Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located approximately 15 minutes from Lake Cumberland and 35 minutes from Dale Hollow Lake. This property presents an opportunity for a primary residence, weekend retreat, or investment.
Newer home built in 2016 on corner lot. In town conveniently located close to stores, shops and hospital. Community park located next door, with tennis, basketball courts and walking trail.
Cozy Cabin built in 2023, this 640 sq ft home sits on two tracts totaling 1.13 acres and offers peaceful farm views that are hard to beat. The property is packed with extras including a 30x50 detached garage, a 600 sqft loft, a 12x50 lean-to, and a 12x30 she shed with electric and heat which is perfect for hobbies, storage, or a workshop. There are also camper hookups on site, making it great for guests or additional flexibility. Located just 2 miles from Conley Bottom Resort & Marina, you'll enjoy quick access to Lake Cumberland while still having the privacy and charm of the countryside. A great option for a full-time home, weekend getaway, or investment near the lake.
This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both durability and curb appeal. Inside, the spacious home features generously sized bedrooms and a cozy living room that is perfect for relaxing or entertaining guests. The dining area provides a wonderful space for family meals and gatherings, while the kitchen offers ample cabinet space for storage and functionality. Large walk-in closets add extra convenience, and the spacious primary bathroom provides comfort and room to unwind. The home comes fully equipped with all appliances, including a refrigerator and range, making it truly move-in ready. Enjoy the quiet and beauty of country living while still being just a short 10-minute drive from shopping, restaurants, and hospitals. For outdoor recreation, the property is also located about 20 minutes from the boat dock at beautiful Lake Cumberland, offering easy access to boating, fishing, and lake activities. This well-maintained home combines peaceful surroundings with modern conveniences, making it a wonderful opportunity you won't want to miss.
This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.
This charming 3-bedroom, 2-bath home offers over 2,000 finished square feet of comfortable living space and an excellent location within the city limits of Monticello. The spacious layout features a large den perfect for relaxing or entertaining, along with a bright sunroom that fills the home with natural light and provides a peaceful place to unwind. The property also includes a two-car garage and a large rear deck that's ideal for outdoor gatherings, grilling, or enjoying quiet evenings. A new roof adds peace of mind and long-term value, while the home's location in a great neighborhood provides convenient access to local amenities, schools, and shopping, making it a wonderful opportunity for anyone looking for space, comfort, and a desirable in-town location. Call today to schedule a private showing!
Step onto the front porch and take in the scenic views with a morning cup of coffee or evening sweet tea break. The kind of view that kick starts the morning or ending to a pleasant evening. This property is tucked away off the main road on gentle country gravel road away from the hustle and bustle of the day. This location is perfect as you are just minutes away from all the amenities as shopping, schools, church, atv riding, springs to explore and local parks. This 1300 sq ft plus 3 bed 2 bath home nestled in a quite country setting overlooking the beautiful mountains of Wayne County. This home has an unfinished basement/crawlspace. There is also a reinforced storm shelter in the basement for canning or preserving your garden goods plus shelter Tthis his home is located just about a mile from the mountain water spring runoff of Flat Springs if you like good refreshing water you will want to check this out.
3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its close proximity to the marina, this home would make a great primary residence, vacation retreat, or rental opportunity. Even more appealing — the property can be purchased with an additional 32 acres, providing endless possibilities for expansion, recreation, or development. Opportunities this close to the water at this price point are hard to find. Bring your vision and make it your own!
Wonderful 3- or 4-bedroom 1 full and 1 ½ bath home with large garage and workshop in town!! Laundry room on main level, Corner lot and two access driveways. Enjoy your private covered back deck to entertain guest and family. Close to all shopping, schools, hospital, daycares and activities in town. Call today to have your viewing scheduled.
Welcome to this stunning custom-built brick home located in the highly sought-after Indian Cave Subdivision — just minutes from Conley Bottom Marina and multiple convenient boat ramps. Offering over 4,200 +/- square feet of finished living space, this spacious residence features 5 bedrooms and 3.5 bathrooms, thoughtfully designed for both everyday living and entertaining. Step inside to find beautiful hardwood floors, expansive living areas, and quality craftsmanship throughout. The main level boasts a luxurious primary master suite, complete with a large tile shower and generous closet space. A dedicated home office provides the perfect work-from-home setup, while the additional bedrooms provide flexibility for family, guests, or hobby space. Designed with versatility in mind, the home includes two full kitchens, making it ideal for multi-generational living, extended guests, or the perfect in-law suite setup. The walk-out basement expands your living and entertaining options and features a lower-level garage, providing additional storage for vehicles, tools, lawn equipment, or lake toys. Safety and peace of mind are built in with a storm shelter, offering added protection during severe weather. Step outside to enjoy the large screened-in back porch, the perfect place to relax after a day on the water or entertain friends and family year-round. In addition to the lower garage, the home also features an attached two-car main-level garage for everyday convenience. With its prime lake-area location, spacious and flexible layout, and thoughtful custom details throughout, this exceptional property offers comfort, functionality, and timeless appeal. Call today to schedule a private showing! Owner/Agent
Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed.
16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural springs, is fenced, and offers plenty of room to explore and enjoy the outdoors. Private, quiet, and hard-to-find acreage like this with improvements already in place.
Welcome home to this beautiful, well-maintained 3,416 sq ft bi-level home sitting on a spacious 1.2- acre corner lot with room to breathe and features that are hard to find! This property offers 4 bedrooms, 3 full bathrooms, two full kitchens, and a layout that is perfect for multi-generational living, entertaining, or hosting guest. The main level features a bright and open floor plan with a large living room, spacious dining area, and a warm, inviting kitchen. you'll love the mix of gorgeous hardwood flooring, new carpet, and tile, along with the comfort of a wood-burning fireplace. The main level includes 3 bedrooms and 2 full baths, including updated handicap-accessible walk-in tub with a door for added convenience. Downstairs, the fully finished walk-out basement is like a second home, complete with a second kitchen, full bathroom, laundry room, 1 bedroom, and a very large living room with a second fireplace. This level is ideal for a in-law suite, guest space, or extra entertaining area. This home also features a built-in central vacuum system with vacuum hookups conveniently located throughout the house, making cleaning easier and more efficient. Step outside and enjoy the back deck, a yard with fruit trees, and an outbuilding for storage, hobbies, or a workshop. Both driveways are blacktop, and the attached 2-car garage adds even more functionality. Recent updates include a new roof and update screened gutters, giving buyers peace of mind. This one truly has it all, space, update, charm, and versatility. A MUST-SEE PROPERTY!!
Spacious 4 bedroom 2 bath home in a sought out subdivision. Lovely open floorplan with updated kitchen and bathrooms, large bedrooms, hardwood flooring, inground pool situated on a large level lot. Close proximity to boat ramps and marinas on Lake Cumberland.
Well-maintained and thoughtfully improved, this 4BR/3BA home blends comfort with serious garage functionality and country living. The kitchen showcases hardwood maple cabinets, custom tile work, appliances only three years old and updated flooring spans three bedrooms and the front hallway. Choose one of two jacuzzi tubs for relaxation after a day of outside adventures. Enjoy outdoor spaces anchored by a 30' x 20' concrete pad with RV power outlet outside the garage to plug in your RV/camper. Then a lighted gazebo with gravel walkways connecting the house, gazebo, and 30 x 60 insulated garage—including clean access across the garage frontage. The versatile garage property offering excellent potential for commercial use or home-based business. Ideal for workshop, automotive, contractor space, storage, or small service operation. Functional layout with convenient access. Great opportunity to own your workspace! Garage doors are automatic with openers, complemented by new exterior garage lighting and gutter guards were installed throughout the home. The garage is uniquely equipped with a separate electrical meter, RV hookup, multiple 220V plugs, custom-built barn doors, finished interior walls, loft for storage and a tool room beneath the loft. The finished walk out basement is a great place for a man cave, game room for kids or 5th bedroom with its own bathroom. There is also a doggie door in the laundry room with a fenced in dog run too. Little South Fork of Cumberland River and the famous Green Ford swinging bridge is nearby.
1200 sq ft home offering 1 bedroom, 1 full bath, and a spacious two-car garage, situated on a .21-acre lot. this property provides a functional layout with comfortable living space and room to relax both indoors and out. Located less than 15 minutes from Conley Bottoms Marina, this home is ideal for those who enjoy lake life, boating, fishing, or weekend getaways while still appreciating a quiet, manageable setting. The lot offers ample space for outdoor enjoyment with low maintenance. Perfect as a full-time residence, weekend retreat, or investment opportunity, this property combines convenience, location, and practicality near Lake Cumberland.
Lake Home-Personal retreat or income opportunity. Enjoy the best of lake living with this updated, fully furnished home-perfect for personal use or as an income producing property. Located minutes away from Safe Harbor Beaver Creek Marina. Move-in ready and offers convenience and comfort. Perfect back area with a newly built deck for entertaining. You do not want to miss out on this!
Lake Life Retreat OR Possible Investment STR Welcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp, this property is ideal for boating, fishing, and water enthusiasts. Situated on a generous 2.07-acre lot, the property provides ample space and a serene, wooded/rural setting with views. The house was remodeled in 2019 and features an efficient ductless mini-split HVAC system. This cozy home is ready for immediate personal enjoyment or use it as an AirBnb/VRBO getaway!
Rare opportunity to own two homes on one 2.38 acre parcel, offered together for one price and selling as-is. Perfect for investors, multi-generational living, rental potential, or buyers looking to downsize while maintaing extra space.The property includes a 3-BR, 2 bath mobile home and a 3BR,1bath stick built home. Also a lot in between already equipped with electric and septic perfect for parking an RV or , building timy home. With rwo sepeate residences. the possibilities are endless--- live in one and rent the other, renovate for income, or create a private family compound.Nestled in the roing hills of Central Kentucky, the land offers a mix of open rolling terrain and wooded areas. Enjoy the quiet country setting while being iwithin reach of local amenities. Approximately 2 miles from nearest boat ramp on Lake Cumlerland. Call 270-403-8379 to view,
PRICE DROP! Beautiful 2023 - 30x60 (1800) sq. ft. Remington home with a permanent foundation on posts and pillars with poured concrete footers. This home has open concept living room and country kitchen that every home owner is looking for. 3 beds 2 baths with large bathrooms for a growing family. This home also has 2 walk in closets, one in each of 2 bedrooms. Luxury Master Bath with Soaking Tub and Large walk in shower. This home sits on 1.08 acres, with a new survey, and nestled into rural living at its best with beautiful farm and mountain views out of your living room and kitchen.
Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property includes an insulated detached garage, a convenient carport, and ample storage options. Ideally located close to all local amenities, shopping, and dining, this home is also just minutes from Lake Cumberland—perfect for boating, fishing, and outdoor adventures. Whether you're looking for a primary residence, a weekend getaway, or an investment opportunity, this move-in-ready home offers the best of comfort and location.
Beautiful 3BR/2BA, two story home situated on 0.49 acres in the sought after Beaver Creek community. This inviting family home features brand new carpet, stunning hardwood floors, a spacious bonus room, and a attached garage. Thoughtfully designed with comfortable living and entertaining in mind. Enjoy peaceful neighborhood living just 1 mile from Beaver Creek Marina Resort and boat ramp, offering the perfect blend of privacy, convenience, and lake area lifestyle.
PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies. Recent updates include new shingles and new heat & air, both in 2020, delivering peace of mind for years to come. Enjoy cozy evenings by the gas fireplace, and take advantage of the great location close to everything you need. This versatile ranch home can fit the needs of almost any family. In addition to having almost no steps, there are several handicap accessible features added for convenience & safety. Other features include 2 full bathrooms, laundry room, and private covered back patio. This home truly has it all — schedule your tour today!
Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and flooring with washer dryer hookup. Large living room and kitchen with dining area. Property has concrete driveway/patio and a large outbuilding for all your mowing and garden tools.


Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.