*Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA, NO flood insurance required! Prime location near Tyndall AFB. 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, fortified roof.
Experience Waterfront Living on Deep-water Gulf Access. Located on a canal leading directly to the Gulf of Mexico, this brick home offers easy access for boating, fishing, and kayaking, along with wide-water views and a private floating dock. A seawall, fenced yard, and a covered carport add everyday convenience. Inside, the large living and dining area features a carved marble fireplace surround and full-height marble accent wall. Wood-look porcelain tile flooring runs through the main living spaces, paired with matching baseboards for a clean, cohesive finish. Decorative tile ceilings and maple kitchen cabinetry bring additional character, highlighted by solid-surface countertops, built-in microwave, and stainless-steel refrigerator. Both bathrooms include ceramic tile showers with glass doors, and a newer tankless water heater adds efficiency. The screened back porch offers floor-to-ceiling views of the yard and water, while an elevated deck above the carport provides an additional outdoor space to take in the scenery. The .43-acre lot is shaded by mature oak trees and features fruit trees, including figs, peaches, pomegranates, and mulberries. Major improvements provide peace of mind, including a 220-mph rated tile metal roof with new decking, underground electricity installed December 2024, and a new drain field for the concrete septic system. With direct Gulf access and a quiet natural setting, this property offers a practical waterfront lifestyle with room to relax and enjoy coastal living.
Single-story 2023 construction • Brick exterior • Fenced yard with conservation buffer • Flood Zone X • Liberty Community This single-story 4-bedroom, 2-bath residence in Panama City features 2023 construction, a brick exterior, and a fenced backyard with a rear conservation buffer. Located within the Liberty community, the home sits on a Flood Zone X lot and benefits from limited rear development. Brick construction distinguishes this property within Liberty, as brick was offered in earlier phases and is no longer standard in current builds. The exterior supports long-term durability and reduced maintenance compared to siding-based alternatives. The interior includes approximately 1,867 square feet of heated and cooled living space arranged on one level. The open-concept layout connects the kitchen, dining, and living areas around a central island. Vinyl flooring spans the main living areas, with carpeted bedrooms. The primary bedroom is located toward the rear of the home, while three additional bedrooms offer flexibility for guest rooms, an office, or hobbies. Kitchen and bathroom finishes remain original to the 2023 build, offering a clean, move-in-ready foundation with the option to personalize. Outdoor living includes a screened lanai that opens to a vinyl-fenced backyard. Beyond the fence line, the conservation area enhances separation from rear neighbors. The attached two-car garage provides parking and storage. System features include a 2023 shingle roof, central heating and cooling, and a water heater installed at the time of construction. A video walkthrough and floor plan are available. The Liberty community offers a comprehensive amenity package, including an amenity center, fitness facilities, two pools, a splash pad, two playgrounds, basketball and pickleball courts, an outdoor kitchen and pavilion, and community mailbox stations. HOA-managed common areas support a connected yet low-maintenance lifestyle. Location adds another layer of appeal. Liberty is situated along a well-established Panama City corridor with convenient access to shopping, local dining, sports parks, major healthcare providers, and everyday services. Tyndall Air Force Base, Panama City Beach, Mexico Beach, and Northwest Florida Beaches International Airport are all within reasonable driving distance. Private showings are available to evaluate layout, condition, and location.
Charming 2BR/2BA Home in Gated Emerald Pointe Resort! Discover this well-maintained, one-owner home, offered well below all other 2 Bedrooms in the highly desirable and beautifully landscaped Emerald Pointe Resort. This gated, golf cart-friendly community offers resort-style amenities, including two sparkling pools (one heated seasonally), a hot tub, clubhouse, fitness room, shuffleboard courts, and a private lake with a scenic boardwalk. Ideally located just 2.5 miles from the ''World's Most Beautiful Beaches'' along the Gulf of Mexico and minutes from St. Andrews Bay, St. Andrews State Park, dining, and shopping. Perfect as a vacation retreat, second home, or investment property! Inside, you'll find two full baths, an oversized master bedroom, and a spacious open living area. Enjoy relaxing or entertaining on the expansive covered patio, which includes extra storage and a laundry room with a full-size washer and dryer. There's also a convenient attached carport. Recent updates include: Luxury Vinyl Plank Flooring (2021) Roof (2023) Microwave (2023) Water Heater (2024). Low $650/quarterly HOA fees cover water, sewer, garbage, cable, and lawn care, making this home an easy, worry-free choice for coastal living. ALL IMPORTANT INFORMATION SHOULD BE VERIFIED BY BUYER
Experience FULLY FURNISHED luxury waterfront living in Panama City Beach! Come see this turn-key, impeccably remodeled 3-bedroom, 3-bath condominium at The Grand in Bay Point, offering breathtaking views of the Grand Lagoon, Shell Island, and the Gulf. A large entry foyer leads into an expansive open living and dining area flooded with natural light and showcasing stunning views of both the water and the golf course. Enjoy luxury vinyl plank flooring throughout, crown molding, fully custom cabinetry, and beautiful lighting. Designed for entertaining, the spacious layout flows seamlessly from the living and dining area into the gourmet chef's kitchen. You have everything you could desire, including Wolf appliances, convection oven and microwave with gourmet modes, a Sub-Zero refrigerator, custom soft-close cabinetry, Kohler Prolific sinks with integrated accessories, under-cabinet lighting, and an oversized island, perfect for prep space, storage, and seating. Relax on your generous balcony and sip on morning coffee or evening beverage as you watch ships pass through the channel, boats returning to the marina, nature and wildlife, or even a dolphin playing below! Your waterfront primary suite offers balcony access, serene water views, and a spa-like bath complete with dual vanities, custom cabinetry, a free-standing soaking tub, oversized shower, separate commode room, linen storage, and a large walk-in closet. Enjoy a split floor plan, with 2 additional guest suites each with private full bath, ample storage, and large windows. Lots of natural light and beautiful golf course and water views everywhere! Additional conveniences for storage include a well-appointed laundry room with pantry space, as well as a separate storage area close to your unit that is heated and cooled This sixth-floor residence is tucked quietly at the end of the hall near the elevators and stairs. The Grand offers resort-style amenities including a luxurious pool, hot tub, grilling area, firepit, fitness room, game spaces, dining areas, and an owner's lounge. A deeded parking space and a large climate-controlled storage unit just steps from the front door complete this exceptional property. Call us today and make this your next home!
This property features an assumable mortgage with a low 2.50 % interest rate, available exclusively to eligible veterans! Welcome to your new home! This beautifully maintained 4-bedroom, 2-bathroom property has been professionally cleaned and is move-in ready. Featuring an open-concept layout, this home offers spacious living areas and a stunning view of the backyard pond, surrounded by lush landscaping. Enjoy the outdoors in the generously sized backyard - perfect for gatherings with family and friends. The home includes stainless steel appliances, a washer and dryer, and gutters installed around the entire house. Located in the desirable Bridge Harbor community, you'll enjoy amenities like sidewalks, scenic walking areas, a community pool, and a clubhouse. Conveniently situated next to Tyndall Air Force Base, major grocery stores, restaurants, a boat ramp, and more - everything you need is just minutes away. Don't miss your chance to own this beautiful home. Schedule your private showing today!
Welcome to your ''Like new'' home, Seller is offering up to 3% ($8550) Seller Concessions of sale price. * rate subject to change without notice ASK US ABOUT Affordable Housing loan - oers 100% financing with no MI for a sales price up to $350,000. Perfectly situated on a spacious corner lot! This beautifully designed 3-bedroom, 2-bathroom residence offers 1,349 square feet of comfortable living space with thoughtful upgrades throughout. Highlights Include: Durable Hardi Board siding Stylish LVP flooring throughout Elegant granite countertops Designer subway tile shower in the master suite Spacious walk-in closet and large pantry Energy-saving spray foam roof insulation Low-E windows and glazing for improved efficiency Long-lasting Galvalume metal roofing Step inside to find 9-foot ceilings, luxury vinyl plank flooring, and gorgeous granite countertops that elevate the home's modern style. The open-concept layout makes entertaining easy, while natural light enhances every room. Built for both style and durability, the exterior features Hardie Board siding and a metal roof, delivering a sleek, low-maintenance finish that will last for years to come. Located just a short drive from Mexico Beach, Panama City Beach, and Tyndall Air Force Base (TAFB), you'll love the convenience of nearby shopping, dining, and coastal recreation. Whether you're settling down or looking for a low-maintenance investment, this home combines quality construction with everyday comfort in an convenient location.
Welcome to your dream gulf-front condominium! This beautifully updated 3-bedroom, 3-bath residence boasts over 2,300 sq. ft. of luxury coastal living; offering the space and comfort of a single-family home with all the perks of a resort lifestyle. Enjoy an expansive gulf-front primary suite with breathtaking panoramic views of the Gulf of Mexico. The open concept kitchen, living and dining areas are perfect for entertaining with wide open water views, creating a true retreat in the sky! Step outside to your HUGE private balcony and soak in incredible sunsets and endless shoreline views. This residential condo even features awesome storage with your huge walk-in laundry room. Located in the sought-after, gated community of Hidden Dunes, residents enjoy top-tier amenities including a Gulf-front pool, kids splash pool, fitness center, covered grilling space, easy beach access, and more! Ideal East PCB location just minutes to St. Andrews State Park, marinas, shopping, dining, and all the best Panama City Beach has to offer! Whether you're seeking a high-performing rental investment or a luxurious beach getaway, this is the one you've been waiting for! Call to schedule your showing today!
Home was just freshly power washed and minor repairs completed so it is ready for its new owner! Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience and affordability. There is no HOA. With sidewalks throughout the neighborhood, it is a great place for safely walking the dog or going on a bike ride as a family. This home has a roof that was redone February 14 of 2019, and a water heater and HVAC installed in early 2020. In the living room you will find lots of space for stretching out. The kitchen features newer stainless steel appliances and white cabinets. The master bedroom is generous in size and features a walk in closet and sink area outside of the shower and toilet area, making for ease of one spouse getting ready at the sink while the other is taking a shower. The back yard is fenced in and features a patio with a pergola and lighting on both the pergola and the fence. There is plenty of space to add a pool or create an outdoor living space. Home is also in a flood zone X, the best, meaning the land is high and dry.
This PENTHOUSE level condo offers 13' high ceilings, beautiful Gulf views and is an incredible value for anyone looking to own in one of the most amenity rich resorts in Panama City Beach. The unit has been well maintained and provides a great opportunity for light personal touches to make it shine even more for personal use or short term rentals. Enjoy a spacious layout, a large balcony overlooking the Gulf, and generous sleeping capacity for guests. With its strong rental potential and unbeatable location, this penthouse is priced to sell and ready for its next owner. Laketown Wharf sits in the heart of Thomas Drive, directly across from Pineapple Willys and within walking distance of Walmart, restaurants, entertainment, and the soon to reopen Tootsies set for early 2026. The resort offers amenities that are hard to match including five pools, large fitness center, on site dining and retail, nightly fountain shows, and 810 Billiards and Bowling. If you are looking for a Gulf view penthouse with excellent value and big potential, this one deserves a look. Contact your agent for more information.
Come see your new home sweet home! The perfect location for the young family active in the community, close to schools, church, shopping, and medical facilities. This home is spacious, comfortable, inviting, and meticulously cared for. This brick home in the highly desirable Forest Park East neighborhood is move-in ready or add your personal touch to make it your own. With three bedrooms, three baths, an open layout (almost split floorplan), this could be yours. There are so many options in this home. There are three bedrooms on one end of the home and an addition (with big, beautiful windows looking into the backyard) on the other end with its own walk-in closet and bathroom which could be used as a 4th bedroom. Or! since this addition is located just past the kitchen and has its own entry from outside, it could be used as an additional dining area, den or office. There is a nice size laundry area with a built-in desk for another perfect office space. The master suite has two closets and a fully updated walk-in shower. There is a new privacy fence just installed and the property is protected with a security system transferrable to the new owners. Lawn maintenance is low with a sprinkler system in the front yard. To fully appreciate the scope of this home, you have to see it in person. Reach out today to schedule a private tour. Measurements are approximate. All information is believed to be accurate but should be verified by buyer if important.
Excellent Investment Opportunity - Central Panama City Location - Owner Financing Available Here is your opportunity to purchase a well-maintained three bed, two bath townhome ideally located in one of Panama City's most convenient and high-demand areas. The home has been recently painted and features a solid interior condition with important updates, including a newer water heater and HVAC installed in recent years. Attractive curb appeal and a low-maintenance yard make this an appealing option for both long-term tenants and owner-occupants. This ideal three bedroom layout offers strong rental potential, supported by consistent demand in the surrounding area. Its central location places you just minutes from Panama City Beach, Historic St. Andrews, Beach Drive, the Bay County Courthouse, the public library, shopping, dining, and major employers—making it an ideal setting for long-term value and rental stability. Owner financing is available for qualified buyers, providing added flexibility. This property is ready for immediate occupancy or rental placement and stands out as a clean, turnkey option in a quickly developing part of Panama City. Inquire for all information!
Come tour this spacious Lakeview 2BR/2BA condo—PLUS a private bunk area that functions like a third bedroom! Located at the popular Laketown Wharf Resort, you'll be in the heart of all the fun and excitement of Panama City Beach, just steps from the world-famous white-sand beaches, shopping, dining, and entertainment. This wonderful condo sits on the lakeside of the building, offering peaceful daytime views and sparkling city lights at night. Inside, you'll find new kitchen appliances, a stylish tile backsplash, and a combination of ceramic tile and luxury vinyl plank flooring throughout. The extra-large balcony is accessible directly from the master bedroom—perfect for morning coffee or evening relaxation. At Laketown Wharf, you're surrounded by amenities designed for the entire family, including: Beach access directly across the street, Five distinctive pools, 810 Billiards & Bowling, Kids Funscape playground, Splash Bar & Grill, Gulf-view fitness center, covered garage parking and A 52,000 sq. ft. lakefront boardwalk featuring shops and dining. You're also just a short drive to Pier Park, Topgolf, and the newly opened Dolly Parton's Pirate Theater. Whether you're seeking a vacation escape, a strong rental investment, or a full-time coastal home, this condo is your opportunity to own a piece of paradise. Schedule your private showing today!
Come tour this spacious Lakeview 2BR/2BA condo—PLUS a private bunk area that functions like a third bedroom! Located at the popular Laketown Wharf Resort, you'll be in the heart of all the fun and excitement of Panama City Beach, just steps from the world-famous white-sand beaches, shopping, dining, and entertainment. This wonderful condo sits on the lakeside of the building, offering peaceful daytime views and sparkling city lights at night. Inside, you'll find new kitchen appliances, a stylish tile backsplash, and a combination of ceramic tile and luxury vinyl plank flooring throughout. The extra-large balcony is accessible directly from the master bedroom—perfect for morning coffee or evening relaxation. At Laketown Wharf, you're surrounded by amenities designed for the entire family, including: Beach access directly across the street, Five distinctive pools, 810 Billiards & Bowling, Kids Funscape playground, Splash Bar & Grill, Gulf-view fitness center, covered garage parking and A 52,000 sq. ft. lakefront boardwalk featuring shops and dining. You're also just a short drive to Pier Park, Topgolf, and the newly opened Dolly Parton's Pirate Theater. Whether you're seeking a vacation escape, a strong rental investment, or a full-time coastal home, this condo is your opportunity to own a piece of paradise. Schedule your private showing today! Buyer to Verify All Information Deemed Important.
Charming 3 Bedroom Home in lovely Donalson Point - Parker, FL Welcome to this nicely updated 3-bedroom, 2-bath single-family home located in the desirable Donalson Point neighborhood of Parker. Freshly painted with brand-new LVP flooring throughout, this home offers a clean, modern feel from the moment you step inside. Situated on a large residential lot, the property provides plenty of outdoor space to enjoy. The fully fenced backyard is perfect for pets, and gatherings, and includes a storage shed—ideal for tool and lawn equipment. The home also features a well for irrigation, helping keep your lawn green year-round. Just minutes from the waterfront, this location offers the relaxed coastal lifestyle Parker is known for, with convenient access to nearby boat launches, parks, and local amenities. Move-in ready and full of charm—this is one you don't want to miss!
Enough Room to Add more units! Duplex for sale that previously rented at total $800/week ($3200/month). Week to week leases. Owner paid all utilities and provided storage. The mobile home on the property is not live able and was repurposed for storage only. The land is 1/2 Acre zoned for more units per City of Callaway for mobile homes. Prior to Hurricane Michael multiple mobiles were on property.
Motivated Seller Move-In Ready and Loaded with Seller Added Upgrades! Built in 2021 and offering just under 3,000 square feet, this beautifully maintained 4-bedroom, 4-bathroom home with a 3-car garage delivers the space, comfort, and modern features today's buyers want. Located in the sought-after Bridge Harbor community, homes with this layout and level of upgrades are hard to find. Step inside and you are welcomed by barn-style luxury vinyl plank flooring, 9-foot ceilings, and elegant trey ceilings that enhance the study, dining room, living room, and spacious primary suite. The open-concept design creates a natural flow for everyday living and entertaining. At the heart of the home, the kitchen features a large center island, granite countertops, and abundant workspace, all overlooking a generous breakfast nook ideal for casual meals and morning coffee. Smart living is built right in with a full Smart Home package that includes Kwikset keyless entry, a SkyBell video doorbell, automated porch lighting, a Qolsys touch panel controlling the thermostat, lighting, front door, and more, along with added security motion lights and exterior security cameras for enhanced peace of mind. This corner-lot property stands out with thoughtful upgrades and functional additions. Enjoy relaxing on the screened-in back porch complete with a convenient doggie door. The sellers enhanced daily living by adding storage cabinets and a utility sink in the laundry room, ceiling fans throughout the home, and additional shelving in the finished garage. The floor plan includes a Jack and Jill bathroom, a guest half bath, and a spacious mother-in-law suite with its own private ensuite bathroom, ideal for multigenerational living or extended guests. Outdoor features provide both enjoyment and practicality. The large backyard is enclosed by a 6-foot privacy fence and includes double gate access for additional parking. A full sprinkler system and gutters further enhance convenience and curb appeal. With remaining coverage on the 10-year structural builder warranty, this home offers peace of mind along with style and functionality. Move-in ready, thoughtfully upgraded, and competitively priced, this is an opportunity you do not want to miss. Schedule your private showing today. Buyers to verify all measurements. Sellers to over a 1 year home warranty. Ask sellers agent for specific information.
Experience breathtaking 10th-floor Gulf-front living in this beautifully appointed 2-bedroom, 2-bath condo. From the moment you walk in, you're greeted with sweeping views of the emerald waters and sugar-white sands below. The spacious master bedroom features large windows that frame the coastline perfectly. The open living and dining area provides plenty of space to relax or entertain, all while enjoying those Gulf views. The condo has also been thoughtfully maintained, with the hot water heater replaced this past spring with a tankless water heater and the AC replaced this summer—providing peace of mind for years to come. Located in one of Panama City Beach's most desirable Gulf-front communities, you'll have effortless access to the beach, nearby dining, shopping, and endless coastal activities. Whether you're looking for a full-time residence, a vacation home, or a high-demand rental opportunity, this property checks all the boxes. Don't miss your chance to own a piece of paradise—schedule your private showing today!
Turn-key 3 bedroom, 2 bathroom vacation rental on the highly sought-after West End of Panama City Beach! Built in 2019, this modern coastal home is perfectly positioned just minutes from 30A, public beach access, and top local attractions—making it ideal for short-term rentals or a personal beach getaway. A split floor plan provides a private primary suite with two comfortable guest bedrooms on the opposite side. Outside, enjoy a fully fenced backyard—great for families, pets, or outdoor entertaining—and a garage for added storage and owner's closet potential. With its prime location, low-maintenance design, and strong rental potential, this property is a standout opportunity for investors or those seeking a beach retreat with income potential. Ready for rentals and perfectly placed near everything the Emerald Coast has to offer!
When you want total relaxation and a beach condo that reflects your style and comfort, access to the worlds most beautiful beaches and the best available amenities around, then check out Laketown Wharf Unit #1412. This is a 3 Bedroom, +Bunkroom, 3 Full Bathrooms, NO CARPET (as it is all LVP flooring in the bedrooms and living room, Tile in the Kitchen, halls and baths). The best part about this unit is the 30'x10' balcony overlooking the GULF! You will get the very best sunrise & sunsets each day. The master bedroom also faces the GULF with sliding hurricane doors out onto your balcony. The split bedrooms at the front of the unit are beautifully decorated and have private baths and the bonus bunkroom also connects to one of the bedroom baths. Now for the chefs and the foodies, enjoy plenty of cabinets, granite counters and a big Island kitchen. This one has been remodeled and appliances are all upgraded to stainless steel, you will love the subway tile backsplash and new modern lighting too. The kitchen is overlooking the Grand-room and the wall -to-wall views of the GULF! Take a look at all the other big 3 bedroom units with 1681 sq. ft. and you will see the difference in this gorgeous unit. The COA dues are reasonable and include: Insurance, WIFI- Internet, Cable, Water, Garbage, Pest Control, 2 Story Gym, Pickleball, Boardwalk, Access to Restaurants, Shops and Gated Beach Access. This condo is being SOLD FURNISHED! and RENTAL READY! Ask listing agent about possible property management companies for rental revenue opportunities.
Discover peaceful country living just 15 minutes from town in this remodeled 3 bedroom, 2 bath mobile home situated on over three private acres at the end of a quiet dead-end street. The home has been gutted and updated, and while it does need a little more TLC, it already offers a solid foundation of modern improvements and rustic charm. Inside, you'll find new LVP flooring, metal ceilings, and natural wood walls throughout. The open-concept layout creates a warm and inviting space perfect for entertaining. The kitchen features newer appliances, cabinets, and a center island, making it both functional and stylish. Major updates include a new AC unit (2021) and new water heater (2021). The exterior features new metal siding on the back and vinyl siding on the front, with mature trees surrounding the property for added privacy. With this property bordering Bayou George Creek and two ponds provide a serene outdoor setting and room to explore. Also on the property is an unfinished 12x21 tiny house, currently being designed with professional renderings to showcase its full potential. A stand-up shower is already in the home (not installed or hooked up), offering a great start for a future guesthouse, rental, or studio. Located near HG Harders Park, 30 minutes to Panama City Beach as well as Historic St. Andrews, this property offers peaceful seclusion without sacrificing convenience.
GREAT OPPORTUNITY to own a home at aNaffordable price! Conveniently located just off Hwy. 390, this townhome features a spacious living area with tiled floors, updated kitchen, and a new a/c unit in 2020 and roof in 2019. The two bedrooms are spacious with a full bath on the second floor, and a half bath off the first-floor living area. Off the back of the home is a sun room that also offers additional storage overlooking a privacy-fenced backyard. Do not miss this chance to be a homeowner!!
Built to last and designed to impress, this all-brick Florida home offers enduring strength, style, and modern comfort built to thrive in changing weather. Inside, 1,375 sq. ft. of inviting space includes three bedrooms, two bathrooms, and easy-care tile floors. The kitchen features quartz counters, sleek cabinetry, and an efficient layout for cooking or hosting. The primary suite offers a calm retreat with its private bath, while extra rooms add flexibility for guests or work. Outside, a low-maintenance yard and welcoming front entry create an ideal spot for relaxing evenings. Conveniently located near schools, shopping, dining, parks, and beautiful beaches, this resilient home blends quality, comfort, and accessibility. Schedule your private tour today! Contact us now for details. Now!!
Discover a rare opportunity to own over ONE acre in Panama City Beach! If you've been searching for privacy, space, and convenience, this property checks every box. Tucked away on a beautifully wooded lot with no HOA, you'll enjoy true peace and seclusion—surrounded by mature trees and with no neighbors in sight—while still being just minutes from the beach and away from heavy tourist traffic. The home offers a spacious and functional layout with an open living area on the main floor. The primary bedroom and full bathroom are conveniently located downstairs, along with an additional bedroom. Upstairs you'll find two more generously sized bedrooms and a full bath, providing plenty of flexibility for family, guests, or a home office. Whether you're looking for extra land, room to expand, or a quiet retreat close to everything Panama City Beach has to offer, this property delivers exceptional potential and privacy. This is the one you've been waiting for!
RECENTLY REMODELED with a modern industrial design, this stylish condo is in a prime location in the heart of Panama City - The Cove. Located directly across the street from St. Andrews Bay, this first floor unit features updated finishes throughout, including exposed ductwork, concrete -style accents, stainless steel appliances, quartz countertops and custom cabinetry. There is also a small fenced in yard and doggy door, which is also removable, for your furry friends. The open-concept floor plan is ideal for comfortable living and entertaining. Residents enjoy access to a large waterfront community pool and private dock, perfect for waterfront activities like paddleboarding, kayaking or just soaking in the sun. And with downtown Panama City less than a mile away, you can enjoy shopping, great restaurants and live music in minutes. This condo will come partially furnished and move in ready. The A/C was replaced last year and there is an all in one, ventless washer/dryer combo that will stay. Whether you're looking for a full-time residence, vacation home, or income producing property, this condo delivers on every level. Don't miss your change to live by the water in the Cove.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.
Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.
The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.
The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.