found

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Beds:
3
Baths:
1.00
Sq.Ft.:
1,440
Status:
Active
MLS#:
S1693872
Type:
Single Family
Subdivision:
Town/Cato
Lot size:
0.33 Acres
Year built:
1992
Courtesy: Hunt Real Estate ERA 315-622-5757
View additional info

ADDITIONAL INFORMATION

Here's your opportunity to own one of the few year-round homes on Fire Lane 13 on beautiful Cross Lake. If you've always dreamed of owning an iconic A-frame, this impeccably maintained and lovingly cared-for waterfront home is the one you've been waiting for. Offering approximately 1,440 square feet, this charming retreat features 3 bedrooms and 1 full bathroom, blending timeless A-frame character with comfortable year-round living. Soaring ceilings, abundant natural light, and inviting living spaces create the perfect setting for relaxing weekends or making this your full-time waterfront home. Pride of ownership is evident throughout, with numerous updates including a newer metal roof, heat pump with central air, and many additional improvements designed for years of worry-free enjoyment. Step outside and embrace everything Cross Lake has to offer. The spacious yard provides plenty of room for lawn games, entertaining, and gatherings, while the front deck is the perfect place to enjoy your morning coffee with peaceful water views. Evenings are made for relaxing around the lakeside fire pit after a day of boating, fishing, kayaking, or swimming. A large detached garage with electricity offers exceptional space for vehicles, boats, lake toys, a workshop, or additional storage. Whether you're searching for a weekend escape or a year-round waterfront lifestyle, this property offers the best of both worlds in one of Cross Lake's most desirable locations. Waterfront opportunities like this are few and far between- don't miss your chance to start making unforgettable memories on the lake this summer.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,440
Status:
Active
MLS#:
S1693872
Type:
Other
Subdivision:
Town/Cato
Lot size:
0.33 Acres
Year built:
1992
A broker reciprocity listing Courtesy: Hunt Real Estate ERA 315-622-5757
View additional info

ADDITIONAL INFORMATION

Here's your opportunity to own one of the few year-round homes on Fire Lane 13 on beautiful Cross Lake. If you've always dreamed of owning an iconic A-frame, this impeccably maintained and lovingly cared-for waterfront home is the one you've been waiting for. Offering approximately 1,440 square feet, this charming retreat features 3 bedrooms and 1 full bathroom, blending timeless A-frame character with comfortable year-round living. Soaring ceilings, abundant natural light, and inviting living spaces create the perfect setting for relaxing weekends or making this your full-time waterfront home. Pride of ownership is evident throughout, with numerous updates including a newer metal roof, heat pump with central air, and many additional improvements designed for years of worry-free enjoyment. Step outside and embrace everything Cross Lake has to offer. The spacious yard provides plenty of room for lawn games, entertaining, and gatherings, while the front deck is the perfect place to enjoy your morning coffee with peaceful water views. Evenings are made for relaxing around the lakeside fire pit after a day of boating, fishing, kayaking, or swimming. A large detached garage with electricity offers exceptional space for vehicles, boats, lake toys, a workshop, or additional storage. Whether you're searching for a weekend escape or a year-round waterfront lifestyle, this property offers the best of both worlds in one of Cross Lake's most desirable locations. Waterfront opportunities like this are few and far between- don't miss your chance to start making unforgettable memories on the lake this summer.

Beds:
2
Baths:
3.00
Sq.Ft.:
1,572
Status:
Active
MLS#:
R1695378
Type:
Other
Lot size:
0.62 Acres
Year built:
2000
A broker reciprocity listing Courtesy: CROWNREALTYNY.COM 315-253-7653
View additional info

ADDITIONAL INFORMATION

Want to enjoy beautiful Cross Lake then look no further.This year round waterfront property has plenty to offer.The open floor plan has a updated kitchen with granite countertops that has an awesome view of the lake.This is a perfect spot to relax and enjoy your summers.There are 2 bedrooms and 2 full baths on the 1st floor and a large open primary bedroom on the second floor.The open living room leads out to a nice deck overlooking the lake that leads right down to the water.The additional lot included with the property has a clay tennis court or would be a great spot for a garage to store your boat.

Beds:
1
Baths:
1.00
Sq.Ft.:
768
Status:
Active
MLS#:
S1692023
Type:
Single Family
Lot size:
0.46 Acres
Year built:
1965
A broker reciprocity listing Courtesy: Hunt Real Estate ERA 315-622-5757
View additional info

ADDITIONAL INFORMATION

Escape to the beauty of Cross Lake with this charming seasonal cottage offering deeded water access and endless opportunities for recreation and relaxation. Situated on a spacious half-acre lot, this property provides the perfect setting for enjoying boating, fishing, kayaking, and all that lake life has to offer. Enjoy deeded access to the lake through the common area, where owners are permitted to install a dock, making it easy to keep your boat close by and enjoy the water whenever the mood strikes. Cross Lake is part of the renowned Erie Canal system, providing direct navigable access for boating adventures that can take you throughout New York State and beyond, offering endless opportunities to explore waterfront communities, restaurants, and scenic destinations. A standout feature is the impressive 40’ x 60’ pole barn, ideal for storing boats, RVs, vehicles, and all your outdoor toys. Complete with workshop space and abundant storage, it’s a dream setup for hobbyists, contractors, or anyone needing room to spread out. The pole barn is currently subject to an exclusive lease with approximately two years remaining, providing potential income for the new owner while preserving future flexibility for personal use once the lease term expires. Whether you’re looking for a summer retreat, a weekend getaway, or a property with room to grow, this Cross Lake gem offers the perfect combination of lake access, privacy, and functionality. Enjoy peaceful surroundings, abundant outdoor recreation, and the unique advantage of being connected to one of the most historic and expansive inland waterway systems in the country. Don’t miss this opportunity to own your own piece of the Cross Lake lifestyle, where adventure, relaxation, and waterfront memories await.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,456
Status:
Active
MLS#:
S1688340
Type:
Mobile Home
Subdivision:
Town/Cato
Lot size:
1.04 Acres
Year built:
1989
Courtesy: Berkshire Hathaway CNY Realty 315-685-7011
View additional info

ADDITIONAL INFORMATION

A little piece of land, a house, a garage, and a pole barn out in the country. If that sounds like something you have been looking for then this property may be the perfect fit! Located in the Cato-Meridian School District, this 3-bedroom, 2-bath home features a large pole barn with existing radiant heat hookups, detached garage with an office space, and is set back from the road on 1.04 acres. Recent updates include a brand-new water heater and water softener system installed in 2026. The roof is approximately 10 years old with Leaf Guard gutters (installed in 2024), and the furnace and central air system were installed approx. 8 years ago. Enjoy peaceful country living just minutes from Cross Lake and the Village of Jordan. *Seller has requested best and final offers be submitted by 7/2/26 at 12:00 p.m. EST*

Beds:
3
Baths:
2.00
Sq.Ft.:
1,566
Status:
Active
MLS#:
S1687120
Type:
Ranch
Subdivision:
Town/Ira
Lot size:
5.89 Acres
Year built:
1998
A broker reciprocity listing Courtesy: Century 21 Galloway Realty 315-342-2111
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ADDITIONAL INFORMATION

This custom stick-built country ranch was meticulously built and maintained. It offers the perfect blend of comfortable living and functional space on nearly 6 sprawling acres. Set back privately from the road, the property welcomes you with beautifully manicured grounds, an expansive lawn, and a large garden with plantings ready for a late-season harvest. Enjoy your morning coffee on the porch or host a summer barbecue on the back patio overlooking your acreage. The heart of the home features a wide-open floor plan, perfect for hosting friends and family -- while the family room in the basement is accented by a cozy pellet stove, perfect for chilly evenings. This home has a full walk-out basement for easy access when stocking pellets for winter! Add-in the separate 2-car detached garage and this property checks so many boxes! But the magic doesn't stop at the main house. Whether you’re a hobbyist, an entrepreneur, or a creator, the fully insulated and heated detached workshop is a game-changer. Large doors, big spaces, extra storage and more.

Beds:
5
Baths:
4.00
Sq.Ft.:
3,366
Status:
Active
MLS#:
R1682746
Type:
Single Family
Subdivision:
Town/Cato
Lot size:
0.66 Acres
Year built:
1880
Courtesy: Clare Real Estate 315-252-3304
View additional info

ADDITIONAL INFORMATION

Welcome to 2518 W Main St. in Cato, NY! This 3,366 sq. ft. Colonial property is spacious and beautifully updated and offers the perfect blend of comfort, functionality, and flexibility. The main home features 4 generously sized bedrooms and 2.5 baths, including a convenient first-floor laundry room. Enjoy cooking and gathering in the large eat-in kitchen, while the sun-filled living room creates a warm and inviting atmosphere with abundant natural light. Upstairs, you’ll find four spacious bedrooms and two full bathrooms designed for comfortable everyday living. Recent updates include all new flooring throughout, fresh paint in every room, and a beautifully renovated kitchen, making this home truly move-in ready. Adding even more value is the attached 1-bedroom, 1-bath in-law suite/apartment, ideal for extended family, guests, rental income potential, or a private home office setup. With versatile living space and thoughtful updates throughout, this property offers endless possibilities in a peaceful Cato.

Beds:
5
Baths:
4.00
Sq.Ft.:
3,366
Status:
Active
MLS#:
R1682746
Type:
Other
Subdivision:
Town/Cato
Lot size:
0.66 Acres
Year built:
1880
A broker reciprocity listing Courtesy: Clare Real Estate 315-252-3304
View additional info

ADDITIONAL INFORMATION

Welcome to 2518 W Main St. in Cato, NY! This 3,366 sq. ft. Colonial cobblestone property is spacious and beautifully updated and offers the perfect blend of comfort, functionality, and flexibility. The main home features 4 generously sized bedrooms and 2.5 baths, including a convenient first-floor laundry room. Enjoy cooking and gathering in the large eat-in kitchen, while the sun-filled living room creates a warm and inviting atmosphere with abundant natural light. Upstairs, you’ll find four spacious bedrooms and two full bathrooms designed for comfortable everyday living. Recent updates include all new flooring throughout, fresh paint in every room, and a beautifully renovated kitchen, making this home truly move-in ready. Adding even more value is the attached 1-bedroom, 1-bath in-law suite/apartment, ideal for extended family, guests, rental income potential, or a private home office setup. With versatile living space and thoughtful updates throughout, this property offers endless possibilities in a peaceful Cato.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,500
Status:
Active
MLS#:
S1680914
Type:
Single Family
Subdivision:
Town/Cato
Lot size:
1.68 Acres
Year built:
1930
Courtesy: Coldwell Banker Prime Prop,Inc 315-622-0161
View additional info

ADDITIONAL INFORMATION

Thrilled to introduce this Seneca River STUNNER, 10026 Jordan Rd! Located just minutes from Cross Lake; situated on 1.6 acres with over a hundred feet of waterfrontage! Only a two-minute boat ride to the lake! Enjoy the views on the expansive balcony deck with a morning coffee or evening beverage overlooking the vast backyard & your river front property! Newly installed permanent piles for the year-round dock next to your very own boat launch! No flood insurance is required either! This home was built with comfort & relaxation in mind; from the moment you walk inside, there are views of the river in every room! An eat-in kitchen features corian countertops, newer appliances & updated sliders out to the back deck! A great room with new recessed lighting, vaulted ceilings & stone gas fireplace makes entertaining easy! The primary suite has views of the river, walk-in closet & full en suite with double vanity & stand-up shower! Enjoy the convenience of a second full bath on first floor! The lower level has two generous sized bedrooms with walk-out access to your backyard oasis! A third full bath & an unfinished multipurpose room are an added bonus! The 2-car garage offers plenty of storage in the loft! Recent updates totaling over $70k include TWO NEW energy efficient heat pumps, paved driveway, well pump & flooring throughout! Just in time for Summer! Whether you are an avid fisher/boater or looking for an investment, Jordan Rd checks all the boxes!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,682
Status:
Active
MLS#:
S1679937
Type:
Other
Subdivision:
Cato
Lot size:
52.6 Acres
Year built:
1850
A broker reciprocity listing Courtesy: Sun Harvest Realty Inc. 315-626-2277
View additional info

ADDITIONAL INFORMATION

52.5 acres total. 22 acres tillable, 7 acres woods, 22 acres pasture. Redone 4 Bed 2 Bath Colonial. Large eat-in country kitchen w/all appliances. Double pantry, 1st floor laundry w/front load washer/dryer included. Livingroom w/open spindle staircase. Master bedroom w/bath. 36 x 118 2-story dairy barn w/stall & 10 box stalls. Attached garage. Plus milk house, 3 silos, 12 x 50, 14 x 50, w/barn cleaner. 30 x 40 pole barn shop w/addition. Equipment barn w/corn crib. Fenced in pasture plus horse paddock.

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Andrea Conner, License #298336, Xome Inc., License #C24582, [email protected], 844-400-9663, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 7506


The data relating to real estate for sale on this web site comes in part from the IDX Program of the High Country Association of REALTORS®. The data is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Andrea D. Conner, License 10311208085, Xome Inc., License 10991227159, [email protected], 844-400-XOME (9663), 750 Highway 121 Bypass, Suite 100, Lewisville, Texas 75067


The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the New York State Alliance of MLSs (CNYIS, UNYREIS and WNYREIS). Real estate listings held by firms other than Xome are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Xome shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Per New York legal requirement, click here for the Standard Operating Procedures. Copyright © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.



Cato Real Estate

Cato is located in New York. Cato, New York has a population of 2,362. Cato is less family-centric than the surrounding county with 18.66% of the households containing married families with children. The county average for households married with children is 23.38%.

The median household income in Cato, New York is $63,092. The median household income for the surrounding county is $59,602 compared to the national median of $69,021. The median age of people living in Cato is 46.8 years.

Cato Weather

The average high temperature in July is 80.4 degrees, with an average low temperature in January of 14.7 degrees. The average rainfall is approximately 39.2 inches per year, with 70.9 inches of snow per year.

Cato Map

Cato Real Estate Market Conditions

  • Median sales price

    $390,750
    15.1%
    change since last quarter
  • # Active listings

    13
    30-day change

Cato Schools and Demographics

Education near Cato, NY

City County
High School Graduates 92.9 88.08
College Degree - 2 year 12.49 14.74
College Degree - 4 year 19.7 22.17
Graduate Degree 6.76 7.14
Expenditures per Student 25,252 25,252
Students per Teacher 11.8 11.8

Elementary Schools near Cato, NY

Grades Students P/T Ratio ZIP
Cato-Meridian Elementary School PK - 04 371 13.5 13033
Fairley School PK - 04 528 14.3 13074
Margaret W Cuyler Elementary School PK - 05 463 11.9 13143
Weedsport Elementary School KG - 06 413 13.4 13166

Middle Schools near Cato, NY

Grades Students P/T Ratio ZIP
Cato-Meridian Middle School 05 - 08 304 15.6 13033
Jordan-Elbridge Middle School 05 - 08 432 12.8 13080
Kenney Middle School 05 - 08 451 12.5 13074
Red Creek Middle School 06 - 08 209 15.5 13143

High Schools near Cato, NY

Grades Students P/T Ratio ZIP
Cato-Meridian Senior High School 09 - 12 301 12.5 13033
Hannibal High School 09 - 12 412 13.3 13074
Jordan-Elbridge High School 09 - 12 432 14.9 13080
Red Creek High School 09 - 12 292 19.7 13143
Weedsport Junior-Senior High School 07 - 12 392 10.9 13166

Demographics near Cato, NY

City County
Neighborhood Type Small town
Population 2,362 76,644
Population Density 70 111
Median Age 46.8 43.3
People per Household 2.5 2.4
Median Household Income 63,092 59,602
Average Income per Capita 34,447 32,690

Real estate near Cato