Nancy KY Real Estate & Homes for Sale

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Beds:
4
Baths:
2.00
Sq.Ft.:
1,944
Status:
Active
MLS#:
26012904
Type:
Single Family
Subdivision:
Rural
Lot size:
5.74 Acres
Year built:
2018
A broker reciprocity listing Courtesy: Keller Williams Commonwealth - Somerset 859-721-2121
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ADDITIONAL INFORMATION

Looking for an affordable Lake Cumberland getaway, investment opportunity, or mini-homestead with incredible potential? This 4-bedroom, 2-bath double-wide mobile home sits on nearly 6 acres and offers a rare combination of space, privacy, and year-round lake views. While the home needs some repairs and TLC, it provides a solid opportunity for buyers looking to add value and make it their own. The spacious floor plan features a primary suite, multiple living areas, and plenty of room for family and guests. Step outside onto the front deck and enjoy a year-round view of Lake Cumberland. The property also includes a hot tub and a large 1,280-square-foot detached building, perfect for boat storage, workshop space, equipment, hobbies, or additional recreational use. Outdoor enthusiasts will appreciate the location, just minutes from Wolf Creek Marina and only a short distance from a nearby public boat ramp, making lake access quick and convenient. With nearly 6 acres of land, there's plenty of room for gardening, recreation, additional buildings, or simply enjoying the peaceful country setting. Whether you're searching for a lake-area retreat, investment property, or a home with acreage and room to grow, this property offers endless possibilities in a highly desirable Lake Cumberland location.

Beds:
4
Baths:
2.00
Sq.Ft.:
3,728
Status:
Active
MLS#:
26012788
Type:
Single Family
Subdivision:
Fox Run
Lot size:
0.9 Acres
Year built:
1995
A broker reciprocity listing Courtesy: Weichert Realtors Ford Brothers, Inc. 606-679-2656
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ADDITIONAL INFORMATION

Discover the perfect Lake Cumberland getaway with this beautifully updated and fully furnished home, ideally located near the local marina and area boat ramps. Whether you're searching for a personal lake retreat or an investment opportunity, this property has a proven history as a successful short-term vacation rental. Step inside and immediately feel at home in the inviting open-concept living area, where exposed wood beams and a cozy fireplace create the perfect atmosphere for relaxing after a day on the water. The well-appointed kitchen features granite countertops, stainless steel appliances, and, along with the dining area, offer plenty of space for gathering with family and friends. Offering 4 bedrooms and 2 full bathrooms, this spacious home is designed with entertaining in mind. The recreation room is packed with fun, featuring a pool table, shuffleboard, foosball, and dartboard. Additional living space includes a comfortable family room, a bunk area, and extra space currently utilized for additional sleeping accommodations, providing room for large groups and guests. A small unfinished walk-out basement houses the laundry area and offers extra storage, while the oversized two-car garage is ideal for storing boats, lake gear, and recreational equipment. Outside, you'll appreciate the multiple porches and deck areas that provide the perfect setting for morning coffee, evening gatherings, or simply unwinding in the peaceful surroundings. Combining comfort, entertainment, and an unbeatable location near Lake Cumberland, this exceptional property is ready for you to start making memories from day one.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,215
Status:
Active
MLS#:
26012469
Type:
Single Family
Subdivision:
Mill Springs
Lot size:
0.35 Acres
Year built:
1960
A broker reciprocity listing Courtesy: The Brokerage 859-983-7365
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ADDITIONAL INFORMATION

PRIVATE BOAT SLIP!!! Welcome to your slice of paradise nestled on the shores of Lake Cumberland. This fully furnished lake house presents a rare opportunity to own a waterfront retreat with four bedrooms, two bathrooms, a massive screened-in porch, and your own BOAT SLIP on the community dock. The exterior features cypress siding and the natural beauty of the surroundings. Inside you'll discover a thoughtfully designed and completely remodeled interior, perfect for relaxing with family and friends. The entertaining space allows for easy flow from the kitchen to the entertaining areas. The screened porch is the perfect spot for enjoying morning coffee, afternoon cocktails, or meals with friends and family while overlooking the lake and listening to the passing boats. Take a stroll to the water's edge or hop on a golf cart, you are going to love spending your days boating or simply lounging by the water, with your own slip in the private community dock. The 30'x40' garage is ideal for your toys and off season boat storage. Current owners are generating income through AirBNB and VRBO.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,620
Status:
Active
MLS#:
26012330
Type:
Single Family
Subdivision:
Shady
Lot size:
0.58 Acres
Year built:
2023
A broker reciprocity listing Courtesy: Re/Max Victory + Affiliates 859-372-6000
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ADDITIONAL INFORMATION

Welcome to your perfect lake retreat -- a beautifully designed 3-bedroom, 2-bath home offering over 2,100 square feet of comfort, style, and functionality. Situated on just over half an acre, this 2.5-year-old home features year-round lake views, a flat lot, and the ideal setup for relaxing weekends or full-time living. Inside, you'll find two spacious living rooms, providing plenty of room for entertaining, hosting guests, or creating separate spaces for relaxation and recreation. The executive-style primary suite features a stunning oversized walk-in tile shower, adding a luxurious touch to everyday living. A hidden bonus multi-purpose room offers endless possibilities for a home office, bunk room, game room, gym, or additional storage. Step outside and enjoy the oversized front porch, perfect for relaxing mornings and evenings, while the back deck offers beautiful year-round lake views and the perfect setting for summer cookouts, entertaining, or unwinding after a day on the water. The circle pull-through driveway adds both convenience and curb appeal, while additional rear parking provides plenty of space for guests, boats, or recreational vehicles. The backyard also features a full camper hookup, making it easy to host family and friends or accommodate additional guests during busy lake weekends. This home is being offered fully furnished and move-in ready, excluding personal items, the master bedroom set, and washer and dryer making it the perfect turnkey property for enjoying beautiful summer weekends at the lake. Conveniently located approximately 1 mile from Wolf Creek Marina and about 5 miles from the world-famous Harris Grocery, this property combines modern comfort, thoughtful design, and easy access to some of the area's most popular lake destinations.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,000
Status:
Active
MLS#:
26012081
Type:
Single Family
Subdivision:
Serenity
Lot size:
0.43 Acres
Year built:
2026
A broker reciprocity listing Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland 606-875-1333
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ADDITIONAL INFORMATION

Brand new construction in a highly desirable lake community! This beautifully designed 3 bedroom, 2 bath home offers oversized bedrooms, an open and airy floor plan, and quality finishes throughout. The spacious kitchen is truly the heart of the home, featuring a large island, abundant cabinetry, and plenty of room for entertaining family and friends. Durable LVP flooring flows throughout the entire home, creating a stylish and low-maintenance living space. Enjoy peaceful lake views from the front of the property and the convenience of no steps, making this home ideal for easy everyday living. The attached 2-car garage provides ample storage, while the golf cart path to Lee's Ford Marina makes lake days effortless and fun. Whether you're looking for a full-time residence or the perfect lake retreat, this home combines comfort, convenience, and location all in one incredible package!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,072
Status:
Active
MLS#:
26012171
Type:
Single Family
Subdivision:
Rural
Lot size:
5 Acres
A broker reciprocity listing Courtesy: Lake Cumberland Real Estate Professionals 606-677-0059
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ADDITIONAL INFORMATION

Check out this gorgeous 5 acre property with a country setting featuring a huge variety of improvements! The house is somewhat of a berm home. It has been remodeled throughout. LOTS of square footage on 1 level and very accessible. The garage is in the process of being converted into another living area of over 1100 sq ft. It has dry wall and ready to paint, plumbed for 2 bathrooms with shower stalls installed,has its own electric meter and septic system. A great place for an adult child or older parent or even rental income.There is also a full rv hookup on the property. There is a nice barn on the property and other outbuildings. The seller has planted numerous chestnut trees on property and yes there's an orchard also with many different kinds of fruit trees. A large fenced garden and lots of beautiful flowers. If you want to be in the country then this 5 acre retreat is stacked full of possibilities! Approx. 3 miles to Cumberland Point park and ramp.

Beds:
1
Baths:
1.00
Sq.Ft.:
439
Status:
Active
MLS#:
26012076
Type:
Single Family
Subdivision:
Spring Branch Hollow
Lot size:
1.1 Acres
Year built:
2025
A broker reciprocity listing Courtesy: Keller Williams Commonwealth - Somerset 859-721-2121
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ADDITIONAL INFORMATION

Searching for a peaceful tiny home retreat near Lake Cumberland? This brand new 439 square foot tiny home on a 1-acre lot in Nancy, Kentucky offers the perfect blend of rural living and modern convenience. Whether you're looking for a weekend lake getaway, a full-time minimalist lifestyle, or an investment opportunity, this property checks all the boxes. The home features attractive wood and stone siding, a durable metal roof, warm wood-finished interior walls, and a mini-split HVAC system to keep you comfortable year-round. Inside you'll find a functional layout complete with a designated bedroom, full bathroom, stove top, microwave, and refrigerator coming soon. Thoughtfully designed to maximize space while maintaining comfort and charm. Outside, the driveway provides ample room for boat and trailer parking, plus additional land for a future garage, workshop, or expanded parking area. Conveniently located less than 10 minutes from Lake Cumberland boat ramp access, this property is ideal for lake lovers and outdoor enthusiasts. With fiber optic internet available through Duo County, it's also a great option for remote work or a peaceful full-time residence. Short-term rentals are permitted, making this an excellent Airbnb or VRBO investment opportunity near one of Kentucky's top recreational destinations.

Beds:
2
Baths:
1.00
Sq.Ft.:
900
Status:
Active
MLS#:
26012039
Type:
Single Family
Subdivision:
Rural
Lot size:
1.12 Acres
Year built:
2023
A broker reciprocity listing Courtesy: Keller Williams Legacy Group 859-544-6175
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ADDITIONAL INFORMATION

Welcome to 61 Coleman Cemetery Road in Nancy, Kentucky — one of Lake Cumberland's best-kept secrets. Built within the last two years, this custom-built property combines modern comfort, thoughtful design, and the laid-back lake lifestyle buyers are searching for. From the moment you arrive, the beautiful curb appeal and circular pull-through driveway make a lasting first impression. The main living area features an inviting open-concept floor plan connecting the kitchen and living space, along with 1 bedroom and 1 full bath. Warm cedar finishes and luxury vinyl plank flooring create the perfect blend of rustic charm and modern style. The detached cottage offers an additional bedroom and half bath, bringing the property to a total of 2 bedrooms and 1.5 baths — ideal for guests, weekend visitors, or added privacy. Situated on approximately 1.12 acres, the property is deeded to allow for two homes, offering the opportunity to build an additional structure or second residence — a rare find this close to Lake Cumberland. Out back, enjoy a private, secluded setting overlooking trees and frequent wildlife sightings, all nestled within a quiet section near the lake. A massive 24x48 covered pull-through storage and patio area provides endless flexibility for storing a camper, boat, vehicles, or creating the ultimate covered outdoor entertaining space. Located just 0.5 miles from Wolf Creek Marina and the popular Fishtales restaurant, this property offers unbeatable convenience to the water and lake lifestyle. Enjoy easy access to annual and short-term boat storage, marina slips, and a quick golf cart ride to launch your next day on Lake Cumberland. By water, you're also just a short ride from both Jamestown Marina and State Dock Marina. The location also offers the perfect balance of privacy and convenience — just 25 minutes from downtown Somerset and approximately 5 minutes from Harris Grocery. Additional boat storage rentals are located directly across the street, giving you even more room and flexibility to store your boat, jet skis, and lake toys. Consistently ranked among the top lakes in the country, Lake Cumberland is known for its beauty, recreation, and unforgettable lifestyle — and this property places you right in the heart of it all. Opportunities this close to the water are incredibly hard to find, and you simply can't beat the proximity and flexibility this property offers. There are so many possibilities with this unique property. If you've been searching for your Lake Cumberland getaway — a place to relax, make memories, and spend quality time with family and friends — this could be exactly what you've been looking for.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,962
Status:
Active
MLS#:
26011924
Type:
Single Family
Subdivision:
Rural
Lot size:
0.25 Acres
A broker reciprocity listing Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland 606-875-1333
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ADDITIONAL INFORMATION

This home TRULY has it ALL!!! Beautiful HOME, 30x34 Garage, ALL Furniture, A 1998 PONTOON BOAT, an EZGO GOLF CART and a BOAT SLIP! Experience the ultimate lake lifestyle with this fully turn-key 3BR 2BA lake home where EVERYTHING is included! From the moment you walk in, you'll love the warm wood floors and ceilings, inviting living spaces, and cozy fireplace perfect for relaxing after a fun-filled day on the lake. The full finished basement provides additional living and entertaining space for family and guests. This property is truly ready to enjoy from day one and comes fully furnished, including a boat slip at Dock 1, a 1998 pontoon boat with a new motor, and an EZ-Go golf cart — all included with the sale! Recent exterior updates include brand new siding and a new shingled roof, giving peace of mind for years to come. The impressive 30x34 detached garage offers plenty of room for all your lake toys and currently stores the pontoon boat, golf cart, mower, and grill with additional space remaining. Whether you're searching for a weekend retreat, vacation rental investment, or full-time lake home, this property offers the complete package. Just bring your clothes and start making memories at the lake!

Beds:
5
Baths:
5.00
Sq.Ft.:
4,129
Status:
Active
MLS#:
26011773
Type:
Single Family
Subdivision:
Serenity
Lot size:
1.17 Acres
Year built:
2005
A broker reciprocity listing Courtesy: Lake Cumberland Real Estate Professionals 606-677-0059
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ADDITIONAL INFORMATION

Stunning lake view home located in the highly desirable Serenity Subdivision, just a short golf cart ride to Lees Ford Marina! This beautifully maintained all-brick home offers breathtaking views from every level and sits on TWO spacious lots for added privacy and space!! This home features numerous updates throughout, including updated bathrooms and kitchen, fresh paint, a new roof, and an expansive new 960 sq. ft. rear deck perfect for entertaining, plus a second-level deck to enjoy even more incredible views. The main floor welcomes you with a grand foyer, vaulted ceilings, hardwood and new tile flooring, new carpet, new garage doors, new windows , and new HVAC. The oversized primary suite features a private ensuite bath, while the main level also includes a formal dining room, eat-in kitchen, laundry room, and additional bathroom. Upstairs offers three generously sized bedrooms and a full bath. The fully finished basement provides incredible versatility and could easily serve as a separate living space or apartment, complete with its own kitchen, den, bedroom, one full bathroom and one half bathroom . This home has been exceptionally well maintained and offers the perfect blend of space, comfort, and lake living in one of the area's most sought-after neighborhoods.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,009
Status:
Active
MLS#:
26011155
Type:
Single Family
Subdivision:
Rural
Lot size:
0.78 Acres
Year built:
1992
A broker reciprocity listing Courtesy: Lake Cumberland Real Estate Professionals 606-677-0059
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ADDITIONAL INFORMATION

Welcome to this beautifully remodeled home nestled in a desirable neighborhood in Nancy, offering the perfect blend of modern updates, comfort, and convenience. Situated on a spacious lot that extends to a peaceful creek line, this property provides a beautiful setting while being just minutes from shopping, dining, schools, and everyday amenities. Inside, you'll appreciate the extensive renovations and thoughtfully designed layout. The main level features a spacious primary suite, a stunning updated kitchen with abundant cabinetry, beautiful countertops, and custom details, along with a convenient half bath and laundry area. The open layout creates an ideal space for both everyday living and entertaining. Upstairs offers two additional bedrooms and a full bathroom, providing plenty of room for family, guests, or flexible use. Outside, enjoy great curb appeal, a welcoming covered front porch, oversized driveway, and a yard with room to relax and enjoy the natural creek setting. Move-in ready and beautifully updated, this Nancy home offers the perfect combination of style, space, and location.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,680
Status:
Active
MLS#:
26010988
Type:
Single Family
Subdivision:
Rural
Lot size:
2.14 Acres
Year built:
1984
A broker reciprocity listing Courtesy: Keller Williams Collective 502-554-9500
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ADDITIONAL INFORMATION

What an amazing deal!! If you are looking for a lake house, this is the home for you! It's walking distance to the lake for those days you want to go for a quick swim or to go fishing. It's a mile to the Ford Hollow boat ramp. There are boat slips you can rent for the year! This home is a 3 bedroom and 2 bath ranch style home. It has a nice front porch perfect for enjoying the great outdoors or relaxing in the hot tub on the back deck!! It has a spacious living room with a fireplace for those chilly evenings, nice spacious kitchen, and dining room. This home has a finished basement for extra room. It has a detached garage to store your boat or lake toys. This is a great opportunity to own a lake home or a permanent residence.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,115
Status:
Active
MLS#:
26011744
Type:
Single Family
Subdivision:
Serenity
Lot size:
0.4 Acres
Year built:
2007
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
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ADDITIONAL INFORMATION

Location and recent upgrades?! This is it! Beautifully maintained full brick home offering an abundance of space and numerous updates in an unbeatable location just beside Lee's Ford Marina! This 3 bedroom home features brand new hardwood flooring throughout the main living spaces and new carpet in two of the three bedrooms, creating a fresh and inviting feel throughout. Recent improvements include a NEW roof and gutters, NEW water heater, NEW garage door, and a couple of NEW windows, giving buyers added peace of mind. Inside, you'll find an enormous kitchen with ample cabinetry and room for an eat-in dining area, along with a separate formal dining room perfect for entertaining. An additional office or bonus room provides flexible space for working from home, hobbies, or a second living area. The spacious living room showcases beautiful trey ceilings and crown molding, adding character and charm throughout the home. The large primary suite offers a walk-in closet and step-in shower for comfort and convenience. Outside, enjoy newly landscaped grounds and relax on the covered back patio overlooking peaceful farmland views. Combining space, updates, and an exceptional location near the marina, this home is priced to sell and ready for its next owner!

Beds:
4
Baths:
3.00
Sq.Ft.:
4,262
Status:
Active
MLS#:
26010767
Type:
Single Family
Subdivision:
Rural
Lot size:
20 Acres
Year built:
1975
A broker reciprocity listing Courtesy: High Point Realty & Auction 859-200-2084
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ADDITIONAL INFORMATION

Experience peace, privacy, and endless possibilities on approximately 20 gently rolling acres of lush pastureland. A natural spring and creek, fed by a neighboring well, meander through the property providing a year-round water source that's ideal for farm animals or livestock and attracting abundant wildlife that enhance the tranquil setting. Nestled at the end of a private drive, this beautiful brick ranch and detached 2 car garage with electric offers the perfect blend of seclusion and convenience, just minutes from the Cumberland Parkway. Recent updates include a new roof and gutters on house and detached garage (May 2024) and freshly painted interior, making it move-in ready for its next owner. Multiple Lake Cumberland Marinas and boat ramps within a short drive of the property. Inside, the home's ideal in-law floorplan features 4 bedrooms and 2 full baths on the main level, plus a partially finished basement with 2 additional bedrooms, a full bath, a second kitchen, and laundry hookups--perfect for guests, extended family, or rental potential. The primary suite is privately located on its own wing of the home and offers a true retreat with an oversized bedroom, spa-inspired ensuite with jetted tub, dual sinks, tiled walk-in shower with rain head and body sprays, and a spacious walk-in closet with laundry conveniently nearby. Outdoors, you'll find everything needed for country living or hobby farming, including a 30x50 pole barn with concrete floor, run-in sheds with 5 usable stalls, and the original cattle barn. Property includes three fenced sections--ready for livestock or horses. The bottom 10 acres are flat, cleared, and ready to expand your farm, create additional pastures, or even sell off separately for future income potential. If you've been dreaming of your own slice of Kentucky paradise--where the land, water, and lifestyle come together beautifully--this property truly has it all!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,152
Status:
Active
MLS#:
26010470
Type:
Single Family
Subdivision:
Rural
Lot size:
5.85 Acres
Year built:
2016
A broker reciprocity listing Courtesy: Cumberland Realty Group & Auctions LLC 606-676-0460
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ADDITIONAL INFORMATION

Situated on 5.85 UNRESTRICTED ACRES close to Lake Cumberland and Somerset Kentucky This well-maintained home offers the perfect blend of peaceful country living and outdoor recreation opportunities. With nearly 6 unrestricted acres there's plenty of room to design your own private ATV and dirt bike track, additionally there're many ideal sites for another home, pole barn, workshop, garden or greenhouse. Recent updates include a new metal roof (2024), septic system (2024) & electric service (2024) and a storage shed equipped with 100-amp electric service and 30-amp RV hookup for RV guests or a multi-family recreational retreat. Whether you're looking for a full-time residence, weekend getaway, recreational property or investment opportunity. This property offers increasingly hard to find UNRESTRICTED ACREAGE with the freedom, privacy, space and tranquility you have been searching for.

Beds:
4
Baths:
3.00
Sq.Ft.:
2,900
Status:
Active
MLS#:
26010117
Type:
Single Family
Subdivision:
Rural
Lot size:
2.7 Acres
Year built:
2019
A broker reciprocity listing Courtesy: Weichert Realtors Ford Brothers, Inc. 606-679-2656
View additional info

ADDITIONAL INFORMATION

5-STAR AIRBNB for 16+GUESTS + 4 BEDS + 3 BATHS + FURNISHED Timber Ridge Lodge is a featured Airbnb Guest Favorite with 34 five-star reviews, making it one of the most loved vacation homes on the platform. Nestled on Lots 19-24 totaling approx 2.7 acres, this luxury timber-frame retreat offers privacy and seclusion just 1.5 miles from Wolf Creek Marina and nearby boat ramp access. Designed to accommodate 16+ guests, this custom-built home features 4 bedroom options with a layout ideal for large gatherings or vacation rental potential. The main floor includes two private en-suite bedrooms, while the second-floor bedroom offers two queen beds, an office nook, and a large walk-in closet. The expansive third-floor loft spans the entire length of the home, creating the perfect private children's retreat, bunk room, rec space, or additional sleeping area complete with a huge walk-in closet/attic storage area extending the length of the house. Beautiful eastern white pine throughout gives the home a warm, inviting cabin feel, complemented by a gorgeous kitchen, open living spaces, and covered wraparound decks (with heaters!) perched high among the trees. Relax under the stars, enjoy the peaceful wooded setting, or spend the day on the lake just minutes away. Property is being sold mostly furnished, including kitchen appliances, washer/dryer, front deck furniture, Adirondack chairs, outdoor firepit area, and Pit Boss pellet grill. Family heirlooms, artwork, and personal items excluded. Whether you're searching for a private Lake Cumberland retreat, luxury vacation home, or income-producing investment near Wolf Creek Marina, Timber Ridge Lodge delivers space, charm, and unforgettable experiences.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,000
Status:
Active
MLS#:
26010047
Type:
Single Family
Subdivision:
Pine Tree Estates
Lot size:
0.4 Acres
Year built:
2025
A broker reciprocity listing Courtesy: Keller Williams Commonwealth - Somerset 859-721-2121
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ADDITIONAL INFORMATION

Now offering this Lake Cumberland retreat that feels like a park-like getaway. This newly built barndominium-style home features soaring 14-foot ceilings and a spacious open layout that connects the living, kitchen, and dining areas. The attached oversized garage was thoughtfully designed to store everything -- from boats and ATVs to smaller lake toys. With 2 bedrooms, 1 bathroom, and a large flat lot surrounded by mature trees, the property offers rare privacy in one of Lake Cumberland's most scenic neighborhoods. Just minutes from local boat ramps and conveniences, this home combines quality new construction with the peace and quiet of a true lake escape.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,880
Status:
Active
MLS#:
26010013
Type:
Single Family
Subdivision:
Rural
Lot size:
8.64 Acres
Year built:
1997
A broker reciprocity listing Courtesy: RE/MAX LakeTime Realty 606-679-7653
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ADDITIONAL INFORMATION

Welcome to your private retreat at 11279 Kentucky Highway 196 in Nancy, KY—where comfort, space, and nature come together beautifully. This well-maintained, fully updated home offers an impressive 3,760 square feet of finished living space, with 1,880 sq ft above grade and an additional 1,880 sq ft in a fully finished walkout basement. Whether you need room to grow, entertain, or create a multi-generational setup, this home delivers. Surrounded by peaceful countryside, you'll enjoy watching deer, birds, and other wildlife right from your front porch or back patio, with scenic views of farmland, trees, and rolling hills. Inside, the home features granite countertops throughout the kitchen and bathrooms, along with a thoughtfully designed basement that includes a second kitchen and plenty of space for additional bedrooms or living quarters—perfect for guests or extended family. The poured concrete basement offers both walkout and walk-up access, adding convenience and durability. Car enthusiasts and outdoor lovers will appreciate the abundance of garage space, including an attached garage, detached garage, and basement garage—accommodating up to five vehicles. Recent updates provide peace of mind, including a brand-new HVAC system installed in April 2026 (with warranty) and a new, 1 year old Metal Roof (with warranty). For lake lovers, you're just minutes from multiple boat ramps—one less than a mile away and another within three miles—making it easy to enjoy the water anytime. This is a rare opportunity to own a move-in-ready home with space, privacy, and modern updates in a beautiful setting.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,067
Status:
Active
MLS#:
26009918
Type:
Single Family
Subdivision:
Rural
Lot size:
0.89 Acres
Year built:
2011
A broker reciprocity listing Courtesy: Premier Properties of Lake Cumberland, Inc. 606-676-0707
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ADDITIONAL INFORMATION

Escape to the peace and simplicity of country living with this charming 3-bedroom home nestled on 0.89 acres (per PVA). Surrounded by open space and natural beauty. Inside, you'll find a comfortable layout with spacious bedrooms, a cozy living area, and plenty of natural light throughout. The kitchen provides ample cabinet space and room for everyday dining or entertaining. Full unfinished walkout basement with poured concrete perimeter. Step outside and enjoy the wide-open yard—ideal for gardening, pets, or simply relaxing and taking in the quiet surroundings. With room to make it your own, this property is full of potential. Don't miss this opportunity to own your own slice of rural charm! (fresh paint throughout and a new rear deck)

Beds:
5
Baths:
4.00
Sq.Ft.:
2,769
Status:
Active
MLS#:
26009685
Type:
Single Family
Subdivision:
Shepola Shores
Lot size:
0.71 Acres
Year built:
2024
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
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ADDITIONAL INFORMATION

2,769 sq ft main level + 2,140 sq ft lower level with heat and air — approx. 4,909 sq ft total ='s - A whole lot of space for the money. Newly built in 2024, this beautifully crafted 1.5-story home offers 5 bedrooms and 4 full baths with an open layout designed for comfort and entertaining. Real hickory hardwood floors, 10'+ cathedral ceilings, custom trim, and a striking fireplace anchor the main living space, while the kitchen features upscale finishes with granite countertops and white oak cabinetry. Large windows bring in natural light and capture lake views throughout. The lower level is already framed, plumbed, and HVAC- installed, giving you immediate flexibility to expand to suit your needs. Step out onto the oversized, partially enclosed composite back deck overlooking Lake Cumberland, with a fenced yard below perfect for everyday use. Complete with a 3-car garage and additional parking, all just a few minutes from Somerset, multiple boat ramps and Lee's Ford Marina.

Beds:
2
Baths:
1.00
Sq.Ft.:
624
Status:
Active
MLS#:
26009501
Type:
Single Family
Subdivision:
Pine Tree Estates
Lot size:
0.5 Acres
Year built:
2013
A broker reciprocity listing Courtesy: Weichert Realtors Ford Brothers, Inc. 606-679-2656
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ADDITIONAL INFORMATION

Cabin + Garage + Hot Tub + Privacy + Furnished! Just minutes from the lake and a nearby boat ramp, this turnkey log-sided cabin at 318 Pine Tree Circle offers the perfect blend of recreation, rental potential, and relaxing lake life. Built in 2013, this fully furnished 2-bedroom, 1-bath home is currently operating as a successful short-term rental and sits beside Army Corps of Engineers land for added privacy and a peaceful natural setting. Inside, you'll love the rustic charm paired with modern updates including new kitchen appliances, new flooring, a brand-new mini split HVAC system, and a brand-new hot tub. The open-concept layout creates a cozy cabin feel, while the outdoor fire pit area is perfect for evenings under the stars. The home comfortably sleeps up to 8 guests with a main-level bedroom featuring a Queen bed, a sleeper sofa in the living room, and an upstairs loft with a Full bed plus two Twin beds. One of the standout features is the impressive 30x40 detached garage—currently used as a recreation/game room and ideal for storing boats, side-by-sides, kayaks, and all your lake toys. At the back of the garage, a 12x30 bonus room with a separate entrance offers incredible potential to finish as an additional bedroom, bunk room, office, or private guest space. A 12x8 storage building with shelving provides even more room for gear and supplies. Whether you're looking for a proven income-producing property, weekend getaway, or full-time lake retreat, this property delivers the perfect mix of comfort, privacy, and adventure near Lake Cumberland.

Beds:
3
Baths:
4.00
Sq.Ft.:
2,992
Status:
Active
MLS#:
26010019
Type:
Single Family
Subdivision:
Rural
Lot size:
3 Acres
Year built:
2009
A broker reciprocity listing Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland 606-875-1333
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ADDITIONAL INFORMATION

LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,064
Status:
Active
MLS#:
26009267
Type:
Single Family
Subdivision:
Shepola Shores
Lot size:
0.74 Acres
Year built:
2026
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
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ADDITIONAL INFORMATION

Modern lakefront living at its finest. This stunning 3 bed, 2 bath home sits on .73 acres in the highly desirable Shepola Shores Subdivision, offering the perfect blend of style, space, and location. Inside, you'll find a clean, modern design highlighted by oversized custom tile showers that set this home apart. Step outside and enjoy true lakefront access, with multiple boat ramps nearby and just minutes from Lees Ford Marina. For those wanting even more room or investment potential, the adjoining lot is also available. Whether you're looking for a full-time residence or a weekend escape, this one checks the boxes.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,640
Status:
Active
MLS#:
26009252
Type:
Single Family
Subdivision:
Westwood Estates
Lot size:
1.23 Acres
Year built:
1990
A broker reciprocity listing Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland 606-875-1333
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ADDITIONAL INFORMATION

Beds:
5
Baths:
2.00
Sq.Ft.:
2,016
Status:
Active
MLS#:
26008544
Type:
Single Family
Subdivision:
Rural
Lot size:
3.5 Acres
Year built:
2023
A broker reciprocity listing Courtesy: Keller Williams Collective 502-554-9500
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ADDITIONAL INFORMATION

This beautiful home features an open concept living/dining area that's perfect for family or entertaining guests. It includes a breakfast bar in the kitchen as well as a spacious dining room. It has 5 bedrooms, 2 full baths, and laundry room. This home is located on a beautiful 3.5 acre wooded area. It has a 3 Bay garage perfect for lake toys. It includes an above ground pool for those hot summer days. It's approximately 7 miles from Cumberland Point Recreation Area and Boat Dock. (If additional acreage is desired, please see MLS #25506556.)

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Andrea D. Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way, Suite 102, Lexington, KY 40509


The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Lexington Bluegrass Multiple Listing Service. The Broker providing this data believes them to be correct but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2026 Lexington Bluegrass Multiple Listing Service. All rights reserved.



Nancy 42544 Real Estate

Nancy is located in Kentucky. Nancy, Kentucky 42544has a population of 5,712. Nancy 42544 is less family-centric than the surrounding county with 21.59% of the households containing married families with children. The county average for households married with children is 28.57%.

The median household income in Nancy, Kentucky 42544 is $42,384. The median household income for the surrounding county is $42,652 compared to the national median of $69,021. The median age of people living in Nancy 42544 is 47.8 years.

Nancy Weather

The average high temperature in July is 85.8 degrees, with an average low temperature in January of 25.3 degrees. The average rainfall is approximately 50 inches per year, with 10.7 inches of snow per year.

Nancy Map

Nancy Real Estate Market Conditions

  • Median sales price

    $238,500
    16.7%
    change since last quarter
  • # Active listings

    132
    30-day change

Nancy Schools and Demographics

Education near Nancy, KY

City County
High School Graduates 86.69 83.42
College Degree - 2 year 11.97 9.62
College Degree - 4 year 16.94 17.16
Graduate Degree 5.45 5.83
Expenditures per Student 11,277 11,277
Students per Teacher 15.6 15.6

Elementary Schools near Nancy, KY

Grades Students P/T Ratio ZIP
Burnside Elementary School PK - 05 490 14.5 42519
Hopkins Elementary School PK - 04 687 17.7 42501
Nancy Elementary School PK - 05 398 14.1 42544
Northern Elementary School PK - 05 431 15.8 42503
Oak Hill Elementary School KG - 05 512 16.5 42503
Pulaski Elementary School KG - 05 634 16.8 42503
Science Hill Elementary School PK - 08 499 19 42553
Shopville Elementary School PK - 05 385 15.7 42503
Southern Elementary School KG - 05 673 16.7 42501

Middle Schools near Nancy, KY

Grades Students P/T Ratio ZIP
Meece Middle School 05 - 08 490 16.6 42501
Northern Middle School 06 - 08 832 18.1 42503
Southern Middle School 06 - 08 995 18.9 42501

High Schools near Nancy, KY

Grades Students P/T Ratio ZIP
Pulaski County High School 09 - 12 1,160 19 42503
Somerset High School 09 - 12 512 14.1 42501
Southwestern High School 09 - 12 1,205 17.1 42503

Ungraded Schools near Nancy, KY

Grades Students P/T Ratio ZIP
Pulaski County Area Technology Center UG - UG 0 42503
Pulaski Somerset Day Treatment 05 - 12 78 42503

Demographics near Nancy, KY 42544

Zip Code City
Neighborhood Type Small town
Population 5,712 64,717
Population Density 39 98
Median Age 47.8 41.8
People per Household 2.3 2.5
Median Household Income 42,384 42,652
Average Income per Capita 30,289 26,936

Real estate near Nancy