Lake Freeman, Monticello, Indiana — true lake-level living on the west shore, facing east for stunning sunrise views across the water. This 3-bedroom (could easily be 4), 2.5 bath home with a walkout basement sits directly on the water with two boat slips, space for jet ski lifts, and access to 3 shared acres across the street — rare open space enjoyed by this small enclave of neighbors. Less than 90 minutes from Chicago and under an hour from Lafayette, this is the getaway that actually gets used. Awesome outdoor space includes a huge deck, flagstone patio, and masonry fireplace to enjoy cool evenings! Inside there are two bedrooms with en suite, one with sliders to the lake, and the other with a sauna! The 3rd bedroom has a half bath and laundry room. The kitchen is equipped with a double oven range and ample storage/pantry space. The walkout lower level adds more finished space with an epoxy-floor & bar — built for entertaining. Major systems are solid: new well, tankless water heater, water softener, 18kw whole-house generator, AND 3-car garage. White County. $100/yr HOA. Schedule your private showing today.
Charming 3-Bedroom Home in an Established Neighborhood This well-maintained 3-bedroom, 1-bath home is located in an established neighborhood and offers convenience and comfort. Enjoy being within walking distance of local schools, a walking park, and a public swimming pool. Shopping, dining, and everyday amenities are just minutes away. The property features a spacious 1 1/2 car garage and a welcoming yard, making it ideal for families, first-time homebuyers, or anyone seeking a convenient location. With its close proximity to recreational facilities and community attractions, this home provides the perfect blend of neighborhood charm and accessibility.
Charming Lake Getaway with Lake Access! This cute 2-bedroom, 1-bath home offers the perfect blend of comfort and lakeside living with access to beautiful Lake Freeman. Enjoy relaxing summer days on the large outdoor deck, ideal for entertaining family and friends, grilling out, or simply taking in the peaceful surroundings. Whether you're looking for a weekend retreat, vacation rental opportunity, or year-round residence, this cozy home provides the chance to enjoy all that lake life has to offer. Don't miss this opportunity to make lasting memories near the water! Items and year added: 2023 - high efficiency furnace 2024 - new windows, gutters, down spouts, R60 attic insulation, house wrap and siding insulation, water heater, electric dryer 2025- new countertop and dishwasher, water softener 2026 - freshly painted throughout
this nice concrete block home is a great investment. with 2 possible 3 bedrooms this home offers alot of options
Freshly painted four-bedroom home with two full baths with a house that boasts an open great room plus much more! Located on the northern end of Lake Freeman past the Madam Carroll and the Sportsman Inn this property has approximately 110 feet of waterfront. The home has 2,537 square feet of finished area and a 741 square foot basement which could for the kids, a den, or a hobby room. Furnace installed in 2024, roof replaced in 2016, and some trees were cleared on the water side in 2025. Screened porch attached to the back of the house as you walk from the kitchen area. Attic access from the garage and from an upstairs bedroom.
Welcome home to this spacious 3-bedroom, 2-bathroom property offering 1,756 square feet of comfortable living space. In addition to the bedrooms, you'll find a dedicated office and extra space perfect for a home gym or hobby area. The home features a functional kitchen and dining area, a welcoming front porch, and a backyard deck overlooking approximately 1.5 acres and two storage sheds (10x10 and 12x20). With the roof, furnace, and A/C all installed when the home was built 2015. Situated on a quiet dead-end street, this property offers privacy while remaining just 10 minutes from town. Complete with a two-car attached garage, this home combines peaceful country-style living with everyday convenience.
Welcome to this well-maintained one-story ranch home situated on a quiet in-town street with a cul-de-sac. Offering 3 bedrooms, 2 bathrooms, and a functional floor plan, this home features both a spacious living room and a separate family room, providing plenty of space for everyday living and entertaining. The low-traffic location offers a peaceful setting while remaining conveniently close to schools, shopping, dining, and other local amenities. Whether you’re looking for your first home, downsizing, or simply seeking comfortable one-level living, this property is one you’ll want to see.
THIS COMPLETELY UPDATED HOME FEATURES ONE AND A HALF BATHS, TWO BEDROOMS, PERMANENT PIERED BOAT AND WAVERUNNER LIFT ALONG WITH YOUR OWN PRIVATE BOAT LAUNCH, INSIDE YOU WILL ENJOY A NEW KITCHEN, NEW FLOORING, STEEL ROOF, ETC. ITS OPEN CONCEPT IS READY TO MOVE RIGHT INTO AND ENJOY THE WATER FUN. COME SEE IT TODAY...
Enjoy lake living at its best with this charming 2 bed, 1.5 bath Lake Shafer cottage offering 1,100 sq ft of low maintenance living on the main lake. Nestled in a tight-knit lake community, this lake level retreat features a lakeside deck perfect for relaxing, entertaining, and taking in the waterfront views. Included are a community permanent pier, dedicated boat space with shore station, and a swim area for endless summer fun. Not located in a flood plain, this property offers added peace of mind and convenience. If you’re looking for a weekend getaway, this move in ready cottage is your opportunity to enjoy all that Lake Shafer has to offer.
Stunning brick ranch in the desirable Stoney Creek Subdivision in south Monticello, set on a nearly 1-acre partially wooded lot with a creek and a peaceful, tree-lined setting. The property also includes a small, wooded area across the street from the home that could offer additional use. This 3–4 bedroom, 2.5 bath home offers 2,183 sq ft of main level living with a well-designed split floor plan. The spacious 14x17 primary suite features a vaulted ceiling, his and hers separate walk-in closets, and a private bath with a jetted soaking tub and separate stand-up shower. The living room features a fireplace and vaulted ceilings, creating an open and inviting feel. The kitchen includes a walk-in pantry and opens nicely to the main living space, while a den provides flexibility as a home office or potential additional bedroom. Just off the garage, a mudroom-style entry offers a seamless transition into the home and includes the main floor laundry with a utility sink, conveniently located near the primary suite. This functional space also provides access to the basement stairs and an exterior door, adding everyday practicality to the home’s thoughtful layout. The opposite side of the home features the remaining bedrooms, completing the split floor plan design. Enjoy watching wildlife—including deer, squirrels, and a variety of birds—from the covered back patio or while looking out the kitchen window, adding to the home’s peaceful, nature-filled setting. Accessibility features include exterior ramps, a chair lift to the basement, and a walk-in sit/soaking tub. Additional highlights include a 2.5-car attached garage and numerous 2023 updates including carpet, fireplace, furnace, A/C, custom blinds, water softener, refrigerator, walk-in sit/soaking tub, washer and dryer, and cleaned air ducts. The full basement offers an additional 2,183 sq ft with 1,342 sq ft finished, including a 46x25 open family/recreational room, 12x16 plumbed unfinished full bath, 6x10 partially finished room, unfinished 13x10 room, and 14x33 mechanical/storage area. There is no lack of storage or space. This well-maintained home combines space, updates, and a comfortable wooded setting ready for its next owner.
High-bank waterfront lot on Main Lake Freeman offering beautiful, elevated lake views. The property features a steel stairway leading down to a covered deck with a double electric boat lift and an upper-level composite deck—perfect for easy lake access. The upper deck also includes a diving board and adjustable railing sections designed to open up space for water entry, ideal for entertaining and relaxing by the water. The shoreline is protected by a durable steel seawall. This versatile lot includes a single-wide trailer featuring 3 bedrooms and 2 full baths, which can be utilized as-is or removed to make way for your dream home—perfect for a future custom build with a walk-out basement taking advantage of the elevated lake setting. Additional improvements include two storage sheds and a carport, providing ample space for equipment and lake toys. A great opportunity to own a high-bank lot with strong lake presence and flexible building potential on Lake Freeman.
Summer starts here! This one-of-a-kind 5-bedroom, 4.5-bath lakefront getaway delivers room for the whole crew with two connected living spaces designed for unforgettable weekends and effortless entertaining. The main level features a gorgeous luxury kitchen, inviting fireplace, spacious primary suite, bright and cheerful sun-room, guest bedroom and a flexible 20x20 bonus room perfect for a game room, bunk room, or hobby space. Upstairs offers three more bedrooms, a full bath, and a second living area complete with its own kitchen and dining space. Step outside to an enormous lakeside deck overlooking the pier, dock, and covered boat lift. Soak in the jacuzzi after a day on the water, enjoy dinner around the oversized picnic table and welcome guests with the convenient RV hookup. Bring the boats, bring the family and make every day feel like a vacation!
Welcome home! This great starter home has 3 bedrooms and 1 bath and sits on 7 total lots for nearly a half an acre! Featuring some hardwood floors, a wood burning fireplace in the den for those cold evenings, this home offers a lot of space. A 24 x 24 attached garage compliments this affordable home. There is also a nice porch area with an overhang for shade. Privacy and a short distance to Lake Freeman only add to the charm and potential in this sought after ranch style home. Come check this home out and see what personal touches you can add to call it HOME! Plumbing system did not hold positive air pressure at time of winterization.
This spacious two-story home offers 3 bedrooms, with option for 4th bedroom, 2 full bathrooms, and plenty of character throughout. Inside, you'll find original hardwood floors and generous living spaces ready for your personal touch. The full basement provides ample storage and additional possibilities, while the detached 2-car garage offers convenience and extra workspace. Whether you're looking for a place to call home or an opportunity to add value, this property is full of potential. With a little love and imagination, you can transform this house into the home of your dreams. Conveniently located and offering plenty of room to grow, don't miss the chance to make 514 S Bluff Street your own! Being sold “AS IS”
RIVERFRONT QUIET w/ LAKE FUN NEAR BY IT! This 2-3 Bed / 1.5 bath waterfront home on the North end of Lake Shafer has a laid back river home vibe, but is just mere minutes from the fast-n-fun pace of the lake. Multiple updates, including the kitchen, bathrooms, & living room, & an upper level 30 x 11 bunk room w/half bath which is set up so that it can be easily converted to 2 bedrooms or a primary suite. The place to be is the 20 x 12 covered deck off of the living room, overlooking the water & lake level lot with 80' of frontage. A 30 x 12 steel garage, additional storage shed & wrap-around deck top off the outside amenities, while the interior perks include this quiet getaway selling mostly furnished! Whatever your waterfront 'wants' may be, this spot has your needs!
Welcome to 12135 Upper Lake Shore - one of the best positioned properties in all of Sunset Park on Lake Freeman. Built, loved, and maintained by the same family for two decades - here's a rare opportunity to purchase in this highly coveted, private, lake life community. Situated on a lake-level double lot, providing ample parking space, room for additional development (garage, etc), and incredible lake views. Interior features include a spacious open-concept with original hardwood floors, tall ceilings, and over-sized windows for an abundance of natural light. Perfect property positioning allows for lake views from a majority of the home, including the kitchen, living room, dining room, and master bedroom. In addition to double lot, lake-level, living, other exterior features include a covered front porch, concrete drive-way, extended private permanent pier with new decking, and two boat lifts. Some of Monticello's best amenities are within walking distance (or golf cart), Sportsman Inn, Madam Caroll, JW's Outpost, and Sweet Sondra's. Location, location, location - schedule to make it yours!
Beautiful all-brick ranch home offering 4 bedrooms, 2.5 bathrooms, and 2,430 square feet of living space, plus an additional 990 square feet in the basement ready to be finished for even more living area. Situated on 1.215 acres, this property offers a private setting with mature trees and a ravine along the backyard, creating a peaceful and picturesque backdrop that is difficult to find. The home features a spacious and functional floorplan with hardwood floors, a fireplace, and a sunroom filled with natural light and scenic views. The primary suite includes private access to the large composite deck through a sliding door, creating the perfect retreat to enjoy your morning coffee or unwind at the end of the day. Generous room sizes throughout provide plenty of space for family and guests. Outdoor amenities include an attached 24x24 garage, an additional 24x34 detached garage ideal for extra vehicles, hobbies, storage, or a workshop, and a large composite deck overlooking the beautiful natural setting. The expansive yard offers plenty of room for outdoor activities while still maintaining privacy. Conveniently located just minutes from town, this property combines the peace and tranquility of a country-like setting with the convenience of nearby shopping, dining, schools, and everyday amenities. A rare opportunity to own a well-maintained home with space, privacy, and endless potential.
OLDER HOME VERY STURDY NEEDING WORK BUT LOCATION, THE HOME ITSELF HAS SOME THINGS NEEDING WORK BUT IF YOU KNOW HOW TO DO THINGS THIS IS ONE OF THOSE HOUSE THAT CAN B BROUGHT BACK TO LIFE AND GIVE SOMEONE A GREAT HOME TO RAISE ANOTHER FAMILY IN.
Welcome to Paradise Acres on beautiful Lake Freeman! Built in 2018, this home offers over 2,600 square feet of living space and a thoughtfully designed floor plan. Step inside and be greeted by a grand foyer with soaring ceilings that create an impressive first impression. The main level features a spacious great room with a cozy fireplace, an open-concept kitchen and dining area, and a convenient half bath with laundry just off the extended two-car garage. The main-floor primary suite is a true retreat, featuring an elegant tray ceiling with crown molding, a large walk-in closet, and a private en-suite bathroom. Upstairs, you’ll find a versatile loft area that provides the perfect space for a second living room, playroom, home office, or the potential to create a fifth bedroom. Three additional bedrooms share a full bathroom, offering plenty of room for family and guests. Outdoor living is just as inviting with a screened-in porch that opens to an expansive deck overlooking a peaceful wooded backdrop—an ideal setting for relaxing or entertaining. For added peace of mind, the home is equipped with a whole-house generator, ensuring comfort and convenience during unexpected power outages. Enjoy all that Paradise Acres has to offer, including a community common area perfect for picnics, a nearby community T-dock, and your own private boat slip for easy access to the water.Don’t miss this opportunity to enjoy lake-community living with modern comforts, beautiful surroundings, and direct water access. Schedule your showing today!
Remodeled 3 bedroom Ranch Style on a nice Corner lot with excellent location 1 block from Twin Lakes High School, adjacent to City Parks and City Pool. Hospital, Lake Freeman Boat Launch, Nature Park, Wal-Mart in close proximity. 2 car attached garage with asphalt driveway, Nice Fenced Backyard with 12x19 covered back porch, front porch, mature trees in front yard provide shade. Exterior updates include; newer metal roof, many replacement vinyl windows. Interior updates include; laminate plank flooring, updated kitchen and bathrooms, fresh interior paint. Utility upgrades include; newer electric main panel, new a/c unit, new water heater. A rare opportunity to purchase a nice ranch on a corner lot with excellent location and proximity to Monticello's best recreation and retail opportunities.
3 bedroom ranch style house near Lake Freeman/Bluewater Beach Public Boat Launch with nice outdoor amenities including; front wood deck, back patio, newer shed, backyard with natural shade. Newer Metal roof, replacement vinyl windows, gfa/central a/c. Plenty of storage with att. garage and newer 10x16 Shed in Backyard. A great location close to Lake Freeman & retail shopping.
Enjoy panoramic Main Lake Shafer views from this clean and well kept 2 bedroom, 2 bath waterfront cottage offering 50’ of prime lake frontage. This open concept home packs a ton of charm into its 900 square feet, creating the perfect lake getaway or weekend retreat. Relax on the partially covered lakeside deck while taking in breathtaking water views and sunsets across the main lake. The interior is neat, inviting, and move-in ready with a bright lakeside feel throughout. A concrete seawall adds lasting shoreline protection and easy access to the water. Whether you’re boating, entertaining, or simply unwinding at the lake, this cottage delivers the ideal Lake Shafer lifestyle.
Welcome to 509 1/2 Walnut St-Updated 2 bedroom, 1 bath home makes for a perfect starter home, weekend retreat or investment opportunity. This property features newly updated kitchen and bath, along with some major recent upgrades including new furnace and windows added for efficiency and peace of mind. Conveniently located near great local dining establishments, area lakes and just minutes from Indiana Beach. You’ll love the accessibility to fun, recreation and everyday amenities.
This lovely 7+ acre wooded paradise features a private pond and trails that meander along the creek bank. You will love the wooded surroundings and the deck overlooking the local wildlife, including deer and turkeys. The home’s interior is inviting, with open living areas that overlook the pond and wooded surroundings, vaulted ceilings, a stone fireplace, and both living and family rooms. Additional features include a walk-in closet in the primary bedroom, a separate laundry room, all appliances are included, a metal roof, and the home is wired for a generator. The county is currently doing roadwork, so the gravel access is not permanent. See the survey and GIS outlines of this vast, wooded property. Don’t miss out on this peaceful home in a beautiful, serene setting.
LAKE FRONT PROPERTY! Enjoy lake living with this spacious 3 to 4 bedroom, 3 bath home located on one of the most sought after Canals (170 ft of canal frontage) on Lake Freeman! With 2,756 sq ft, this home has a fully finished walkout basement complete with a large entertainment area and custom bar—perfect for entertaining! Step outside to a massive upper deck with a waterproof membrane system, allowing you to enjoy the covered patio below, rain or shine. The property includes two boat lifts, making it easy to get out on the water and enjoy everything the lake has to offer. Additional highlights include a two car garage, a generator hook up, a high-end water softener with reverse osmosis system, newer vinyl siding, and updated front and rear decking. As an added bonus, enjoy the landscaped yard and access to a 2-acre green space directly across the road, perfect for gatherings and outdoor activities with no maintenance required. This is a fantastic opportunity to own a well-maintained canal-front home in a highly desirable location!
Monticello is located in Indiana. Monticello, Indiana has a population of 5,508. Monticello is less family-centric than the surrounding county with 22.73% of the households containing married families with children. The county average for households married with children is 25.24%.
The median household income in Monticello, Indiana is $46,847. The median household income for the surrounding county is $60,327 compared to the national median of $69,021. The median age of people living in Monticello is 45.3 years.
The average high temperature in July is 84.3 degrees, with an average low temperature in January of 16.8 degrees. The average rainfall is approximately 39.5 inches per year, with 19.9 inches of snow per year.
