First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own. Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area. Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience.
Renovated in 2024, with the big-ticket items already done. This concrete-block home has a new roof (April 2024), a new Bryant central A/C (May 2024, parts warranty registered through May 2034), a gas tankless water heater, new flooring throughout, new countertops and fresh exterior paint. Three bedrooms and two baths, including a private bath off one bedroom, with separate living and dining rooms. Smart thermostat and security system are in place. Close to downtown Palatka shopping, parks and cafes. The home has run as a furnished mid-term and short-term rental and is offered unfurnished; the furniture is available as a separate package. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2168723, MLS# 2169274. All offers are subject to seller approval.
This spacious corner-lot home offers comfort and convenience. The welcoming foyer leads to a large living area, perfect for relaxing and entertaining. The home features 3 bedrooms, 3 full baths, and an extra room ideal for an office or reading nook. Recent updates include HVAC, metal roof, hot water heater, stainless steel appliances, and washer/dryer. The oversized 713 sq ft garage provides ample parking and storage. The unique floor plan includes two en-suites: a primary bedroom with a private bath and a second bedroom with a Jack & Jill bath, great for a nursery. Close to shopping, medical facilities, and dining.
Residential with a multifamily zoning!!Charming Block Home in the heart of Palatka near the St. Johns River. Upon entering you are greeted by a spacious open living area that creates a warm and welcoming gathering space. This opens to a large bright eat-in kitchen with breakfast bar. Kitchen has sliding doors which lead to a large backyard, great for cookouts and entertaining. There is definitely room for a pool, Mother-in-law or add your own outdoor oasis. New roof in 2022 and No HOA
This updated 3BR home is conveniently located! Open kitchen & dining room with french doors for great natural light. Ceiling fans, tile floors thru-out, family room, living room, large bathroom, outside patio with large rear fenced yard, concrete parking space and metal roof. INVESTMENT OPPORTUNITY! Seller has multiple properties currently available for sale. Properties may be purchased individually or together as a package. Buyers interested in purchasing multiple properties should inquire about package pricing and availability. See additional MLS listings for other available properties. MLS# 2169274, MLS# 2169538. All offers are subject to seller approval.
Welcome to 112 River Road, a recently updated 3 bedroom, 1 bath home with a 1 car garage, tucked away on a peaceful street. Backing up to a serene canal, this property offers added privacy and a beautiful natural backdrop. Inside, you’ll find modern finishes, a fresh interior, and a functional layout that feels warm and inviting. The roof was replaced in 2014 and the water heater was replaced in 2023. This move in ready home offers a great combination of comfort, convenience, and a touch of nature. Don’t miss your opportunity to make it yours.
Fall in love with the charm and possibilities! This 3-bedroom, 1-bath home welcomes you with modern cabinets, stainless steel appliances, wood-look grey vinyl flooring, and cozy carpeting in all the bedrooms . A roof installed in 2022 and well-maintained A/C and water heater. The detached garage is perfect for storage, workshop or for parking while multifamily zoning R-3 offers room to explore your vision, subject to city approval. Discover historic downtown Palatka's shops, antiques, restaurants, and entertainment nearby. With the Scenic St. Johns River approximately 1 mile away and Ravine Gardens State Park even closer, enjoy waterfront strolls, fishing, boating, and outdoor adventures. Make this charming home your next chapter! Motivated seller—schedule your showing today!
3.81 Acres of Potential! Private Wooded Fixer-Upper with "Old Florida" Charm! Calling all investors, renovators, and nature lovers! Tucked away on 3.81 acres, this 2-bedroom, 1-bath home offers 930 square feet and a chance to create your own private retreat. Per seller, the property features an artesian well with aerator, metal roof installed in 2019, and foundation areas covered and secured that same year. Whether you're looking for your next investment project or a quiet getaway surrounded by nature, this property offers plenty of possibilities. The home needs renovations and is being sold AS-IS. Just 7 minutes from Rice Creek Conservation Area, with access to hiking, bicycling, horseback riding, and primitive camping. If you've been searching for acreage with potential and a little room to roam, come see what this property has to offer!
Set on 1.03 acres in one of Palatka's most convenient locations, this marvelously-maintained 3 bedroom, 2 bath home with a den/office puts you just minutes from shopping, restaurants, parks, and the St Johns River. The heart of the home is a spacious open-concept living area where the kitchen, dining room, and living room come together under a soaring vaulted ceiling - an ideal space for entertaining or everyday living. The kitchen features solid wood cabinets, a breakfast bar, and appliances new in 2023, with luxury vinyl plank flooring underfoot. Step outside to a new deck overlooking a private, tree-filled backyard, complete with a fire pit area for cool evenings and a 10x20 storage shed for the mower and more. Recent updates include a new water heater and water filtration/softening system (2026) and AC (2020). A finished 2-car garage and 2,073 sq ft of living space round out this move-in ready home. Private financing may be available with sizeable down payment. Act fast!!
Discover true Florida homestead living on this expansive 24.59 acre fenced property featuring mature fruit trees, abundant natural wildlife, and multiple agricultural improvements. This solid block 3 bedroom, 2 bath home is light, bright, and recently remodeled, offering comfortable modern living with new LVP flooring, soft close, all plywood kitchen cabinets, and clean, updated finishes throughout. Perfect for self sufficiency and hobby farming, the land includes 4 cattle stalls, a chicken coop, a vegetable garden, and plenty of open space for additional livestock or crops. With two wells on site and two street access points, the property provides flexibility for future expansion, multi family use, or agricultural operations. A rare opportunity to own a private, old Florida style acreage with the infrastructure already in place to grow your own vegetables, eggs, beef, chicken, pork, and more—all while enjoying peaceful rural living.
Charming Farm House on 2.6 +/- acres with in-ground pool! Tucked away at the end of a quiet lane, this home offers privacy, character, and plenty of space to enjoy country living. Upon entering from the grand front porch, you'll notice the gleaming wood floors, wood ceiling beams and painted wood sided walls. The spacious living area has a gas fireplace and opens into an office/flex space before accessing the beautiful kitchen. The amazing kitchen features a vaulted ceiling, a huge island, stainless appliances, and so much character. There is a guest bedroom and bath as well as laundry and additional storage/office on the first level. The second story features an oversized primary bedroom, additional bedroom (non-conforming) and large bath. Outside you'll find a refreshing pool, detached garage, a fully fenced yard, and much more. Recent improvements include a metal roof, mini-split HVACS and tankless gas water heater.
New 5-bedroom, 3-bath home in Palatka, FL! This 2026 manufactured home offers over 2,000 square feet of move-in-ready living in the heart of Putnam County. The open floor plan centers on a large kitchen island, and two separate living areas give you room for a family room, den, playroom, or media space. The split floor plan places the primary suite, with its own private bath, on one side of the home, and four additional bedrooms offer flexibility for guests, a home office, or a gym. Three full bathrooms mean no waiting in the morning. It's brand-new construction with no renovations needed. It's in town, minutes from shopping, dining, parks, and everyday conveniences in Palatka. Looking for a large new home in Palatka without the wait to build? Schedule your showing today. Some photos are virtually staged with AI.
Virtually Staged. Fresh updates and inviting curb appeal welcome you to 103 Williams Street! This move-in-ready, 4-bedroom, 2-bath home features a brand-new roof, new flooring, fresh interior and exterior paint, and all-new stainless steel appliances. With approximately 1,299 square feet of living space, the layout offers room to relax, gather, and make the space your own. Landscaping around the home adds a welcoming finishing touch, while the approximately 0.34-acre lot provides outdoor space for gardening, recreation, or enjoying the Florida sunshine. Located in Palatka near local shopping, dining, and everyday conveniences, this home is ready for its next chapter. Schedule your showing and see the updates in person!
6107 W 1st Manor offers a move in ready 2023 home in a convenient Palatka location, making it a great fit for a wide range of buyers. Situated in the Webbs Viking Manor subdivision with no HOA, the property provides flexibility and an easy living experience. You'll enjoy quick access to shopping, medical services, schools, parks, and major roadways, keeping daily routines simple and connected. This home delivers comfort, practicality, and a strong location for anyone looking to make Palatka their next place to call home.
Enjoy the best of country living with the convenience of town nearby! Located just outside the city limits on the west side of Palatka, this completely remodeled 3-bedroom, 2-bath home sits on over an acre of land, featuring a fully chain-link-fenced yard, low-maintenance vinyl siding, and a large yard to enjoy the outdoors. Hardwood flooring throughout the home adds warmth and character, while the tiled bathrooms provide a stylish, durable finish. The well-appointed kitchen features all energy star stainless steel appliances, including a convection oven with air fryer functionality, an induction cooktop, a large sink, and a dishwasher. A convenient pot-filler faucet is installed at the stove, adding a thoughtful touch for everyday cooking. The modern bathrooms feature stylish LED mirrors and automatic toilets, adding a touch of luxury and convenience to the home's updated interior. Relax and entertain on the screened back porch or take a refreshing dip in the above-ground pool. The property also features a home security system. Outside you will find a spacious workshop/garage with an attached covered carport for two vehicles, plus a second carport with space for an additional two or more vehicles. Conveniently located just a few minutes from shopping and the hospital, and approximately 5 miles from the city dock, where you can enjoy boating, fishing, and all the water activities the beautiful St. Johns River has to offer. Come see this charming home today!
Open concept living recently transformed to meet your every desire. From the moment you enter the home, it features an abundance of 2026 upgrades. Newly vinyl plank flooring welcomes your first step in and continues the design through the entire home. Beautifully featured stainless steel newly installed appliances and stainless sink give luxury to the installed cabinets with a custom countertop. As you enter the hall just wait to see the remodeled bathroom design with new fixtures throughout and today's colors of beige, brown and blacks in mind for your taste. Bedrooms have fashionable cooling ceiling fans. Bright clean fresh neutral tones of paint inside and out. Best of all, a metal roof was installed and vinyl windows in 2026 giving you years of life. Dream of the moments you will have knowing these beautiful upgrades will boast for years to come. Ravines State Park and City Golf Course near for recreation opportunities.
Country living with room for all the toys! Situated on 0.7 acres and just about a mile from the local boat ramp, this 3-bedroom, 2-bath, SPLIT FLOOR PLAN home offers plenty of space both inside and out. Major updates include a 2025 METAL roof, 2024 A/C, and a 30x60 pole barn erected in 2025, making this home more than ready for its next owner. Out back, enjoy a spacious 415 sq. ft. deck, perfect for relaxing, grilling, or entertaining. The massive 30x60 pole barn/shop is the standout feature of this home, offering approximately 1,800 sq. ft. of additional space, with an attached overhang carport. Perfect for vehicles, boats, ATVs, equipment, storage, or a workshop. An RV hookup adds even more versatility. With plenty of outdoor space and a peaceful setting, this property offers the freedom to enjoy the Florida country lifestyle while still being convenient to Palatka.
16+ ACRES, RENOVATED & BORDERING 2,300+ ACRES OF CONSERVATION LAND! Privacy, acreage and a move-in-ready home all in one! This 3BR/2BA home sits on approximately 16.01 acres and has been extensively renovated with new flooring, drywall, fresh paint, updated electrical, completely remodeled bathrooms, and a brand-new kitchen with new appliances. AC is approximately 3 years old and the home features a metal roof. Fresh landscaping adds to the appeal outside. The property borders 2,300+ acres of conservation land, offering an incredible natural backdrop, privacy and plenty of wildlife. Agricultural zoning provides room for animals, gardens, toys and more. Paved road access makes country living convenient. If you've been looking for acreage, privacy and a beautifully updated home, this one is a must-see!
New construction 3-bedroom, 2-bath home in Palatka, FL! This move-in-ready 1,425 sq ft home sits on a 0.17-acre lot in the heart of town, built with durable, low-maintenance Hardie board siding, a shingle roof, and a one-car garage. Inside, the open floor plan features luxury vinyl plank flooring throughout, so there's no carpet to replace. The kitchen comes equipped with quartz countertops, stainless steel appliances, and plenty of cabinet storage. The primary suite includes a private bath, and two additional bedrooms share a second full bathroom, giving you room for guests, a home office, or hobbies. It's brand new with nothing to update, minutes from shopping, dining, schools, and everything Palatka has to offer. If you've been searching for a new home in Palatka at a manageable size, schedule your showing today.
Welcome to the 13th Street Cottage! A solid 1950 block home on a large lot, less than a mile from Ravine Gardens State Park and the St. Johns River. This 2-bedroom, 1-bath cottage has been updated where it counts, with a remodeled kitchen featuring quartz countertops and a metal roof installed in 2022. The kitchen comes equipped with a dishwasher, range, and refrigerator, and central heat and air, public water and sewer, and no HOA keep things simple. Front and back porches give you a spot for morning coffee and evening downtime, and the spacious backyard has room to garden, entertain, or just spread out. Downtown Palatka's shops, restaurants, and local events are just minutes away. It's move-in ready, low-maintenance, and close to everything that makes Palatka home. *Some photos have been virtually staged with AI*
Two Homes + Workshop on 2+ Acres! Versatile property offering two dwellings with separate 911 addresses, making this an excellent opportunity for a family compound, extended family, or potential rental income. The main home offers 1,736 sq. ft., 3 bedrooms, 2 baths, a large utility/storage area, and a double covered carport. The second residence includes an 840 sq. ft. mobile home plus a 690 sq. ft. addition/bonus area, with approximately 1,530 sq. ft. of total heated/cooled living space. Out back is climate controlled shed (approximately 12x20 with electric and shelving. Bring all your big boy toys! Boats, ATV's, camper, etc!! This property has a 35' x 26.8' workshop featuring two roll-up doors, electricity, shelving, and is piped for and includes an air compressor. The area from the back of the main home to the front of the workshop/mobile home is completely fenced with a 14' drive-through gate, while the surrounding areas remain open for convenient driving, parking, and access. Plenty of room for family gatherings, hobbies, equipment, and outdoor activities. Just minutes to SR 19, shopping, medical facilities, downtown Palatka, the St. Johns River public boat ramp, and additional boat ramps providing access to the Ocklawaha River and Rodman Reservoir. Nice quiet area! All of the dwellings have been extremely well maintained. Comes with a low cost transferrable security system. A new metal roof will be installed prior to closing on the main home and workshop. A rare opportunity with space, flexibility, and multiple-use potential! Imagine the possibilities!!!
125 FEET OF ST. JOHNS RIVER FRONTAGE! Experience the ultimate Florida riverfront lifestyle on 1.26 fenced acres with your own private dock and incredible outdoor living space. Built just 5 years ago, this beautifully designed 3-bedroom, 3-bath home offers 2,323 heated and cooled square feet plus more than 1,300 square feet of wraparound porches crafted to take full advantage of the scenic riverfront setting. The impressive outdoor living area includes a 12x56 covered back porch overlooking the river—the perfect setting for morning coffee, family gatherings, high-end entertaining, or simply unwinding by the water. Inside, enjoy LVP flooring, granite countertops, solid wood soft-close cabinetry, and premium appliances. Complete with a 24x40 detached workshop, 3-person Jacuzzi, 24KW generator, and electric gate, 424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard! solid wood soft-close cabinetry and walk-in closets in every bedroom. The well-equipped kitchen features a gas LG double-oven range, KitchenAid electric wall oven and Samsung Bespoke refrigerator. A spacious laundry room offers additional cabinetry, a utility sink and granite countertops. This home was built with durability and efficiency in mind, featuring 2x6 exterior wall construction, ZIP System sheathing, a metal roof, hardboard siding, high-efficiency 18 SEER Trane variable-speed HVAC system, tankless gas water heater and a 24KW whole-house generator supplied by a 250-gallon propane tank. Storage and workspace are exceptional with an attached finished 2-car garage plus a detached 24x40 metal building with A/C and an additional 12x40 carport. The property also features an electric entry gate, whole-house water filtration and softener system, pump house, additional electrical capacity for future backyard improvements and a recently replaced septic pump. Riverfront, acreage, exceptional construction, more than 1,300 square feet of covered outdoor living and room for the boats, vehicles, toys and hobbies--424 Cedar Creek Rd offers the space and lifestyle to make the St. Johns River your backyard.
Historic Charm. Modern Comfort. A Lifestyle Worth Discovering. This beautifully restored 1916 home offers the perfect balance of timeless character, modern updates, and ideal location just outside of Palatka's Historic District and scenic riverfront. This inviting 4-bed, 2-bath home boasts recently updated flooring, plantation shutters, modern cabinetry, a new metal roof and AC in 2023 and a tankless gas water heater added in 2024. The flexible layout adapts to families, remote professionals, and guests, while the spacious backyard and 10x20 storage building provide room to entertain, garden, or expand with future projects. Walk or bike to Riverfront Park, downtown shops, restaurants, breweries, festivals, and the St. Johns River. With easy access to Jacksonville, St. Augustine, Gainesville, Daytona Beach, and Ocala, this property offers historic neighborhood living enriched by nature, community, convenience, and the outdoor lifestyle Palatka is known for.
Brand-new two-story living with the space and location buyers want! The Ellie offers 3 bedrooms, 2.5 bathrooms, an upstairs loft, and 1,581 heated square feet. All three bedrooms, two full bathrooms, and the laundry room are conveniently located upstairs. The main level features an open kitchen and living area, dedicated dining space, and a half bathroom for guests. Enjoy a covered back patio and a nicely sized backyard with room to relax, entertain, or create your ideal outdoor space. Located near Ravine Gardens State Park, the St. Johns River waterfront, public boat ramps, Palatka Golf Course, hiking trails, shopping, and local dining. Ask how qualified buyers may receive a 1% credit through the preferred lender and close in as little as seven days. Builder warranty included. Schedule your showing today!
Brand-new, move-in-ready Hailie model in a convenient Palatka location near the new Palatka Primary School, HCA Florida Putnam Hospital, shopping, downtown, and the St. Johns River. This 3-bedroom, 2-bath home offers 1,329 heated square feet with high ceilings and an open layout. The kitchen features quartz countertops, white soft-close cabinetry, stainless steel appliances, pendant lighting, and a spacious breakfast bar. Luxury vinyl plank flooring flows through the main living areas, with carpet and ceiling fans in each bedroom. French doors open to a large backyard ready for outdoor living. The crisp white exterior, red shutters, matching front door, covered front porch, fresh landscaping, wide concrete driveway, and one-car garage create standout curb appeal. Builder warranty included. Qualified buyers using the preferred lender may receive a 1% lender credit and close in as little as seven days. Schedule your showing today! Ready to make this one HOME?



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Palatka is located in Florida. Palatka, Florida has a population of 10,399. Palatka is less family-centric than the surrounding county with 12.62% of the households containing married families with children. The county average for households married with children is 18.89%.
The median household income in Palatka, Florida is $28,082. The median household income for the surrounding county is $39,975 compared to the national median of $69,021. The median age of people living in Palatka is 37.4 years.
The average high temperature in July is 91 degrees, with an average low temperature in January of 45.3 degrees. The average rainfall is approximately 50.6 inches per year, with 0 inches of snow per year.