Welcome to affordable living in the heart of North Florida with this well-maintained 3-bedroom, 2-bath home. This property offers a comfortable and functional layout, perfect for everyday living or entertaining. Recent upgrades include a new HVAC system, providing energy-efficient comfort year-round, a large covered front deck, ideal for relaxing mornings or evening gatherings, and an above-ground pool for summer fun. There are also two storage sheds, one is new, and each have electricity. Located in a friendly community nestled along the scenic St. Johns River, Palatka offers that historic small-town Florida charm with abundant outdoor recreation and cultural amenities. The area is known for its riverfront parks, walking trails, boat launches, and easy access to fishing, kayaking, and boating. Nearby Ravine Gardens State Park boasts miles of hiking trails, gardens, and seasonal azalea blooms, making it ideal for nature lovers
Welcome home to this well-maintained 3 bedroom, 2 bathroom residence situated on a spacious 0.34-acre lot in the heart of Palatka. This property offers a desirable open-concept floor plan, perfect for everyday living and entertaining. The kitchen features stainless steel appliances including a refrigerator, dishwasher, electric range, and microwave, and flows seamlessly into the main living areas. Additional highlights include a 2-car garage, shingle roof, and a fully fenced backyard with a convenient storage shed—ideal for outdoor enjoyment and extra storage. Centrally located with easy access to local schools, shopping, dining, and all that Palatka has to offer. A great opportunity to own a move-in-ready home with space and functionality.
Enjoy an amazing view of the St. Johns river from the sunroom of this three bedroom, two bath home. The house features a living room, family / dining room combo, kitchen with a butler's pantry and a sunroom. The property includes a 560 sf summer kitchen, 960 sf detached garage, pump house, and storage buildings. The dock and bulkhead give you easy access to the river. The home is equipped with a whole house Generac generator. This home is ready for your personal touch.
Endless Opportunities on the St. Johns River! Weekend get-away, Airbnb, Guest or In-law suite. Main home has 3 bedrooms/1 Bath with open floor plan, updated large kitchen, tons of light with a lanai overlooking the river, gorgeous views, patio for grilling a great place to relax. Separate living area is a 1 bedroom/1 bath, office, and kitchen. Property also has a shed, two covered parking areas, RV hook-up with 50-amp service, dock, and boat house with lift. Seller is willing to let the pontoon boat stay. Stunning views of rainbows, sunrises, and full moon over the St. Johns River. Come enjoy River Life where you can swim, fish, boat, and relax.
Beautiful new construction 3-bedroom, 2-bath country home featuring a desirable split floor plan, soaring 10-foot ceilings, and 8-foot interior and exterior doors throughout. The home includes a covered carport for parking, a new flowing deep well, and a new septic system. Designed for efficiency and style, it features a durable metal roof, spray foam insulation, and luxury vinyl plank flooring throughout. The kitchen is equipped with stainless steel appliances, and the closets are enhanced with custom built-in wood shelving. No HOA, offering freedom and flexibility, and conveniently located close to the river for outdoor enjoyment and recreation.
Versatile Residential-Commercial Property on 2 parcels total of 2 acres +/- and highway frontage. This transformed property is a rare find on State Road 20, offering a perfect blend of residential comfort and/or commercial utility. The 2-acre parcel features a 2-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, or professional practice. This home has been completely rewired. new metal roof. home was completely rewired, new plumbing, new flooring, water heater and appliances. Detached 694 sq ft garage for more storage, man cave or workshop Possible private Possible private financing available with $100,000 down
Showing Disclaimer: Enter property at your own risk. The interior requires extensive renovation and may contain uneven flooring, debris, and other hazards. Exercise extreme caution while on premises. Seller and listing brokerage assume no responsibility for injury or damage during showings. Nestled in the heart of Palatka's Historic District, this property offers a unique opportunity to own a piece of history, with a new metal roof, renovated siding, and updated sheds, leaving the interior as a blank canvas for your creative vision. Whether you dream of turning this space into a cozy home, a stylish Airbnb, or a charming bed and breakfast, it's the perfect project for those looking to restore a historic property while taking advantage of the incredible potential of this prime location. Step outside and be immersed in the charm of Palatka—just 30 seconds from the St. Johns River, this property offers a front-row seat to one of Florida's most scenic waterway vistas.
Fully remodeled 4-bedroom, 2-bath brick country home situated on a peaceful 1.29-acre lot! This move-in-ready property features new luxury vinyl plank flooring throughout, fresh interior paint, new cabinets, granite countertops, a stylish kitchen backsplash, and brand-new appliances. NEW ROOF IS COMING (at least by closing), offering added peace of mind for the next owner. Enjoy outdoor living with a large covered carport complete with a built-in wood grill, perfect for entertaining. ??he brick shed provides excellent potential for a workshop or additional storage. Relax in the spacious, quiet yard while still being conveniently located less than 6 miles from downtown Palatka, with easy access to dining, shopping, and local amenities.
Step into rustic elegance with this energy-efficient, all-electric home defined by rare Pecky Cypress wood and soaring 22-ft ceilings. Cozy up by the wood-burning fireplace while enjoying architectural grandeur with modern peace of mind. Worry-Free Upgrades: Roof: Metal (10yrs) with lifetime warranty. HVAC: Just 5 years old. Windows: Brand new & energy efficient. Water: New house well (1yr); irrigation well available. Plumbing: Fully updated. Interior Features: Chef's kitchen with double ovens, 2.5 baths, and spacious living areas. Wood-burning fireplace adds warmth and charm. TVs included! Outdoors & Extras: Massive 60x40 pole barn/metal workshop perfect for any project. Gravely mower with 25 gallons of fuel capacity. Optional: Furniture and heavy machinery (tractors) available for separate sale, and the home can be purchased fully furnished—an amazing opportunity to move right in. Turn-key opportunity! Schedule your tour today.
Gorgeous St. Johns Riverfront Private Estate set on 5 acres with 250 feet of pristine river frontage. This one-of-a-kind property offers exceptional privacy, functionality, and breathtaking views. Some of the many standout features include a bulkheaded shoreline, private boat ramp, and a custom dock with two large boat lifts plus a 30x30 covered platformperfect for fishing or entertaining. The front yard showcases a freshwater pond with gazebo, adding to the estate's peaceful, park-like setting. A private, paved, gated drive leads to all buildings on the property and includes a circle drive for convenience and curb appeal. Outbuildings are abundant, including a 45x30 RV/boat storage building, a 3-car garage with workshop, and a dedicated lawn maintenance building. The custom-built home features 2x6 construction with brick veneer, 400-amp electric service, and a 50-year lifetime shingle roof. Combined, the home and outbuildings offer over 8,000 square feet under roof. Thoughtfully designed with a primary suites on each level, the home provides flexibility for guests or multi-generational living. Enjoy panoramic river views from nearly every room, creating a seamless connection between indoor living and the natural beauty of the St. Johns River. This private waterfront estate truly has it all and is an absolute must-see.
Beautiful new construction 3-bedroom, 2-bath country home featuring a desirable split floor plan, soaring 10-foot ceilings, and 8-foot interior and exterior doors throughout. The home includes a covered carport for parking, a new flowing deep well, and a new septic system. Designed for efficiency and style, it boasts a sleek black metal roof, spray foam insulation, and luxury vinyl plank flooring throughout. The kitchen is equipped with LG black stainless steel appliances, while custom wood shelving enhances the closets. No HOA, offering freedom and flexibility, and conveniently located close to the river for outdoor enjoyment and recreation.
Welcome to 1404 Diana Street, a charming three-bedroom, two-bath home that truly places you in the heart of it all. With downtown Palatka and its array of shopping and dining just to the east, and additional amenities to the west, you’re perfectly positioned to enjoy the best of both worlds. Right across the street, you’ll find Hank Bryan Park, offering a lovely green space for relaxation, and just a mile or two away is the beautiful Ravine Gardens State Park. This home’s split floor plan provides both privacy and a welcoming flow. The backyard is fully enclosed with a white vinyl privacy fence, giving you a peaceful outdoor retreat, and there’s a convenient two-car garage for your vehicles or extra storage.
Back on the market due to buyer financing falling through, no fault of the seller! Move in ready, clean, and spacious, home on over an acre!! It features a heated, fully screened pool with exceptional privacy, perfect for year round enjoyment. Inside, you'll find 3 generously sized bedrooms, 2 separate living areas, a spacious kitchen, and a walk-in pantry. Recent updates include improvements to the electrical and plumbing systems. Upgraded HVAC, water heater, water softener, and gas pool heater. One of the standout features of this property is the included additional lot. Whether you're dreaming of building, adding another garage or guest space, storing boats/RVs, or simply enjoying the added privacy and elbow room, you'll have plenty of room for it. The property also includes a partially climate-controlled detached garage/workshop. With nearly 600 square feet of enclosed space the possibilities are endless!
Price Drop - Motivated Sellers! Spacious 4-Bedroom Mobile Home on 1.5 Acres with No HOA Take advantage of this recent price reduction—sellers are motivated and ready to make a deal! This beautiful 4-bedroom, 2-bath mobile home sits on 1.5 acres in a family-friendly neighborhood just outside Palatka, only 10 minutes from town and with no HOA restrictions. Inside, you'll love the high ceilings and open, airy floor plan. The home features a fully equipped kitchen, dining room, living room, family room, and a separate laundry room—ideal for comfortable everyday living. The spacious primary suite includes a walk-in closet and a relaxing garden tub/shower combo, while the additional bedrooms offer plenty of room for family or guests. Outside, enjoy an attached garage, front and back porches, and a shed with electricity. The partially fenced yard provides privacy and space to roam, and the pool and swing set convey—perfect for outdoor fun and entertaining. Homes like this don't la
BACK ON THE MARKET! Buyer's financing fell through. This spacious canal front home is situated on a canal that leads to the St. Johns River. Over the past three years, it has undergone numerous updates, including new flooring, kitchen appliances with a gas stove, a washer and dryer, and an HVAC system installed in 2020. The exterior features a boat house with a fish cleaning station, a covered screened back porch, a covered carport, three sheds with electric power, and a beautiful metal roof. Metal roof was installed in 2022. There is some dock repair needed.
The Timber Escape Sellers offering $5000 towards Closing Costs! Tennis Court/ Pickleball court for the neighborhood! Searching for more space, less stress, and a lifestyle upgrade? This beautifully improved home is tucked away on a quiet Palatka street and offers the peace and functionality many out-of-town buyers are looking for. Recent significant upgrades set this property apart, including a new, high-quality outdoor workshop valued at approximately $30,000, perfect for storage, hobbies, or a workshop. Extensive professional concrete work enhances curb appeal, accessibility, and everyday ease, creating a polished, low-maintenance exterior. Inside, enjoy a bright, spacious layout designed for comfortable living. Outside, appreciate the extra room and quiet that make North Florida feel like a true escape. The recent price adjustment reflects these meaningful improvements. No major projects needed -- just move in and enjoy the lifestyle you came here for What's new and updated 24k Watt whole home generator Tankless water heater Concrete drive pad, shed/workshop pad, sidewalk to back porch Chimney Cap Pool pump -1 year old Sprinklers system New insulation over large bedroom Well pump and Generator
USE THE $20k CITY OF PALATKA DOWNPAYMENT ASSISTANCE GRANT TO BUY THIS 4 BED 2 BATH HOME! **New Blinds throughout and Epoxy Garage Flooring Upgrade!!!** The open floor plan offers a comfortable layout for everyday living and entertaining, featuring granite countertops, soft-close cabinets, stainless steel appliances, luxury vinyl plank flooring, 9-foot ceilings, and modern matte black light fixtures. A 1-car garage provides added storage and convenience, and the home comes pre-wired for ceiling fans, internet, TV, and phone. Built with low maintenance in mind, the exterior features durable fiber cement board siding and a shingle roof. Enjoy peace of mind with a 1-year Builder warranty AND a 10-year structural warranty! Ideally located just minutes from the hospital, medical offices, parks, shopping, riverfront, and downtown activities, this home offers convenience without sacrificing quality~ an excellent place to start your homeownership journey!
Back on the market with no fault to the sellers! Price reduction too! MOTIVATED!!!!! Well-maintained 3-bedroom, 1-bath POOL home in a great Palatka location close to hospitals and schools, situated on a quiet cul-de-sac with no thru traffic. Features a pool, fenced 0.27-acre lot, and excellent privacy—hard to find at this price point. Major upgrades include a new air conditioner in 2023, a metal roof approximately 6 years old, rare natural gas, gas tankless water heater, septic drain fields and water purifying system installed in 2019, and a well pump with transfer expansion bladder replaced approximately 3 years ago. Predator 8750 gas generator (approximately 4 years old) conveys and is fully operational. Interior offers an upgraded kitchen with island and stove, canned lighting, newer fixtures, and attractive wooden beams in the main living area. Large laundry room with exterior access to the pool and patio. Additional features include a large patio, storage shed, and a private backyard setting. Homes with a pool, solid systems, and this location do not last. Schedule your showing today.
Peaceful Country Living 2 Bed 2 Bath Manufactured Home Covered Front Porch to set with coffee and watch the abundance of wild life. New Roof And Well insulated and well maintained home just waiting for you.
This home sits on 1.7 acre lot and was renovated with a focus on long-term livability, systems, and structure, not surface-level cosmetics. With 1,596 square feet of thoughtfully updated living space, this home has the feel of new construction paired with the freedom and privacy of rural land ownership.Key features and upgrades include: • Fully renovated interior • Updated electrical and plumbing throughout • Heat pump HVAC system for efficient heating and cooling • Renovated kitchen with updated cabinetry, countertops, and fixtures • Updated bathrooms with modern finishes and fixtures • New flooring throughout the home • Updated lighting, doors, trim, and hardware • Improved insulation and energy-efficiency updates • Private well water with whole home filtration system • Tankless water heater • Full RV Hook Up • Space for gardens, animals, or future expansion This property also comes with an ADU of approximately 700 sq ft that is utilized as a workshop/storage
Fantastic Short Sale Opportunity! This beautifully updated concrete block home is move in ready and packed with modern upgrades. Enjoy a stylish kitchen with grey cabinetry, stainless steel appliances, and a spacious breakfast bar, plus room for a full dining table. The large family room offers plenty of space to relax or entertain. The oversized primary suite features three closets and a stunning ensuite bath with a double vanity and walk in tiled shower. Two additional updated bedrooms and a refreshed guest bath provide great flexibility. A dedicated indoor laundry room adds convenience. Outside, a covered patio overlooks a generous fenced yard with a shed and above ground pool perfect for outdoor fun. There's even room to add a detached metal garage. Don't miss this incredible value. Schedule your showing today!
An exceptional opportunity in Putnam County near Hollister to own 24+ acres of usable, fully fenced land currently enjoyed as a farm and homestead lifestyle property—ideal for those seeking space, privacy, and the freedom to create a true country retreat. The 3-bedroom, 2-bath residence offers approximately 1,456 square feet and is privately situated within the acreage, featuring a metal roof, Low-E aluminum windows, and a 12x20 covered back porch overlooking the peaceful grounds. Inside, the recently remodeled kitchen showcases butcher-block countertops, Lily Ann shaker-style cabinetry, and a modern tile backsplash, blending timeless charm with contemporary style. The property is well-equipped with dual gated access points, four horse stalls, an 8x16 chicken coop, and an 8x8 storage building with lean-to—ideal for tractor or equipment storage. Two wells service the property, including an irrigation well and a 198-foot deep residential well. Perfect for equestrian living, homesteading, agricultural use, or outdoor recreation such as riding and ATV use, this expansive acreage offers endless possibilities for horses, livestock, gardening, or a private estate. Peacefully located with convenient access to Palatka, St. Augustine, Gainesville, and surrounding North Florida destinations.
Welcome home to this updated and move-in-ready 3 bedroom, 2 bath property in Palatka. This home has many great upgrades, including brand-new siding, new electrical throughout, and a durable metal roof that gives you peace of mind for years to come. The layout is comfortable and filled with natural light, and the covered back porch is the perfect spot to unwind, entertain, or enjoy quiet mornings with coffee. Located close to local shops, dining. If you’re looking for a solid home with big updates already done this is the one.
Under Construction. Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home GETTING READY FOR COMPLETION IN THE new year. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast or maybe entertaining friends and family while creating some of your favorite recipes. The COMBO Living and Dining room are great for entertaining friends and family throughout the year or throwing your Housewarming Party after you purchase. Spray foam attics, Quartz counters throughout, Luxury Laminate Flooring, Central Ac and an inside laundry room with washer/dryer hookups. YOU as the NEW HOME OWNER have the choice to quite a few other upgrades the builder offers IF YOU GO UNDER CONTRACT before the home has been completed. Be the first of many homeowners that will trust Florida Precision Builders and make their NEW CONSTRUCTION your NEW HOME this THE NEW YEAR. Other properties currently available: 911 N 14th St, Palatka, FL AND 101 Yawn Ave, Interlachen Fl AND 228 Dawn Ave, Interlachen FL
PRICE IMPROVEMENT ON YOUR AMERICAN DREAM HOME!!! Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder MADE THIS ONE ESPECIALLY FOR YOU!! Be the VERY FIRST OWNER of A BRAND NEW 4 Bedrooms 2 Baths home nestled in a cozy wooded lot just a few miles from the train station, shopping and dining areas of Palatka Florida and their quaint downtown where everyone knows your name. This beautifully crafted Genesis V3 Model has a space where everyone can call it their own. With an attached two car garage, attached laundry room off the front door. Rock the night away in your favorite chair sitting quietly on your porch watching the night go by and you're sipping on your favorite drink! Don't want to hang out front, set up the barbeque in the spacious backyard and invite everyone over. The Open Floor plan lets you whip up your favorite masterpieces while entertaining or watching your favorite show on the big screen TV. Did I mention it has a HOT WATER FAUCET OVER THE STOVE or lots of cabinet space to bring all your favorite cookware or maybe buy some new. This floor plan is perfect for the alone time or when you have a gathering and need the room to spread out! Spray Foam Attics, vaulted ceilings, walk-in closets and the MAIN WALK IN CLOSET HAS A WINDOW. Countertops are made from Quartz, the MAIN SHOWER HAS THE HANDLES ON THE OUTSIDE OF THE DOOR AND A BEAUTIFUL SOAKER TUB NEXT TO IT! Extra touches this builder uses to make these homes just a little bit more special then the rest. YOU as the NEW HOME OWNER have the choice to quite a few other upgrades the builder offers. Be the first of many homeowners that will trust PRECISION HOME BUILDERS and make their NEW CONSTRUCTION your NEW HOME. Other properties currently available: 1307 Ocean St, Palatka, FL (THE LOT BEHIND 919 N 14TH ST) AND 101 Yawn Ave, Interlachen Fl AND 228 Dawn Ave, Interlachen FL

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable by is not guaranteed accurate by the MLS. Copyright 2026, St Augustine Board of Realtors. All rights reserved.


Palatka is located in Florida. Palatka, Florida has a population of 10,399. Palatka is less family-centric than the surrounding county with 12.62% of the households containing married families with children. The county average for households married with children is 18.89%.
The median household income in Palatka, Florida is $28,082. The median household income for the surrounding county is $39,975 compared to the national median of $69,021. The median age of people living in Palatka is 37.4 years.
The average high temperature in July is 91 degrees, with an average low temperature in January of 45.3 degrees. The average rainfall is approximately 50.6 inches per year, with 0 inches of snow per year.