Panama City FL Real Estate & Homes for Sale

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Beds:
4
Baths:
4.00
Sq.Ft.:
3,574
Status:
Active
MLS#:
774663
Type:
Single Family
Subdivision:
Cove Pointe
Lot size:
0.56 Acres
Year built:
2023
Courtesy: Coldwell Banker Realty Luisa Dick 850-819-4049
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ADDITIONAL INFORMATION

Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,422
Status:
Active
MLS#:
774678
Type:
Single Family
Subdivision:
Preserve On The Bay Ph II
Lot size:
0.25 Acres
Year built:
1999
Courtesy: Counts Real Estate Group Inc Stephanie Ingram 850-814-0355
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ADDITIONAL INFORMATION

Spacious and elegant, this 3-bedroom, 2-bath home is nestled on a quiet cul-de-sac in The Preserve—an exclusive gated community just minutes from shopping, dining, and local marinas. The thoughtfully designed floor plan features formal living and dining rooms, an oversized kitchen with a center island and sunny breakfast area, and a split bedroom layout for added privacy. Enjoy raised ceilings throughout, a large family room with a cozy gas fireplace, and a separate den for added flexibility. The expansive primary suite includes a dedicated office area—perfect for working from home. Outside, the beautifully landscaped yard offers a serene retreat. A rare find in a sought-after location!

Beds:
4
Baths:
2.00
Sq.Ft.:
1,943
Status:
Active
MLS#:
774387
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
0.41 Acres
Year built:
1966
Courtesy: Legacy Premier Agency Shelby Husbands 850-832-1692
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ADDITIONAL INFORMATION

Step into this beautifully renovated 4-bedroom, 2-bathroom home offering just under 2,000 square feet of stylish living space. Located on one of the largest lots in the neighborhood, this property combines modern updates with unbeatable value — and best of all, NO HOA! From the moment you arrive, you'll appreciate the spacious layout, upgraded finishes, and thoughtful design that make this home truly move-in ready. With its prime location, large yard, and attractive price, this home is priced to sell — and it won't last long. Schedule your showing today and make 204 Lannie Rowe yours! **Kitchen appliances (fridge and microwave) not pictured but are included in the home purchase. Seller will also have a new dishwasher installed prior to closing**

Beds:
4
Baths:
2.00
Sq.Ft.:
1,622
Status:
Active
MLS#:
774262
Type:
Single Family
Subdivision:
Sudduths 1st Add
Lot size:
0.47 Acres
Year built:
1945
Courtesy: Coastal Palms Real Estate Jolene Bryant 813-495-3682
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ADDITIONAL INFORMATION

Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities — including space for a future pool or additional living quarters. The main house features three well-appointed bedrooms and a classic full bath, while a breezeway leads to a stylishly private man cave complete with its own bedroom and bathroom — ideal for guests, in-laws, or creative retreat. From the generous covered patio designed for effortless entertaining to the inviting front porch that beckons you to slow down and stay awhile, every inch of this property was crafted with comfort and lifestyle in mind. Covered parking and ample outdoor space complete the picture. Positioned on a sought-after corner lot in one of the most desirable neighborhoods, this home is more than a place to live — it's a foundation for the lifestyle you've been waiting for.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,610
Status:
Active
MLS#:
774255
Type:
Single Family
Subdivision:
Holiday Beach Unit 13
Lot size:
0.13 Acres
Year built:
2011
Courtesy: Anchor Realty Florida Misty Curtis 850-527-1178
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ADDITIONAL INFORMATION

Rental Projections attached- and these are conservative!!! Short Term Rental Property!!! **DID I MENTION... They have a hurricane resistant roof which provides a great insurance discount and this could also be a great primary home? Also in Flood Zone X500! Or a Rental! Walk over to the beach or build a deck where you can see the beach and watch the sunset on Sunset Ave! This house is so nice and updated. Kitchen-aid appliances, built ins in the closets and the shed is A/C and ready to be your personal gym! This house made $40K without any effort in 10 months last year. It is projected to make at least $50K in rentals this year. This is your opportunity! Own it and enjoy living right by the world's most beautiful beaches or rent it and make money to pay for it! There are all kids of extra features on this one including a drywalled storage area in the attic big enough to stand up in. They have built in shelving throughout the garage, automatic hot water from the water heater, a tiled shower in the master and lots of space. They will leave you their framed TVs too!! 2022 Metal roof, 2021 HVAC and water heater, 2011 home... this is a great catch! Schedule your showing today!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,200
Status:
Active
MLS#:
774167
Type:
Condo
Subdivision:
Sun Harbor Condo
Year built:
1984
Courtesy: Coastal Sun Realty LLC Nathan Trent 850-774-6022
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ADDITIONAL INFORMATION

$95,000 PRICE REDUCTION and Newly Listed!!!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay, Pool, and Marina. The private covered patio of the primary bedroom also features this same view, but with access to it all! The marina offers boat slips for sale and for rent, with and without lifts. New on site restaurant opening soon!! This condo offers an excellent location and this particular unit is the closest and within walking distance to Gulf Coast State College, Florida State University Panama City, and Carl Gray Park which offers public boat launch ramps, fishing, swimming, picnic areas and grills. This rare two story condo has endless opportunities as a private residence, second home, long term rental or as an investment. This unit is so rare, only one other family has ever owned it since it was originally built. Come see this magnificent condo with so much to offer, amazing views, lots of space, loads of storage, phenomenal location and just so much fun! All info and measurements are approximate and must be confirmed by the buyer if deemed necessary.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,368
Status:
Active
MLS#:
774059
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.26 Acres
Year built:
2025
Courtesy: Top Producers Real Estate Ctr Ekaterina Tomlinson 850-238-6225
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ADDITIONAL INFORMATION

''Second chance! Previous buyer couldn't move forward, but this home is ready for its new owner.'' Welcome to your new craftsman home in the heart of Panama City! This brand-new build home offers an unbeatable location, high and dry Flood Zone X that is literally, minutes from 23rd Street with all the shopping and dining you will need, plus hospital is around the corner and elementary school across the street. Best part is a 10-minute drive to the beach! Inside, this 3-bedroom, 2-bathroom home features a spacious open floor plan with two-car garage! Highlights include a custom kitchen with quartz countertops, LVP flooring, and beautifully tiled showers with Delta finishes. Numerous upgrades elevate the entire living space. Keep in mind: With each home completed in Norwood, the overall value of the development will climb. . For a slightly larger home, take a look at 2014 and 2006 Norwood Place. It offers a great floorplan with higher square footage! With a full-price offer, receive $10,000 in builder concessions!

Beds:
5
Baths:
2.00
Sq.Ft.:
1,728
Status:
Active
MLS#:
774050
Type:
Single Family
Subdivision:
Hentz 1st Add Unit B
Lot size:
0.22 Acres
Year built:
1965
Courtesy: Anchor Realty Florida Misty Curtis 850-527-1178
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ADDITIONAL INFORMATION

HUGE PRICE DROP!!!!! **Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!! Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are in the works. The kitchen is updated! New cabinets, countertops and floors. There is a nice big bonus room you can use as a dining room and such a lovely back yard to enjoy family time while you grill. Schedule your showing today to see all this house has to offer! Minutes from the beach, restaurants, schools and shopping.

Beds:
7
Baths:
9.00
Sq.Ft.:
4,715
Status:
Active
MLS#:
977364
Type:
Single Family-Detached
Subdivision:
No Named Subdivision
Lot size:
0.28 Acres
Year built:
2025
Courtesy: Compass Christina Schlink 850-368-1474
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ADDITIONAL INFORMATION

''Above All'' the ultimate beach house, finished in May 2025! Backed by a $400,000 first-year rental income guarantee, this Gulf-front luxury retreat offers peace of mind from day one. If it doesn't hit that target with the current management, the seller will cut you a check for $50,000. Whether you're investing or just want a place to escape, Above All is the kind of beach home that checks every box. Freshly styled with over $150,000 of brand-new designer furnishings, high-end accessories, 12 smart TVs, a 412 Game Arcade Console and custom window treatments, this home feels like a luxury resort—only it's all yours With 7 spacious bedrooms, 8 full baths + a half bath, and a smart layout, everyone gets their own space and privacy, making it perfect for big families or group getaways. The main living area has an 30x30 open floor plan that offers a view of the beach from wherever you stand, welcoming with a chef-style kitchen at the center. You'll love the massive 10'x5' Kitchen Island with granite slabs imported from Brazil, dual fridges, wraparound seating, and 75" a wall-mounted TVall facing the water through hurricane-rated windows and a 10' sliding glass door. Step outside and enjoy the kind of outdoor living most people only dream of. A huge 30x25' beachfront deck, not a splash pool, but a heated 12x23' Gulf-front pool with an 8x6' sun shelf. Designed with safety and beauty in mind, the pool is completed with a sleek powder coated aluminum fence that won't block the view, and strong reinforced balcony railings for extra safety. Every living space was design for the utmost in relaxation, entertaining, and simply soaking up the sunsets. This isn't just a pretty faceit's built for the long haul. The first beachfront home on Panama City Beach built on 12x12 concrete pilings (not wood), driven 20 feet deep for unmatched stability and strength. Most fasteners and fittings are made of Stainless Steel, right down to the beach walkway, this house is built to last. The house is wrapped in Hardie Board siding, secured with stainless screws, and topped with a rust-proof aluminum roof that is sure to last 30 years or more. Large hurricane-impact windows and triple-pane Therma-Tru doors bring in the views while keeping you protected. A full commercial-grade fire suppression system, with 24 hour monitoring, adds another layer of safety across all floors and outdoor spaces. And then there's the architectural showstopper: the largest-ever 6x6 Energy Star octagonal window, bringing in beautiful natural light and giving the home a signature, high-end feel you won't find anywhere else. Upstairs, the third floor offers extra guest suites and a bonus living areagreat for movies, game nights, a pool table, air hockey, to give you a little space to unwind after a beach day. And wait until you see the Master Suite, a 16 ft ceiling with Chapel Windows that will carry you away on the clouds. And to sit and watch the sunset, how about your own personal lounge area with coffee / wine bar! Yours to unplug and unwind in, in this private oasis. Got toys? You're covered with room to park up to 9 vehicles, including jet skis. And best of all? No HOA, no restrictionsjust your own private slice of paradise with the freedom to enjoy it how you want. You're also steps away from all the excitement, including the soon-to-open Tootsies (this will be the closest beach house), Top Golf, and Dolly's Pirates Voyage, with Pier Park just down the road for shopping, dining, and fun. Whether you're looking for a high-performing short-term rental, a family beach compound, or a long-term investment built for the future, "Above All" lives up to its name. Buyer to verify all dimensions.

Beds:
4
Baths:
3.00
Sq.Ft.:
1,916
Status:
Active
MLS#:
774012
Type:
Single Family
Subdivision:
Welch Add
Lot size:
0.25 Acres
Year built:
1930
Courtesy: Realty Check Real Estate Services Melana Weems 850-381-0109
View additional info

ADDITIONAL INFORMATION

Turnkey Airbnb! NOW offering $7500 Seller Concessions to buyer. Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square feet of living space accented by original pine wood tongue and groove hardwood floors and timeless architecture. Updated around 2007, the well-equipped kitchen blends modern convenience with vintage charm, equipped with stainless steel appliances and thoughtfully designed for everyday function. Just behind the main residence, you'll find a delightful 1-bedroom, 1-bathroom carriage house spanning 444 square feet—ideal for generating rental income, hosting guests, or unleashing your creativity in a workshop, studio, or home office. Two additional outbuildings extend the potential even further, offering ample space for a shop, storage, or a secret garden hideaway (complete with your own power tools, of course). The fully fenced yard is shaded by mature oaks and dotted with flowering trees, crafting a peaceful outdoor oasis perfect for coffee mornings or weekend gardening adventures. Whether you dream of raised beds, swinging hammocks, or backyard barbecues, this space is ready for your vision. Many adorable outdoor living spaces, nooks, lounge spots, a firepit, outdoor shower, pergola, cabana and covered porches invite relaxing. On the main home, the porch is inviting with french doors into the mud room and coffee bar. The laundry area is located on the back porch for shared access. The hot tub is centrally located for shared use in the private backyard. An area is designated for cornhole or bocce. For outdoor enthusiasts, Watson Bayou's public boat launch is just a short walk away, making it easy to spend your weekend on the water. Daily errands are simple, too—groceries, parks, and schools are all conveniently located nearby. Rosenwald High School is within reach for educational needs, while shopping destinations like ALDI and Walmart are only minutes away. Public transit options add ease to commuting. The location also provides a straight shot to Tyndall Air Force Base, just a 15-minute drive down the road. Whether you're planting roots, making an investment, or simply on the hunt for a home with heart and history, this property delivers something special. So, if you're the type to admire handcrafted details, enjoy tree-lined streets, and wouldn't mind a bonus backyard cottage, your future just might be calling from the past. Come explore the potential—and see for yourself why this charming Florida gem could be your next great story. Turnkey Airbnb home and cottage. The Captains Cottage has been rented both long term ($1200/mo) and short term ($100/night) Short term rental ready! Do Not Disturb our guests please!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,456
Status:
Active
MLS#:
F10505455
Type:
Single Family
Subdivision:
Panama City
Year built:
2019
A broker reciprocity listing Courtesy: Keller Williams Realty of PSL 772-236-5700
View additional info

ADDITIONAL INFORMATION

Great opportunity!! Three bedrooms, two bath single family home in Panama City, Florida; 2-car garage and fully landscaped yard with a sprinkler system. Once you enter the house you will feel at home as you walk into the great room. Note the upscale kitchen complete with custom cabinets, granite counter tops, island and stainless-steel appliances. The master suite features a bath with custom vanity featuring granite and designer mirrors, shower, garden tub and walk in closet.

Beds:
1
Baths:
2.00
Sq.Ft.:
936
Status:
Active
MLS#:
773941
Type:
Condo
Subdivision:
Shores Of Panama
Year built:
2007
Courtesy: Full Sail Realty of NWFL Patrick Casey 850-387-6575
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ADDITIONAL INFORMATION

Step into coastal comfort at Unit 225 at the Shores of Panama, one of PCB's most iconic full-amenity resorts. This beautifully maintained condo sits on the second floor, giving you the perfect blend of convenience, privacy, and quick access to the beach, pool deck, and parking garage. Inside, you'll find an inviting open layout with a full kitchen, granite countertops, and a spacious living area that flows naturally to your private balcony — the perfect spot for morning coffee or sunset views over the Gulf. The unit includes a bunk area, making it ideal for families or maximizing rental income. This condo is rental-ready, comes fully furnished, and sits in one of the strongest performing short-term rental buildings on the beach. Shores of Panama offers a massive lagoon-style pool, tiki bars, on-site spa, heated indoor pool, hot tubs, beach access, and private owner amenities. Whether you're looking for a personal beach escape or a proven income generator, Unit 225 gives you the best of PCB living. Turn-key, rental-ready condo at the highly sought-after Shores of Panama Resort! Unit 225 delivers prime second-floor convenience, eliminating long elevator waits and putting guests steps from the pool deck, beach access, and the Gulf's emerald waters. This unit consistently performs as a strong income producer, making it a perfect addition to any investment portfolio. Inside, you'll find an open layout with a spacious master bedroom, bunks for extra sleeping capacity, and a private balcony overlooking the resort's signature lagoon-style pool. The kitchen features granite countertops, a breakfast bar, and everything needed for short-term rentals or extended stays. Washer/dryer included. Shores of Panama is known for its amenities that drive bookings year-round—massive resort pool, indoor pool, hot tubs, tiki bars, fitness center, covered garage parking, beach entry, and close proximity to restaurants, shopping, and nightlife. Projected ROI stays strong thanks to incredible guest demand, low floor location, and the resort's top-tier amenities. Whether you're expanding your portfolio or stepping into your first investment property, Unit 225 stands out as a reliable income generator in one of PCB's hottest rental markets.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,430
Status:
Active
MLS#:
773819
Type:
Single Family
Subdivision:
Chandlee 3rd Add
Lot size:
0.18 Acres
Year built:
2025
Courtesy: Keller Williams Success Realty Christina Daniels 850-890-2320
View additional info

ADDITIONAL INFORMATION

Seller offering $5k towards buyers closing costs/rate buy down! Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, close to 15th & 23rd St., shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring; Inside you will find a spacious open concept living room overlooking the kitchen. Kitchen features a breakfast bar, quartz countertops, tile backsplash, stainless steel appliances, and eat-in dining area. Sitting off the living room sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; Two secondary bedrooms; and laundry room. Master bedroom and en suite feature double vanities, tile shower, and walk-in closet. Call to schedule your private showing today! All Measurements approx. buyer to verify if important Photos are of a like home actual photos coming soon! All Measurements approx. buyer to verify if important.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,691
Status:
Active
MLS#:
773760
Type:
Single Family
Subdivision:
Carver Heights
Lot size:
0.15 Acres
Year built:
1997
Courtesy: Compass Florida, LLC Brad Amerson LLC 850-276-4130
View additional info

ADDITIONAL INFORMATION

**Bring All Offers!** **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.** Welcome to 1202 Louisiana Ave, Panama City, FL, a custom-built brick home designed with Miami-inspired storm protection and innovative functionality. This 3-bedroom, 2.5-bathroom home was built with safety and durability in mind, featuring full storm shutters, decorative wrought iron security bars on all windows, and custom wrought iron entry doors. A full-house Generac generator ensures uninterrupted power and a durable metal roof protects against the elements. The 1,691 sq. ft. layout offers spacious living areas and a practical design with open-concept living and dining spaces complemented by tile flooring. The kitchen features ample cabinetry, a breakfast bar, and a pantry, making storage and meal prep effortless. The primary suite has a walk-in closet and an en-suite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. A half-bath adds extra convenience for everyday living. A standout feature of this home is the large indoor storage and utility room, providing ample space for organization and an additional flex space that can be customized to fit your needs. Step outside to enjoy the fully fenced backyard, ideal for relaxing, entertaining, or gardening. A storage shed offers extra room for tools and outdoor gear, while the oversized one-car garage and extended driveway ensure plenty of parking. This home is situated in central Panama City and offers easy access to downtown, local marinas, dining, shopping, and waterfront activities. With no HOA restrictions, it's an excellent choice for a primary residence or a long-term rental investment. This home is secure, well-maintained, and ready to move in. Schedule your private tour today!

Beds:
4
Baths:
3.00
Sq.Ft.:
2,275
Status:
Active
MLS#:
773718
Type:
Single Family
Subdivision:
Liberty
Lot size:
0.2 Acres
Year built:
2025
Courtesy: DR Horton Realty of Emerald Coast, LLC Mark Miles 850-775-2132
View additional info

ADDITIONAL INFORMATION

The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As you approach the Victoria floor plan, you will notice the large covered front porch and beautiful Hardie Board Plus siding that covers all sides of the house. There is also a covered back patio that has plenty of room for patio furniture to enjoy your morning coffee or having friends over. On the inside of the Victoria, you'll notice the sunlight that radiates throughout the home from the many windows and the EVP flooring throughout the main areas of the home. Each bedroom has plush carpet floors and closets with ventilated shelving. The large open living room has tray ceilings and a ceiling fan and opens to the kitchen and dining area. The kitchen and full bathrooms have beautiful white cabinets and elegant white quartz countertops. The primary bathroom features a double vanity and a separate tub and a shower with glass doors next to a walk-in closet, saving you space in the main bedroom. The guest bathroom also features a double vanity and plenty of cabinet space. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, and a well-equipped fitness center. Our second amenity center features a basketball court and two pickleball courts for after school and work fun! Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Victoria is a popular floor plan for new home buyers. To see this floor plan at Liberty, stop by our model home today or schedule an appointment online.

Beds:
4
Baths:
3.00
Sq.Ft.:
2,275
Status:
Active
MLS#:
773716
Type:
Single Family
Subdivision:
Liberty
Lot size:
0.2 Acres
Year built:
2025
Courtesy: DR Horton Realty of Emerald Coast, LLC Mark Miles 850-775-2132
View additional info

ADDITIONAL INFORMATION

The Victoria is a large open floor plan that is a great addition to our Tradition Series homes at Liberty. The Victoria is a 4-bedroom, 2.5-bathroom, 2 car garage home that has 2,275 square feet and many features. It is a popular floorplan built at many of our communities here in the sunny Panama City, Florida. As you approach the Victoria floor plan, you will notice the large covered front porch and beautiful Hardie Board Plus siding that covers all sides of the house. There is also a covered back patio that has plenty of room for patio furniture to enjoy your morning coffee or having friends over. On the inside of the Victoria, you'll notice the sunlight that radiates throughout the home from the many windows and the EVP flooring throughout the main areas of the home. Each bedroom has plush carpet floors and closets with ventilated shelving. The large open living room has tray ceilings and a ceiling fan and opens to the kitchen and dining area. The kitchen and full bathrooms have beautiful white cabinets and elegant white quartz countertops. The primary bathroom features a double vanity and a separate tub and a shower with glass doors next to a walk-in closet, saving you space in the main bedroom. The guest bathroom also features a double vanity and plenty of cabinet space. Appreciate the convenience of a Smart Home technology package, featuring keyless entry and an intuitive control panel for your thermostat, lighting, and security systems. The exterior of this home features Hardie Color Plus Siding and is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Dimensional shingles with 30-year warranty. A landscaped front flower bed at entry way and fully sodded yard. Our Liberty community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages and more reliable service. Residents of Liberty can enjoy exclusive access to two amenity centers, complete with two pools, a children's splash pad, two playgrounds for endless fun, and a well-equipped fitness center. Our second amenity center features a basketball court and two pickleball courts for after school and work fun! Embrace the lifestyle you deserve where every detail is curated for your ultimate enjoyment. Come and see for yourself why the Victoria is a popular floor plan for new home buyers. To see this floor plan at Liberty, stop by our model home today or schedule an appointment online.

Beds:
3
Baths:
2.00
Sq.Ft.:
2,018
Status:
Active
MLS#:
773893
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.6 Acres
Year built:
1972
Courtesy: Chesnut Realty, Inc Jarah Chesnut 850-276-2326
View additional info

ADDITIONAL INFORMATION

Welcome to 6905 Hugh Drive, where modern luxury meets coastal living! Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep, saltwater frontage on Callaway Bayou—your direct gateway to East Bay, Shell Island, and the Gulf beyond. Whether you're a boating enthusiast or simply seeking serenity by the water, this property delivers it all. Step inside to a bright and open floorplan featuring soaring 15' vaulted ceilings and timeless luxury vinyl plank flooring throughout. The heart of the home is a custom chef's kitchen boasting stainless steel appliances, quartz countertops, an oversized center island, and white shaker cabinetry—all designed to impress. The kitchen flows seamlessly into an expansive living and dining area, making it the perfect space for entertaining. No detail has been overlooked—this home offers brand-new everything, including HVAC, hot water heater, electrical wiring, sheetrock, a stunning metal copper roof, and so much more. French doors off the living room lead to a large, covered back porch overlooking the bayou, ideal for outdoor gatherings and sunset views. The primary suite also features its own set of French doors opening to a private deck—perfect for enjoying your morning coffee while watching the sunrise over the water. Boaters will love the brand-new dock with power (50 amp & 110 amp) and water, complete with a boat lift, and the added bonus of a nearby public boat ramp. The home also features a new privacy fence with a double gate and a gravel walkway offering additional parking with 11' clearance for your RV or boat. This is more than a home—it's a lifestyle. Light, bright, and move-in ready, 6905 Hugh Drive offers peace, privacy, and endless waterfront adventures just minutes from town. Schedule your private tour today and experience this bayou-front beauty for yourself! Note: All measurements are approximate and details believe to be accurate. Buyers should verify if important

Beds:
4
Baths:
4.00
Sq.Ft.:
2,139
Status:
Active
MLS#:
773826
Type:
Single Family
Subdivision:
Plantation Point
Lot size:
0.36 Acres
Year built:
1988
Courtesy: Hitchcock Real Estate LLC Susan Tucker 850-628-3206
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ADDITIONAL INFORMATION

Adjusted Price on this beautifully remodeled modern home located in Plantation Estates 4 bed 3.5 baths located on .35 of an acre corner lot with large garage/workshop in the back and equipped with whole house generator. This home features vaulted ceilings, a large remodeled kitchen with granite counter tops, stainless steel appliances opening up to dining area with den complete with a fireplace. The downstairs features a large bedroom, living room, office space, den with fireplace and a large screen lanai that opens to a large fenced back yard. Upstairs you will find large rooms with the master bedroom offering extra closet space and modern bathroom. There is an extra space upstairs for a playroom, office or extra sitting area. This lovely home sits on a large corner lot and has a large garage/workshop in the back for storage and parking for your boat or rv. Short distance to all amenities, beautiful beaches and less than 10 miles to Tyndall Air Force Base. Room for the family and all the toys. No deed restrictions.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,222
Status:
Active
MLS#:
773533
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.14 Acres
Year built:
1994
Courtesy: People 1st Real Estate, LLC Helen Babbs 850-832-5365
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ADDITIONAL INFORMATION

Charming 3BR 2BA home centrally located in Panama City and just minutes to Panama City Beach. HVAC, Roof & Privacy fence all new and updated in 2019. This home offers solar panels so you'll enjoy a low electric bill as well as zero HOA fees. As you walk in you'll see the kitchen to your left with a large dining area just off of the kitchen. The living room is open and large with plenty of room for entertaining. The home has tile and wood flooring throughout so no hassle with carpet. The bedrooms are spacious and the main bedroom has an attached bath that offers a shower/tub combo. The backyard is huge and is fully fenced with privacy fencing. This home is a must see and with some TLC has a lot to offer.

Beds:
6
Baths:
8.00
Sq.Ft.:
2,560
Status:
Active
MLS#:
773610
Type:
Duplex
Subdivision:
Holiday Beach Unit 3
Lot size:
0.14 Acres
Year built:
2023
Courtesy: Beach Properties Realty Mari-Nikol Naydenova 850-292-5627
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ADDITIONAL INFORMATION

THE MOST DESIRABLE INVESTMENT ON THE MARKET - DUPLEX FOR SALE IN A PRIME LOCATION, PERFECT FOR SHORT-TERM RENTALS! SOLD AS TURNKEY INVESTMENT! Modern, stylish and READY TO GO - the duplex is located just 3-minute walk from the beach. Designed specifically for vacation rental, each side (Unit A & B) offers 3 bedrooms, 3.5 baths, a bunk bed area, and spacious open-concept living area. Each unit can accommodate up to 10 guests - totaling 20 FOR THE WHOLE HOUSE !! THAT'S A RENTAL MACHINE! Upscale construction, thoughtfully planned with guests in mind. The home features 10-foot ceilings, custom accent walls, LVP flooring, tiled walk-in showers and two spacious 5x40 ft covered balcony perfect for morning coffee with Gulf views. The property is fully-equipped with modern kitchen appliances and high-end finishes, including 2 tankless water heaters and 2 HVAC systems with smart thermostats. Outside, the duplex offers 2 large fenced yards, each with a gazebo, gas grill, and outdoor dining/ lounge space - plenty of room to add pools in the future. Thomas Dr is one of the fastest growing areas in PCB - close to many restaurants, shopping and local attractions. NO HOA FEES ! 2024 GROSS RENTAL INCOME: $124,000 2025 GROSS RENTAL INCOME: $123,000 Whether you're an experienced investor or new to the short-term rental market, this is a rare opportunity to obtain a high-performing investment property just steps from the Most Beautiful White Sands ! SCHEDULE YOUR SHOWING TODAY !

Beds:
4
Baths:
2.00
Sq.Ft.:
1,748
Status:
Active
MLS#:
774188
Type:
Single Family
Subdivision:
Ten Acre Terrace
Lot size:
0.12 Acres
Year built:
2018
Courtesy: Beachy Beach Real Estate Miranda Barnes 850-890-6013
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ADDITIONAL INFORMATION

Built in 2018, this beautifully maintained 4 bedroom, 2 bathroom home offers just under 1800 sq ft of modern living with LVP flooring, new carpet in the primary bedroom and custom accent walls throughout. The open layout is filled with natural light, perfect for everyday comfort or entertaining. Enjoy a low maintenance yard, underground utilities and a convenient location close to schools, shopping, the beach and Tyndall Air force Base!

Beds:
1
Baths:
2.00
Sq.Ft.:
682
Status:
Active
MLS#:
773415
Type:
Condo
Subdivision:
Largo Mar Condo
Year built:
1981
Courtesy: Virga Realty Inc Joey Virga 850-814-6999
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ADDITIONAL INFORMATION

SELLER SAYS BRING ALL OFFERS!!! Completely Renovated Condo in the Highly Desired Largo Mar! Experience coastal living at its finest in this fully renovated condo, just steps from the world's most beautiful beaches! Enjoy the refreshing Gulf breezes and partial water views from your private balcony on the main level. This thoughtfully updated unit features a two-story layout with the main living area on the second floor and a spacious bedroom with a full bathroom on the top level. The bedroom also includes its own private balconyâ€''perfect for morning coffee or evening sunsets. Recent updates include new balconies, sliding doors, and windows throughout. Largo Mar is a gated, Gulf-front community offering private beach access, a pool, hot tub, outdoor shower, shuffleboard, clubhouse, and more. Whether you're looking for a primary residence, vacation getaway, or a short-term rental opportunity, this property is a perfect fit.

Beds:
12
Baths:
5.00
Sq.Ft.:
6,788
Status:
Active
MLS#:
773347
Type:
Single Family
Subdivision:
[No Recorded Subdiv]
Lot size:
0.98 Acres
Year built:
1981
Courtesy: Counts Real Estate Group Inc Daniel McCall 850-625-8413
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ADDITIONAL INFORMATION

Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of substantial updates—ideal for those seeking a renovation project. Whether you're looking to restore its original purpose or repurpose it entirely, this property presents a rare opportunity in a growing market.

Beds:
8
Baths:
4.00
Sq.Ft.:
3,420
Status:
Active
MLS#:
773337
Type:
Fourplex
Subdivision:
[No Recorded Subdiv]
Lot size:
0.18 Acres
Year built:
1982
Courtesy: Red Real Estate Associates, LL Milton Vergara 754-422-9250
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ADDITIONAL INFORMATION

***INVESTORS*** Spectacular and Modern ''Miami style'' Quadplex with Top-of-the-line finishes...4 Units (2Bed/1Bath each) in Panama City Beach currently producing $96k per year! Only a few steps from Beach access in the best side of town. perfect for Short-term rentals to increase the current income even more! The nicest Beachfront restaurants, Beach clubs, Shopping, Parks, convenience stores, and much more! Brand new everything: New impact windows/doors, new A/C units, Calacatta Tile flooring, Kitchen cabinets, White Quartz countertops, recessed lighting, gorgeous showers, Stainless steel appliances, freshly painted, washer/dryer inside the units! Very easy to show, call now...it won't last!!!

Beds:
1
Baths:
1.00
Sq.Ft.:
840
Status:
Active
MLS#:
773181
Type:
Condo
Subdivision:
Plazas Of St.Thomas I
Year built:
1985
Courtesy: Beach Haven Realty Scott Pelletier 850-774-5442
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ADDITIONAL INFORMATION

$26,000 PRICE REDUCTION! St. Thomas Square 1203B is close to everything you'd want in a condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room, grills and a boat dock for Boaters! Complex is 3.5 miles to the Gulf by Boat. Come see this gem today!

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.




Panama City Real Estate

Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $309,450
    25%
    change since last quarter
  • # Active listings

    1,562
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Callaway Elementary School PK - 05 523 14.5 32404
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL

City County
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City