Motivated seller! Bring all offers!! Welcome to your slice of Florida paradise in Lagoon Oaks, a sought-after area where locals love to live. This solid, well-built 3-bedroom, 2-bathroom beach house sits on a large lot with a paved driveway spacious enough to park your boat, RV, or both! Enjoy the freedom of no HOA, a garage for extra storage, and plenty of room to relax or entertain in your huge front and backyard, surrounded by mature fruit trees. Imagine quiet mornings under the palms and stress-free afternoons just minutes from the beach. With just a little TLC, this home has incredible potential to become your perfect coastal retreat or full-time residence. Experience true Florida living — easy, breezy, and all your own!
LAKE MARIN WATERFRONT TOWNHOUSE!!! These do not come up very often. Don't miss your chance! The interior of this home features 2 spacious bedrooms, 2 bathrooms, a bonus room/loft, crown molding, a vaulted ceiling, an updated kitchen with granite, an interior laundry area, a large sunroom, an open floor plan, and an attached garage. The kitchen has a breakfast bar, ample counter and cabinet space, tile floors and a window overlooking the courtyard. The loft is accessed by spiral stairs and could be used as a bonus living room, 3rd bedroom (has 2 closets) or an office. The two bedrooms are large and each have adjoining bathrooms. The sunroom extends across the back of the house and overlooks the beautiful Lake Marin. The 2 car garage has built-in cabinets and pull-down stairs. The exterior features a gated courtyard and a sprinkler system. The sunroom was a favorite sitting place to entertain overlooking the beautiful Lake Marin! This unit had an immaculate owner! All ages, sizes and measurements approximate; buyer to verify if important.
Step into the ultimate beach getaway with this beautifully updated 2-bedroom, 3-bathroom condo in the sought-after Shores of Panama. The unit also includes a DEEDED PARKING SPACE right on the same floor, adding a level of convenience that's hard to beat. This unit is ideal for both personal enjoyment and high rental income, this condo K Floor Plan, comfortably sleeps 8 and boasts over $65K in annual gross rental income. The condo features sleek, modern updates throughout. The kitchen is a chef's dream with stainless steel appliances, while the stacked, full-size washer and dryer provide added convenience for guests. A bonus bunk room is the perfect addition for extra sleeping space, making this condo perfect for larger groups or families. Shores of Panama isn't just a condo—it's a destination. Outside your door, you'll find a lagoon-style pool, a poolside tiki bar, and a snack bar for relaxed, sunny days. Inside, enjoy an array of amenities including a coffee shop, pizza shop, fitness center, indoor pool, hot tub, and much more. This unit offers the perfect combination of luxury, location, and investment potential. Schedule your private tour today
Affordable Beachfront Escape with Excellent ROI Discover your slice of paradise with this charming beachfront studio condo, perfectly designed to sleep 4 comfortably and deliver a strong ROI of around $35,000 annually. Located in a low-density, friendly complex, this unit offers a peaceful and relaxing atmosphere that's becoming harder to find. Step outside and you're just steps from the sugar-white sands and sparkling Gulf waters — it doesn't get more convenient than this. Highlights You'll Love: Strong rental history — excellent ROI potential Beachfront building with affordable HOA fees Resort-style amenities including pool, outside yard games & more Centrally located near golf, shopping & local dining hot spots Exciting update: Tootsie's Orchid Lounge is opening just a few doors down! Whether you're looking for an affordable beach getaway, a savvy investment, or both — this unit checks all the boxes. Enjoy easy ownership, a friendly community vibe, and endless fun at the beach.
Welcome to your brand-new home in Callaway! This beautiful 3-bedroom, 2-bath new construction offers 1,555 sq ft of thoughtfully designed living space. From the moment you step inside, you'll notice the open layout, natural light, and modern finishes that make this home both stylish and functional. The kitchen flows seamlessly into the dining and living areas, creating the perfect setting for family gatherings or entertaining friends. The spacious primary suite features a walk-in closet and a private bath, while two additional bedrooms provide plenty of room for family, guests, or a home office. A screened in covered patio and backyard offer space to relax and enjoy Florida's warm weather. Nestled in the growing Callaway community, this home is just minutes from Tyndall Air Force Base, shopping, dining, parks, and top schools. You're a short drive to Panama City, Mexico Beach, and the sugar-white sands of Panama City Beach, giving you the best of both convenience and coastal living. Don't miss your chance to own a brand-new home in one of Bay County's most desirable areas!
BIG PRICE IMPROVEMENT, Reduced $20,000. Charming New Construction-3BR/2BA- 1125 Sq Ft, this home is completed waiting for a New Owner, Built by Solara Homes, an established local builder. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1,111 square feet of thoughtfully crafted living space. Enjoy an open, airy atmosphere with 9' ceilings, smooth level 4 drywall finishes, and energy-efficient LED flush-mount lighting throughout. The kitchen boasts quartz countertops, a full-height tile backsplash, GE® appliances, a stainless, farmhouse apron-front sink, and soft-close white shaker cabinets—blending function and elegance. The open-concept design flows seamlessly into the living areas with durable Mohawk SolidTech™ Westward LVP flooring and modern black plumbing and lighting fixtures for a sleek, contemporary look. Retreat to a spacious ensuite bedroom with a walk-in closet and a primary bath featuring subway tile showers, quartz vanities with undermount sinks, dual vanities, and a semi-frameless glass shower door. Additional upgrades include 1'' x 4'' wood baseboards, designer lighting, matte black hardware, energy-efficient HVAC, and a high-performance water heater for long-term savings. Exterior highlights include an architectural shingle roof, eye-catching stark white vinyl siding with black trim, black energy-efficient vinyl windows, and a concrete driveway. A board and batten shutter detail and covered front entry enhance curb appeal, while features like exterior hose bibs add convenience. Extras include a free refrigerator, faux wood blinds or washer/dryer your choice. Additionally comes with smoke and carbon monoxide detectors, termite bond, and a 1-2-10 builder's warranty. NO HOA and NO HOA DUES> Pictures are a rendering and not actual property.
Perfect for first-time buyers or savvy investors, this move-in ready two-bed, 1.5-bath end unit townhome offers 1,216 square feet of comfortable living in the heart of Panama City. Just 11 minutes from Tyndall Air Force Base, this home combines convenience with a welcoming coastal lifestyle. The main floor features a spacious living room with luxury vinyl plank flooring, seamlessly connecting to an open kitchen and dining area. Sliding doors lead to a covered back porch with attached storage, perfect for outdoor relaxation and additional utility. The ground floor also includes a laundry room with a new washer and dryer, a convenient half bath and extra storage beneath the stairs. Upstairs, the master bedroom boasts double closets and a large window overlooking the backyard, while the additional bedroom offers a similar oversized window with a front yard view. A 2019 metal roof, 2016 HVAC system and water heater ensure this home is well-maintained and energy-efficient. Enjoy the privacy of a fully fenced yard and the ease of a home with no HOA fees. Whether you're looking for a cozy primary residence or a lucrative rental property, this charming townhome in Panama City is an opportunity not to be missed.
This impressive two-story quadplex in Panama City presents a prime investment opportunity. Fully rented and generating $4,950 monthly, this eight-bedroom, nine-bathroom property spans more than 4,280 square feet of heated and cooled space. With a new roof, newer water heaters and updated interiors and exteriors, this property offers both stability and modern amenities. Comprising three two-bedroom, 1.5-bath units (972 square feet each) and one spacious three-bedroom, two-bath unit (1,364 square feet), this property is designed to attract and retain tenants. Each unit features updated flooring, refreshed kitchens and new paint throughout. The exterior has been similarly revitalized, ensuring excellent curb appeal. Ideal for investors and military personnel, this property is located in a great area, offering easy access to local amenities and services. With a new HVAC system and updated fixtures, this quadplex is fully equipped to continue generating reliable rental income.
Welcome to 5535 Mars Hill Lane, where comfort meets value! This beautiful home comes with a 3.75% VA assumable loan, requiring low equity, offering an incredible opportunity for first-time homebuyers to take advantage of today's market. Inside, you'll find a bright and functional layout designed for modern living. The home is equipped with a whole-home water softener and filtration system, ensuring clean and fresh water throughout. All appliances, including the washer and dryer come with the home. Step outside to enjoy the covered back patio overlooking the fully fenced backyard with a 6' privacy fence perfect for pets, play, or entertaining. Conveniently located near shopping, dining, and local attractions, including Majette Park with Its Disc Golf Course, catch-and-release fishing, and walking/running tracks, this home seamlessly blends everyday convenience with exceptional value. All furniture is available to purchase with the home.
Beautifully updated and well-maintained 3 bedroom, 2 bath home in the sought-after Shadow Bay subdivision. This home offers an inviting open floor plan, perfect for entertaining, with tile flooring throughout—ideal for kids and pets. The spacious kitchen has been fully updated with stainless steel appliances, granite countertops, a built-in microwave, recessed lighting, and a large island with breakfast bar. Both bathrooms have been tastefully remodeled, and the living area features a cozy fireplace. Step outside to a screened-in rear patio that's perfect for relaxing evenings, overlooking a private, fenced backyard. A two-car garage provides convenience and extra storage. Prime location—close to shopping, dining, and just 20 minutes from Tyndall Air Force Base and Eastern Shipbuilding, with Panama City Beach only 30 minutes away.
Beautiful newer home in the heart of Panama City! Built in 2021, this well-maintained 2-bedroom, 2-bath home offers modern living in a convenient location close to parks, shopping, dining, the hospital, and the Bay County Sheriff's Office. The small, well-kept neighborhood features an HOA that maintains front yard lawn care, keeping the community pristine. Inside, you'll find an open floor plan, a kitchen with granite countertops, stainless steel appliances, and a pantry, plus a dining area that opens to a private patio. The spacious master suite also has patio access, perfect for relaxing. Additional highlights include a 2-car garage, fenced backyard, and attractive exterior with brick accents, vinyl siding, gutters, and low-maintenance landscaping. Residents enjoy access to Lake Marin with a community dock just across the street. Conveniently located only 25 minutes to Tyndall Air Force Base and Panama City Beach, this home offers the perfect blend of comfort, style, and location.
This 4 bedroom, 3 bath, 3 car garage home comes with a REDUCED RATE as low as 4.99% (APR 5.47%) as of 01/23/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. (Terms apply, see disclosures for more information.) This home also comes with PAID OFF SOLAR PANELS AT CLOSING - SAVING YOU THOUSANDS on energy and financing. That's the unique advantage of 3065 Rachel Place. Beyond savings, this home offers one of DR Horton's most sought-after layouts—the DESTIN floor plan (floor plan in photo section). With over 2,300 sq. ft., every bedroom has its own sense of separation while still opening into a bright, spacious living area made for connection. The kitchen is the true gathering spot: granite counters, stainless steel appliances, a stylish backsplash, and a coffee bar in the pantry add both function and personality. The primary suite is a retreat of its own, with tray ceilings, a spa-like bathroom (walk-in shower & separate tub), and a generous walk-in closet. And unlike many homes in the community, this property comes with a 3 CAR GARAGE—an uncommon find that adds both storage and value. Outside, the fenced backyard and covered patio create the perfect setting for weekend barbecues or quiet evenings. Located in Hodges Bayou Plantation, you're only minutes from waterfront parks (Lynn Haven Bayou & Preserve), kayak launches, and Lynn Haven's local charm—with quick access to Hwy 77, Hwy 231, the airport, Tyndall AFB, and Panama City's famous beaches. This is more than a home. It's a smart investment, a comfortable retreat, and a lifestyle upgrade—all in one.
This stunning 2nd-floor unit offers waterfront living at an incredible price point! Assigned parking is located right out front for convenience. Inside, you'll find a spacious layout featuring a must-see master suite with a walk-in closet and private bath, plus a second bedroom and full bath. The open kitchen and family room showcase gorgeous lagoon views, with granite countertops, a large island with undermount stainless sink, and wood-look vinyl plank flooring throughout. A cozy fireplace with a shiplap feature wall adds the perfect touch of charm. Sliding glass doors lead out to a private deck where you can relax, take in the views, and enjoy the natural surroundings. A bonus storage room off the deck provides extra space for your needs. Boat slips are available on a waiting list basis, and you'll be just minutes from the Gulf.
Well Maintained home in a central Panama City location. This property features an open floor plan with plenty of natural light through the Plantation Shutters, functional kitchen with ample storage, and comfortable living and dining areas. The spacious backyard offers room for outdoor living. Conveniently located near shopping, schools, dining, Tyndall AFB, and the beach.
Completely Remodeled Home in the Heart of Panama City! Welcome to 3119 W 23rd Court, a beautifully updated home in a prime central location close to shopping, hospitals, and just minutes from Tyndall Air Force Base, Panama City Beach, and Pier Park. This spacious home has been fully remodeled with attention to detail, featuring all new appliances, flooring, plumbing, electrical, windows, custom cabinets, and countertops—move-in ready with modern style and comfort throughout. Sitting on a large corner lot, the property offers a privacy-fenced backyard with a storage shed, plus plenty of space for RV and boat parking. Whether you're looking for convenience, quality, or extra room for all your toys, this home has it all. Don't miss this rare opportunity to own a like-new home in a fantastic location!
Incredible opportunity for a great looking waterfront property with a private boat dock and lift with access to the Gulf of Mexico. Spacious floor plan with water views through out. Recently renovated with new flooring and paint. Huge outdoor deck that is partially covered. 3 bedrooms 2 1/2 baths with large living area with vaulted ceilings. Roof 2017, HVAC 2009, new tankless water heater. Gorgeous landscaping with extra large parking area. Single family homes on the water with docks rarely come available. Schedule your showing today.
END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals for parking, plus a separate owner's entrance for convenience. Resort-style amenities await just outside your door, including a heated outdoor pool, basketball court, and shuffleboard courts—perfect for both relaxation and recreation. Located next to St. Andrews State Park, this unit offers unmatched access to beaches, boating, and natural beauty, all while being close to the best of Panama City Beach dining and entertainment. Don't miss this opportunity to own a premier condo in one of the most desirable areas on the Gulf Coast!
Ask about FREE appraisal and NO lender fees (Total savings $1495)! EVERYDAY COMFORT IN FOREST PARK WITH ROOM FOR EVERYONE. Brick ranch living meets a flexible, family-friendly layout in this 4-bed, 2.5-bath home on a generous lot. Inside, raised and tray ceilings and a fireplace anchor the main living area, while a true split-bedroom plan adds privacy. The kitchen connects easily to the formal dining room and a separate media room, and a light-filled Florida room opens to an open patio and a fully fenced backyard—great for play, pets, and weekend cookouts—all without HOA restrictions. The primary suite features a walk-in closet and a spa-style bath with soaking tub, separate shower, and double vanity. Secondary bedrooms are comfortably sized, and there's thoughtful storage throughout. Additional highlights include hardwood and tile in key areas, window treatments, and a two-car attached garage; appliances include refrigerator, electric range, dishwasher, disposal, and electric water heater. Set within the Forest Park community, this location is convenient to 23rd Street shopping and dining. You're moments from local favorites in Historic St. Andrews, the waterfront and weekly markets, and just a short drive to Pier Park, Panama City Beach, and St. Andrews State Park for sugar-sand beaches, boating, fishing, and kayaking. Nearby parks, playgrounds, golf courses, and casual-to-upscale restaurants make everyday living—and weekend plans—easy.
OFFERING ELIGIBLE ACTIVE DUTY AND VETERANS AN ASSUMABLE 2.99% RATE. Welcome to this well-maintained 4-bedroom, 2-bath home offering a functional layout, inviting living spaces, and a screened-in pool. From the moment you arrive, the home presents clean curb appeal and a welcoming feel. Inside, you'll find bright, open living areas ideal for both everyday living and entertaining. The kitchen overlooks the main living space, creating a seamless flow for gatherings, while the split-bedroom layout provides added privacy for the primary suite. Step outside to your private backyard retreat, featuring a fully enclosed heated salt pool—perfect for year-round enjoyment, outdoor dining, or relaxing evenings without the hassle of bugs. Schedule your private showing today and experience the lifestyle this home delivers.
Welcome to 2605 Avondale! This MOVE IN READ 2 story home is located just off hwy 231 minutes to Tyndall AFB, shopping, restaurants and more! The interior showcases a FRESHLY painted interior, NEW carpets in all bedrooms, a spacious open concept living room with LVP flooring throughout the downstairs, extra storage under the staircase, and a dining area. Kitchen features a breakfast bar, stainless steel appliances, pantry, laundry room and 1/2 bathroom. Upstairs you will find the master bedroom and en-suite featuring a private covered balcony, tray ceiling, walk-in closet, and tub/shower combo; Secondary bedrooms and full guest bathroom featuring a tub/shower combo. Exterior showcases a covered front porch, fenced backyard, and solar panels. Call to schedule your private showing today! All Measurements approx. buyer to verify if important.
OPEN HOUSE this Friday the 13th, 2:00 to 4:00!! Price Improvement! Now $899,000 Beautiful coastal home in Alligator Point near Bay Point. Spacious layout, quality finishes, and an unbeatable location. Don't miss this seasonal opportunity. This stunning 2023 Craftsman-style home combines timeless design with modern upgrades, offering 5 spacious bedrooms, 4 full baths, plus an office that can be made into a bedroom and a huge bonus room, and 3,445 sq ft of living space designed for both relaxation and entertaining. Step inside to find a bright, open floor plan with recessed lighting and luxury vinyl plank flooring throughout. The first-floor owner's suite provides a true retreat with a spa-style bath, walk-in tile shower, dual vanities, and a custom closet,. Plus on the first floor is an office that can be used as a bedroom. At the heart of the home, the gourmet kitchen features a dramatic waterfall island, stainless steel appliances, a gas cooktop, and abundant cabinetry—all opening seamlessly to the living and dining areas. Upstairs, enjoy two covered porches that capture coastal breezes, along with a large bonus room perfect for a media room, game space, or home office. The thoughtful design continues outside with a private swim spa, fully privacy fenced backyard, and professionally landscaped lot ideal for gatherings or quiet evenings. For added comfort, the seller has installed solar-powered rechargeable remote-control blinds throughout the home, blending convenience with energy efficiency. Situated on a cul-de-sac in the sought-after Alligator Point community, this .25-acre property is just steps from a public beach walk and minutes from dining, shopping, and boating access. A spacious 2-car garage plus a separate golf cart garage with its own entrance adds even more flexibility. Whether you're seeking a primary residence, vacation retreat, or income-producing investment, this home offers it all—modern luxury,
Welcome to 2409 Nicole Drive - A Home Designed for Everyday Comfort and Enjoyment Life feels easy in this freshly updated 3 bedroom, 2 bath home tucked away in a quiet Panama City neighborhood. From the moment you step inside, you'll notice the bright, welcoming feel—fresh paint, updated bathrooms, and a floor plan that makes gathering with family and friends simple and natural. The primary suite offers a private retreat with a walk-in closet and its own bathroom, while the guest rooms provide oversized closets and plenty of space for loved ones to feel at home. Evenings are meant to be enjoyed here. Picture yourself unwinding on the covered, screened-in patio as the kids play in the spacious, privacy-fenced backyard. There's room for a garden, a future pool, or weekend barbecues under the stars. The large storage building keeps tools and toys tucked away, and the two-car garage adds everyday convenience. Beyond the home itself, the location makes life effortless. You're just minutes from Tyndall Air Force Base, downtown Panama City, and the charm of St. Andrews, with restaurants, shops, and entertainment all close by. With no HOA and short-term rental potential, the possibilities are endless—whether you're searching for a forever home or a smart investment. 2409 Nicole Drive isn't just a house—it's the home you've been waiting for.
Completely Remodeled All-Brick Home on Canal - Two Master Suites! Welcome to 6418 Zinnia Street - a beautifully renovated 3-bedroom, 3-bathroom all-brick home that offers comfort, space, and water access! Featuring two master suites, this thoughtfully updated property is perfect for multi-generational living, hosting guests, or simply enjoying extra space and privacy. Every inch of this home has been completely remodeled from top to bottom. Updates include: • New roof (post-Hurricane Michael) • New energy-efficient windows • All new flooring • Fully updated bathrooms • Modern kitchen with new appliances • Fresh interior & exterior paint • Updated plumbing throughout. New pressure tank and water treatment system for the well. Located on a small, quiet canal that leads directly to Deer Point Lake This home is conveniently situated just 20 minutes to Tyndall Air Force Base and only 10 minutes to 23rd Street shopping, dining, and amenities. Don't miss your chance to own this move-in ready gem in a great Panama City location. Schedule your private showing today!
Welcome to your coastal retreat! This charming first-floor condo combines comfort and convenience with access to an array of resort-style amenities. Featuring 2 spacious bedrooms and 1 full bath, this home is designed for easy living and low-maintenance enjoyment. Step outside and indulge in everything this vibrant community has to offer. Relax at two sparkling swimming pools, stay active in the fully equipped workout center, or spend your afternoons at the community boat dock and private beach, perfect for soaking up the Florida sunshine or launching your next adventure on the water. Whether you're looking for a full-time residence, a weekend getaway, or a smart investment property, this condo offers the ideal blend of coastal charm and modern convenience. Don't miss your chance to enjoy the beachside lifestyle you've been dreaming of!
***New Penthouse Listing*** If you want one of the best Gulf Views from the highest levels of Laketown Wharf Resort then this unit #2119 is a must see. Sunsets are breathtaking and the condo is being sold furnished and also includes all like new stainless kitchen appliances and stacked washer and dryer. This unit is professionally managed and professionally cleaned after every rental. It is in pristine condition and features the following attributes: 1 Master Bedroom, 1 Bunk Room, each with its own private bathroom (2), Like new LVP flooring in the grand-room, tile in the kitchen, baths and hallways and carpet in the master bedroom. This condo/home has a coastal elegant decor and when you step out onto the covered balcony you see the Gulf of America for miles and miles! From your front door your view is of the Laketown Wharf Resort Lake and boardwalk. Home to many eateries, giftshops, bars and the new 810 Bowling and Billiards destination. One great feature is that the COA dues are better than most local condo complexes, the square footage is more (1047 sq. ft.) and fee's include: INSURANCE,WATER,SEWER,TRASH,PEST CONTROL,CABLE,INTERNET, 5 POOLS, PRIVATE GATED BEACH ACCESS, SECURITY, POSTAL SERVICE and access to the 2 STORY GYM, PICKLEBALL, BOARDWALKS and the NIGHTLY LAS VEGAS LIGHT SHOW/MUSIC. When you compare the value and the income potential from possible short term rental income, you get more for your money for sure. Come and see this unit soon. Check out all the pictures and video provided. Polywood type furniture on the balcony and other balcony furniture convey as well. Take notice of the higher ceilings afforded in all Penthouse units! This makes the space feel even bigger and more open and very comfortable. PLUS notice the additional Transom Windows overlooking the beach too!
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170
Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.
