This historic 1915 gem sits on a huge corner lot with a fenced in back yard. The home has been meticulously renovated and is ready to amaze you with its open floor plan and modern upgrades! The Florida room leads you to spacious outdoor living that includes a 2024 pool, large covered structure for entertaining or hobbies, additional storage sheds, and plenty of room for gardening and relaxing! Nearby there is a waterfront park with a lit walking trail, fishing and kayak launch, Watson Bayou Full Service Marina, and a local favorite Gary's Oyster Bar! Close to Tyndall Air Force Base , minutes to Mexico Beach, Panama City Beaches, St. Andrews and Downtown Panama City. NO HOA! Call your favorite realtor today to see your future Florida home. More photos coming soon!
Turnkey Investment Opportunity Duplex at 144 &146, Start generating income immediately with this beautifully updated duplex in the heart of Springfield. Each unit has been recently remodeled and features 2 bedrooms, 1 bathroom, combined living and kitchen area, new cabinets, countertops, flooring, appliances, and fresh interior paint. Both units also include a private outdoor storage shed, adding extra convenience for tenants. Ideally located near shopping, restaurants, schools, and everyday amenities, this turnkey investment property is an excellent opportunity to add to your rental portfolio or begin investing in income-producing real estate.
Located in the highly sought-after Cove neighborhood, this renovated 4-bedroom, 2-bath home offers an excellent combination of space, updates, and location. The spacious primary suite features a fireplace and walk-in closet, while the basement-style area provides additional storage. Outside, the large fenced backyard includes a pergola, making it a great space for entertaining, relaxing, or enjoying time with family and friends. Just minutes from downtown Panama City, you'll have convenient access to restaurants, shopping, parks, and waterfront attractions. Whether you're looking for a primary residence or an investment property, this home is a great opportunity in one of Panama City's most desirable neighborhoods.
Investor opportunity in the St. Andrews area of Panama City. This 3-bedroom, 2-bath, one-story brick home is currently gutted and in the renovation process, but is being offered as-is and priced to sell. Located just two blocks from the bay, the property offers strong potential for a flip, rental, or long-term hold in a rapidly growing area near St. Andrews, downtown Panama City, dining, shopping, marinas, and the waterfront. With the right vision, this home has the potential to become a coastal-chic brick cottage with modern finishes, an open feel, and strong resale or rental appeal. Renovation has already begun, giving the next owner the opportunity to complete the project with their own design selections, layout preferences, and finish package. For investors or buyers planning to improve the property, certain renovation expenses may offer potential tax advantages depending on how the property is used, whether as a rental, investment property, or resale project. Buyers should consult their CPA or tax professional regarding possible deductions, depreciation, capital improvements, and other tax considerations. Great opportunity for an investor, builder, or buyer looking for a project with upside in a high-demand coastal market.
Nestled in the heart of highly desirable Bunkers Cove, this charming and character-filled home offers the perfect blend of timeless appeal and modern updates. With two spacious bedrooms, each featuring a private en-suite bathroom, plus an additional half bath for guests. Inside, you'll find inviting living spaces, including a cozy family room, a separate living room, and a dedicated dining room that adds to the home's classic layout. Hardwood floors flow throughout the main living areas, while brand-new carpet in both bedrooms adds warmth and comfort. The kitchen features stainless steel appliances and flows seamlessly into the home's welcoming design. Recent updates, including a durable metal roof and newer HVAC system, provide peace of mind, while the spacious laundry room and attached workshop offer exceptional functionality for hobbies, storage, or weekend projects. Step outside to enjoy the screened back porch overlooking a generously sized backyard with endless possibilities. Whether you dream of gardening, creating your own outdoor oasis, or simply enjoying a quiet morning with a cup of coffee, this backyard offers the space to make it your own. A storage shed provides even more room for tools, lawn equipment, and extra storage. Located in one of Panama City's most beloved historic neighborhoods, this unique Bunkers Cove gem is also conveniently located just minutes from Tyndall Air Force Base, downtown Panama City, waterfront parks, dining, shopping, and local marinas. Full of charm, character, and thoughtful updates, this home is ready to welcome its next owner. **Buyer to verify all data, information, and/or dimensions provided herein and deemed important to Buyer before submitting an offer.**
Charming 1941 - built home in a prime Panama City location! This 3 BEDROOM cottage offers classic character with modern updates. Partially REMODELED IN 2020 with new roof, kitchen and bathroom but awaiting your personal upgrades. The separate utility room has enough space to add a half bath, if desired. The HUGE FENCED BACKYARD is shaded by multiple, MAGNIFICENT OAK TREES- perfect for outdoor entertaining, gardening, outdoor play equipment for the kids, and includes a yard/storage building to stage your weekend projects. Best of all, this home is located less than a block to LAKE HUNTINGTON, which offers a community BOAT RAMP for easy access directly into the bay! Walkable to the neighborhood park to watch beautiful sunsets over the water. It's also WALKABLE TO DOWNTOWN ST. ANDREWS with convenient access to shopping, restaurants and the MARINA. This cozy charmer blends vintage appeal with comfortable living on a gorgeous lot! Ideal for first-time homebuyers, investors, or anyone seeking a solid, character-filled home in a fantastic waterfront-adjacent neighborhood.
2/1 duplex in Panama City. Newly painted, new appliances, new floors, new granite counter tops, convenient to shopping and dinning. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information. Deposit is the same as the rent. No pets allowed.
Beautiful House 2 Bedrooms 1 Bathroom Single Family Home with HUGE Patio come and see for yourself, Large kitchen space and all kitchen appliances, very spacious bedrooms and open concept living area, Close to the Watson Bayou.
Waterfront living meets effortless boating at Landmark Condominiums! This beautifully maintained 2-bedroom, 2-bath condo includes Deeded Boat Slip #11 with a remote-controlled boat lift, making it a rare opportunity for boaters and waterfront enthusiasts. Enjoy beautiful views of St. Andrews Bay from your private balcony and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, plus an exterior storage unit for your beach and boating gear. Landmark is a well-maintained two-story waterfront community offering exceptional amenities, including a private marina, two swimming pools, fitness center, waterfront clubhouse with full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues include water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Boat Slip #11 accommodates an approximately 25-foot boat with a 10-foot beam and features electrical service and excellent rental potential. Enjoy quick access by water to Panama City Marina, St. Andrews Marina, St. Andrews Pass, the Gulf of Mexico, and Shell Island. Ideally located between Historic St. Andrews and Downtown Panama City, this property is perfect as a primary residence, vacation home, or investment opportunity. Schedule your private showing today!
Live Minutes from Historic St. Andrews & Panama City Beach! Enjoy the perfect combination of location and convenience in this well-maintained, ground floor condo with a beautiful pool at 1301 Beck Ave. #67. Just a 5 minute walk to everything Historic St. Andrews has to offer, you'll have easy access to waterfront restaurants, shopping, marinas, parks, local entertainment, and beautiful sandy beaches with Panama City Beach only a 13 minute drive away. Utilities made easy! Water, sewer, trash, and cable is just a $95/month flat fee--making budgeting simple. If you're looking for an affordable, low-maintenance home in one of Panama City's most convenient locations, this is it. Schedule your showing today before it's gone!
622 Harmon Ave is all about 'location' near downtown Panama City. Situated near the heart of the growth to the downtown area, this property is perfect for either a residential or commercial investor, a private owner, or a business professional looking for an extra piece of land. This piece of vacant land is cleared and is zoned 'commercial DTD'-which has many allowable commercial uses; OR it is zoned 'residential'- which can thus occupy a small single family residence. This location near downtown Panama City aligns with the vision of redevelopment and vitality in the downtown area. With extra properties developing nearby this is the time to also develop for the growth of the city. Please see attached flyer in the documents section for more details of DTD and its allowable uses. Located 'within' the downtown district, this property is perfect for any small business to flourish, or can be used as a parking lot for extra space. Additionally, this property is located in an 'Opportunity Zone- which allows for favorable federal tax capital gains treatment.' This is the perfect time to invest in the revitalization of downtown Panama City so go take a look at this location! Make your next investment in the growth of downtown Panama City. Seller has recent survey that can be shared for the new potential buyer or verify all measurements with a new survey.
Opportunity awaits with this value-add property offering solid upside for investors, renovators, or buyers looking to build equity. Major updates include a roof approximately 5 years old and a newer HVAC system. Property does have cloth wiring and mixed plumbing present and is priced accordingly. Sold as-is, with tremendous potential for the right buyer. Located in the highly desirable, golf cart-friendly Cove neighborhood, you'll enjoy a relaxed coastal lifestyle just minutes from historic downtown Panama City, locally owned shops and restaurants, waterfront parks, marinas, and the St. Andrews Bay Yacht Club. Cruise by golf cart to community events, the marina, or dinner downtown while enjoying one of Panama City's most sought-after neighborhoods. Whether you're restoring a primary residence, creating a rental, or planning your next investment, this location offers exceptional long-term value.
622 Harmon Ave is all about 'location' near downtown Panama City. Situated near the heart of the growth to the downtown area, this property is perfect for either a residential or commercial investor, a private owner, or a business professional looking for an extra piece of land. This piece of vacant land is cleared and is zoned 'commercial DTD'-which has many allowable commercial uses; OR it is zoned 'residential'- which can thus occupy a small single family residence. This location near downtown Panama City aligns with the vision of redevelopment and vitality in the downtown area. With extra properties developing nearby this is the time to also develop for the growth of the city. Please see attached flyer in the documents section for more details of DTD and its allowable uses. Located 'within' the downtown district, this property is perfect for any small business to flourish, or can be used as a parking lot for extra space. Additionally, this property is located in an 'Opportunity Zone- which allows for favorable federal tax capital gains treatment.' This is the perfect time to invest in the revitalization of downtown Panama City so go take a look at this location! Make your next investment in the growth of downtown Panama City. Seller has recent survey that can be shared for the new potential buyer or verify all measurements with a new survey.
Beautifully remodeled home for rent in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck (added AFTER listing photo), creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a gate to allow alley access. Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location!
Investor special in Panama City! This 3 bed, 2 bath home features approx. 1,848 sq ft of indoor living space and sits on a spacious quadrouple lot with strong renovation, rental, or redevelopment potential. Property needs a full rehab and is best suited for an investor, builder, or buyer looking for a value-add project. Possible upside may include renovating the existing home, holding as a rental, or exploring lot-split/new construction potential. Buyer to verify zoning, land use, setbacks, utilities, permitting, measurements, and development options with city/county.
If you are looking to live in the heart of Historic St Andrews- then this is the place for you! Saint Andrews Harbor Condominiums #67 is the perfect location to own your private residence or long term investment property, as it is centrally situated near all that downtown St. Andrews has to offer. Located just steps from St. Andrews Bay, from restaurants, the boat dock, and not far from the marina this property offers all of the conveniences one needs for dining, entertainment, water sports, and just peaceful enjoyment. Unit #67 is a 2 bedroom, 1 bath end unit condo that is located downstairs so steps will not be an issue. With new marble tile flooring installed in 2025 in the bedrooms this update makes the unit look glamourous. New modern ceiling fans installed in 2025. A new roof was installed on the building in 2019, new windows and doors thereafter, the air conditioner in the unit is a 2019, and the water heater was installed in 2018. The complex offers a community pool, a clubhouse, BBQ grills, and the HOA includes water, cable, sewer and garbage. This quaint smaller complex makes for a relaxing, easy maintenance, quieter existence PLUS it offers all the benefits of just a short walk to all the 'beachy' type atmospheric establishments for the entertainment one seeks to have fun in the sun, to enjoy local seafood, or just to sit back and listen to some local entertainment at one of the very popular local businesses. Everything one needs for the Florida living lifestyle. Come check out Saint Andrews Harbor #67, take a stroll to the water, enjoy a nice meal, and you will fall in love! Watch the video in the photos section!
Charming Panama City Opportunity with Endless Potential! Discover the possibilities at 813 E 9th St! This traditional 3-bedroom, 2-bathroom single-family home features 1,228 square feet of functional living space, providing a solid foundation for your next investment project or personal customization. Situated on a city-accessible lot with public utilities and central electric AC, this property represents a fantastic blank canvas for investors looking to flip, landlords adding to a rental portfolio, or handy buyers eager to build sweat equity. Don't miss out on an affordable piece of Panama City real estate--schedule your tour today
Great cleared lot in the heart of Panama City. This lot is ready for you to build a starter home, set up a mobile home, or build an investment property. So many possibilities! Close to shopping, schools, and restaurants. 10 minutes away from TAFB.
Don't miss this VA foreclosure offering 3 bedrooms, 2 bathrooms, and 1,627 square feet of living space in a convenient central Panama City location. This attached single-family home features a spacious floor plan with soaring vaulted ceilings, a generous living room, dedicated dining area, and a functional kitchen with abundant cabinet and counter space. The split-bedroom layout provides privacy, while the primary suite includes a large bathroom with dual vanities and ample closet space. Step outside to enjoy the covered back patio, perfect for entertaining, grilling, or simply relaxing while overlooking the backyard. An attached two-car garage adds convenience and extra storage. With a little TLC, this property offers an excellent opportunity for homeowners looking to build equity or investors seeking their next project. Ideally located near schools, shopping, restaurants, medical facilities, and Tyndall Air Force Base, this home combines convenience with great potential. Property Highlights: VA Foreclosure Attached single-family home 3 Bedrooms 2 Bathrooms 1,627 Sq. Ft. Vaulted ceilings Spacious living and dining areas Split-bedroom floor plan Large primary suite with dual vanity Covered rear patio Attached 2-car garage Centrally located near shopping, dining, schools, and Tyndall AFB Sold As-Is. Buyer to verify all information and measurements deemed important.
Welcome to this charming Florida cottage located in the desirable Cove District of Panama City! This beautifully refreshed home offers 3 bedrooms, 1 bathroom, and a single-car garage. Inside, you'll find fresh interior paint, durable luxury vinyl plank flooring throughout, and a fully equipped kitchen with brand-new appliances. A full-size washer and dryer with a steam-clean feature are also included for your convenience. All the ceiling fans have remotes Relax and unwind on the spacious screened porch, perfect for enjoying peaceful mornings or quiet evenings. The fully fenced backyard provides plenty of space for outdoor activities, and entertaining. Ideally located just minutes from Historic Downtown Panama City, you'll have easy access to local shops, restaurants, waterfront attractions, and community events. Small pets under 24 pounds are welcome with owner approval. Pet fees apply. Application required. Call to schedule a tour.
Welcome home to this charming 4-bedroom, 2-bath residence nestled in the heart of Historic Panama City. Situated on a spacious, fully fenced lot, this property offers plenty of room to entertain, play, garden, or simply unwind in your own private outdoor space. Step inside to discover a warm and inviting living room anchored by a cozy fireplace, creating the perfect gathering place for family and friends. Original hardwood floors add timeless character throughout the living room, dining area, and bedrooms, while the kitchen features durable tile flooring for easy maintenance. Designed with both style and functionality in mind, the kitchen showcases rich butcher block countertops, a stainless steel farmhouse sink, stainless steel appliances, and a convenient coffee and breakfast bar that makes mornings a breeze. Just beyond the kitchen, you'll find a spacious laundry room and mudroom, providing additional storage and everyday convenience. Improvements, included recessed lighting, fresh painted wainscoting, and a newer vanity in the primary bathroom, enhance the home's appeal while complementing its classic character. Offering the perfect blend of historic charm and modern updates, this home is ready for its next chapter. Schedule your private tour with your favorite Realtor® today. All measurements are approximate and should be verified by the buyer if important.
Looking for a home in one of Panama City's most desirable neighborhoods? Welcome to 601 E. 4th Court, a well-maintained 3-bedroom, 2-bath home offering 1,040 square feet of comfortable living in the heart of The Cove. This home comes fully equipped with **all kitchen appliances plus a washer and dryer**, making move-in simple and convenient. The functional floor plan offers comfortable living spaces, three spacious bedrooms, and everything you need to feel at home. Enjoy living just minutes from Downtown Panama City, waterfront parks, local restaurants, shopping, schools, Bay Medical, and Tyndall Air Force Base. Whether you're commuting to work or enjoying everything The Cove has to offer, this location puts you close to it all. * **$2,000/month** * **$2,000 security deposit** * **3 Bedrooms 2 Bathrooms** * **1,040 Sq. Ft.** * All kitchen appliances included * Washer & dryer included * **No pets** * Available now If you've been searching for a rental in The Cove, this is an excellent opportunity to enjoy one of Panama City's most established and sought-after neighborhoods. Contact us today to schedule your private showing.
This charming 3-bedroom, 2-bath home has so much to offer. The open layout creates a welcoming feel, with a breakfast bar that is great for gathering with family or entertaining guests. The kitchen has been recently updated with modern finishes, including quartz countertops, an upgraded sink, soft-close cabinets, and matching appliances such as a built-in microwave, dishwasher, oven, stove, and refrigerator. Down the hallway, you will find a beautifully renovated full bathroom featuring a custom walk-in shower, updated vanity, sink, and cabinetry. One bedroom provides direct access to the backyard and patio area. The primary bedroom includes an updated ensuite bathroom with a new shower/tub combination, countertops, and additional modern touches. Outside, the spacious backyard offers plenty of room to enjoy, with the option to add a back fence or fully fence the yard. There is also an attached storage shed at the rear of the home.
Welcome to 427 Bunkers Cove Road, an exceptional coastal residence located in the highly sought-after Cove neighborhood of Panama City, just moments from St. Andrews Bay and around the corner from the St. Andrews Bay Yacht Club. This prime location offers the perfect blend of waterfront living and convenience, with downtown Panama City, restaurants, shopping, and local attractions only minutes away. Offering approximately 2,900 square feet of thoughtfully designed living space, this beautiful Colonial Revival home features 4 bedrooms, 3 full bathrooms, and timeless architectural character throughout. The inviting two-story design showcases a symmetrical façade, welcoming columned portico, classic brick chimney, and mature live oak trees draped with Spanish moss, creating unforgettable curb appeal. Inside, you'll find a spacious and functional floor plan enhanced by hardwood flooring, abundant natural light, divided-pane windows, and stainless steel appliances. The chef's kitchen flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. A bright sunroom overlooks the backyard and provides the perfect space to relax year-round. Upstairs, a hidden bonus/game room tucked off the fourth bedroom offers endless possibilities as a media room, playroom, home office, or guest retreat while enjoying views of the pool and backyard. Step outside to your own private oasis featuring an in-ground swimming pool, spa, beautifully landscaped grounds, and multiple areas for entertaining or unwinding. Alley access provides ample parking for a boat, RV, or camper, while the large detached workshop offers outstanding space for storage, hobbies, or recreational equipment. Additional features include a whole-home water filtration system, covered side carport, established landscaping, mature shade trees, and a golf cart-friendly neighborhood that enhances the relaxed coastal lifestyle. Combining timeless architecture, modern comforts, generous indoor and outdoor living spaces, and an unbeatable location, 427 Bunkers Cove Road presents a rare opportunity to own one of Panama City's most distinctive homes. Schedule your private showing today and experience everything this exceptional property has to offer.
OPEN SUNDAY JULY 12TH 2-4:00 PM. Welcome to your dream coastal retreat, beautifully designed around a classic Southern Living floor plan that perfectly blends traditional southern hospitality with a relaxed, modern coastal lifestyle. Located in a quiet bayside neighborhood just off SCENIC BEACH DRIVE with an easy walk to the shoreline and area parks or a quick golf cart trip to the historic ST ANDREWS shops and dining! Step inside this custom 2019-built home offering 2,900 square feet of meticulously designed space. The beautiful, light-filled living and dining areas immediately impress with rich hardwood flooring, crisp crown molding, and a cozy fireplace that anchors the room. At the heart of the home is a CHEF'S KITCHEN engineered for the culinary enthusiast. It features custom cabinetry, elegant quartz countertops, a massive center island, a gas cooktop, double built-in ovens, and a premium, seamlessly integrated Liebherr refrigerator. The thoughtful layout accommodates a main floor primary suite that serves as a private sanctuary. It features a fantastic, storage-filled walk-in closet and an attached spa-like bath with a double quartz vanity, a deep soaking tub, and a luxurious walk-in shower. Upstairs offers two dedicated guest bedrooms plus two additional large bonus spaces offering flexibility--perfect for a dedicated home office, playroom or home gym. Southern living is truly defined by the seamless indoor-outdoor flow. Expand your entertaining footprint with over 700 square feet of wrap-around porches. The spectacular outdoor living space comes complete with a gas fireplace and mounted TV, all shaded by a motorized retractable awning for year-round comfort.Built with ultra-durable, low-maintenance Hardie Plank construction and equipped with a whole-house generator, this coastal craftsman offers ultimate structural peace of mind. Best of all, enjoy complete freedom with no HOA fees, no restrictive rules, and no required flood insurance. This is luxury, convenience, and the ultimate in COASTAL LIVING.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170

Panama City is located in Florida. Panama City, Florida 32401has a population of 34,521. Panama City 32401 is less family-centric than the surrounding county with 25.35% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida 32401 is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32401 is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.