Courtesy: Re/Max Country Lakes
606-200-5061
Beautiful, lightly secluded 4-bedroom, 3-bath brick home offering space, versatility, and unique features for both comfort and functionality. This property includes a partially finished basement, along with a large unfinished room that can easily be completed to add even more living space. The spacious primary bedroom features a private sitting area and a walkout sliding door leading to the deck—perfect for enjoying peaceful mornings or relaxing evenings. The basement is equipped with a window A/C unit and baseboard heating, and also includes a flue cleanout, making it ready for a wood-burning stove or gas heating option. A standout feature of this home is the walk-in cooler—ideal for wild game enthusiasts, homesteaders, or anyone interested in processing and storing their own meat. Located less than one mile from a public boat launch, this property is perfect for outdoor lovers. Additional highlights include: •A walkout basement with a full kitchen, full bath with laundry room and 2 full size bedrooms. A detached 2-bay garage with 10-foot-high doors, underground electric, and a separate meter • An attached workshop or game room, perfect for hobbies or entertaining • An additional outbuilding that can serve as a workshop with side storage for boats, ATVs, mowers, or equipment This property offers a rare combination of privacy, practicality, and recreational convenience—making it a must-see!
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
Highlights: This property offers a charming cabin-style 3 bed/2 bath home and barn situated on over 36 +/- unrestricted acres, complete with a spring-fed pond. If you've been looking for a place where life can slow down and the outdoors take center stage, this property is worth a look! The home features classic hemlock siding and a large front porch, some recent kitchen updates, and a few new light fixtures, but the land itself is the true highlight—partially wooded with untouched timber. Whether you enjoy hunting, exploring, or simply being immersed in nature, this property delivers. A picturesque spring-fed pond sits just outside your dining room window, your own personal fishing hole and a serene backdrop for everyday life. While the home could use a little TLC, it provides a foundation for a rustic getaway, hunting cabin, or full time residence for those seeking a simpler lifestyle. A barn on the property adds additional functionality, perfect for covered storage, equipment, or hobby farming. If you're dreaming of wide-open spaces in a part of the world that moves a little slower, come see 656 Thompson Road in friendly Monticello, Kentucky! *Property is located on a dead-end road, so there is no through traffic coming by the house. *There are multiple places on the property that would be suitable building lots. *Suitable for cattle or horses; no fencing currently.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located approximately 15 minutes from Lake Cumberland and 35 minutes from Dale Hollow Lake. This property presents an opportunity for a primary residence, weekend retreat, or investment.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Welcome to this well-maintained home located at 785 Frazer Rd in Monticello, KY, offering the perfect combination of comfort, space, and convenience. Ideally situated between Monticello and Somerset, this property provides a peaceful country setting while still being just a short drive to shopping, dining, schools, and Lake Cumberland. This home features 3 bedrooms and 2.5 bathrooms with a functional layout designed for everyday living. A full unfinished basement offers endless potential for additional living space, a workshop, or extra storage to fit your needs. You'll appreciate the convenience of the 2-car attached garage, along with a 22x16 detached garage that is perfect for storing a boat, camper, or additional vehicles. The large blacktop circle driveway provides easy access and plenty of parking for guests. Enjoy relaxing on the welcoming covered brick paver front porch or entertaining on the rear patio while taking in the peaceful surroundings. The spacious yard offers plenty of room for outdoor activities, gardening, or simply enjoying the quiet setting. An additional lot is also available for purchase, giving you even more opportunity to expand or invest. This property truly offers the ideal blend of country living, storage, and convenience—don't miss your chance to make it yours!
Courtesy: Lake Cumberland Real Estate Professionals
606-677-0059
Offered for sale is this nice brick home, located in a quiet neighborhood, near schools, shopping and medical care. Move in ready !! If you're looking for a unique, well built home, this is it !! The first thing you'll notice is the newly installed front door and as you step inside, there's a feeling of warmth, love and family. Inside you're surrounded by the craftsmanship and beauty of different types of wood, hardwood floors, cabinets, closets, kitchen shelving and a beautiful display cabinet. In the living room there is a wood burning fireplace that could be used as additional heat source. Just off the living area you'll find the kitchen with center island for preparing meals and lots of storage shelving. As you walk through the home, you'll notice the wood details in every room. Make your way past the handicap accessible bathroom to the spacious attached back room. With a little TLC this could be a very nice children's play area, entertainment room or perfect space for family holiday gatherings, etc. Enjoy the scenery from the large windows and a view that overlooks nearby fields and mountains, Home has 2 bedrooms and 2 full baths, one is step in handicapped shower, second bath has a jetted tub for relaxing or soaking after a hard days work. The full basement has a nice wood burning heat source with ducts connected to the main level, or area could be finished, used as storm shelter, work shop or storage area. Included with the home is an extra lot, currently fenced in, providing a safe space for kids to play or perhaps a Day Care, yet large enough for possible building opportunities.
Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland
859-321-8999
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Newer home built in 2016 on corner lot. In town conveniently located close to stores, shops and hospital. Community park located next door, with tennis, basketball courts and walking trail.
Courtesy: No Wake Real Estate
606-753-9253
Cozy Cabin built in 2023, this 640 sq ft home sits on two tracts totaling 1.13 acres and offers peaceful farm views that are hard to beat. The property is packed with extras including a 30x50 detached garage, a 600 sqft loft, a 12x50 lean-to, and a 12x30 she shed with electric and heat which is perfect for hobbies, storage, or a workshop. There are also camper hookups on site, making it great for guests or additional flexibility. Located just 2 miles from Conley Bottom Resort & Marina, you'll enjoy quick access to Lake Cumberland while still having the privacy and charm of the countryside. A great option for a full-time home, weekend getaway, or investment near the lake.
Courtesy: CENTURY 21 Advantage Realty
859-238-2119
This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both durability and curb appeal. Inside, the spacious home features generously sized bedrooms and a cozy living room that is perfect for relaxing or entertaining guests. The dining area provides a wonderful space for family meals and gatherings, while the kitchen offers ample cabinet space for storage and functionality. Large walk-in closets add extra convenience, and the spacious primary bathroom provides comfort and room to unwind. The home comes fully equipped with all appliances, including a refrigerator and range, making it truly move-in ready. Enjoy the quiet and beauty of country living while still being just a short 10-minute drive from shopping, restaurants, and hospitals. For outdoor recreation, the property is also located about 20 minutes from the boat dock at beautiful Lake Cumberland, offering easy access to boating, fishing, and lake activities. This well-maintained home combines peaceful surroundings with modern conveniences, making it a wonderful opportunity you won't want to miss.
Courtesy: Access Realty & Auction
606-348-0140
This beautiful 3 bedroom 2 ½ bath brick home has been fully renovated and is waiting on a new owner!! This home offers lots of comfortable living space and might I add an excellent location. The home offers a living room, family room, 2 ½ baths, 3-bedrooms. Large kitchen with new stainless appliances, dining area, washer/dryer area as you come in from 2-car garage that has a new door. All new paint throughout and a new roof on front side of home with back being only 2 years old. Also, at back of home is a large, covered patio, and a large 38x14 storage sheds/workshop area. The home sits at the end of a street with cuddle sac. This home is a must see and again offers the excellent location between Monticello and Somerset.
Courtesy: No Wake Real Estate
606-753-9253
This charming 3-bedroom, 2-bath home offers over 2,000 finished square feet of comfortable living space and an excellent location within the city limits of Monticello. The spacious layout features a large den perfect for relaxing or entertaining, along with a bright sunroom that fills the home with natural light and provides a peaceful place to unwind. The property also includes a two-car garage and a large rear deck that's ideal for outdoor gatherings, grilling, or enjoying quiet evenings. A new roof adds peace of mind and long-term value, while the home's location in a great neighborhood provides convenient access to local amenities, schools, and shopping, making it a wonderful opportunity for anyone looking for space, comfort, and a desirable in-town location. Call today to schedule a private showing!
Courtesy: Re/Max Country Lakes
606-200-5061
Step onto the front porch and take in the scenic views with a morning cup of coffee or evening sweet tea break. The kind of view that kick starts the morning or ending to a pleasant evening. This property is tucked away off the main road on gentle country gravel road away from the hustle and bustle of the day. This location is perfect as you are just minutes away from all the amenities as shopping, schools, church, atv riding, springs to explore and local parks. This 1300 sq ft plus 3 bed 2 bath home nestled in a quite country setting overlooking the beautiful mountains of Wayne County. This home has an unfinished basement/crawlspace. There is also a reinforced storm shelter in the basement for canning or preserving your garden goods plus shelter Tthis his home is located just about a mile from the mountain water spring runoff of Flat Springs if you like good refreshing water you will want to check this out.
Courtesy: Keller Williams Bluegrass Realty - Lake Cumberland
859-321-8999
3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its close proximity to the marina, this home would make a great primary residence, vacation retreat, or rental opportunity. Even more appealing — the property can be purchased with an additional 32 acres, providing endless possibilities for expansion, recreation, or development. Opportunities this close to the water at this price point are hard to find. Bring your vision and make it your own!
Courtesy: CENTURY 21 Advantage Realty
606-451-1021
Wonderful 3- or 4-bedroom 1 full and 1 ½ bath home with large garage and workshop in town!! Laundry room on main level, Corner lot and two access driveways. Enjoy your private covered back deck to entertain guest and family. Close to all shopping, schools, hospital, daycares and activities in town. Call today to have your viewing scheduled.
Courtesy: No Wake Real Estate
606-753-9253
Welcome to this stunning custom-built brick home located in the highly sought-after Indian Cave Subdivision — just minutes from Conley Bottom Marina and multiple convenient boat ramps. Offering over 4,200 +/- square feet of finished living space, this spacious residence features 5 bedrooms and 3.5 bathrooms, thoughtfully designed for both everyday living and entertaining. Step inside to find beautiful hardwood floors, expansive living areas, and quality craftsmanship throughout. The main level boasts a luxurious primary master suite, complete with a large tile shower and generous closet space. A dedicated home office provides the perfect work-from-home setup, while the additional bedrooms provide flexibility for family, guests, or hobby space. Designed with versatility in mind, the home includes two full kitchens, making it ideal for multi-generational living, extended guests, or the perfect in-law suite setup. The walk-out basement expands your living and entertaining options and features a lower-level garage, providing additional storage for vehicles, tools, lawn equipment, or lake toys. Safety and peace of mind are built in with a storm shelter, offering added protection during severe weather. Step outside to enjoy the large screened-in back porch, the perfect place to relax after a day on the water or entertain friends and family year-round. In addition to the lower garage, the home also features an attached two-car main-level garage for everyday convenience. With its prime lake-area location, spacious and flexible layout, and thoughtful custom details throughout, this exceptional property offers comfort, functionality, and timeless appeal. Call today to schedule a private showing! Owner/Agent
Courtesy: No Wake Real Estate
606-753-9253
Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Courtesy: Re/Max Country Lakes
606-200-5061
If you are looking for quite country living with an open view of the countryside and farms then stop! Take a look at this beautiful bedford stone home that has been remodeled to with all amenities that you could want. Large open floor plan for kitchen/dining/living room. 3 large bedroom with large walk-in closets for each bedroom. 2 full baths with one walk in shower. This home has raised ceilings that brings the newer modern living vibe. There is a large laundry room tied with large pantry off of the kitchen for functional daily living. This home boast 3 coverd porches to sit out relax and enjoy the view. One cover screened in porch to enjoy the nighttime atmosphere without the insects. Outside boast a 576 sq ft 2 car garage with a shed attachment. There is a poured concrete pad to add to the property. This can be used as a base for extra storage shed, provide fencing to make a dog kennel. If you are wanting to start your own garden ther is lots of room to have a large garden . Ample ground to have chickens, goats, sheep or other livestock. This home has too many things to offer to list. Even comes with 2 cute built in bed.
Courtesy: Re/Max Country Lakes
606-200-5061
Country lliving at its finest. Single wide moblie home with rustic living on 4 plus acres. Close proximity to local deer, bear and squirrel hunting. Buyer to verify square footage and acerage of property. Enjoy the evening sitting out on a screened in coverd porch with shading blinds for privacy. Cistern and well. Well produces approx. 200 gallons per day. Ample room for a garden and small livestock. There is an existing chicken coop and hog pen with electric on the property for those who want to get back to the basic Small utility trailer and 2 water storage tanks convey with the property as well as a transfer pump for the cistern,
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural springs, is fenced, and offers plenty of room to explore and enjoy the outdoors. Private, quiet, and hard-to-find acreage like this with improvements already in place.
Courtesy: Re/Max Country Lakes
606-200-5061
Welcome home to this beautiful, well-maintained 3,416 sq ft bi-level home sitting on a spacious 1.2- acre corner lot with room to breathe and features that are hard to find! This property offers 4 bedrooms, 3 full bathrooms, two full kitchens, and a layout that is perfect for multi-generational living, entertaining, or hosting guest. The main level features a bright and open floor plan with a large living room, spacious dining area, and a warm, inviting kitchen. you'll love the mix of gorgeous hardwood flooring, new carpet, and tile, along with the comfort of a wood-burning fireplace. The main level includes 3 bedrooms and 2 full baths, including updated handicap-accessible walk-in tub with a door for added convenience. Downstairs, the fully finished walk-out basement is like a second home, complete with a second kitchen, full bathroom, laundry room, 1 bedroom, and a very large living room with a second fireplace. This level is ideal for a in-law suite, guest space, or extra entertaining area. This home also features a built-in central vacuum system with vacuum hookups conveniently located throughout the house, making cleaning easier and more efficient. Step outside and enjoy the back deck, a yard with fruit trees, and an outbuilding for storage, hobbies, or a workshop. Both driveways are blacktop, and the attached 2-car garage adds even more functionality. Recent updates include a new roof and update screened gutters, giving buyers peace of mind. This one truly has it all, space, update, charm, and versatility. A MUST-SEE PROPERTY!!
Courtesy: RE/MAX LakeTime Realty
606-679-7653
Spacious 4 bedroom 2 bath home in a sought out subdivision. Lovely open floorplan with updated kitchen and bathrooms, large bedrooms, hardwood flooring, inground pool situated on a large level lot. Close proximity to boat ramps and marinas on Lake Cumberland.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Well-maintained and thoughtfully improved, this 4BR/3BA home blends comfort with serious garage functionality and country living. The kitchen showcases hardwood maple cabinets, custom tile work, appliances only three years old and updated flooring spans three bedrooms and the front hallway. Choose one of two jacuzzi tubs for relaxation after a day of outside adventures. Enjoy outdoor spaces anchored by a 30' x 20' concrete pad with RV power outlet outside the garage to plug in your RV/camper. Then a lighted gazebo with gravel walkways connecting the house, gazebo, and 30 x 60 insulated garage—including clean access across the garage frontage. The versatile garage property offering excellent potential for commercial use or home-based business. Ideal for workshop, automotive, contractor space, storage, or small service operation. Functional layout with convenient access. Great opportunity to own your workspace! Garage doors are automatic with openers, complemented by new exterior garage lighting and gutter guards were installed throughout the home. The garage is uniquely equipped with a separate electrical meter, RV hookup, multiple 220V plugs, custom-built barn doors, finished interior walls, loft for storage and a tool room beneath the loft. The finished walk out basement is a great place for a man cave, game room for kids or 5th bedroom with its own bathroom. There is also a doggie door in the laundry room with a fenced in dog run too. Little South Fork of Cumberland River and the famous Green Ford swinging bridge is nearby.
Courtesy: Weichert Realtors Ford Brothers, Inc.
606-679-2656
Spacious 4-bedroom, 3-bath multi-level home is located in the desirable Sawmill Road lake community. Situated on a secluded .94-acre lot, this property offers nearby water access, boat ramps, and plenty of privacy. This is a solid home ready for some cosmetic updates to suit your style or making it an excellent opportunity for buyers looking to customize and add value. Unique multi-level layout provides flexible living spaces for family, guests, or entertaining. Lake access in the community and a paved boat ramp within a few miles for your boating and fishing enthusiasts. A short drive to Marina Rowena, Conley Bottom, Beaver Creek Resort or Dale Hollow. Additional acreage is available for purchase, offering room to expand or invest. Ideal for a full-time residence, vacation home, or renovation project.
Courtesy: Re/Max Country Lakes
606-200-5061
1200 sq ft home offering 1 bedroom, 1 full bath, and a spacious two-car garage, situated on a .21-acre lot. this property provides a functional layout with comfortable living space and room to relax both indoors and out. Located less than 15 minutes from Conley Bottoms Marina, this home is ideal for those who enjoy lake life, boating, fishing, or weekend getaways while still appreciating a quiet, manageable setting. The lot offers ample space for outdoor enjoyment with low maintenance. Perfect as a full-time residence, weekend retreat, or investment opportunity, this property combines convenience, location, and practicality near Lake Cumberland.
Courtesy: Epique Realty
502-552-8001
Lake Home-Personal retreat or income opportunity. Enjoy the best of lake living with this updated, fully furnished home-perfect for personal use or as an income producing property. Located minutes away from Safe Harbor Beaver Creek Marina. Move-in ready and offers convenience and comfort. Perfect back area with a newly built deck for entertaining. You do not want to miss out on this!
Monticello is located in Kentucky. Monticello, Kentucky has a population of 5,782. Monticello is more family-centric than the surrounding county with 41.15% of the households containing married families with children. The county average for households married with children is 30.16%.
The median household income in Monticello, Kentucky is $40,477. The median household income for the surrounding county is $41,237 compared to the national median of $69,021. The median age of people living in Monticello is 38.7 years.
The average high temperature in July is 86.2 degrees, with an average low temperature in January of 24.7 degrees. The average rainfall is approximately 51.5 inches per year, with 9.3 inches of snow per year.
