Panama City FL Real Estate & Homes for Sale

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Beds:
2
Baths:
1.00
Sq.Ft.:
970
Status:
Active
MLS#:
991910
Type:
Condo
Subdivision:
LANDMARK CONDO
Year built:
1969
Courtesy: Paradise Properties Savannah Hamilton
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ADDITIONAL INFORMATION

This ground floor 2-bedroom condo offers a peaceful courtyard-facing setting and a thoughtfully updated interior throughout. The open-concept kitchen and living area create a bright, welcoming space, featuring brand-new cabinetry, sleek countertops, a large island, new appliances, and a convenient pantry. The bathroom has been fully updated with a stylish tiled walk-in shower. New luxury vinyl plank flooring runs throughout the condo, adding both durability and modern appeal. The primary bedroom boasts a redesigned and enlarged closet for enhanced storage and functionality. Ideal as a second home, primary residence, or investment property, this condo is located in Landmark, a unique waterfront community nestled beneath majestic old-growth oaks in St. Andrews. Contact your favorite agent for a private tour.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,441
Status:
Active
MLS#:
782703
Type:
Condo
Subdivision:
Watercrest Condo
Year built:
1987
Courtesy: Realty Mark Associates Daniel Peak 850-890-8884
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ADDITIONAL INFORMATION

LOCATION, LOCATION, LOCATION.... If you've been searching for the PERFECT BEACH FRONT CONDO on Panama City Beach, your search ends here! Welcome to Unit 1008 at Watercrest, one of the most desirable residences on the Emerald Coast. With 1,441 square feet, this beautifully designed 2-bedroom, open-concept condo delivers everything buyers want—and very few ever get! Why is the 08 stack so coveted? Simple: more direct Gulf-front windows than any other unit in the building—and arguably on the beach. The views are breathtaking, expansive, and impossible to replicate. Then there's the massive Gulf-front balcony—a true showstopper. Designed for entertaining, it comfortably hosts 20+ guests for sunset cocktails, coastal breezes, and unforgettable evenings overlooking miles of emerald water and sugar-white sand! Perched on the 10th floor, this unit hits the sweet spot. High enough for panoramic views and privacy, yet low enough to clearly see the pool, beach, and ocean—while staying comfortably above the noise of lower floors. Guests and owners alike love this level! Watercrest is widely regarded as one of the premier Gulf-front condominiums on Panama City Beach, and opportunities like this are increasingly rare. Units in this location, with this floor plan and view, do not last! If owning a standout beachfront property is your goal, now is the time to act. Prime locations like this are always in demand—and rarely available. Don't miss your chance to claim one of the finest condos on the beach!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,255
Status:
Active
MLS#:
782690
Type:
Single Family
Subdivision:
Oakland Terrace Add
Lot size:
0.21 Acres
Year built:
1948
Courtesy: Legacy Premier Agency Shelby Husbands 850-832-1692
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ADDITIONAL INFORMATION

A true St. Andrews gem—this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom. Beyond the main home, this property truly shines with multiple income-producing opportunities, including a detached mother-in-law/carriage house and an additional climate-controlled bonus building—perfect for a private guest suite, efficiency, creative studio, the possibilities are endless!!! Perfectly positioned in one of Panama City's most desirable and walkable neighborhoods, just minutes from dining, shops, and the bay. Whether used as a high-performing Airbnb, multi-generational retreat, or luxurious primary residence with flexible spaces, this property offers endless potential and exceptional lifestyle appeal. YOU DON'T WANT TO MISS THIS AMAZING OPPORTUNITY! Schedule your showing today!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,230
Status:
Active
MLS#:
782684
Type:
Condo
Subdivision:
Villas Of St. Thomas 4
Year built:
1984
Courtesy: Allison James Estates & Homes Roger Rietsema 850-596-5844
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ADDITIONAL INFORMATION

Bring Your Boat! Enjoy one of the best lagoon views in the complex from this spacious 40-foot wraparound balcony, perfect for sunrise coffee or sunset entertaining. Located just minutes from the Gulf by boat, this waterfront condo offers the ideal blend of boating, beach, and convenience. This highly sought-after floor plan features 2 bedrooms and 2 bathrooms on the same level, making it both functional and desirable. The kitchen has been tastefully updated with granite countertops, newer cabinetry, and updated flooring, and opens seamlessly to a bright living and dining area—ideal for entertaining while taking in the spectacular water views. The waterfront primary suite is a true retreat, complete with a sitting area, balcony access through sliding glass doors, a double-sink vanity, and a walk-in closet. Step outside and you're just a few steps from public beach access, where the emerald-green Gulf waters await. To top it off, you're within easy walking distance to restaurants, shopping, and local attractions, making this an exceptional full-time residence, second home, or vacation rental opportunity.

Beds:
1
Baths:
1.00
Sq.Ft.:
750
Status:
Active
MLS#:
782671
Type:
Condo
Subdivision:
[No Recorded Subdiv]
Year built:
1983
Courtesy: Beachy Beach Real Estate Kati Pullins 334-435-1465
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ADDITIONAL INFORMATION

Beautiful updated condo a half a block to white sandy Beach! This condo has had a total upgrade and is ready to be your primary home or vacation home/ rental beautifully done with Granite in the kitchen and bath,tiled shower with glass slider door and large closet in the master bedroom two slider doors access the gulf views and sunsets beach access number 19 which is your walkway to the beach is less then a block away!, The living room is roomy and has a trundle bed/couch for plenty of space for guests. Breakfast bar and kitchen with new stainless appliances. The condo is close to local pubs, restaurants and entertainment a great golf cart friendly area perfect for the beach lifestyle . The condo building is smaller and has only 6 units perfect for cozy home feeling. A large parking area comes with each unit only for your use. This unit is being sold fully furnished and is ready for you to live part time or full time in paradise! Call your favorite realtor for a showing today.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,475
Status:
Active
MLS#:
783106
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.58 Acres
Year built:
2025
Courtesy: Gillman Group Realty Taylor White 850-348-2765
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ADDITIONAL INFORMATION

Welcome to this beautiful brand-new construction home located in Callaway, FL. Construction has just been completed and it's waiting for someone wanting a fresh beginning to turn it into home. With 1,475 square feet, this thoughtfully designed 3-bedroom, 2-bath home offers an open-concept layout that feels both welcoming and functional. The vaulted ceiling in the living room creates an airy, expansive feel, while LVP flooring throughout keeps the space stylish and easy to maintain. The kitchen is the heart of the home, featuring quartz countertops, a large island, tile backsplash, spacious pantry, and all smart appliances, including the refrigerator and dishwasher. The primary suite is a true retreat, complete with a tile walk-in shower, double vanity with quartz countertops, and a large walk-in closet designed to grow with you. The spare bathroom offers granite countertops, and spacious guest rooms giving guests and family a polished, comfortable space of their own. Outside, you'll find a covered back patio ideal for slow mornings or winding down at the end of the day, plus a privacy-fenced backyard with additional yard space beyond the fence that overlooks a pond. The yard is fully sodded front and back (within the fence) and includes gutters and blinds, so the home is truly move-in ready. A two-car garage and four driveway spaces offer plenty of room for vehicles, guests, or hobbies. This home also already has a water filtration system for the well. Conveniently located near Tyndall Air Force Base, grocery stores, restaurants, gas stations, and everyday essentials, this home also puts you within 30 minutes of both Panama City Beach and Mexico Beach, making weekend getaways easy and spontaneous. This home hasn't lived a life yet — it's waiting for laughter, milestones, quiet nights, and new traditions. If you're looking for a place where your story can begin, this might just be it. If important, buyer to verify all information and measurements. Certain photographs of this property may include virtually staged furniture and/or décor for illustrative purposes only. Virtual staging is used to help visualize the potential of the space. No physical furniture or décor is included in the sale unless otherwise stated in the contract. Room sizes, layouts, and features should be independently verified by the buyer.

Beds:
2
Baths:
2.00
Sq.Ft.:
720
Status:
Active
MLS#:
782749
Type:
Other
Subdivision:
Emerald Pointe Resort
Lot size:
0.05 Acres
Year built:
2006
Courtesy: Lifes A Beach Real Estate, LLC Laina Dillman 972-743-9499
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ADDITIONAL INFORMATION

Enjoy breathtaking sunrises from this inviting beach house in Emerald Pointe Resort. The spacious lot offers plenty of potential for expansion, making it an attractive choice. Inside, you'll find a well-designed layout with two bedrooms, two bathrooms, and a bonus room that currently serves as a third bedroom/office. The kitchen and large dining area are open and welcoming, while the covered back patio is perfect for relaxing after a day at the beach. The home comes fully furnished and is ideal for use as a permanent residence, vacation getaway, or investment property. Emerald Pointe Resort is a gated community nestled in the heart of Panama City Beach, just minutes from restaurants, shopping, and the world's most beautiful beaches. Engage in the community's fantastic amenities, which include a large clubhouse, exercise room, shared library, two swimming pools (one heated seasonally), a hot tub, a serene lake with a boardwalk, and a shuffleboard court. Your HOA fee covers water, sewer, garbage, and lawn service, ensuring you enjoy a hassle-free living experience. (WOW is running fiber optic cable in the community, and when complete, Wi-Fi will be included with your quarterly HOA Fee) This charming property won't last long—schedule your showing today! All information is approximate and should be verified by buyer if important.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,600
Status:
Active
MLS#:
782639
Type:
Condo
Subdivision:
Summerwinds Condo
Year built:
1994
Courtesy: CENTURY 21 Ryan Realty Inc Matthew Johns 850-628-9867
View additional info

ADDITIONAL INFORMATION

Discover your slice of coastal bliss in this exquisitely remodeled first-floor beachfront condo, nestled in a serene non-rental community where tranquility reigns supreme. Step inside this fully furnished gem and be captivated by its modern elegance - every detail has been thoughtfully updated with an open-concept layout, high-end finishes, sleek appliances, a spa-like bathroom, and abundant natural light flooding through expansive windows. Effortlessly access your private paradise with direct beach access for sunrise strolls and sunset toasts, all while enjoying coastal decor, and every essential included - simply pack your beach bag and start living the dream! Backed by a thriving association that aced the Milestone inspection with no Phase 2 required and substantial reserves ensuring worry-free ownership and top-tier maintenance, this turnkey luxury haven is perfect for a personal getaway, retirement retreat, or year-round coastal escape. Don't miss this rare opportunity to own beachfront beauty - schedule your private showing today!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,144
Status:
Active
MLS#:
782631
Type:
Single Family
Subdivision:
Palm Bay Unit 4
Lot size:
0.23 Acres
Year built:
1994
Courtesy: CENTURY 21 Ryan Realty Inc Natalie Ryan 850-960-1731
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ADDITIONAL INFORMATION

Executive-style 3-bedroom, 2 bath home with 3-car garage in the desirable Palm Bay community of East Panama City Beach. This beautifully updated residence features a split bedroom floor plan with transom windows that bring in abundant natural light. The remodeled kitchen offers quartz countertops, stainless steel appliances, 5-burner gas cooktop, built-in oven, and breakfast nook. Interior highlights include new Mohawk Ultrawood waterproof wood floors, freshly painted walls and baseboards, and a spacious laundry room with quartz countertop, wash sink and Samsung washer/dryer set. The master suite boasts plantation shutters, private patio access, jetted tub, walk-in shower, double vanities, and walk-in closet. A hallway bathroom with a convenient tub/shower combination serves the additional bedrooms. Bathrooms have been upgraded with new toilets and water lines (2025). Enjoy outdoor living with a screened-in patio featuring refinished concrete flooring and direct-connect gas line, lush landscaping supported by a Rainbird irrigation system, and new exterior lighting. Recent updates include roof and fence (2018), exterior painting, Carrier Infinity HVAC with gas heat pump, gas water heater, new gutters with leaf guards, and well pump. A rare 3-car garage with 895 sq ft provides ample space for vehicles, storage, or workshop needs. This home combines modern upgrades, efficiency, and coastal charm—ready for its next owner. *All measurements and information approximate, please verify if important.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,557
Status:
Active
MLS#:
782617
Type:
Single Family
Subdivision:
Village of Mill Bayou/Shoreline Village Ph 1B
Lot size:
0.18 Acres
Year built:
2020
Courtesy: CENTURY 21 Commander Realty Jacob Hutchins 850-319-5388
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ADDITIONAL INFORMATION

If you've been searching for a home that feels just right in the Lynn Haven Area, this is the perfect fit. 2 minutes away from the newly established Publix plaza which includes a Circle K, Starbucks, Nail Salon, McDonalds and more! The moment you step inside, you'll notice how inviting the layout is, with 3 spacious bedrooms and 2 full bathrooms designed for comfort and easy living. The home features gorgeous, recessed ceilings that add a touch of luxury, along with recessed lighting in the kitchen and bathrooms that creates a bright, modern feel. Stainless steel appliances complete the kitchen, giving you a clean and stylish space to cook, entertain, and gather. This community offers a very well-maintained swimming pool as well! Families love this location, and for good reason. North Bay Haven Charter Academy, one of the most highly rated K-12 schools in the area, sits right nearby. You're also just 6.5 miles from HCA Gulf Coast Hospital and only 12 miles from the white-sand beaches of Panama City Beach. This isn't just a house; it's a chance to settle into a welcoming community where everything you need is close by. Come see why so many people love calling Mill Bayou home!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,827
Status:
Active
MLS#:
782517
Type:
Single Family
Subdivision:
Bridge Harbor
Lot size:
0.13 Acres
Year built:
2021
Courtesy: Think Real Estate Kim Johnson 850-819-3296
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ADDITIONAL INFORMATION

Discover this beautiful Craftsman-style 4 bedroom, 2 bath home located in the highly desirable Bridge Harbor subdivision. This charming property offers modern comfort, timeless design, and resort-style amenities just minutes from everything you need. Step inside to an inviting open-concept layout featuring stainless steel appliances, a large kitchen island perfect for meal prep or entertaining, and spacious living areas filled with natural light. The master suite offers a relaxing retreat with a separate soaking tub, walk-in shower, and generous walk-in closet. Residents of Bridge Harbor enjoy an HOA packed with amenities, including a sparkling community pool, pool house, BBQ grills, playground, and even a dog park—something for everyone to enjoy. Conveniently located just minutes from Tyndall AFB and close to the Naval Surface Warfare Center, this home is also surrounded by an abundance of shopping, dining, and medical facilities. Plus, you're only a short drive to Mexico Beach and the world-famous white-sand beaches of Panama City Beach, FL! This stunning home offers the perfect blend of coastal living, comfort, and convenience—schedule your showing today!

Beds:
3
Baths:
3.00
Sq.Ft.:
2,993
Status:
Active
MLS#:
782400
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
4.65 Acres
Year built:
1979
Courtesy: CENTURY 21 Commander Realty Mandie Kadel 850-625-1528
View additional info

ADDITIONAL INFORMATION

Looking for a beautifully crafted log cabin? You need to check this one out! Set on 4.65 acres, this property is surrounded by mature trees and open space to provide perfect blend of privacy and peaceful living. Your breath will be taken away when you step inside! The spacious living room features soaring high ceilings, exposed wood beams and a beautiful wood burning fireplace. The newly renovated kitchen boasts contemporary finishes and offers plenty of space for cooking and entertaining. This home includes three bedrooms 2 1/2 bathrooms. A loft on the second floor provides perfect space for an office, Game room, or even an additional sleeping area. There is a large detached RV/Boat garage for all your recreational vehicles, equipment, workshop needs. All information deemed accurate but should be verified by buyer. Open House Sunday January 11th 1:30-4 pm

Beds:
2
Baths:
3.00
Sq.Ft.:
1,290
Status:
Active
MLS#:
783072
Type:
Single Family
Subdivision:
Silver Sands Beach
Year built:
1973
Courtesy: Dalton Wade Inc Alex Morris 205-601-7138
View additional info

ADDITIONAL INFORMATION

Wake up to the sound of waves and step directly from your patio onto the sugar-white sands of Panama City Beach. This rare Gulf-front townhouse offers unobstructed views, private beach access, and a setting that captures the essence of classic coastal living. The main living level features a bright, open layout with tile flooring and recessed lighting. The kitchen offers generous cabinetry, ample counter space, and a breakfast bar that flows naturally into the dining and living areas. Just inside the Gulf-side exit, a wet bar with ice maker adds convenience for beach days and outdoor entertaining, allowing effortless transitions between indoor comfort and outdoor living. Outdoor spaces truly define this home. An oversized Gulf-front patio overlooks the dunes and opens to a private boardwalk leading straight to the beach, creating a direct and seamless connection to the shoreline. Upstairs, the primary suite enjoys beautiful Gulf views, private balcony access, and an en-suite bath. A second bedroom and additional full baths provide comfort and flexibility for family or guests. Concrete block construction, interior laundry, excellent storage, and a thoughtfully designed two-story layout complete the offering. Lovingly maintained and never used as a rental, this home reflects pride of ownership throughout. Located on Surf Drive in the established Silver Sands Beach area, this property offers a quieter beachfront setting while remaining close to dining, shopping, and local attractions.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,783
Status:
Active
MLS#:
782637
Type:
Condo
Subdivision:
Grande Surf Club Condo
Year built:
2000
Courtesy: Hilltop Legacy Realty Christopher Moseley 850-541-6427
View additional info

ADDITIONAL INFORMATION

Grande Surf Club Unit 11W - Gulf-Front Condo With Amazing Views This condo is perfect for anyone who wants easy, peaceful beach living with stunning views. Whether you're looking for a full-time home, a second home, or a high-end investment, this place offers comfort, space, and a true beachfront feel. Step inside this 3-bedroom, 2-bathroom condo with 1,783 square feet of living space. It comes fully furnished and has new LVP flooring in place of all carpeted areas. The layout is open and bright, making it great for relaxing or hosting friends and family. One of the best features is the 400-square-foot wraparound balcony. From here, you get unobstructed views of the Gulf, perfect for watching sunsets or enjoying fresh ocean air. The Grande Surf Club is a private, low-density building with only two units per floor, so it stays quiet and uncrowded. You also get private beach access and a resort-style community pool. Plus, you're close to some of the best dining and attractions in Panama City Beach. Unit 11W gives you beachfront living, wide Gulf views, a peaceful building, and quick access to everything you love about Panama City Beach. It's a great fit for anyone wanting an easy, relaxing, and upscale coastal lifestyle. Schedule your private showing today.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,396
Status:
Active
MLS#:
782611
Type:
Single Family
Subdivision:
Forest Shores
Lot size:
0.16 Acres
Year built:
1984
Courtesy: Panhandle Real Estate Thomas Bachelder 850-866-5577
View additional info

ADDITIONAL INFORMATION

Welcome to 6317 Wallace Road—where charm, comfort, and modern updates come together in a beautifully maintained brick home. This 3-bedroom, 2-bathroom residence offers just the right balance of classic style and contemporary finishes, with fresh paint, brand-new flooring, and an inviting open layout perfect for both everyday living and entertaining. Step inside to discover a bright, remodeled interior featuring custom Shaker style soft close cabinetry, sleek granite countertops, and updated appliances, plumbing and lighting fixtures. The spacious kitchen flows effortlessly into the living and dining areas, making it easy to stay connected with family or guests. The living area even has a fireplace with an electric insert! You'll appreciate the four-year-old HVAC system and a roof that's only seven years old, offering peace of mind for years to come. Outside, enjoy your fully privacy-fenced backyard—ideal for kids, pets, or afternoons outdoors. The oversized 85x120 lot gives you room to garden, play, or simply relax. A double garage provides plenty of storage and convenience, while the neighborhood of well-kept homes offers a friendly, established setting just minutes from Tyndall AFB, schools, and local shopping. Don't miss your chance to own this move-in-ready gem in one of Panama City's most desirable areas. Schedule your showing today and fall in love with all this home has to offer!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,407
Status:
Active
MLS#:
782615
Type:
Single Family
Subdivision:
Sudduths 10Th Add
Lot size:
0.24 Acres
Year built:
1946
Courtesy: Think Real Estate The Sanchez Group 850-890-6262
View additional info

ADDITIONAL INFORMATION

Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,407 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club. Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation, seamlessly blending timeless character with elevated modern luxury. Every major system has been renewed—including a 2018 Metal Roof, new electrical, new plumbing, and a tankless water heater—providing true peace of mind and effortless, turnkey living. Inside, refinished original hardwood floors set the stage for a sophisticated design palette and curated finishes throughout. The exquisite chef's kitchen features state-of-the-art appliances, premium quartz countertops, and a fire-clay cast-iron porcelain enamel sink with custom accessories. Champagne bronze fixtures add understated elegance, while bespoke Swedish wall murals—artfully installed in the kitchen, bar, and primary bath—introduce a distinctive touch of artistry. All design selections were thoughtfully crafted by the acclaimed 1715 Design Company. The primary suite exudes serenity as a color-drenched retreat, offering a spa-inspired atmosphere enhanced by a marble stone shower floor, refined fixtures, and custom mural work that transforms the space into a private sanctuary. Outside, the property continues to impress with a fully fenced backyard, rear alley access, a detached garage, and a charming playhouse, blending convenience, functionality, and character. Luxury Features & Highlights 3 Bedrooms • 2 Full Baths 1,407Sq. Ft. of Fully Renovated Living Space Refinished Original Hardwood Floors 2018 Metal Roof, Electrical, Plumbing & Tankless Water Heater Premium Quartz Countertops & Champagne Bronze Fixtures Fire-Clay Cast-Iron Porcelain Enamel Sink with Accessories Spa-Caliber Primary Bath with Marble Stone Shower Floor Color-Drenched Primary Suite with Custom Swedish Mural Custom Swedish Murals in Kitchen, Bar & Primary Bath Design by 1715 Design Company Detached Garage & Playhouse • Fully Fenced Yard • Rear Alley Access Prestigious Cove Location Near Downtown & Yacht Club

Beds:
n/a
Baths:
1.00
Sq.Ft.:
489
Status:
Active
MLS#:
782651
Type:
Condo
Subdivision:
Top Of The Gulf Condo.
Year built:
1976
Courtesy: EXP Realty LLC Kyle Ballif 850-610-1555
View additional info

ADDITIONAL INFORMATION

Experience true beachfront living at 8817 Thomas Drive, Unit A517. This Gulf-front condo offers stunning views of the emerald waters and unforgettable sunsets you can enjoy right from the unit, painting the sky in brilliant colors each evening. Wake up to the sound of waves, spend your days on the sugar-white sand, and unwind as the sun melts into the horizon. Located in the heart of Panama City Beach, this fifth-floor unit provides easy access to the beach, pool, and all the conveniences of South Thomas Drive. Whether you're looking for a vacation getaway, an income-producing rental, or a personal retreat, this condo delivers the coastal lifestyle buyers are searching for. Enjoy resort-style amenities, direct beach access, and a prime South Thomas Drive location close to shopping, dining, and entertainment—all while having your own front-row seat to spectacular Gulf Coast sunsets. Seller will consider owner financing with 30% down, offering a flexible opportunity for qualified buyers.

Beds:
3
Baths:
1.00
Sq.Ft.:
884
Status:
Active
MLS#:
991156
Type:
Single Family-Detached
Subdivision:
NO RECORDED SUBDIVISION
Lot size:
0.24 Acres
Year built:
1954
Courtesy: Coastal Living Realty & Associates LLC James Payton
View additional info

ADDITIONAL INFORMATION

NEW GENEROUS SELLER FINANCE TERMS AVAILABLE on this CHARMING mid-century, thoughtfully RENOVATED ranch near St. Andrews Bay! This 3BR/1BA home offers a blend of character and functionality, featuring CUSTOM woodwork, UPDATED paint inside and out, and a SPACIOUS carport. Inside, you'll find a PRACTICAL layout with a COMFORTABLE living area, efficient kitchen, and BEAUTIFULLY renovated bathroom. Step OUTSIDE to enjoy a GENEROUS backyard with plenty of room for entertaining and gardening. The property comes with the added benefit of NO HOA. Whether you're looking for a primary residence, a second home, or an investment opportunity, 1305 Flower Drive provides VERSATILITY in a DESIRABLE coastal location. Schedule your showing today and discover the CHARM OF COASTAL LIVING!

Beds:
6
Baths:
4.00
Sq.Ft.:
2,717
Status:
Active
MLS#:
782564
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.14 Acres
Year built:
1975
Courtesy: EXP Realty LLC January Johnson 850-691-9851
View additional info

ADDITIONAL INFORMATION

***PROVEN RENTAL INCOME OVER $175,000***

 This beach house has it ALL! Sleeping up to 24 people across 6 bedrooms and 2 sleeper sofas, this is the perfect memory-making personal vacation home, generously-sized private beach residence, or lucrative short term rental investment. Whether you are accommodating multiple generations vacationing together or a group of friends for a quick trip to the beach, the possibilities are endless. Come see for yourself!

 HIGHLIGHTS INCLUDE: 
—One house away from public beach access #19 —Private heated pool and hot tub —Gulf views from upstairs balcony —Great outdoor entertaining space —4 of 6 bedrooms on the first floor —4 full baths —TWO bunk rooms (one up, one down) —Fully furnished and seats up to 20 for dining —Parking for up to 6 vehicles —Large laundry with storage —TWO living areas —Full kitchen PLUS kitchenette —Solar panels to reduce electricity expense —Low maintenance metal roof Ask your realtor for the AirBNB link and the FACTS AND FIGURES on this property year to date. Walkthrough video available in PHOTOS or tour in person. Thank you for your interest, and we look forward to your offer on 4116 Ocean Street, PCB!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,610
Status:
Active
MLS#:
782555
Type:
Duplex
Subdivision:
Holiday Beach Unit 15
Lot size:
0.19 Acres
Year built:
1972
Courtesy: Counts Real Estate Group Inc Darrell Turner 850-866-9868
View additional info

ADDITIONAL INFORMATION

Discover an excellent investment opportunity on the east end of Panama City Beach. This adorable Holiday Beach duplex offers two versatile living spaces and a location that continues to appeal to both long- and short-term renters. Unit A features 2 bedrooms, 1 bathroom, plus a bonus room, while Unit B offers 1 bedroom and 1 bathroom—ideal for generating income from multiple streams, creating a combined 3-bedroom, 2-bath layout, or using the 1-bedroom side as a mother-in-law suite or multi-generational living space. The property includes recent exterior updates, a metal roof, tile and vinyl plank flooring, partial fencing, and ample driveway parking. Each unit is equipped with electric stainless appliances, central HVAC with supplemental mini-split in Unit A, and public water/septic utilities. Positioned just a short distance from beach access at Richard Seltzer Park, this property places you minutes from St. Andrews State Park, restaurants, shopping, marinas, and multiple public boat launches. Lot size is approximately 55' x 150', and zoning allows for continued multi-family use. Whether you're expanding a rental portfolio or looking for a flexible beach-area property, this duplex offers strong potential in a sought-after location. All information is deemed accurate but should be verified by the buyer and/or buyer's agent if important. Schedule your private showing today!

Beds:
5
Baths:
3.00
Sq.Ft.:
3,926
Status:
Active
MLS#:
782527
Type:
Single Family
Subdivision:
Deer Point Cove
Lot size:
1.26 Acres
Year built:
2006
Courtesy: Empire Real Estate of Florida LLC T.C. Shand 850-527-6928
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ADDITIONAL INFORMATION

Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a climate-controlled 2,000-bottle wine cellar with Vintage View and Sorbus racking, plus a fully equipped 11×6 secure storage and firearms room. The property also conveys with a half-acre, fully buildable lot (estimated $100K value) already improved with power, offering opportunities for future use or added privacy. Additional exterior features include 58 solar panels with two Tesla Powerwalls, a sprinkler system, private Econfina well, septic, security cameras, Ring doorbell, hardwired pathway lighting, Nest thermostats, and two HVAC systems. Inside, the main level features ceramic tile flooring, a newly remodeled kitchen, and an extra-large island topped with an exotic marble-granite hybrid that extends into a full-height backsplash. The GE Café Signature Series appliance suite and Italian copper ductless range hood create a striking focal point. The grand living room showcases 20-foot ceilings and overlooks the saltwater pool and hot tub, supported by pool pumps, filtration system, and gas heater that are less than five years old. Outdoor living includes two dedicated entertainment areas. The first is a fully outfitted pool house kitchen with a fireplace, bar area, refrigerators, microwave, and sound system. Across the patio, the second outdoor kitchen includes a grill, stovetop, wine fridge, refrigerator (plumbed for an icemaker), prep sink, ceiling fan, and its own A/C unit. The main-level owner's suite features coffered ceilings, a sitting area, and double French doors leading to the pool area. The remodeled bath includes live-edge granite counters, vessel sinks, a soaking tub, extensive storage, and a remarkable 12-foot shower with five showerheads. Upstairs, a beautifully updated full bath showcases live-edge granite, oval vessel sinks, a glass-enclosed tub/shower, and frosted glass barn doors. Four additional bedrooms offer generous closet space, including one en suite with a balcony overlooking the pool. The oversized bedroom above the garage provides excellent potential for a media room or other flexible use. This estate offers extensive upgrades, thoughtfully designed spaces, and modern systems, creating a standout opportunity near Deer Point Lake.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,750
Status:
Active
MLS#:
782591
Type:
Single Family
Subdivision:
Horizon Pointe
Lot size:
0.12 Acres
Year built:
2022
Courtesy: Think Real Estate Joshua Hoey 850-303-4050
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ADDITIONAL INFORMATION

Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and dining area—ideal for hosting gatherings, celebrating milestones, or relaxing after a long day. The kitchen flows seamlessly into the main living space, giving this home the bright, airy feel buyers love. The primary suite is a true retreat, featuring a spa-inspired bathroom with custom tile and a spacious walk-in closet offering all the storage you could dream of. Every detail showcases quality craftsmanship and thoughtful design. One of the biggest perks? You're just minutes from the brand-new SweetBay Town Center, which now features a brand-new Publix with more exciting shops, restaurants, and amenities on the way. Daily errands, dining out, and weekend fun have never been easier. With quick access to top-rated schools, Tyndall AFB, shopping, and everything Panama City has to offer, this home puts you right where you want to be. Call today to schedule your private showing—your dream home awaits, and it won't last long!

Beds:
3
Baths:
2.00
Sq.Ft.:
2,069
Status:
Active
MLS#:
782556
Type:
Single Family
Subdivision:
Callaway Forest
Lot size:
0.3 Acres
Year built:
1986
Courtesy: Epique Realty Inc Tammie Julian 607-351-0969
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ADDITIONAL INFORMATION

**OPEN HOUSE SATURDAY 1/24 9AM-1PM & SUNDAY 1/25 12-3PM** Ideal for military relocation, 7582 Yellow Bluff Rd offers comfort, convenience, and true Florida living just minutes from Tyndall Air Force Base. This beautifully improved 3-bedroom, 2-bath home is perfectly suited for active-duty service members, veterans, and civilian personnel seeking a move-in-ready property with space to relax and unwind. Recent upgrades provide both peace of mind and modern appeal, including new hurricane-rated windows, updated bathrooms, and thoughtful interior enhancements throughout. The home features an inviting enclosed sunroom, a cozy wood-burning fireplace, and a standout primary suite with a custom California Closet system, charming barn door, and private access directly to the pool and outdoor deck—perfect for decompressing after a long day. Outside, enjoy your own private sparkling pool, ideal for family time, entertaining, or cooling off during Florida summers. The home also offers a garage, excellent storage, and easy access to outdoor recreation, including a public boat ramp less than a mile away, the newly enhanced John B. Gore Sports Park, and water access to the Gulf of America for fishing and boating. Conveniently located near shopping, dining, schools, and a short drive to Panama City Beach, this property combines lifestyle and location—making it an excellent choice for those relocating to Tyndall AFB and looking to put down roots in Bay County. Move-in ready, thoughtfully upgraded, and designed for Florida living—this is a home that truly supports your next chapter.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,799
Status:
Active
MLS#:
782553
Type:
Single Family
Subdivision:
Hodges Bayou Plantation 1
Lot size:
0.17 Acres
Year built:
2025
Courtesy: Epique Realty Inc Tammie Julian 607-351-0969
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ADDITIONAL INFORMATION

Incredible opportunity with an assumable VA loan at 3.99% for qualified buyers! This nearly brand new home is ideally located just minutes from Tyndall Air Force Base and less than a mile from the local boat ramp—perfect for launching the boat and enjoying a fun day out on the stunning waters of the Gulf of America. Designed for comfort and convenience, the home features easy-to-clean vinyl plank flooring, granite countertops, and a spacious kitchen island that offers plenty of room for cooking, gathering, and entertaining. The smart-home technology adds peace of mind and modern efficiency, while the covered back porch provides a relaxing outdoor retreat for morning coffee or evening downtime. A well-sized garage offers additional storage and parking, making daily life even easier. This location provides quick access to shopping, restaurants, parks, and all the essentials, while still being close to the sugar-white Gulf Coast beaches. Whether you're stationed at Tyndall, raising a family, or simply wanting a comfortable coastal lifestyle, this home offers a perfect blend of features, affordability, and prime convenience.

Beds:
4
Baths:
2.00
Sq.Ft.:
1,504
Status:
Active
MLS#:
782543
Type:
Single Family
Subdivision:
Liberty
Lot size:
0.13 Acres
Courtesy: DR Horton Realty of Emerald Coast, LLC Mark Miles 850-775-2132
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ADDITIONAL INFORMATION

Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access to the single-car garage, storage, and your laundry room. Just beyond the garage is your fourth bedroom that could also serve as an office. Each bedroom offers plenty of space and sizeable closets for organization. As you continue to the end of the hall, you will find the remarkable open layout of the dining and living area meeting a beautiful kitchen. The kitchen includes granite countertops, stainless steel appliances, beautiful white cabinetry, and a peninsula perfect for serving guests and for additional seating. With natural light and nearby back door and patio access, the living and dining area are integrated perfectly to complete this space for you and your guests to enjoy. This plan offers easy maintenance in the main living area and all bathrooms with our engineered vinyl plank flooring. The primary bedroom is tucked away off the living area. The elegant sunlight beaming in, this suite offers a serene retreat with close access to the patio from the living area. The primary bathroom features granite countertops and a large walk-in closet. In addition to all the features and amenities our Bowen Plan offers, each is built with our Smart Home technology package, designed to bring the ease and convenience of life right to your fingertips. On the outside of this popular plan, you will see durable vinyl siding, a rear patio to enjoy the spacious back yard. Sidewalks line the neighborhood streets for you to enjoy the beautiful Florida weather. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, a well-equipped fitness center, two pickleball courts and a basketball court to name a few things. To learn more about this home for yourself, call us to get connected today!

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.




Panama City Real Estate

Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $309,450
    25%
    change since last quarter
  • # Active listings

    1,569
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Callaway Elementary School PK - 05 523 14.5 32404
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL

City County
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City