Courtesy: Re/Max Country Lakes
606-200-5061
Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a garden. Updates in recent years include: central air/heat pump, 10 year old roof, 5 year old water heater, hardwood floors, kitchen countertops and paint. The home has been well maintained, and is move-in ready. There is an attached carport, extended parking space, and a concrete driveway. Wayne County School Campus is close by, as well as medical facilities, shopping, and the conveniences of town. This could be a great starter or retirement home, or rental investment.
Courtesy: Re/Max Country Lakes
606-200-5061
Welcome to 93 Green Acres Drive! Check out this new to the market, charming remodeled vinyl home offering 1,275 sq. ft. of finished living space on the main level. Features include an Eat-in Kitchen with nice Pantry and Breakfast Bar, Formal Dining Room, Spacious Living Room with a corner nook with wire shelving for storage, 2 Large Bedrooms, 2 Full Baths, a roomy walk-in closet off the Primary Bedroom with lots of wire shelving, and a Laundry Area on the main level. There is a full unfinished basement with an exterior entrance. This property offers classic comfort with modern updates for everyday living and special gatherings. Renovations include thoughtful updates throughout, including a full bathroom addition, a bathroom remodel, a walk-in closet addition, cabinetry, updated faucets and lighting fixtures, that offer you peace of mind and a move-in-ready home. There are handicapped accessible features also, including a sturdy metal ramp leading to the front door. There is an attached 1-car carport, a concrete driveway that offers added parking space, a rear patio, and a nice level yard. You'll love living in the heart of Monticello and enjoy having access to the conveniences of town, medical facilities, Wayne County School Campus, dining and shopping. If you love the lake, you're only minutes from our beautiful Lake Cumberland, that's perfect for fishing, boating, and the weekend getaways that you'll look forward to. Call today to schedule your very own private tour!
Courtesy: Re/Max Country Lakes
606-200-5061
If you've been searching for a property with character, acreage, and stunning views, this one is a must-see. Situated on approximately 5 acres just outside the city limits, this unique rustic stone home offers 1,920 square feet of living space, 5 bedrooms, 1 bathroom, and a peaceful setting overlooking the beautiful countryside of Wayne County. The home's distinctive stone exterior creates timeless curb appeal, while the two-story layout provides plenty of space for family, guests, or a weekend retreat. Covered porches on both levels offer the perfect place to enjoy morning coffee, unwind after a long day, or take in the breathtaking views that stretch across the surrounding landscape. Inside, you'll find a warm and inviting atmosphere filled with rustic charm and endless potential. With five bedrooms, there's plenty of room for a growing family, visiting guests, or even a home office setup. The home's unique design and country setting make it a rare find in today's market. A detached two-car garage provides additional storage and workspace, while the 5-acre property offers room for outdoor activities, gardening, or simply enjoying the privacy and tranquility of country living. Despite its secluded feel, the property is conveniently located just minutes from town, giving you easy access to shopping, dining, schools, and everyday necessities. For outdoor enthusiasts and lake lovers, several Lake Cumberland boat ramps are located nearby, making it easy to spend weekends fishing, boating, and enjoying everything the area has to offer. Properties with this much character, acreage, and scenic beauty rarely come available. Don't miss your opportunity to own this truly unique Wayne County property.
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
Discover the perfect blend of privacy and comfort with this 3- bedroom brick ranch home, nestled on 52 unrestricted wooded acres. Enjoy complete seclusion while still being just minutes away from Conley Bottom Marina and the beauty of Lake Cumberland. With both cleared and wooded land, this property is ideal for nature lovers and outdoor enthusiasts, offering abundant wildlife right at your doorstep. Inside, you will find an eat-in kitchen and an unfinished basement that provides plenty of potential for extra storage. Don't miss the chance to own this unique and private retreat, schedule your showing today!!
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
Discover the charm of country living with this beautiful brick ranch home nestled on 10 gorgeous unrestricted acres, perfect for horses and cattle. Step inside to be greeted by 3 bedrooms and 3 full baths, hardwood floors throughout and a nice kitchen equiipped with stainless steel appliances, an island bar and a welcoming dining area-- perfect for family meals and entertaining guests. The hugemaster suite offers a spacious walk-in closet and a large master bath featuring a relaxing tile shower, a finished walkout basement with a family room with a gas log fireplace. Outside, you will find an impressive 44 by 39 garage--ideal for storing boats or equipment--as well as a barn suited for horses and additional equipment. There's even a small hunting cabin for your outdoor adventures. Relax and enjoy the serene views from your screened porch, or take in the peace and privacy that this property provides. Located just minutes from Monticello, this perfect blend of comfort, convenience, and rural beauty. Don't miss the opportunity to make this extraordinary property your own!!!
Courtesy: Keller Williams Commonwealth - Somerset
859-721-2121
Affordable living awaits in this 3-bedroom, 2-bathroom mobile home located in Monticello, Kentucky. Offering a comfortable layout with spacious living areas, this home provides room for everyday living, or a weekend retreat near beautiful Lake Cumberland. Step inside to find a welcoming living room that flows into the kitchen and dining area, creating a functional space for entertaining and daily life. The primary bedroom features its own private bathroom, while two additional bedrooms and a second full bath provide added space for storage, guests or office space. Whether you're looking for an affordable primary residence, a vacation property close to Lake Cumberland, or an investment opportunity, this property offers excellent potential. This property can be an investment for long term tenants or short term, AirBnB style rental. Conveniently located near local amenities, shopping, dining, schools, and outdoor recreation, you'll have easy access to boating, fishing, hiking, and everything the Lake Cumberland region has to offer.
Courtesy: Coldwell Banker Legacy Group
606-678-4663
Lake Home-Personal retreat or income opportunity. Enjoy the best of lake living with this updated, fully furnished home-perfect for personal use or as an income producing property. Located minutes away from Safe Harbor Beaver Creek Marina. Move-in ready and offers convenience and comfort. Perfect back area with a newly built deck for entertaining. You do not want to miss out on this!
Courtesy: Neal Realty & Auction
606-688-2049
Nestled on a quiet street less than 1.5 miles from Beaver Creek Marina on beautiful Lake Cumberland, this well maintained home offers a perfect blend of comfort, convenience, and peaceful living. Whether you are looking for a full time residence or a relaxing getaway near the water, this property is ready to welcome you home. Home features 2 bedrooms, 1 bath, detached garage and concrete driveway all situated on a large approximately 1.93 acre lot.
Courtesy: RE/MAX LakeTime Realty
606-679-7653
Welcome to 2371 Highway 1568, where breathtaking views of rolling farmland, mountains, and mature trees create the perfect private country retreat. This well-built home offers 2,683 square feet of comfortable living space with 5 spacious bedrooms and 3 full bathrooms, providing room for everyone to spread out and enjoy. The main level features a welcoming living room, kitchen, dining room, 3 bedrooms, and 2 full baths. Downstairs, the partially finished basement includes 2 additional bedrooms, a large family room, utility room, and garage space, offering flexibility for guests, extended family, or additional entertaining areas. You'll appreciate the abundance of storage throughout the home, along with recent updates including new luxury vinyl flooring and new carpet. Enjoy the peaceful surroundings from the two back porches — one enclosed for year-round enjoyment and one open-air porch perfect for relaxing and taking in the beautiful scenery. Situated on 3.11 Non- Restricted acres, this property offers both privacy and opportunity. The mature timber has never been logged, creating potential future income possibilities. In addition to the attached garage, there is an impressive detached 1,376-square-foot garage providing excellent space for vehicles, equipment, hobbies, or workshop use. Additional features include a Silent Guard security system that is owned and can convey with the property. If you are looking for a spacious home with scenic views, quiet surroundings, and endless possibilities, this beautiful country property is a must-see. Motivated Sellers.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Pack your swimsuit and toothbrush and bring the toys! Cute as a button furnished lake cottage right up the hill from Camp Attrahunt boat ramp on Lake Cumberland (right around Harmon Creek). It is in the process of getting a new paint job so you could pick your colors if you act quickly. Very cute inside- vaulted ceilings- clean- it will be a great place to spend your summer. Huge 10X30' deck is where you'll spend most of your time though. And there is great potential to add your personal touches. It does have a double lot (.33 acre) so there is plenty of privacy AND a spot to build a larger garage or expand. It does have a boat storage as well that will store a 18' boat. Stove and refrigerator replaced in 2025. Water heater was bought new in 2025. Plus you get a 4-wheeler and lawn mower as part of the package. It would be a great short term rental as well. What are you waiting for?! Let's get you into something before summer starts.
Courtesy: Lotus Realty, LLC
606-305-1958
Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private showing!
Courtesy: No Wake Real Estate
606-753-9253
Welcome to this beautifully maintained 3-bedroom, 2-bath contemporary home located just steps from Monticello Country Club and a short drive to enjoy the stunning waters of Lake Cumberland. Situated on a spacious 1.3± acre lot and boasting just over 2000 +/- square ft, this property offers both privacy and convenience. Inside, you'll find gleaming hardwood floors, a bright and open floor plan, and modern finishes throughout. The new roof adds peace of mind, while the 2-car attached garage provides plenty of storage and convenience. Enjoy outdoor living on the large rear patio, perfect for entertaining or relaxing in the quiet surroundings. A 10' x 16' storage building gives you extra space for tools, hobbies, or lake gear. With its ideal location, generous lot size, and stylish updates, this home combines comfort, function, and charm within close proximity to the best golf, recreation, and natural beauty Monticello has to offer. Call today schedule a private showing!
Courtesy: Keller Williams Commonwealth - Somerset
859-721-2121
First time homebuyer, investment or downsizing opportunity in Monticello! This 3 bedroom, 1 bath home, in the city, offers convenient location to town and Highway 90. This property has potential. Inside, you'll find a functional layout with comfortable living spaces and natural light throughout the home. A highlight for this home is the large primary bedroom space. Step outside to enjoy the fenced backyard featuring chain link fencing, perfect for pets, children, or simply enjoying a outdoor setting. The property also offers ample driveway parking with plenty of space for multiple vehicles, guests, or recreational equipment. Conveniently located close to local shopping, dining, schools, and everyday amenities, this home provides the ease of in-town living while still offering a nice yard space to enjoy. Video and virtual tour are available.
Courtesy: Re/Max Country Lakes
606-200-5061
This spacious 2,040 sq. ft. home in central Monticello offers a prime, walk-able location near amenities, featuring 2 baths (one finishing renovations), a wood-burning stove, and a master bedroom with ramp access. Updated kitchen appliances and versatile spaces (dining/den, utility room deck) provide comfort, with added storage for a freezer/pantry.Location: Heart of Monticello, walking distance to restaurants, grocery stores, churches, and a local swimming pool.Size: 2,040 sq. ft..Key Features: Updated kitchen/appliances, wood-burning stove with extra flue, and 2 bathrooms.Accessibility: Master bedroom features a walk-out onto a covered porch with ramp access.Outdoor Living: Deck located off the utility room.Storage: Ample closet space and a semi-finished room for pantry/freezer storage
Courtesy: CENTURY 21 Advantage Realty
606-878-0021
Spacious Monticello home with recent updates and usable living space on both levels! The main level features a living room with fireplace, kitchen with new granite countertops, three bedrooms, and one full bathroom. The finished basement offers a family room, second fireplace, full bathroom, large utility room, and storage area. Seller-noted updates include new heat and air in 2025, updated kitchen sink, new toilet and bath vanity, new living room flooring, and waterproof/fire-resistant composite flooring in the basement. Enjoy a covered patio, metal roof, and a convenient location near the hospital, school, and local amenities.
Courtesy: The Agency
859-285-0614
Welcome to the Perfect Shade of Green Home — a stunning custom-built log-style retreat featured in Log Homes Magazine. Completed in 2013 after years of thoughtful planning and craftsmanship, this extraordinary property sits on 3.43 acres in the desirable Hickory Point subdivision on beautiful Lake Cumberland. Positioned on a peninsula with breathtaking lake views, this spacious 5-bedroom, 3-bath home was designed for gathering, entertaining, and making lifelong family memories. From the moment you step through the front door, you'll be captivated by the soaring cathedral ceilings, floor-to-ceiling windows, and warm rustic charm throughout. The main level offers approximately 1,949 finished square feet and features two bedrooms, 2 full baths, and an impressive family room that opens onto a large deck with both open and covered entertaining spaces overlooking the lake. At the heart of the home is a chef's kitchen with a one-of-a-kind handcrafted wraparound bar offering abundant seating — perfect for hosting family and friends. The second floor adds approximately 830 finished square feet with three additional bedrooms and a full bath, providing plenty of space for guests and large families. One of the home's greatest opportunities is the 1,852-square-foot unfinished walkout basement, ready for a future owner to customize to their own style and needs. The basement opens to a spacious concrete patio and backyard area. This home also showcases unique custom wood finishes crafted from timber harvested directly from the property, adding authentic character you simply can't replicate. Built with efficiency and durability in mind, the home includes: 10-inch poured concrete basement walls 3-inch log veneers on both interior and exterior walls 6 inches of Styrofoam insulation between the veneers for excellent energy efficiency Located in an HOA-protected community in Wayne County, this property offers privacy, craftsmanship, and incredible potential. With a little TLC, this could become the ultimate lake home or family retreat. Property is being sold AS-IS. All inspections are welcome.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Elegant Colonial Estate on 8 Acres with Exceptional Amenities... Discover this stunning two-story brick home set on 8 acres of mixed open and wooded land, offering the privacy and tranquility of a private estate. Featuring over 5,000 square feet of living space, this 5-bedroom, 4.5-bath home combines thoughtful updates with timeless elegance. The property includes a finished basement, an attached oversized 2-car garage, a detached 2-car garage, and an additional lawn/cart building, perfect for vehicles, toys, and storage. Energy efficiency is ensured with a well-maintained geothermal heating and cooling system. Inside, the home has been refreshed with new paint, crown molding, updated flooring, Franklin Brass hand-forged finishes, and select blown-glass light fixtures. The kitchen has been thoughtfully updated with new tile flooring, abundant cabinetry, custom rollout drawers, modern lighting, and an upgraded appliance package. The main living areas feature vaulted ceilings, abundant natural light, and a gas log fireplace flanked by built-in wood bookshelves. The spacious floor plan includes two large living rooms, an enclosed all-seasons room, a screened back porch, and a backyard courtyard with a fire pit—ideal for entertaining or relaxing. The master suite offers a private retreat with a renovated bathroom and ample closet space. A full secondary suite, located in its own private wing, provides comfort and privacy for guests or family. The grounds are thoughtfully landscaped with a green fence of Magnolia, Wisteria, Maple, and Crepe Myrtle trees, offering future privacy. Multiple flower gardens bloom nearly year-round with tulips, lilies, and roses, while a small orchard features pecan, almond, hazelnut, nectarine, pear, apple, and cherry trees. Enjoy scenic mountain views, abundant wildlife, and serene surroundings on this exceptional property. Additional highlights include a large attic/playroom, a 16x18 sunroom, a screened-in patio, a propane fireplace, and convenient proximity—just 3 miles to Conley Bottom Resort and multiple nearby boat ramps. Priced under $119 per square foot, this elegant Colonial estate offers both luxury and value. Don't miss the opportunity to experience this truly remarkable home.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
LAKE LOVERS PARADISE ON BEAUTIFUL LAKE CUMBERLAND!! Your opportunity to own this beautiful 3 bedrooms 1 and half baths with a large jacuzzi tub home sitting on 6.65. A 2-car attached garage. Open floor plan living room and kitchen with an eat-in kitchen island. Nice large sunroom for your plants and flowers. Walk out onto your large deck to entertain guests or family. Or just sit on the front-covered porch and enjoy the surreal beauty. Just a short distance walk to a community lake ramp, to swim, walk, put in a jet ski or a fishing boat. From the abundance of deer and turkey, and there is a reason it's called Eagles Bluff Road!! The beauty and peace this property will bring you is delightful, but the neighborhood will bring you to love it more. This home offers so much more!!! Schedule your viewing today!!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 4-5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with its own bathroom. Unwind by the serene creek just steps from your back door and just a couple of miles away is South Fork River for more outdoor activities, There are two additional storage buildings for more storage space.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
$25,000 PRICE DROP!!! Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.
Courtesy: No Wake Real Estate
606-753-9253
Tucked away just minutes from beautiful Lake Cumberland, this charming A-frame home offers the perfect blend of cozy retreat and smart investment opportunity, boasting over 1,700+/- square feet of inviting living space. With its distinctive architecture and warm character, this property is ideal as a vacation getaway, short-term rental, or year-round residence. The home features a durable metal roof and is equipped with central heating and air, ensuring comfort in every season, while the interior is filled with natural light that enhances its welcoming feel. Step outside to the spacious rear deck—perfect for morning coffee, evening gatherings, or simply taking in the peaceful surroundings. Whether you're looking to expand your investment portfolio or secure a personal escape near one of the region's most popular recreational destinations, this A-frame delivers both charm and potential. Call today to schedule a private showing!
Courtesy: No Wake Real Estate
606-753-9253
This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!
Courtesy: No Wake Real Estate
606-753-9253
Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile flooring, while the finished basement offers a flexible office or bedroom, full bath, second fireplace, and kitchenette hookups. With two concrete driveways and four garage bays, this property offers rare space and acreage in town. The detached garage has its own bathroom. Property is located roughly 10 miles from Lake Cumberland, Conley Bottom Marina and Beaver Creek Marina. Call for more information.
Courtesy: Access Realty & Auction
606-348-0140
Looking for an affordable home, then look at this newly remodeled brick home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim, paint, new door and window on front. Bathroom with new vanity, faucet, flooring. Utility room with new flooring. Large living room and kitchen with dining area. Property has concrete driveway, sidewalk, front and back patio. Owner is Listing Agent with Access Realty & Auction.
Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.
