Courtesy: Re/Max Country Lakes
606-200-5061
Completely remodeled and move-in ready, this 4 bedroom, 1.5 bath home sits on a .67 acre lot (per PVA) in a highly desirable Lake Cumberland area. This property has been fully updated with new flooring, fresh paint throughout, updated light fixtures, and new ceiling fans, comes with newer washer and dryer, along with a remodeled garage for added functionality. The kitchen features custom cabinetry with slide-out drawers, offering both quality and convenience. The bathroom has been upgraded with a tile shower and tile flooring. Additional major improvements include a new HVAC system (with warranty), newer hot water heater, and a new refrigerator. Outdoor features include a freshly stained deck with a 220 plug already installed--perfect for a hot tub setup. A dedicated pad is already in place for an RV spot or future garage build, along with electric, water, septic, and RV hookup options. Located just minutes from Conley Bottom Marina and multiple boat ramps, this home is ideal for full-time living or a lake getaway. Situated in a golf cart-friendly community, you can ride directly to the water with access at two nearby points. Owner is a licensed real estate agent in the state of Kentucky and is the listing agent. Property has been professionally renovated as part of an investment project.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Like-New Home Near Lake Cumberland - Shop Lover's Dream Welcome to 980 N Hwy 1009, Monticello, KY! Built in 2020, this well-maintained 3 bedroom, 2 bath home offers 1,342 sq ft of comfortable living space situated on 1.7 acres +/- per PVA. Step inside to find a clean, move-in-ready interior with a modern feel and functional layout—perfect for full-time living, a weekend retreat, or investment opportunity. Outside features a 35x35 detached garage/shop with 10x10 doors, providing ample space for boats, vehicles, equipment, or workshop use. Located just 2 miles from a boat ramp at Carters Dock on Lake Cumberland, offering quick and convenient lake access. Just minutes from Monticello, this property combines privacy, space, and convenience.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
LAKE LOVERS PARADISE ON BEAUTIFUL LAKE CUMBERLAND!! Your opportunity to own this beautiful 3 bedrooms 1 and half baths with a large jacuzzi tub home sitting on 6.65. A 2-car attached garage. Open floor plan living room and kitchen with an eat-in kitchen island. Nice large sunroom for your plants and flowers. Walk out onto your large deck to entertain guests or family. Or just sit on the front-covered porch and enjoy the surreal beauty. Just a short distance walk to a community lake ramp, to swim, walk, put in a jet ski or a fishing boat. From the abundance of deer and turkey, and there is a reason it's called Eagles Bluff Road!! The beauty and peace this property will bring you is delightful, but the neighborhood will bring you to love it more. This home offers so much more!!! Schedule your viewing today!!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Escape to this secluded and beautiful property with a newer 2-bedroom, 2-bath home (approximately 4-5 years old). Spacious closets and a functional layout make it ideal for both everyday living or a relaxing weekend getaway. The kitchen comes with all the essential appliances...even a dishwasher! The property features well water and a converted outbuilding currently used as guest quarters with its own bathroom. Unwind by the serene creek just steps from your back door and just a couple of miles away is South Fork River for more outdoor activities, There are two additional storage buildings for more storage space.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Beautiful 3-bedroom, 3.5-bath home with stunning mountain views, where comfort, space, and scenic beauty come together. While only 5 miles from town, this spacious property features a thoughtfully designed layout with room to live, work, and relax. A partially finished walkout basement offers excellent flexibility for a bonus living area, home office, or entertainment space. Additional highlights include a 1-car garage and abundant storage throughout the home. Step outside to enjoy a large deck, perfect for entertaining or taking in the breathtaking views, and a closed sunroom that provides a cozy year-round retreat filled with natural light.
Courtesy: Keller Williams Commonwealth - Somerset
859-721-2121
Welcome to 98 Eads Street in Monticello, KY! This charming brick ranch offers 3 bedrooms, 1 full bath, and 1,248 square feet of comfortable living space. Inside, you'll find a fresh mix of brand-new LVP flooring and new carpet, giving the home a clean, updated feel throughout. A brand new mini split system provides efficient heating and cooling year-round. Conveniently located downtown, this home puts you just minutes from local restaurants, shopping, and entertainment, making everyday living easy and accessible. Situated on a manageable lot, this home is perfect for first-time buyers, downsizers, or anyone looking for a move-in ready option at an affordable price point.
Courtesy: No Wake Real Estate
606-753-9253
Tucked away just minutes from beautiful Lake Cumberland, this charming A-frame home offers the perfect blend of cozy retreat and smart investment opportunity, boasting over 1,700+/- square feet of inviting living space. With its distinctive architecture and warm character, this property is ideal as a vacation getaway, short-term rental, or year-round residence. The home features a durable metal roof and is equipped with central heating and air, ensuring comfort in every season, while the interior is filled with natural light that enhances its welcoming feel. Step outside to the spacious rear deck—perfect for morning coffee, evening gatherings, or simply taking in the peaceful surroundings. Whether you're looking to expand your investment portfolio or secure a personal escape near one of the region's most popular recreational destinations, this A-frame delivers both charm and potential. Call today to schedule a private showing!
Courtesy: No Wake Real Estate
606-753-9253
This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!
Courtesy: No Wake Real Estate
606-753-9253
Welcome to a stunning Monticello home set in a peaceful, park-like setting with walking paths, custom stonework, and inviting outdoor spaces perfect for relaxing or entertaining. This spacious two-level home features 3 bedrooms and 2 baths upstairs, including a large master suite, plus a cozy living room with fireplace, formal sitting area, and a kitchen/dining combo with hardwood and tile flooring, while the finished basement offers a flexible office or bedroom, full bath, second fireplace, and kitchenette hookups. With two concrete driveways and four garage bays, this property offers rare space and acreage in town. The detached garage has its own bathroom. Call for more information.
Courtesy: Access Realty & Auction
606-348-0140
Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim, paint, new door and window on front. Bathroom with new vanity, faucet, flooring. Utility room with new flooring. Large living room and kitchen with dining area. Property has concrete driveway, sidewalk, front and back patio.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Peaceful rural living with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort, Beaver Creek Marina, Grider Hill and Rowena Marina) it is located exactly where you want to be! There is room to build a barn, grow a huge garden, put in an orchard, build a pool or whatever your heart desires. The possibilities are limitless! Culinary enthusiasts will love the stunning kitchen prep table, stainless appliances, and abundance of cabinetry! There is a den / family room to the right of the great room that is both cozy and private as well with a French door to shut off the outside world! All 3 of the bedrooms are delightful with sitting areas in 2 of the 3. The master offers a full bath with an appealing walk-in tiled shower. There are 9 Foot ceilings throughout. The garage is a 2 car with a ramp built to the kitchen door for easy access. Relax on the outside either sitting on the front porch with extraordinary views or in the back screened-in porch with built in wooden bars made from the family farm. The exterior of the home has fabulous landscaping expertly done by the owners themselves who have put so much extra love and care into this wonderful home!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Very nice well maintained manufactured home in F&T Lake Lot Subdivision, golf cart ride to the shores of Lake Cumberland. This home comes completely furnished, down to fork and spoon turn key Lake retreat, Airbnb or year around living in this wonderful lake community, minutes away from Conley Bottom Resort and additional local boat ramps.
Courtesy: No Wake Real Estate
606-753-9253
This beautiful brick home offers over 1,700 square feet of living space with 3 bedrooms and 2.5 baths in the highly sought-after Stonehedge subdivision. Situated just outside the city limits of Monticello, this property combines peaceful living with convenient access to nearby amenities while providing stunning views right from your doorstep. The home features gorgeous hardwood floors throughout, adding warmth and character to the space, along with recent updates including a brand-new roof and a new central heating and air system for comfort and peace of mind. Located just minutes from Conley Bottom Resort and multiple boat ramps, this property is perfect for those who love lake life and outdoor recreation, making it an ideal choice for a full-time residence or a weekend retreat. Call today to schedule a private showing!
Courtesy: Re/Max Country Lakes
606-200-5061
Welcome home to your 131 Golden Pond Road lake getaway, where you can't wait for the weekends to arrive! This is one of the most coveted Lake Cumberland resort communities in Wayne County. Step inside this lake area home that has been well taken care of, and has an open floor concept that offers the idyllic setting for hosting and entertaining guests. There is an expansive screened in back porch to enjoy the atmosphere that our beautiful Lake Cumberland has to offer. The main level offers a spacious Great Room, Eat-in Kitchen, 2 Bedrooms, 1 Full Bath, and a Laundry/Utility Room. The lower level features a Family Room, 1 Bedroom, 1 Full Bath, a Bonus Room, and an Attached Garage for housing your boat & water toys! There are community amenities available, for a fee, if you desire to utilize the tennis court, swimming pool, and common areas. Conley Bottom Resort & Marina is only 5 minutes away, offering close access for boating access. There are additional accessible boat ramps in the area that are available. Don't miss this opportunity to own your vacation getaway, permanent residence, or your possible VRBO Income Producing Property! Schedule your private tour today!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from town and the stunning Lake Cumberland, perfect for boating, fishing, and relaxing weekends! Whether you're looking for a full-time home, investment, or getaway near the lake, this one checks all the boxes! Act fast—properties in this location don't last long!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Looking for acreage without giving up convenience? This 8.10-acre property offers room to roam while still being just minutes from everything you need. The home is has been well maintained with updates including bathrooms, water heater, HVAC, and roof. Spend your weekends at Conley Bottom Resort just 7 miles away, and enjoy quick access to shopping, dining, and essentials in Monticello only 4-5 miles away. A perfect mix of country living and modern convenience—priced to sell!.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Situated on one of Cumberland Ridge's most private lots very close to the lake you will find this adorable Craftsman cottage. With 3 Bedrooms / 2 Baths it is just waiting for your great lake weekends to begin! Built for the current owners in 1985 and enjoyed for 40 plus years this would be the perfect lake home for you to love for years to come! Nestled in a very private wooded alcove you will enjoy privacy yet will be in the middle of all Cumberland Ridge Road has to offer! Well taken care of, this open floor plan provides the setting for lots of relaxation or enjoying the weekend with friends. There is a fabulous screened in back porch to enjoy evenings full of the sounds of Lake Cumberland. Property is being sold with furnishings and is ready to start enjoying!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Welcome to your private retreat in the heart of the Green Ford Community of Wayne County! Nestled on approximately 4.5 surveyed acres and surrounded by the natural beauty of the mountains, this charming cabin offers the perfect blend of seclusion and outdoor adventure. Nature lovers will appreciate the unbeatable location—just a short walk to the Little South Fork River and easy access to hunting, kayaking, canoeing, hiking, and endless recreational opportunities right at your doorstep. The cabin features an open-concept layout with a spacious kitchen and living area, complete with a chimney a wood stove ideal for cozy evenings. The main level includes one bedroom and one full bath, while the unfinished second floor offers excellent potential to expand with an additional bedroom or loft space. Enjoy peaceful mornings and relaxing evenings on the full-length covered front porch, or take advantage of the back porch, already designed to be screened in or enclosed—perfect for added living space, a guest room, or a sunroom. Outside, the property is well-equipped for both work and play. A two-car attached carport and large circular driveway provide ample parking for vehicles, boats, or campers. You'll also find a barn with loft, plus two additional sheds, including a 20'x20' building with enclosed storage and a drive-through bay—ideal for tractors, ATVs, or equipment. Utilities are already in place, making this property even more appealing. Enjoy the flexibility of two water sources with a private well and access to city water at the road. , phone, cable, and internet are all available. Whether you're looking for a full-time residence, weekend getaway, hunting cabin, or investment opportunity, this property offers unlimited potential in a peaceful, scenic setting.
Courtesy: Re/Max Country Lakes
606-200-5061
Welcome to this impressive in-town property on Sunset Blvd offering nearly 4,000± sq ft of well-designed living space on a level 0.97± acre lot—an increasingly rare combination of space, functionality, and convenience in today's market. From the moment you step inside, the home sets itself apart with a grand entry and soaring ceilings that create an open, upscale feel throughout the main living area. Designed for both everyday living and entertaining, the layout flows seamlessly between the living room, formal dining area, and spacious kitchen featuring ample cabinetry, a breakfast bar, and dedicated dining space. The main-level primary suite offers both comfort and convenience, highlighted by a fully remodeled bathroom (2024) that delivers a clean, modern finish. Recent updates throughout the home include fresh interior paint (2022), plantation shutters in the living room, updated fixtures, three updated toilets, a new dishwasher (2025), and a new hot water heater (2026). Upstairs provides additional bedrooms, bathrooms, and flexible living space, while the fully finished walk-out basement significantly expands the home's functionality with a second living area, kitchenette, bedroom, bathroom, bonus room, and storm shelter—ideal for guests, extended family, or multi-generational living. Additional features include a 3-car garage, generous storage throughout, and multiple indoor and outdoor living spaces. Enjoy both an elevated deck and lower-level patio overlooking the spacious yard—perfect for relaxing or entertaining. Homes offering this level of space, layout, and recent updates—especially in a convenient in-town location—are rarely available. Schedule your private showing today.
Courtesy: Re/Max Country Lakes
606-200-5061
Move-in ready and recently refreshed, this 3-bedroom, 2-bath home delivers comfort, space, and convenience in a highly desirable location just minutes from Beaver Creek Resort. The interior offers a functional, open layout with abundant natural light and brand-new flooring that adds a clean, updated look throughout. The kitchen is thoughtfully designed with custom cabinetry and connects easily to the main living and dining areas, creating a practical setup for both daily living and hosting guests. One of the property's most versatile features is the climate-controlled 2-car garage—ideal for projects, fitness space, or secure storage in any season. The exterior provides a fully fenced backyard with ample room to enjoy the outdoors, whether for pets, play, or relaxing evenings at home. With recent improvements already in place and a location close to recreation and amenities, this property is well-suited for a primary residence, weekend use, or long-term investment. Schedule a showing to see everything this home has to offer.
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Just 15 Minutes to Beautiful Lake Cumberland! The seller has purchased a new home and is motivated—let's make a deal! Welcome to this charming Cape Cod residence, blending timeless appeal with modern updates. Nestled in a serene neighborhood, this spacious home offers 4 bedrooms, 3 full bathrooms, and a thoughtful layout perfect for both entertaining and everyday living. Step inside to gleaming hardwood floors that extend throughout the main level, creating warmth and character. The bright, inviting living spaces include a cozy living room, ideal for relaxing with family and friends. The main floor also features a fully equipped kitchen, a dining area, and the primary bedroom with its own private bath. Two additional generously sized bedrooms share a full bathroom on the main level. The home's fully finished basement adds incredible versatility, featuring a second kitchen, a bedroom, and a full bathroom. This space is perfect for a home office, guest suite, or easily converted into an in-law suite with its own entrance and full amenities. Outside, enjoy a covered front porch perfect for morning coffee or evening relaxation. The back deck provides an ideal spot for grilling and entertaining, while a covered patio off the basement adds even more space to unwind or host guests. With ample room for everyone and the added bonus of an in-law or guest suite, this Cape Cod home combines comfort, charm, and functionality. Don't miss the opportunity to make it yours!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Welcome to this beautifully updated home in Monticello! Located in a quiet, well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers approximately 1,803 square feet of comfortable living space and is just minutes from Lake Cumberland. This home has seen numerous improvements over the years, giving buyers peace of mind and modern comfort. Major updates include a newer roof, heat pump, water heater, windows, and fencing, along with ongoing exterior enhancements like fresh landscaping and tree removal. The property also features a welcoming back porch area with a covered roof—perfect for relaxing or entertaining. Inside, the home reflects a full remodel completed in recent years, offering a refreshed and functional layout ideal for families or anyone needing extra space. Appliances are flexible and can remain with the home, adding even more value and convenience. With its combination of space, updates, and location close to town and the lake, this property is a fantastic opportunity for homeowners or investors alike. Come see all this home has to offer!
Courtesy: No Wake Real Estate
606-753-9253
Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Looking for an affordable, move-in ready brick home? This 3 bedroom, 1 bath property is USDA approved and packed with value! Recent updates include newer flooring and cabinetry, plus a 5-6 year old HVAC system and water heater for peace of mind. All kitchen appliances remain — even the washer and dryer! Outside, you'll love the extra storage space on the carport, a covered porch area perfect for grilling or relaxing, and a spacious backyard workshop ideal for hobbies, tools, or additional storage. Conveniently located just minutes from schools and shopping and only about 7 miles from Beaver Creek Resort for lake days and recreation. Affordable, practical, ad in a great location!
Courtesy: No Wake Real Estate
606-753-9253
Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a large front porch—perfect for relaxing after a day on the water—and a fully fenced backyard providing privacy and space for pets or gatherings. Whether you're looking for a vacation retreat, rental opportunity, or a project to make your own, this property offers endless possibilities. Please note: Home is not move-in ready and will require remodeling. Being sold as-is. Don't miss your chance to invest in a prime location with strong potential! Call today to schedule a private showing!
Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.
