Courtesy: No Wake Real Estate
606-753-9253
Discover a unique opportunity with this beautifully updated property featuring an inviting 3-bedroom, 1-bath A-frame home and a duplex — all nestled on a spacious 1.37± acre lot. The main A-frame residence offers rustic charm with modern upgrades, including a brand-new roof and new HVAC system for year-round comfort. Inside, you'll find bright living spaces, cozy bedrooms, and an open layout perfect for relaxing or entertaining. The property also includes a duplex, each unit featuring 1 bedroom and 1 bathroom with new flooring and a new roof—ideal for generating rental income, hosting guests, or multi-generational living. Enjoy ample storage and workspace with a 24x30 detached garage, plus a two-car carport for added convenience. The expansive lot provides plenty of room for outdoor activities, gardening, or future expansion. Whether you're looking for an investment opportunity, a family compound, or a peaceful retreat, this property offers versatility, value, and potential in one exceptional package! Call today to schedule a private showing!
Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland
859-321-8999
Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone seeking comfort and convenience in a prime location.
Courtesy: Re/Max Country Lakes
606-200-5061
3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.
Courtesy: Access Realty & Auction
606-348-0140
Looking for an affordable home that is close to Downtown Monticello, Wayne Co Park, Medical, Shopping then look at this 3 bedroom, 1 bath brick home. The home has been remodeled to include new laminate flooring in kitchen/dining, living room, hall, and bath. New commode, new ceiling fans, new water heater, and new metal roof and gutters. Nice level yard, concrete front porch, concrete parking area, driveway. Also staying with the property is a nice storage building, pool with new deck. Back and side of yard backs up to farm land, making private back yard.
Courtesy: Access Realty & Auction
606-348-0140
Looking for a secluded home on 1 acre, take a look at this 3 bedroom, 2 bath, brick ranch home. During the past 2 years the house has received several updates including flooring and roofing. If you are looking for a home that is less than 200k and close into Monticello, then check this one out. Home has large level yard.
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
LAKE LOVERS! Welcome to your perfect retreat near Lake Cumberland! This immaculate A- frame home was built in 2019 and offers 2 bedrooms, plus a huge loft for additional sleeping areas and 2 full bathrooms. The layout offers an open floor plan with a living room area and eat-in kitchen with island, making it the perfect spot to gather. The tall windows and natural light provide a peaceful atmosphere with nature beaming in throughout every corner of the home. Outside, the lot is spacious and provides privacy for backyard bonfires and gatherings of family and friends. The 2-bay detached garage provides storage for your boat and all those fun lake toys or workshop needs, along with a concrete covered patio allowing even more room for hosting. This property provides peace and seclusion while being just a few miles to the nearest boat ramp to launch onto beautiful Lake Cumberland and, most notably, there is a community path to the water at the end of Old Sawmill Rd! Whether you're looking for a retirement home, primary residence, or vacation getaway, this property is ready to bring your vision to life! The property has successful short-term rental income through AirBnB, with additional documentation provided upon request, making it a fantastic investment opportunity. Amenities are close by in Monticello and did I mention this home comes fully furnished? Don't miss your chance to own this well-maintained private escape in beautiful Wayne County!
Courtesy: Sester & Co Realty
606-260-8284
HIGHLY MOTIVATED SELLERS! Spacious 4-Bedroom Home on Double Corner Lot Near Lake Cumberland! Discover the perfect blend of comfort, convenience, and opportunity in this 4-bedroom, 2.5-bath home situated on a flat 1.29± acre double corner lot—just 5 miles from Conley Bottom Boat Dock and beautiful Lake Cumberland! Main Floor Highlights: Bright & open kitchen with ample cabinetry Dining area & oversized living room with soaring two-story ceilings Primary suite, laundry room, half bath, and 2-car garage Second Floor: 3 spacious bedrooms and a full bath Outdoor Living: Recently added covered private back deck Above-ground pool with privacy fencing for summertime fun Recent Upgrades: Major items like HVAC, roof, and more updated within the last couple of years Extra Lot Potential: The property includes an additional .5-acre lot—perfect for a large garage for your boat/RV and toys ...or even build a second home for family or investment. Conveniently located close to schools, shopping, dining, medical, and all the essentials—plus just minutes to Lake Cumberland adventures!
Courtesy: No Wake Real Estate
606-753-9253
Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat. The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it off-grid. Surrounded by mature trees, the land provides a serene setting with room to expand, camp, or simply relax in the quiet. Convenient location near town amenities and lake access adds to its appeal. Whether you're looking for a simple escape or a project with potential, this property invites you to experience the great outdoors on your own terms. Call today to schedule a private showing!
Courtesy: Neal Realty & Auction
606-688-2049
This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 and has adjoining Lot 11 that makes a large area for use with the home or would be ideal for an additional building lot. Hartland Subdivision. The owner was in the process of remodeling when he was relocated. With a little finish work this would make a very nice and affordable home.
Courtesy: Godby Realty & Auction
606-678-8189
Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy! Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for boating enthusiasts. Inside, you'll find an open-concept kitchen and great room, offering plenty of space for entertaining. The full basement is already equipped with heating and cooling and could be easily finished to add more living space or a game room. Other features include: *Spacious 2-car garage *Abundant driveway parking—ideal for your boat or RV Prime location for a VRBO or vacation rental investment Whether you're looking for a weekend retreat, income property, or year-round home, this gem checks all the boxes. Don't miss out!
Courtesy: No Wake Real Estate
606-753-9253
Welcome to your perfect Lake Cumberland getaway, located minutes from the boat ramps and marina at Conley Bottom Resort! Whether you're searching for a vacation home, weekend retreat, or investment opportunity, this charming property offers the ideal blend of comfort, convenience, and income potential. Its peaceful country setting provides privacy and relaxation while still being just minutes from one of the most popular destinations on Lake Cumberland. Inside, you'll find two comfortable bedrooms plus a versatile loft bedroom—perfect for accommodating extra guests, maximizing short-term rental occupancy, or creating a cozy bunk space for lake weekends. The open-concept living, dining, and kitchen area makes entertaining easy after a day on the water, while the full bathroom adds everyday convenience. Step outside to the back porch and unwind in the fresh country air—an ideal spot for morning coffee before heading to the lake or relaxing evenings after boating, fishing, or exploring the area. With its proximity to Lake Cumberland and Conley Bottom Resort, this home offers excellent potential as an Airbnb or VRBO, a seasonal escape, or a personal vacation retreat. Don't miss your opportunity to own a slice of lake life, schedule your private showing today!
Courtesy: Access Realty & Auction
606-348-0140
Looking for acreage close to Lake Cumberland!! Check out this hard to find, large tract of land that consists of 50.73 acres. Half of the acreage is cleared and the other half in timber. This property backs up to CORP property, making the location great for a campground, or your own private residence. Property is within 2 miles to Safe Harbor, (Beaver Creek Dock), less than 1/2 mile to boat ramp at the end of Dug Road (known as the orchard) less than 8 miles from Monticello, for shopping, medical, schools, etc. Call today to take a look at this larger tract of land.
Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.
