A truly one-of-a-kind St. Clair River landmark with endless possibilities. Formerly a local bank, this iconic riverfront building offers nearly 3,700 sq ft of flexible commercial space plus a separate upstairs apartment, making it ideal for owner-occupants, investors, or creative entrepreneurs. Set directly along the international shipping channel of the St. Clair River, enjoy constant freighter traffic, panoramic water views, and unbeatable visibility. The property features ample on-site parkingâ??a rare find for riverfront real estateâ??along with a separate outbuilding originally constructed for an ATM, perfect for storage, retail kiosk, drive-up service, or repurposing to suit your vision. Currently configured for banking and professional use, the layout easily adapts to a wide range of opportunities: Restaurant or waterfront café, Professional offices or medical, Boutique retail or gallery, Event space or private club, Mixed-use with income-producing apartment, Marine-oriented business, brokerage, or showroom Solid construction, excellent street presence, and a location that simply cannot be duplicated make this property a standout. Positioned in the heart of Algonac with direct river frontage, walkability, and unmatched exposure, this is a rare chance to own a legacy property on one of Michiganâ??s most desirable waterways. Live upstairs. Operate downstairs. Invest long-term. Or reimagine it entirely. Opportunities like this on the St. Clair River donâ??t come around often.
Versatile Commercial Facility 24 Bedrooms 23 Baths 25,000 Sq Ft C2 Zoning 2.7 Acres!!! Unlock a rare opportunity to own a well-built, flexible commercial property with 25,000 sq ft of usable space on 2.7 acres in beautiful Algonac, MI. Zoned C2, this solidly constructed facility offers immense potential for a variety of business ventures including: ADULT FOSTER CARE, REHAB CENTER, VETERANS CARE FACILITY, BED & BREAKFAST/HOSPITALITY, ASSISTED LIVING/LODGING, DAYCARE/SCHOOL. Key Features: 24 Private Bedrooms 21 Full Baths 2 Half Baths. Fully operational commercial kitchen with walk-in cooler and freezer, LED lighting, and all equipment. Spacious day room with fireplace, and seating for 50+ people. Furnished banquet hall with adjacent patio, seating up to 50 guests. Each room includes individual HVAC controls. Full laundry facility with washer/dryer, linens, and supplies. On-site salon/barber room, 3 staircases, and solid-core doors. Sound-resistant concrete second floor for safety and noise control. ADA accessible areas for inclusive operations. Unfinished 1,000 sq ft apartment above 3-car garage (roughed in for 2 bed/2 bath + kitchen/lounge). Infrastructure Highlights: (2) 500,000 BTU Lochinvar high-efficiency boilers. Lochinvar hot water system with dual 119-gallon reserve tanks. Epoxy-finished Floors, 2 sump pumps, and 2x6 staggered insulated walls. Slate tile and hardwood floors, newer roof (10ââ?¬â??12 years old). On-site residential-style parking, front desk & welcoming lobby. Located on the Blue Water bus line, with walking/biking path to Algonac State Park. Close to Downtown Algonac & Marine City with river views. This turnkey facility is code-compliant and nearly move-in ready, requiring only minor updates for design personalization. Ideal for owner-operators, nonprofit organizations, or investors seeking a high-demand, multi-functional care or hospitality property. Immediate occupancy available.

Algonac is located in Michigan. Algonac, Michigan has a population of 4,173. Algonac is less family-centric than the surrounding county with 19.53% of the households containing married families with children. The county average for households married with children is 25.78%.
The median household income in Algonac, Michigan is $49,306. The median household income for the surrounding county is $62,847 compared to the national median of $69,021. The median age of people living in Algonac is 41.8 years.
The average high temperature in July is 83.1 degrees, with an average low temperature in January of 17.4 degrees. The average rainfall is approximately 32.9 inches per year, with 32.4 inches of snow per year.