Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.
This home in the St. Andrews area is ready to move in. This 2 bedroom, 2 bath house features an attached garage, covered front porch, screened in back porch, and the back yard has a privacy fence. It was built in 2000 and been well maintained. It is flat, no steps, new roof in 2018 and leaf guards on the gutters, and the hot water heater was replaced in 2024. The big eat-in kitchen has a ton of cabinets, plenty of counter space, recessed lighting, stainless steel double sink, a wall oven, wall microwave, dishwasher and a refrigerator with ice and water through the door. All the appliances are Kitchen Aid. The garage has a sealed concrete floor painted gray with sprinkles for a neat appearance. Both bedrooms have carpet, and the living room and hall bathroom has new luxury vinyl plank flooring. There are 2 windows in the kitchen that overlook the privacy fenced back yard. The 12x12 screened back porch is a quiet place to relax. About 4 blocks is a cute park on St. Andrews Bay to watch the sun go down. Less than a quarter mile is St. Andrews Marina that has a variety of restaurants, shopping, free boat launch and parking. Come check it out!
Priced to Sell! Bring your vision to this 2-bedroom, 1-bath home offering 942 square feet of living space and packed with potential! Major features include a 2018 roof, hot water heater in 2021, oversized carport and large detached shed with electricity. Offered AS IS. Great opportunity for investors and savvy buyers looking for a great opportunity to create value.
Income-producing opportunity in Panama City! Located at 2600, 2602, and 2604 E 1st Plaza, this six-unit property features one-bedroom, one-bathroom units with approximately 518 square feet each. Convenient to shopping and schools, each unit includes water and garbage service in the rent. Reported monthly rents range from $1,076 to $1,225, totaling $6,891 in gross monthly rental income, or $82,692 annualized at current rental rates before expenses. An opportunity to establish or expand your rental portfolio. Buyers should verify square footage, lease terms, rental income, and operating expenses during due diligence.
Strong value add or BRRRR opportunity in Panama City. This 3 bedroom, 2 bath home offers approximately 1,376 square feet of living space on a .22-acre lot. The layout features a spacious living room, a separate dining area, a convenient flow between rooms and a covered porch, providing a solid starting point for an investor or renovator looking to add value. The property requires renovations, including the roof, HVAC system, electrical system, windows and interior and exterior improvements. The home has been smoked in and is being sold strictly as-is. Title is clean.
INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional accessory dwelling unit, and I already have a permitted plan available. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $3,900 PER MONTH / $46,800 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit without having to start the planning process from scratch. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance. See 1347 Mercedes Ave and 900 E 14th St for the additional properties.
INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX WITH FREE LOT! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional dwelling unit if split. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $5,200 PER MONTH / $62,400 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance.
Welcome to this charming 3-bedroom, 2-bath home offering 1,157 square feet of living space in the heart of Panama City. Built in 1962, this property features a functional layout, an additional bonus room, and providing flexibility for a home office, hobby space, storage, or extra living area. Situated on an approximately 0.18-acre lot, the home offers plenty of potential for an owner-occupant or investor. Conveniently located near shopping, schools, and everyday amenities, this property is a great opportunity to make it your own. Schedule your showing today!
Fresh, updated, and centrally located in the heart of Springfield! Welcome to 907 School Avenue, a 3-bedroom, 2-bath home offering a comfortable layout with plenty of space to spread out both inside and out. Step inside to a freshly painted interior and an inviting floor plan featuring a dedicated dining room, spacious living areas, and a large den that provides extra flexibility for entertaining, relaxing, a playroom, or additional gathering space. The updated kitchen offers a fresh, functional space for everyday living and flows conveniently into the surrounding living and dining areas. Outside, the home continues to deliver with a paver patio and privacy-fenced backyard, creating a great setting for grilling, entertaining, pets, or simply enjoying some time outdoors. One of the property's standout features is the detached garage/workshop--perfect for additional storage, projects, hobbies, a home workshop, or creating the ultimate man cave. Located in the heart of Springfield, you'll enjoy convenient access to Tyndall Parkway, Highway 98, shopping, grocery stores, restaurants, schools, medical facilities, and everyday essentials, with easy access to surrounding Panama City and Tyndall Air Force Base. With its fresh updates, multiple living spaces, private backyard, and versatile detached garage/workshop, 907 School Avenue offers functionality and flexibility in a convenient central location. Schedule your private showing and come see everything this home has to offer!
MOTIVATED SELLER!!!! This updated Florida cottage puts you right in the middle of everything people love about living in Panama City. With 3 bedrooms, 2 bathrooms, and a layout designed for everyday living as well as entertaining, this home offers the kind of space and functionality that's hard to find at this price point. Natural light fills the interior, highlighting the updated flooring, newer appliances, and the well-maintained condition throughout. Major improvements have already been taken care of, including the HVAC system, roof, and water heater, all which have been replaced within the last few years for added peace of mind. Outside, the home continues to impress with a screened-in patio, oversized deck, privacy-fenced backyard, and additional outdoor storage. The oversized true two-car garage provides plenty of room for vehicles, tools, beach gear, or hobbies. The street itself has recently been repaved and improved with new curbs and sidewalks adding to the overall appeal of the neighborhood. Location is one of the standout features here. This home is less than five minutes from Beach Drive and the public beach access at Calhoun Beach Park and just minutes from Historic St. Andrews and Downtown Panama City. You're also under 20 minutes from the white sandy beaches of the Gulf. Tyndall Air Force Base and the Navy Base are also both just a short drive away. Whether you're looking for a full-time residence, a second home near the water, or an investment opportunity with short-term rental potential, this property checks all the boxes for enjoying the Florida lifestyle year-round. If you like the neighborhood 1402 Arthur Ave across the street is also for sale.
MOTIVATED SELLER SAYS BRING AN OFFER!!! This updated Florida Cottage combines character, natural light, and a location that can't be matched. With 4 good sized bedrooms, 3 bathrooms, and approximately 1,800 square feet, the home has an open, comfortable feel with large windows throughout that bring in sunlight from nearly every room. The layout includes a spacious living area, updated finishes throughout the home, and a separate entrance to the connected mother-in-law quarters, offering flexibility for extended family or use as a large master-suite. Out back, the large privacy-fenced yard offers plenty of room for kids, pets, entertaining, or storing a boat or RV. The oversized patio creates a great outdoor gathering space, while the detached storage building with electricity is perfect for tools, hobbies, or additional storage. Located just minutes from Beach Drive, Historic St. Andrews, and Downtown Panama City, this home is right in the middle of everything while still tucked into an established neighborhood. The street has recently been paved and updated with new sidewalks, adding to the area's charm and walkability. Both Tyndall Air Force Base and the Navy Base are a short drive away, and the white sandy beaches of Panama City Beach are only about 20 minutes from your front door. If you've been looking for a home with charm, functional space, and a central location close to shopping, restaurants, marinas, and the water, this one is worth a look! If you love the neighborhood 1403 Arthur Ave across the street is also for sale.
LOCATION, LOCATION, LOCATION! If being close to everything is on your wish list, this is the home for you! Just 3 minutes from Downtown Panama City, this 2025-built home puts you right where you want to be. Grab your morning coffee at The Press, meet friends for lunch at Ferrucci's, squeeze in a workout at ESTR, then head downtown for dinner, cocktails, live music, or a night out--all without spending your day in the car. On weekends, stroll to the farmers market, explore local restaurants and breweries, grab a coffee, shop, or enjoy the waterfront. With so much nearby, your favorite spots can easily become part of your everyday lifestyle. And the convenience doesn't stop downtown. The beach is just a short drive away, while Tyndall Air Force Base is approximately 20 minutes away. Whether it's your morning workout, dinner downtown, a Saturday at the farmers market, or your daily commute, everything feels effortless. Whether you're looking for a primary residence, second home, or investment property, you get the fresh feel of a 2025-built home with an incredible central location. Modern home. Incredible location. Downtown just 3 minutes away. This is the Panama City lifestyle you've been waiting for!
Adorable Florida cottage close to downtown and the new MLK Recreation Center. The home features a large open floor plan for kitchen, dining and living; stainless steel appliances, and a pantry; one full bath with tub and shower combo, two bedrooms with the primary bedroom having its own ensuite bath with shower and a large walk-in closet. There is a large closet with shelving in the hallway; ceiling fans with lighting throughout the home; updated cabinetry in kitchen and baths. Outside there is a separate +large storage shed for storing items and tools. The back and side yards are completely fenced with a privacy fence. Move in ready!
This home has been owned by the same family since the 1940's.The location is very close to Sacred Heart Hospital and Downtown Panama City. The house got a new roof in 2019. Hardwood floors are under all of the carpet. ***Some photos are staged using AI and are noted as such - these photos are for general reference only***
Don't miss this Sun Harbor Marina condominium! Currently a long-term rental, this could be your perfect getaway spot, investment property or coastal home. Conveniently located on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Nicely renovated with LVP throughout, the single vanity bathroom has a tiled tub/shower, the kitchen has a small breakfast bar with shiplap accents and is fully outfitted with a refrigerator, oven, and microwave. The living area is open concept and has sliding glass doors that lead to the patio with a beautiful view of the marina. There is no washer/dryer in the unit, but there is a laundry room onsite. A community pool and an area to grill are the other amenities along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. The unit furnishings belong to the tenant. The tenant would love to continue renting if you are looking for a new investment property for your portfolio. Appointments to see must have 24 hours' notice. Call to set up your showing today!
This beautifully remodeled condo at Sun Harbor Marina is your perfect getaway spot, investment property or coastal home. Situated on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Inside you have a nautical blue ship lap entry way, oak LVP flooring throughout, bedroom with Queen bed, single vanity bathroom with a walk-in shower, stackable washer and dryer, the kitchen overlooks the living space and has an island, quartz countertops, a showpiece blue tile backsplash, and fully outfitted with a refrigerator, oven, dish washer and microwave. Sliding glass doors lead to the patio set up for outdoor dining and viewing the marina. There is a community pool and an area to grill along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. Don't miss this gem of a unit!
Welcome to this fantastic 3-bedroom, 2-bathroom home offering the perfect blend of comfort, space, and convenience. Nestled in the established Springfield neighborhood of Panama City, this property boasts 1,412 square feet of functional living space and sits on a generous 9583 SF lot (70 x 140). Whether you are a first-time homebuyer, looking to downsize, or seeking a stellar addition to your investment portfolio, this home is a must-see Prime Location: Situated in Bay County with zero HOA restrictions, allowing you maximum Perfectly positioned near local parks, dining, and the beautiful waterways of Panama City
901 E 2nd Pl offers a spacious 3-bedroom, 1-bath home with approximately 1,557 square feet and plenty of potential to make it your own. The home features a functional layout with generously sized living spaces, updated flooring throughout much of the interior, and an abundance of natural light from multiple windows. Major systems have already seen important updates, with the roof and HVAC both approximately 7 years old, helping take some of the bigger-ticket items off the list. The property also offers a large bonus/flex space that could serve as a second living area, home office, game room, hobby space, or additional storage depending on your needs.
Welcome to 2722 E 9th Street, a beautifully designed new construction home offering modern style, quality finishes, and comfortable living in the heart of Panama City. The open-concept floor plan features a bright living area,recessed lighting, and a stunning kitchen with shaker cabinetry, quartz countertops, stainless steel appliances, a center island, and designer pendant lighting. The spacious primary suite provides a relaxing retreat with a spa-inspired bath featuring dual vanities and a beautifully tiled tub/shower. Additional highlights include a dedicated laundry room with built-in cabinetry, generously sized guest bedrooms, and contemporary fixtures throughout. Conveniently located near shopping, dining, schools, Tyndall Air Force Base, and just a short drive to downtown Panama City and area beaches, this home offers the perfect blend of style, function, and location.
New Construction by Solara Homes with an estimated completion date of September 15, 2026. The builder is offering up to $7,500 in incentives that may be applied toward the buyer's closing costs, prepaids, interest rate buy down, or eligible home upgrades. The thoughtfully designed Solstice floor plan offers 3 bedrooms, 2 bathrooms, and 1,189 square feet of open living space, complete with a single car garage. From the moment you enter, the open layout creates a spacious and inviting atmosphere with 9-foot ceilings, designer light fixtures, energy-efficient LED flush-mount lighting, and stylish one-panel Shaker-style interior doors throughout. The kitchen features granite countertops, soft-close Shaker cabinets, GE stainless steel appliances, a pantry, a large island with bar seating, and modern finishes that flow seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. Abundant natural light fills the home, and Mohawk plank flooring extends throughout, providing easy maintenance with no carpet. The private primary suite is located at the rear of the home and includes a walk-in closet, double vanity, linen closet, and walk-in shower. Two additional bedrooms are situated toward the front of the home and share a full bathroom with a tub. The centrally located laundry room offers convenient access from every area of the home. The exterior showcases attractive board and batten shutters that enhance the home's curb appeal and timeless design. Enjoy relaxing outdoors on the covered 17.5 x 3.6 front porch or the spacious 18.3 x 5.6 rear porch. New construction offers the peace of mind of modern construction standards along with a builder warranty for added confidence. Conveniently located just minutes from downtown, shopping, dining, and everyday conveniences, this home is also a short drive to Tyndall Air Force Base and approximately 25 minutes from Panama City Beach, known for its 27 miles of white quartz sand and emerald Gulf waters. Built by Solara Homes, a Florida Panhandle builder recognized for combining durability, comfort, and Gulf Coast character, and backed by the long-standing reputation of its sister company, BluScape Homes, for quality craftsmanship and personalized service throughout Northwest Florida. Schedule your private showing today and discover everything this beautiful new home has to offer.
New Construction by Solara Homes with an estimated completion date of September 15, 2026. The builder is offering up to $7,500 in incentives that may be applied toward the buyer's closing costs, prepaids, interest rate buy down, or eligible home upgrades. The thoughtfully designed Solstice floor plan offers 3 bedrooms, 2 bathrooms, and 1,189 square feet of open living space, complete with a single car garage. From the moment you enter, the open layout creates a spacious and inviting atmosphere with 9-foot ceilings, designer light fixtures, energy-efficient LED flush-mount lighting, and stylish one-panel Shaker-style interior doors throughout. The kitchen features granite countertops, soft-close Shaker cabinets, GE stainless steel appliances, a pantry, a large island with bar seating, and modern finishes that flow seamlessly into the dining and living areas, creating the perfect space for everyday living and entertaining. Abundant natural light fills the home, and Mohawk plank flooring extends throughout, providing easy maintenance with no carpet. The private primary suite is located at the rear of the home and includes a walk-in closet, double vanity, linen closet, and walk-in shower. Two additional bedrooms are situated toward the front of the home and share a full bathroom with a tub. The centrally located laundry room offers convenient access from every area of the home. The exterior showcases attractive board and batten shutters that enhance the home's curb appeal and timeless design. Enjoy relaxing outdoors on the covered 17.5 x 3.6 front porch or the spacious 18.3 x 5.6 rear porch. New construction offers the peace of mind of modern construction standards along with a builder warranty for added confidence. Conveniently located just minutes from downtown, shopping, dining, and everyday conveniences, this home is also a short drive to Tyndall Air Force Base and approximately 25 minutes from Panama City Beach, known for its 27 miles of white quartz sand and emerald Gulf waters. Built by Solara Homes, a Florida Panhandle builder recognized for combining durability, comfort, and Gulf Coast character, and backed by the long-standing reputation of its sister company, BluScape Homes, for quality craftsmanship and personalized service throughout Northwest Florida. Schedule your private showing today and discover everything this beautiful new home has to offer.
This updated Florida cottage offers comfortable coastal living in the heart of Beach Drive/Lake Caroline area. Located a short walk or golf cart ride from Beach Drive beaches and local St Andrew's shopping and dining, the property combines a classic look with extensive modern updates. The home sits on a rare, large lot of nearly half an acre, providing plenty of space for future additions, a pool, or new construction.The interior has been fully updated for turn-key convenience. Features include refinished original hardwood floors with a durable polyurethane finish, brand-new ceilings in all rooms, and custom built-in bookshelves next to the fireplace. The kitchen includes new custom wood cabinets, and the master suite features a cedar-lined closet. Additional living spaces include a sunlit Florida room and a utility room, both upgraded with new tile flooring.Every major home system and structural component has been replaced or updated for peace of mind. The exterior features a brand-new roof with all underlying wood replaced, 30-year warranty shingles, new windows, and new doors. Inside the walls, the home has been fully re-wired and completely re-piped with flexible water lines. Comfort and utility are handled by a new high-efficiency A/C unit with a heat pump installed in January 2026, a recently replaced water heater, a new storage shed, and a full irrigation system powered by a brand-new 2026 well pump. This property offers a rare combination of a prime St. Andrews location and completely updated, low-maintenance systems.
Welcome to this house located at 1210 W 10th St in Panama City, FL. This recently built home (2023) is near the Lake Caroline park area and Beach Drive. The home features a spacious layout with four bedrooms or three bedrooms and an office, and two full baths. Custom features include custom window treatments (plantation shutters, curtains and Levelor blinds), frameless shower enclosures and more. With its own well and irrigation system, keeping the grass green can't be easier! The property is conveniently located about a five minute drive from downtown Panama City or St. Andrews.
Welcome to 714 E 10th St, a wonderful custom home ,residential opportunity close to major highways ,hospitals and beaches .side entrance can accommodate boat or large vehicle nestled in a highly accessible and vibrant sector of Panama City, Florida. Whether you are looking for a primary residence filled with coastal charm or a high-performing addition to your investment portfolio, this property offers unparalleled potential. Featuring a functional and open layout, this home boasts [mention key features like: custom cabinetry, hard surface laminate flooring, new appliances designed for comfort and everyday living
Prof. photos coming.....Located in Panama City's Historic Cove, this modern 3-bedroom, 2-bathroom Coastal Craftsman at 205 Harmon Avenue offers the ultimate blend of historic charm and modern comfort, completely free of HOA restrictions or fees. Positioned just one block from the Beach Drive corridor and St. Andrews Bay, daily life includes easy walks along the water and breathtaking evening sunsets. Built in 2014, the home features 1,848 square feet of easy-living space paired with a durable metal roof. High ceilings and crisp architectural details frame light-filled living areas, where sleek tile flooring flows seamlessly through the central living room, kitchen, formal dining space, and formal sitting room. The primary suite provides a peaceful private retreat, while two additional bedrooms offer flexible space for guests, family, or a home office. Outdoor living is effortless with classic covered front and rear porches that overlook a private, privacy-fenced backyard complete with a detached two-car garage. The Historic Cove neighborhood is widely celebrated as one of Panama City's most cherished waterside communities, renowned for its oak-canopied streets and tight-knit social fabric. Residents enjoy an active coastal lifestyle marked by neighborhood traditions like seasonal golf cart parades, block gatherings, and community events. Less than a mile from downtown, you are walking distance from local coffee shops, boutiques, weekly farmers markets, and lively city parades, all while being under 30 minutes from the World's Most Beautiful Beaches. 205 Harmon Avenue captures timeless Coastal Craftsman character with the low-maintenance peace of mind of modern construction.

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Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.