Courtesy: Hammock Realty North Georgia
Crystal Garner
706-599-2233
Investment opportunity in the heart of downtown living! This duplex offers two separate rental units, each currently generating $850 per month in rental income. The main-level unit features 2 bedrooms, 1 bathroom, a spacious living room, kitchen, and laundry area. The upper-level unit offers 3 bedrooms, 1 bathroom, a living room, kitchen, and laundry area. Conveniently located near shopping, dining, schools, and all that downtown Toccoa has to offer. Whether you're looking to expand your investment portfolio or occupy one unit while generating income from the other, this property offers excellent potential.
Courtesy: NorthGroup Real Estate Inc
Donna Smith
678-851-7170
Rare opportunity to own an active income-producing 3-unit converted home on a sprawling 1.8-acre lot in Toccoa. The property features a central 2-bedroom residence with a large kitchen, complemented by two separate studio-style ADUs (Accessory Dwelling Units) with remodeled bathrooms. This layout is ideal for consistent rental cash flow or a multi-generational family seeking privacy. The infrastructure is built for efficiency and utility, featuring a high-capacity solar array installed just 3 years ago under a transferable 25-year warranty, alongside a common laundry area and expansive decks for tenant enjoyment. Beyond the existing units, the property offers a dedicated exterior workshop with its own 220V power panel, perfect for storage, projects, or potential conversion into 1 or 2 more units. The expansive 1.8-acre lot provides a significant foundation for future growth; the topography allows for the construction of a private entry road along the side of the home, facilitating the development of additional rental units on the rear of the property without disturbing the existing tenants. The sale is fully transparent and ready for a smooth closing. It includes a survey, plat, and an Accuworth report detailing the roof's condition.
Courtesy: Hammock Realty North Georgia
Joni Scott
706-491-0325
INVESTOR ALERT: MULTIPLE INCOME STREAMS IN ONE PROPERTY! Looking for a property that can generate income from day one while offering future upside? This unique Toccoa investment opportunity checks all the boxes. The property currently features two residential units plus a detached 24' x 30' garage/workshop, creating multiple opportunities for cash flow and future value-add improvements. Large Apartment Recently refreshed and move-in ready, this unit is currently vacant and available for a new tenant or owner-occupant. Estimated rental income is approximately $1,350/month (including utilities) and includes a convenient laundry hookup. Studio Apartment Currently occupied and producing $900/month in rental income, Utilities included. Detached Garage/Workshop The 24' x 30' building features two roll-up doors, a pedestrian entrance, and a full bathroom. Rent it as a workshop or storage space for an estimated $600/month, or explore the potential to convert the building into additional living space. With two separate water meters already in place, the groundwork is there for future expansion. Potential rental income from a conversion could exceed $2,000/month. Income Potential * Large Apartment: Approx. $1,350/month * Studio Apartment: $900/month (currently occupied) * Garage/Workshop: Approx. $600/month * Potential Gross Income: Approximately $2,850/month * Potential for even greater returns with future improvements Additional Highlights: Low operating costs Utilities average approximately $200-$300/month Insurance approximately $900/year Flexible owner-occupant or investor opportunity Multiple value-add strategies available Whether you're looking to build your portfolio, house hack, or create additional income streams, this property offers flexibility, cash flow, and future upside in one package.
Courtesy: Keller Williams Realty Atl. Partners
Athahar Hussain
612-484-9304
Cozy fully renovated 2 bed, 1 bath home in beautiful Toccoa! Enjoy a nice backyard with mountain views and easy access to the lake-perfect for relaxing or weekend getaways. Featuring a brand-new water heater and modern updates throughout, this home is move-in ready. Rental income: $1,000/month. Don't miss this opportunity for affordable living or investment in a serene setting!
Courtesy: Keller Williams Realty Atl. Partners
Athahar Hussain
612-484-9304
Charming lakeside living! This property offers a 2 bed, 1 bath home with rental income potential of $1,200/month. Recently updated with a brand-new septic tank (2025) for peace of mind. The sale also includes an extra lot, giving you more space and investment potential. Enjoy lake access for fishing, boating, or simply relaxing in nature. Whether you're looking for an income property, vacation getaway, or affordable primary residence, this home is a fantastic opportunity in Toccoa!
Toccoa is located in Georgia. Toccoa, Georgia has a population of 9,048. Toccoa is less family-centric than the surrounding county with 19.06% of the households containing married families with children. The county average for households married with children is 25.34%.
The median household income in Toccoa, Georgia is $48,039. The median household income for the surrounding county is $50,194 compared to the national median of $69,021. The median age of people living in Toccoa is 42.4 years.
The average high temperature in July is 88 degrees, with an average low temperature in January of 30 degrees. The average rainfall is approximately 55.4 inches per year, with 1.7 inches of snow per year.
