Panama City FL Real Estate & Homes for Sale

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Beds:
1
Baths:
1.00
Sq.Ft.:
1,049
Status:
Active
MLS#:
791857
Type:
Condo
Subdivision:
Reflections
Year built:
2007
Courtesy: Seltzer Real Estate, LLC Zack Seltzer 850-235-0578
View additional info

ADDITIONAL INFORMATION

Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach.

Beds:
10
Baths:
10.00
Sq.Ft.:
5,156
Status:
Active
MLS#:
791806
Type:
Duplex
Subdivision:
No Named Subdivision
Lot size:
0.13 Acres
Year built:
2025
Courtesy: CENTURY 21 AllPoints Realty Christopher Jennings 850-532-9449
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ADDITIONAL INFORMATION

This brand-new, purpose-built vacation rental duplex on Thomas Drive is a rare turnkey investment opportunity in one of Panama City Beach's most desirable corridors -- and it's priced below appraised value. Constructed to the highest standards and designed from the ground up to maximize rental income, this fully furnished and professionally decorated property is ready to perform from day one. Each side of the duplex features 5 bedrooms, 4 full baths, and 1 half bath across three thoughtfully designed floors. The first floor welcomes guests with a stylish living area, a sleek modern kitchen, and a back porch patio opening to a meticulously paved private backyard. There, each unit has its own in-ground saltwater pool with a natural gas heater and remote control -- a premium amenity that drives top rental rates and keeps bookings strong throughout the season. The oversized lot is fully fenced, with a privacy divider between each side giving guests their own secluded retreat. Head upstairs to find a large master suite with an immaculate en-suite bath, two additional guest bedrooms -- one featuring built-in bunk beds perfect for families -- plus a dedicated laundry room, ample storage, and luggage areas on every level. The third floor crowns the property with another spacious master bedroom and en-suite bath, plus an additional guest room. Step out onto the large balcony and take in panoramic Gulf views while grilling on the built-in natural gas grill -- the ultimate beach party space for guests who want to entertain in style. The property is fully furnished and decorated by two leading designers, turnkey for short or long-term rental operations. A full fire suppression system reflects the level of quality and attention to detail that sets this build apart from anything else at this price point. Situated just moments from pristine white sandy beaches, St. Andrews State Park, and a variety of renowned restaurants and shopping, this property delivers the location, amenities, and income potential that serious investors are looking for. The second you walk in this one, you can feel the quality of the build and the materials used, this property is truly a must see to appreciate!!! Buyer to verify all square footage, zoning, and rental regulations. All information deemed reliable but not guaranteed.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,625
Status:
Active
MLS#:
791846
Type:
Condo
Subdivision:
Bay Point Turtlegrass Villas
Year built:
1973
Courtesy: Keller Williams Success Realty Michele Morros 850-258-9878
View additional info

ADDITIONAL INFORMATION

Experience the best of waterfront living in this highly sought-after Turtlegrass Villas in Bay Point, gorgeous inside and out! This completely renovated private end unit is an exceptional 2-bedroom, 2-bath waterfront property with breathtaking panoramic views of the Bay and Lagoon. You literally have views from every room - even the kitchen windows! Floor-to-ceiling windows in the living room showcase the stunning views and flood your home with natural light. Turtlegrass owners enjoy access to 3 private docks, providing the rare convenience of keeping your boat just steps from home, along with opportunities for fishing and enjoying the beautifully maintained waterfront grounds. Inside, the open-concept split floor plan has been thoughtfully designed with luxury finishes throughout. The spacious primary suite features quartz countertops, dual vanities, a tiled walk-in shower, and a generous closet. The bright kitchen and dining area overlooks the Bay Point Golf Course, and your beautifully updated kitchen offers white shaker cabinetry, quartz countertops, and a center island perfect for gathering. Soaring ceilings highlight the living room, complete with a wet bar and spectacular water views, creating an ideal space for entertaining. A cozy nook provides additional seating and the perfect spot to relax while watching dolphins play and boats enter the marina. The guest suite offers its own floor-to-ceiling windows, walk-in closet, and a spacious ensuite bath with quartz countertops and a tiled tub/shower combination. This residence has been completely gutted and renovated from previous owner, including electrical, plumbing, sheetrock, flooring, and more. Additional features include a private courtyard entrance with patio and room to grill, outdoor storage closet, interior foyer storage, and utilities included except electricity and internet. Located within the prestigious gated Bay Point community with 24-hour security, residents enjoy access to a championship golf course and a full-service marina, on-site dining, all conveniently located near Panama City Beach attractions, shops and restaurants, St Andrews State Park, Navy Base, as well as boating and the beach! Make this exceptional property your new home, vacation home, or vacation rental - call today!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,370
Status:
Active
MLS#:
791733
Type:
Condo
Subdivision:
Treasure Island Resort
Year built:
2005
Courtesy: Seltzer Real Estate, LLC Zack Seltzer 850-235-0578
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ADDITIONAL INFORMATION

Welcome to Treasure Island! This beautifully maintained 2-bedroom, 2-bathroom condominium with hallway bunks offers the perfect blend of comfort and coastal living. Inside, you'll find tile flooring throughout and recessed lighting, creating a bright and inviting atmosphere. The open-concept floor plan provides ample space for entertaining while still allowing guests their own privacy. The spacious kitchen features a large breakfast bar that seamlessly flows into the living area. Step outside and enjoy the oversized balcony, accessible from both the living room and the primary bedroom, offering the perfect place to relax and unwind. The primary suite boasts a double vanity, walk-in shower, and a generous walk-in closet. Additional features include a private laundry room, making this unit as convenient as it is charming.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,420
Status:
Active
MLS#:
791730
Type:
Single Family
Subdivision:
Treasure Cove
Lot size:
0.08 Acres
Year built:
1983
Courtesy: 850 Real Estate Center Rocky Wright 850-628-6090
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ADDITIONAL INFORMATION

Location, convenience, and NO HOA make this 3-bedroom, 2-bath townhome an incredible opportunity just minutes from the marinas and the beautiful beaches of Panama City Beach. Whether you enjoy boating, fishing, or relaxing on the sugar-white sand, you'll love how close everything is from this well-located property. The home features a spacious layout with three large bedrooms upstairs along with a full bathroom, while the main level offers an open kitchen, dining area, oversized living room, and a second full bathroom--perfect for everyday living or entertaining guests. Step outside to a large backyard with a laundry room conveniently located just off the back patio. The property is connected to a shared septic system that was replaced in 2018/2019. This property would make an excellent primary residence, second home, or short-term rental investment thanks to its location near beaches, marinas, restaurants, and entertainment. Recent updates include both bathrooms remodeled, new downstairs flooring, fresh interior paint, Riverside doors throughout, new 1x6 baseboards downstairs, a brand new water heater, a 2019 roof, and a 2019 HVAC system, offering peace of mind for the next owner.

Beds:
3
Baths:
4.00
Sq.Ft.:
1,850
Status:
Active
MLS#:
791728
Type:
Single Family
Subdivision:
Treasure Island
Lot size:
0.17 Acres
Year built:
1983
Courtesy: Joseph Walter Realty LLC Scott Fader 888-227-1009
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ADDITIONAL INFORMATION

Live the coastal dream in this 3-bed, 4-bath home with 2,010 sq ft of versatile living space. The main floor features a chef's kitchen with a large island, a great room, and a sunny Florida room that opens directly to a covered deck. Outside, enjoy a private, fenced backyard paradise with a premium heated saltwater pool. Located less than a half-mile from the water, this property includes a 6-space driveway, hurricane shutters, and a tankless gas water heater. Ready for immediate occupancy!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,420
Status:
Active
MLS#:
791719
Type:
Single Family
Subdivision:
The Pines
Lot size:
0.03 Acres
Year built:
2020
Courtesy: EXP Realty LLC Anat Shmueloff 850-625-2047
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ADDITIONAL INFORMATION

Back on the market through no fault of the seller! Don't miss your second chance to own this beautifully furnished beach townhome.. WALK TO THE BEACH FULLY FURNISHED SHORT-TERM RENTALS ALLOWED TURNKEY OPPORTUNITY Whether you're searching for a vacation home, investment property, second home, or primary residence, this beautifully furnished 3-bedroom, 2.5-bath townhome in Seaside Heights checks all the boxes. Completely turnkey and move-in ready, it's ready for immediate personal enjoyment or rental income from day one. Located just 0.2-0.3 miles from public beach access, you'll enjoy an easy walk to the sugar-white sands and emerald waters of Panama City Beach. Inside, this 1,420-square-foot home features an open-concept floor plan with 9-foot ceilings, luxury vinyl plank flooring, and a modern kitchen complete with stainless steel appliances, solid-surface countertops, and ample cabinet and counter space. The bright living and dining areas are perfect for entertaining, while the private back deck offers a relaxing outdoor retreat after a day at the beach. Short-term rentals are allowed, making this an excellent income-producing opportunity, while the functional layout and low-maintenance lifestyle also make it ideal for full-time living. HOA dues include exterior insurance, roof maintenance, and exterior upkeep, providing added value and peace of mind. Fully furnished and move-in ready, this beach retreat offers exceptional flexibility for personal use or rental income. Schedule your private showing today!

Beds:
1
Baths:
1.00
Sq.Ft.:
900
Status:
Active
MLS#:
791694
Type:
Condo
Subdivision:
Bay Point Harbour Villas
Year built:
1981
Courtesy: Dalton Wade Inc Alina Kvasha 850-708-5868
View additional info

ADDITIONAL INFORMATION

Seller is offering $10,000 toward closing costs, flex cash, or an interest rate buy-down! Wake up to breathtaking views of the Grand Lagoon and Point South Marina from this beautifully positioned one-bedroom, one-bath villa in the sought-after Harbor Villas at Bay Point. Located on the second floor within Bay Point's prestigious gated community, this waterfront retreat offers the perfect balance of tranquility, comfort, and coastal living. The spacious living area is filled with natural light and opens to stunning water views, creating an inviting space to relax, entertain, or simply enjoy the peaceful surroundings. The well-equipped kitchen provides everything needed for preparing meals after a day on the water, while the generously sized bedroom serves as a private sanctuary for rest and relaxation. The stylish bathroom adds a touch of elegance to this charming villa. Life at Bay Point is about more than just a home - it's a lifestyle. Residents enjoy beautifully maintained grounds, scenic walking paths, a family-friendly atmosphere, and easy access to boating, fishing, golf, and waterfront dining. Just steps away, Bar 72, recently reimagined under new management by Neons, offers delicious cuisine, refreshing cocktails, and live music. Conveniently located off Thomas Drive, you're only minutes from the white sandy beaches of the Gulf, shopping, restaurants, and the natural beauty of St. Andrews State Park. Whether you're searching for a primary residence, a vacation getaway, or an investment opportunity, this waterfront gem delivers exceptional value and an unbeatable Bay Point lifestyle. Come experience spectacular sunsets, marina views, and the relaxed coastal charm that makes Bay Point one of Panama City Beach's most desirable communities. Schedule your private showing today and discover why life is better on the water.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,112
Status:
Active
MLS#:
791624
Type:
Single Family
Subdivision:
Treasure Cove
Lot size:
0.17 Acres
Year built:
1984
Courtesy: LPT Realty LLC Daniel Hagen 402-504-0401
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ADDITIONAL INFORMATION

Welcome to 2318 Oakwood Street, a beautifully updated 3-bedroom, 2-bathroom home offering 1,112 square feet of comfortable living space in the heart of Panama City Beach. Situated on a generously sized 75' x 100' lot, this property presents an outstanding opportunity as a primary residence, vacation home, or short-term rental investment. Thoughtfully maintained and enhanced with recent upgrades, this home features a new HVAC system for improved efficiency and year-round comfort. The kitchen has been refreshed with a stylish backsplash, adding a modern touch to the home's functional and inviting living spaces. Step outside and discover an outdoor retreat designed for relaxation and entertainment. The fully redesigned backyard offers plenty of space to enjoy the Florida lifestyle, complete with an above-ground pool, a spacious 12' x 16' covered deck, and a 12' x 15' patio--perfect for hosting family gatherings, enjoying weekend barbecues, or unwinding after a day at the beach. A 12' x 16' storage shed provides ample room for beach gear, lawn equipment, tools, and recreational items. One of the property's most attractive features is its short-term rental eligibility, creating excellent potential for investors seeking income-producing opportunities in one of Florida's most desirable vacation destinations. With no shortage of visitors year-round, Panama City Beach continues to be a sought-after market for vacation rentals. Conveniently located just minutes from the Gulf of America's sugar-white sands and emerald waters, this home offers easy access to shopping, dining, entertainment, schools, parks, and local attractions. Whether you're looking for a turnkey investment property, a vacation getaway, or a place to call home, 2318 Oakwood Street delivers exceptional value, versatility, and coastal charm. Contact your favorite Realtor and schedule a showing today! Don't miss this opportunity to own a move-in-ready property with investment potential in beautiful Panama City Beach. Schedule your private showing today.

Beds:
1
Baths:
1.00
Sq.Ft.:
850
Status:
Active
MLS#:
791639
Type:
Condo
Subdivision:
Bay Point Harbour Villas
Year built:
1981
Courtesy: SimpliHOM Cyndy Porter 850-509-2447
View additional info

ADDITIONAL INFORMATION

Professional photos coming soon after tenant's lease is up. Discover the perfect blend of relaxation and investment potential in this beautifully maintained ground-floor 1-bedroom, 1-bath villa in the prestigious Bay Point community. Overlooking the lush golf course, this inviting condo features a screened porch where you can enjoy peaceful mornings and tranquil evenings. Whether you're looking for a full-time residence, vacation getaway, or income-producing property, this villa checks all the boxes with short-term rentals permitted. Residents enjoy a gated community with exceptional amenities, including a full-service marina with Gulf access, championship golf, tennis, resort-style pools, and on-site dining. Conveniently located just minutes from the white sandy beaches of Panama City Beach, St. Andrews State Park, shopping, entertainment, and Navy Base, this property offers the ideal combination of convenience, recreation, and coastal living. Don't miss this opportunity to own your slice of paradise in one of Panama City Beach's most sought-after waterfront communities!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,368
Status:
Active
MLS#:
791631
Type:
Single Family
Subdivision:
Treasure Cove
Lot size:
0.17 Acres
Year built:
2019
Courtesy: Coastal Realty Group Brian Burkett 850-238-7484
View additional info

ADDITIONAL INFORMATION

ONE-OF-A-KIND CONTEMPORARY CUSTOM-BUILT PANAMA CITY BEACH HOME! Pride of ownership is evident throughout this beautifully maintained single-story residence featuring quality craftsmanship and numerous upgrades. Highlights include durable Hardie Board siding, gated entry, irrigation system, covered front porch with tile flooring, and an attached one-car garage with epoxy floor, automatic opener, and pull-down attic storage. The open-concept floor plan offers a spacious living room, dining area, and kitchen designed for comfortable living and entertaining. The kitchen features custom cabinetry, quartz countertops, LG stainless appliances, range hood, microwave, dishwasher, breakfast bar, pantry, and premium lighting and plumbing fixtures. Tray ceilings and custom ceiling fans throughout the home add style and elegance. The primary suite features a luxurious bath with double vanity, soaking tub, separate shower, custom cabinetry, and quartz countertops. A dedicated laundry room provides additional storage and convenience. Step outside to enjoy the large covered rear patio with tile flooring and ceiling fan overlooking the privacy-fenced backyard. Additional exterior features include a storage shed and dedicated RV parking area with hookups. Approved for both short-term and long-term rentals, this property is ideal as a primary residence, vacation home, or investment opportunity. Conveniently located just minutes from shopping, restaurants, bay access, marinas, and the white sand beaches of Panama City Beach. This exceptional home truly stands apart from the rest.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,783
Status:
Active
MLS#:
791592
Type:
Condo
Subdivision:
Grande Surf Club Condo
Year built:
2000
Courtesy: Hilltop Legacy Realty Christopher Moseley 850-541-6427
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ADDITIONAL INFORMATION

Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing Views This condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel. Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It comes fully furnished and has new LVP flooring in place of all carpeted areas. The layout is open and bright, making it great for relaxing or hosting friends and family. One of the best features is the 400-square-foot wraparound balcony. From here, you get unobstructed views of the Gulf, perfect for watching sunsets or enjoying fresh ocean air. The Grande Surf Club is a private, low-density building with only two units per floor, so it stays quiet and uncrowded. You also get private beach access and a resort-style community pool. Plus, you're close to some of the best dining and attractions in Panama City Beach. Unit 11W gives you beachfront living, wide Gulf views, a peaceful building, and quick access to everything you love about Panama City Beach. It's a great fit for anyone wanting an easy, relaxing, and upscale coastal lifestyle. Schedule your private showing today.

Beds:
1
Baths:
1.00
Sq.Ft.:
609
Status:
Active
MLS#:
791581
Type:
Condo
Subdivision:
Sunbird Condo
Year built:
1984
Courtesy: RE/MAX SELECT Partners Clay Dalton 770-815-5451
View additional info

ADDITIONAL INFORMATION

NO ELEVATOR WAITING WITH THIS FULLY RENOVATED, UPDATED AND UPSCALE BEACHFRONT CONDO RIGHT NEXT TO THE GRAND POOL AT SUNBIRD! Amazingly UPSCALE condo features granite countertops, white cabinets, gold accents and a beautifully and tastefully beach themed furnishied interior. For those who are a little wary of high floors this is the perfect destination. Walk straight in from your car, no waiting. Walk right out to the pool that you can view from your window, or hit the beach just steps away! Go grab some lunch and a world famous beverage at PINEAPPLE WILLY'S thru the gate from Sunbird to their property. Extra bathrooms, snack machines and ice machine all right there next to your unit, covered with a shaded outdoor seating area for you and your guests to enjoy!This unit is directly next to the LARGE CENTER POOL at Sunbird, and there are three pools to enjoy! Walk to Waffle House, Walmart, an arcade with bowling alley, golf games and more. Take a ride to Captain Anderson's for an elegant meal on the waterfront at this historic restaurant just 9 minutes away! There is so much to do and see from this location, you will ablsolutely LOVE IT. Fitness center, tennis courts, pickle ball, shuffleboard, and a fully renovated complex with no SPECIAL ASSESSMENTS is waiting for you to come enjoy, all secured with 24 hour gated security attendants and guest screening. You can manage your own property here or have one of the very successful rental companies manage your property for you year round. Call today and LET'S GET STARTED ON YOUR BEACH DREAMS with this affordable, UPSCALE SHORT-TERM RENTAL INVESTMENT condominium, done right. The building looks better than ever and all new HVAC units are going in now across the property so you will have the confidence of a warranted HVAC system when you get moved in.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,068
Status:
Active
MLS#:
791567
Type:
Single Family
Subdivision:
Treasure Cove
Lot size:
0.07 Acres
Year built:
2005
Courtesy: Own It Real Estate LLC Patty Taylor 850-541-2639
View additional info

ADDITIONAL INFORMATION

COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier complete with dimmers. The kitchen boasts undercab lighting with cool to warm CCT color switch to choose your mood. The chefs kitchen features top of the line quartz countertops, new sink, faucet and stunning Spanish tile backsplash. Upstairs is no exception with gorgeous wood beams on the landing ceiling, a bathroom with dual sinks and linen closet and lighting fixtures in master and second bedrooms. The expansive balcony off of the Master Bedroom overlooks the luscious backyard for easy relaxing with coffee or your favorite beverage. The backyard is full of edible fruit trees to include: pomegranate, apple, avacado, grapefruit, banana, loquat and peach! Off of the grilling porch downstairs, there is a raised vegetable garden as well! A Ring camera with flood lights and doorbell camera will protect your piece of paradise. All of this and only 10 minute drive to the beach and 5 minutes away from Grand Lagoon with wonderful restaurants (like Captain Andersons, Deckhand Social and Grand Marlin), grocery stores and shopping! Don't miss this beauty. Call for your personal showing today.

Beds:
4
Baths:
4.00
Sq.Ft.:
4,472
Status:
Active
MLS#:
791637
Type:
Single Family
Subdivision:
Legend Lakes
Lot size:
0.31 Acres
Year built:
1999
Courtesy: EXP Realty LLC Abbott Martin Group 850-460-2900
View additional info

ADDITIONAL INFORMATION

Designed for refined golf course living, this 4-bedroom, 3.5-bath Bay Point home pairs custom architectural details with exceptional indoor-outdoor entertaining spaces. The entry makes an immediate impression with 8-foot mahogany doors and a 17-foot barrel ceiling painted by a local artist. The living and dining areas feature 15-foot ceilings and extensive crown molding. The rest of the home features 12-foot ceilings and custom closets in each bedroom all uniquely designed with their own charm including automatic lighting, complemented by custom blinds and drapery in each. French doors lead you to the primary suite with lush new carpet, tray ceiling, and absolute comfort. The master bath has a large Jacuzzi tub, shower for two, an electric fireplace, television, and marble flooring that leads you to a custom walk in closet to dream about. It features a center island, custom storage, automatic and decorative lighting. New high end carpet has also been installed in the large open living room which also has a fireplace and is perfect for entertaining with the wet bar off to the side. The kitchen is equipped with a Thermador 5-burner gas cooktop, Bosch dishwasher, 2016 GE double ovens and microwave, and upper and under-cabinet lighting for added function and ambiance. This kitchen is a hostess' inspiration with an abundance of natural light. The garage has been newly painted, and the attic above is spray-foam insulated. Exterior features include rubber mulch in the garden areas for long-term durability and privacy hedges positioned along the golf course. The outdoor room and pool house are designed for year-round use and include porcelain plank tile, a wood ceiling, stone accent wall, televisions, speakers, a 6-foot electric fireplace, wet bar with marble countertop and glass backsplash, and sliding doors that fully open the indoor and outdoor living areas. The pool deck is finished with shell stone tile and includes a gas ceramic fire pit. A private putting green provides space to sharpen your game before heading out for 18 holes on the Nicklaus Course. After golf, stroll the docks at the new Point South Marina or dine at Neon's Bar 72, featuring nightly specials and live music.

Beds:
1
Baths:
1.00
Sq.Ft.:
609
Status:
Active
MLS#:
791563
Type:
Condo
Subdivision:
Sunbird Condo
Year built:
1984
Courtesy: RE/MAX SELECT Partners Clay Dalton 770-815-5451
View additional info

ADDITIONAL INFORMATION

ABSOLUTELY BEAUTIFUL AND RELAXING 1 BEDROOM 1 BATH BEACHFRONT CONDO RIGHT ON THE WHITE SANDS OF PANAMA CITY BEACH! Sparkling views from the balcony of this unit are nothing short of spectacular. 10th floor fully furnished and ready for your rental guests this property has had an impressive rental history with income in 2024 at 46,000.00! The Sunbird complex looks like new as all of the maintenance has been completed, the milestone inspections finished and no special assessments for new buyers! All units gettting new HVAC systems in the coming months and the tennis courts have been refreshed with pickle ball courts and shuffleboard! You have 3 pools to enjoy here at Sunbird and beach access right next door to the world famous PINEAPPLE WILLY'S BAR and RESTAURANT. Bring your cowboy boots and walk down to the NEW TOOTSIES on the beach for some country music and some two steppin' fun that may have you staggering back along the beach! Very spacious living room area with open kitchen, granite counter tops and stools for breakfast bar. There is also a dining area with table and chairs for four with a beautiful view! Or picnic outside on the large balcony that is covered. Bedroom is spacious and cozy with ceiling fan and smart TV. There is a fitness center for guests and owners to enjoy and walking in the area is fantastic. There is a Waffle House, Walmart, Gas station, Arcade with bowling alley and restaurants all within walking distance of this complex. Spend your evenings watching the sunset right from your balcony or spash your toes in the emerald green waters of the GULF OF AMERICA! Exclusive restaurants nearby with tasty fresh seafood and beverages from traditional recipies to Cajun food, chargrilled oysters, steaks and more. You just can't beat this location, in beautiful PANAMA CITY BEACH, truly one of America's MOST BEAUTIFUL BEACHES and a vacation destination for generations of families past current and future. Call me today and LET'S GET STARTED ON YOUR DREAMS OF OWNING AN AFFORDABLE BEACH CONDO !

Beds:
3
Baths:
3.00
Sq.Ft.:
1,681
Status:
Active
MLS#:
791544
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2008
Courtesy: Coldwell Banker Realty Alice de La Penha 850-771-3150
View additional info

ADDITIONAL INFORMATION

BIG LAYOUT. BIG VIEWS. BIG OPPORTUNITY. Best-priced Gulf-view 3-bedroom + bunk condo with 3 full bathrooms in Laketown Wharf. Do not miss this opportunity. Enjoy Gulf views from the 16th floor in this spacious 3-bedroom, 3-bathroom condo with a separate bunk area. Offered fully furnished, the unit features LVP flooring throughout, king-sized beds in all three bedrooms, stainless steel appliances, flat-screen TVs, and a washer and dryer. The oversized balcony captures beautiful views of Panama City Beach's eastern coastline, creating an inviting outdoor space for coffee, coastal views, or unwinding after time at the beach. This condo is turn key and move-in ready! Laketown Wharf is known for its extensive amenity package, including five pools, two hot tubs, a Gulf-view fitness center, pickleball courts, mini golf, a playground, a 52,000-square-foot lakefront boardwalk with a nightly fountain and light show, gated beach access next door to Pineapple Willy's, on-site dining and entertainment, two parking garages, barbecue areas, pet areas, and additional resort conveniences. HOA dues are $1,358 per month and include water, sewer, trash, cable/TV, pest control, WiFi, and access to amenities. Nearby attractions continue to add momentum to this part of Panama City Beach, including Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, McGuire's Irish Pub, and newly opened Tootsie's Orchid Lounge. All information is deemed reliable but should be verified by the buyer if important.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,200
Status:
Active
MLS#:
791577
Type:
Condo
Subdivision:
Shade Tree Condo Ph II
Year built:
1986
Courtesy: RE/MAX SELECT Partners Rebecca Mackey 541-892-3370
View additional info

ADDITIONAL INFORMATION

Completely remodeled in 2022! Whether you're looking for an owner-occupied residence, vacation getaway, or income-producing investment property, this beautifully updated condo offers exceptional flexibility. Short-term and long-term rentals are allowed, making it an excellent opportunity for investors while remaining a great option for full-time or part-time residents. The condo underwent a comprehensive renovation in 2022, including new flooring, cabinets, fixtures, appliances, and furnishings, creating a modern, move-in-ready space. In 2024, the HOA completed exterior siding replacement due to storm damage, giving the property a refreshed exterior to match the updated interior. HOA dues include water, exterior maintenance, and upkeep, making ownership simple and convenient. With major updates already completed, this turnkey condo is ready to enjoy from day one. All information is approximate and should be verified by buyers if important.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,500
Status:
Active
MLS#:
791516
Type:
Condo
Subdivision:
Bay Point Turtlegrass Villas
Year built:
1973
Courtesy: Bay Point Real Estate Co Ray Young 850-832-9999
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ADDITIONAL INFORMATION

Need a boat slip? This is Bay Point's only complex with boat slips for the owner's use! This penthouse unit has been completely remodeled since Hurricane Michael with new appliances, new flooring, new bathrooms, new roof, new siding, new almost everything you can list! After the remodeling, it was furnished with new furniture! This unit is beautiful and is move-in ready! It has a spectacular view of the Lagoon and the Yachts going in and out of the Bay Point Marina. This is a rare find!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,608
Status:
Active
MLS#:
791498
Type:
Condo
Subdivision:
Waterhaven
Year built:
2007
Courtesy: Think Real Estate The Sanchez Group 850-890-6262
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ADDITIONAL INFORMATION

Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.

Beds:
4
Baths:
4.00
Sq.Ft.:
2,078
Status:
Active
MLS#:
791574
Type:
Duplex
Subdivision:
Treasure Island
Lot size:
0.17 Acres
Year built:
1991
Courtesy: Keller Williams Success Realty Kelly Simmons 850-919-6120
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ADDITIONAL INFORMATION

Attention investors! Exceptional opportunity for short-term rental income with two rental possibilities in one unit, perfectly located in the heart of the beautiful Emerald Coast. Just a short stroll to the sugar-white beaches and within walking distance to popular restaurants, marinas, and Schooners -- visible right from your front door. Ideally situated near St. Andrews State Park, this property offers the ultimate beach lifestyle and strong vacation rental appeal. Guests and owners alike will love the unbeatable location, coastal atmosphere, and convenience to everything Panama City Beach has to offer. Amazing location. Incredible investment potential. A must-see property! 2911 & 2913 are included in this listing! Two rentals!

Beds:
2
Baths:
3.00
Sq.Ft.:
1,131
Status:
Active
MLS#:
791406
Type:
Condo
Subdivision:
Shores Of Panama
Year built:
2007
Courtesy: RealJoy Realty LLC Chad Hatfield 850-225-6893
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ADDITIONAL INFORMATION

RARE GULF-FRONT CORNER UNIT WITH AN OVERSIZED WRAPAROUND BALCONY, RESERVED PARKING SPOT + OWNER FINANCING AVAILABLE AT 2.9% INTEREST RATE! Opportunities like this rarely come available at Shores of Panama. This spectacular Gulf-front corner residence features one of the most sought-after floor plans in the entire resort, highlighted by an enormous wraparound balcony that delivers breathtaking panoramic views of the emerald-green Gulf waters, sugar-white beaches, and the resort's world-famous lagoon-style pool. Unlike standard balconies, this expansive outdoor living space provides multiple seating areas, incredible sunset views, and a front-row seat to everything that makes Panama City Beach one of the Gulf Coast's most desirable destinations. Inside, floor-to-ceiling glass fills the residence with natural light while showcasing stunning water views from nearly every angle. The spacious 2-bedroom plus bunk room, 2.5-bath layout sleeps just like a 3 bedroom and comfortably accommodates family and guests while offering exceptional flexibility and rental appeal. The beautifully appointed kitchen is designed for entertaining, featuring granite countertops, white shaker cabinetry, stainless steel appliances, and abundant workspace for hosting unforgettable beach gatherings. The open-concept living area is enhanced by upscale designer furnishings, custom tile flooring throughout, and absolutely no carpet, creating a sophisticated coastal atmosphere that is both elegant and easy to maintain. Wake up each morning to Gulf views from the luxurious beachfront primary suite, complete with private balcony access and a spacious ensuite bath. Additional guest accommodations include a generously sized guest bedroom and dedicated bunk room, making this residence ideal for large families and vacationing guests. Adding even more value, this residence includes a dedicated parking space located directly outside the unit on the same floor--a rare convenience that allows you to walk straight from your vehicle to your front door without ever waiting on an elevator. Shores of Panama continues to be one of Panama City Beach's premier resort destinations, featuring Florida's largest lagoon-style pool, an expansive tropical pool deck, beachside hot tubs, indoor heated pool, sauna, steam room, fitness center, spa services, on-site dining, and direct beach access. You're also just minutes from Pier Park, waterfront dining, entertainment venues, and the brand-new Topgolf attraction. For buyers looking to maximize affordability, the seller is offering a special financing opportunity, creating an incredible chance to own one of the most desirable Gulf-front corner units in Panama City Beach. Whether you're searching for a luxury beachfront getaway, an income-producing vacation property, or both, this extraordinary residence delivers the views, amenities, location, and lifestyle that buyers dream about. Rare wraparound balcony. Gulf-front corner location. Same-floor parking. Owner financing available. This is the one buyers wait for.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,404
Status:
Active
MLS#:
1005539
Type:
Condo
Subdivision:
Watercrest Condo
Year built:
1987
Courtesy: Salty Marlin Realty Ramone Silvera 954-330-3095
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ADDITIONAL INFORMATION

In a market full of noise, buyers want two things: LOW price and AMAZING views--and this one has BOTH!!! This 2-bedroom end unit at Watercrest is priced as the lowest in the entire building, giving you an incredible opportunity to walk in with instant equity and serious cash flow potential. And the views? Absolutely unreal. Being a corner unit, you get unobstructed panoramic Gulf views, extra windows, tons of natural light, and that open, elevated feel buyers and renters go crazy for. This is the kind of property that doesn't just sit--it performs. With this price point + these views, you're perfectly positioned to attract more bookings, increase rental income, and maximize returns. Plus, Watercrest offers a tennis court, adding even more appeal for guests and owners alike. Deals like this don't last--especially when they check every box. If you're looking for value, views, and income potential... this is the one!!!

Beds:
4
Baths:
4.00
Sq.Ft.:
4,677
Status:
Active
MLS#:
1005527
Type:
Office
Subdivision:
Legend Lakes
Lot size:
0.88 Acres
Year built:
1993
Courtesy: Corcoran Reverie SRB Sostheim Group 850-814-4560
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ADDITIONAL INFORMATION

Tucked behind the gates of Bay Point, a grand Southern, Colonial plantation-style estate set on nearly an acre of manicured grounds has been designed for families to enjoy for generations to come. A stunning, two and a half homesites in total overlooking the 6th green, this home truly impresses! At almost 4.700 square feet and sitting on one of the largest homesites in the community, you'll enjoy .87 acres overlooking a tranquil pond and private pool. A showstopper of acreage, views and privacy, this is a property that earns its reputation before you ever step through the door. The full-width, wrap-around porches and balconies spanning both levels set the tone immediately: this is a home built for living and blends the indoors and outdoors seamlessly. Step through the grand foyer and you'll see a thoughtful design with attention to family gatherings. To the right, a private home office with a full bath and direct access to the wrap-around patio, perfect for the executive who needs a true separation between work and home, or for guests who deserve their own wing. To the left, an extraordinary living room anchors the main level entertaining experience: a room large enough for pool, ping pong and more, including a wet bar and a fireplace, soaring high ceilings, and the energy of a space that has seen it's share of neighborhood family parties! This is the room that becomes part of your family's legend. A wine room positioned across from the formal dining room speaks to the home's commitment to entertaining done properly. The kitchen has been fully renovated and nothing short of spectacular. A built-in banquette for relaxed morning breakfasts. A dedicated coffee bar. A large island with waterfall countertops. Custom cabinetry, stainless appliances, and a layout that opens directly to a cozy living area and a screened porch, keeping the cook in your family connected to the conversation. Every detail here was considered! Step off the screened porch and into a backyard that redefines what outdoor living at the beach looks like. The pool and spa are stunning. They're built for long summer afternoons and evenings that never seem to end. Beyond the 40' pool, nearly an acre of lush, private lawn opens up into something rare in any gated community: space. Room for pickleball, bocce ball, basketball, batting practice, or whatever your family dreams up. And at the edge of it all, your own private dock on the pond overlooking the golf course. Upstairs, the primary suite is a true sanctuary. Spacious, serene, and anchored by a fully appointed en-suite bath with a soaking tub, a tiled walk-in shower, and double vanities. Step through to the full-width wrap-around balcony, your own private morning retreat with coffee in hand and nothing but pond and golf course views of Bay Point. Each of the remaining bedrooms offers its own en-suite bath, giving every member of the household the kind of privacy that keeps families at peace. A flex room at the top of the stairs rounds out the upper level, equally suited as a fitness room, a playroom, a study, or whatever the next chapter of your life requires. This home has been well-maintained and recently had the exterior completely repainted and is stunning from the moment you drive in the gates. Living at Legend Lakes means living inside one of the most coveted communities on the Gulf Coast. Bay Point is golf-cart friendly, gated, and layered with amenities that make every day feel like a vacation you never have to leave. Point South Marina. The Bay Point Golf Club. Neon's Bar 72. The Serenity full-service spa...all on site. And when the beach calls, you are ten minutes from some of the most beautiful white sand and turquoise waters on the Florida Panhandle. Keep your boat at the Point South Marina and never get in your car to hit the water - just a short 2 minute golf cart ride to your vessel! This is the home where your family builds its memories and legends begin.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,075
Status:
Active
MLS#:
791366
Type:
Single Family
Subdivision:
Holiday Beach Unit 13
Lot size:
0.14 Acres
Year built:
1981
Courtesy: Keller Williams Success Realty Ryan Powell 850-381-2662
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ADDITIONAL INFORMATION

This one's a STEAL! Cutest renovated beach oasis! 3 bedroom/2 bath with a one car garage located on aN OVER-SIZED corner LOT. Fresh paint inside and out. Additional storage building/shop. Metal roof. Two Blocks to the sand. Walk to dining and entertainment. Space for a boat, RV or POOL, near 3 Public Boat launches. May be able to build on side LOT. Pictures are from when property was furnished for STR. Buyer to confirm any measurements if important...

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170




Panama City 32408 Real Estate

Panama City is located in Florida. Panama City, Florida 32408has a population of 18,140. Panama City 32408 is less family-centric than the surrounding county with 26.52% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida 32408 is $61,740. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32408 is 39.5 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42.2 degrees. The average rainfall is approximately 59.7 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $405,000
    25%
    change since last quarter
  • # Active listings

    793
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 95.82 90.08
College Degree - 2 year 15.16 11.67
College Degree - 4 year 37.37 25.6
Graduate Degree 8.26 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Breakfast Point Academy PK - 08 1,453 13.8 32407
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404
Surfside Middle School 06 - 08 753 16.7 32413

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
J.R. Arnold High School 09 - 12 1,606 22 32407
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Chautauqua Charter School 09 - 12 44 8.8 32401
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL 32408

Zip Code City
Neighborhood Type Suburban
Population 18,140 181,384
Population Density 2,241 239
Median Age 39.5 40.8
People per Household 2.4 2.5
Median Household Income 61,740 60,473
Average Income per Capita 38,438 32,312

Real estate near Panama City