Two units, six bedrooms, and plenty of possibilities! This side-by-side duplex offers three bedrooms and one bathroom in each unit, with one side currently rented and the other vacant, an opportunity to add to your investment portfolio or live in one unit while collecting rent from the other. Hardwood flooring, spacious rooms, covered front porches, and attic storage add to the appeal. The vacant side offers room for updates and your own finishing touches. Keep it as an income-producing property or explore the potential of an owner-occupied investment!
INVESTORS***Discover the charm of this beautifully renovated bi-level home in the desirable Lavale community. With 2,664 sq. ft. of meticulously maintained space, this residence boasts three spacious bedrooms and two full bathrooms, perfect for comfortable living. This very large home features a new metal roof. The interior features a harmonious blend of hardwood, new luxury vinyl plank, and new plush carpet flooring, creating a warm and inviting atmosphere. Enjoy culinary delights in the combination kitchen/dining area, equipped with appliances including an electric oven/range, refrigerator, and washer/dryer for ultimate convenience. Step outside to a well-manicured lot of 0.13 acres, featuring extensive hardscape, sidewalks, and street lights that enhance the neighborhood's appeal. The property offers stunning mountain views, providing a serene backdrop for your daily life. The detached oversized garage featues an upper level for additional storage and ample driveway space ensure plenty of parking for you and your guests. Located in a vibrant suburban setting, Lavale is known for its friendly community spirit. Residents of this mountain Maryland home will enjoy easy access to local parks, excellent schools, and essential public services, making it an ideal place to call home. With a major renovation in 2026 inclding a new metal roof, new flooring and paint, this property is not just a home; it's an investment in a thriving lifestyle. Additionally for the smart investor, this home could be converted into a duplex for a great income source. Don't miss the opportunity to make this exceptional LAVALE property your own!
A compelling investment opportunity featuring a rare unit configuration, substantial recent improvements and a strategic location within Cumberland’s ongoing revitalization. This expansive all-brick duplex offers approximately 2,668 finished square feet across three levels, with two separately metered units. The main-level residence features three bedrooms and one full bath, while the upper residence spans the second and third floors with four bedrooms, two full baths and an additional kitchen area. The layout may also offer potential for conversion into a third unit, subject to all required zoning, permitting and municipal approvals. Major foundation repairs have recently been completed, representing a significant structural investment in the property. A metal roof, fenced rear yard, public water and sewer, and convenient on-street parking add to its appeal. One unit is currently leased and the other is vacant, offering immediate income together with flexibility for lease-up, owner occupancy or future repositioning. Located at Spring and Elm, the property is just steps from Queen City Centre, with grocery shopping, restaurants and everyday conveniences nearby. Historic downtown Cumberland, Canal Place, the Western Maryland Scenic Railroad, the C&O Canal Towpath, the Great Allegheny Passage and I-68 are all just minutes away.
Investor opportunity in the LaVale area! This income-producing triplex features three 2-bedroom units with strong rental history and additional upside for the next owner. Currently generating rental income with room to increase rents over time, this property offers an excellent opportunity to grow cash flow. The spacious upper-level apartment stands out with its open floor plan and generous living space, making it especially attractive to tenants. Shared laundry is conveniently located on-site, and the property includes ample off-street parking. Outside, you’ll find a detached garage/workshop offering excellent storage, workspace, or potential for future use. Conveniently located just minutes from LaVale shopping, restaurants, and I-68, this is an ideal addition to an investment portfolio or an excellent opportunity for an owner-occupant looking to offset their mortgage with rental income.
This established "Airbnb" gem is located in the heart of Cumberland and is ready to put money in your pocket! The income is unbelievable, and the best part is...IT COULD BE YOURS! The property features a top and bottom duplex each with 2 bedrooms and 1 full bathroom, a living room and kitchen. The top unit will come fully furnished with the right offer so you can keep the income flowing with the "Airbnb" rentals. A separate laundry room is on the main level to be shared by both apartments. Guests have raved about the close proximity to historic downtown Cumberland, the Cumberland Theatre, Western Maryland Scenic Railroad, the C&O Canal and GAP Trail and all the local bars, restaurants and shops! The bottom unit is rented at $900/month. Tenant pays all utilities. Lease expiring in December. Electric was updated in 2025. The bottom unit was completely updated in 2026 including LVP flooring throughout, a new bathroom and kitchen.
INVESTORS & HOMEOWNERS—HERE’S AN OPPORTUNITY WITH OPTIONS! Discover the potential of this classic brick duplex located on Cumberland’s desirable West Side! Whether you’re looking to expand your investment portfolio, live in one unit while generating rental income from the other, or explore the possibility of converting the property back into a spacious single-family home, this property offers flexibility, character, and opportunity. The duplex features one 1-bedroom unit and one 2-bedroom unit, both offering spacious living areas and beautiful original woodwork throughout. The main-level unit welcomes you with a large living room, charming pocket doors, a separate dining area, and both front and rear porches. The screened-in rear porch with ceiling fan creates the perfect spot to relax, enjoy the views, and unwind after a long day. The upper unit offers its own special retreat with a front porch balcony, ideal for morning coffee, evening relaxation, or simply taking in the surroundings. Comfort is covered with gas heat, including radiator heat in the upper unit and natural gas forced-air heat in the lower unit, along with central air. Even better, all utilities are separately metered—including water, making this property especially attractive from an investment standpoint. All appliances convey, including the washer and dryer, adding even more value and convenience. A full unfinished basement provides plenty of additional storage space. Live in one unit and let the other help offset your expenses, rent both units for investment income, or investigate opening the property back up into a beautiful single-family residence—the possibilities are exciting! Character. Income potential. Flexibility. Location. This West Side brick duplex checks all the boxes and is PRICED TO SELL! Don’t miss your opportunity to own a property with multiple possibilities. Call today to schedule your private tour! Prepare to be wowed!
Turn-key up/down duplex in Cumberland! 616 Elm St is freshly remodeled and ready to generate income on day one. ? Property Highlights: Unit Breakdown: Two complete 1-bed, 1-bath units (one upstairs, one downstairs). Interior Features: Each unit includes a bright living room, updated kitchen, full bath, and dedicated laundry hook-ups! Recent Updates: Remodeled finishes throughout offer low-maintenance ownership for the new landlord. Prime Location: Steps from top daily conveniences—Chick-fil-A, the new Chipotle and Royal Farms, and quick access to Downtown Cumberland and Interstate 68! Perfect for seasoned investors expanding their portfolio or owner-occupants looking for a smart live-in investment. Don't wait—schedule your showing today!
This beautifully updated triplex is an excellent investment opportunity with strong income potential. The property features one spacious 2-bedroom unit and two well-appointed 1-bedroom units, all move-in ready.Each unit offers beautiful flooring throughout, updated kitchens with modern countertops, and stylish bathrooms with immaculate showers and vanities. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the others, this property is ready to deliver. Conveniently located in the heart of Cumberland, you'll be just minutes from shopping, restaurants, and major highways, making commuting easy and adding to the property's appeal for tenants. The property has 3 seperate meters. All 3 electrical panels have been updated.Schedule your private showing today!
This large duplex property is a wonderful opportunity for any investor with a vision. It has a very strong resale potential. The house needs a complete reno and is perfect for a flip or rebuild-and-sell strategy. Enter at own risk.
Welcome to 411 Washington Street! This circa late-1800s home is ideally located in the heart of the Washington Street Historic District and offers sweeping views of the area's iconic historic homes. This versatile multi-family property is perfect for investors, owner-occupants looking to generate rental income to offset expenses, or anyone dreaming of restoring it to its original grandeur as one magnificent single-family residence. The main-level apartment features a formal living room, formal dining room, two bedrooms, two bathrooms, a spacious kitchen open to the family room, and access to the basement. The second-floor apartment is an oversized two-bedroom, two-bathroom unit that could easily be converted back into two separate one-bedroom apartments, while the third-floor unit offers one bedroom and one bathroom. The basement provides excellent potential to be finished for additional living or storage space and includes two one-car garages. Situated on a large lot, the property offers ample space for a yard, off-street parking, and more. Each unit has separate electric meters and is heated by electric baseboard heat, making this a unique opportunity with endless possibilities in one of the area's most desirable historic neighborhoods. Minutes from Downtown Cumberland and I-68. Call today for more information!
An exceptional mixed-use investment opportunity in the heart of Cumberland. This well-maintained four-unit apartment building with a street-level commercial space offers strong in-place income, upside potential, and long-term stability—all in a convenient downtown location near shops, dining, and everyday amenities. The property is largely occupied and thoughtfully updated, making it a turnkey addition to any portfolio. The ground-floor commercial space features prominent street-facing windows, ideal for office, retail, or storage use, creating an additional revenue stream and flexibility for future tenants or owner use. Each residential unit is separately metered for electric and water, helping minimize owner expenses and simplify management. Unit Breakdown: - Unit 1: 1BR/1BA — Rented at $901/month. Features hardwood floors, in-unit laundry, and a new hot water heater. - Unit 2: 2BR/2BA — Rented at $822/month. Currently undergoing improvements, including new flooring in one bedroom. - Unit 3: 2BR/2BA — rented at $950/month. Offers hardwood floors, in-unit laundry, an open kitchen with island, and stunning city and mountain views—prime for immediate lease-up at market rate. - Unit 4: 1BR/1BA — Rented at $900/month. Recently updated with new carpet and flooring, fresh paint, new countertops, and a new hot water tank. Includes central air. Additional improvements include a fully waterproofed basement (2024) with a new sump pump, providing peace of mind and reduced maintenance concerns. With multiple income streams, solid rental history, and value-add potential through lease optimization and commercial use, this property delivers both immediate cash flow and long-term appreciation in a steadily revitalizing downtown market.
Breath taking investment property with thousands of dollars in upgrades. THIS DUPLEX FEATURES a New roof, just for starters - Bamboo floors on the main level of one side - Fresh paint - New storm doors - New decks and railings - New gutter system - New heat system on one side - This property is a duplex with one side rented with long term tenants - Both sides, layouts are almost mirror images - Left side has 1 1/2 baths - Very nice home - Live in one side and rent the other - Additional lot could possibly be purchased separately ( not included in sale ) - Could easily rent for $1,100 - $1,200 per month or more each side. Live in one side, rent out the other. BASICALLY TWO HOUSES FOR THE OF ONE!!!!
**SELLER SAYS GET IT SOLD — BRING ALL OFFERS! MAJOR PRICE REDUCTION!** Investor special in Cumberland. 401-403 Ascension Street is a fully vacant duplex offering two 2-bedroom, 1-bath units with separate utilities and significant value-add potential. This property needs a full interior renovation and is being sold strictly as-is. Both units are vacant, allowing a new owner to begin work immediately without having to navigate existing tenants. The property was previously operated as a Section 8 rental and generated approximately $1,600 per month in total rental income. With renovation, repositioning, and the new commercial development just steps away, this could be an excellent value-add opportunity for an investor looking to capture future upside. The existing duplex configuration and separate utilities make it well suited for a long-term rental, BRRRR project, house-hack, or portfolio addition. Conveniently located near downtown Cumberland, I-68, UPMC Western Maryland, shopping, dining, employment centers, and nearby new commercial development. **No reasonable offer ignored — bring the toolbox, bring the vision, bring the offer. Seller wants it gone.** **Rehab required. Sold strictly as-is.**
Investor alert–This well-maintained triplex presents an outstanding opportunity for investors seeking immediate cash flow with future upside. The property features two spacious 2-bedroom units and one well-appointed 1-bedroom unit, plus a potential 4th unit or additional storage space for added flexibility and long-term value. Recent improvements include a new metal roof, three brand-new gas furnaces, and ductwork already installed for future mini-split systems. All appliances convey, making for a smooth, hassle-free transition for the next owner. Unit A has renovations scheduled, B is currently rented for $950/month, C is rented for $725 and each unit is separately metered for gas and electric to help minimize owner expenses. Tenants pay their own gas and electric, while the owner covers water, sewer, and trash. Conveniently located near downtown Cumberland, shopping, restaurants, and medical facilities, Seller will consider a package deal with additional available properties: MDAL2012462 and MDAL2012546. Call today to schedule your private tour and explore the potential of this income-producing investment opportunity!
This is an income producing duplex. One side pays $800 a month, the other $750
Re-listed with a great new price!! Property is actually a duplex that was converted into a 5 unit building and is currently fully rented. Financials are available upon request.
HUGE PRICE IMPROVEMENT!!! CALLING ALL INVESTORS!!! Unlock the potential of this income-producing triplex in Cumberland, MD! Situated on a corner lot, this property features 3 one-bedroom, one-bath units, with potential for a 4th unit for owner-occupant setup. Each unit includes a stove and refrigerator, and the main-level unit features a newer stove. This property offers natural gas radiator heat, though the radiators do show evidence of needing repair, and ceiling repair work is needed in the main-level kitchen. With the right vision and updates, this could be an excellent opportunity for an investor looking to expand their portfolio or an owner-occupant seeking added rental income. Conveniently located near shopping, restaurants, and medical facilities, this property is also just minutes from Downtown Cumberland’s walking mall, I-68 East and West, the Western Maryland Scenic Railroad, the Great Allegheny Passage, and the C&O Canal towpath. Priced to sell, this is a value-packed investment opportunity with strong upside potential. Call today to schedule your tour!
Investor special ! Duplex , 3 spacious bedrooms inside on each side , separate gas meters per unit !
This investment multi-family property features five income-producing units, each with baseboard heat and tenant-paid electric. The landlord currently covers water, sewer, and trash services, and the property also includes a garage. Ideally located in an established residential neighborhood with access to downtown amenities, shopping, and major commuter routes, this asset is attractive to both tenants and investors. 5 Units - (1) 2 bed/1bath, (2) 1 bed/1 bath, (2) efficiency 1 bedroom unit is currently leased at $700/month. currently a month to month lease. Other properties available. Discount for purchase of all 4 properties. 315 Frederick - 9 Units 339/341 Frederick - 5 Units Commercial Lot Front & Baltimore .08 Acres
Investment opportunity in Cumberland, Maryland. This nine-unit property is comprised entirely of efficiency apartments. The building also features a small commercial space currently utilized as a tenant laundry area. The landlord covers utilities. Gas boiler replaced 2 years ago. Ideally positioned with easy access to downtown amenities, shopping, and transportation routes. 9 Efficiency Units - 3 units leased - 2 @$725, 1@$625. all leases are month to month Other properties available discount for purchase of all properties -229 E Union - 5 Units - 339/341 Frederick 5 Units - Commercial Lot Front & Baltimore .08 Acres
124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor—ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.
NEW METAL ROOF JUST INSTALLED !! VERY NICE DUPLEX WITH LONG TERM TENANTS - 18 SIDE TENANT HAS BEEN THERE 15 + YEARS - CURRENTLY GROSSING $1,350 PER MONTH - TENANTS PAY ALL UTILITIES - NOW IS THE TIME TO INVEST
EXCELLENT INVESTMENT DUPLEX - BOTH SIDES ARE HUD APPROVED - LEASES ARE MONTH TO MONTH - CURRENTLY GROSSING $1,500 PER MONTH - TENANTS PAY UTILITIES. LEASES ARE MONTH TO MONTH. LEFT HAS A NICE KITCHEN, DINING ROOM AND LIIVING.
Cumberland is located in Maryland. Cumberland, Maryland has a population of 19,028. Cumberland is less family-centric than the surrounding county with 24.79% of the households containing married families with children. The county average for households married with children is 24.83%.
The median household income in Cumberland, Maryland is $43,699. The median household income for the surrounding county is $51,090 compared to the national median of $69,021. The median age of people living in Cumberland is 40.7 years.
The average high temperature in July is 87.9 degrees, with an average low temperature in January of 21.2 degrees. The average rainfall is approximately 38.2 inches per year, with 30.1 inches of snow per year.
