Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of Mexico, Shell Island and the Intracoastal Waterway. We are just a short stroll to famed restaurants, shopping and entertainment in downtown St. Andrews and less than two miles to revitalized Panama City. The residences of Landmark on St. Andrews Bay redefine neighborly condominium living among the wonders of nature unlike any other address on the Bay Front. You will love this condo and its layout.
*** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! *** RENTED until May 31st, 2026 for $2,300 monthly *** Call now, it won't last *
This fully remodeled mobile home is nicer than many brand-new models, at a fraction of the price. The home has been completely updated from top to bottom and is truly move-in ready. Updates include a brand-new kitchen, new flooring throughout, fully renovated bathrooms, PEX plumbing, new sod, new stairs, and a new deck. The home also features a newer metal roof and an HVAC system that has just been serviced, providing peace of mind for the next owner. A rare opportunity to own a turnkey home with modern finishes and major upgrades without the cost of new construction.
If you are in the market for an affordable, sturdy, updated, low maintenance , cozy home to live in while you build your dream home on the property. Then this is the one for you!! Renovated and updated in 2019 including roof. With the Hardie board exterior and tile flooring throughout makes it not only move in ready but very little to keep up. This is a large lot that is almost 1/4 of an acre so there is plenty of room to build in front where the previous home was at one time. It is just a short stroll to the bay for your evening walk then head over to Gene's Oyster Bar for dinner on the next block!!!
This beautiful new construction home is located in the heart of Panama City near Sacred Heart Hospital, Joe Moody Park, and the Bay County Fairgrounds. Located less than 20 minutes from Tyndall Air Force Base and less than 30 minutes to Rick Seltzer Park on Panama City Beach. The interior features an open floor plan with 9 foot ceilings throughout, LVP flooring, beautiful quartz counter tops, stainless steel appliances, a nice island with breakfast bar, and plenty of windows for natural light. The master bedroom features a walk in closet with en suite bath with a double vanity and walk in shower. If you are looking for a new home conveniently located to all that Panama City has to offer, Call your Realtor TODAY to see this great home.
Enjoy the best of both worlds in this 2023 ''almost new'' COVE HOME. You'll love this downtown location AND all the benefits of new construction! If you've been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It's the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger), convenient side access with a 2nd driveway and NEW STORAGE BUILDING for all your extra stuff! Don't miss this opportunity for a Cove Home with NO HOA 's, NO Flood Insurance Required and low homeowners insurance premiums!
Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!
Welcome home! This inviting new construction 3-bedroom, 2-bathroom home is truly move-in ready and waiting for its new owner. Located just a 15-minute drive from Tyndall Air Force Base, it offers the perfect balance of comfort, quality, and convenience. This beautiful Craftsman-style home showcases raised ceilings, durable vinyl plank flooring, and well-placed recessed lighting throughout, creating a bright and welcoming atmosphere. The primary suite features abundant natural light, a spacious walk-in closet, and a luxurious tiled shower designed for relaxation. Enjoy added privacy with fencing on both sides of the home, along with the long-lasting quality of a metal roof and Hardie board siding—details that speak to the craftsmanship of this build. Ideally situated near work and recreation, St. Andrews State Park is just a 30-minute drive away with its legendary white sand beaches. While Mexico Beach, currently undergoing an exciting rebuild, is only 26 minutes away. This home is easy to show and ready to impress. Contact your favorite agent today to schedule your private showing!
MOVE-IN READY & PRICED TO SELL! This charming split-bedroom home offers the perfect blend of comfort, functionality, and location just 10 minutes from Tyndall AFB and approximately 25 minutes from the beach, with shopping and schools nearby. Inside, you'll find 3 bedrooms and 2 bathrooms, stainless steel appliances, luxury vinyl plank flooring, recessed lighting, and a bright, open layout designed for easy living. Step outside to enjoy a spacious 10x20 patio, a 4x6 outdoor shower, and a fully fenced backyard with drive-through access ideal for entertaining, pets, or storing a boat or trailer. Additional highlights include a storage shed with lean-to, Ring doorbell security camera, new water heater installed in November 2025. This is a fantastic opportunity for first-time home buyers or anyone looking for a well-maintained home in a convenient location. Schedule your showing today!
3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use. home needs updates and repairs and is being sold as
This Mixed-Use opportunity allows up to 15 dwelling units per acre. At just under 1 acre, this property could feature your next multifamily project, single family homes, or would make a great Commercial site for your business. The City of Springfield said they prefer a minimum of 50' lots. Water and Sewer is available on Central Ave and 1st Court. You can do either 6 single family lots or 11 units multifamily subject to DO and stormwater approval. Please contact City of Springfield to confirm all details and specifics regarding your project.
Found! An amazing one bedroom, one bathroom waterfront condominium with gorgeous views of St. Andrews Bay and Massalina Bayou. Conveniently located on Beach Drive, in the highly desirable Cove neighborhood. From the spacious balcony enjoy awesome sunsets! You will be the envy of your friends with front row seats for the Christmas Boat Parade and the 4th of July Fireworks! Ready for some tasty seafood? Just a short walk across the draw bridge and you have arrived at Tarpon Dock Seafood Restaurant known for their fresh seafood and friendly atmosphere. Or, hop on your golf cart and explore Downtown for savory food at Ferruci's and home brew at the History Class. Stroll through the outdoor farmer's market, trendy boutiques and more in the heart of Panama City. Large windows allow for plenty of natural light with luxury vinyl plank flooring through out the living area and tile in the kitchen and bathroom. Amenities include: bay front pool, sandy beach, boat dock, gazebo and community room! Assigned, covered parking space. Pets allowed. No short-term rentals. Come today and fall in love with Cove Harbor Condominium, coastal living at its best!
Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,407 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club. Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation, seamlessly blending timeless character with elevated modern luxury. Every major system has been renewed—including a 2018 Metal Roof, new electrical, new plumbing, and a tankless water heater—providing true peace of mind and effortless, turnkey living. Inside, refinished original hardwood floors set the stage for a sophisticated design palette and curated finishes throughout. The exquisite chef's kitchen features state-of-the-art appliances, premium quartz countertops, and a fire-clay cast-iron porcelain enamel sink with custom accessories. Champagne bronze fixtures add understated elegance, while bespoke Swedish wall murals—artfully installed in the kitchen, bar, and primary bath—introduce a distinctive touch of artistry. All design selections were thoughtfully crafted by the acclaimed 1715 Design Company. The primary suite exudes serenity as a color-drenched retreat, offering a spa-inspired atmosphere enhanced by a marble stone shower floor, refined fixtures, and custom mural work that transforms the space into a private sanctuary. Outside, the property continues to impress with a fully fenced backyard, rear alley access, a detached garage, and a charming playhouse, blending convenience, functionality, and character. Luxury Features & Highlights 3 Bedrooms • 2 Full Baths 1,407Sq. Ft. of Fully Renovated Living Space Refinished Original Hardwood Floors 2018 Metal Roof, Electrical, Plumbing & Tankless Water Heater Premium Quartz Countertops & Champagne Bronze Fixtures Fire-Clay Cast-Iron Porcelain Enamel Sink with Accessories Spa-Caliber Primary Bath with Marble Stone Shower Floor Color-Drenched Primary Suite with Custom Swedish Mural Custom Swedish Murals in Kitchen, Bar & Primary Bath Design by 1715 Design Company Detached Garage & Playhouse • Fully Fenced Yard • Rear Alley Access Prestigious Cove Location Near Downtown & Yacht Club
This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in 2019—including roof, siding, HVAC systems, and more—this duplex is turnkey and ideal for investors. Unit A is currently leased for $1,695/month and Unit B is move-in ready for a new tenant or perfect for an owner-occupant looking to live on one side while generating income on the other. Both units have private driveways as well as a patio space and back yard. Come check it out today!
SELLER FINANCE AVAILABLE on this CHARMING mid-century, thoughtfully RENOVATED ranch near St. Andrews Bay! This 3BR/1BA home offers a blend of character and functionality, featuring CUSTOM woodwork, UPDATED paint inside and out, and a SPACIOUS carport. Inside, you'll find a PRACTICAL layout with a COMFORTABLE living area, efficient kitchen, and BEAUTIFULLY renovated bathroom. Step OUTSIDE to enjoy a GENEROUS backyard with plenty of room for entertaining and gardening. The property comes with the added benefit of NO HOA. Whether you're looking for a primary residence, a second home, or an investment opportunity, 1305 Flower Drive provides VERSATILITY in a DESIRABLE coastal location. Schedule your showing today and discover the CHARM OF COASTAL LIVING!
This custom, modern 4 Bedroom, 3 Bath French Country-style home with a POOL is truly stunning and was built in 2017 and nestled on a cul-de-sac in the intimate, highly coveted enclave of Cove Pointe. Tucked inside the historic and beloved Cove neighborhood, you'll find a community where oak tree-lined streets meet true coastal-Florida living. This remarkable home exudes beauty and delivers the best of indoor-outdoor lifestyle with a pool and spa, light-filled floor plan with high ceilings, designer finishes, and a backyard oasis you'll never want to leave. Step inside and you're greeted by a gorgeous dining room, elegant hardwood floors, soaring ceilings, and an open layout with just enough separation, perfect for entertaining! The great room flows seamlessly into the kitchen where you'll find a beautiful Quartz island, plenty of seating, custom cabinetry, double ovens, a gas range, large walk-in pantry and breakfast area. The living area is showstopping with coffered ceilings, enhanced lighting for any event, arched entryways, arched built-ins and a wet bar with wine cooler that is sure to impress. A full glass sliding, stacking door opens the great room to the nearly 600 square feet screened porch that extends from the primary suite to the kitchen! You are going to love the indoor-outdoor lifestyle this home in the Cove provides. Slide open the doors and jump into the Cove lifestyle with your own private heated saltwater pool and spa! Lush landscaping with a fully fenced yard surrounds the pool and an area perfect for gardening or additional area for the kids to play is just off the end of the driveway connected to the oversized, attached 2-car garage. An additional covered patio is located on the front of the home, just off the dining room, perfect for that alfresco dining we love in Florida year-round! Whether it's morning coffee, Saturday swim parties, or festive poolside nights, this outdoor living space delivers the lifestyle the Cove is known for. The split floor plan offers a main level primary suite with French doors to the pool and screened porch, two custom walk-in closets, and a spa-inspired en-suite featuring large double vanities, glass walk-in shower, and a freestanding soaking tub flooded with natural light. A second bedroom and beautiful bath are also conveniently located off the kitchen on the main level, while upstairs offers two additional generously sized bedrooms with a full bath, perfect for guests or family! Practicality meets luxury with an oversized two-car garage, perfect for this golf cart-friendly community and being able to access booming Downtown Panama City easily! Featured highlights of this home include full pavered driveway, mature landscaping, Wi-Fi-enabled pool controls, security cameras, surround sound, automated sprinklers, and a spacious mud room/utility room with deep sink, ample counterspace and extra cabinetry. The lifestyle in the Cove is truly unmatched. Enjoy a quick walk or bike ride to many of the waterfront parks in the Cove, sunsets at Beach Drive, or golf cart to Downtown where you'll find restaurants, boutiques, farmers markets and weekly community events! The St. Andrews Bay Yacht Club is within a few miles and a public boat ramp and boat storage is just around the corner. This is more than a home. It's a home in one of Panama City's most beloved neighborhoods, the Cove...where charm and comfort meet Florida's coastal lifestyle.
CASH ONLY. Pictures are not hiding anything. Welcome to an incredible INVESTMENT opportunity in the heart of The Cove. One of the largest homes in the neighborhood! 1 BEDROOM APT UPSTAIRS. Priced to sell quickly, this home offers immense potential for those willing to roll up their sleeves and bring it back to life. The property sits on a sizable lot, offering potential for expansion, landscaping, or outdoor entertainment areas. Let your imagination run wild with the possibilities. Discover the untapped potential within the walls of this property. From rehabbing the kitchen to updating the bathrooms, every improvement adds value and increases the potential return on investment. This property is sold AS-IS. A fantastic opportunity for those who love a challenge and are ready to make this house a home. Don't miss out on this chance to turn a neglected property into a shining example of homeownership. Showingtime Sq ft approximate. Measuring encouraged.
MOVE-IN READY. NO FLOOD INSURANCE REQUIRED. DEEP LOT WITH RECENT UPDATES. Priced at $150,000, this detached three-bedroom, one-bath home at 1332 N Palo Alto Avenue, Panama City, FL 32401 offers a practical option for in-town Panama City living in an established residential setting. Built in 1940 and kept in the same family for generations, it has been a long-term rental—not a quick flip. With 1,134 square feet under roof, it delivers all the essentials without wasted space. A covered front porch, ideal for a rocking chair and morning coffee, leads to the front door, and the concrete driveway provides off-street parking for two vehicles. Inside, the spacious living room opens to the kitchen, with a door separating the bedrooms and bath for added privacy. The laundry room is located at the rear of the home and includes direct access to the backyard. Recent upgrades include new flooring, fresh paint, a 2024 air-conditioning unit, a 2018 water heater, and a 2019 roof—so the major systems are already handled. The home sits on a deep 0.37-acre lot in Flood Zone X, meaning flood insurance is not required. Conveniently located just minutes from downtown Panama City, shopping, dining, and Ascension Sacred Heart Hospital. All information is deemed reliable but should be verified by the buyer if important.
Outstanding lot in one of the best residential communities in the Panama City Area... convenient to downtown, medical center, yacht club. This lot has excellent elevations, and is located on a quiet cul-de-sac, good back yard privacy, located on an open retention area with a view of Watson Bayou. .Call for access to subdivision website with covenants and other data.
Prime infill development opportunity in the City of Panama City. Per recent confirmation from the City, this parcel is zoned Neighborhood Residential and can be divided into 40-foot wide lots based on the current dimensions (approx. 215' of frontage), allowing for up to five buildable lots along Elm Street, with the corner section sized larger. Setbacks in this zoning district are approximately 7-20 feet front, 5 feet side, and 15 feet rear, giving builders a comfortable building envelope on each new lot. The City has also verified that the existing utilities in Elm Street have capacity to support up to five additional units at this location, making it an attractive option for a small subdivision of new single family homes or a mix of single family and duplex product, subject to standard subdivision and development approvals. Whether you are a builder looking to create multiple new homes or a developer planning a small infill project, the groundwork with zoning, minimum lot width, setbacks, and utility capacity has already been confirmed with the City. Buyer to independently verify all development plans, subdivision requirements, and approvals to their own satisfaction.
Good news to the buyer!! The owner has already completed a full clean-up and demo of the kitchen, so it's ready to renovate. The house is a solid block construction home on good bones. It has a metal roof that's under 10 years old. It's in an area with a lot of growth and potential. Swing by and take a look at your next fixer upper!
Welcome to your new home in the highly sought-after Cove neighborhood in historic downtown, Panama City! This delightful 3-bedroom, 1-bathroom residence, originally built in the 1940s, combines timeless charm with modern updates. Step inside to discover a beautifully maintained interior that showcases the character of an older era while offering contemporary comforts. Recent updates include a roof after Hurricane Michael, a new HVAC system, ensuring durability and energy efficiency for years to come. The spacious layout features inviting living areas, perfect for family gatherings and entertaining friends. The property also boasts a convenient one-car garage, along with a newly paved driveway and alleyway access at the back of the home. Situated just steps away from St. Andrews Bay Yacht Club and the water and mere minutes from downtown Panama City, this home's location is unparalleled. Enjoy easy access to the yacht club, picturesque Beach Drive, and all the amenities downtown has to offer, from trendy shops and delectable dining to vibrant nightlife. Don't miss the chance to own a piece of history in one of Panama City's most desirable neighborhoods. Schedule your viewing today and fall in love with this charming cove home!
Welcome to this exceptional 5-bedroom, 3-bathroom residence offering more than 3,300 sq. ft. of living space. Located on a generous 0.40-acre lot with both alley and street access. Upon entry, a sweeping staircase accented by a striking chandelier sets an elegant tone for the home's spacious interior. The open-concept living area provides abundant room for entertaining, including space for a piano or additional dining. To the right, the expansive kitchen features abundant cabinetry, stainless steel appliances, a gas range, and a cozy breakfast nook framed by beautiful bay windows. The main level includes three bedrooms and two full bathrooms. The upstairs apartment—complete with a private entrance—offers two additional bedrooms, a full bath, a fully equipped kitchen, and a comfortable living room, along with a newly added wooden deck overlooking the shimmering pool. Outdoor living is where this property truly stands out. Enjoy summer days in the 35x15 pool featuring a brand-new 2025 liner and motor. The pool is surrounded by palm trees, grapevines, and multiple fruit trees. Several fenced areas create ideal spaces for children or pets, while a spacious concrete pad offers a base for endless possibilities. Practical upgrades provide lasting value, including a 2019 metal roof and paid-off solar panels that keep monthly electric costs for this large home at approximately $30. Ideally located less than 10 miles from Tyndall Air Force Base, under 15 miles to the pristine white-sand beaches of Panama City Beach, and just 2 miles from shopping, dining, boat launches, and more, this property blends convenience, versatility, and the best of Florida living. Don't miss the opportunity to own a truly unique home with exceptional potential. Schedule your private showing today and discover all that this remarkable property has to offer. Age, Sq ft., and dimensions approximate
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Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.
