Panama City FL Real Estate & Homes for Sale

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Beds:
4
Baths:
3.00
Sq.Ft.:
1,750
Status:
NEW LISTING
MLS#:
788210
Type:
Condo
Subdivision:
Sugar Beach Condo
Year built:
1974
Courtesy: Beachy Beach Real Estate Garrett Aune 850-588-8908
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ADDITIONAL INFORMATION

THIS CAN'T BE REAL... THE ONLY 4 BEDROOM FULLY FURNISHED CONDO ON THE GULF UNDER $800,000!!! The sellers have meticulously cared for this unit for 33 years, and have spared no expense in making sure the next owner will have a true RENTAL BEAST! Over $100,000 invested in the last few years which includes all new: kitchen, flooring throughout, bathrooms, HVAC, water heater, washer/dryer, hurricane doors and windows, paint, custom ceilings downstairs, and the list goes on! This unit is 100% rental ready as is (with all assessments paid in full and none upcoming), but if a new owner would just add their own flare with some new furniture, this unit would be unlike anything else available on the beach. The neighbor's unit just sold for $615k and was located in the back of the complex with limited gulf views. This one is just a few feet from the pristine white sandy beaches and has AMAZING views from the living room and primary bedroom. That unit had $86k in rental income last year, so needless to say... with these updates and this view, this unit truly has unlimited potential and could surpass those numbers easily! Sugar Beach is a highly desirable gated community due to its prime location. Park at your door, no elevators, and right in the heart of the historic Thomas Dr. Restaurants, Bars, Minigolf, Go-karts, Ice Cream, and the list goes on. And all of this is within 1-2 blocks - so park your car and no need to touch it again. And did I mention the new Tootsies Beach Honky-Tonk opening 2 doors down? That right... The concert scene is already lighting up with numerous Big Name Headliners performing this Spring and Summer!!! In addition to the best location in town, this gem of a community offers a pool, clubhouse, tennis, pickleball, shuffleboard courts, and gated private beach access. And if you need to simply wind down after a long day enjoying the best that PCB has to offer, Sugar Beach has an expansive peaceful greenspace unlike any other community on the beach. Get lost in tranquility as you watch the giant Koi Fish, turtles, and sea birds at the large sprawling pond. And if all of the above wasn't enough, TAKE NOTE that this is one of the only pet-friendly complexes on the ENTIRE BEACH. That's right... this offers an extreme competitive advantage, and much higher income! Please look at all the other 4 bedrooms available, and then come fall in love with this truly special opportunity (priced $200K less than the next). With some of the lowest HOA's of all the comps, this one is a CAN'T MISS!!!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,903
Status:
NEW LISTING
MLS#:
788191
Type:
Condo
Subdivision:
Regency Towers
Year built:
1975
Courtesy: Christies International Real Estate Emerald Coast Larell Paradise 850-775-7617
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ADDITIONAL INFORMATION

PENTHOUSE ALERT! 3 king size bedrooms with plenty of space to add a 4th! 2 GULF FRONT bedrooms and one bedroom with lagoon views. Extra Large living area and expansive balcony overlooking the emerald coast. Large dining room could easily be converted into 4th bedroom or bunk room to maximize occupancy. Also space to add a 3rd bathroom off of master bath. Beautiful as it is, perfect for a second home or primary residence. Rental income potential $125,000+ more with 4th bedroom added. Experienced contractor ready to go with scope of work for these updates if desired. Master bedroom has its own private balcony/sunroom. Regency Towers' fantastic amenities include two olympic size pools- one heated year round, a full service poolside bar & grill, indoor hot tub, kiddie pool, outdoor showers, exercise facility, billiards room, multiple picnic areas with grills, large community room, and plenty of engaging in house activities are offered year round! Located just minutes from St. Andrews state park, multiple boat launches, arcades, Go kart tracks, golf cart/scooter rental, bike rental, mini golf, amusement rides, Shipwreck Island Waterpark, restaurants, clothing boutiques, jet ski/boat rental, Top Golf, Dolly Parton's Dinner Theater, Tootsie's Orchid Lounge and engaging Nightlife!!! All this & more at the World's Most Beautiful Beach!

Beds:
1
Baths:
1.00
Sq.Ft.:
745
Status:
NEW LISTING
MLS#:
788175
Type:
Condo
Subdivision:
Boardwalk Central
Year built:
2005
Courtesy: The Premier Property Group Ricky Lee Jones 850-290-2901
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ADDITIONAL INFORMATION

Welcome to your 1 bedroom + 1 bath oasis at the incredible Boardwalk Beach Resort in beautiful Panama City Beach, FL! This is a great opportunity to purchase your very own Gulf Front beach vacation condo as it is self-managed and future bookings can be transferred! This 745 sq. ft. stunning condo features an open concept living and dining area with breathtaking views of the Gulf of Mexico. This condo is perfect for small families with SLEEPING ACCOMODATIONS FOR 7 with a king master suite, twin bunks, trundle bed, and queen sleeper sofa. This is a great rental condo with a perfect 8th floor location. It features 9 ft ceilings, tile floors throughout, coastal accents, 6-panel doors, a modern kitchen with all stainless appliances, elegant light oak-colored cabinets, granite countertops, and a convenient breakfast bar, making it ideal for casual dining. It has 2 dedicated owner closets with security locks for all your storage needs. And, a recent HVAC replacement included a Reme-Halo air purification system. Beach services located in front of the complex offer conveniences such as beach chairs, jet ski rentals, parasailing, and more, promising an unforgettable beach experience. Situated on the coveted east end of the beach, Boardwalk is one of the most sought-after complexes, boasting low traffic and serene surroundings. Explore the natural beauty of the nearby St. Andrews State Park or rent a pontoon boat for Shell Island at the St Andrews Marina. The resort amenities at Boardwalk Beach Resort include a community room, fitness center, sauna, steam room, video game room, and a fun children's splash pad with interactive toys. It is also located across the street from the Signal Hill Golf Course. These amenities create a perfect blend of relaxation and recreation, making this resort an ideal investment opportunity. All measurements & information is deemed reliable but should be verified if important.

Beds:
4
Baths:
4.00
Sq.Ft.:
3,566
Status:
NEW LISTING
MLS#:
788173
Type:
Single Family
Subdivision:
Lydia Landings
Lot size:
0.08 Acres
Year built:
2006
Courtesy: Berkshire Hathaway HomeServices Beach Properties of Florida Craig Duran 850-290-0417
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ADDITIONAL INFORMATION

Where boating days meet barefoot beach mornings - this custom-built waterfront home on Grand Lagoon captures the best of Panama City Beach living. Positioned as an end residence with no neighbor to the west, it offers added privacy in a quiet, golf cart-friendly neighborhood where you can step onto your private dock or be on the sand in under 5 minutes via Public Beach Access #21. From here, it's an easy ride or walk to nearby shopping, dining and entertainment including local favorites like Schooners and Harpoon Harry's, giving you a lifestyle that's both relaxed and connected. Spanning three levels, this 4BR/4BA residence blends upscale craftsmanship with thoughtful functionality. Brazilian cherry flooring and mahogany doors are complemented by granite countertops and custom cabinetry throughout, while 10-foot ceilings and 8-foot doors create a warm, refined aesthetic. Expansive living spaces and multiple balconies maximize views over the Gulf and Grand Lagoon. A hydraulic elevator services every floor, adding a level of everyday convenience that's hard to overstate - whether bringing in groceries or making multi-level living more accessible and effortless. Two separate living areas offer flexibility to spread out and unwind, creating distinct spaces for relaxing or hosting. The designer kitchen is built to gather, featuring top-of-the-line appliances and an open layout that flows seamlessly into the living area and oversized balcony overlooking the water. The primary suite opens to a private waterfront balcony and features a spa-inspired bath with a frameless glass steam shower and jacuzzi tub. Each additional bedroom offers its own private balcony and a bath with a jacuzzi tub, while a top-floor guest suite lives like a second primary. Outside, the Florida lifestyle takes center stage. The heated saltwater pool with sun shelf, bubblers, and umbrella ledge invites long afternoons in the sun, while the covered lanai and outdoor kitchen create the perfect setting for gathering. The private dock with remote-controlled boat lift (accommodating approximately up to a 10' beam and 30' vessel) includes shore power, water, and cable - putting Shell Island, St. Andrews Bay, and the Gulf just a short 15-minute ride away. Spend your days fishing, dolphin watching, or anchoring out for a beach day with the family. Additional highlights include two laundry rooms (first and third floors), a whole-house Generac generator (2021) for added peace of mind, hurricane-rated windows and doors, smart home features (Ring cameras, connected locks and lighting), a new paver driveway (2022), and a one-car garage. Offered fully furnished with high-quality, homeowner-grade pieces (with just a few minor personal exclusions; golf cart and fishing equipment negotiable), this home is move-in or rental ready. It has not been used as a rental by current or previous owners, offering a well-maintained, lightly used opportunity. If you're looking for a waterfront home that feels tucked away yet keeps you close to the beach, dining, and everything Panama City Beach has to offer, this one delivers. Schedule your private showing to see it firsthand.

Beds:
2
Baths:
3.00
Sq.Ft.:
1,066
Status:
NEW LISTING
MLS#:
788209
Type:
Condo
Subdivision:
Shores Of Panama Phase I
Year built:
2007
Courtesy: Corcoran Reverie Whitney Dubroca 850-348-7302
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ADDITIONAL INFORMATION

Shores of Panama sets the standard for Gulf-front resort living, offering an unmatched collection of amenities including 500 feet of direct beachfront, a stunning 14,000 sq ft zero-entry lagoon-style pool, Gulf-side hot tub, heated indoor pool and spa, state-of-the-art fitness center, and two full-service on-site bars and dining options--creating an elevated vacation experience that keeps guests coming back year This Gulf-front 2-bedroom, 2.5-bath condo delivers stunning panoramic views of the emerald waters and sugar-white sand--an instant draw for vacationers and a proven income producer. Offered fully furnished and turnkey, this investment-ready property features an open-concept layout, spacious bedrooms with en-suite baths, and an additional half bath for guests--maximizing comfort and rental appeal. The private balcony showcases sweeping Gulf views, creating the ultimate coastal experience guests are searching for. Located in the heart of Panama City Beach, this condo is walking distance to top attractions, dining, and entertainment, making it a top choice for short-term rentals year-round. Strong rental potential, unbeatable amenities, and views that sell themselves--this is the beach investment you've been waiting for.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,050
Status:
NEW LISTING
MLS#:
788203
Type:
Condo
Subdivision:
Dunes Of Panama Phase I
Year built:
1974
Courtesy: Bright Realty Solutions Edgar Barnette 704-507-4102
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ADDITIONAL INFORMATION

*DO NOT MISS OUT ON THIS GREAT BUY!*See information below. Dunes of Panama A209 is a gorgeous, remodeled and beautifully updated 2 Bedroom, 2 Bath condo with fabulous Gulf front views! This condo is a great investment property or second home, and it is PET FRIENDLY! Open floor plan with breathtaking gulf views from the living area, kitchen and master ensuite. Just steps away to the sandy white shores of the gulf, relax and unwind in your own piece of paradise. The Dunes of Panama Resort has 1500 linear feet of sugar white sand, 3 gulf front pools (one heated), four pickle ball courts, one tennis court, free WI-FI, fitness room, shuffleboard, outdoor BBQ grills, Stingray's restaurant and gift shop and the Sneaky Tiki poolside. All dimensions and information herein are deemed reliable but should be verified by buyer. **''A'' Building is currently closed for milestone repairs and is expected to reopen in the early fall. This would likely be a sight unseen purchase, and it is priced to sell. When the building reopens, the price will increase significantly.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,591
Status:
NEW LISTING
MLS#:
1000361
Type:
Office
Subdivision:
Bay Point Unit 1
Lot size:
0.26 Acres
Year built:
1999
Courtesy: Keller Williams Realty SRB Mike Herring 850-321-0917
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ADDITIONAL INFORMATION

ASSUMABLE VA LOAN at 2.25% -- a rare and valuable opportunity! Move-in ready and impeccably maintained, this stunning 2,591 SF residence delivers the perfect blend of comfort, style, and thoughtful upgrades. Featuring 3 bedrooms, 2.5 baths, and a dedicated office, the open-concept design is highlighted by soaring ceilings and an abundance of natural light. Enjoy seamless indoor-outdoor living with a spacious, screen-enclosed pool and patio, perfect for relaxing or entertaining year-round. The beautifully appointed kitchen showcases soft-close cabinetry with elegant up lighting, an oversized breakfast bar, and opens to the inviting family room, where large corner windows overlook the sparkling pool and a cozy fireplace adds warmth and charm. There is a wood burning fireplace with a beautiful view of the pool and the best part of the pool is that it is heated and enclosed. A formal dining room and private office both enhanced with custom built-ins and all-new bookshelves flank the foyer. The expansive primary suite offers a true retreat, complete with a sitting area and direct access to the pool. The luxurious ensuite bath features a 6-jet soaking tub, updated walk-in shower, and dual vanities. A split-bedroom floor plan provides privacy, with two guest bedrooms connected by a Jack-and-Jill bath, plus a convenient half bath for visitors. Built for durability and efficiency with 2x6 construction, this home also includes above closet storage, a floored attic above the garage, and numerous recent upgrades throughout. Recent Improvements & Features Include: Heated, screen-enclosed pool with new screen, resurfaced finish, and all-new equipment Newly painted pool deck Brand new exterior paint Roof approximately 6 years old New HVAC system (under warranty) Bosch dishwasher, new garbage disposal, and newer appliances throughout New washer and dryer Updated showers and new ceiling fans Porcelain tile flooring in select areas Epoxy-coated garage floors + new garage door opener Located in a gated community with security and convenient access near the back gate, this home is ideally positioned close to the West Bay Point exit onto Navy Blvd. This property truly stands out offering exceptional upgrades, a functional layout, and a highly desirable assumable VA loan. A rare find that combines luxury, efficiency, and value in one beautiful package.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,397
Status:
NEW LISTING
MLS#:
787859
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.19 Acres
Year built:
1996
Courtesy: Anchor Realty Florida Crystal Ball 205-329-0759
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ADDITIONAL INFORMATION

Waterfront dream home STR allowed and priced to sell with waterfront hot tub! This renovated 3-bedroom, 2-bath home sits directly on the Lagoon with seamless access to the Bay and Gulf - meaning you're not just buying a house, you're buying actual usable water access (rare, valuable, and not something fake with a ''near water'' filter). Inside, the open-concept layout keeps things simple and functional - no wasted space, no awkward walls, just a clean flow designed for real living and entertaining. Custom features include barn doors, architectural details like a trellis in the main room, and XL multi slide patio doors leading straight to the Florida sunshine. Master shower is a custom masterpiece with gorgeous tile, built in, and large bench seating. Master bedroom has incredible water views with sliding door access straight onto the back deck. Master bath also has single door access into the tropical Florida oasis. TWO closets in the master provide ample storage for the fashionista or memories. Step outside and this is where this dream home earns its price tag: Covered porch + expansive deck overlooking the water Private dock with covered boathouse and 10k lift Hot tub positioned for sunset views (yes, the kind people pretend to have on Instagram) Whether you're boating, hosting, or just trying to drink your coffee without hearing your neighbors' life story, this setup delivers. Renovated in 2018, the home offers a low-maintenance exterior and landscaping - because owning waterfront shouldn't feel like a second job. Key Features: 3 Bedrooms 2 Bathrooms Direct Lagoon access (Bay + Gulf connectivity) Private dock with boathouse + lift Hot tub + outdoor living space Updated, open layout Reality Check: If you've been looking at ''water-adjacent'' homes pretending to be waterfront - this is the upgrade. Extremely well maintained by builder owner with 2020 hot water heater, HVAC 2014, Roof 2019, appliances 2016 to 2024. Most furnishings negotiable. All information is deemed reliable but not guaranteed. Buyer to verify all details, including but not limited to measurements, features, zoning, and permitted uses.

Beds:
1
Baths:
1.00
Sq.Ft.:
751
Status:
NEW LISTING
MLS#:
327996
Type:
Condo
Subdivision:
Sunbird Condo
Lot size:
0.02 Acres
Year built:
1984
Courtesy: Coastal Choice Realty 850-215-4160
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ADDITIONAL INFORMATION

!!Sunbird Condo! Panama City Beach!! Great location! Gulf front! This motivated seller is offering an A floor plan, which is the largest one -bedroom layout available at Sunbird. The condo features a roomy living area and a seperate dining space that could potentially be converted into an additional bedroom. The bedroom fits a king-size bed and includes a walk in closet. Owners enjoy flexibility to make updates: for example, somehave added French doors to open Gulf views from the bedroom. This floor plan also boasts the largest bathroom among the units. Sunbird is a gated community that has recently been refreshed with new paint, repairs, and updated landscaping. amenities include three swimming pools (the west pool is heated during cooler months,) composite sundecks, gas grills, and a fitness center with upgraded equipment. Residents can also enjoy pickleball and tennis courts. The location is conveniently within walking distnce of restaurants and shopping. Located next to Pineapple Willys restaurant.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,322
Status:
NEW LISTING
MLS#:
1000290
Type:
Condo
Subdivision:
Villas Of St Thomas Iv
Year built:
1984
Courtesy: Engel & Voelkers 30A Beaches Kiley Parker 865-755-8502
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ADDITIONAL INFORMATION

Investor Alert - Turnkey Airbnb with Immediate Cash Flow Exceptional opportunity in Panama City Beach--legal short-term rental with a 6.4% cap rate and projected income of $51,768. Sold fully furnished with future bookings in place. This 2-story condo in the gated Villas of St. Thomas Square offers a boat dock, a 2 block walk to the beach and water views overlooking St. Andrews Bay. Features include private balcony, modern kitchen with washer/dryer, smart thermostat, smart TVs, fresh paint, and updated fixtures. Community amenities: pool, tennis, clubhouse, sauna, BBQ. Low HOA + unincorporated Bay County = favorable STR taxes. Seller offering 3 months of complimentary management. Largest + best decor + best situated unit in complex! Walkable to beaches, dining, and entertainment

Beds:
2
Baths:
2.00
Sq.Ft.:
884
Status:
NEW LISTING
MLS#:
788053
Type:
Other
Subdivision:
Emerald Pointe Resort
Lot size:
0.06 Acres
Year built:
2005
Courtesy: Lifes A Beach Real Estate, LLC Lisa Long 678-315-5421
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ADDITIONAL INFORMATION

This cute 2 bedroom 2 bath cottage in Emerald Pointe Resort is move in ready, and will be fully furnished with very nice furnishings and décor. It has a large master bedroom, a nice sized living room, an office area, a large sized screened in patio, new LVP flooring throughout, and a 2-car carport. The property also has a storage and laundry room with stackable washer / dryer located in the screened in. Additional updates include: new furniture and decorations 2022, flooring 2022, AC 2019, and hot water heater 2018. Emerald Pointe Resort is a gated community located in the heart of Panama City Beach close to restaurants, shopping, and only 2 miles the world's most beautiful beaches. Amenities include a large clubhouse, exercise room, shared library, 2 pools (one heated seasonally), hot tub, lake with boardwalk, and shuffleboard court. HOA fee includes water, sewer, garbage, new fiber optic internet, and lawn service. All information is approximate and should be verified by buyer if important.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,262
Status:
NEW LISTING
MLS#:
788103
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Coastal Living Realty & Associates Phyllis Holloway 678-613-8804
View additional info

ADDITIONAL INFORMATION

Welcome to Laketown Wharf 1332! OWNER FINANCING AVAILABLE!! Breathtaking modern elegance, and unparalleled amenities come together in this stunning top-floor condo. Featuring two spacious bedrooms, two full bathrooms, and a bunk room, this penthouse retreat offers elevated beachfront living in the heart of Panama City Beach. LUXURIOUS INTERIOR & THOUGHTFUL DESIGN Step into a beautifully designed open-concept living space, where floor-to-ceiling windows frame the most spectacular in the entire resort. From your private balcony, experience unmatched panoramic views of the sugar-white sand beaches and emerald waters of the Gulf of Mexico. The gourmet kitchen boasts stainless steel appliances, granite countertops, ample cabinetry, and a breakfast bar, making it perfect for both entertaining and everyday living. The living and dining areas flow seamlessly, offering a bright and inviting atmosphere. The primary suite is a true oasis, featuring a king-size bedroom with direct Gulf views, a spa-like ensuite bathroom with a soaking tub and walk-in shower, and a large walk-in closet. The second bedroom is equally spacious, providing guests or family members with a relaxing retreat. The bunk room offers additional sleeping space, making this condo perfect for families or vacation rentals. A second full bathroom ensures comfort and convenience for all with barn door for privacy. PREMIER RESORT-STYLE AMENITIES AT LAKETOWN WHARF Laketown Wharf is Panama City Beach's premier resort, offering an extensive array of luxury amenities to enhance your coastal lifestyle: ✔️ Five Spectacular Pools - Choose from a lagoon-style pool, a rooftop pool with stunning views, a zero-entry children's pool, a seasonally heated pool, or an exclusive adults-only pool for ultimate relaxation. ✔️ Two Hot Tubs - Perfect for unwinding after a day at the beach. ✔️ Private Beach Access - Just steps away, enjoy deeded access to the Gulf of Mexico's pristine shoreline. ✔️ State-of-the-Art Fitness Center - Featuring cardio equipment, free weights, and strength-training machines, all overlooking the resort's lake. ✔️ Scenic Boardwalk & Nightly Light Show - Stroll along the 52,000-square-foot boardwalk surrounding the resort's private lake, and enjoy the spectacular dancing fountain & light show every evening. ✔️ 810 Billiards & Bowling - A premier bowling and entertainment venue offering billiards, arcade games, a full-service bar, and gourmet food--all within the resort! ✔️ On-Site Dining & Shopping - Enjoy a variety of restaurants, cafes, and market shops, including: • The Wharf Seafood Buffet - Fresh seafood and Southern classics. • Juan Taco - Authentic, flavorful Mexican cuisine. • Lorrie Morgan's Spicy Hot Chicken Coop - Nashville-style hot chicken with a Southern twist. • The Candymaker - Handmade fudge, pralines, and nostalgic treats. • Sunshine Bar & Grill - A poolside tiki bar offering tropical drinks and casual bites. • Laketown Market - A convenient stop for essentials, snacks, and refreshments. ✔️ Covered Parking & 24/7 Security - Enjoy secure, gated access and round-the-clock security throughout the resort. AN UNMATCHED OPPORTUNITY - PERFECT FOR INVESTORS OR SECOND HOMEOWNERS! Whether you're looking for a luxurious beachfront escape or a high-performing short-term rental, this Laketown Wharf Penthouse is an exceptional investment. With its prime location, unparalleled views, and world-class amenities, it offers incredible rental potential and a lifestyle of pure luxury. Don't miss this rare opportunity to own the best view at Laketown Wharf! Contact me today for more details or to schedule a private showing.

Beds:
1
Baths:
2.00
Sq.Ft.:
1,047
Status:
NEW LISTING
MLS#:
788077
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Coastal Living Realty & Associates Phyllis Holloway 678-613-8804
View additional info

ADDITIONAL INFORMATION

Laketown Wharf 837 - Owner Financing Available Step into elevated coastal living with this beautifully appointed 1-bedroom + private bunk suite, 2-bath residence, perched on the 8th floor of Laketown Wharf. Overlooking the tranquil lake, this fully furnished condo offers a seamless blend of comfort, style, and resort sophistication--ready for immediate enjoyment or high-performing rental potential. From the moment you enter, you're welcomed by thoughtfully curated interiors and a private balcony that invites you to unwind with serene water views and glowing evening light shows unique to the resort. Residence Highlights • Spacious 1-bedroom layout with a private bunk suite for added flexibility • Two full bathrooms for comfort and convenience • Turnkey, designer-furnished interior • Private balcony with panoramic lake views • Positioned on the desirable 8th floor A True Resort Experience Located in the heart of Panama City Beach, Laketown Wharf delivers a lifestyle that goes far beyond expectations. Indulge in an array of upscale amenities designed for relaxation, entertainment, and effortless living: • Five resort-style pools, including a rooftop oasis and lagoon-style retreat • Two spa-inspired hot tubs • Fully equipped fitness center • Poolside bar & grill for laid-back luxury • Covered parking for convenience • Signature nightly light and fountain show overlooking the lake • On-site dining, boutique shopping, and entertainment including 810 Billiards & Bowling With private beach access just steps away, every day feels like a vacation. Whether you're seeking a refined coastal escape, a high-demand investment, or a place to call home, this residence offers a rare opportunity to own a piece of the Laketown Wharf lifestyle--with the added advantage of owner financing available. - [???????????????????????????????? ]

Beds:
2
Baths:
2.00
Sq.Ft.:
1,370
Status:
NEW LISTING
MLS#:
788071
Type:
Condo
Subdivision:
Treasure Island
Year built:
2005
Courtesy: Keller Williams Success Realty Michele Morros 850-258-9878
View additional info

ADDITIONAL INFORMATION

Welcome to Treasure Island 808--offering the ideal floor height and one of the best views in all of Panama City Beach! This 2-bedroom, 2-bath condo with built-in bunks is rental-ready and booked solid--buy now and step right into rental season. The Gulf-front primary suite opens directly to a spacious balcony, and both bedrooms feature king beds, beautifully updated bathrooms, and walk-in showers. Location is hard to beat--perfectly positioned between Schooners and St. Andrews State Park, you'll enjoy some of the best dining, boating, and a quieter stretch of beach on the east end of PCB. Treasure Island amenities include a Gulf-front pool, hot tub, fitness center, BBQ area, community room, and an on-site snack shop serving beach cold drinks and great sandwiches. This unit also includes an assigned covered parking space that conveys with the sale. Don't miss this opportunity--call today and make this your next home away from home or income-producing beachside investment!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,144
Status:
NEW LISTING
MLS#:
1000113
Type:
Condo
Subdivision:
Regency Towers Condo
Year built:
1982
Courtesy: Counts Real Estate Group Inc Robert Thomas 817-680-9860
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ADDITIONAL INFORMATION

Welcome to Regency Towers Condo unit 611, a captivating gem in Panama City Beach. This immaculate 2-bedroom, 2-bath unit is a turnkey vacation rental, perfect for investors and beach lovers alike. Professionally renovated, this condo exudes coastal charm including new sliding glass doors in the living room and master bedroom, granite countertops, LVP flooring, and both bathrooms. The coastal décor and beachy furnishings further enhance the beachside ambiance, providing a true retreat for vacationers. Situated on the coveted 6th floor, this unit offers stunning beachfront views from the living room and master bedroom. The gated security of Regency Towers ensures privacy and tranquility Amenities include two large pools, a tiki bar, hot tub, tennis courts, shuffleboard, and exercise room

Beds:
4
Baths:
4.00
Sq.Ft.:
2,176
Status:
NEW LISTING
MLS#:
788047
Type:
Duplex
Subdivision:
Holiday Beach On The Gulf
Year built:
1989
Courtesy: Epique Realty Inc Tammie Julian 607-351-0969
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ADDITIONAL INFORMATION

Welcome to 6326/6328 Beach Drive, a rare duplex opportunity located just two blocks from the sugar-white sands of Panama City Beach. This income-producing property features two spacious units, each offering 2 bedrooms and 2 bathrooms, making it ideal for short-term rentals, long-term tenants, or an owner-occupant looking to live in one unit while generating income from the other. Each unit offers a comfortable, open layout with thoughtful features including bedroom-level laundry, private back porches, and outdoor showers--perfect for rinsing off after a day at the beach. The property also includes a fenced backyard, providing space for pets, entertaining, or added tenant appeal. A large second-floor deck spans the front of the home, offering Gulf views and a great space to relax or entertain. The property has been updated with a new HVAC system installed in 2023, and the stucco exterior provides durability and low maintenance. Located in a golf cart-friendly neighborhood with no HOA, this property offers flexibility and ease of ownership. It is not located in a flood zone, and flood insurance is not required. Zoned for short-term rentals, this duplex provides excellent potential for investors seeking strong rental income in a high-demand beach market. Conveniently situated near local restaurants, shopping, and entertainment, the home is approximately five minutes from the Navy Base and about fifteen minutes to Tyndall Air Force Base. Grocery stores including Publix, Winn-Dixie, and Walmart are all nearby, and Pier Park is just a short 10-minute drive away. Whether you are looking for an investment property, vacation home, or primary residence with income potential, this duplex offers a unique opportunity in a highly desirable Panama City Beach location.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,681
Status:
NEW LISTING
MLS#:
788041
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Beachy Beach Real Estate Brittany Whittaker 253-303-1157
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ADDITIONAL INFORMATION

Welcome to your perfect lakefront getaway and investment opportunity! This beautifully updated 3-bedroom, 3-bathroom condo offers the ideal blend of comfort, style, and resort-style living. Step inside to discover a spacious, open-concept layout featuring durable and stylish LVP flooring throughout--no carpet anywhere--making maintenance a breeze. The condo is tastefully furnished with modern updates and features a fully equipped kitchen with stainless steel appliances and an open concept layout, perfect for entertaining family and friends. Designed to comfortably sleep up to 10 guests, this unit includes a fun and functional bunk area, making it an ideal vacation home or high-performing rental property. One of the standout features is the oversized private balcony, where you can relax and take in stunning lake views--the perfect spot for morning coffee or leisure reading in that salty air. Located in a highly sought-after complex, you'll enjoy access to some of the best amenities around, including multiple resort-style pools, a kiddie splash area, a putting green, on-site restaurants, bowling alley, arcade, fitness center, darts, and breathtaking beach views--all within a secure, well-maintained community. Whether you're looking for a personal retreat or a turnkey investment, this condo checks all the boxes. Don't miss your chance to own a slice of paradise--schedule your showing today!

Beds:
1
Baths:
1.00
Sq.Ft.:
626
Status:
NEW LISTING
MLS#:
1000059
Type:
Condo
Subdivision:
Nautical Watch Ii
Year built:
1984
Courtesy: Keller Williams Realty SRB Mike Herring 850-321-0917
View additional info

ADDITIONAL INFORMATION

LOWEST PRICED LISTING IN NAUTICAL WATCH! PRICED TO SELL! Welcome to your Gulf of Mexico escape at Nautical Watch Condo Unit F2 in Panama City Beach. This beautifully updated 1-bedroom, 1-bathroom ground-floor unit blends comfort, style, and convenience--making it perfect as a second home or a high-performing investment rental. Fully furnished and decorated with a charming beach theme, the condo features an inviting open floor plan that feels spacious throughout its 626 square feet. The updated kitchen is a standout, showcasing modern cabinetry, stunning countertops, and a coordinating backsplash. The bathroom has also been tastefully renovated, adding to the unit's overall appeal. Located in the highly desirable low-rise Nautical Watch Gulf Villas, this unit offers easy access and a relaxed, townhome-style layout an appealing alternative to crowded high-rise living. Step outside and enjoy the beautifully landscaped pool area, complete with outdoor grills, sun loungers, and shaded picnic tables perfect for relaxing or entertaining. The community is ideal for families, offering a peaceful retreat while still being close to everything. Situated on the east end of Panama City Beach, you're just minutes from St. Andrews State Park, Panama City Dive Center, and the famous Capt. Anderson's restaurant. Whether you're looking for adventure or relaxation, this location puts it all within reach. Don't miss this opportunity to own your piece of paradise. Schedule your showing today and start living the beach life!

Beds:
2
Baths:
3.00
Sq.Ft.:
1,184
Status:
NEW LISTING
MLS#:
788033
Type:
Condo
Subdivision:
Shores Of Panama
Year built:
2007
Courtesy: Emerald Coast Real Estate & Vacations LLC Kelly Zarda 850-532-8456
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ADDITIONAL INFORMATION

Lower Floor w/ same floor parking. Gorgeous 2 bedroom plus bunk and 3 FULL Baths! This floor plan is very popular for its 3rd full bath. New Microwave and Washer/Dryer. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center.

Beds:
2
Baths:
3.00
Sq.Ft.:
1,148
Status:
NEW LISTING
MLS#:
788034
Type:
Condo
Subdivision:
Shores Of Panama
Year built:
2007
Courtesy: Emerald Coast Real Estate & Vacations LLC Kelly Zarda 850-532-8456
View additional info

ADDITIONAL INFORMATION

Low Floor 407, has 3 full baths, and renters love it for that reason. 2 Bedroom, plus bunkroom feels like a 3 bedroom. (Sleeps 8) Parking is a vertical space so close to unit and on same floor. No elevator hassles. New microwave, refrigerator, and LVT flooring. Shores is a rental monster and this floorplan does not disappoint! Same seller has 409 for sale too which would be great to buy them and rent them to friends and family who want to stay together. Shores of Panama is one of the best ROI's on the beach, and when you have a low floor at Shores, with same floor parking - you are Golden! This particular parking space, is very close to the unit, and has a little extra space on the side of it. Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Stucco Construction is complete on this unit, so it's ready for summer rental .

Beds:
1
Baths:
1.00
Sq.Ft.:
626
Status:
NEW LISTING
MLS#:
788008
Type:
Condo
Subdivision:
Nautical Watch II
Year built:
1984
Courtesy: Keller Williams Realty Emerald Mike Herring 850-321-0917
View additional info

ADDITIONAL INFORMATION

LOWEST PRICED LISTING IN NAUTICAL WATCH! PRICED TO SELL! Welcome to your Gulf of Mexico escape at Nautical Watch Condo Unit F2 in Panama City Beach. This beautifully updated 1-bedroom, 1-bathroom ground-floor unit blends comfort, style, and convenience--making it perfect as a second home or a high-performing investment rental. Fully furnished and decorated with a charming beach theme, the condo features an inviting open floor plan that feels spacious throughout its 626 square feet. The updated kitchen is a standout, showcasing modern cabinetry, stunning countertops, and a coordinating backsplash. The bathroom has also been tastefully renovated, adding to the unit's overall appeal. Located in the highly desirable low-rise Nautical Watch Gulf Villas, this unit offers easy access and a relaxed, townhome-style layout--an appealing alternative to crowded high-rise living. Step outside and enjoy the beautifully landscaped pool area, complete with outdoor grills, sun loungers, and shaded picnic tables--perfect for relaxing or entertaining. The community is ideal for families, offering a peaceful retreat while still being close to everything. Situated on the east end of Panama City Beach, you're just minutes from St. Andrews State Park, Panama City Dive Center, and the famous Capt. Anderson's restaurant. Whether you're looking for adventure or relaxation, this location puts it all within reach. Don't miss this opportunity to own your piece of paradise. Schedule your showing today and start living the beach life!

Beds:
3
Baths:
4.00
Sq.Ft.:
2,771
Status:
NEW LISTING
MLS#:
1000022
Type:
Single Family-Detached
Subdivision:
Bay Point Unit 1
Lot size:
0.33 Acres
Year built:
1985
Courtesy: Scenic Sotheby's International Realty Taylor Moorman 414-852-4209
View additional info

ADDITIONAL INFORMATION

Located in the gated community of Bay Point, 1102 Redfish Circle offers an exceptional waterfront lifestyle with 80 feet of deep-water frontage and direct access to St. Andrews Bay, the gulf, and the Intracoastal Waterway. This three-bedroom, three-and-a-half-bath home spans 2,771 square feet and is ideally positioned on a quiet street before the neighborhood bridge, providing convenient boating access and a prime location within the community. Designed for both comfort and entertaining, the home features spacious living areas filled with natural light and beautiful water views throughout. The layout is thoughtfully designed, with a primary suite on the first floor. Upstairs, there are two bedrooms, each with its own bathroom, along with a second-floor living room for additional space for guests or relaxation. Step outside to enjoy your private swimming pool and waterfront setting, perfect for unwinding after a day on the water or hosting family and friends. Boaters will appreciate the easy access to open water and the short ride to Shell Island, making this property a true boater's paradise. The home also includes a rare three-car attached garage, offering ample space for vehicles, golf carts, and water toys, along with a large circular driveway for additional parking. Residents of Bay Point enjoy a secure, gated environment with close proximity to Bay Point Golf Club and the popular Bar 72 restaurant. Offered furnished, this home presents an opportunity to step into the waterfront lifestyle from day one.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,441
Status:
NEW LISTING
MLS#:
787991
Type:
Condo
Subdivision:
Watercrest Condo
Year built:
1987
Courtesy: Counts Real Estate Group Inc Jessica Langeloh 678-300-5822
View additional info

ADDITIONAL INFORMATION

Welcome to Watercrest 1108! This highly desirable floor plan will exceed your expectations with its expansive panoramic views and sunsets over the gulf! This 2 bedroom, 2 bath unit has just been COMPLETELY REMODELED and is ready for its NEW owner. Enjoy tiled flooring throughout with floor to ceiling windows giving it a seemless, open and airy feel. Complete with a NEW HVAC system and all NEW duct work. NEW appliances including washer, dryer, counter depth refrigerator, range and air fryer microwave. The kitchen has NEW cabinets, sink, lighting, countertops and backsplash which has been carried along the entry walls. Fresh NEW paint throughout, NEW battery operated roller shades in the living room and master bedroom giving more view of the Gulf. Both bathrooms have NEW vanities along with countertops. Master bath has NEW tiled walk in shower and the guest bath has a NEW tub with tile surround. Remodeled finished January 2026! This family oriented complex offers activities for the whole family including tennis, shuffleboard, exercise room, pool, hot tub, kiddie pool, bbq grilling area, conference room available to owners, tiki bar with food and drinks and lots of water activities such as parasailing, jet skies, banana boat rides, etc. easily available to book from the beach! Come check out the gorgeous views today!

Beds:
1
Baths:
2.00
Sq.Ft.:
1,361
Status:
NEW LISTING
MLS#:
787990
Type:
Condo
Subdivision:
Bonita Point
Year built:
2000
Courtesy: Counts Real Estate Group Inc Jessica Langeloh 678-300-5822
View additional info

ADDITIONAL INFORMATION

Hidden Gem in the Heart of PCB! This lovely condo has 1 bedroom upstairs with a jetted tub and separate shower along with a spacious kitchen and roomy living space while the downstairs boasts a large Efficiency that is equipped with a queen size Murphy bed, full bath with walk in shower, bunks and a kitchenette! This unit is unique in so many ways! Enjoy this space as your private home with separate living space for family and friends to visit or rent it out. This unit could possibly be two separate rentals was well. The kitchen has granite countertops and stainless steel appliances. Laundry is conveniently located beside the kitchen as well as a front porch where you can relax and enjoy the day. Full size private garage space for your automobile, motorcycles, beach toys, boat, etc.. Enjoy Outdoor living space downstairs off the efficiency with a grilling area and Astroturf. Community pool steps away. Endless opportunities and close to Everything! Currently a vacation rental. Won't last long, come see it today!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,420
Status:
NEW LISTING
MLS#:
787948
Type:
Single Family
Subdivision:
Treasure Cove
Lot size:
0.17 Acres
Year built:
2000
Courtesy: CENTURY 21 Commander Realty James McKeen 850-960-1362
View additional info

ADDITIONAL INFORMATION

Welcome to 6404 Pine Dr, a beautifully updated single-family home in the heart of Panama City Beach! This 3-bedroom, 2-bath split-floor plan offers 1,420 sq ft of comfortable living space, thoughtfully designed with the master suite on one side and two additional bedrooms on the other for added privacy. Step inside to find new flooring, fresh interior paint, and an inviting open layout with a breakfast bar perfect for casual dining. The master suite features a jetted tub, providing the perfect place to unwind. Ceiling fans throughout help keep the home cool and comfortable year-round, and the HVAC and water heater (both 2019) offer added peace of mind. An attached garage provides convenient parking and storage, and with no HOA, you can enjoy flexibility and freedom in how you use your property. Located just 0.5 miles from Publix, Winn-Dixie, and local restaurants, everyday errands are a breeze. Plus, you're only 2.1 miles from the beach, making it easy to enjoy the best of coastal living whenever you want. This home combines comfort, convenience, and an unbeatable PCB location--schedule your showing today!

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067


The information being provided on this website is for consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this web site comes in part from the IDX Program of the REALTOR® Association of Franklin & Gulf Counties MLS, Inc.. Real estate listings held by brokerage firms other than Xome Inc. are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. Copyright 2026, REALTOR® Association of Franklin & Gulf Counties MLS, Inc. All rights reserved.



Panama City 32408 Real Estate

Panama City is located in Florida. Panama City, Florida 32408has a population of 18,140. Panama City 32408 is less family-centric than the surrounding county with 26.52% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida 32408 is $61,740. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City 32408 is 39.5 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42.2 degrees. The average rainfall is approximately 59.7 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $385,000
    25%
    change since last quarter
  • # Active listings

    881
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 95.82 90.08
College Degree - 2 year 15.16 11.67
College Degree - 4 year 37.37 25.6
Graduate Degree 8.26 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Breakfast Point Academy PK - 08 1,453 13.8 32407
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404
Surfside Middle School 06 - 08 753 16.7 32413

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
J.R. Arnold High School 09 - 12 1,606 22 32407
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Chautauqua Charter School 09 - 12 44 8.8 32401
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL 32408

Zip Code City
Neighborhood Type Suburban
Population 18,140 181,384
Population Density 2,241 239
Median Age 39.5 40.8
People per Household 2.4 2.5
Median Household Income 61,740 60,473
Average Income per Capita 38,438 32,312

Real estate near Panama City