INVESTORS & HOMEOWNERS—HERE’S AN OPPORTUNITY WITH OPTIONS! Discover the potential of this classic brick duplex located on Cumberland’s desirable West Side! Whether you’re looking to expand your investment portfolio, live in one unit while generating rental income from the other, or explore the possibility of converting the property back into a spacious single-family home, this property offers flexibility, character, and opportunity. The duplex features one 1-bedroom unit and one 2-bedroom unit, both offering spacious living areas and beautiful original woodwork throughout. The main-level unit welcomes you with a large living room, charming pocket doors, a separate dining area, and both front and rear porches. The screened-in rear porch with ceiling fan creates the perfect spot to relax, enjoy the views, and unwind after a long day. The upper unit offers its own special retreat with a front porch balcony, ideal for morning coffee, evening relaxation, or simply taking in the surroundings. Comfort is covered with gas heat, including radiator heat in the upper unit and natural gas forced-air heat in the lower unit, along with central air. Even better, all utilities are separately metered—including water, making this property especially attractive from an investment standpoint. All appliances convey, including the washer and dryer, adding even more value and convenience. A full unfinished basement provides plenty of additional storage space. Live in one unit and let the other help offset your expenses, rent both units for investment income, or investigate opening the property back up into a beautiful single-family residence—the possibilities are exciting! Character. Income potential. Flexibility. Location. This West Side brick duplex checks all the boxes and is PRICED TO SELL! Don’t miss your opportunity to own a property with multiple possibilities. Call today to schedule your private tour! Prepare to be wowed!
Turn-key up/down duplex in Cumberland! 616 Elm St is freshly remodeled and ready to generate income on day one. ? Property Highlights: Unit Breakdown: Two complete 1-bed, 1-bath units (one upstairs, one downstairs). Interior Features: Each unit includes a bright living room, updated kitchen, full bath, and dedicated laundry hook-ups! Recent Updates: Remodeled finishes throughout offer low-maintenance ownership for the new landlord. Prime Location: Steps from top daily conveniences—Chick-fil-A, the new Chipotle and Royal Farms, and quick access to Downtown Cumberland and Interstate 68! Perfect for seasoned investors expanding their portfolio or owner-occupants looking for a smart live-in investment. Don't wait—schedule your showing today!
This beautifully updated triplex is an excellent investment opportunity with strong income potential. The property features one spacious 2-bedroom unit and two well-appointed 1-bedroom units, all move-in ready.Each unit offers beautiful flooring throughout, updated kitchens with modern countertops, and stylish bathrooms with immaculate showers and vanities. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the others, this property is ready to deliver. Conveniently located in the heart of Cumberland, you'll be just minutes from shopping, restaurants, and major highways, making commuting easy and adding to the property's appeal for tenants. The property has 3 seperate meters. All 3 electrical panels have been updated.Schedule your private showing today!
This large duplex property is a wonderful opportunity for any investor with a vision. It has a very strong resale potential. The house needs a complete reno and is perfect for a flip or rebuild-and-sell strategy. Enter at own risk.
Welcome to 411 Washington Street! This circa late-1800s home is ideally located in the heart of the Washington Street Historic District and offers sweeping views of the area's iconic historic homes. This versatile multi-family property is perfect for investors, owner-occupants looking to generate rental income to offset expenses, or anyone dreaming of restoring it to its original grandeur as one magnificent single-family residence. The main-level apartment features a formal living room, formal dining room, two bedrooms, two bathrooms, a spacious kitchen open to the family room, and access to the basement. The second-floor apartment is an oversized two-bedroom, two-bathroom unit that could easily be converted back into two separate one-bedroom apartments, while the third-floor unit offers one bedroom and one bathroom. The basement provides excellent potential to be finished for additional living or storage space and includes two one-car garages. Situated on a large lot, the property offers ample space for a yard, off-street parking, and more. Each unit has separate electric meters and is heated by electric baseboard heat, making this a unique opportunity with endless possibilities in one of the area's most desirable historic neighborhoods. Minutes from Downtown Cumberland and I-68. Call today for more information!
Turnkey investment opportunities like this don’t come around often! This move-in ready duplex features two 1-bedroom, 1-bath units, making it an excellent addition to any investor’s portfolio or a great option for an owner-occupant looking to offset their mortgage with rental income. Both units are ready for immediate occupancy, allowing you to start generating income without the hassle of renovations. Conveniently located near downtown Cumberland, shopping, restaurants, schools, and commuter routes, this property combines strong rental potential with everyday convenience. Whether you’re a seasoned investor or just getting started, this is a chance to own a cash-flowing property in an affordable market. Don’t miss your opportunity to add this income-producing duplex to your portfolio!
An exceptional mixed-use investment opportunity in the heart of Cumberland. This well-maintained four-unit apartment building with a street-level commercial space offers strong in-place income, upside potential, and long-term stability—all in a convenient downtown location near shops, dining, and everyday amenities. The property is largely occupied and thoughtfully updated, making it a turnkey addition to any portfolio. The ground-floor commercial space features prominent street-facing windows, ideal for office, retail, or storage use, creating an additional revenue stream and flexibility for future tenants or owner use. Each residential unit is separately metered for electric and water, helping minimize owner expenses and simplify management. Unit Breakdown: - Unit 1: 1BR/1BA — Rented at $901/month. Features hardwood floors, in-unit laundry, and a new hot water heater. - Unit 2: 2BR/2BA — Rented at $822/month. Currently undergoing improvements, including new flooring in one bedroom. - Unit 3: 2BR/2BA — rented at $950/month. Offers hardwood floors, in-unit laundry, an open kitchen with island, and stunning city and mountain views—prime for immediate lease-up at market rate. - Unit 4: 1BR/1BA — Rented at $900/month. Recently updated with new carpet and flooring, fresh paint, new countertops, and a new hot water tank. Includes central air. Additional improvements include a fully waterproofed basement (2024) with a new sump pump, providing peace of mind and reduced maintenance concerns. With multiple income streams, solid rental history, and value-add potential through lease optimization and commercial use, this property delivers both immediate cash flow and long-term appreciation in a steadily revitalizing downtown market.
Breath taking investment property with thousands of dollars in upgrades - New roof, just for starters - Bamboo floors on the main level of one side - Fresh paint - New storm doors - New decks and railings - New gutter system - New heat system on one side - This property is a duplex with one side rented with long term tenants - Both sides, layouts are almost mirror images - Left side has 1 1/2 baths - Very nice home - Live in one side and rent the other - Additional lot could possibly be purchased separately ( not included in sale ) - Could easily rent for $1,000 - $1,100 per month or more each side.
Rare vacant duplex opportunity in the path of Cumberland’s continued revitalization. 401-403 Ascension Street offers two 2-bedroom, 1-bath units with completely separate utilities, giving investors a clean slate to renovate, stabilize, and capture upside without working around existing tenants. Whether you are looking for a long-term rental, BRRRR project, house-hack, or value-add portfolio piece, this property checks the boxes: vacant possession, separate utility setup, two functional units, and strong income potential after improvement. Cumberland continues to attract attention for its affordability, historic character, outdoor recreation, and major downtown investment, including the recently completed Baltimore Street redevelopment. Located near downtown Cumberland, I-68, UPMC Western Maryland, shopping, dining, and local employment centers, this duplex is well positioned for future rental demand. Bring your contractor and your vision. Properties with this level of flexibility and upside are becoming harder to find at this price point. Sold strictly as-is.
**New Listing Multi-Family Investment Opportunity** Discover the potential of this impressive multi-family property nestled in the heart of Cumberland, Maryland. Featuring six spacious bedrooms and three full bathrooms, fully renovated. this versatile residence offers a fantastic opportunity for savvy investors or owner-occupants seeking rental income to offset their mortgage. 1St level: 2 Bedroom and 1 Full Bath ( has been rented $1600 ) 2ND level: 2 Bedroom and 1 Full Bath ( has been rented $1600 ) 3rd Bedroom: 2 Bedroom and 1 Full Bath - WALKOUT STAIR ( has been rented $1500 ) *** PRICE REDUCED FOR QUICK SALE *** Perfectly positioned on Glenn Street, this property delivers the kind of convenience that tenants crave. Daily essentials are just a short stroll away at Save A Lot on Queen City Drive, while Nick Giarrita Park offers a refreshing green escape mere blocks from your doorstep — ideal for families and outdoor enthusiasts alike. Transit-minded residents will appreciate the proximity to the Cumberland train station on East Harrison Street, providing excellent connectivity for commuters and weekend adventurers. Families with school-age children benefit from easy access to Fort Hill High School, a well-regarded institution just a short drive away. Cumberland itself is a city rich in history and character, where Appalachian charm meets small-town warmth. The surrounding community continues to attract attention from investors who recognize the area's steady growth and affordable entry points. Whether you're looking to expand your real estate portfolio or searching for a home that works as hard as you do, this multi-family gem checks all the right boxes. With multiple units generating income potential and a location brimming with neighborhood amenities, this is one opportunity you won't want to miss. *** SCHEDULE YOUR PRIVATE SHOWING TODAY AND MAKE AN OFFER ! *** THIS PROPERTY WON'T LAST LONG! *** ALL FURNITURE IN THE PROPERTY CONVEYS! *** PRICE REDUCED FOR QUICK SALE ***
Investor alert–This well-maintained triplex presents an outstanding opportunity for investors seeking immediate cash flow with future upside. The property features two spacious 2-bedroom units and one well-appointed 1-bedroom unit, plus a potential 4th unit or additional storage space for added flexibility and long-term value. Recent improvements include a new metal roof, three brand-new gas furnaces, and ductwork already installed for future mini-split systems. All appliances convey, making for a smooth, hassle-free transition for the next owner. Unit A has renovations scheduled, B is currently rented for $950/month, C is rented for $725 and each unit is separately metered for gas and electric to help minimize owner expenses. Tenants pay their own gas and electric, while the owner covers water, sewer, and trash. Conveniently located near downtown Cumberland, shopping, restaurants, and medical facilities, Seller will consider a package deal with additional available properties: MDAL2012462 and MDAL2012546. Call today to schedule your private tour and explore the potential of this income-producing investment opportunity!
This is an income producing duplex. One side pays $800 a month, the other $750
Re-listed with a great new price!! Property is actually a duplex that was converted into a 5 unit building and is currently fully rented. Financials are available upon request.
HUGE PRICE IMPROVEMENT!!! CALLING ALL INVESTORS!!! Unlock the potential of this income-producing triplex in Cumberland, MD! Situated on a corner lot, this property features 3 one-bedroom, one-bath units, with potential for a 4th unit for owner-occupant setup. Each unit includes a stove and refrigerator, and the main-level unit features a newer stove. This property offers natural gas radiator heat, though the radiators do show evidence of needing repair, and ceiling repair work is needed in the main-level kitchen. With the right vision and updates, this could be an excellent opportunity for an investor looking to expand their portfolio or an owner-occupant seeking added rental income. Conveniently located near shopping, restaurants, and medical facilities, this property is also just minutes from Downtown Cumberland’s walking mall, I-68 East and West, the Western Maryland Scenic Railroad, the Great Allegheny Passage, and the C&O Canal towpath. Priced to sell, this is a value-packed investment opportunity with strong upside potential. Call today to schedule your tour!
Investor special ! Duplex , 3 spacious bedrooms inside on each side , separate gas meters per unit !
This investment multi-family property features five income-producing units, each with baseboard heat and tenant-paid electric. The landlord currently covers water, sewer, and trash services, and the property also includes a garage. Ideally located in an established residential neighborhood with access to downtown amenities, shopping, and major commuter routes, this asset is attractive to both tenants and investors. 5 Units - (1) 2 bed/1bath, (2) 1 bed/1 bath, (2) efficiency 1 bedroom unit is currently leased at $700/month. currently a month to month lease. Other properties available. Discount for purchase of all 4 properties. 315 Frederick - 9 Units 339/341 Frederick - 5 Units Commercial Lot Front & Baltimore .08 Acres
Investment opportunity in Cumberland, Maryland. This nine-unit property is comprised entirely of efficiency apartments. The building also features a small commercial space currently utilized as a tenant laundry area. The landlord covers utilities. Gas boiler replaced 2 years ago. Ideally positioned with easy access to downtown amenities, shopping, and transportation routes. 9 Efficiency Units - 3 units leased - 2 @$725, 1@$625. all leases are month to month Other properties available discount for purchase of all properties -229 E Union - 5 Units - 339/341 Frederick 5 Units - Commercial Lot Front & Baltimore .08 Acres
124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floor—ideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.
NEW METAL ROOF JUST INSTALLED !! VERY NICE DUPLEX WITH LONG TERM TENANTS - 18 SIDE TENANT HAS BEEN THERE 15 + YEARS - CURRENT GROSS APPROX $11,400 - TENANTS PAY ALL UTILITIES - NOW IS THE TIME TO INVEST
EXCELLENT INVESTMENT DUPLEX - BOTH SIDES ARE HUD APPROVED - LEASES ARE MONTH TO MONTH - APPROX GROSS $12,560 - TENANTS PAY UTILITIES. LEASES ARE MONTH TO MONTH. LEFT HAS A NICE KITCHEN, DINING ROOM AND LIIVING.
Cumberland is located in Maryland. Cumberland, Maryland has a population of 19,028. Cumberland is less family-centric than the surrounding county with 24.79% of the households containing married families with children. The county average for households married with children is 24.83%.
The median household income in Cumberland, Maryland is $43,699. The median household income for the surrounding county is $51,090 compared to the national median of $69,021. The median age of people living in Cumberland is 40.7 years.
The average high temperature in July is 87.9 degrees, with an average low temperature in January of 21.2 degrees. The average rainfall is approximately 38.2 inches per year, with 30.1 inches of snow per year.
