Situated in the heart of Live Oak just minutes from the world-famous surf breaks of Pleasure Point, this fully updated duplex presents a great opportunity for investors or house-hacking owner-users alike. With a comprehensive remodel completed in 2020, the 1,776 SF property comprises two mirror-image 888 SF units offering refined, turn-key coastal living. Inside, each bright unit features updated kitchens and bathrooms, recessed lighting, central forced air heating, on-demand tankless hot water, and in-unit laundry. Each unit includes a dedicated 1-car garage and expansive side and rear yards for private outdoor living. Enjoy an effortless lifestyle close to parks, beaches, and local amenities. Live in one unit while generating income from the other, or acquire a low-maintenance asset in one of Santa Cruz County's premier coastal markets. (Note: Photography depicts vacant Unit 1860; Unit 1858 features a similar layout and level of finish. Additional photos available upon request.)
A legal duplex on a quiet street in the heart of Live Oak, two units that have been genuinely well cared for. Each side offers its own single car garage, separate laundry, additional off street parking, and a private yard. Recent updates include a new sewer lateral, new electrical subpanels in both units, and fully repiped water lines, the kind of work that gives the next owner real peace of mind from day one. Comfortable bedrooms, solid living spaces, and a location that puts the beach, surf, restaurants, shopping, parks, the swim center, Arana Gulch, and the Yacht Harbor all just minutes away. A great opportunity in one of Live Oak's most convenient pockets.
Wake up to the sound of crashing waves at 22800 E Cliff, a premier waterfront property sitting directly on the iconic beaches of Santa Cruz. This rare setup features two attached unitseach with 3 bedrooms and 3 bathrooms designed around jaw-dropping, panoramic views of the Pacific Ocean from sunrise to sunset. This is the ultimate California beach lifestyle. Start your mornings cruising over to Cat & Cloud for coffee, then spend your day enjoying the epic surf breaks right around your corner. For dinner, choose between local favorites like Suda and Lago di Como, or grab fresh ingredients from the neighborhood butcher shop. Boutiques and the Capitola Mall are just minutes away, keeping everything you need close by. Inside, expansive windows fill every room with beautiful natural light. End your day dining al fresco on the deck, soaking in the sunset and the ocean mist.
Courtesy: eXp Realty of California Inc
888584942711
In Santa Cruz, location drives demand, and 2030 Kinsley Street puts an investor in the heart of the Live Oak lifestyle. This four-unit property offers the flexibility to build a strong rental portfolio or live in one residence while generating income from the other three, with potential access to owner-occupied financing. The property includes three two-bedroom residences and one spacious three-bedroom residence, with current rents totaling $15,995 per month. Each unit has its own garage, adding valuable parking and storage for residents. Three units feature updated dual-pane windows, while all four have newer water heaters and gas ranges. Beyond the numbers, its a location renters want to call home. Shopping, schools, Simpkins Family Swim Center, neighborhood parks, athletic fields, Twin Lakes State Beach, and the Santa Cruz Harbor are all nearby, making daily life easy and giving the property lasting rental appeal. For an investor, its a rare combination: four residences, established income, individual garages, and a location that continues to deliver.
In Santa Cruz, location drives demand, and 2030 Kinsley Street puts an investor in the heart of the Live Oak lifestyle. This four-unit property offers the flexibility to build a strong rental portfolio or live in one residence while generating income from the other three, with potential access to owner-occupied financing. The property includes three two-bedroom residences and one spacious three-bedroom residence, with current rents totaling $15,995 per month. Each unit has its own garage, adding valuable parking and storage for residents. Three units feature updated dual-pane windows, while all four have newer water heaters and gas ranges. Beyond the numbers, its a location renters want to call home. Shopping, schools, Simpkins Family Swim Center, neighborhood parks, athletic fields, Twin Lakes State Beach, and the Santa Cruz Harbor are all nearby, making daily life easy and giving the property lasting rental appeal. For an investor, its a rare combination: four residences, established income, individual garages, and a location that continues to deliver.
Outstanding turnkey fourplex investment opportunity in central Santa Cruz! All units have been tastefully updated and meticulously maintained. The property features 4 separate structures including a beautifully updated 3 bedroom Victorian house, a 2-bedroom cottage, a duplex with 1 bedroom and 3 bedroom units, a separate 4 bay garage building with supplemental living space over the garages, and off-street parking. The large nicely landscaped lot provides ample opportunities for tenants to enjoy outdoor living spaces. Many energy efficiency improvements help keep utility costs low for tenants. Ideal location near downtown with a high walkability score offers tenants easy access to restaurants, shops, Highway 1, the pier, the Boardwalk, and beaches. This is a unique opportunity for an investor looking for a high-quality long-term investment with a strong rental history, very low vacancy rates, and financial upside potential through rent rate increases and the possibility of an ADU conversion per current state and local ADU regulations. The property is also perfect for an owner occupant to reside in a beautiful 3-bedroom, two-bath home while enjoying extra income from the other units, OR for a multi-generational family compound. Bring your investors and owner-occupant clients!
Rare UCSC-area investment opportunity in one of Santa Cruz's strongest rental markets. Ideally located steps from the UCSC bus line, this professionally managed, fully occupied fourplex is well suited for UCSC students, faculty, and staff. Residents enjoy easy access to campus, Downtown Santa Cruz, West Cliff Drive, and the Santa Cruz Beach Boardwalk, all just 1.5 miles from the ocean. The property features 4 spacious 2-bedroom, 1-bath units, each approximately 950 square feet, totaling 8 bedrooms and 4 bathrooms across approximately 3,800 square feet. Floor plans may offer potential for conversion to 3-bedroom configurations for increased income. Comparable 3-bedroom rentals near UCSC may command approximately $4,500-$5,500 per month. Buyer to verify feasibility. Amenities include on-site laundry, separate gas meters, 2 carports, 4 additional off-street parking spaces, and abundant street parking. New water heaters were installed in 2025. The property offers strong rental history, stable cash flow, and generates approximately $186,000 in annual gross income. Potential DSCR financing available.
Outstanding rental property investment opportunity in central Santa Cruz! Well maintained triplex with many recent improvements, highly desirable two-bedroom apartments, and a strong rental history. Ideally located near the rapidly growing downtown area with a Very walkable and Bikers Paradise rating that offers easy access to restaurants, shops, Whole Foods Market, Highway 1, the pier, Boardwalk, and beaches. Each unit has a private outdoor patio area and rare attached two-car garage that provides ample options for off-street parking, storage, and bonus living space. Lower operating expenses due to recent improvements and the potential for long-term value appreciation make this an excellent investment opportunity in a prime Santa Cruz location. Recent improvements include a newer roof, exterior paint job, sewer lateral replacement, water main replacement, newer water heaters, and interior flooring updates. Triplexes in Santa Cruz with this excellent condition, desirability, and long-term stability are rare in Santa Cruz. Don't miss this opportunity!
Courtesy: Bailey Properties
831-426-4100
Spectacular Front Row 4-unit Apartment Building directly overlooking Seabright State Beach aka "Castle Beach." Magnificent vistas across Monterey Bay from sunrise to sunset. Located in lovely Lower Seabright positioned between the Yacht Harbor and the Beach Boardwalk. This is paradise!
Spectacular Front Row 4-unit Apartment Building directly overlooking Seabright State Beach aka "Castle Beach." Magnificent vistas across Monterey Bay from sunrise to sunset. Located in lovely Lower Seabright positioned between the Yacht Harbor and the Beach Boardwalk. This is paradise!
Rare coastal investment opportunity on Santa Cruz's highly desirable Lower Westside, just one block from the ocean and iconic West Cliff Drive. Steps from Lighthouse Field State Beach and the popular Steamer Lane Supply restaurant, this prime location consistently attracts strong rental demand driven by lifestyle, walkability, and proximity to Monterey Bay. One of the largest duplexes this close to the ocean, the property features a 3BD/2BA upper unit and a 2BD/2BA lower unit with a bonus room that functions as a third bedroom, maximizing rental flexibility and income potential. Each unit includes a private 2-car garage, a rare and valuable amenity for tenants near the coast. The upper units private yard with jetted hot tub adds further appeal for premium rents. Flexible income strategies: rent both units for strong cash flow, short-term (buyer to verify) or long-term rental, or occupy one unit while generating income from the other. Tenants will enjoy easy access to downtown Santa Cruz, the Santa Cruz Wharf, and the Santa Cruz Beach Boardwalk, as well as immediate connectivity to coastal and mountain biking trails right from your front door. No need to load up the car. A rare combination of size, location, and versatility, an exceptional addition to any coastal portfolio.
This unique beach-house blends timeless architectural character with thoughtful modern updates. It is a turnkey, low maintenance property that has been impeccably maintained since a complete remodel in 2017. Originally a triplex, it was converted to a duplex - each of the two separate units offers three bedrooms/ two baths (the downstairs unit- Unit B, has an additional half bath), along with in-unit washers and dryers. There are two sizable decks upstairs and yard space downstairs, and gated secured parking for at least three cars, plus the option to apply for five additional residential permits with the City of Santa Cruz per unit is available. The light filled interior offers an easy, functional floor plan with comfortable living and dining spaces. This property delivers the flexibility for multigenerational living, guests/ extended family, house hacking, or strong rental income. This prime location delivers the flexibility to walk (89/100), bike (90/100), public transport (48/100), or drive. Excellent schools (buyer to verify): Bayview Elementary (8/10), Mission Hill Middle (9/10), Santa Cruz High (10/10) Schedule your private showing today to see why it was awarded a plaque for Excellence in Green Building and Exceptional Design by the City of Santa Cruz!
Courtesy: Compass
831-708-1663
5% CAP!!! Professionally managed UCSC rental opportunity with a phenomenal investment profile. This property features four 1,207 Sq. Ft. 4-Bed/2-Bath units, totaling 16 Bedrooms and 8 Bathrooms across 4,828 Sq. Ft. Benefit from an established rental history, very low vacancy rate, Total Operating Income of nearly $275K/year and a strong Net Operating Income (NOI) of $191K/year. Competitive financing is streamlined with SFR options available. Key features that maximize tenant appeal and minimize owner overhead include: on-site laundry, off-street parking, and 4 separate water and gas meters. The location is unbeatable for student renters, situated directly on the UCSC bus line corridor with quick access to campus and Downtown Santa Cruz. Don't miss this rare chance to secure a high-performing asset in a consistently robust rental market. All units are 4 Bed / 2 Bath
5% CAP!!! Professionally managed UCSC rental opportunity with a phenomenal investment profile. This property features four 1,207 Sq. Ft. 4-Bed/2-Bath units, totaling 16 Bedrooms and 8 Bathrooms across 4,828 Sq. Ft. Benefit from an established rental history, very low vacancy rate, Total Operating Income of nearly $275K/year and a strong Net Operating Income (NOI) of $191K/year. Competitive financing is streamlined with SFR options available. Key features that maximize tenant appeal and minimize owner overhead include: on-site laundry, off-street parking, and 4 separate water and gas meters. The location is unbeatable for student renters, situated directly on the UCSC bus line corridor with quick access to campus and Downtown Santa Cruz. Don't miss this rare chance to secure a high-performing asset in a consistently robust rental market. All units are 4 Bed / 2 Bath
Courtesy: Anderson Christie, Inc.
831-515-8421
New zoning allows for multi-residential. Rare opportunity to own a piece of Santa Cruz History. Located on a highly visible corner on one of Santa Cruz's most well-traveled roads yet walking distance to downtown restaurants and shops. This spacious Victorian house is currently used as an office and is 4,623 Sq. Ft. plus 200 Sq. Ft. of storage space, includes 6 private offices as well as several meeting rooms and breakrooms. City will allow conversion into multi-family. In addition, there is a separate structure with a legal residential unit on second floor above the private office space offering a great opportunity for live/work or great rental income. Established history with therapy and professional office users and possible uses to include live/work, group home / transitional housing/recovery facility. A total of three parcels included and totaling over 18,000 Sq. Potential to merge lots for future development possibilities. Buyer to verify with City of Santa Cruz for residential and developmental possibilities.
New zoning allows for multi-residential. Rare opportunity to own a piece of Santa Cruz History. Located on a highly visible corner on one of Santa Cruz's most well-traveled roads yet walking distance to downtown restaurants and shops. This spacious Victorian house is currently used as an office and is 4,623 Sq. Ft. plus 200 Sq. Ft. of storage space, includes 6 private offices as well as several meeting rooms and breakrooms. City will allow conversion into multi-family. In addition, there is a separate structure with a legal residential unit on second floor above the private office space offering a great opportunity for live/work or great rental income. Established history with therapy and professional office users and possible uses to include live/work, group home / transitional housing/recovery facility. A total of three parcels included and totaling over 18,000 Sq. Potential to merge lots for future development possibilities. Buyer to verify with City of Santa Cruz for residential and developmental possibilities.
New Price!Great WSC value. This charming 3br/2bth main house captures the charm of its original style but many recent updates make living here feel fresh and fun. In 2006 the permitted addition features an updated kitchen (new cabinets,updated electrical,new appliances) newer forced air heater,fresh paint, roof, landscaping/fencing complete the main house.The sunny front porch,side courtyard with firepit and french doors leading to large fenced yard are great for outdoor living. The legal and stunning 500' ADU provide living flexibility. The detached ADU was thoughtfully designed has its own privacy and yard space and features inside laundry,high ceilings, skylight,wood floors and good size kitchen/bath. Pull onto newly poured driveway to a detached 1 car garage plus additional 160 sq ft workshop/office/studio area in rear. The ADU currently rents for $2750/mo. All this in prime westside location near everything that makes the west side the best side. SQ ft from 2019 appraisal for house and includes legal ADU. Seller and agent do not guarantee sq ft and Buyer should confirm to satisfy themselves.
On a large lot, in the heart of the lower westside, you will discover this beautifully updated 2 bd, 1 bath home and detached 1 bd ADU, with an abundance of flexible living options with artistic details and craftsmanship at every turn. A few blocks away are some of the most stunning and iconic landmarks in all of Santa Cruz. The main home was remodeled in 2012, is equipped with solar panels, a spacious yard with hot tub and fire pit and was thoughtfully redesigned with recycled glass countertops, custom cabinetry and an effortless flow throughout. The ADU was built in 2004, every square inch meticulously designed for form, function and beauty. Vaulted ceilings, custom woodwork, a full size kitchen, stained stucco shower surround, a fireplace insert and an abundance of windows are just a few of the awe inspiring fine points. A private entrance offers great separation from the main home and leads you to the charming yard, complete with storage shed, art studio and Meyer lemon tree.
Paradise is found on 3.76 sunny, pristine and gently rolling acres in Santa Cruz! Ideally located in Happy Valley top-rated school district, this property benefits by internet via Comcast Cable and is a great commute location to Silicon Valley! A year-round creek runs through this tranquil setting which is a prime family compound opportunity with great separation of space between units and lots of usable land. The main home has 4 bedrooms (1 of 2 primary suites can be used as a family room), 3 bathrooms and features brand new luxury vinyl plank flooring (LVT), hardwood floors, some new light fixtures & fresh paint inside and out. The cottage oozes with character and features 2 bedrooms, 1 bathroom, brand new LVT flooring, new carpet, a spacious creek-view deck & fenced yard. The setting is truly majestic & the neighbors are wonderful! Come see this rare offering before it's gone.
Multi-family investment opportunity near Delaveaga Park! This modern, private Duplex is tucked away with hillside views and detached 2-car garage on a 5,227 sq. ft. lot. The main unit has two bedrooms and 2.5 bathrooms with recent upgrades, including updated kitchens and baths, new lighting, appliances, luxury plank flooring, an updated roof, dual pane windows, mirrored closet doors, and an attached studio. Dream big with multiple options: live in one unit and rent out the other, house a multi-generational family or use it as a vacation home. The Location sells itself. Proximity to the golf course, Seabright beach, Staff of Life, Shoppers Corner, dog parks, public schools, and easy access to Highway 1 make this mid-town property a covetable investment opportunity that offers flexible lifestyle options that will progress over time.
THREE DETACHED UNITS IN A COVETED SEABRIGHT LOCATION! THE SELLERS DID NOT CUT ANY CORNERS ON THIS PROJECT!!! ALL 3 UNITS ARE FREESTANDING & HAVE SEPARATE BEAUTIFULLY LANDSCAPED & FENCED YARD SPACES FOR PLAYING WITH YOUR PETS OR JUST ENJOYING SOME PEACE & SUNSHINE. PROPERTY HAS 3 SEPARATE WATER & POWER METERS & INSIDE LAUNDRY IN EACH UNIT.." UNIT A" IS THE ORIGINAL HOME & WAS DESIGNED BY ARCHITECT KEITH GORDON AND BUILT BY COAST CONSTRUCTION SERVICES. IT JUST UNDERWENT A FULLY PERMITTED CUSTOM REMODEL. ONLY THE SHELL OF THE OLD HOME REMAINS. "UNIT A" FEATURES 3 BEDS 2 BATHS WITH STRUCTUALLY ENGINEERED VAULTED CEILINGS, CHEFS DREAM KITCHEN, QUARTZ COUNTERS & QUALITY APPLIANCES & CUSTOM BATHS. "UNIT B" IS A BRIGHT AND CHEERFUL 698 SQ. FT.1 BED 1 BATH OVER THE 2 CAR GARAGE & CARPORT FEATURING VAULTED CEILINGS TO LET THE SUN SHINE IN. "UNIT C" IS A 2 BED 1.5 BATH UNIT WITH LOTS OF WINDOWS A BRIGHT & BEAUTIFUL KITCHEN, DELIGHTFUL PRIVATE FENCED YARD WITH DECK. RENTAL AMOUNTS ARE ESTIMATES
Santa Cruz is located in California. Santa Cruz, California has a population of 62,714. Santa Cruz is less family-centric than the surrounding county with 29.75% of the households containing married families with children. The county average for households married with children is 30.25%.
The median household income in Santa Cruz, California is $96,217. The median household income for the surrounding county is $96,093 compared to the national median of $69,021. The median age of people living in Santa Cruz is 29 years.
The average high temperature in July is 77.4 degrees, with an average low temperature in January of 39.5 degrees. The average rainfall is approximately 32.5 inches per year, with 0 inches of snow per year.
