Panama City FL Real Estate & Homes for Sale

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Beds:
3
Baths:
1.00
Sq.Ft.:
1,100
Status:
NEW LISTING
MLS#:
783505
Type:
Single Family
Subdivision:
Old Orchard
Lot size:
0.14 Acres
Year built:
1942
Courtesy: Anchor Realty Florida Diane Rushing 850-832-1718
View additional info

ADDITIONAL INFORMATION

Interior Fully Renovated Old Orchard Gem - Near Watson Bayou! This nicely renovated 3-bedroom, 1-bath home offers 1,100 square feet of move-in-ready comfort in the desirable Old Orchard area. Completely gutted and brought back from the studs out after Hurricane Michael, the interior feels fresh and modern throughout. Enjoy peace of mind with a brand-new air conditioner installed in 2025. Inside, you'll find vinyl plank flooring throughout the main living areas with carpeted bedrooms for added comfort. The kitchen comes fully equipped with all appliances conveying, including a smooth-top stove, French door refrigerator, and washer and dryer. Outside features include a large storage building out front, perfect for tools, toys, or extra storage. Located just one block off Watson Bayou, you're minutes from boating access that leads to the bay, Shell Island, and the Gulf—ideal for water lovers and outdoor enthusiasts. This home is a fantastic opportunity for first-time buyers, investors, or anyone looking to enjoy affordable living close to the water.

Beds:
3
Baths:
1.00
Sq.Ft.:
1,298
Status:
NEW LISTING
MLS#:
783498
Type:
Single Family
Subdivision:
Cove
Lot size:
0.24 Acres
Year built:
1958
Courtesy: Think Real Estate Michael Christie 850-774-5796
View additional info

ADDITIONAL INFORMATION

Welcome to 105 N Palo Alto! This charming 3-bedroom, 1-bath home sits on a spacious lot in the historic Cove neighborhood—one of Panama City's most beloved communities. Conveniently located just 1 mile from downtown Panama City's vibrant shopping, dining, and entertainment options, and equally close to Ascension Sacred Heart Bay Hospital, this property offers unbeatable accessibility. Living in the Cove provides a true sense of community that few neighborhoods can match. Stroll along the brand-new walking path on Cherry Street, then head down to the scenic overlook on Beach Drive to enjoy some of the best sunsets in town alongside friendly neighbors. Hop in your golf cart for a quick spin around the neighborhood or into downtown for lunch or dinner. Plus, with four nearby parks, it's the perfect spot to take the kids or pets out to play. This is a fantastic opportunity to own a piece of the Cove at a very competitive price—don't miss out!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,907
Status:
NEW LISTING
MLS#:
783428
Type:
Single Family
Lot size:
0.2 Acres
Year built:
1926
Courtesy: Keller Williams Success Realty Elite Group of Keller Williams 850-867-1350
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ADDITIONAL INFORMATION

Located in the heart of Panama City's historic Cove neighborhood, this 4-bedroom, 2-bath home offers 1,900 square feet of functional living space with character you don't find in newer construction. Inside, you'll find surprisingly tall ceilings, along with a large, open living, kitchen, and dining area that creates a comfortable flow for everyday living and entertaining. The oversized laundry room provides extra storage and flexibility rarely found in homes of this era. Out back, the expansive yard offers endless possibilities; whether you envision a garden, outdoor entertaining space, or future expansion. An easement provides convenient rear access to covered parking and a large shop, offering incredible potential for a workshop, storage, hobby space, or creative conversion. This setup is ideal for those needing extra space without sacrificing yard size. Situated just minutes from Downtown Panama City, St. Andrews, local marinas, shopping, dining, parks, schools, and medical facilities, this home combines historic charm with everyday convenience. A rare opportunity in one of Panama City's most established neighborhoods.

Beds:
2
Baths:
1.00
Sq.Ft.:
978
Status:
NEW LISTING
MLS#:
783403
Type:
Single Family
Lot size:
0.3 Acres
Year built:
1960
Courtesy: CENTURY 21 Commander Realty Jacob Hutchins 850-319-5388
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ADDITIONAL INFORMATION

Welcome to 1621 E 9th Street; a beautifully renovated home right in the heart of Panama City. This 2-bedroom, 1-bath home has been taken down to the studs and thoughtfully rebuilt, offering the perfect blend of modern style and worry-free living. Every major system has been completely updated, giving you true peace of mind from day one. Updates include new electrical, new plumbing, a new HVAC system with new ductwork, new water heater, open-cell attic insulation, new windows, and new exterior doors; so you can move in knowing the big-ticket items are already done! Inside, the home feels fresh, bright, and inviting. You'll love the new LVP flooring, all-new drywall, updated lighting and ceiling fans, and fresh interior and exterior paint. The kitchen has been fully remodeled with new cabinets and appliances, and the bathroom features a new shower, vanity, and toilet; clean, modern, and move-in ready! Outside, a covered paver porch offers convenient covered entry for your vehicle, adding both function and charm. An oversized laundry and utility closet provides extra storage space that's hard to find in a home this size. If you're looking for a truly turn-key home in a central Panama City location, one where all the work has already been done, this is a must-see! All that's left is to move in and start making memories.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,078
Status:
NEW LISTING
MLS#:
783373
Type:
Single Family
Subdivision:
Oakridge 1st Add.Wnhs
Year built:
2022
Courtesy: ListWithFreedom.com Inc. Ralph Harvey 855-456-4945
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ADDITIONAL INFORMATION

Amazing income opportunity with this waterfront Watson Bayou townhome. Mother-in-law apartment in lower level with private entrance. Can be rented separately or just additional space for yourself. Primary ensuite bedroom on top level with office nook. 2 bedrooms on main level. Balconies and water views from every level. Walk to the marina and boat launch or the neighborhood playground.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,224
Status:
NEW LISTING
MLS#:
992329
Type:
Single Family-Detached
Lot size:
0.13 Acres
Year built:
1944
Courtesy: Federa 866-800-0004
View additional info

ADDITIONAL INFORMATION

Beds:
2
Baths:
2.00
Sq.Ft.:
1,250
Status:
NEW LISTING
MLS#:
783342
Type:
Condo
Subdivision:
Cove Condominium
Year built:
1975
Courtesy: Realty One Group Emerald Coast Charles Sowers 850-851-8366
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ADDITIONAL INFORMATION

2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,252
Status:
NEW LISTING
MLS#:
783257
Type:
Condo
Subdivision:
Harbour Village At Historic St Andrews
Year built:
2006
Courtesy: ERA Neubauer Real Estate, Inc Michelle Ginn 850-896-5381
View additional info

ADDITIONAL INFORMATION

Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location. The open-concept floor plan flows seamlessly from the kitchen into the living area, ideal for everyday living and entertaining. The kitchen has been tastefully refreshed with new appliances, newly painted cabinetry, granite countertops, tile backsplash, a new sink, and an instant hot water tap. Original warm hardwood floors add charm throughout, while recent interior paint provides a clean, move-in-ready feel. The living room is filled with natural light and stunning water views, featuring large windows with automatic blinds and direct access to the spacious balcony. Enjoy bay breezes year-round from the resurfaced balcony, complete with a retractable screen. The primary suite is a true retreat with beautiful bay views, built-in shelving and cabinetry, and a well-appointed bath featuring a large walk-in shower, updated double vanity with raised counters, a water closet, a walk-in closet, and an additional oversized storage closet. The second bedroom and bath provide comfortable accommodations for guests or a home office. Additional upgrades include a new washer and dryer, plus a dehumidifier integrated into the HVAC system for added comfort. This unit includes two parking spaces, with elevator access from the garage conveniently located near the residence. The fourth-floor elevation offers lovely views overlooking the park above the parking garage. Harbour Village is a gated community that does not allow short-term rentals, fostering a quiet, established atmosphere. Amenities include a large community room, a bayfront pool, and a fitness center. Located within walking distance to the St. Andrews Marina, waterfront parks, local shops, restaurants, and a weekend farmers market, this home places you in the center of one of Panama City's most vibrant and revitalized areas. Just a short drive away are the world-famous white-sand beaches, beachside venues, and downtown Panama City. Come experience bayfront living and become part of this welcoming, well-established community at Harbour Village.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,000
Status:
NEW LISTING
MLS#:
783265
Type:
Single Family
Subdivision:
Gulfview Addition
Lot size:
0.12 Acres
Year built:
2026
Courtesy: Coastal Heritage Real Estate LLC Matthew Jones MBA 706-570-2424
View additional info

ADDITIONAL INFORMATION

Beautiful BRAND NEW construction home in Panama City. This 3 bedroom, 2 bath, open flood plan home will be ready around March-April 2026. The home features an open flood plan, LVP flooring throughout, quartz countertops, and stainless steel appliances. Home is currently under construction, please do not walk onto job site.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,656
Status:
Active
MLS#:
675486
Type:
Single Family
Lot size:
0.63 Acres
Year built:
1962
Courtesy: Alliance Real Estate 850-393-9455
View additional info

ADDITIONAL INFORMATION

This 3 bedroom, 2 bath house features new appliances, updated countertops, a large open flex space, and newer metal roof. New HVAC to be installed. This home sits on .625 acres near Rutherford High School.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,152
Status:
Active
MLS#:
783087
Type:
Other
Subdivision:
No Named Subdivision
Lot size:
0.17 Acres
Year built:
2006
Courtesy: Real Broker LLC Ashley Edge 336-514-5099
View additional info

ADDITIONAL INFORMATION

Welcome home to this 3-bedroom, 2-bath home that's truly move-in ready. You will walk into a spacious, open layout designed for comfortable living. Fresh, neutral colors throughout create a clean, inviting feel and make it easy to add your personal touch. With thoughtful updates already completed, this home is ready for its new owner to move right in and enjoy. Comfortable, and well-maintained, don't miss this opportunity!

Beds:
3
Baths:
1.00
Sq.Ft.:
966
Status:
Active
MLS#:
394466
Type:
Single Family
Lot size:
0.13 Acres
Year built:
1930
Courtesy: LPT Realty 877-366-2213
View additional info

ADDITIONAL INFORMATION

Opportunity awaits with this 3-bedroom, 1-bath home located just 30 minutes from Panama City Beach. This property is a true blank slate—ready for renovation and customization to match your vision. Whether you’re looking to create a primary residence, a vacation getaway, or a profitable Airbnb, the potential here is undeniable. With the right updates, this home could shine as a coastal retreat or income-producing investment. Bring your contractor and creativity and turn this fixer-upper into something special. Ideal for investors or buyers looking to add value in a desirable location close to Florida’s Gulf Coast.

Beds:
5
Baths:
3.00
Sq.Ft.:
2,400
Status:
Active
MLS#:
783242
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.19 Acres
Year built:
1941
Courtesy: World Impact Real Estate Stephanie Shipp 850-691-8024
View additional info

ADDITIONAL INFORMATION

Take a look at this spacious 5-bedroom, 3-bath home located in the heart of St. Andrews—one of Panama City's most desirable and walkable neighborhoods. Whether you're searching for a primary residence, second home, or income-producing property, this home checks all the boxes. Designed with flexibility in mind, the generous floor plan offers multiple living spaces and well-sized bedrooms, ideal for large households, guests, or maximizing rental potential. Short-term rentals are allowed, making this an excellent opportunity for investors looking to capitalize on the area's strong demand. Enjoy the charm of St. Andrews with its local shops, restaurants, marina, and waterfront parks, all just minutes away. Convenient access to downtown Panama City and the beaches adds to the home's appeal for both residents and visitors alike. Don't miss this rare opportunity to own a versatile property in a prime location with short-term rental approval in Panama City, FL.

Beds:
8
Baths:
4.00
Sq.Ft.:
2,600
Status:
Active
MLS#:
783335
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
0.28 Acres
Year built:
1925
Courtesy: Think Real Estate Kim Johnson 850-819-3296
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ADDITIONAL INFORMATION

Investor Special - Rare Multi-Dwelling Opportunity in Prime Panama City Location! Priced to sell and packed with potential, this unique property features three separate dwellings on approximately .30 acres, offering endless possibilities for savvy investors or multi-generational living. With a combined 8 bedrooms and 4 total bathrooms, this is a rare chance to create strong rental income or a private family compound where everyone enjoys their own space. Located just one block from MLK Jr. Blvd, a major thoroughfare, and a block from a brand-new park, the property also sits minutes from Ascension Bay Hospital, one of the area's most renowned medical facilities—making it highly desirable for tenants. A perfect location for traveling nurses, anesthesiologists and other medical professionals to rest between shifts at the hospitals! Centrally located to shopping, dining, and everyday conveniences, and just 15 minutes from Panama City Beach, this location checks every box. While the homes do need work, they offer an excellent opportunity for renovation, conversion, or a full flip with significant upside. Whether you're looking to maximize cash flow, redevelop, or customize to your vision, this property delivers flexibility and long-term value. Highlights: 3 dwellings on approx. .30 acres 8 bedrooms / 4 bathrooms total Ideal for rental income, flipping, or family compound Near Ascension Bay Hospital One block from new park & MLK Jr. Blvd Central Panama City location 15 minutes to Panama City Beach Opportunities like this don't come around often—bring your vision and unlock the potential of this income-producing property!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,125
Status:
Active
MLS#:
782993
Type:
Single Family
Lot size:
0.22 Acres
Year built:
2025
Courtesy: Own It Real Estate LLC Cindy Chavira 850-867-0506
View additional info

ADDITIONAL INFORMATION

Open House Sunday, January 11th, 11a-2pm. Charming New Construction, Built by Solara Homes, an established local builder offering $10,000 in ''FLEX-CASH'', which can be used to buy down the interest rate, for closing cost and prepaids, or for upgrades such as a faux wood blinds, or a washer or dryer. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1125 square feet of thoughtfully crafted living space. Enjoy an open, airy atmosphere with 9' ceilings, smooth level 4 drywall finishes, and energy-efficient LED flush-mount lighting throughout. The kitchen boasts quartz countertops, a full-height tile backsplash, GE® appliances, stainless farmhouse apron-front sink, and soft-close white shaker cabinets, blending function and elegance. The open-concept design flows seamlessly into the living areas with durable Mohawk SolidTech™ Westward LVP flooring and modern black plumbing and lighting fixtures for a sleek, contemporary look. Retreat to a spacious ensuite bedroom with a walk-in closet and a primary bath featuring subway tile showers, quartz vanities with undermount sinks, dual vanities, and a semi-frameless glass shower door. Additional upgrades include 1'' x 4'' wood baseboards, designer lighting, matte black hardware, energy-efficient HVAC, and a high-performance water heater for long-term savings. Exterior highlights include an architectural shingle roof, eye-catching stark white vinyl siding with black trim, black energy-efficient vinyl windows, and a wide concrete driveway. A board and batten shutter detail and covered front entry enhance curb appeal, while features like exterior hose bibs add convenience. Extras include a free refrigerator, termite bond, smoke and carbon monoxide detectors, and a 1-2-10 builder's warranty. The best part is there is NO HOA. Some of the pictures attached are renderings or staged.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,111
Status:
Active
MLS#:
782994
Type:
Single Family
Subdivision:
Glenwood Addition
Lot size:
0.13 Acres
Year built:
2025
Courtesy: Own It Real Estate LLC Cindy Chavira 850-867-0506
View additional info

ADDITIONAL INFORMATION

Open House Saturday, January 10th, 11a-2pm. Charming New Construction, Built by Solara Homes, an established local builder offering $10,000 in ''Flex-Cash'', which can be used to buy down the interest rate, for closing cost and prepaids, or for upgrades such as a faux wood blinds, or a washer or dryer. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1111 square feet of thoughtfully crafted living space. Enjoy an open, airy atmosphere with 9' ceilings, smooth level 4 drywall finishes, and energy-efficient LED flush-mount lighting throughout. The kitchen boasts quartz countertops, a full-height tile backsplash, GE® appliances, stainless farmhouse apron-front sink, and soft-close white shaker cabinets, blending function and elegance. The open-concept design flows seamlessly into the living areas with durable Mohawk SolidTech™ Westward LVP flooring and modern black plumbing and lighting fixtures for a sleek, contemporary look. Retreat to a spacious ensuite bedroom with a walk-in closet and a primary bath featuring subway tile showers, quartz vanities with undermount sinks, dual vanities, and a semi-frameless glass shower door. Additional upgrades include 1'' x 4'' wood baseboards, designer lighting, matte black hardware, energy-efficient HVAC, and a high-performance water heater for long-term savings. Exterior highlights include an architectural shingle roof, eye-catching stark white vinyl siding with black trim, black energy-efficient vinyl windows, and a wide concrete driveway. A board and batten shutter detail and covered front entry enhance curb appeal, while features like exterior hose bibs add convenience. Extras include a free refrigerator, termite bond, smoke and carbon monoxide detectors, and a 1-2-10 builder's warranty. The best part is there is NO HOA. Some of the pictures attached are renderings or staged.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,125
Status:
Active
MLS#:
782992
Type:
Single Family
Lot size:
0.17 Acres
Year built:
2025
Courtesy: Own It Real Estate LLC Cindy Chavira 850-867-0506
View additional info

ADDITIONAL INFORMATION

Open House Sunday, January 11th, 11a-2pm. Charming New Construction, Built by Solara Homes, an established local builder offering $10,000 in ''Flex-Cash'', which can be used to buy down the interest rate, for closing cost and prepaids, or for upgrades such as a faux wood blinds, or a washer or dryer. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1125 square feet of thoughtfully crafted living space. Enjoy an open, airy atmosphere with 9' ceilings, smooth level 4 drywall finishes, and energy-efficient LED flush-mount lighting throughout. The kitchen boasts quartz countertops, a full-height tile backsplash, GE® appliances, stainless farmhouse apron-front sink, and soft-close white shaker cabinets, blending function and elegance. The open-concept design flows seamlessly into the living areas with durable Mohawk SolidTech™ Westward LVP flooring and modern black plumbing and lighting fixtures for a sleek, contemporary look. Retreat to a spacious ensuite bedroom with a walk-in closet and a primary bath featuring subway tile showers, quartz vanities with undermount sinks, dual vanities, and a semi-frameless glass shower door. Additional upgrades include 1'' x 4'' wood baseboards, designer lighting, matte black hardware, energy-efficient HVAC, and a high-performance water heater for long-term savings. Exterior highlights include an architectural shingle roof, eye-catching stark white vinyl siding with black trim, black energy-efficient vinyl windows, and a wide concrete driveway. A board and batten shutter detail and covered front entry enhance curb appeal, while features like exterior hose bibs add convenience. Extras include a free refrigerator, termite bond, smoke and carbon monoxide detectors, and a 1-2-10 builder's warranty. The best part is there is NO HOA. Some of the pictures attached are renderings or staged.

Beds:
2
Baths:
1.00
Sq.Ft.:
768
Status:
Active
MLS#:
R11149556
Type:
Other
Subdivision:
11 4S 14W -205- 118C3 COMM AT NW COR OF NE1/4 OF N
Year built:
1984
Courtesy: Beach Realty of Florida 305-305-8989
View additional info

ADDITIONAL INFORMATION

Beds:
1
Baths:
1.00
Sq.Ft.:
750
Status:
Active
MLS#:
782926
Type:
Condo
Subdivision:
Landmark On St. Andrews Bay
Year built:
1969
Courtesy: Keller Williams Success Realty Patricia Howes 334-494-8935
View additional info

ADDITIONAL INFORMATION

Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of Mexico, Shell Island and the Intracoastal Waterway. We are just a short stroll to famed restaurants, shopping and entertainment in downtown St. Andrews and less than two miles to revitalized Panama City. The residences of Landmark on St. Andrews Bay redefine neighborly condominium living among the wonders of nature unlike any other address on the Bay Front. You will love this condo and its layout.

Beds:
5
Baths:
2.00
Sq.Ft.:
1,954
Status:
Active
MLS#:
782925
Type:
Single Family
Lot size:
0.23 Acres
Year built:
1960
Courtesy: Red Real Estate Associates, LL Milton Vergara 754-422-9250
View additional info

ADDITIONAL INFORMATION

*** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! *** RENTED until May 31st, 2026 for $2,300 monthly *** Call now, it won't last *

Beds:
1
Baths:
1.00
Sq.Ft.:
651
Status:
Active
MLS#:
782839
Type:
Single Family
Subdivision:
Old Mill Addition
Lot size:
0.24 Acres
Year built:
2005
Courtesy: CENTURY 21 Commander Realty Danny Rogers 850-867-2214
View additional info

ADDITIONAL INFORMATION

If you are in the market for an affordable, sturdy, updated, low maintenance , cozy home to live in while you build your dream home on the property. Then this is the one for you!! Renovated and updated in 2019 including roof. With the Hardie board exterior and tile flooring throughout makes it not only move in ready but very little to keep up. This is a large lot that is almost 1/4 of an acre so there is plenty of room to build in front where the previous home was at one time. It is just a short stroll to the bay for your evening walk then head over to Gene's Oyster Bar for dinner on the next block!!!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,122
Status:
Active
MLS#:
782822
Type:
Single Family
Subdivision:
Shermans 2nd Add
Lot size:
0.18 Acres
Year built:
2025
Courtesy: Keller Williams Success Realty Brook Simmons 850-814-8259
View additional info

ADDITIONAL INFORMATION

This beautiful new construction home is located in the heart of Panama City near Sacred Heart Hospital, Joe Moody Park, and the Bay County Fairgrounds. Located less than 20 minutes from Tyndall Air Force Base and less than 30 minutes to Rick Seltzer Park on Panama City Beach. The interior features an open floor plan with 9 foot ceilings throughout, LVP flooring, beautiful quartz counter tops, stainless steel appliances, a nice island with breakfast bar, and plenty of windows for natural light. The master bedroom features a walk in closet with en suite bath with a double vanity and walk in shower. If you are looking for a new home conveniently located to all that Panama City has to offer, Call your Realtor TODAY to see this great home.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,003
Status:
Active
MLS#:
782850
Type:
Single Family
Subdivision:
Sudduths 4th Add
Lot size:
0.12 Acres
Year built:
2023
Courtesy: Anchor Realty Florida Susan Morrison 850-624-9696
View additional info

ADDITIONAL INFORMATION

Enjoy the best of both worlds in this 2023 ''almost new'' COVE HOME. You'll love this downtown location AND all the benefits of new construction! If you've been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It's the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don't miss this opportunity for a Cove Home with NO HOA 's, NO Flood Insurance Required and low homeowners insurance premiums!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,094
Status:
Active
MLS#:
782795
Type:
Single Family
Subdivision:
Oakland Terrace Combs-Mathis Addition
Lot size:
0.17 Acres
Year built:
1960
Courtesy: Salty Marlin Realty LLC Eddie Navarez 850-964-6033
View additional info

ADDITIONAL INFORMATION

Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!

Beds:
1
Baths:
1.00
Sq.Ft.:
750
Status:
Active
MLS#:
992337
Type:
Condo
Subdivision:
LANDMARK CONDO
Year built:
1969
Courtesy: Paradise Properties Savannah Hamilton
View additional info

ADDITIONAL INFORMATION

Overlooking a peaceful courtyard, this inviting Ground Floor One bedroom condo offers the perfect blend of comfort and convenience. The residence features easy downstairs access and a serene setting within the desirable Landmark Condominiums waterfront community. Enjoy the unbeatable location—just a short walk to Historic St. Andrews. Whether you're looking for a relaxing retreat or a smart addition to your portfolio, this condo offers exceptional value in one of the area's most sought-after neighborhoods.

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

The data relating to real estate for sale on this website comes in part from a cooperative data exchange program of the MLS of the Navarre Area Board of Realtors. Real estate listings held by brokerage firms other than Xome Inc. are marked with the listings broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but not guaranteed. Copyright 2026 Navarre Area Board of Realtors MLS. All rights reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067


Copyright © 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS®. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, re transmitted, copied, framed, re purposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.
Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

The data relating to real estate for sale on this website comes in part from the Internet Data Exchange Program of Tallahassee Board of Realtors. The information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170




Panama City 32401 Real Estate

Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $215,000
    25%
    change since last quarter
  • # Active listings

    264
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Breakfast Point Academy PK - 08 1,453 13.8 32407
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404
Surfside Middle School 06 - 08 753 16.7 32413

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
J.R. Arnold High School 09 - 12 1,606 22 32407
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Chautauqua Charter School 09 - 12 44 8.8 32401
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL 32401

Zip Code City
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City