Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
Don't miss this opportunity to own a wonderful in-town one-level home with 3 bedrooms and 2 bathrooms, offering 1,360 square feet of comfortable living space. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies. Recent updates include new shingles and new heat & air, both in 2020, delivering peace of mind for years to come. Enjoy cozy evenings by the gas fireplace, and take advantage of the great location close to everything you need. This versatile ranch home can fit the needs of almost any family. In addition to having almost no steps, there are several handicap accessible features added for convenience & safety. This home truly has it all — schedule your tour today!
Courtesy: Access Realty & Auction
606-348-0140
Looking for a nice home that is close to everything in Monticello, then take a look at this 3 bedroom, 2 bath home located on Sloan Drive. Home is a ranch style featuring an attached 2-car garage, concrete driveway, and a partial fence in back yard. Home has a covered front porch and a covered back porch. Garage has a walk out door leading to the back yard. When you enter the home the larger living room has 3 nice windows facing out to the street, a larger galley kitchen with breakfast bar, pantry and dining area that has patio doors leading out to the spacious back porch. Down the hall you will find a large bathroom with walk in shower, washer and dryer, and closet. The master bedroom/bathroom and large walk in closet are on the left. Two additional larger bedrooms that both have larger closets are on the other side. This home will not last long, faces out to Sloan Drive in the desirable West Monticello Subdivision.
Courtesy: Keller Williams Commonwealth - Somerset
859-721-2121
Welcome to your next turnkey investment on beautiful Lake Cumberland! This charming 2-bedroom, 1-bath cabin sits on a private lot with seasonal lake views and comes fully furnished — hot tub, fire pit, outdoor seating, décor, appliances, and stylish interiors all included. With a spacious deck, new beds, and thoughtful updates throughout, it's truly ready to impress guests from day one. Currently operating as a successful short-term rental, the property grossed $22,000 last year with virtually no dedicated marketing, dynamic pricing, or optimization — plus frequent personal owner use. This presents tremendous upside for any investor ready to elevate the listing, improve visibility, and maximize occupancy. Located just 15 minutes from Conley Bottom Marina, Burnside Marina, and Somerset's amenities, the cabin offers year-round appeal for travelers seeking boating, fishing, hiking, or a quiet, cozy retreat in nature.
Courtesy: Access Realty & Auction
606-348-0140
Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and flooring with washer dryer hookup. Large living room and kitchen with dining area. Property has concrete driveway/patio and a large outbuilding for all your mowing and garden tools.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Set on a highly desirable street, this beautifully maintained stonework home blends historic character with the ease of modern living. The classic exterior showcases timeless craftmanship, while numerous recent updates throughout the home provide style, comfort, and functionality. Offering four spacious bedrooms and two and a half bathrooms, the layout features generous closet space and an unfinished basement with potential for expansion or storage. Situated on a .78 acre lot, the property features a patio ideal for entertaining or outdoor gatherings. Features historic charm in a great location!
Courtesy: Re/Max Country Lakes
606-200-5061
Are you looking to downsize or ready to start your new home This is perfect for couples or small family. This would make a great rental investment. This gorgeous 3 bed, 2 full bath duplex sits golf cart distance from the green of Hole #1 at Monticello Country Club, offering a prime location. Featuring high-end finishes throughout, this home boasts a thoughtfully designed masterbed and bath on the upper level large walk in shower for ultimate comfort. Situated in the heart of town on city sewer, you're just minutes from everything in Monticello. Beautiful farm view on the backside. Move-in ready. This duplex has been immaculately cared for with lots of updates you won't be dissapointed. Call today to schedule your showing.
Courtesy: No Wake Real Estate
606-753-9253
Welcome to this charming 3-bedroom, 3-bath home located in the highly desirable Stonehedge Subdivision! Nestled on a generous 1.4-acre lot, this property offers the perfect blend of comfort, space, and convenience. Inside, you'll find beautiful hardwood floors, a spacious bonus room ideal for a home office or playroom, and a bright sunroom that invites you to relax and enjoy the surrounding views year-round. Outside, the home features a circle driveway for easy access and ample parking. Its prime location puts you just minutes from Conley Bottom Marina and multiple boat ramps, making it a dream for lake lovers and outdoor enthusiasts. With its combination of location, land, and livable spaces, this Stonehedge gem is ready to welcome you home. Call today to schedule a private showing!
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Charming Renovated 4 Bedroom Home Near Conley Bottom & Mill Springs This beautifully updated four-bedroom, one-bath home offers modern upgrades with classic appeal and sits on an unrestricted 1/3-acre lot with a convenient circle driveway. Located only 4 miles from Conley Bottom Marina and just ¼ mile from historic Mill Springs Mill on Hwy 1275, this property provides quick access to Lake Cumberland recreation and local landmarks. Inside, the main level features hardwood floors throughout, fully refinished in 2021, along with a tiled bathroom and granite countertops in the kitchen. The home offers 2 bedrooms and 1 bath on the main floor, plus 2 additional bedrooms on the second story. The kitchen was updated with new appliances in 2021, and major mechanical upgrades include new central heat, air, and ductwork installed in 2021, as well as a new roof in 2021. A full unfinished basement provides excellent storage or future expansion potential. Outside, the property includes a 24' x 32' detached garage with an 18' wide x 9' high door, along with a 10' x 32' porch/carport addition built in 2023. Move-in ready with solid improvements and a great location—perfect for full-time living, a rental, or a lake getaway.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Charming 3-bedroom, 1-bath brick home that's been totally renovated from top to bottom! This move-in-ready property features a brand-new roof, fresh interior and exterior paint, updated flooring, and modern fixtures throughout. The spacious kitchen offers updated cabinetry and countertops, perfect for family meals or entertaining guests. Enjoy peace of mind with updated systems and quality finishes that give this home a fresh, modern feel. The property also includes an unfinished basement, offering plenty of storage space or the potential to finish and expand your living area. Outside, you'll find a fenced-in backyard, ideal for kids, pets, or outdoor gatherings. Conveniently located in town close to schools, shopping, and local amenities—this beautifully renovated home is ready for its new owner!
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
SELLERS RELOCATING! Discover the epitome of luxury living with this breathtaking 4-bedroom, 3 1/2 bath home, offering unparalleled panoramic views. Custom built in 2024 with a striking combination of brick, stone and Hardi-board exterior, this residence is designed to impress. The interior welcomes you with soaring high ceilings, 9 ft. solid wood interior doors and elegant finishes throughout. Enjoy the warmth of two exquisite gas log fireplaces and experience culinary delight in the beautiful kitchen, featuring black stainless appliances, double ovens and quartz countertops throughout. A generous kitchen pantry and custom closet shelving further enhance storage solutions. Relax in your master suite with a luxurious bath that includes a vast walk-in shower. The finished walkout basement, complete with it's own kitchen, is perfect for entertaining or as a private guest suite. enjoy the covered rear porch or the gorgeous Trex deck with sleek steel railings, all setting on 1.20 beautiful acres overlooking a serene pond. An accommodating 3-car attached garage and an additional large 1-car garage in the basement provide ample space for vehicles and lake toys. Just minutes to beautiful Lake Cumberland!!!
Courtesy: No Wake Real Estate
606-753-9253
Discover a unique opportunity with this beautifully updated property featuring an inviting 3-bedroom, 1-bath A-frame home and a duplex — all nestled on a spacious 1.37± acre lot. The main A-frame residence offers rustic charm with modern upgrades, including a brand-new roof and new HVAC system for year-round comfort. Inside, you'll find bright living spaces, cozy bedrooms, and an open layout perfect for relaxing or entertaining. The property also includes a duplex, each unit featuring 1 bedroom and 1 bathroom with new flooring and a new roof—ideal for generating rental income, hosting guests, or multi-generational living. Enjoy ample storage and workspace with a 24x30 detached garage, plus a two-car carport for added convenience. The expansive lot provides plenty of room for outdoor activities, gardening, or future expansion. Whether you're looking for an investment opportunity, a family compound, or a peaceful retreat, this property offers versatility, value, and potential in one exceptional package! Call today to schedule a private showing!
Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland
859-321-8999
Two listings for the price of one. The first property is this Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone seeking comfort and convenience in a prime location. Property #2 is a 2 bedroom 1 bath mobile home with a great rental history.
Courtesy: No Wake Real Estate
606-753-9253
This stunning 3,700± square foot home perfectly blends classic charm with modern luxury. Conveniently located and set on a spacious lot, the property welcomes you with a handsome stone exterior, a circle driveway, and a two-car detached garage. Inside, no detail has been overlooked. The home has just undergone major renovations, featuring all-new flooring, custom cabinetry, premium countertops, new appliances, updated fixtures, trim, and interior doors throughout. The open and airy layout flows effortlessly from room to room, offering both comfort and style for everyday living and entertaining. The master suite is a true retreat, showcasing a custom tile shower, luxurious finishes, and a huge walk-in closet. Additional bedrooms are generously sized, providing plenty of space for family or guests. Enjoy outdoor living at its best on the large rear deck, perfect for gatherings or quiet evenings, overlooking a peaceful backyard. The walk-out basement offers additional versatility—ideal for a recreation room, home gym, or extra living area. This home is a rare find—move-in ready, thoughtfully updated, and conveniently located close to shopping, dining, and schools. Don't wait call today to schedule a private showing!
Courtesy: RE/MAX LakeTime Realty
606-679-7653
Charming and affordable! This 2-bedroom, 1-bath mobile home offers comfortable living just minutes from downtown Monticello. Enjoy a functional layout with a cozy living area and plenty of natural light throughout. Recent updates include a new roof, gutters, and downspouts installed in 2025, giving you peace of mind for years to come. A great opportunity for first-time buyers, downsizers, or investors looking for a well-maintained property in a convenient location!
Courtesy: Team Gumm Realty
606-875-6616
A rare find Move-In- Ready and only $150000 Plus three bedrooms. Lot is flat as a flitter and there is even a shed outback. If your looking for a quite neighborhood welcome home.
Courtesy: America Realty
606-561-5953
$5,000.00 Bonus Incentive offered at closing to an Awesome Buyer from Sellers !! Charming City Home with Stunning Renovations! Welcome to your dream home in the heart of the city! This beautifully renovated property is a must-see, offering a perfect blend of modern amenities and charming features. With 4 nice size bedrooms and 2 full bathrooms, there's ample space for everyone. The custom kitchen is a highlight, featuring a unique island and plenty of storage, complemented by sliding barn doors and stylish barn house sinks. You'll love the new laminate flooring and porcelain tile, alongside energy-efficient new windows, fresh custom paint, and brand-new doors. The home also boasts a new roof, ensuring peace of mind for years to come. Situated on a desirable corner lot, it offers plenty of parking space and a partial fence for added privacy. With its inviting atmosphere and exceptional upgrades, this home is ready for you to move in and enjoy. Don't miss the opportunity to experience this charming city gem. Call today to schedule your viewing!
Courtesy: Re/Max Country Lakes
606-200-5061
3 bedroom, 3 bath Home and boat slip! You won't find homes like this for sale often, Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of finished space and living rooms upstairs and downstairs, there's plenty of room for gatherings or extended family. This home has an attached 2 car garage for parking and storage, including a storm shelter on the bottom level for extra storage and safety. Additionally, a boat slip at a recently renovated private community dock is available with no waitlist, offering immediate access. The property borders the Army Corps of Engineers land, allowing for lake views from multiple rooms and decks. Located just minutes from Conley Bottom and Beaver Creek Marina by boat, this home is ideal for lake enthusiasts.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Approximately 5.75 acres nestled in the country near the scenic Little South Fork Creek, this property offers peace, privacy, and natural beauty. The land features a cozy cabin that's ready to move into, complete with all furniture included (except for a few personal items). A classic barn and additional outbuilding provide plenty of space for storage, hobbies, or livestock. Surrounded by rolling countryside and located just a short distance from the creek, this property is perfect for a weekend retreat, small farm, or quiet rural living.
Courtesy: Access Realty & Auction
606-348-0140
Looking for a property that is close into Monticello, but out with some privacy, then take a look at this 2.32 m/l property. Approximately 1/4 of the land is cleared, with the balance in woods. Well kept mobile home, 3 bedroom, 2 bath with a detached 2 car garage. Also selling with the property is 2 storage buildings. Move in Ready, call today for your showing.
Courtesy: Keller Williams Commonwealth - Somerset
859-721-2121
Now offering this beautiful single owner 3 bedroom 2 bathroom home! Located in a great neighborhood near Wayne County Schools, Restaurants, and shopping, this meticulously maintained brick ranch features a newer roof, newer siding, and newer windows! The backyard has plenty of private room for entertainment and recreation for the family! The home boasts a spacious layout with over 1,500 sq ft of living area, a family room, and an attached carport!
Courtesy: United Country - Kentucky Lifestyle Properties, LLC
606-416-5432
Looking for your perfect peaceful Lake Cumberland retreat? This cozy 3 Bedroom 3 bath home at 12 Lynne Drive in Monticello, Kentucky offers the ideal blend of comfort, convenience, and lake life living. Located just minutes from Conley Bottom Marina, this property places you right in the heart of one of Kentucky's most sought-after recreational areas. This lovely 2-owner home was built in 2000 and sits on 1.26 acres (with an additional 1.17 acres also available). From the beautiful hardwood floors to the custom plantation style blinds throughout the home the special touches are simply beautiful. Relax on the back screened in porch and deck and listen to the creek below with your morning coffee. Vaulted ceilings in the living room, kitchen and dining area give you a light and airy feeling throughout the home's main living space. Relax in the spacious living room in front of the lovely gas log fireplace on those cool Fall evenings. Upstairs you will find a spacious master suite as well as a second bedroom and bath. Just off the living room is a peaceful sunroom with lovely custom built in shelving. In the basement you will find an oversized (33 x 23) 2 car garage with new epoxy flooring, as well as a large bonus room with the same flooring. Let your imagination run wild. That room is perfect for a kid's playroom, and it would also make an awesome in-law kitchen and living space since there is also a full bedroom and bathroom in the basement as well. Off the back of the home downstairs is a lovely covered sitting area where you can hear the creek below. Outside you will find a nice 16 x 20 outbuilding with attached shed roof area perfect for storing all your gardening items, keeping them out of the garage. The lawn on this property has had the very best of care and you can truly see that in the landscaping as well. In the Springtime you will see 100's of beautiful daffodils emerge, letting you know Wintertime is over. Whether you're searching for a vacation home, Airbnb investment, or full-time residence, this Lake Cumberland property delivers. Enjoy easy access to boating, fishing, and water sports at the marina, or simply relax on your private deck and take in the peaceful surroundings of south-central Kentucky's lake country. Featuring a spacious living area, fully equipped kitchen, and inviting outdoor spaces, this home is ready for your weekend getaways or year-round enjoyment. The quiet neighborhood and close proximity to Monticello's dining, shopping, and amenities make this property both convenient and serene. Key Highlights: Prime location near Lake Cumberland and Conley Bottom Marina Perfect for vacation rental or lake house investment Minutes from boat ramps, campgrounds, and waterfront activities Peaceful setting with easy access to Monticello and Somerset, KY Only 6 miles to Walmart and shopping & less than 4 miles to Conley Bottom Marina Less than 5 miles to the Wayne County Airport Don't miss this opportunity to own a slice of Lake Cumberland paradise! Call today to schedule your private showing of 12 Lynne Drive, Monticello KY, and start living your best lake life near Conley Bottom Marina.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.
Courtesy: Access Realty & Auction
606-348-0140
Looking for an affordable home that is close to Downtown Monticello, Wayne Co Park, Medical, Shopping then look at this 3 bedroom, 1 bath brick home. The home has been remodeled to include new laminate flooring in kitchen/dining, living room, hall, and bath. New commode, new ceiling fans, new water heater, and new metal roof and gutters. Nice level yard, concrete front porch, concrete parking area, driveway. Also staying with the property is a nice storage building, pool with new deck. Back and side of yard backs up to farm land, making private back yard.
Courtesy: Access Realty & Auction
606-348-0140
Looking for a secluded home on 1 acre, take a look at this 3 bedroom, 2 bath, brick ranch home. During the past 2 years the house has received several updates including flooring and roofing. If you are looking for a home that is less than 200k and close into Monticello, then check this one out. Home has large level yard.
Courtesy: Access Realty & Auction
606-348-0140
You will fall in love with this immaculate one and half story home with full finished basement located in the very desirable Westwood Estates in Monticello. The home is located next to end of street on a .97acre level lot. The home offers a grand entrance foyer with vaulted ceiling, large living room with vaulted ceiling and new custom shutter blinds, beautiful stairway leading up to second floor. The spacious kitchen offers lots of detailed cabinetry, stainless appliances, kitchen bar, large walk in pantry, breakfast area with double doors that lead out to a back deck, formal dining room with column entrance and tray ceiling, custom laundry room and half bath. The spacious master suite with tray ceiling offers a master bath that has been upgraded with beautiful tiled spacious shower, new vanities, with a large walk in closet. The second level offers two large sized bedrooms each with full baths and walk-in closet. A bonus room that could be used as an office or additional bedroom if needed. Attached two car garage and covered front porch. The full walk-out basement features a large den, kitchen with dining area, bedroom with full bath and walk-in closet, second bedroom or use as bonus room, storm shelter/storage and a garage. The basement also has a garage for additional storage needs. Call today to schedule a tour of this home.
Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.
