This charming home sits on a beautiful tree-lined corner lot in the historic Cove neighborhood. Offering 3 bedrooms, 2 bathrooms, and approximately 1,600 square feet, it provides the perfect blend of comfort and coastal living. Enjoy a true taste of the waterfront lifestyle with direct views of St. Andrews Bay just across the street. Bunkers Cove is one of the most exclusive streets in Bay County, and homes here rarely come available--especially at this price point. You'll also love the convenient location, just under a mile from downtown Panama City's vibrant shopping, dining, and entertainment options. Get ready to embrace the Cove lifestyle: Hop on your golf cart, watch breathtaking sunsets from your porch or along Beach Drive, and head downtown for dinner at one of the many local restaurants. The Cove is a truly special place, and living on Bunkers Cove makes it even better.
Charming and inviting, this 2-bedroom, 1-bath stucco home offers comfort and functionality in a cozy setting. A covered front porch welcomes you in--perfect for relaxing mornings or unwinding in the evening. Inside, you'll find wood flooring that adds warmth and character throughout the living spaces. The kitchen comes fully equipped with a stove/oven, microwave, and refrigerator, making meal prep a breeze. Just off the kitchen and dining area, a conveniently tucked-away laundry room provides added practicality without sacrificing space and don't forget the tankless water heater! The bathroom features a classic tub/shower combination. this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes. Situated in a desirable area, this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes
Welcome to this beautifully remodeled 3-bedroom, 1-bathroom block home, offering both comfort and convenience in a prime Panama City location. This solidly built home features stylish LVP flooring throughout, creating a modern and low-maintenance living space perfect for everyday living. The updated kitchen is a standout, complete with sleek granite countertops and stainless steel appliances, making it as functional as it is attractive. Enjoy outdoor living year-round with a covered back patio--ideal for relaxing or entertaining--along with a covered, attached carport for added convenience. Situated in a desirable area, this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes.
Beautiful 3-bedroom, 1-bath home situated on a desirable corner lot in the Cove neighborhood. This charming property features a fenced backyard shaded by mature oak trees, offering both privacy and natural beauty. Conveniently located near Bay Medical, as well as shopping, grocery stores, parks, and a variety of restaurants, this home combines comfort with everyday convenience.
Beautifully renovated Craftsman-style home blending timeless charm with modern upgrades. Originally built in 1945, this home was taken down to the studs in 2022 and thoughtfully expanded to nearly double its original size, while preserving character with original trusses and architectural elements.This 3-bedroom, 2-bath home features an open-concept layout with luxury vinyl plank flooring throughout and a spacious living area perfect for everyday living and entertaining. The chef's kitchen is a standout showcasing quartz countertops, a large center island, stainless steel Signature Series appliances, gas range and decorative hood, farm sink, and abundant cabinetry and with custom pull-out drawers for optimal organization. A picture window above the sink overlooks the private backyard, and a cozy breakfast nook offers the perfect space for gatherings. The primary suite offers ample space, a large walk-in closet with built-in shelving and drawers, and a beautifully designed ensuite bath with double vanity and an oversized, floor-to-ceiling tiled shower. Two additional bedrooms are generously sized and share a full guest bath. Exterior features include two concrete driveways (front and rear) with plenty of room for vehicles, boat, or RV, plus alley access for added convenience.The fully fenced backyard is designed for relaxation and entertaining, featuring a spacious deck, gas fire pit with paver surround, and a lighted pergola ideal for outdoor dining. Additional highlights include a Generac whole-home backup generator, a heated and cooled bonus room perfect for a home office or hobby space, and a private well-fed irrigation system. The meticulously maintained yard showcases mature landscaping, including knockout roses, lush shrubbery, and a beautiful oak tree providing shade and curb appeal. Located in The Cove, a golf cart community within walking distance to restaurants, schools, coffee shops, the Yacht club, and a boat ramp-this home truly offers the best lifestyle and location. Don't miss this one, schedule a showing today! It's a WOW property!
Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is notably spacious at approximately 25' x 13', providing a versatile layout for residents. The exterior includes a covered front porch and sits on a deep 43' x 140' lot, offering plenty of outdoor space. Strategically situated for an easy commute, the home is just minutes from Tyndall Air Force Base, regional healthcare facilities, and the diverse shopping and dining options of Panama City. Additionally, the world-famous white sand beaches of Panama City Beach are only a short drive away. This turn-key property represents a practical opportunity for those seeking a refreshed home in a high-demand, centrally located market. For those interested in investment opportunities, this property is located in an area that allows for short-term rentals, providing added flexibility for use.
Enjoy relaxed coastal living in this beautifully updated ground-floor condo at Landmark on St. Andrews Bay. This 2-bedroom, 1-bath residence offers a bright, open-concept layout that seamlessly blends comfort and modern style, perfect for everyday living or entertaining guests. Unit W101 is ideally positioned with a peaceful courtyard view and features a light-filled interior where the living, dining, and kitchen areas flow effortlessly together. The well-appointed kitchen provides ample functionality, while the in-unit washer and dryer add everyday convenience. Durable luxury vinyl plank flooring runs throughout, enhancing both the aesthetic and practicality of the space. The spacious primary bedroom includes a generous walk-in closet, offering excellent storage, and an additional exterior storage closet just outside the kitchen door provides even more room for your belongings. Residents of Landmark enjoy access to an impressive array of resort-style amenities, including a private beach, two swimming pools, a fitness center, marina, clubhouse, community dock with rental boat slips, grilling areas, scenic walking paths, and expansive green spaces with beautiful bay views. HOA dues conveniently cover water, trash, cable, and Wi-Fi. Located within walking distance to historic St. Andrews, you'll have easy access to the bayfront marina, charming local shops, and popular dining spots. Downtown Panama City is just a short drive away, offering even more options for shopping, dining, and entertainment. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this condo is a perfect opportunity to experience the best of Florida coastal living.
🔥 PRICE REPOSITIONED - EXCEPTIONAL OPPORTUNITY 🔥 Recently repositioned to a highly competitive price, this brand-new 3BR/2BA home offers exceptional value for both investors and first-time homebuyers. Price reflects one unit (half duplex). Whether for a primary residence or rental investment, this property delivers new construction quality at a price point rarely seen in today's market. Built with 2x6 exterior walls, 9-ft ceilings, and double-insulated 8-inch dividing walls for superior durability, efficiency, and sound control. Features include waterproof 12-mil LVP flooring, plywood cabinetry, quartz countertops, and modern fixtures. Fully sodded lot with concrete driveway (2 vehicles). Located near Tyndall AFB, schools, shopping, and beaches--ideal for both living and rental demand. Opportunities at this price point in new construction are extremely limited. Builder willing to consider incentives for multiple unit purchases. Easy to show.
Welcome to Coral Spring -- a beautifully constructed 2025 home offering modern design, income potential, and an unbeatable central location in Panama City. Ideally situated, this property places you close to everything: Approximately 2 miles to Downtown Panama City 5 miles to Historic St. Andrews 8 miles to Tyndall Air Force Base 1 mile to Ascension Sacred Heart Bay Hospital 1 mile to Watson's Landing Marina 12 miles to Panama City Beach 22 miles to Mexico Beach This 3-bedroom, 2-bathroom residence has already proven itself as a high-performing asset, generating approximately $30,000 in short- to mid-term rental income over the past 12 months. Whether you're seeking immediate cash flow or a flexible living arrangement, this property delivers. Inside, you'll find a thoughtfully designed floor plan featuring contemporary finishes and low-maintenance, newer construction. The home is available fully furnished for a true turnkey investment opportunity, allowing for seamless continuation as a rental. Alternatively, it can be delivered unfurnished to suit owner-occupants. Perfect as a primary residence, second home, or income-producing property, this nearly new build combines modern comfort with proven performance in one of Panama City's most up-and-coming areas. Additional Opportunity: Property may also be leased at $2,600/month, inclusive of furnishings, linens, utilities, and WiFi.
BRAND NEW 2026 CONSTRUCTION -- BUILT TO IMPRESS AND BUILT TO LAST. Why deal with someone else's problems when you can own brand-new everything? This home offers modern design, elevated finishes, and long-term value. The durable metal roof isn't just an upgrade -- it's peace of mind: energy-efficient, low maintenance, and built for Florida weather. Inside, a custom entertainment wall with built-in TV and fireplace creates a bold, stylish focal point perfect for hosting or relaxing nights in. Step outside to a fully fenced backyard with privacy and space for pets or gatherings. Everything is new. Everything is done. All that's missing is you. Schedule your private showing today before it's gone.
Fully Renovated • No HOA • Prime Location This beautifully updated home is the perfect blend of style, convenience, and freedom at a great value. Step inside to a bright, open-concept layout filled with natural light, thanks to all-new windows that instantly make the space feel warm and inviting. The thoughtfully designed split floor plan offers both comfort and privacy, ideal for everyday living or hosting guests with the benefit of separate living room and den spaces. Every detail has been carefully upgraded, including: Gorgeous LVP flooring throughout Fresh interior and exterior paint Whirlpool electric range Sleek granite countertops Single basin kitchen sink Modern finishes that give the home a clean, move-in-ready feel No HOA, giving you the freedom to park your boat, trailer, or toys right at home. Location is everything, and this one delivers: Just 2.6 miles to downtown and the public boat ramp Only 4 miles to St. Andrews and the marina A short 11-mile drive to the stunning Gulf Coast beaches Whether you're looking for a primary residence, second home, or investment opportunity, this one checks all the boxes. Move-in ready, beautifully updated, and priced to sell, this is the one buyers have been waiting for.
New construction at an Affordable Price under $240,000. . This is a 2 bedroom and 2 full bath with upgrades. Custom wood plank flooring throughout, stainless steel appliances, tankless water heater, and new washer and drier included with the sale.. The two bathrooms are fully custom upgraded. The back yard is large and plenty of room for kids to play. This is a perfect 1st time Homebuyer, Heroes, or Ship program where your down payment and closing cost is covered by Grants if you qualify. Don't miss this opportunity to buy this brand new property under $240,000. Located near hospitals, shops and excellent schools nearby Minutes from the beach and tourist areas. Make your appointment today. You can't miss this opportunity to buy this Brand New Construction property!
Currently being taken down to the studs, it's a true blank canvas ready for your vision and personal touch. Once was a 3 bedroom 3 bath triplex. Welcome to 422 N MacArthur Avenue in the heart of Panama City! This property presents a unique opportunity to create your dream home or next mixed use investment project from the ground up. Ideally located just minutes from downtown, shopping, dining, and the beautiful Gulf Coast beaches, this home sits in a convenient and growing area. With the heavy lifting already started, investors, builders, and savvy buyers will appreciate the chance to fully customize every detail. Situated on a generously sized lot, there's plenty of space to design outdoor living areas, landscaping, or future additions. Whether you're looking to renovate and resell, build long-term rental income, or design your perfect primary residence, the potential here is endless. Don't miss this rare opportunity to bring your vision to life in Panama City! Whether you're looking for a primary residence, rental opportunity, or a coastal retreat, this property offers incredible potential in a growing area. Don't miss your chance to own a piece of Panama City living!
Welcome to the ''Hawthorn'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room overlooking the kitchen. Kitchen features an island with breakfast bar, stainless steel appliances, and eat-in dining area. Situated off the living room sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; and Two secondary bedrooms. Master bedroom and en suite feature tub/shower combo, and walk-in closet. Call to schedule your private showing today! All Measurements approx. buyer to verify if important
This nice 2-bedroom 1 bath home has been updated and ready for you. New roof in 2019, new floors just installed and fresh paint throughout. Lots of room that offers living area, dining area, foyer and updated kitchen. One car garage attached and a nice back deck to relax on. Good size yard that's fenced with yard building. Good investment house. Call for your tour today.
Welcome to effortless coastal living in the heart of Panama City! This beautifully maintained 2-bedroom, 2.5-bath condo offers the perfect blend of style, comfort, and convenience. Step inside to an inviting open-concept layout where the living room and kitchen flow seamlessly together--ideal for entertaining or simply relaxing at home. The kitchen features elegant granite countertops, ample cabinetry, and plenty of workspace for any home chef. The spacious living room leads to a private covered patio, ideal for enjoying your morning coffee or evening sunsets. Upstairs, you'll find two spacious bedrooms, each with its own private bath. The standout feature is the completely remodeled master bathroom, thoughtfully designed with high-end finishes that create a spa-like retreat you'll love coming home to. With double vanities in the master, a stylish, updated shower, and an expansive walk-in closet. The master bedroom boasts its own private balcony, perfect for enjoying views of the surrounding area. Whether you're winding down after a long day or just soaking in the fresh air, it's the perfect retreat. Located just minutes from the scenic Beach Drive, and just minutes from St. Andrews and downtown Panama City; you can enjoy peaceful waterfront strolls, easy access to shopping, dining, and all the charm Panama City has to offer right outside your door. You'll also have access to the community pool, providing a refreshing place to unwind and enjoy Florida's sunny weather. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this condo checks all the boxes.
COZY END-UNIT TOWNHOME IN ST. ANDREWS. This 3-bedroom, 2.5-bath townhome offers over 1,400 sq. ft. of living space and features a semi-open floorplan with attractive LVP flooring, perfect for both everyday living and entertaining. The kitchen comes complete with stainless steel appliances, a breakfast bar, a pantry, and a convenient built-in desk area. Ample natural light fills the home, highlighting the fresh interior paint and updated windows and doors. All three bedrooms provide a comfortable retreat with soft carpet underfoot, and both the master bath and the hall bath have been tastefully refreshed. The 1/2 bath downstairs is great for guests! The exterior features a charming front courtyard that welcomes you home and leads to an XL fenced backyard, a rare find for most townhomes. The back also includes an open patio that is nice for grilling or quiet evenings. Don't forget to walk the property line down to the pond. Additional features include a one-car garage with pull down attic stairs and an enclosed storage area that keeps garbage cans and lawn equipment neatly tucked away and out of sight. Centrally located near shopping, dining, and schools, this home offers the perfect blend of comfort, functionality, and convenience. Call today for a private preview. Measurements approximate.
Investor special in the heart of Panama City! This 2 bedroom, 1 bathroom single-family home offers a prime opportunity for renovation, rental income, or resale. Situated on a quiet street, the property features a functional layout with solid bones and plenty of potential to customize. Ideal for investors or buyers looking to create their own space, this home is being sold as-is and is ready for updates. With the right vision, this fixer-upper could be transformed into a charming primary residence or income-producing property. Conveniently located near downtown, shopping, dining, schools, and local amenities, this property offers both value and upside in a growing area. Panama City continues to see redevelopment and investment, making it attractive for both homeowners and investors. The area offers convenient access to Panama City Beach, Tyndall Air Force Base, and local marinas, while still maintaining a laid-back coastal lifestyle.
Solid entry-level opportunity! This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if important.
Welcome to 403 N East Avenue in Panama City, Florida--a beautifully built 2022 home offering approximately 3 bedrooms, 2 bathrooms, and over 1,700 square feet of thoughtfully designed living space. From the moment you step inside, you're greeted by warm and stylish bamboo flooring that flows throughout the main living areas, creating a clean, modern feel with a touch of character. The home features a spacious open-concept layout with high ceilings, allowing the living room, dining area, and kitchen to seamlessly connect--perfect for entertaining or everyday living. The kitchen is equipped with a sleek stainless steel appliance package, including a brand new stainless steel refrigerator installed in 2026, along with a stainless steel stove and dishwasher, offering both style and functionality. The open design keeps the kitchen at the heart of the home, making it easy to stay connected whether you're hosting guests or enjoying a quiet evening in. The primary suite provides a comfortable retreat with ample space and a private bath, while the additional bedrooms offer flexibility for family, guests, or a home office. Step outside to a welcoming patio space, ideal for relaxing, grilling, or enjoying Florida's year-round outdoor lifestyle. The yard offers manageable space for outdoor enjoyment without the burden of extensive maintenance. Ideally located just a few miles from downtown Panama City, this home provides convenient access to a variety of local shops, restaurants, coffee spots, and waterfront attractions. It is also approximately 15 miles from the white-sand beaches of Panama City Beach and about 12-15 miles from Tyndall Air Force Base, making it a great option for both lifestyle and commuting convenience. This property offers a perfect blend of modern construction, inviting interior features, and a central location.
WATERFRONT LIVING IN ST. ANDREWS BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for unwinding after a long day or hosting friends and family. Whether you're enjoying your morning coffee or relaxing in the evening, you'll love being just steps from the water. Bay Club is known for its peaceful setting, shaded by mature oak trees and surrounded by coastal charm. Residents enjoy a bayfront community with a pool and outdoor areas ideal for soaking up the Florida sunshine, fishing, or simply taking in those incredible sunset views. Located in the heart of St. Andrews, you're only minutes from downtown Panama City, local restaurants, shops, and waterfront parks. It's a great spot whether you're looking for a full-time home or a weekend getaway. If you've been searching for an affordable waterfront condo in Panama City with charm, location, and lifestyle, this is one you don't want to miss. Schedule your showing today!
Beautiful new construction in the heart of Panama City with thoughtful upgrades that set it apart. This 3-bedroom, 2-bath home offers a bright open layout with modern finishes, a functional floor plan, and a comfortable flow for everyday living. The kitchen opens to the main living area, while the home also features a dedicated laundry space, pantry, private primary suite, and a welcoming overall design. What really makes this property stand out are the added extras for the next owner, including a large custom rear patio, 8-foot privacy fence, full Ring security system, brand-new washer and dryer, flat screen TV, and custom built-ins at the entryway. The home is also conveniently located near Ascension Sacred Heart Bay and sits with city-owned property in front, giving added privacy and peace of mind that nothing is expected to be built directly in front of it.
Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility. As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the sparkling bay. The spacious layout creates an inviting atmosphere ideal for both relaxing and entertaining. The kitchen is thoughtfully designed with stainless steel appliances, ample cabinetry, and plenty of workspace for all your cooking needs. Just beyond, step out onto the expansive private balcony--your personal retreat to enjoy morning coffee or evening sunsets overlooking the water. The primary suite is a true sanctuary, featuring stunning bay views, a generous layout, and an ensuite bathroom complete with a double vanity and a walk-in shower. The second bedroom offers flexibility and can easily serve as a guest room, home office, or hobby space. An additional full bathroom and a dedicated laundry room add to the home's functionality. This gated community offers a host of desirable amenities, including secure covered parking, an in-ground pool, fitness center, community room, dock access, and BBQ grilling areas--perfect for enjoying the coastal lifestyle. With no short-term rentals allowed, residents benefit from a peaceful and well-maintained environment. Whether you're looking for a full-time residence or a serene second home, this waterfront condo delivers comfort, security, and unbeatable views in one exceptional package.
FULLY OCCUPIED INCOME PRODUCING MULTI-FAMILY PRIME PANAMA CITY LOCATION Investor opportunity in the heart of Panama City! This 6-unit multi-family property is 100% occupied and generating immediate cash flow with multiple income streams and value-add potential. Situated on a large lot at 507 N Gray Ave, this property features a main house with separate upstairs apartment PLUS a detached 4-unit apartment building (former Russell Motel) - making it ideal for long-term rentals, workforce housing, travel nurse housing, or furnished rentals. Current Performance: Total Units: 6 9 Bedrooms / 8 Bathrooms Monthly Income: $6,650 Projected Annual Income: $79,800 100% Tenant Occupied Value-Add & Upside Potential: Rents currently below market in some units, Opportunity to increase rents and maximize ROI, Flexible rental strategies (short-term, mid-term, furnished, room rentals) Ideal for investors seeking cash flow + appreciation Property Breakdown: Main House: 3BR/2BA + 2BR/1BA apartment (separate entrances), Additional 4-unit apartment building with remodeled units, Efficiency unit + multiple 1BR units, Separate entrances throughout for maximum rental flexibility Major Updates & Improvements: Updated plumbing (PVC & PEX), New water line & pump station (2022), New Gas Lines, Updated HVAC window units, New water heaters (2020) + tankless (2022), Updated railings to code, Additional Features: Multiple fenced yard areas, Pole barn with electric (future development potential), Garage with bathroom + storage, Well on site LOCATION = HIGH DEMAND RENTAL AREA: Minutes to Downtown Panama City Close to Bay Medical / local hospitals (ideal for travel nurses), Convenient to public transportation, Approx. 15-20 minutes to Tyndall Air Force Base (military rental demand), Short drive to Panama City Beach & Gulf Coast, Near shopping, dining, and employment hubs, This is a turnkey, Fully Furnished, cash-flowing multi-family investment with strong occupancy, multiple rental strategies, and future upside in a growing Panama City market. All information, including measurements, is deemed reliable but not guaranteed. Buyer to verify if important Call to schedule a showing today!!
BACK ON THE MARKET! Bayside Subdivision off Beach Drive on Historic Lake Caroline. Fully renovated property in 2023 as follows: *Electric *Plumbing *Appliances *All Fixtures *Flooring *Insulation *Drywall *Trimwork *Garage Doors *Roof (2019) *AC (2019 One of the largest lots in the highly desirable Beach Drive area (.75 acre). Riparian rights to Lake Caroline, corner lot, sturdy construction which is vastly overbuilt by today's standards, the floor joist are made of solid cedar! The home is all brick with hardwood floors throughout except for kitchen. A very unique V-shape with your bedrooms to the left as you enter and your living area to your right, large closets, beautiful retro tile patterns in bathrooms. 2 new central air units for each wing of house resulting in lower energy costs with all new hard ductwork. Over-sized 2-car garage, new roof in May 2019. Circle driveway allows entrance from either street, variety of plants-palm trees, azalea bushes, and a high and dry lot just 2 blocks from St. Andrew's Bay. This home is a grand property, truly one of a kind!

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170

Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.