Monticello KY Real Estate & Land for Sale

97 Properties Found

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Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25505349
Type:
Land
Subdivision:
Harrison
Lot size:
0.69 Acres
A broker reciprocity listing Courtesy: Re/Max Country Lakes 606-200-5061
View additional info

ADDITIONAL INFORMATION

An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping, and recreational amenities, this property offers a desirable balance of privacy and accessibility. A rare find in an established subdivision.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25504531
Type:
Land
Subdivision:
Rural
Lot size:
0.51 Acres
A broker reciprocity listing Courtesy: Weichert Realtors Ford Brothers, Inc. 606-679-2656
View additional info

ADDITIONAL INFORMATION

This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25503878
Type:
Land
Subdivision:
Sandstone Point
Lot size:
3.5 Acres
A broker reciprocity listing Courtesy: Team Gumm Realty 606-875-6616
View additional info

ADDITIONAL INFORMATION

Lots 87,88 and 89 sandstone point Subdv underground utilities in place

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25503414
Type:
Land
Subdivision:
Rural
Lot size:
1.07 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank already installed - save time and money Water meter in place - ready for your build or RV Easy access to outdoor recreation and lake activities Peaceful, natural setting with mountain views nearby This is a rare opportunity to own a turnkey-ready lot in an area known for its beauty, recreation, and investment potential. Utilities are in place - just bring your plans and get started!

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25501442
Type:
Land
Subdivision:
Rural
Lot size:
2.2 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business, medical offices, or apartment development, this parcel combines convenience, exposure, and flexibility for your next project. No Restrictions

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25501665
Type:
Land
Subdivision:
Tom O'ryan Lake Lots
Lot size:
1.02 Acres
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
View additional info

ADDITIONAL INFORMATION

Beautiful Lake community, building lot just over 1 acre! This well maintained area is the perfect location to build your dream getaway. Lightly restricted to protect your investment and within minutes of several ramps including Ramsey's Point, Tom Back Rd, and Conley Bottom. The private drive has been freshly graded and graveled! Lot 11 & 12 offered together or may be sold individually.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25500164
Type:
Land
Subdivision:
Sandstone Point
Lot size:
0.76 Acres
A broker reciprocity listing Courtesy: Keller Williams Commonwealth - Somerset 859-721-2121
View additional info

ADDITIONAL INFORMATION

Build your dream home on this .76-acre lot in Sandstone Point, a gated community just 5 miles from Beaver Creek Marina. Community guidelines include a minimum 1,400 sq ft home size, no mobile homes or doublewides, and barndominiums with approval. Enjoy underground utilities, electric and water access, and a septic system to be installed when you build. The neighborhood offers a peaceful, mountain-inspired setting close to shopping, restaurants, and amenities in Monticello and Somerset. Perfect for a vacation home, full-time living, or investment near Lake Cumberland!

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25017760
Type:
Land
Subdivision:
Bluewater Hgts
Lot size:
0.77 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 29

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25017759
Type:
Land
Subdivision:
Bluewater Hgts
Lot size:
1.72 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lot 28

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25017758
Type:
Land
Subdivision:
Bluewater Hgts
Lot size:
0.97 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Buildable Lots Near Lake Cumberland - Multiple Options! Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most desirable lake areas. Lots 31 and 32

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25012816
Type:
Land
Subdivision:
Cumberland Shores
Lot size:
0.64 Acres
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
View additional info

ADDITIONAL INFORMATION

MAKE AN OFFER! Great .64 acre lake view lot overlooking Lake Cumberland. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors. Underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1000 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25012381
Type:
Land
Subdivision:
Cumberland Shores
Lot size:
0.96 Acres
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
View additional info

ADDITIONAL INFORMATION

Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up neighborhood do you? They don't make any more lake property the saying goes. Make sure you get yours. Cumberland Shores is a gated community just north of Monticello, KY. Beaver Creek Marina is only 7 miles away for easy lake access. Underground utilities and a low tax rate make this a highly desirable property. This lot offers the perfect blend of tranquility and convenience for your dream home. This lot offers the perfect blend of tranquility and convenience for your dream home. Fun Fact: Monticello is the Houseboat Capital of the World due to numerous manufacturers located there.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25011808
Type:
Land
Subdivision:
Rural
Lot size:
1.85 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and budget. Don't miss this rare opportunity to own near one of the lake's most popular destinations! Tract #8 1.84 Acres

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25011807
Type:
Land
Subdivision:
Rural
Lot size:
0.64 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and budget. Don't miss this rare opportunity to own near one of the lake's most popular destinations! Tract #4 .637 Acre

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25011804
Type:
Land
Subdivision:
Rural
Lot size:
0.64 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and budget. Don't miss this rare opportunity to own near one of the lake's most popular destinations! Tract #3 .636 Acre

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25011803
Type:
Land
Subdivision:
Rural
Lot size:
2.07 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and budget. Don't miss this rare opportunity to own near one of the lake's most popular destinations! Tract #5 2.07 Acres

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25011802
Type:
Land
Subdivision:
Rural
Lot size:
1.35 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and budget. Don't miss this rare opportunity to own near one of the lake's most popular destinations! Tract #2 1.37 Acres

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25010691
Type:
Land
Subdivision:
Fall Creek Heights
Lot size:
1.68 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25010690
Type:
Land
Subdivision:
Fall Creek Heights
Lot size:
1.83 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 36, 37 and 38. 1.83 Acres

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25010360
Type:
Land
Subdivision:
Cumberland Shores
Lot size:
0.95 Acres
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
View additional info

ADDITIONAL INFORMATION

Beautiful acre building lot in Cumberland Shores a gated community north of Monticello, KY. It would be a great lot for a walkout basement home with aq front loading garage. It's a short hike to the lake, close to several ramps. Lots of privacy! Fewneighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up the place. You don't want a junked up neighborhood do you? Beaver Creek Marina is only 7 miles away for easy lake access. Despite being next to the lake and giving the feeling of 'being away from it all,' great shopping including a Walmart Super Center, restaurants, pharmacies, hardware stores and more are close by in Monticello and beautiful Somerset is just a short drive away. They don't make anymore lake property the saying goes. Make sure you get yours.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25009320
Type:
Land
Subdivision:
Rural
Lot size:
106 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

106 Acres - A Hunter & Angler's Paradise Escape to your own private retreat with this stunning 106-acre tract, bordered by ±230 acres of landlocked U.S. Army Corps of Engineers property—providing unmatched seclusion and abundant wildlife. Whether you're chasing trophy bucks or casting a line, this property delivers the ultimate in outdoor recreation. A public boat ramp is just under a mile away, giving you quick access to Lake Cumberland, with Beaver Creek Marina just minutes downstream. All the essentials are within reach, with town only 15 minutes away. If you've been dreaming of a hunting and fishing haven, this is it. Many lakefront building lots. Call for your private tour.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25006665
Type:
Land
Subdivision:
Sandstone Point
Lot size:
2.93 Acres
A broker reciprocity listing Courtesy: Re/Max Country Lakes 606-200-5061
View additional info

ADDITIONAL INFORMATION

Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric and water are available. This lot is approved for a septic system, as it has already been inspected. If you're looking to own a larger tract of land near beautiful Lake Cumberland, don't miss out on this lot that is new to the market. HOA Fees are $200 per year, per current Owners. Conley Bottom Marina is only minutes away! Call today for more info. Survey is available, upon request.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
26006984
Type:
Land
Subdivision:
Deer Run
Lot size:
2.59 Acres
A broker reciprocity listing Courtesy: No Wake Real Estate 606-753-9253
View additional info

ADDITIONAL INFORMATION

Two adjoining lots totaling 2.59 acres in the sought-after Deer Run Subdivision (Lots 34 & 35). Enjoy a great balance of privacy and convenience—just minutes to town and close to multiple boat ramps, including Conley Bottom Marina. A solid opportunity to build in a prime location—reach out for details.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
1283795
Type:
Land
Lot size:
1.5 Acres
Courtesy: Bowen Realty Real Estate Services 270-535-0631
View additional info

ADDITIONAL INFORMATION

This is a beautiful building lot. This is a corner of a family farm and the first time ever to go on the market. A beautiful home could be built there or a small business. City water is available to the property, but sewer is located across HWY 90. It can be accessed at buyer's expense. Electricity is available. Access across easement from state will be given. A survey is attached to this listing. Listing Realtor is owner of this property. The land is located on the main highway to Lake Cumberland.

Beds:
n/a
Baths:
Sq.Ft.:
n/a
Status:
Active
MLS#:
25501422
Type:
Land
Subdivision:
Tom O'ryan Lake Lots
Lot size:
0.51 Acres
A broker reciprocity listing Courtesy: CENTURY 21 Advantage Realty 606-451-1021
View additional info

ADDITIONAL INFORMATION

Beautiful Lake community, building lot! This well maintained area is the perfect location to build your dream getaway. Lightly restricted to protect your investment and within minutes of several ramps including Ramsey's Point, Tom Back Rd, and Conley Bottom. Private road freshly graded and graveled! Lot 11 is available as well for an additional cost.

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Andrea D. Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way, Suite 102, Lexington, KY 40509


The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Lexington Bluegrass Multiple Listing Service. The Broker providing this data believes them to be correct but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2026 Lexington Bluegrass Multiple Listing Service. All rights reserved.
Andrea D. Conner, License 221773, Xome Inc., License 239054, [email protected], 844-400-XOME (9663), 1795 Alysheba Way, Suite 102, Lexington, KY 40509

The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Realtor Association of Southern Kentucky. All rights reserved.



Monticello Real Estate

Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.

The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.

Monticello Weather

The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.

Monticello Map

Monticello Real Estate Market Conditions

  • Median sales price

    $136,550
    16.7%
    change since last quarter
  • # Active listings

    178
    30-day change

Monticello Schools and Demographics

Education near Monticello, KY

City County
High School Graduates 76.08 77.19
College Degree - 2 year 6.44 5.6
College Degree - 4 year 13.97 15.9
Graduate Degree 5.76 5.2
Expenditures per Student 14,482 14,482
Students per Teacher 16.2 16.2

Elementary Schools near Monticello, KY

Grades Students P/T Ratio ZIP
Albany Elementary School 01 - 04 521 15.7 42602
Bell Elementary School 01 - 02 490 15.7 42633
Clinton County Early Childhood Center PK - KG 269 19.9 42602
Jamestown Elementary School PK - 05 493 15.3 42629
Monticello Elementary School 01 - 05 739 17.1 42633
Nancy Elementary School PK - 05 398 14.1 42544
Walker Early Learning Center PK - KG 433 14.9 42633

Middle Schools near Monticello, KY

Grades Students P/T Ratio ZIP
Clinton County Middle School 05 - 08 502 16.8 42602
McCreary County Middle School 07 - 08 446 17.6 42647
Strode Station Elementary School KG - 05 0 16 42602
Trapp Elementary School KG - 05 0 10.5 42602
Wayne County Middle School 06 - 08 745 15.1 42633

High Schools near Monticello, KY

Grades Students P/T Ratio ZIP
Clinton County High School 09 - 12 492 18 42602
McCreary Central High School 09 - 12 745 16.4 42647
Wayne County High School 09 - 12 944 19.9 42633

Ungraded Schools near Monticello, KY

Grades Students P/T Ratio ZIP
* Foothills Academy 07 - 12 72 9 42602
* Lake Cumberland Youth Development Center 08 - 12 35 8.8 42633
* McCreary Central Academy 09 - 12 35 14 42647
Clinton County Area Technology Center UG - UG 0 42602
Otter Creek Academy 06 - 12 43 10.8 42633
Wayne County Area Technology Center UG - UG 0 42633
Wayne County Learning Academy 08 - 10 9 4.5 42633

Demographics near Monticello, KY

City County
Neighborhood Type Small Town
Population 5,782 19,743
Population Density 985 43
Median Age 38.7 43.2
People per Household 2.5 2.5
Median Household Income 40,477 41,237
Average Income per Capita 18,416 25,839

Real estate near Monticello