VA BUYERS--PRICED UNDER $250,000 WITH A RARE 3.75% ASSUMABLE VA LOAN! Here's an opportunity that's hard to find in today's market, an affordable, move-in-ready home paired with an incredible assumable interest rate. Welcome home to this 2-bedroom, 2.5-bath townhome in the heart of Mary Esther, where affordability, convenience, and low-maintenance living come together. Located approximately 6 miles from Hurlburt Field and convenient to the area's beautiful white-sand beaches, shopping, dining, and waterfront parks, this home puts you close to both work and the Emerald Coast lifestyle. Step inside to a bright, open floor plan that feels welcoming from the moment you arrive. The spacious kitchen offers white cabinetry with countertop space and a breakfast bar while overlooking the main living area, perfect for staying connected while cooking, relaxing, or entertaining. A convenient half bath and laundry area are located on the main level. Sliding glass doors open to a fully fenced backyard, giving you your own private outdoor space for morning coffee, grilling with friends, pets, gardening, or simply relaxing at the end of the day. Upstairs, you'll find two generously sized bedrooms, each with its own private ensuite bathroom, a wonderful layout for privacy, guests, roommates, or family. An attached one-car garage and ample storage add everyday convenience, while the 2017 roof, 2017 HVAC system, and 2021 water heater offer added peace of mind. Priced under $250,000 + a 3.75% assumable VA loan + approximately 6 miles to Hurlburt Field = an opportunity VA buyers won't want to overlook. Come see for yourself how easy it would be to call this Mary Esther townhome HOME.
WELCOME HOME to this beautiful WATERFRONT condo located on the Sound in Mary Esther in a gated, non-STR community. Fully renovated a few years ago, this unit is in a building of only 40 units and makes for the perfect home or vacation home! Located just a few miles West of Hurlburt Field, and perfectly centered between FWB and Navarre for all of your shopping and dining needs. Enjoy your morning coffee or evening sunset on the patio overlooking the Sound or on the private lawn/beach area with your feet in the water, watching the dolphins swim by and boats cruising through. Enjoy the pool and hot tub year round and watch all the fun on the water. There are 2 docks - one boat dock and another pedestrian dock to sit and enjoy the view or go fishing! The recreational lot next door is a shared lot between the Intercoastal Pointe HOA and the community/neighborhood next door - fun for the whole family/guests to play and have a barbecue. These units don't hit the market very often, so now is your chance! HVAC - 2018 Water Heater - 2018
Seller will allow a $6k update allowance to buyer at closing with a decent offer. LOCATION... 2 miles West to Hurlburt AFB and 4 miles East to Downtown FWB! This home is situated on a corner lot and has a private fenced backyard with Florida Room for relaxing & barbecuing. Yard has a sprinkler system & lawn well pump. New outdoor lighting & video cameras recently installed. Kitchen is spacious and has a chef's pantry, gas stove, island w/pot rack above, beautiful Corian countertops, and double stainless steel sink. House has a split floor plan & separate dining room. Living Room has raised ceilings and a cozy brick fireplace. Hardwood floors located in living, dining & kitchen areas. Master Suite is spacious and has sliding glass doors that lead into the backyard. Newly renovated Master Bathroom with double vanity and his & her walk-in closets, garden tub & shower combination, toilet & tiled floors... House has a large laundry room with washer & dryer, cabinets, a place to hang clothes, shelving & conveniently located back door. Home is in the same neighborhood to Oak Tree Park which has a playground, picnic area, basketball court and Oak Tree Nature Preserve known for its wooden walking & hiking trails. House has a 2-car garage with pull down attic stairs for extra storage. Backyard has a fire pit for enjoyment when weather cools off.
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home, ideally located just 2.7 miles from the gate at Hurlburt Field and minutes from the stunning beaches of Florida's Emerald Coast. Completely updated in 2015, this inviting home features LVP and tile flooring throughout, creating a stylish and easy-to-maintain living space. The open-concept floor plan offers a spacious family room and dining area, perfect for entertaining or everyday living. The kitchen boasts granite countertops, stainless steel appliances, cherry wood cabinets, and a large pantry with plenty of storage. The updated bathrooms feature beautiful tile finishes, while the convenient laundry room adds even more functionality. Step outside to enjoy the backyard patio, perfect for relaxing, grilling, or entertaining. With its excellent location, thoughtful updates, and meticulous maintenance, this home is a fantastic opportunity for anyone looking to be close to Hurlburt Field, local amenities, and the beautiful Emerald Coast beaches!
NO HOA! Seller concession of $5000 towards buyers closing costs. 5 minute commute to Hurlburt Field! Large finished workshop with electricity offers flex space for equipment, gym or potential ADU. 2020 Roof, 2024 AC, 2026 Water Heater. Home features stylish durable, LVP flooring throughout--with no carpet in sight. Thoughtfully laid out, the residence offers 2 separate living areas, providing plenty of space for entertaining family and friends. The spacious primary suite includes a dressing room with 2 closets and overhead storage. It sits right next to Bedroom 3, with built-in shelves and is ideal for a nursery, home office, or quiet retreat. Outside, the expansive backyard offers endless potential, with plenty of room for a pool, outdoor kitchen, or play area.
This one bedroom, one bath condo sits on the Santa Rosa Sound in The Cedars, a charming waterfront community. This ground floor unit offers 641 square feet of low maintenance living, perfect for first time buyers, investors, or those looking to downsize. The bright, open layout provides a great opportunity to add your personal touch. Community amenities include a pool, fishing dock, boat rack, picnic areas, and coin laundry. Conveniently located minutes from Hurlburt Field, shopping, dining, and the white sand beaches of Fort Walton Beach. Enjoy an easygoing coastal lifestyle and schedule your showing today.
REO VA Property. Professional Photos coming!!! New Lower Price. This party oasis is an outstanding buy. Home features an inground pool with covered Gazabo for a place to gather. Private backyard a great place to entertain friends and family. This 4 bedroom 2 bath home features a living room with fireplace and a family room plenty large enough for a few game tables. Laundry exists between kitchen and entry to family room. The home has gas cooking stove and gas HWH. Home is being sold in AS IS condition. Agent does not know if the pool equipment is in working order as pool was covered when home was assigned to agent.
Welcome to this inviting 3-bedroom, 2-bath home with NEW ROOF AND HVAC IN 2024 in a location that makes everyday life easier! The split-bedroom floor plan provides privacy, while the open kitchen, dining and living areas create a natural gathering place. The updated kitchen offers abundant cabinetry, generous counter space, a breakfast bar and stainless-steel appliances. All major appliances remain--including the refrigerator, range, built-in microwave, dishwasher, washer & dryer--making your move that much simpler. Relax beside the living-room fireplace or enjoy the spacious heated & cooled Florida room, perfect for a 2nd living area, home office, playroom or hobby space. Outside, the fenced yard features mature trees, a deck for grilling and entertaining, & a storage shed. A 2 car garage provides additional parking & storage. Located approximately six minutes from Hurlburt Field with easy access to Highway 98, shopping, dining, Fort Walton Beach & the sugar-white shores of Navarre Beach. Schedule your showing today!
Welcome home to easy, coastal living! This beautiful, pristine one-story townhome has received tons of high cost upgrades to offer you the perfect package of convenience, and value! The best part is, there is NO HOA!!! Step inside to discover what everyday affordable living feels like - at an elevated level. Freshly painted walls, new carpet in the bedrooms, all new stainless-steel appliances, including a Bosch dishwasher, new countertops, lighting, PLUS so much more! A brand-new roof was just installed last year with added insulation and a reflective energy-saving barrier, to help keep utility costs down year-round. You will also love the peace of mind that comes along with all new impact windows and doors, which not only enhances safety but may help reduce insurance costs, which is a big win for Florida homeowners. Conveniently located to the beaches, bases and just under 2 miles to Hurlburt Field. Everything you need for work and play is just minutes away. This home truly checks off all the boxes! Whether you're looking for a primary home, a low-maintenance lifestyle, or a smart investment, this one is a must-see!
$300 off first month's rent. Enjoy relaxed waterfront living in this charming third-floor, 1-bedroom, 1-bath condo in Mary Esther. The home offers beautiful water views and a private balcony that’s perfect for enjoying the coastal setting. Sliding glass doors lead from the living room directly onto the balcony, which also features a separate entrance from the bedroom and a convenient outdoor storage closet. Inside, the condo features a bright kitchen with white cabinetry and matching white appliances, along with a dedicated eating area. The comfortable living space flows naturally onto the balcony, bringing the waterfront atmosphere right into the home. On-site laundry facilities provide added convenience. Community amenities include a waterside swimming pool and temporary boat docking, making it easy to enjoy life along the water. Conveniently located on Miracle Strip Parkway with easy access to Hurlburt Field, Fort Walton Beach, shopping, dining, and the beautiful Emerald Coast. Rent includes water, sewer, trash, and wi-fi. We strive to provide an experience that is cost-effective and convenient. That's why we provide a Resident Benefits Package (RBP) to address common headaches for our residents. Our program handles insurance, identity protection, pest control, air filter changes, utility set up, credit building, rent rewards, and more at a rate of $39.95/month, added to every property as a required program. More details upon application. Total monthly payment (Rent + $39.95).
Built in 1990, this 3 bedroom 2 bath REO home is located just a few miles from Hurlburt field, Eglin AFB, beaches and so much more. Just over 1000 sf, this vinyl sided home rests at the end of a cul-de-sac and has a fenced back yard. This home is being sold strictly at auction and there are no showings at this time as the home is currently occupied. Trespassing is a crime. Occupied property. Inspections/appraisals not available. Sold as-is, where-is, sight unseen. No for sale sign. Contact with occupants is prohibited.
Welcome home to this beautifully maintained 2-year-old brick residence offering the perfect blend of modern design, quality construction, and everyday convenience. Situated on a fully fenced quarter-acre lot (75' x 100'), you'll have plenty of room to add the pool you've always wanted while still enjoying ample outdoor space for entertaining, pets, or play. Step inside to discover over 2,000 square feet of thoughtfully designed living space featuring 4 spacious bedrooms, 2 full bathrooms, soaring ceilings, and elegant double tray ceiling accents that create an open, airy feel throughout. The flowing floor plan lives much larger than its square footage, making it ideal for both everyday living and hosting family and friends. Perfectly positioned for today's busy lifestyle, you'll enjoy a quick commute to the new Publix, restaurants, and shopping, easy access to Hurlburt Field and Eglin Air Force Base, and you'll be just 10 minutes from the white sugar-sand beaches of Navarre Beach. Attractively priced in the mid-$400s, this home is an outstanding opportunity for the smart, value-conscious buyer looking for newer construction without the wait. The sellers are flexible, allowing you to choose a move-in date that works best for your schedule. This is the one you've been waiting for--schedule your private showing today and experience everything this exceptional home has to offer! Please check out the feature sheet for more details.
FHA ASSUMABLE with 3% rate! Updated Brick Home, COMPLETE REWIRE, with Large Fenced Backyard in Mary Esther! Conveniently located just minutes from Hurlburt Field, a short drive to Eglin Air Force Base, Fort Walton Beach, shopping, dining, parks, and the Emerald Coast's beautiful white-sand beaches, this move-in ready 3-bedroom, 2-bath home offers the perfect combination of comfort and convenience. Inside, you'll find a bright, functional floor plan featuring an updated kitchen with eye-catching navy cabinetry, stainless steel appliances, subway tile backsplash, generous counter space, and an adjoining dining area with views of the backyard. The spacious living room provides plenty of room to gather, while the well-appointed bedrooms offer comfortable living with neutral finishes throughout. The backyard is truly the star of the property. Fully fenced and shaded by mature oak trees, this expansive outdoor space offers endless possibilities for entertaining, relaxing, gardening, or outdoor recreation. Enjoy evenings around the fire pit, unwind on the patio, or take advantage of the storage building for lawn equipment, hobbies, or additional storage. With its updated kitchen, spacious backyard, mature landscaping, and convenient Mary Esther location near beaches, shopping, dining, and major employers, 185 Miramar Street is a wonderful opportunity to own a move-in ready home along Florida's Emerald Coast. Roof-2018, Water Heater-2020, HVAC-2016
MOTIVATED SELLER! This an adorable 4-bedroom 2-bath home is waiting for you! Porcelain tile throughout. Updated cabinets in the kitchen. Updated bathrooms. Track lighting! Seller upgraded the A/C ventilation system for $20,000. Extended patio. Upgraded fence for $5,000. Healthy Pear tree, Peach and Apple tree. Vacant chicken coop. Seller open to buyer credits with the right offer. Great Location! Inside has recently been painted all white in the living room and kitchen.
Live minutes from the beach and close to everything you need on the Emerald Coast! This sturdy (plywood) 3-bedroom/2-bath POOL home is in a quiet, no-HOA neighborhood and is updated and move-in ready! The lot gives plenty of privacy, so you won't feel like you share space with your neighbors. Home features tile floors, updated bathrooms, a breakfast bar, and a dual-use (gas/wood) fireplace with bonus living room! New HVAC system (2022 w/warranty), newer roof (2018), hot water heater (2019), new fridge (2022), gas stove, & epoxy garage floor. The home includes a screened Florida room adjoining the in-ground pool with a new (2024) Hayward variable speed pool pump & filter system. Brand new privacy fence installed 2025.
Welcome home to this Recently refreshed, home in Mary Esther, FL! This beautifully remodeled 3-bedroom, 1-bathroom home offers fresh, modern updates while maintaining a warm and inviting feel. Inside, you'll find a bright, refreshed interior that's ready for you to move right in. The home features convenient laundry hookups, making everyday living even easier. Step outside to enjoy the large backyard, offering plenty of space to develop your own outdoor retreat or garden. Conveniently located near shopping, dining, schools, and the beautiful Emerald Coast beaches, this move-in-ready home is an excellent opportunity for first-time homebuyers, downsizers, or anyone looking for a stylish, updated home in Mary Esther.
Welcome to 4 Windale Road in Mary Esther. This well-maintained all-brick home offers 2,189 square feet of living space with 3 bedrooms, 2 bathrooms, a dedicated office, and an attached 2-car garage. Built in 2002, the home features a spacious and functional layout with plenty of room for everyday living and entertaining. A new HVAC system provides added comfort and peace of mind. Outside, the large fenced backyard offers generous space to enjoy, while the screened porch creates a comfortable setting for relaxing or gathering throughout the year. With no HOA and a location just over two miles from Hurlburt Field, this property combines space, flexibility, and convenience in one appealing package.
NEW ROOF, 2023 HVAC, and PAID-OFF SOLAR PANELS! This freshly painted, move-in-ready 3-bedroom, 2-bath home offers 1,325 square feet of comfortable living space just 2.5 miles from Hurlburt Field. The bright split-bedroom floor plan provides a functional layout, while the fenced backyard and covered patio offer a private space for relaxing, entertaining, or letting pets play. Conveniently located between Navarre Beach and the Fort Walton Beach beaches, with easy access to shopping, dining, Eglin AFB, and everyday conveniences. Whether you are searching for a primary residence or investment property, this home delivers efficiency, location, and value.
Welcome Forest Shores Villas! The thoughtfully designed Exterior unit offers 4 bedrooms, 2.5 bathrooms, and a 2-car garage. As you enter inside, you will feel right at home with beautiful EVP flooring at your feet, leading you to the open living room and kitchen or the spacious upstairs. In the kitchen and bathroom, you will find gorgeous quartz countertops and stainless-steel appliances in the kitchen. For added security, every home comes equipped with Our Home is Connected package, which offers many convenient devices. Located across from the Santa Rosa Sound, you will find glistening Gulf Coast beaches a within a short drive and local stores/restaurants just around the corner. These homes offer easy access to Hurlburt Field (just a 10-minute drive) and Navarre Beach (15 minutes away).
Looking for a home with investment potential but also that is centrally located to everything in the area? Then look no further! This 3 bed/2 bath home has plenty of opportunity to make it your own. With an open living room area as well as a spacious backyard to customize your own personal outdoor retreat the possibilities aer endless. I can mention more, but this is one you must truly see to believe! Call to schedule your showing today before this one slips away! *Buyer to verify all room dimensions, schools, gross living area and tax info.*
This newest REO opportunity should definitely be on your must see list if searching for a large home with 4 bedrooms, 2 baths, nearly 2000 square feet and less than 3 miles from Hurlburt main gate. Built in 2005, this all brick home has a 2 car garage, privacy fenced back yard, and brick mailbox. Inside you will find a split bedroom design with tiled floors throughout the majority of the home and engineered hardwood covering the rest of the flooring. The great room living room is spacious and inviting with a breakfast nook, granite tops in the kitchen, and a separate dining area. The master bedroom is just off the kitchen and master bath has shower, tub and walk in closet. This home has tons of potential and may qualify for vendee financing, which can be verified on the VRM properties website. Call today!
Coastal living awaits you with this sophisticated home. A stunningly remodeled 3 bedroom home in the heart of Mary Esther. The idyllic landscaping leads you to the home’s attractive entry. Here is where you will find everything you’ve been dreaming of! Featuring a warm and welcoming living room that provides a relaxed and open feel with its expansive front facing windows. Complementing the living room is an incredible kitchen, displaying brand new modern cabinetry, complete with soft close drawers. The elegant tile backsplash pairs beautifully with the warmth of the stylish and authentic butcher block countertop, perfect for entertaining in the evening. This home has all-new highly stylish luxury plank flooring throughout the open living areas. The spacious master bedroom allows for an abundance of natural light, giving off a serene and comfortable feeling. The full bathroom showcases a large rainfall shower, and upscale euro vanity with plenty of storage for your personal effects. The entire property has beautiful mature trees with plenty of green foliage. When the sun is up, you can feel yourself relaxing on your own open air patio in your private backyard. Just imagine enjoying the fresh breeze blowing in from across the Gulf with the peace and serenity of Florida living at its best! This rare find even includes all-new lighting fixtures, all-new plumbing fixtures, all-new flooring throughout, all-new stainless steel kitchen appliances, and a brand new ROOF to top it off! You don't want to miss out on this home, it could be the one!
Price drop on this FOUR bedroom one story home with 2 car garage, new windows (July '26 - with last couple on order), and all new flooring (July '26) except tile in wet areas! You also benefit from the complete interior having been newly painted, including removing popcorn and now has flat finish in July '26!! The sliding glass backdoor to the yard is new in July '26, too, and the hot water heater was new in '24! With 4 bedrooms, you can have your special office / hobby room or give the kids some personal space. The floorplan provides a great room that is open to the dining area and kitchen! The 2 car garage has a work bench for your tinkering improver! This little known location is a very private enclave that is in the heart of Mary Esther, close to shopping and restaurants! Schools are top notch in Okaloosa County with most getting A's! You are never far from the white sandy beaches of the Emerald Coast, so make your appointment to see this fabulous home, and make your offer! Cheers!
Investment opportunity! Strategically located minutes from Hurlburt Field, area beaches, and key retail corridors -- strong rental fundamentals driven by consistent military and PCS turnover demand. Solid bones with upside for value-add improvements or immediate rental deployment. Sold by Trustee through bankruptcy court proceedings; property to be conveyed as-is. All offers subject to court approval and $10,000 buyers fee to be paid at closing.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170
The data relating to real estate for sale on this website comes in part from a cooperative data exchange program of the MLS of the Navarre Area Board of Realtors. Real estate listings held by brokerage firms other than Xome Inc. are marked with the listings broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but not guaranteed. Copyright 2026 Navarre Area Board of Realtors MLS. All rights reserved.
Mary Esther is located in Florida. Mary Esther, Florida has a population of 3,979. Mary Esther is less family-centric than the surrounding county with 22.84% of the households containing married families with children. The county average for households married with children is 30.79%.
The median household income in Mary Esther, Florida is $73,281. The median household income for the surrounding county is $67,390 compared to the national median of $69,021. The median age of people living in Mary Esther is 39.2 years.
The average high temperature in July is 89.9 degrees, with an average low temperature in January of 40.9 degrees. The average rainfall is approximately 66.3 inches per year, with 0 inches of snow per year.
