Waterloo NY Real Estate & Homes for Sale

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Beds:
8
Baths:
4.00
Sq.Ft.:
3,396
Status:
Active
MLS#:
R1676789
Type:
Multi-Family
Lot size:
0.18 Acres
Year built:
1900
A broker reciprocity listing Courtesy: Howard Hanna 315-781-7653
View additional info

ADDITIONAL INFORMATION

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—making this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

Beds:
6
Baths:
3.00
Sq.Ft.:
3,127
Status:
Active
MLS#:
R1672748
Type:
Multi-Family
Lot size:
0.23 Acres
Year built:
1835
A broker reciprocity listing Courtesy: Empire Realty Group 585-347-4900
View additional info

ADDITIONAL INFORMATION

Come check out this investor special! This large 2 unit side by side apartment is a great addition to any investors portfolio. The metal roof is only six years old. These rentals have their own utilities. Oak hardwood floors are in both apartments and they each have a formal dining room with large accommodating living space. With some paint and a little love these rentals could be spectacular, however as is they both have long term tenants! Please allow 24 hours for showings. Reach out and schedule your showing today!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,976
Status:
Active
MLS#:
R1672494
Type:
Multi-Family
Lot size:
0.14 Acres
Year built:
1865
A broker reciprocity listing Courtesy: Howard Hanna 315-781-7653
View additional info

ADDITIONAL INFORMATION

Welcome to 231 E. Main Street in Waterloo! This two-unit upstairs downstairs apartment building has started to take shape! Bring your vision for lots of potential for a fantastic investment property! Plumbing & electrical has been roughed in & the downstairs unit has been drywalled & ready for finishes. Inside each unit you'll find 2 bedrooms & 1 full bath with laundry hook ups & spacious closets. An open concept kitchen & living room has been designed with plumbing & electrical & areas for electric baseboard roughed in throughout! 3 new panel boxes in basement for separate utilities & an added panel for the basement! Bring your vision & don't miss out on a great opportunity!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,350
Status:
Active
MLS#:
R1654306
Type:
Other
Subdivision:
Quiet Country Estates
Year built:
2020
A broker reciprocity listing Courtesy: The Young Agency 315-539-3323
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ADDITIONAL INFORMATION

Welcome to Quiet Country Estates, a very desirable 55 and older planned community in Waterloo! This 27x50 doublewide was manufactured in 2020, has 2 bedrooms, 2 full bathrooms, and has been meticulously maintained since new. An additional room off of the living room offers space for a nice home office or a possible 3rd bedroom. Enjoy ease of access into the home from your carport as well as the generous storage space provided by the 12x20 garage. The large primary bedroom has a spacious closet and its own private bathroom with step-in shower. This home also includes stainless steel kitchen appliances, a washer and dryer set, plus the added convenience of central air conditioning. Don't hesitate on this opportunity, this home is located in a very desirable 55 and older park, all prospective buyers are required to obtain park approval prior to purchase, (the application is attached). Tenant is responsible for NYSEG, water/sewer, approximately $1400 per year in taxes and $539 per month lot rent which includes trash removal and???????????????????????????????????????? recycling.

Beds:
1
Baths:
4.00
Sq.Ft.:
3,494
Status:
Active
MLS#:
R1654058
Type:
Mixed Use
Lot size:
0.06 Acres
Year built:
1850
A broker reciprocity listing Courtesy: Coldwell Banker Finger Lakes 315-789-6768
View additional info

ADDITIONAL INFORMATION

Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,926
Status:
Active
MLS#:
R1636341
Type:
Single Family
Lot size:
0.24 Acres
Year built:
1940
A broker reciprocity listing Courtesy: Empire Realty Group 585-347-4900
View additional info

ADDITIONAL INFORMATION

Welcome to this well-loved 2-story old-style home offering space, character, and endless possibilities. Featuring 3 bedrooms with the option for a 4th bedroom on the main floor, this home provides flexibility for your needs. The full bathroom is conveniently located on the first floor and includes laundry for easy living. Inside, you’ll find an abundance of space waiting for your personal touch, including a dining room that fills with natural light as the sunrise brightens each morning. Step outside to enjoy a fully fenced backyard with plenty of room for pets, play, and entertaining, plus a shed for extra storage. The property also offers generous parking and is perfectly positioned to take in beautiful evening sunsets. Ideally located in the Waterloo School District, this home is within walking distance to the school, downtown, restaurants, and a gas station, while being just minutes from the New York State Thruway for an easy commute. With its prime location, spacious layout, and incredible potential, this home is ready to be transformed into your dream property.

Beds:
5
Baths:
3.00
Sq.Ft.:
4,816
Status:
Active
MLS#:
409072
Type:
Single Family
Lot size:
0.55 Acres
Year built:
1850
Courtesy: Howard Hanna Real Estate 315-889-2000
View additional info

ADDITIONAL INFORMATION

Welcome to 105 Virginia St, a truly exceptional 1850's home in the heart of Waterloo! This stunning 4,816 square foot home offers endless possibilities. Boasting 5 bedrooms and 2.5 baths, this spacious residence provides ample room for comfortable living. As you step inside, you'll be greeted by intricate woodwork and a formal entry that exudes grandeur. The interior is adorned with beautiful stained glass, adding a touch of artistry to the home's character. With 5 fireplaces, this dwelling creates a warm and inviting ambiance throughout. The cut stone and brick facade and wrap-around porch further enhance the curb appeal, making it a sight to behold. The massive timber frame attic offers endless possibilities, whether you envision it as office space, a charming bed and breakfast, or a sprawling family home. There is just too much to describe. It is a must see! Don't miss the opportunity to own this architectural gem on Virginia St.

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Andrea D. Conner, License 10311208085, Xome Inc., License 10991227159, [email protected], 844-400-XOME (9663), 750 Highway 121 Bypass, Suite 100, Lewisville, Texas 75067


The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the New York State Alliance of MLSs (CNYIS, UNYREIS and WNYREIS). Real estate listings held by firms other than Xome are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Xome shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Per New York legal requirement, click here for the Standard Operating Procedures. Copyright © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
Andrea D. Conner, License 10311208085, Xome Inc., License 10991227159, [email protected], 844-400-XOME (9663), 750 Highway 121 Bypass, Suite 100, Lewisville, Texas 75067

The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Ithaca Board of Realtors, Inc. Ithaca Board of Realtors, Inc. deems information reliable but not guaranteed. Per New York legal requirement, click here for the Standard Operating Procedures. Copyright 2026 Ithaca Board of Realtors, Inc. All rights reserved.



Waterloo Real Estate

Waterloo is located in New York. Waterloo, New York has a population of 7,348. Waterloo is less family-centric than the surrounding county with 23.69% of the households containing married families with children. The county average for households married with children is 26.06%.

The median household income in Waterloo, New York is $59,415. The median household income for the surrounding county is $59,086 compared to the national median of $69,021. The median age of people living in Waterloo is 45.3 years.

Waterloo Weather

The average high temperature in July is 81 degrees, with an average low temperature in January of 16.1 degrees. The average rainfall is approximately 36 inches per year, with 58.3 inches of snow per year.

Waterloo Map

Waterloo Real Estate Market Conditions

  • Median sales price

    $148,000
    18.4%
    change since last quarter
  • # Active listings

    11
    30-day change

Waterloo Schools and Demographics

Education near Waterloo, NY

City County
High School Graduates 90.13 84.75
College Degree - 2 year 15.56 13.3
College Degree - 4 year 20.98 21.46
Graduate Degree 5.21 6.85
Expenditures per Student 29,045 29,045
Students per Teacher 9.8 9.8

Elementary Schools near Waterloo, NY

Grades Students P/T Ratio ZIP
Cayuga Elementary School PK - 03 231 13.6 13034
Elizabeth CADY Stanton Elementary School 03 - 05 305 13.7 13148
Frank M Knight Elementary School KG - 02 279 11.6 13148
La Fayette School 03 - 05 342 10.1 13165
North Street Elementary School 03 - 05 505 10.7 14456
SKOI-YASE School PK - 02 391 13 13165
West Street Elementary School PK - 02 557 12.3 14456

Middle Schools near Waterloo, NY

Grades Students P/T Ratio ZIP
Geneva Middle School 06 - 08 466 9.7 14456
Seneca Falls Middle School 06 - 08 294 14.2 13148
Waterloo Middle School 06 - 08 361 10.9 13165

High Schools near Waterloo, NY

Grades Students P/T Ratio ZIP
Geneva High School 09 - 12 665 11.3 14456
Mynderse Academy 09 - 12 380 12.8 13148
Waterloo High School 09 - 12 561 12.8 13165

Ungraded Schools near Waterloo, NY

Grades Students P/T Ratio ZIP
Romulus Central School PK - 12 391 9.8 14541

Demographics near Waterloo, NY

City County
Neighborhood Type Small town
Population 7,348 33,900
Population Density 339 105
Median Age 45.3 42.5
People per Household 2.2 2.3
Median Household Income 59,415 59,086
Average Income per Capita 32,597 30,732

Real estate near Waterloo