Just one block from the beach and nestled on a peaceful, tree-filled lot, this updated duplex offers exceptional flexibility with noHOA and no flood zone. Rent both sides for strong income potential, live in one while renting the other, or reimagine the propertyas a spacious single-family beach retreat. Each 1,050 sqft. unit features an open-concept living area, half bath, mud/laundryroom, private fenced backyard, two upstairs bedrooms, full bath, and abundant storage. Major improvements include newer windows, HVAC systems and ductwork, exterior resurfacing and paint, hot water heater, plus interior and appliance updates. Separate utilities and city water/sewer make ownership simple and tenant-friendly. 30-day minimum rentals are allowed. Conveniently located near restaurants, shopping, and grocery stores, this is a rare opportunity to own an affordable beachside property on Amelia Island.
Four-unit ocean view multifamily on Amelia Island's quiet North End - one block from the Atlantic. CURRENTLY AT 100% OCCUPANCY! Diverse unit mix: (2) 1BD/1BA ground-floor + (1) 2BD/1BA and (1) 2BD/2BA upper units. Staggered lease expirations offer immediate flexibility to reposition or renovate. Projected pro forma income of ~$88,000 at market rents. Long-term rental inventory on Amelia Island is extremely limited. Tourism generated $1.2B in economic impact in 2023 (+21% since 2021), with operators reporting a near year-round visitor pattern. Median HHI in Fernandina Beach is $92,535; average island HHI is $135,075. Minutes from Main Beach Park, Salt Life Food Shack, and The Sandbar. Short drive to Historic Downtown Fernandina Beach. Mayport NAS ~27 miles. Baptist Medical Center Nassau 2.2 miles away. Coastal multifamily this close to the water rarely comes to market on Amelia Island.

Fernandina Beach is located in Florida. Fernandina Beach, Florida has a population of 12,697. Fernandina Beach is less family-centric than the surrounding county with 11.83% of the households containing married families with children. The county average for households married with children is 26.76%.
The median household income in Fernandina Beach, Florida is $80,260. The median household income for the surrounding county is $77,504 compared to the national median of $69,021. The median age of people living in Fernandina Beach is 56.7 years.
The average high temperature in July is 90.5 degrees, with an average low temperature in January of 44.3 degrees. The average rainfall is approximately 47.6 inches per year, with 0.1 inches of snow per year.