Panama City FL Real Estate & Homes for Sale

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Beds:
2
Baths:
2.00
Sq.Ft.:
900
Status:
Active
MLS#:
789117
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.21 Acres
Year built:
2021
Courtesy: Gulf Life Real Estate Inc Connie Rivera 850-541-5980
View additional info

ADDITIONAL INFORMATION

Welcome to a beautifully built 2021 home offering quality construction, thoughtful upgrades, and one of the largest buildable lots in the area--all just minutes from Downtown Panama City, St. Andrews Bay and Ascension Sacred Heart Bay. Flood zone X so no flood insurance required. This easily could become a mini homestead freedom property, too! From the moment you arrive, you'll appreciate the extra space, privacy, and ample off-street parking, perfect for boats, RVs, and entertaining. This gorgeous and well maintained home was built with durability and efficiency in mind, featuring 2x6 exterior framing, property line extends approximately 3 feet beyond the privacy fence climate-controlled attic with AC, impact-resistant windows, blown cell foam insulation, and a metal roof--giving you peace of mind and long-term value. Step inside to find LVP flooring throughout, 9-foot ceilings, and soaring cathedral ceilings reaching 13 feet in the primary bedroom, creating an open, airy feel. The kitchen is designed to impress with granite countertops, a granite island, soft-close cabinetry, and a custom tile backsplash--perfect for everyday living and hosting. Enjoy your mornings or evenings on the covered, screened-in front porch, or on your pool deck overlooking your expansive property. Stackable washer and dryer convey. Since construction, the seller has added incredible upgrades: 12 x 44 x 14.5 RV pole barn with 30 & 50 amp hookups 12 x 22 carport attatched to pole barn 10 x 20 climate-controlled shed with 20 amp power & double lofts 24 ft wide / 54 inch deep above-ground saltwater pool with walk-in deck Gravel/Sand stabilizer grids under pole barn/carport Screened-in front porch Privacy fence with 3 gates 30 amp house hookup for portable generator Expanded granite kitchen island and tile backsplash Culligan water filter/softener Don't miss your chance to own a move-in-ready home with space to truly live the Gulf Life. Buyer to verify all measurements and information.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,528
Status:
Active
MLS#:
788839
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.21 Acres
Year built:
1956
Courtesy: Keller Williams Success Realty Dennis Nelson 850-348-8262
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ADDITIONAL INFORMATION

Discover this beautifully updated home in the heart of historic St. Andrews, perfectly positioned on a spacious lot shaded by majestic heritage oak trees. Just steps away from waterfront dining, the marina, boutique shops, parks, and vibrant local amenities, this home offers the ultimate blend of classic coastal charm and modern convenience in one of Panama City's most desirable neighborhoods. Arrive via a handsome paver driveway to a welcoming front porch featuring fresh paint, all-new windows, and a striking custom front door. The durable concrete block construction and metal roof ensure long-term peace of mind, while the location means no flood insurance is required. Step inside to an impressive open-concept living area anchored by a cozy electric fireplace with custom accent surround. The brand-new modern kitchen features a large breakfast bar that overlooks the living and dining spaces, creating a perfect flow for entertaining and everyday living. All-new luxury vinyl plank flooring runs throughout the home, complemented by modern LED recessed lighting with soft halo backlighting and upgraded fixtures for a bright, contemporary feel. A convenient walk-in utility room offers backyard access and connects to a small private patio--ideal for morning coffee or outdoor grilling. The thoughtful split-bedroom floor plan delivers privacy and comfort. The spacious primary suite features dual closets and a luxurious walk-in shower. Two additional guest bedrooms share a well-appointed bathroom conveniently located just off the living area. A large, fully fenced backyard is a true highlight--offering plenty of room for a future pool, playground equipment, boat/RV parking, or simply relaxing under the oaks. A storage shed is included for added convenience. This home lives like new thanks to a comprehensive list of updates including: all-new appliances, new air conditioning system, new attic insulation, lighting and plumbing fixtures, windows, doors, paint, floors, and more. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready gem delivers classic St. Andrews character with today's modern amenities and low-maintenance living. Enjoy easy access to everything Panama City, St. Andrews, and Panama City Beach have to offer--beaches, boating, dining, and more. Don't miss your opportunity to own this rare find in one of Panama City's most charming waterfront communities.

Beds:
1
Baths:
1.00
Sq.Ft.:
603
Status:
Active
MLS#:
1001093
Type:
Condo
Subdivision:
St Andres Harbour
Year built:
1969
Courtesy: EXP Realty LLC Bubba McCants 850-624-8433
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ADDITIONAL INFORMATION

Welcome to 1301 Beck Avenue, Unit 16, a cozy and inviting 1 bedroom, 1 bathroom retreat located in one of the most desirable and walkable areas of town, just steps from the beautiful waters of St. Andrews Bay and the charm of the historic district. This location offers an unbeatable coastal lifestyle where you can enjoy peaceful morning walks along the bay, grab coffee at local cafés, and take in stunning sunset views right outside your door, all while being within walking distance to some of the area's best restaurants, boutiques, and lively nightlife. Inside, the unit features a comfortable and functional layout designed for easy, low maintenance living, with a one bedroom floor plan that provides just the right amount of space for a full time residence, weekend getaway, or investment opportunity. With its prime location, coastal charm, and convenient access to beaches, shopping, and entertainment, this property truly offers the best of both relaxation and accessibility, making it a standout opportunity in a high demand area.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,287
Status:
Active
MLS#:
1001348
Type:
Single Family-Detached
Subdivision:
Springfield
Lot size:
0.12 Acres
Year built:
2026
Courtesy: Beachy Beach Real Estate Karen Smith 850-233-4351
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ADDITIONAL INFORMATION

This adorable new construction is close to restaurants, shopping and public transportation. It has open floor plan with granite counter tops, updated light fixtures, Tile floors, spacious living are, large bedrooms, double vanity, and has a fenced back yard. It only minutes from Tyndall AFB

Beds:
2
Baths:
2.00
Sq.Ft.:
851
Status:
Active
MLS#:
788391
Type:
Single Family
Subdivision:
Bayview Add
Lot size:
0.09 Acres
Year built:
1950
Courtesy: Coastal Sun Realty LLC Rebecca Shockley 850-704-5872
View additional info

ADDITIONAL INFORMATION

Great St. Andrew property with small yard and great shade. New roof 2022, new HVAC 2024, new deck 2025 and parking pad. All appliances including washer and dryer are included . The stove, dishwasher, and microwave are new. Fresh paint, window blinds and carefree vinyl flooring throughout.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,615
Status:
Active
MLS#:
788304
Type:
Single Family
Subdivision:
Cove
Lot size:
0.26 Acres
Year built:
1944
Courtesy: Think Real Estate Michael Christie 850-774-5796
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ADDITIONAL INFORMATION

This charming home sits on a beautiful tree-lined corner lot in the historic Cove neighborhood. Offering 3 bedrooms, 2 bathrooms, and approximately 1,600 square feet, it provides the perfect blend of comfort and coastal living. Enjoy a true taste of the waterfront lifestyle with direct views of St. Andrews Bay just across the street. Bunkers Cove is one of the most exclusive streets in Bay County, and homes here rarely come available--especially at this price point. You'll also love the convenient location, just under a mile from downtown Panama City's vibrant shopping, dining, and entertainment options. Get ready to embrace the Cove lifestyle: Hop on your golf cart, watch breathtaking sunsets from your porch or along Beach Drive, and head downtown for dinner at one of the many local restaurants. The Cove is a truly special place, and living on Bunkers Cove makes it even better.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,093
Status:
Active
MLS#:
788249
Type:
Single Family
Subdivision:
Sudduths 18th Add
Lot size:
0.2 Acres
Year built:
1954
Courtesy: Keller Williams Success Realty Christina Daniels 850-890-2320
View additional info

ADDITIONAL INFORMATION

Welcome to this beautifully remodeled 3-bedroom, 1-bathroom block home, offering both comfort and convenience in a prime Panama City location. This solidly built home features stylish LVP flooring throughout, creating a modern and low-maintenance living space perfect for everyday living. The updated kitchen is a standout, complete with sleek granite countertops and stainless steel appliances, making it as functional as it is attractive. Enjoy outdoor living year-round with a covered back patio--ideal for relaxing or entertaining--along with a covered, attached carport for added convenience. Situated in a desirable area, this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,040
Status:
Active
MLS#:
788151
Type:
Single Family
Subdivision:
East Springfield
Lot size:
0.17 Acres
Year built:
1950
Courtesy: Cason Pointe Real Estate Jeff Cason 850-955-4179
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ADDITIONAL INFORMATION

Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is notably spacious at approximately 25' x 13', providing a versatile layout for residents. The exterior includes a covered front porch and sits on a deep 43' x 140' lot, offering plenty of outdoor space. Strategically situated for an easy commute, the home is just minutes from Tyndall Air Force Base, regional healthcare facilities, and the diverse shopping and dining options of Panama City. Additionally, the world-famous white sand beaches of Panama City Beach are only a short drive away. This turn-key property represents a practical opportunity for those seeking a refreshed home in a high-demand, centrally located market. For those interested in investment opportunities, this property is located in an area that allows for short-term rentals, providing added flexibility for use.

Beds:
2
Baths:
1.00
Sq.Ft.:
970
Status:
Active
MLS#:
788059
Type:
Condo
Subdivision:
Landmark On St. Andrews Bay
Year built:
1969
Courtesy: EXP Realty LLC PC Coastal Group 850-749-5603
View additional info

ADDITIONAL INFORMATION

Enjoy relaxed coastal living in this beautifully updated ground-floor condo at Landmark on St. Andrews Bay. This 2-bedroom, 1-bath residence offers a bright, open-concept layout that seamlessly blends comfort and modern style, perfect for everyday living or entertaining guests. Unit W101 is ideally positioned with a peaceful courtyard view and features a light-filled interior where the living, dining, and kitchen areas flow effortlessly together. The well-appointed kitchen provides ample functionality, while the in-unit washer and dryer add everyday convenience. Durable luxury vinyl plank flooring runs throughout, enhancing both the aesthetic and practicality of the space. The spacious primary bedroom includes a generous walk-in closet, offering excellent storage, and an additional exterior storage closet just outside the kitchen door provides even more room for your belongings. Residents of Landmark enjoy access to an impressive array of resort-style amenities, including a private beach, two swimming pools, a fitness center, marina, clubhouse, community dock with rental boat slips, grilling areas, scenic walking paths, and expansive green spaces with beautiful bay views. HOA dues conveniently cover water, trash, cable, and Wi-Fi. Located within walking distance to historic St. Andrews, you'll have easy access to the bayfront marina, charming local shops, and popular dining spots. Downtown Panama City is just a short drive away, offering even more options for shopping, dining, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this condo is a perfect opportunity to experience the best of Florida coastal living. All measurements are approximate and should be verified if important.

Beds:
3
Baths:
2.00
Sq.Ft.:
902
Status:
Active
MLS#:
788044
Type:
Single Family
Subdivision:
Springfield
Lot size:
0.07 Acres
Year built:
2025
Courtesy: CostaBella Real Estate, LLC Patricia Rodrigues Alves 850-955-9696
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ADDITIONAL INFORMATION

🔥 PRICE REPOSITIONED - EXCEPTIONAL OPPORTUNITY 🔥 Recently repositioned to a highly competitive price, this brand-new 3BR/2BA home offers exceptional value for both investors and first-time homebuyers. Price reflects one unit (half duplex). Whether for a primary residence or rental investment, this property delivers new construction quality at a price point rarely seen in today's market. Built with 2x6 exterior walls, 9-ft ceilings, and double-insulated 8-inch dividing walls for superior durability, efficiency, and sound control. Features include waterproof 12-mil LVP flooring, plywood cabinetry, quartz countertops, and modern fixtures. Fully sodded lot with concrete driveway (2 vehicles). Located near Tyndall AFB, schools, shopping, and beaches--ideal for both living and rental demand. Opportunities at this price point in new construction are extremely limited. Builder willing to consider incentives for multiple unit purchases. Easy to show.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,183
Status:
Active
MLS#:
788002
Type:
Single Family
Subdivision:
Pine Crest Add To Callaway
Lot size:
0.17 Acres
Year built:
2025
Courtesy: Panhandle Real Estate Thomas Bachelder 850-866-5577
View additional info

ADDITIONAL INFORMATION

Welcome to Coral Spring -- a beautifully constructed 2025 home offering modern design, income potential, and an unbeatable central location in Panama City. Ideally situated, this property places you close to everything: Approximately 2 miles to Downtown Panama City 5 miles to Historic St. Andrews 8 miles to Tyndall Air Force Base 1 mile to Ascension Sacred Heart Bay Hospital 1 mile to Watson's Landing Marina 12 miles to Panama City Beach 22 miles to Mexico Beach This 3-bedroom, 2-bathroom residence has already proven itself as a high-performing asset, generating approximately $30,000 in short- to mid-term rental income over the past 12 months. Whether you're seeking immediate cash flow or a flexible living arrangement, this property delivers. Inside, you'll find a thoughtfully designed floor plan featuring contemporary finishes and low-maintenance, newer construction. The home is available fully furnished for a true turnkey investment opportunity, allowing for seamless continuation as a rental. Alternatively, it can be delivered unfurnished to suit owner-occupants. Perfect as a primary residence, second home, or income-producing property, this nearly new build combines modern comfort with proven performance in one of Panama City's most up-and-coming areas. Additional Opportunity: Property may also be leased at $2,600/month, inclusive of furnishings, linens, utilities, and WiFi.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,137
Status:
Active
MLS#:
999932
Type:
Single Family-Detached
Subdivision:
No Recorded Subdivision
Lot size:
0.42 Acres
Year built:
2026
Courtesy: Salty Marlin Realty Ramone Silvera 954-330-3095
View additional info

ADDITIONAL INFORMATION

BRAND NEW 2026 CONSTRUCTION -- BUILT TO IMPRESS AND BUILT TO LAST. Why deal with someone else's problems when you can own brand-new everything? This home offers modern design, elevated finishes, and long-term value. The durable metal roof isn't just an upgrade -- it's peace of mind: energy-efficient, low maintenance, and built for Florida weather. Inside, a custom entertainment wall with built-in TV and fireplace creates a bold, stylish focal point perfect for hosting or relaxing nights in. Step outside to a fully fenced backyard with privacy and space for pets or gatherings. Everything is new. Everything is done. All that's missing is you. Schedule your private showing today before it's gone.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,308
Status:
Active
MLS#:
787918
Type:
Single Family
Subdivision:
Old Orchard 1st Add
Lot size:
0.17 Acres
Year built:
1952
Courtesy: Keller Williams Success Realty Ashley Meadows 850-890-1802
View additional info

ADDITIONAL INFORMATION

Fully Renovated • No HOA • Prime Location This beautifully updated home is the perfect blend of style, convenience, and freedom at a great value. Step inside to a bright, open-concept layout filled with natural light, thanks to all-new windows that instantly make the space feel warm and inviting. The thoughtfully designed split floor plan offers both comfort and privacy, ideal for everyday living or hosting guests with the benefit of separate living room and den spaces. Every detail has been carefully upgraded, including: Gorgeous LVP flooring throughout Fresh interior and exterior paint Whirlpool electric range Sleek granite countertops Single basin kitchen sink Modern finishes that give the home a clean, move-in-ready feel No HOA, giving you the freedom to park your boat, trailer, or toys right at home. Location is everything, and this one delivers: Just 2.6 miles to downtown and the public boat ramp Only 4 miles to St. Andrews and the marina A short 11-mile drive to the stunning Gulf Coast beaches Whether you're looking for a primary residence, second home, or investment opportunity, this one checks all the boxes. Move-in ready, beautifully updated, and priced to sell, this is the one buyers have been waiting for.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,052
Status:
Active
MLS#:
787902
Type:
Single Family
Subdivision:
Pine View
Lot size:
0.13 Acres
Year built:
2025
Courtesy: Coastal Sun Realty LLC Marco Cooper 850-832-1266
View additional info

ADDITIONAL INFORMATION

New construction at an Affordable Price under $240,000. . This is a 2 bedroom and 2 full bath with upgrades. Custom wood plank flooring throughout, stainless steel appliances, tankless water heater, and new washer and drier included with the sale.. The two bathrooms are fully custom upgraded. The back yard is large and plenty of room for kids to play. This is a perfect 1st time Homebuyer, Heroes, or Ship program where your down payment and closing cost is covered by Grants if you qualify. Don't miss this opportunity to buy this brand new property under $240,000. Located near hospitals, shops and excellent schools nearby Minutes from the beach and tourist areas. Make your appointment today. You can't miss this opportunity to buy this Brand New Construction property!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,915
Status:
Active
MLS#:
788019
Type:
Triplex
Subdivision:
Sudduths 4th Add
Lot size:
0.2 Acres
Year built:
1940
Courtesy: Beachy Beach Real Estate Chris Shelton 850-896-2000
View additional info

ADDITIONAL INFORMATION

Currently being taken down to the studs, it's a true blank canvas ready for your vision and personal touch. Once was a 3 bedroom 3 bath triplex. Welcome to 422 N MacArthur Avenue in the heart of Panama City! This property presents a unique opportunity to create your dream home or next mixed use investment project from the ground up. Ideally located just minutes from downtown, shopping, dining, and the beautiful Gulf Coast beaches, this home sits in a convenient and growing area. With the heavy lifting already started, investors, builders, and savvy buyers will appreciate the chance to fully customize every detail. Situated on a generously sized lot, there's plenty of space to design outdoor living areas, landscaping, or future additions. Whether you're looking to renovate and resell, build long-term rental income, or design your perfect primary residence, the potential here is endless. Don't miss this rare opportunity to bring your vision to life in Panama City! Whether you're looking for a primary residence, rental opportunity, or a coastal retreat, this property offers incredible potential in a growing area. Don't miss your chance to own a piece of Panama City living!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,232
Status:
Active
MLS#:
787843
Type:
Single Family
Subdivision:
Springfield
Lot size:
0.16 Acres
Year built:
2026
Courtesy: Keller Williams Success Realty Christina Daniels 850-890-2320
View additional info

ADDITIONAL INFORMATION

Welcome to the ''Hawthorn'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room overlooking the kitchen. Kitchen features an island with breakfast bar, stainless steel appliances, and eat-in dining area. Situated off the living room sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; and Two secondary bedrooms. Master bedroom and en suite feature tub/shower combo, and walk-in closet. Call to schedule your private showing today! All Measurements approx. buyer to verify if important

Beds:
2
Baths:
3.00
Sq.Ft.:
1,198
Status:
Active
MLS#:
787788
Type:
Single Family
Subdivision:
Landing At Lake Caroline
Year built:
1985
Courtesy: Keller Williams Success Realty Christina Daniels 850-890-2320
View additional info

ADDITIONAL INFORMATION

Welcome to effortless coastal living in the heart of Panama City! This beautifully maintained 2-bedroom, 2.5-bath condo offers the perfect blend of style, comfort, and convenience. Step inside to an inviting open-concept layout where the living room and kitchen flow seamlessly together--ideal for entertaining or simply relaxing at home. The kitchen features elegant granite countertops, ample cabinetry, and plenty of workspace for any home chef. The spacious living room leads to a private covered patio, ideal for enjoying your morning coffee or evening sunsets. Upstairs, you'll find two spacious bedrooms, each with its own private bath. The standout feature is the completely remodeled master bathroom, thoughtfully designed with high-end finishes that create a spa-like retreat you'll love coming home to. With double vanities in the master, a stylish, updated shower, and an expansive walk-in closet. The master bedroom boasts its own private balcony, perfect for enjoying views of the surrounding area. Whether you're winding down after a long day or just soaking in the fresh air, it's the perfect retreat. Located just minutes from the scenic Beach Drive, and just minutes from St. Andrews and downtown Panama City; you can enjoy peaceful waterfront strolls, easy access to shopping, dining, and all the charm Panama City has to offer right outside your door. You'll also have access to the community pool, providing a refreshing place to unwind and enjoy Florida's sunny weather. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this condo checks all the boxes.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,416
Status:
Active
MLS#:
787760
Type:
Single Family
Subdivision:
Caroline Addition
Lot size:
0.14 Acres
Year built:
1987
Courtesy: CENTURY 21 Commander Realty Kelli White Garrett 850-819-6423
View additional info

ADDITIONAL INFORMATION

COZY END-UNIT TOWNHOME IN ST. ANDREWS. This 3-bedroom, 2.5-bath townhome offers over 1,400 sq. ft. of living space and features a semi-open floorplan with attractive LVP flooring, perfect for both everyday living and entertaining. The kitchen comes complete with stainless steel appliances, a breakfast bar, a pantry, and a convenient built-in desk area. Ample natural light fills the home, highlighting the fresh interior paint and updated windows and doors. All three bedrooms provide a comfortable retreat with soft carpet underfoot, and both the master bath and the hall bath have been tastefully refreshed. The 1/2 bath downstairs is great for guests! The exterior features a charming front courtyard that welcomes you home and leads to an XL fenced backyard, a rare find for most townhomes. The back also includes an open patio that is nice for grilling or quiet evenings. Don't forget to walk the property line down to the pond. Additional features include a one-car garage with pull down attic stairs and an enclosed storage area that keeps garbage cans and lawn equipment neatly tucked away and out of sight. Centrally located near shopping, dining, and schools, this home offers the perfect blend of comfort, functionality, and convenience. Call today for a private preview. Measurements approximate.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,798
Status:
Active
MLS#:
TB8493785
Type:
Single Family
Subdivision:
Bayou
Lot size:
0.13 Acres
Year built:
1960
A broker reciprocity listing Courtesy: THE SHOP REAL ESTATE CO. 727-593-7777
View additional info

ADDITIONAL INFORMATION

Investor special in the heart of Panama City! This 2 bedroom, 1 bathroom single-family home offers a prime opportunity for renovation, rental income, or resale. Situated on a quiet street, the property features a functional layout with solid bones and plenty of potential to customize. Ideal for investors or buyers looking to create their own space, this home is being sold as-is and is ready for updates. With the right vision, this fixer-upper could be transformed into a charming primary residence or income-producing property. Conveniently located near downtown, shopping, dining, schools, and local amenities, this property offers both value and upside in a growing area. Panama City continues to see redevelopment and investment, making it attractive for both homeowners and investors. The area offers convenient access to Panama City Beach, Tyndall Air Force Base, and local marinas, while still maintaining a laid-back coastal lifestyle.

Beds:
1
Baths:
1.00
Sq.Ft.:
516
Status:
Active
MLS#:
787675
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.05 Acres
Year built:
1951
Courtesy: Coldwell Banker Realty Luisa Dick 850-819-4049
View additional info

ADDITIONAL INFORMATION

Solid entry-level opportunity! This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if important.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,137
Status:
Active
MLS#:
787595
Type:
Single Family
Subdivision:
Glenwood Addition
Lot size:
0.11 Acres
Year built:
2026
Courtesy: Keller Williams Success Realty Jonathan Simmons 850-819-1499
View additional info

ADDITIONAL INFORMATION

COMING SOON LISTING, NO SHOWINGS This beautiful new construction home is located in the heart of Panama City. The exterior features a covered porch, 25 ft by 8 foot side patio, and good sized fully sodded & privacy fenced yard with plenty of space for all your outdoor activities. The interior features an open floor plan with 9 foot ceilings throughout, Mohawk luxury vinyl plank flooring, beautiful quartz counter tops, stainless steel appliances, a stainless steel farmhouse sink, a nice island, and plenty of windows for natural light. The master bedroom features a walk in closet with en suite bath with a double vanity and walk in shower. Quality local construction by Danny Sullivan Inc. serving Bay County for over 40 years. Four year new construction home warranty. Call your Realtor TODAY to see this great home. Photo's are from a previous build with the same color/ fixture options. Expected Completion May 8th.

Beds:
2
Baths:
2.00
Sq.Ft.:
860
Status:
Active
MLS#:
787549
Type:
Condo
Subdivision:
Bay Club Condo Ph 2
Year built:
1982
Courtesy: Top Producers Real Estate Group Ekaterina Tomlinson 850-238-6225
View additional info

ADDITIONAL INFORMATION

WATERFRONT LIVING IN ST. ANDREWS BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,252
Status:
Active
MLS#:
787499
Type:
Condo
Subdivision:
Harbour Village At Historic St Andrews
Year built:
2006
Courtesy: Anchor Realty Florida Vianah Seamon 850-814-2070
View additional info

ADDITIONAL INFORMATION

Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony--your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality. This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas--perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment. Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.

Beds:
9
Baths:
7.00
Sq.Ft.:
2,652
Status:
Active
MLS#:
787457
Type:
Multi-Family
Subdivision:
Pinecrest Add.
Lot size:
0.48 Acres
Year built:
1930
Courtesy: Counts Real Estate Group Inc Regina Kukla 850-319-4596
View additional info

ADDITIONAL INFORMATION

FULLY OCCUPIED INCOME PRODUCING MULTI-FAMILY PRIME PANAMA CITY LOCATION Investor opportunity in the heart of Panama City! This 6-unit multi-family property is 100% occupied and generating immediate cash flow with multiple income streams and value-add potential. Situated on a large lot at 507 N Gray Ave, this property features a main house with separate upstairs apartment PLUS a detached 4-unit apartment building (former Russell Motel) - making it ideal for long-term rentals, workforce housing, travel nurse housing, or furnished rentals. Current Performance: Total Units: 6 9 Bedrooms / 8 Bathrooms Monthly Income: $6,650 Projected Annual Income: $79,800 100% Tenant Occupied Value-Add & Upside Potential: Rents currently below market in some units, Opportunity to increase rents and maximize ROI, Flexible rental strategies (short-term, mid-term, furnished, room rentals) Ideal for investors seeking cash flow + appreciation Property Breakdown: Main House: 3BR/2BA + 2BR/1BA apartment (separate entrances), Additional 4-unit apartment building with remodeled units, Efficiency unit + multiple 1BR units, Separate entrances throughout for maximum rental flexibility Major Updates & Improvements: Updated plumbing (PVC & PEX), New water line & pump station (2022), New Gas Lines, Updated HVAC window units, New water heaters (2020) + tankless (2022), Updated railings to code, Additional Features: Multiple fenced yard areas, Pole barn with electric (future development potential), Garage with bathroom + storage, Well on site LOCATION = HIGH DEMAND RENTAL AREA: Minutes to Downtown Panama City Close to Bay Medical / local hospitals (ideal for travel nurses), Convenient to public transportation, Approx. 15-20 minutes to Tyndall Air Force Base (military rental demand), Short drive to Panama City Beach & Gulf Coast, Near shopping, dining, and employment hubs, This is a turnkey, Fully Furnished, cash-flowing multi-family investment with strong occupancy, multiple rental strategies, and future upside in a growing Panama City market. All information, including measurements, is deemed reliable but not guaranteed. Buyer to verify if important Call to schedule a showing today!!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,600
Status:
Active
MLS#:
787417
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.75 Acres
Year built:
1951
Courtesy: Hitchcock Real Estate LLC Joseph Echols 706-340-4117
View additional info

ADDITIONAL INFORMATION

Bayside Subdivision off Beach Drive on Historic Lake Caroline. Fully renovated property in 2023 as follows: *Electric *Plumbing *Appliances *All Fixtures *Flooring *Insulation *Drywall *Trimwork *Garage Doors *Roof (2019) *AC (2019 One of the largest lots in the highly desirable Beach Drive area (.75 acre). Riparian rights to Lake Caroline, corner lot, sturdy construction which is vastly overbuilt by today's standards, the floor joist are made of solid cedar! The home is all brick with hardwood floors throughout except for kitchen. A very unique V-shape with your bedrooms to the left as you enter and your living area to your right, large closets, beautiful retro tile patterns in bathrooms. 2 new central air units for each wing of house resulting in lower energy costs with all new hard ductwork. Over-sized 2-car garage, new roof in May 2019. Concrete slab on the back of the property would make a great spot to build a shop or ADU. Circle driveway allows entrance from either street, variety of plants-palm trees, azalea bushes, and a high and dry lot just 2 blocks from St. Andrew's Bay. This home is a grand property, truly one of a kind!

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170


Andrea Conner, License #BK3437731, Xome Inc., License #1043756, [email protected], 844-400-9663, 750 State Hwy 121 Bypass, Suite 100, Lewisville, TX 75067


Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of {{last updated}}. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumer personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Copyright 2026, My Florida Regional MLS DBA Stellar MLS.



Panama City 32401 Real Estate

Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    N/A
  • # Active listings

    266
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Breakfast Point Academy PK - 08 1,453 13.8 32407
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404
Surfside Middle School 06 - 08 753 16.7 32413

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
J.R. Arnold High School 09 - 12 1,606 22 32407
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Chautauqua Charter School 09 - 12 44 8.8 32401
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL 32401

Zip Code City
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City