Panama City FL Real Estate & Homes for Sale

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Beds:
3
Baths:
3.00
Sq.Ft.:
3,175
Status:
Active
MLS#:
787114
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
1.49 Acres
Courtesy: Legacy Premier Agency Natalie Shanina 646-670-2466
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ADDITIONAL INFORMATION

Home to be built. Open and comfortable, casual yet elegant, The Bella Vista, an AR Homes floor plan is designed to make everyone feel like a member of the family. The kitchen is at the heart of it all with island seating, a walk-in pantry, and sight lines to the great room, dining room, and glass-door-walled outdoor spaces. Owner's suit, Two bedrooms and a large bonus room line the length of the home, while the private owner's suite offers peaceful indulgence. The Bella Vista Features: Main living area with 10' tray ceilings opens to covered lanai via pocketing sliding glass doors, bedroom, one adjacent to full bath, both with walk-in closets Den in front of home can function as additional media room, office, and quiet space Bonus room in back corner of home offers easy access to cabana for indoor/outdoor entertaining This home can be customized to suit your needs and preferences. Lot preparation - clearing extra fill dirt or foundation (if needed) is not included in the base price, outdoor kitchen, pool and screen enclosure are optional. To purchase the lot only - see listing #786835 Build your dream home on this beautiful 1.49-acre waterfront lot with direct access to the water and the relaxed Florida lifestyle you've been waiting for. Located on the scenic shores of Callaway Bayou, this property offers protected, boatable water that connects to the Gulf Intracoastal Waterway, leading out to St. Andrews Bay, Shell Island, and the open waters of the Gulf of Mexico. Just imagine pulling your boat right up to your future home--simply bring your own dock and start enjoying life on the water. This rare waterfront parcel offers approximately 1.49 acres of space to design and build the custom coastal home you've always envisioned. With no HOA, you have the freedom to create your own private retreat while enjoying the peace and beauty of the bayou. Conveniently located just minutes from Tyndall Air Force Base, along with shopping, restaurants, and schools, this property offers the perfect blend of tranquility and accessibility. Opportunities like this don't come along often--secure your piece of waterfront paradise and start living the true Florida coastal lifestyle.

Beds:
4
Baths:
1.00
Sq.Ft.:
1,152
Status:
Active
MLS#:
786890
Type:
Single Family
Subdivision:
Martin Bayou Estates
Lot size:
0.21 Acres
Year built:
1965
Courtesy: Anchor Realty Florida Catrina Raevens 850-541-2281
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ADDITIONAL INFORMATION

Fixer Upper. Sturdy water tight block home. This 4 bedroom 1 bath ranch home is ready to be updated. It has a large screened patio, that needs to be redone. There's also a large storage shed with electric. The property has a nice large yard. With some sweat equity this home is ready for new owners.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,568
Status:
Active
MLS#:
786846
Type:
Other
Subdivision:
Hickory Bluff
Lot size:
0.69 Acres
Year built:
1991
Courtesy: Counts Real Estate Group Eren Sullivan 850-258-2882
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ADDITIONAL INFORMATION

Affordable waterfront living! This large 3Br/2Ba manufactured home features fresh paint, large rooms, fireplace, sits on 0.69 acres, metal roof, and a huge back porch. Relax and watch the sunset from this expansive porch or on dock. Plenty of fish to catch here too! Bring your boat or jet ski to head out to North Bay. If you prefer, you can lazily Kayak around to enjoy the nature among the needle rush. Hickory Bluff is only minutes from shopping, dining, and the beautiful white sands of Panama City Beach!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,359
Status:
Active
MLS#:
786839
Type:
Single Family
Subdivision:
Bridge Harbor
Lot size:
0.22 Acres
Year built:
2021
Courtesy: Keller Williams Success Realty The Jarrett Group 850-279-5911
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ADDITIONAL INFORMATION

Welcome to this beautiful coastal-inspired 4-bedroom, 3-bathroom home offering 2,359 square feet of thoughtfully designed living space and peaceful pond views with a fountain right in your backyard. Inside, you'll find luxury vinyl plank flooring throughout the main living areas and a bright, open floor plan perfect for both everyday living and entertaining. The spacious kitchen is the heart of the home, featuring a large breakfast bar with additional storage, granite countertops, stainless steel appliances, and a walk-in pantry for added convenience. The great room showcases elegant tray ceilings, creating a sense of openness and architectural interest that continues into the primary suite. The spacious primary bedroom offers a private retreat with a large walk-in closet and a well-appointed bathroom featuring double vanities, a soaking tub, and a separate walk-in shower. Three additional bedrooms provide plenty of space for family, guests, or a home office or study. Situated on an oversized lot, this property also benefits from an adjacent easement, offering additional privacy and extra outdoor space to enjoy the serene setting. With modern finishes, a functional layout, and tranquil water views, this home perfectly captures the feel of comfortable coastal living.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,756
Status:
Active
MLS#:
786826
Type:
Single Family
Subdivision:
Treasure Cove Unit 2
Lot size:
0.17 Acres
Year built:
1993
Courtesy: Counts Real Estate Group William Grimsley 850-890-6832
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ADDITIONAL INFORMATION

Just off Thomas Drive and directly across from Publix, this beautifully maintained 3-bedroom, 2-bath brick home offers the perfect balance of beach convenience, privacy, and functionality. Originally built in 1993 and thoughtfully updated since 2017, the home blends solid construction with modern upgrades and distinctive interior craftsmanship. Inside you'll find luxury vinyl plank flooring, solid wood interior doors, tongue-and-groove paneling, and craftsman-style trim that create a warm, cohesive feel throughout the home. The kitchen features Samsung stainless appliances, farmhouse-style touches, and inviting lighting, opening naturally into the dining and living areas where a custom fireplace and rustic wood accents create a comfortable gathering space. Each room reflects pride of ownership and intentional design. With 1,756 heated and cooled square feet (2,412 total under roof), the home also offers impressive efficiency thanks to solar panels that have reduced the current owner's electric bill to approximately $30 per month, along with newer windows that enhance comfort year-round. Outside, the property is built for both practicality and entertaining. An expansive insulated metal panel covered driveway provides space for up to six vehicles in addition to the two-car garage, making it ideal for guests, boats, or multiple vehicles. The large covered rear porch and outdoor dining area, also built with insulated metal panel roofing, create a shaded and comfortable outdoor living space. Custom sun shades add additional cooling, making it perfect for relaxing or entertaining after a day at the beach. The backyard has been designed for low-maintenance enjoyment, featuring paved walkways, decorative pebble rock borders, and a stylish custom fence with wood framing and corrugated metal panels. A large side gate provides access for equipment or a tractor and leads to a dedicated workshop/storage area with pegboard walls, plus an additional covered lean-to for tools and lawn equipment. And for buyers who fall in love with the style, much of the home's furniture and décor is negotiable, offering the opportunity to purchase the home nearly turnkey. Located just minutes from the beach, dining, and shopping, this solid brick home combines location, character, energy efficiency, and exceptional parking

Beds:
3
Baths:
3.00
Sq.Ft.:
1,536
Status:
Active
MLS#:
786955
Type:
Single Family
Subdivision:
Marlin Place
Lot size:
0.05 Acres
Year built:
2015
Courtesy: Luxe Coastal Realty Group LLC Marcy O'Donnell 848-220-5555
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ADDITIONAL INFORMATION

Located in a private gated community just minutes from the beach, 8617 Marlin Place offers the perfect blend of comfort, convenience, and low-maintenance coastal living. This charming 3-bedroom, 2.5-bath cottage-style home was built in 2015 and has recently been refreshed with new interior paint, making it truly move-in ready. The thoughtfully designed layout features the primary bedroom on the first floor with a walk-in closet and private bath. The main living area offers 9-foot ceilings and an open, airy feel, creating a welcoming space for everyday living and entertaining. The kitchen is beautifully appointed with Carrera marble countertops, solid white shaker cabinetry with crown molding and glass accents, and stainless steel appliances. Upstairs you will find two additional bedrooms, including one with access to a private balcony, perfect for enjoying the coastal breeze. This home is located in a quiet 24-unit gated community with a community pool, and each unit includes its own private gated storage area. HOA dues cover lawn care, pool maintenance, trash service, and security gate access, allowing for easy, stress-free ownership. Conveniently located near Naval Support Activity Panama City, St. Andrews State Park, Front Beach Road, and the beautiful beaches of Panama City Beach, this home is an excellent opportunity for a primary residence or second home in one of the area's most convenient locations.

Beds:
5
Baths:
3.00
Sq.Ft.:
1,950
Status:
Active
MLS#:
786804
Type:
Fourplex
Subdivision:
Treasure Island
Year built:
1977
Courtesy: LPT Realty LLC Danielle Parsons 850-963-7252
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ADDITIONAL INFORMATION

Discover the potential of this unique quadplex property situated on a spacious lot with a convenient circular driveway that easily accommodates six vehicles. Perfectly positioned near the beautiful Emerald Coast, marinas, and local waterfront attractions, this property offers both immediate rental income potential and exciting possibilities for future expansion. Currently configured as a four-unit property featuring one larger three-bedroom unit along with three efficiency units, this versatile layout provides flexibility for long-term rentals, short-term vacation stays, workforce housing, or a combination of income streams. With a little TLC and vision, the property may offer the opportunity to reconfigure or expand to five or even six units, creating even greater income potential. The generous lot and circular drive make access and parking easy for tenants and guests, while the location places residents just minutes from some of the area's most desirable destinations. Enjoy close proximity to St. Andrews State Park, the beach, marinas, boat launches, waterfront dining, shopping, and entertainment, making this an appealing property for both residents and vacation renters. Whether you are an investor looking to increase cash flow, expand your portfolio, or develop a coastal income property, this opportunity offers endless possibilities in a highly sought-after coastal location. Don't miss the chance to bring your vision to life and maximize the potential of this multi-unit property near the water and the heart of everything the Emerald Coast has to offer.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,015
Status:
Active
MLS#:
786790
Type:
Condo
Subdivision:
Summerhouse Condo.
Year built:
1987
Courtesy: Counts Real Estate Group Inc Greg Taylor 850-896-4173
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ADDITIONAL INFORMATION

2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th floor of the mid-rise portion of the building, the unit provides Gulf views and convenient access within the building. The property is currently vacant and allows immediate occupancy, making it suitable for personal use, seasonal living, or a short-term rental investment opportunity where permitted by the association. Inside, the condo features tile flooring throughout for easy maintenance in a coastal environment. Natural light fills the living space through wall-to-wall sliding glass doors that open to the Gulf-front balcony. The kitchen has been updated with appliances, counters, hardware, sink, and cabinetry, and includes refrigerator, electric range, microwave, dishwasher, washer, and dryer. The open living and dining area connects directly to the balcony, allowing beach and Gulf views from inside the unit as well as outdoor seating space to enjoy the coastal setting. The primary bedroom includes direct balcony access and an attached bathroom with a shower and tub combination. Central heating and cooling serve the unit, and the building is constructed with concrete and stucco on pilings, typical for Gulf-front condominium construction. Summerhouse was built in 1987 and consists of multiple stories with elevator access. Community amenities include two pools with one heated seasonally, a kiddie pool, hot tub, tennis and pickleball courts, game room, owners lounge, and community gathering spaces. The property also offers approximately 400 feet of beachfront, beach access, and a Gulf-front gazebo. An on-site office and convenience shop provide small essentials and beach items. Recent updates to the property include improvements to the lobby, check-in area, and common spaces. Summerhouse is located near St. Andrews State Park and within convenient distance of grocery stores, restaurants, and local charter operations for fishing, diving, and sightseeing excursions along the Gulf Coast. Open paved parking is available, and the association reports monthly HOA dues of approximately $1,264.69, supporting community operations and maintenance. Showings are available by appointment. ***Patio Furniture does not convey with the sale of unit***

Beds:
5
Baths:
3.00
Sq.Ft.:
2,400
Status:
Active
MLS#:
786789
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
0.18 Acres
Year built:
1941
Courtesy: Keller Williams Success Realty The Jarrett Group 850-279-5911
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ADDITIONAL INFORMATION

Welcome to this timeless Florida cottage nestled in the heart of St. Andrews, one of Panama City's most desirable and walkable neighborhoods. Surrounded by mature landscaping and moss-draped oak trees, this spacious 5-bedroom, 3-bath home blends classic charm with thoughtful modern updates. Inside, you'll find hardwood floors throughout and an updated open-concept kitchen featuring granite countertops, tasteful cabinetry, and stainless steel appliances, creating the perfect space for everyday living and entertaining. The updated primary bathroom offers a walk-in tiled shower, adding comfort and style to the private retreat. Step outside to enjoy the large fenced backyard, complete with a privacy fence and plenty of room for entertaining, gatherings, or relaxing under the shade of mature trees. The home's generous and flexible floor plan offers multiple living spaces and well-sized bedrooms, making it ideal for large households, hosting guests, or maximizing rental potential. Whether you're looking for a primary residence, second home, or income-producing property, this home checks all the boxes. Short-term rentals are allowed, presenting an excellent opportunity for investors to capitalize on the area's strong demand. Located just minutes from popular dining, marinas, waterfront parks, and entertainment, you'll enjoy everything the charming St. Andrews district has to offer, along with convenient access to downtown Panama City and the beautiful Gulf Coast beaches. Don't miss this rare opportunity to own a versatile property in one of Panama City's most sought-after coastal communities.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,530
Status:
Active
MLS#:
786786
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.21 Acres
Year built:
1930
Courtesy: Legacy Premier Agency Raul Hernandez 850-628-0585
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ADDITIONAL INFORMATION

This MU-3 zoned (mixed-use) property offers both residential and light commercial possibilities, making it an ideal opportunity for a live/work lifestyle or flexible investment. The home retains much of its original charm, including beautiful heart-pine hardwood floors showcased throughout the property. Thoughtful updates have already been completed, allowing the next owner the opportunity to enhance the property even further while preserving its character. Additional features include convenient alley access and the potential to expand toward the alley for additional space or functionality. Whether you envision a primary residence, second home, or investment property, this property offers exceptional versatility. Located just five blocks from the revitalized Downtown Harrison Avenue district, you'll enjoy easy access to shopping, coffee shops, dining, and entertainment. Surrounded by new construction and ongoing development, this is truly an area on the rise.

Beds:
2
Baths:
3.00
Sq.Ft.:
1,148
Status:
Active
MLS#:
786779
Type:
Condo
Subdivision:
Shores Of Panama Phase I
Year built:
2007
Courtesy: Keller Williams Success Realty Sassy French 865-617-6184
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ADDITIONAL INFORMATION

WELCOME TO SHORES OF PANAMA 1704.....Stunning beachfront residence at **Shores of Panama - Unit 1704**. This beautifully appointed 2-bedroom plus private bunk room condominium offers exceptional Gulf views, luxury finishes, and impressive short-term rental potential. With the right management company, projected gross rental income ranges from **$75,000-$80,000 annually**, making it an outstanding investment opportunity. ## Property Overview Unit 1704 is thoughtfully designed for comfort, privacy, and rental performance. - **2 oversized bedrooms**, each featuring a private ensuite full bathroom - **Private bunk room** with its own bathroom and stand-up shower - Spacious open-concept living and dining area - Expansive beachfront balcony with breathtaking Gulf views - Offered **fully furnished** with upscale décor - Well-equipped kitchen with quality cabinetry, appliances, and ample counter space The split-bedroom layout maximizes privacy for guests, making this unit highly desirable for vacation rentals. The additional bunk room with a private bath significantly enhances occupancy potential and guest appeal. ## Investment Highlights This property is approved for **short-term rentals** and has strong income potential. - Estimated **$75,000-$80,000 gross annual income** with professional management - High-demand beachfront location - Turnkey and rental-ready - Strong guest appeal due to layout and amenities With its prime Gulf-front positioning and resort-level amenities, Unit 1704 is designed to generate consistent rental performance while offering owners personal enjoyment. ## Resort-Style Amenities at Shores of Panama Shores of Panama is known for delivering one of the most impressive amenity packages on the Gulf Coast. - **13,966 sq. ft. Gulf-front, zero-entry lagoon-style pool** with hot tub - Heated indoor pool for year-round enjoyment - Two seasonal tiki bars serving lunch and dinner - On-site coffee shop - Fully equipped fitness center - 24/7 on-site security - Direct beach access The lagoon-style pool is a signature feature of the resort and a major draw for vacationers. ## Prime Location Convenience and entertainment are right outside your door. - Adjacent to **Pineapple Willy's**, a local favorite - Walking distance to numerous restaurants, shopping, and entertainment venues - Wal-Mart located directly across the street for everyday essentials This central location enhances rental desirability by offering guests easy access to everything they need without requiring transportation. --- Shores of Panama Unit 1704 delivers the perfect combination of luxury beachfront living and strong investment potential. Whether you are seeking a high-performing vacation rental or a personal Gulf-front retreat, this fully furnished, amenity-rich residence is positioned to exceed expectations.

Beds:
1
Baths:
1.00
Sq.Ft.:
618
Status:
Active
MLS#:
786766
Type:
Condo
Subdivision:
Sunbird Condo
Year built:
1984
Courtesy: Keller Williams Success Realty Sassy French 865-617-6184
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ADDITIONAL INFORMATION

LOW COST TO INVEST IN THIS BEACHFRONT CONDO WITH GREAT ROI.... NEW AC UNITS TO BE INSTALLED SUMMER 2026 through the HOA reserves at no cost to the owners. The current AC unit is ONLY 1.5 years old ... .....Don't miss this TURNKEY 1 Bedroom/1 Bath beachfront condo in the highly sought-after West Tower. Located on a desirable low floor, this unit has been totally renovated from top to bottom to include brand new kitchen and bathroom cabinets, stylish countertops, updated flooring, and newer furniture throughout. Enjoy resort-style living with 3 sparkling pools, pickleball and tennis courts, and 24-hour gated security in this well-maintained community. The building has passed all required milestones, and the reserve study has been completed for your peace of mind. Perfect as a vacation home, rental property, or year-round residence--schedule your showing today! Walking distance to local restaurants, bars and shopping!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,545
Status:
Active
MLS#:
997919
Type:
Single Family-Detached
Subdivision:
Long Point Park 2nd Addn
Lot size:
0.19 Acres
Year built:
2026
Courtesy: Counts Real Estate Group Inc Mark Cowart 850-832-6000
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ADDITIONAL INFORMATION

Step into this semi-custom home beautifully designed with plenty of upgrades. Let's start outside. This home greets you with hardi siding, impact windows and doors, metal roof (all for discounted insurance rates), cornered back patio, sodded yard with irrigation, privacy fenced back yard, and paver driveway round out the outside. As for the inside, let's start with the kitchen, white shaker style cabinets with crown molding, built-in microwave in island, a gas stove with stainless steel vent hood (venting to the outside), full-size refrigerator with water & ice in the door, dishwasher, garbage disposal, all under gorgeous quartz countertops. Moving on, all 8 foot doors and plank vinyl flooring throughout the home as well as 9/10 foot ceilings. Plenty of can lights as well as upgraded light fixtures. The living room features a tray ceiling and an electric fireplace, Now for the master bedroom, which features its own tray ceiling with fan and can lights. Master bath has a double bowl vanity with quartz top. Master shower is 4'x5', tiled with bench to relax on. All closets and pantry have wood shelving. Energy wise, the home features all spray foam in walls and attic, and a gas tankless water heater providing endless hot water. Home is 2 minutes to Tyndall Air Force Base, 3 minutes to Bay Oaks Park (a beautiful park on the bay), and 5 minutes to shopping. Put this home on your short list.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,201
Status:
Active
MLS#:
997907
Type:
Other
Subdivision:
Salt Grass At Ward Creek
Lot size:
0.16 Acres
Year built:
2025
Courtesy: Maltbie Realty Group William Maltbie 813-819-5255
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ADDITIONAL INFORMATION

Ideally located near the white sand beaches of 30A, Pier Park, TopGolf. Upcoming 87-acre TMH/FSU Medical Campus, the future West Bay retail center with over 50,000 sq. ft. of shopping and dining, and a Publix expected Spring 2026. Enjoy community amenities including a resort-style pool, cabana, and pickleball courts. Large homesite. Preserve views. This Lila offers 3 beds/3 baths, and a spacious 3-car courtyard garage. Features 2x6 exterior wall construction, impact-resistant windows, and James Hardie siding. The Kitchen features Level 3 cabinetry, quartz countertops, and a large center island. Owner's suite offers a spa-inspired bath with frameless walk-in shower and built-in seating. PRICES SUBJECT TO CHANGE. Actual home may differ from photos.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,920
Status:
Active
MLS#:
786742
Type:
Single Family
Subdivision:
Venetian Villa
Lot size:
0.23 Acres
Year built:
1982
Courtesy: World Impact Real Estate Khuslen Erkhbayar 850-381-1892
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ADDITIONAL INFORMATION

Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place. Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or entertaining. The brand new kitchen is a true showstopper, featuring all-new appliances, brand new cabinets, modern fixtures, and beautiful new flooring that flows throughout the home. Both bathrooms have also been fully updated, offering fresh, modern finishes and thoughtful design. Just off the main living area, you'll find a beautiful sunroom filled with natural light, complete with built-in bookcases and cabinets, making it the perfect space for hobbies, reading, crafting, or a peaceful home office. Outdoor living is just as enjoyable with a screened-in porch and a deck overlooking the canal--ideal for morning coffee, evening relaxation, or entertaining guests. The two-car garage offers abundant storage and workspace, perfect for vehicles, hobbies, or equipment. There is also additional parking available for extra vehicles or even a boat. Situated in a quiet, well-established neighborhood and centrally located, this home combines charm, quality upgrades, and an unbeatable location. Don't miss this opportunity--homes like this don't come around often!

Beds:
5
Baths:
4.00
Sq.Ft.:
3,922
Status:
Active
MLS#:
786956
Type:
Single Family
Subdivision:
Queensberry Ltd At Bay Point
Lot size:
0.36 Acres
Year built:
1997
Courtesy: Berkshire Hathaway HomeServices Beach Properties of Florida Craig Duran 850-290-0417
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ADDITIONAL INFORMATION

Enjoy privacy, golf course views, and resort-style outdoor living in this beautifully updated 5BR/4BA Panama City Beach home on the Nicklaus Golf Course in the gated Bay Point community. Overlooking two ponds on holes #10 and #11, the home combines sweeping golf and water views with exceptional privacy and seclusion from surrounding properties. Designed for everyday comfort and effortless entertaining, the home features spacious living areas that flow seamlessly to the outdoor space. Step outside to your private pool and expanded patio with a covered lanai, surrounded by lush landscaping and a new Zoysia lawn - perfect for family time, hosting friends, or relaxing after a round of golf. Inside, hardwood and wood-look tile flooring runs throughout, complemented by chair rails and crown molding. The kitchen is both stylish and functional, featuring quartz countertops, stainless steel appliances, a gas cooktop, and double ovens. This five-bedroom floor plan provides versatile spaces to meet your needs: two rooms are currently used as a study and a wine room, both easily convertible into guest bedrooms, a home office or entertaining areas. An upstairs guest suite offers a private retreat for guests or extended family. Convenience and functionality are thoughtfully handled throughout the home, including a renovated laundry room, a three-car garage with built-in cabinetry and additional storage, and updated systems including three HVAC units (changed within the past year), a new hot water heater (Dec 2025), refrigerator (Oct 2025), and dishwasher (under two years). Solar panels on the roof provide energy savings and help reduce monthly utility costs. Additional improvements include renovated bathrooms, refreshed interior paint (2025), air duct cleaning (Oct 2025), a new front entry door and tile, and a 2024 irrigation system - providing a move-in ready experience with peace of mind. Bay Point is an exclusive 24/7 security-patrolled gated community which boasts a Nicklaus Golf Course, the Point South Marina with gulf access, dining at Neon's 72, and scenic walking areas. Grocery stores, restaurants, shopping, and everyday conveniences are just minutes away, while the white-sand beaches and natural beauty of St. Andrews State Park are a short drive from home. The community's safe, family-friendly environment and ample outdoor spaces make it ideal for recreation and everyday living. Experience the ultimate Panama City Beach lifestyle in this spacious, private Bay Point home - schedule your private showing today.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,293
Status:
Active
MLS#:
786818
Type:
Single Family
Subdivision:
Baltimore Beach
Lot size:
0.14 Acres
Year built:
1956
Courtesy: Hitchcock Real Estate LLC Susan Tucker 850-628-3206
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ADDITIONAL INFORMATION

Charming Florida Cottage offers 3 bedrooms and 1.5 baths, perfectly blending comfort, character, and coastal living. This inviting home features a comfortable layout designed for easy beach-style living. Step outside and enjoy the Florida lifestyle with palm trees, a fully fenced backyard, and a storage shed. The outdoor space offers room for relaxing, gardening, or hosting casual gatherings. Ideally located near the Naval Base, making it a great option for military families, vacation living with close proximity to St. Andrews State Park, fishing spots, and a short walk to the beautiful beaches off Thomas Drive. Investment opportunity with long-term rental history and would make a great short-term rental. , St. Andrews State Park, fishing spots, and a short walk to the beautiful beaches. School information is subject to change and should be verified with the Bay County School Board. Room sizes are approximate.

Beds:
5
Baths:
2.00
Sq.Ft.:
1,800
Status:
Active
MLS#:
786756
Type:
Single Family
Subdivision:
W H Parker
Lot size:
0.28 Acres
Year built:
1930
Courtesy: Keller Williams Success Realty Dennis Nelson 850-348-8262
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ADDITIONAL INFORMATION

Welcome to this one-of-a-kind custom home with superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with brick dual sided fireplace, newly refinished wood floors, high ceilings, and modern amenities. Spacious living and open area for everyone, and lots of options for 5 bedrooms! The open living area with new kitchen will impress when entertaining, with gorgeous granite countertops and all new kitchen and stainless appliances. Giant yard is high and dry, with room to store ALL your toys. A large covered porch is your key to a shady afternoon retreat, entertaining guests, or enjoying a relaxing rain shower. Head on out to your new fireplace veranda for quiet night by the fire. Plenty off room for a pool or an additional storage building! A fully fenced yard for your privacy and security. Located within minutes to revitalized and booming downtown Panama City, with dozens of restaurants, shops, night spots, and activities. The area is abundant with parks, boating, fishing, events, and ongoing improvements to the area. Whether looking for your next home, or investing in the future of Panama City, this property has room to add additional dwelling units, pool, parking, outbuildings, and so much more! With Mixed-Use Zoning, there are options for commercial use, live-work situations, and so much more! Also offered as a commercial lease. Close proximity to Tyndall Air Force Base is great for future rentals, or customers! Alterations to the home can be negotiated. All appliances, including HVAC and Water Heaters, are within 3 years old and warrantied. This entire home has been remodeled by quality contractors and is like new, with some original touches kept for historic and aesthetic value. Furniture is virtually staged except for a few pieces that are negotiable.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,109
Status:
Active
MLS#:
997845
Type:
Single Family-Detached
Subdivision:
King Estates Unit 2
Lot size:
0.23 Acres
Year built:
1978
Courtesy: Anchor Realty Florida Rebekah Peterson 206-707-5133
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ADDITIONAL INFORMATION

Welcome to 3015 Stanford Rd in Panama City -- a beautifully maintained and thoughtfully updated brick home that combines timeless construction with modern upgrades, all in a convenient and highly desirable central location. Inside, you'll find a bright and welcoming open living and dining area designed for comfortable everyday living and easy entertaining. Large windows allow natural light to flood the space, creating a warm and airy atmosphere throughout the home. Durable flooring runs throughout the house with no carpet, providing a clean, modern look and low-maintenance lifestyle. The spacious primary bedroom offers a relaxing retreat and features a generous walk-in closet along with a convenient private half bath. One additional bedroom provides comfortable space for family, guests, or a home office, making the layout both practical and flexible. This home has been extensively improved with a long list of thoughtful upgrades. Major system updates include a new HVAC system and hot water heater installed in 2022, followed by a new well pump in 2023. In 2024, the kitchen was updated with new appliances, and in 2025 the home received a comprehensive renovation that included a completely new kitchen, updated bathrooms, a redesigned laundry area, new gutters, fresh interior and exterior paint, updated plumbing, electrical improvements, and all new lighting fixtures throughout the home. A new sliding glass door was also installed, providing easy access to the backyard, and a new washer and dryer were added. The improvements continued in 2026 with a beautifully renovated main bathroom featuring a tub and shower combination with classic subway tile. Outside, the concrete patio has been freshly stained to create an inviting outdoor living space. The shed has been painted to match the home, and new landscaping and plantings enhance the home's curb appeal. Additional features include a convenient one-car garage and a spacious yard perfect for relaxing, gardening, or entertaining. Ideally located, this home is just minutes from the new Publix shopping center at SweetBay and close to the shopping, dining, and everyday conveniences along 23rd Street. The beautiful beaches of the Gulf of Mexico are also only about 20 minutes away. With extensive upgrades, abundant natural light, and a prime location close to everything Panama City has to offer, 3015 Stanford Rd is truly move-in ready and a wonderful place to call home.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,120
Status:
Active
MLS#:
786718
Type:
Single Family
Subdivision:
Morningside
Lot size:
0.17 Acres
Year built:
2024
Courtesy: Keller Williams Success Realty The Jarrett Group 850-279-5911
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ADDITIONAL INFORMATION

**Open House Saturday 4/11 from 11AM - 1PM** Built in 2024, this beautifully designed 4-bedroom, 2-bath Ryder floor plan located in the desirable Morningside community, offering 2,031 square feet of modern, open-concept living. Thoughtfully crafted for both comfort and entertaining, the home features a spacious two-car garage and inviting covered front patio. Inside, you'll find 8-foot ceilings, durable EVP flooring, and designer-style doors with brushed nickel hardware, creating a bright and polished interior. The chef-inspired kitchen serves as the centerpiece of the home, complete with granite countertops, stainless steel appliances, a large pantry, and an oversized island with breakfast bar, all flowing seamlessly into the expansive living and dining areas. The private primary suite, tucked away at the rear of the home, offers a relaxing retreat featuring a walk-in shower and dual closets. Three additional bedrooms provide flexibility for guests, family, or a home office, along with the convenience of a spacious laundry room. A smart home system allows effortless control of lighting, climate, and security from a central touch panel. Located just 15 minutes from Tyndall Air Force Base and minutes from boat launches, parks, shopping, and dining, with easy access to Highway 231 and the white-sand beaches of Panama City Beach, this move-in ready home delivers modern style, everyday comfort, and an exceptional location.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,102
Status:
Active
MLS#:
786717
Type:
Single Family
Subdivision:
Old Orchard
Lot size:
0.14 Acres
Year built:
2022
Courtesy: Think Real Estate Matt Wright 850-227-8276
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ADDITIONAL INFORMATION

Welcome to this well-maintained 3-bedroom, 2-bath home built in 2022, offering modern construction and low-maintenance living in a convenient location. Just minutes from Watson Bayou, the property provides easy access to the water while still being close to the heart of downtown. Inside, you'll find a clean, functional layout designed for everyday living, with comfortable living spaces and plenty of natural light. The home has been well cared for since it was built, giving buyers the advantage of newer construction without the wait of building new. Located only a short drive from downtown, the area is experiencing noticeable growth and revitalization, with new businesses, restaurants, and development continuing to emerge. Whether you're looking for a primary residence, a low-maintenance property, or a smart investment in a growing area, this home offers a strong combination of location, condition, and value.

Beds:
2
Baths:
1.00
Sq.Ft.:
752
Status:
Active
MLS#:
997776
Type:
Mobile Home
Subdivision:
No Recorded Subdivision
Lot size:
0.07 Acres
Year built:
1976
Courtesy: EXP Realty LLC Bubba McCants 850-624-8433
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ADDITIONAL INFORMATION

2 bedroom, 1 bath single-wide mobile home located in the center of town just off Frankford Avenue between Kings Point and SweetBay. This location puts you close to everyday conveniences with quick access to grocery stores, shopping, schools, and medical facilities throughout Panama City. Just minutes from downtown Panama City and a short drive across the Hathaway Bridge to Panama City Beach, making it easy to enjoy both the bay and the beach. This property could make a practical option for someone looking for affordable housing, a rental investment, or a simple place to live without being far from town. Convenient location and easy access to major roads, center of PC.

Beds:
5
Baths:
6.00
Sq.Ft.:
2,919
Status:
Active
MLS#:
786715
Type:
Triplex
Subdivision:
Biltmore Beach
Lot size:
0.27 Acres
Year built:
1992
Courtesy: Fun Quest Vacation Rentals Corp Viola Zhuravel 850-960-2455
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ADDITIONAL INFORMATION

Attention investors! Income-producing triplex just a short walk to the beach in PCB (4 min walk to Schooners). Perfect for short-term rentals, vacation stays, or long-term tenants. Properties this close to the sand rarely hit the market--strong rental potential and multiple income streams! A - 1 bed + loft, 2 baths. B - 2 bed, 2 bath. C - 2 bed, 2 bath.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,262
Status:
Active
MLS#:
786702
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Think Real Estate Matt Wright 850-227-8276
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ADDITIONAL INFORMATION

Welcome to this lake view condo located in the popular Laketown Wharf in Panama City Beach. This spacious unit features 2 bedrooms, 2 bathrooms, plus a bunk area and can comfortably accommodate up to 9 guests, making it a great option for a vacation getaway, rental investment, or full-time coastal living. The primary suite includes private access to the balcony, a walk-in closet, and an ensuite bathroom complete with double vanities, a soaking tub, and a separate shower. The bunk area is designed with a twin-over-twin bunk and an additional trundle, offering extra sleeping space for family and guests. Step out onto the large balcony and take in peaceful views of the lake--perfect for enjoying morning coffee or unwinding in the evening. Laketown Wharf is known for its extensive amenities, including a fitness center, five resort-style pools, a massive freshwater lake surrounded by a 52,000 sq ft boardwalk, and private beach access for owners and guests. The resort also offers convenient on-site dining and entertainment, including the recently added 810 Bowling & Billiards. Just 5 miles west you'll find Pier Park, one of the area's premier destinations for shopping, restaurants, and entertainment. Northwest Florida Beaches International Airport is located approximately 19 miles away, and new nearby attractions such as Topgolf and Dolly Parton's Pirates Voyage Dinner & Show continue to add to the area's appeal. All measurements are approximate. If important, please verify. Schedule your showing today.

Beds:
5
Baths:
3.00
Sq.Ft.:
2,556
Status:
Active
MLS#:
786698
Type:
Single Family
Subdivision:
Olde Towne Village
Lot size:
0.2 Acres
Year built:
2022
Courtesy: Think Real Estate Matt Wright 850-227-8276
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ADDITIONAL INFORMATION

Spacious and versatile, this 5-bedroom home offers room to grow and flexibility to fit a variety of lifestyles. In addition to the five bedrooms, the property features two bonus rooms that can easily be used as a home office, playroom, media room, or even converted into a 6th or 7th bedroom if needed. Situated on a desirable corner lot, the home includes a large fenced backyard that provides plenty of space for outdoor entertaining, pets, or future additions. Inside, the home has been freshly painted throughout, giving it a clean and updated feel. Modern conveniences include a smart thermostat and an ADT security system already in place for added comfort and peace of mind. A major financial advantage is the assumable VA mortgage at 4.625%, which the sellers are willing to consider offering to qualified buyers--an increasingly rare opportunity in today's market. With generous living space, flexible room options, and valuable financing potential, this property is ready to meet a wide range of needs.

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170




Panama City Real Estate

Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $305,000
    25%
    change since last quarter
  • # Active listings

    1,685
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Callaway Elementary School PK - 05 523 14.5 32404
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL

City County
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City