Investment opportunity in the heart of downtown living! This duplex offers two separate rental units, each currently generating $850 per month in rental income. The main-level unit features 2 bedrooms, 1 bathroom, a spacious living room, kitchen, and laundry area. The upper-level unit offers 3 bedrooms, 1 bathroom, a living room, kitchen, and laundry area. Conveniently located near shopping, dining, schools, and all that downtown Toccoa has to offer. Whether you're looking to expand your investment portfolio or occupy one unit while generating income from the other, this property offers excellent potential.
Rare opportunity to own an active income-producing 3-unit converted home on a sprawling 1.8-acre lot in Toccoa. The property features a central 2-bedroom residence with a large kitchen, complemented by two separate studio-style ADUs (Accessory Dwelling Units) with remodeled bathrooms. This layout is ideal for consistent rental cash flow or a multi-generational family seeking privacy. The infrastructure is built for efficiency and utility, featuring a high-capacity solar array installed just 3 years ago under a transferable 25-year warranty, alongside a common laundry area and expansive decks for tenant enjoyment. Beyond the existing units, the property offers a dedicated exterior workshop with its own 220V power panel, perfect for storage, projects, or potential conversion into 1 or 2 more units. The expansive 1.8-acre lot provides a significant foundation for future growth; the topography allows for the construction of a private entry road along the side of the home, facilitating the development of additional rental units on the rear of the property without disturbing the existing tenants. The sale is fully transparent and ready for a smooth closing. It includes a survey, plat, and an Accuworth report detailing the roof's condition.
Income-producing opportunity in Toccoa with multiple potential revenue streams! This versatile property features two residential units plus a detached garage/workshop with additional rental possibilities. The larger apartment has recently been refreshed and is currently vacant, ready for a new tenant or owner occupant. Estimated rental income is approximately $1,350/month and includes laundry hookup in the closet. The studio apartment is currently rented for $900/month including utilities. A major bonus is the 24x30 detached two-car garage/workshop featuring two roll-up doors, pedestrian entry door, and full bathroom. This space could rent in its current condition for approximately $600/month or offers future conversion potential for additional studio apartments or living space. Two separate water meters are already in place at the garage, with one currently active. Recent updates include conversion from central HVAC to cost-efficient window A/C units and gas wall heaters. Total utility expenses for the entire property typically average $200-$300/month. Seller currently pays approximately $900 annually for insurance. Projected income potential: * Larger Apartment: approx. $1,350/month * Studio Apartment: $900/month (occupied) * Garage/Workshop: approx. $600/month Potential gross monthly income of approximately $2,800/month. Excellent opportunity for investors or owner-occupants seeking additional income and future expansion possibilities.
Cozy fully renovated 2 bed, 1 bath home in beautiful Toccoa! Enjoy a nice backyard with mountain views and easy access to the lake-perfect for relaxing or weekend getaways. Featuring a brand-new water heater and modern updates throughout, this home is move-in ready. Rental income: $1,000/month. Don't miss this opportunity for affordable living or investment in a serene setting!
Charming lakeside living! This property offers a 2 bed, 1 bath home with rental income potential of $1,200/month. Recently updated with a brand-new septic tank (2025) for peace of mind. The sale also includes an extra lot, giving you more space and investment potential. Enjoy lake access for fishing, boating, or simply relaxing in nature. Whether you're looking for an income property, vacation getaway, or affordable primary residence, this home is a fantastic opportunity in Toccoa!

Toccoa is located in Georgia. Toccoa, Georgia has a population of 9,048. Toccoa is less family-centric than the surrounding county with 19.06% of the households containing married families with children. The county average for households married with children is 25.34%.
The median household income in Toccoa, Georgia is $48,039. The median household income for the surrounding county is $50,194 compared to the national median of $69,021. The median age of people living in Toccoa is 42.4 years.
The average high temperature in July is 88 degrees, with an average low temperature in January of 30 degrees. The average rainfall is approximately 55.4 inches per year, with 1.7 inches of snow per year.