Panama City FL Real Estate & Homes for Sale

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Beds:
3
Baths:
2.00
Sq.Ft.:
1,368
Status:
Active
MLS#:
784249
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.56 Acres
Year built:
2026
Courtesy: Top Producers Real Estate Ctr Tillery Johnson 706-593-7259
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ADDITIONAL INFORMATION

Discover the perfect blend of modern style and small-town charm in this stunning 3-bedroom, 2-bath home with 1,368 sq ft of beautifully finished living space—located in the heart of Parker, a growing community. Sitting on an oversized in-town lot, this home offers the space you want with the convenience you need. Inside, you'll love the bright, open feel created by raised 9-foot ceilings throughout, paired with a sleek black-and-white design palette and gorgeous light wood-look vinyl plank flooring. The kitchen is designed to impress with white shaker cabinets, a pantry, striking black finishes, and warm Fantasy Brown countertops that elevate the entire space. Both bathrooms feature beautiful tilework and high-end touches. The primary suite is your private retreat with a tiled walk-in shower, a separate soaking garden tub, and Fantasy Brown vanity countertops for a cohesive, upgraded look. The guest bath offers a tub/shower combo with tile surround, and Delta fixtures complete the polished finish throughout the home. Builder concessions are available, making this an incredible opportunity to own a move-in-ready home with modern upgrades on a rare oversized lot in a prime Parker location. Please note: Current interior photos are from 2002 Norwood Place and are provided to showcase similar finishes. Updated photos of this home are coming soon. Countertops shown in photos may differ—Fantasy Brown will be installed in this home, including kitchen and bathroom vanities.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,845
Status:
Active
MLS#:
784237
Type:
Single Family
Subdivision:
Cherokee Heights
Lot size:
0.2 Acres
Year built:
2016
Courtesy: BeMajor Gulf Coast Realty LLC Nicole Majors 850-247-8415
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ADDITIONAL INFORMATION

This home truly has it all. A beautifully maintained brick split-design home offering 3 bedrooms, 2 bathrooms, and over 1,800 square feet of living space. It's equipped with a whole-home 50-amp generator, providing peace of mind in any weather. The home also features new hurricane impact windows, adding protection and valuable insurance savings. Step into the foyer with tray designs and raised ceilings throughout, creating an open and spacious feel. The layout flows easily into the living room and kitchen, making it ideal for everyday living and entertaining. The kitchen includes recently upgraded appliances, granite counter tops, and opens directly into the dining area, where you'll enjoy views of the outdoor pool. The primary suite is generously sized and features tray ceilings, an over-sized walk-in closet, and a well-appointed bathroom with separate tiled walk-in shower and relaxing garden tub. Outside, you'll find a private, fully fenced backyard with a brand-new underground pool added in October 2025. The recently screened-in back porch offers the perfect spot to relax while watching family and friends enjoy the pool. This immaculate home feels like a personal retreat, combining comfort, style, and thoughtful upgrades designed to protect what matters most. This is one you truly don't want to miss. Schedule your private showing today.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,640
Status:
Active
MLS#:
784229
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.16 Acres
Year built:
2023
Courtesy: Solis Real Estate of Florida Ricky Ingram 850-249-2350
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ADDITIONAL INFORMATION

Beautifully situated in the Butler Farms Community, this well-maintained 4-bedroom home is tucked away on a quiet cul-de-sac and conveniently located near Tyndall Air Force Base—making it an ideal option for first-time homebuyers, military families, or investors. The home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting space perfect for everyday living and entertaining. The kitchen is thoughtfully designed with attractive cabinetry, granite countertops, and stainless-steel appliances, including a range with microwave hood and dishwasher. A washer and dryer are also included for added convenience. The spacious primary suite offers a private en-suite bath complete with dual vanity sinks and a walk-in closet, providing both comfort and functionality. Step outside to a backyard that offers a blank canvas for customization, backed by a peaceful wooded area that adds privacy and a serene setting.

Beds:
5
Baths:
5.00
Sq.Ft.:
4,419
Status:
Active
MLS#:
784222
Type:
Single Family
Subdivision:
Holmes Add- Millville
Lot size:
1.18 Acres
Year built:
1961
Courtesy: Christies International Real Estate Emerald Coast Cindy Shoemaker 850-573-4045
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ADDITIONAL INFORMATION

Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The home features a circular driveway, generous living areas, and a spacious deck overlooking the water, creating an ideal foundation for a stunning waterfront retreat or custom renovation. While the property does require updating and renovation, it presents a remarkable value-add opportunity for buyers looking to personalize a large coastal residence or create a one-of-a-kind luxury estate. With its prime waterfront setting, massive lot size, and proximity to the Gulf, this property is perfectly positioned for full-time living, a second home, or an investment project. Priced under $1 million, this is a rare chance to acquire a large waterfront home and over an acre of coastal land at an outstanding price point. Bring your vision and unlock the potential of this unique waterfront offering.

Beds:
n/a
Baths:
1.00
Sq.Ft.:
473
Status:
Active
MLS#:
784205
Type:
Condo
Subdivision:
Shores Of Panama
Year built:
2007
Courtesy: Keller Williams Realty Emerald Mike Herring 850-321-0917
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ADDITIONAL INFORMATION

Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The interior includes 8-foot ceilings and the convenience of an in-unit washer and dryer. The bathroom is thoughtfully designed with a tub/shower combination and a dedicated vanity area, providing both function and comfort. Enjoy stunning Gulf views from the private balcony overlooking the lagoon-style pool and on-site dining area, perfect for taking in the coastal atmosphere. The resort-style community amenities are extensive and include an 18,000+ square foot lagoon-style pool with tropical landscaping, bridges, fountains, and recreational features, a large heated indoor pool, indoor spa tubs, two tiki bars, a fitness center, on-site eateries, a coffee shop, 24-hour security, and gated entry. Ideally located in the heart of the strip, this property is directly across from Walmart and adjacent to the world-famous Pineapple Willy's, offering unmatched convenience and walkability. Studio units in this community are highly desirable investments due to low HOA fees, low maintenance requirements, and excellent year-round rental demand.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,622
Status:
Active
MLS#:
784181
Type:
Single Family
Subdivision:
Bay Point Unit 1
Lot size:
0.39 Acres
Year built:
1975
Courtesy: Dalton Wade Inc Angie Carmichael 678-230-0904
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ADDITIONAL INFORMATION

Thoughtfully reimagined from top to bottom, this stunning Panama City Beach residence blends refined coastal elegance with effortless comfort. The home features a completely redesigned kitchen and baths, new flooring and custom cabinetry, shiplap accents, upscale appliances, multiple HVAC systems, and a sleek metal roof. Every detail was carefully curated, including a spectacular outdoor kitchen, paver patio, and heated pool—creating the perfect setting for entertaining and year-round enjoyment. Detached garage has plenty of space with pull down attic stairs for extra storage and an additional side door for golf cart parking or maybe a 3rd car. The backyard is a serene coastal retreat, surrounded by graceful mature trees and inviting outdoor living spaces that feel both private and tranquil. Inside, the home offers 3 bedrooms and 3 full baths, a dedicated office, a Florida room filled with natural light, an oversized garage, and a spacious bonus room ideal as a fourth bedroom, second office, or flexible lifestyle space. Ideally positioned on an expansive lot just off the cul-de-sac on one of Bay Point's most desirable streets, this home is located within a gated waterfront community featuring security, golf, tennis, scenic walking paths, and a marina—offering the ultimate coastal lifestyle.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,812
Status:
Active
MLS#:
784187
Type:
Single Family
Subdivision:
Titus Park
Lot size:
0.13 Acres
Year built:
2023
Courtesy: Keller Williams Success Realty Alyssa Sato 850-896-5977
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ADDITIONAL INFORMATION

OPEN HOUSE THIS SATURDAY, FEBRUARY 7TH FROM 11AM TO 1 PM!! Welcome to Titus Park! This 4 bed/2 bath home offers open-concept living with abundance of charm! When you enter through the large foyer, you'll find two bedrooms and the guest bath to your right. Down on your left, you'll find an additional bedroom and the laundry space. The kitchen is equipped with ample cabinetry, a large island with a breakfast bar, a wonderfully sized pantry, and stainless steel appliances. The kitchen is open to the dining and living space making this house perfect for entertaining guests! This home offers a split floorplan allowing plenty of privacy and extra comfortability between the bedrooms. The primary suite is off-set from the others. The primary bath contains a double vanity, huge soaker tub, a large walk-in shower, and a walk-in closet. You will absolutely fall in love with the backyard of this home with its fresh sod and adorable fire-pit area! This is an amazing hang out spot for you and guests to relax by the fire and cook-out on game days! When you're ready for a refresh on those hot Summer days, Titus Park is also home to a Community Pool and Dog Park for owner-use! Titus Park sits in a PRIME location with shopping and restaurants directly across HWY 390. Enjoy Publix, McDonalds, a Gas Station, and Starbucks all within walking distance of your home! This home is also only 10 miles to Tyndall AFB, 3 miles to Lynn Haven, and 8 miles to Panama City Beach! Come check it out!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,310
Status:
Active
MLS#:
784199
Type:
Condo
Subdivision:
Gulf Crest Condo
Year built:
2004
Courtesy: Keller Williams Realty Emerald John Skinner Jr. 850-543-5763
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ADDITIONAL INFORMATION

Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural light and showcases sweeping Gulf and sunset views from the balcony, living area, dining space, kitchen, and primary suite—creating a seamless indoor-outdoor living experience. Designed with a relaxed coastal aesthetic in mind, the home lives like a beach house while offering all the conveniences of condominium ownership. Whether used as a second home, full-time residence, or vacation rental, this turnkey unit is move-in and rental ready. It conveys fully furnished with top quality furnishings, has cohesive décor throughout, and has been meticulously cared for. Durable hard-surface flooring throughout (premium LVP in living area and bedrooms) ensures easy upkeep and low maintenance. The well-appointed kitchen opens to the main living area and is fully equipped for everyday living or entertaining. Recent appliance upgrades include a Bosch dishwasher and Samsung refrigerator. Step outside to the spacious covered balcony—an ideal setting to enjoy Gulf breezes, sunsets, and evening gatherings. The Gulf-front primary suite enjoys direct balcony access and includes a private bath with walk-in shower, dual vanities, and a large walk-in closet. Additional features include a private deeded parking space, ample storage, multiple closets, and a full-size stackable washer and dryer. The flexible layout allows sleeping accommodations for up to eight guests. With strong rental appeal and excellent income potential, buyers also have the option to honor post-closing reservations. Gulfcrest HOA completed their Milestone report in 2025 and SIRS report in 2025. Reserve accounts are fully funded, there are no special assessment, and HOA dues on the development are some of the lowest on the beach. Gulf Crest amenities are also among the best on the beach and include an ample parking deck with the aforementioned assigned parking, two large Gulf-front pools, two hot tubs, a kiddie pool, poolside Tiki Bar & Grill, 294 feet of sugar-white beachfront with seasonal beach service, a Gulf-front fitness center, owner's lounge, billiards room, and three high-speed elevators. Private showings available—schedule yours today.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,116
Status:
Active
MLS#:
784175
Type:
Other
Subdivision:
Emerald Pointe Resort
Lot size:
0.07 Acres
Year built:
2003
Courtesy: The Premier Property Group Chris Charles 850-866-3720
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ADDITIONAL INFORMATION

Handyman Special in Emerald Pointe Resort. Roof was replaced after Hurricane Michael and recently repaired after small dryer fire. Electrical and plumbing checked out. Fire caused mostly smoke and water damage. Seller has done most of the work, still needs some cosmetic attention. Great buy with similar sized homes in Emerald Pointe selling for $225,000 and up. Convenient location close to pool and gate. Emerald Pointe is on the beach across from the Navy Base. HOA is $2,600/year and you own the land your trailer is on. No lot rental fees.

Beds:
1
Baths:
2.00
Sq.Ft.:
1,047
Status:
Active
MLS#:
784478
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2008
Courtesy: Local Insight Realty Ramil Zartdinov 850-819-1418
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ADDITIONAL INFORMATION

This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony. Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash—perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and includes two spacious bathrooms, making it ideal for full-time living, a second home, or a high-performing vacation rental. Tile flooring in the main living areas, updated coastal décor, and a well-appointed primary bedroom create a truly turn-key feel throughout. Located at Laketown Wharf, owners and guests enjoy a true resort-style experience with multiple pools, a lakefront boardwalk, a Gulf-view fitness center, onsite dining, nightly fountain and light shows, and direct beach access just across the street. The unbeatable location places you steps from restaurants, shopping, entertainment, and the iconic sugar-white sands of Panama City Beach. HOA dues include water, sewer, cable, WiFi, and full access to all resort amenities (electric billed separately). With strong rental history, stylish updates, Gulf views, and an attractive price point, this condo stands out as an exceptional opportunity for personal enjoyment or continued rental success.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,717
Status:
Active
MLS#:
784312
Type:
Single Family
Subdivision:
College Station Phase 3
Lot size:
0.14 Acres
Year built:
2025
Courtesy: Adams Homes Realty, Inc. Kim Hobson 917-373-9777
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ADDITIONAL INFORMATION

Discover the elegance and functionality of the 1717 floor plan. Light floods in through the front bay window opening up to a large kitchen with a convenient breakfast bar. Transition into the cozy family area. Retreat to the master suite, featuring a generous walk-in closet and an ensuite bathroom. Two additional bedrooms provide versatility for a growing family or guest. The 1717 floorplan includes a covered patio perfect for enjoying outdoor gatherings or quiet moments. With Adams Homes impeccable craftsmanship and attention to detail. This home is an ideal choice for those seeking both practicality and sophistication.

Beds:
6
Baths:
4.00
Sq.Ft.:
6,330
Status:
Active
MLS#:
784163
Type:
Single Family
Subdivision:
White Oaks
Lot size:
2 Acres
Year built:
2007
Courtesy: ERA Neubauer Real Estate Inc Heather Neubauer 850-774-2832
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ADDITIONAL INFORMATION

As-Is Opportunity with Strong Fundamentals & Exceptional Potential A rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its full potential. The home was originally designed with 6 bedrooms, featuring five bedrooms in the main residence and an additional sixth bedroom within the finished workshop/garage space; ideal for guests, extended family, or future apartment conversion. Note- the cabinets and appliances in the finished garage do not convey with sale. Several bedrooms would benefit from new flooring, allowing the next owner to update finishes while preserving the home's generous layout. The gourmet kitchen showcases granite countertops, custom cabinetry, and a built-in wine rack. With thoughtful updates, this space can easily be brought back to life as the true heart of the home. The primary suite is one of the most impressive features: exceptionally spacious and beautifully laid out, offering the scale and presence buyers seek in a true owner's retreat. Bonus is one of the additional bedrooms offers the flexibility to function as a second primary suite, perfect for guests or multi-generational living. A double-sided fireplace anchors the living spaces, adding warmth, character, and architectural interest, while a dedicated movie room/media room provides an ideal setting for entertaining or relaxing at home. Beyond the main residence, the property features a 40' x 50' heated and cooled finished garage/workshop Additional garage and workshop spaces, each with two bay roll-up doors, further enhance the property's versatility. The backyard includes a separate outbuilding, previously being converted into a shooting range, now offering a blank slate for the next owner's vision. The in-ground gunite pool with attached jacuzzi adds significant appeal, with the waterfall feature (not currently functioning) offering potential to be restored with additional investment. This is not a teardown or major reconstruction: this is an opportunity to polish, update, and enhance a home with strong bones, standout features, and exceptional flexibility. Sold As Is. A strategic opportunity for buyers who recognize long-term value and upside. Important NOTE! Cabinets and Over/stove in the heated and cooled detached garage DO NOT convey.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,827
Status:
Active
MLS#:
784174
Type:
Single Family
Subdivision:
Bridge Harbor
Lot size:
0.17 Acres
Year built:
2022
Courtesy: Anchor Realty Florida Dale Gumm 270-319-8903
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ADDITIONAL INFORMATION

*Interior photos coming soon Welcome to 239 Ryder Lane, a well-appointed home in the popular Bridge Harbor subdivision of Panama City, Florida. Built in 2022, this four bed, two bath home offers a well-balanced layout with spacious rooms throughout, ideal for larger households, military relocation or long-term rental use. Previously operating as a successful long-term rental, this property sits an ideal location, close to all attractions on Tyndall Parkway and within close proximity to Tyndall Air Force Base. Already offered at a competitive price, the seller is willing to contribute up to $5,000 toward buyer closing costs upon acceptable terms. Inquire for all details!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,262
Status:
Active
MLS#:
784170
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Beachy Beach Real Estate Heather Fox 850-541-5774
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ADDITIONAL INFORMATION

This exceptional first-floor residence offers the best of both worlds: calm lake views and easy access, all without the wait or hassle of elevators. From the moment you step inside, the coastal design and sophistication set this unit apart. The beautifully updated kitchen is a true showpiece, featuring crisp cabinetry, upgraded countertops, modern appliances, and a striking turquoise backsplash bringing the Gulf's colors indoors. The open-concept living and dining space is light-filled and inviting—perfect for entertaining or unwinding after a day at the beach. This unit offers two spacious bedrooms plus a stylish bunk room, ideal for guests or family. With the addition of a barn door, the bunk room easily functions as a third bedroom offering privacy, adding flexibility and value. The primary suite is a peaceful retreat, positioned directly on the lake with soothing water views that make mornings and evenings feel extra special. Step out onto the large private balcony spanning the width of the unit to enjoy lake life and take in the nightly light show, visible both outdoors and from the comfort of the living area inside. Beautiful design touches flow throughout the home, blending coastal charm with modern comfort. From the furnishings to the finishes, every detail reflects the essence of the perfect beach getaway. Whether used as a primary residence, second home, or investment property, this first-floor unit with water views is a rare opportunity—where beauty, convenience, and coastal elegance come together seamlessly. As part of a large resort, you'll have access to world-class amenities, including the newest addition of 810 Billiards & Bowling as fun for the whole family on property, five pools (one zero-entry, heated, and a dedicated kiddie pool), two hot tubs, a state-of-the-art fitness center, and a putting green. Enjoy the convenience of multiple onsite dining options and a boardwalk that showcases a stunning nightly water fountain light show. Don't miss this opportunity to own a piece of paradise with solid rental returns and endless coastal charm! All measurements to be verified by buyer if deemed important.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,451
Status:
Active
MLS#:
784159
Type:
Single Family
Subdivision:
Shadow Bay Unit 2 Replat
Lot size:
0.14 Acres
Year built:
1986
Courtesy: People 1st Real Estate, LLC Helen Babbs 850-832-5365
View additional info

ADDITIONAL INFORMATION

Welcome to this well maintained 3-bedroom, 2-bath home in a desirable subdivision with NO HOA! Boasting 1,451 sq ft on a spacious lot. This home features many upgrades to include LVP flooring throughout, granite countertops, and an updated kitchen ready for entertaining. Enjoy the back porch deck perfect for relaxing outdoors and a brand new shed with electric hookup for extra storage or workshop space. Conveniently located to Tyndall AFB, Panama City, Mexico Beach and Port St. Joe Don't miss this opportunity to own a beautiful home in a peaceful, well-established neighborhood.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,404
Status:
Active
MLS#:
325109
Type:
Single Family-Detached
Subdivision:
No Named Subdivision
Lot size:
0.17 Acres
Year built:
1995
Courtesy: Keller Williams Success Realty 850-249-0313
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ADDITIONAL INFORMATION

This income property is ready for a new owner. Both units are currently rented: the smaller unit rents for $1,200 per month with a lease ending April 30, 2026, and the larger unit rents for $1,699 per month with a lease ending June 14, 2026. If you are looking for a spacious home with a large fenced yard in a quiet neighborhood near the Bay, close to shops, restaurants, schools, and parks, 1503 S Kimbrel could be the perfect fit. The property has two units. The first has two bedrooms and two bathrooms, an open layout, and lots of natural light. The second is a one-bedroom, one-bathroom unit. Both have been fully renovated and are ready for new owners. Reach out to your realtor today to set up a showing.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,152
Status:
Active
MLS#:
784333
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.17 Acres
Year built:
2022
Courtesy: Chesnut Realty, Inc Jarah Chesnut 850-276-2326
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ADDITIONAL INFORMATION

This home offers a rare opportunity to own a like-new 3-bedroom, 2-bath home priced BELOW APPRAISED VALUE. This thoughtfully designed open floor plan features durable flooring throughout, creating a seamless, modern feel from room to room. The kitchen is the heart of the home, showcasing a center island, stainless steel appliances, and ample space for both everyday living and entertaining. The open layout flows effortlessly into the living and dining areas, making the home feel bright, spacious, and functional. Conveniently located and move-in ready, this home delivers modern finishes, smart design, and exceptional value — a perfect option for buyers looking for quality construction without the new-build price tag. 10x12 storage shed, conveys. All info and measurements are approximate, to be verified by buyer if important.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,082
Status:
Active
MLS#:
784274
Type:
Single Family
Subdivision:
Hursts Replat
Lot size:
0.18 Acres
Year built:
1951
Courtesy: Overstreet Realty MaryAnn Enfinger 850-832-5263
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ADDITIONAL INFORMATION

Don't miss your chance to own this beautiful rebuilt home in the desirable St. Andrews community! Experience peace of mind and modern comfort in this fully renovated home, thoughtfully upgraded from top to bottom. Every detail has been updated for worry-free livingâ”including a brand-new metal roof, new windows, plumbing, electrical, drywall, and insulation. Step inside to find new flooring throughout, creating a fresh, cohesive look. The heart of the home is the stunning chef's kitchen, featuring granite countertops, abundant cabinetry, and a spacious walk-in pantryâ”perfect for entertaining or everyday cooking. Both the guest and master bathrooms offer luxurious, fully tiled showers with sleek glass doors, while the master bath also includes a double vanity for added convenience. The master suite is a true retreat, complete with a large walk-in closet, private balcony, and its own private entry, offering a peaceful escape at the end of the day. Schedule your tour today!

Beds:
3
Baths:
1.00
Sq.Ft.:
1,150
Status:
Active
MLS#:
784232
Type:
Single Family
Subdivision:
Treasure Island
Lot size:
0.17 Acres
Year built:
1964
Courtesy: Beachy Beach Real Estate Kelli Sullivan 850-819-8246
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ADDITIONAL INFORMATION

Welcome to 2914 Treasure Circle, a charming beach retreat perfectly tucked away on the quiet east end of Panama City Beach! This darling home is just minutes from some of the area's favorite local spots like St. Andrews State Park, Schooners, Captain Anderson's, Patches Pub, and Dat Cajun Place. And the best part, you are only 0.2 miles from the beach, making it easy to enjoy the sugar white sand and emerald waters anytime you want! This single story, 3 bedroom, 1 bathroom home is filled with natural light and features an open living area that feels bright, airy, and welcoming. It is being sold fully furnished, making it truly move in or rental ready. Inside, you will love the tongue and groove ceilings in the bedrooms, a functional bunk room, and a beautifully updated bathroom that adds a fresh, modern touch! This home sits on a spacious lot with plenty of room to add a pool or outdoor entertaining space! Whether you are looking for a full time home, second home, or investment property, this location offers the perfect balance of peaceful coastal living while still being close to dining and entertainment. Schedule your showing today and come see for yourself!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,015
Status:
Active
MLS#:
784144
Type:
Condo
Subdivision:
Summerhouse Of P.C. 2
Year built:
1985
Courtesy: Counts Real Estate Group STEPHANIE Craven 615-557-3887
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ADDITIONAL INFORMATION

SUNSETS FIRST...NOISE LAST. Introducing an elevated beachfront retreat, for those who know where to look! Professional Photos Coming Next Week Positioned high above the shoreline in the sunset-facing B stack, this 10th-floor residence at The Summerhouse delivers a combination that's increasingly hard to find: elevation, privacy, and unobstructed Gulf views—all in one of the resort's most desirable locations. This 2-bedroom, 2-bath condo is part of a successful short-term rental program, offering immediate income potential while remaining exceptionally clean and well cared for—a testament to consistent upkeep and thoughtful ownership. While other units in the building vary in layout, view orientation, and floor height, this residence stands apart with true sunset views, generous square footage, and a higher-floor vantage point that enhances both privacy and perspective. Inside, the layout is bright and welcoming, with Gulf front views that carry through the living space and onto the private balcony—perfect for winding down as the sun dips into the water. This is the kind of unit guests return to and owners hold onto. Beyond the front door, The Summerhouse offers one of the most family-friendly amenity packages on the beach, including: Two large swimming pools (one heated), Kiddie pool, Hot tub, Pickleball & tennis courts, Horseshoes, Billiards & arcade, On-site beach rentals and most importantly, Direct beachfront access As an added bonus for owners, HOA dues have just been reduced, improving both cash flow and long-term value. Whether you're seeking a high-performing investment, a second home with strong rental upside, or a private Gulf-front retreat elevated above the crowd, this 10th-floor B-stack unit checks the boxes that matter most. The furnishings convey and have been thoughtfully selected to strike the ideal balance between comfort, style, and durability—equally suited for a discerning owner and the demands of a successful short-term rental.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,458
Status:
Active
MLS#:
784142
Type:
Condo
Subdivision:
Reflections
Year built:
2007
Courtesy: Keller Williams Success Realty Michele Morros 850-258-9878
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ADDITIONAL INFORMATION

Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private balcony—ideal for relaxing or entertaining—while taking in spectacular water views and unforgettable sunsets. Reflections at Bay Point offers breathtaking lagoon and St. Andrew's Bay views along with resort-style amenities including a lagoon pool, heated pool, hot tub, fire pits, outdoor grilling areas, and an owners' lounge. Residents also enjoy access to Bay Points Nicklaus-designed golf course, Point South Marina, and waterfront dining just steps away. Ideally located near St. Andrews State Park and the desirable east end, you can take advantage of opportunities for boating, fishing, shopping, dining, and all the attractions Panama City Beach has to offer. Whether you're searching for a primary residence, second home, or vacation rental opportunity, this property checks all the boxes. Schedule your private showing today!

Beds:
8
Baths:
7.00
Sq.Ft.:
4,537
Status:
Active
MLS#:
784135
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
0.29 Acres
Year built:
2015
Courtesy: Beach Time Realty, Inc Fred Thomas 850-832-8695
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ADDITIONAL INFORMATION

''INVESTMENT PROPERTY'' This beautiful Private Beach home is a money maker! It has produced over $400k in rentals a year over the last four years. It is already booked at 70% for 2026! The location is great in the heart of all the attractions in Panama City Beach! The home has a 14x24 heated pool, hot tub , and over 2000sq ft of back deck to enjoy. You can walk off the back deck right into the beautiful white sand, and into the gulf! Home also boasts plenty of parking for boats, motorcycles, or RV's. With 9 bed rooms and 7 bathrooms there is room for the entire family! King size beds are in seven of the nine bedrooms, and almost every room has a beautiful view of the gulf. Home has a Large open area for entertaining and Gourmet Kitchen. There is also a separate Media/Game room for the kids upstairs with game table and large flat screen TV. ''Making Waves'' is a premiere gulf front home with a proven rental record! You must come see it for yourself!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,681
Status:
Active
MLS#:
784129
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Coastal Living Realty & Associates Phyllis Holloway 678-613-8804
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ADDITIONAL INFORMATION

Welcome to Laketown Wharf 1834 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated atmosphere from the moment you walk in. Spacious • Stylish • Designed for Comfort With three king bedrooms, three full bathrooms, and a sleeper sofa, this expansive condo comfortably sleeps up to 10 guests—perfect for families, groups, or rental flexibility. The kitchen is equipped with a new refrigerator and stove, while new TVs throughout ensure entertainment is always at your fingertips. Whether you're unwinding after a day at the beach or hosting friends and family, this condo offers the ideal blend of relaxation and function. ⸻ The Ultimate Turnkey Investment Property More than a vacation home, Laketown Wharf 1834 represents a smart investment opportunity. Nestled in the heart of Panama City Beach, the Laketown Wharf Resort draws guests year-round with its unmatched amenities and prime location. Resort Amenities Include: • Five sparkling pools and two hot tubs • Fully equipped fitness center • Private beach access • Covered parking • Nightly fountain & light show—a guest favorite • Five on-site restaurants, market shops, and a poolside bar • 810 Billiards & Bowling for added entertainment Whether you're seeking a luxurious second home or a high-performing rental property, this condo delivers comfort, convenience, and exceptional investment potential.

Beds:
3
Baths:
3.00
Sq.Ft.:
3,244
Status:
Active
MLS#:
325107
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.05 Acres
Year built:
1999
Courtesy: Keller Williams Success Realty 850-249-0313
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ADDITIONAL INFORMATION

Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar large enough for four. Just off the kitchen, you will find a full-sized washer and dryer with plenty of shelving behind double doors. The double garage access is located just off the kitchen, which includes an outdoor shower, laundry sink, and shelves on each side with plenty of counter space for all your tools and hobbies; back inside, you will find a half bathroom and a sizable closet. Back through the kitchen, you will find a living area fit for royalty with impressive 10-foot ceilings, upgraded lighting, and a Bay view captured through the large glass sliding doors that lead to a very large covered porch overlooking the Bay and dock, where you will surely enjoy many evenings with your nearest and dearest. Back inside and up the stairs, you will find the waterfront primary bedroom that features a private covered balcony, a vaulted ceiling, a walk-in closet, a soaking tub, and a separate shower, along with two more sizable bedrooms and a full-sized bathroom on the opposite side of the home. This one has it all and is ready for new owners, so call your favorite Realtor today for more information or to schedule a showing.

Beds:
2
Baths:
2.00
Sq.Ft.:
784
Status:
Active
MLS#:
325106
Type:
Other
Subdivision:
No Named Subdivision
Lot size:
0.2 Acres
Year built:
1993
Courtesy: Keller Williams Success Realty 850-249-0313
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ADDITIONAL INFORMATION

If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along with the rest of the interior. This property is neat and clean, ready for new owners. The location has much to offer, including being close to Tyndall Air Force Base, Eastern Shipbuilding, and many other employment opportunities. The area also offers many shops, restaurants, and parks and is conveniently located just a short drive from Panama City Beach. Call your favorite Realtor for more information or to schedule an appointment.

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067


The information being provided on this website is for consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Use of data on this site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate for sale on this web site comes in part from the IDX Program of the REALTOR® Association of Franklin & Gulf Counties MLS, Inc.. Real estate listings held by brokerage firms other than Xome Inc. are governed by MLS Rules and Regulations and detailed information about them includes the name of the listing companies. Copyright 2026, REALTOR® Association of Franklin & Gulf Counties MLS, Inc. All rights reserved.



Panama City Real Estate

Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $309,450
    25%
    change since last quarter
  • # Active listings

    1,515
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Callaway Elementary School PK - 05 523 14.5 32404
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL

City County
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City