Panama City FL Real Estate & Homes for Sale

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Beds:
3
Baths:
4.00
Sq.Ft.:
2,764
Status:
Active
MLS#:
772324
Type:
Single Family
Subdivision:
Massalina Bayou Townhouses
Year built:
2003
Courtesy: Anchor Realty Florida Vianah Seamon 850-814-2070
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ADDITIONAL INFORMATION

Waterfront Living in the Heart of Panama City Welcome to 246 E 3rd Place, where waterfront living meets timeless elegance. Perfectly positioned in the historic Cove neighborhood and just minutes from vibrant downtown Panama City, this stunning 3-story townhome offers the ultimate blend of comfort, convenience, and coastal charm. With 3 spacious bedrooms, 3.5 bathrooms, and a 2-car garage, this home boasts breathtaking views of Massalina Bayou and direct Gulf access via your deeded deep-water boat slip—14x40 feet, wide and deep enough to accommodate both sailboats and larger dream vessels. Step inside to find a thoughtfully designed layout that maximizes both space and privacy. A power chair lift provides easy access to the main level. The first floor features a generous bedroom with a full bath and access to a large private deck overlooking the water—perfect for guests or a serene office space. The second floor is the heart of the home, where soaring 9-foot ceilings, Brazilian hardwood floors, and abundant natural light create a warm and welcoming atmosphere. The open-concept living and dining areas flow into a well-appointed kitchen featuring emerald black granite countertops, custom cabinetry, and an oversized pantry. On the third floor, the luxurious primary suite offers a peaceful retreat with its own private balcony and panoramic views of the harbor. There's even space for a home office or workout area. The ensuite bathroom features double vanities, a jetted soaking tub, a walk-in shower, and a spacious walk-in closet. An additional bedroom on this level comes with its own full bathroom and could easily serve as a second primary suite. Built with quality in mind, this home includes a 6-year-old roof, brand-new water heater, fresh interior paint, hurricane shutters, a fire sprinkler system, and 2x6 exterior framing. It's also prepped for an elevator, making it future-ready. Whether you're an avid boater, seeking a low-maintenance waterfront escape, or looking to enjoy the lifestyle and charm of downtown living—this home has it all. Don't miss your chance to live where every day feels like a vacation. Schedule your private tour today.

Beds:
10
Baths:
10.00
Sq.Ft.:
5,156
Status:
Active
MLS#:
772367
Type:
Duplex
Subdivision:
[No Recorded Subdiv]
Year built:
2025
Courtesy: Prok Invest LLC Vladimir Tamarovych 850-238-0973
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ADDITIONAL INFORMATION

Back on Market . Better then was before! Brand new 10 bedroom House : '' Casa Doppia Dell'alba '' Don't miss this exceptional opportunity to acquire a stunning duplex featuring two private heated ( natural gas heaters)pools with remote controls for Owner on the big fenced lot. This brand-new Duplex is strategically located and priced below appraisal value, offering an outstanding return on investment. Short and long term rentals ready. Situated in a desirable beach neighborhood, this property is just moments away from pristine white sandy beaches, the beautiful St. Andrews Park, and a selection of renowned restaurants and shopping centers. The duplex is remarkably spacious, boasting 10 bedrooms (5 on each side) and 4.5 bathrooms on each side, along with two luxurious private pools and numerous premium extras, including a third-floor beach party space with breathtaking ocean views and built in natural gas grill. Fully furnished and decorated by a leading designer, House is turn key for rental operations. The interior features an expansive first floor with a stylish living area, a sleek modern kitchen, and a back porch patio. Step outside to find a meticulously paved private backyard with an in-ground saltwater pool. On the second floor, experience the grandeur of a large master bedroom complete with an immaculate master bath, plus two guest bedrooms—one equipped with built-in bunk beds to accommodate younger travelers. The third floor offers another spacious master bedroom with an en-suite bath, along with an additional guest bedroom. The large balcony presents panoramic Gulf views and serves as the perfect space for grilling and entertaining, creating an ideal gathering spot. Each side of the duplex includes a dedicated laundry room with washer and dryer , ample storage, and luggage areas, making this property not just a home, but a premier investment opportunity. Must see to appreciate.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,901
Status:
Active
MLS#:
780212
Type:
Single Family
Subdivision:
Bel Air
Lot size:
0.14 Acres
Year built:
2024
Courtesy: Scenic Real Estate Johnny Milan LLC 850-419-4311
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ADDITIONAL INFORMATION

New Construction, no hoa and short term rental friendly. Discover the freedom of coastal living in this brand-new, single-level home south of Grand Lagoon — ideal as a vacation rental, second home, or primary residence. The open-concept design connects the kitchen, dining, and living areas, creating a bright and spacious layout perfect for entertaining or relaxing after a day on the beach. The modern kitchen features custom wood cabinetry, granite countertops, stainless steel appliances, and a vented range hood. Throughout the home, you'll find LVP flooring, crown molding, and two tiled walk-in showers for a clean, contemporary finish. Energy-efficient upgrades include impact-rated windows, spray foam insulation, and a smart thermostat to help keep costs low and comfort high. Outside, the home features low-maintenance fiber cement construction with stone accents, a two-car garage, and a fully fenced yard with Rainbird irrigation. Enjoy covered front and rear porches designed for effortless outdoor living year-round. Located just minutes from multiple public beach accesses, boat ramps, parks, restaurants, and nightlife, this home offers unmatched convenience without HOA fees or rental restrictions. Investor opportunity: With no short-term rental limits and space available for a private pool (quotes on file), this property offers excellent income potential and long-term value in one of PCB's most desirable coastal corridors.

Beds:
1
Baths:
1.00
Sq.Ft.:
745
Status:
Active
MLS#:
772221
Type:
Condo
Subdivision:
Boardwalk Central
Year built:
2005
Courtesy: LoKation Real Estate Scott Roberts 859-640-4947
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ADDITIONAL INFORMATION

Breathtaking Gulf Views from the 18th Floor - Fully Furnished Beachfront Condo! Welcome to Boardwalk Beach Resort Unit C-1805, a beautifully appointed 1-bedroom, 1-bath condo with a hallway bunkroom offering comfort, convenience, and unforgettable views. Located at 9450 South Thomas Drive in Panama City Beach, Florida, this 18th floor gem delivers sweeping 180-degree views of the emerald-green Gulf waters, along with a stunning overlook of the resort's pool and recreation area. Inside, enjoy granite countertops, a bar area perfect for entertaining, and 745 square feet of coastal living space—all fully furnished and move-in or rental ready. Boardwalk Beach Resort is one of PCB's premier destinations, boasting over 400 feet of private beachfront, a kid-friendly splash zone, pool, two hot tubs, and even a poolside bar and on-site ice cream shop. Additional highlights include five elevators, 24-hour security, a covered parking garage, and a prime location near top attractions like Pineapple Willy's, golf courses, shops, and restaurants. Whether you're looking for a vacation getaway, investment property, or a permanent beachside home, Unit C-1805 delivers the perfect mix of luxury, location, and???????????????????????????????? lifestyle.

Beds:
4
Baths:
3.00
Sq.Ft.:
2,402
Status:
Active
MLS#:
772975
Type:
Single Family
Subdivision:
Sweetbay
Lot size:
0.13 Acres
Year built:
2017
Courtesy: Keller Williams Realty Emerald Coast Stephanie Mahoney 478-297-8122
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ADDITIONAL INFORMATION

Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and inviting atmosphere. The kitchen features modern appliances, plenty of counter space, and a functional design that makes cooking a breeze. The home is also equipped with a Generac whole-house generator, ensuring peace of mind during power outages, and solar panels, offering you the benefit of low power bills.. A tankless water heater provides endless hot water on demand, and a water softener enhances water quality throughout the home. Storage is never an issue here, with two attic entries that offer an abundance of space for seasonal items, keepsakes, or extra household goods. The huge covered patio is perfect for entertaining family and friends or simply enjoying quiet evenings outdoors. Keep your lawn green and lush with a sprinkler system that has a separate meter. Beyond the walls of your beautiful home, the Sweetbay Community offers an array of amenities designed for active living and relaxation. Right across the street, you'll find a playground, along with a basketball court and nature trails for outdoor adventures. Enjoy the serene beauty of the private dock, perfect for fishing, kayaking, or just unwinding by the water. Plus, the community pool offers the ideal place to cool off on a warm day and socialize with neighbors. Located in the heart of Sweetbay, you'll enjoy the convenience of nearby amenities, parks, schools, and a welcoming community atmosphere. Don't miss your chance to own this exceptional property—schedule a tour today!

Beds:
3
Baths:
3.00
Sq.Ft.:
1,349
Status:
Active
MLS#:
772038
Type:
Single Family
Subdivision:
No Named Subdivision
Year built:
1982
Courtesy: LoKation Real Estate Mandy Jenkins 850-319-7812
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ADDITIONAL INFORMATION

this Home is need of a HANDY Man or Woman. With a little TLC and elbow grease this Place will be ready to go. New windows already purchased, just need to be hung. House needs some stucco and drywall as well.

Beds:
3
Baths:
2.00
Sq.Ft.:
902
Status:
Active
MLS#:
772133
Type:
Single Family
Subdivision:
Springfield
Lot size:
0.07 Acres
Year built:
2025
Courtesy: CostaBella Real Estate, LLC Patricia Rodrigues Alves 850-955-9696
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ADDITIONAL INFORMATION

🔥 READY TO MOVE — BRAND-NEW CONSTRUCTION! 🔥 This newly completed 3BR/2BA home is officially move-in ready and stands out as one of the best values in new construction across the region. Built with superior materials, including 2x6 exterior walls, 9-ft ceilings, and 8-inch dividing walls with double insulation, this home offers enhanced durability, energy efficiency, and excellent sound control. Interior upgrades include: • 12-mil waterproof LVP flooring • Plywood cabinetry • Quartz countertops • Modern fixtures, including touch-activated kitchen faucet and countertop-mounted garbage disposal button • Fully sodded lot • Concrete driveway for 2- vehicles Located just minutes from Tyndall Air Force Base, schools, shopping, and Panama City beaches, this home offers a rare opportunity to purchase new construction at a price comparable to resale homes — but with far superior quality and minimal maintenance requirements. Easy to show — schedule your visit today!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,410
Status:
Active
MLS#:
772107
Type:
Single Family
Subdivision:
Chandlee 3rd Add
Lot size:
0.17 Acres
Year built:
2025
Courtesy: Keller Williams Success Realty Christina Daniels 850-890-2320
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ADDITIONAL INFORMATION

Welcome to the ''BEECH'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA just off Hwy 98 and 23rd St. close to shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; The spacious open concept living room overlooks the kitchen featuring a kitchen island/breakfast bar, quartz countertops, tile backsplash, and stainless steel appliances. Leading past the kitchen sits full guest bathroom featuring shaker style cabinetry and tub/shower combo; Two secondary bedrooms and master bedroom. Master bedroom and en suite feature a double vanities, tile shower, and walk-in closet. Exterior showcases a covered front and back porch. Call to schedule your private showing today! All Measurements approx. buyer to verify if important.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,310
Status:
Active
MLS#:
771986
Type:
Condo
Year built:
2004
Courtesy: CENTURY 21 AllPoints Realty Courtney Harris 850-628-9316
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ADDITIONAL INFORMATION

Live the coastal dream in this beautifully updated 2-bedroom, 2-bathroom Gulf-front condo with bonus bunks, located on the 16th floor of the sought-after Gulf Crest Condominiums. This spacious unit features an open-concept layout, wide-open views of the Gulf, and an expansive beachfront balcony—perfect for morning coffee, sunset cocktails, or simply soaking in the sounds of the surf. Thoughtfully upgraded throughout, the condo includes new appliances, a new A/C, and a new hot water heater for enhanced comfort and efficiency. Both bedrooms feature new plank style tile flooring along with new mattresses and comforter sets. A new dining table and chairs complement the bright and airy space, while updated light fixtures in the kitchen and bathrooms add a modern touch. Freshly painted and decorated with coastal charm, the unit also includes new balcony furniture to enjoy the panoramic Gulf views. Whether you're looking for a primary residence, a second home, or an excellent vacation rental opportunity, this condo checks every box. Gulf Crest offers resort-style amenities including two beachfront pools, hot tubs, a tiki bar, fitness center, and direct beach access—all in the heart of Panama City Beach.

Beds:
3
Baths:
2.00
Sq.Ft.:
1,225
Status:
Active
MLS#:
772127
Type:
Single Family
Subdivision:
Springfield
Lot size:
0.09 Acres
Year built:
2025
Courtesy: CostaBella Real Estate, LLC Patricia Rodrigues Alves 850-955-9696
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ADDITIONAL INFORMATION

🔥 READY TO MOVE — BRAND-NEW CONSTRUCTION (LARGER UNIT)! 🔥 This newly completed 3BR/2BA larger floor plan offers expanded living spaces and premium construction features designed for comfort, durability, and functionality. Built with 2x6 exterior walls, 9-ft ceilings, and enhanced insulation throughout, this home delivers superior performance and efficiency compared to typical builds in the area. Interior upgrades include 12-mil waterproof LVP flooring, plywood cabinetry, quartz countertops, modern fixtures, touch-activated kitchen faucet, and a countertop-mounted garbage disposal button. The open-concept layout creates excellent flow between the kitchen, dining, and living areas. A standout feature of this larger model is the primary suite's sliding glass door, providing direct access to the backyard. Each unit includes a spacious rear yard, one open lateral side, and an extended front area with a concrete driveway accommodating up to 3 vehicles. The entire exterior comes fully sodded for a clean, finished presentation. Located minutes from Tyndall Air Force Base, schools, shopping, and Panama City beaches, this home represents a rare opportunity to own a larger new-construction layout at an exceptionally accessible price point — combining space, quality, and long-term value. Easy to show — schedule your visit today!

Beds:
1
Baths:
2.00
Sq.Ft.:
740
Status:
Active
MLS#:
771980
Type:
Condo
Subdivision:
The Summit
Year built:
1984
Courtesy: Realty Mark Associates Billy Richard 850-319-9319
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ADDITIONAL INFORMATION

Welcome to The Summit Unit 916, a vibrant Gulf Front Condo that captures the essence of beach living. Step into a coastal oasis adorned with a lively Sea Life Mural complemented by Bead Board and Chair Rail detailing. This spacious condo boasts a generously sized bedroom, adaptable to your preferences - whether it's two queen beds or a luxurious king bed paired with a convenient small Daybed. Venture down the hallway to discover built-in bunk beds equipped with electrical outlets, perfect for your TVs, devices, and more. The bathrooms exude modern elegance with updated vanities, Quartz countertops, and contemporary fixtures. Convenience meets practicality with in-unit washer/dryer hook-ups. The kitchen is a culinary haven featuring updated appliances, newer base cabinets with Quartz countertops, and a sizable deep sink with disposal. Rest easy knowing that the HVAC system has been meticulously maintained, and the water heater was recently replaced in 2021. The Summit Unit 916 is not just a home; it's a rental machine, making it a highly sought-after choice for both the young and the young at heart. Embrace the coastal lifestyle and make this condominium your ideal retreat by the sea.

Beds:
3
Baths:
3.00
Sq.Ft.:
1,549
Status:
Active
MLS#:
771941
Type:
Single Family
Subdivision:
Bayou Estates
Year built:
1984
Courtesy: Realty Mark Associates Billy Richard 850-319-9319
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ADDITIONAL INFORMATION

Seller will pay one year HOA at clossing. Seller says ''Bring all offers''. A gem waiting to be discovered. Recently renovated to perfection, this home boasts a brand-new roof post-hurricane, along with upgraded cabinets, granite countertops, and stainless-steel appliances in the kitchen and dining area. Revel in the comfort of plush carpeting in the spare bedrooms, while the master bedroom and the rest of the home showcase stunning 8 mils. LVP flooring. Freshly painted both inside and out, the exterior of the home is adorned with tasteful landscaping and features two raised garden beds, perfect for cultivating your own green oasis. Step out onto the expansive 22 x 12 covered porch, ideal for hosting outdoor gatherings and enjoying the tranquil surroundings. But the real highlight? A private 70 ft. walkway leads you to a 16 x 12 dock equipped with solar-powered lighting, offering prime fishing spots, breathtaking views, and a serene retreat to unwind and soak in the beauty of nature. Sold fully furnished, including appliances, linens, towels, and kitchen essentials, this home is truly turnkey. Just pack your clothes and toothbrush, and you're ready to start living the coastal lifestyle you've always dreamed of. Don't miss out on this unparalleled opportunity for effortless waterfront living.

Beds:
3
Baths:
4.00
Sq.Ft.:
2,388
Status:
Active
MLS#:
973795
Type:
Single Family-Detached
Subdivision:
NO RECORDED SUBDIVISION
Lot size:
0.32 Acres
Year built:
2024
Courtesy: Anchor Realty Florida Donna Johnson 850-890-6961
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ADDITIONAL INFORMATION

FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 2 Story Home. 3BR/3.5 BA W/Office. boasting 2388 sq ft of living space with a 2 car garage as well as large driveway. Great for Tyndell AFB workers. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, qranite countertops, custom cabinets, luxury vinyl plank flooring, and designer lighting. Master suite, Living area, kitchen, office, 1/2 Bath and laundry are on the first floor. Master suite has 2 closets leading into the fabulous master bathroom with a beautiful oval tub, separate shower & double vanity with granite countertops. Lots of windows for natural light leading to the backyard lanai. Both bedrooms upstairs have private bathrooms & private balconies for you to enjoy your morning coffee or evening beverage & watch the sunrise and the sunset. Home sits across from East Bay with great views of the water from your balcony. Step out on the spacious lanai to your large back yard. Perfect for you to add a pool, a garden, kids play area & your own landscaping design. Great for entertaining. Don't miss out on this one. The home next door at 913 Plantation Dr is also new construction for sale, mostly completed and the floor plan is a flip flop of this home. Homes back up to Plantation Point.

Beds:
3
Baths:
4.00
Sq.Ft.:
2,388
Status:
Active
MLS#:
973793
Type:
Single Family-Detached
Subdivision:
NO RECORDED SUBDIVISION
Lot size:
0.31 Acres
Year built:
2024
Courtesy: Anchor Realty Florida Donna Johnson 850-890-6961
View additional info

ADDITIONAL INFORMATION

FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 3BR/3.5 BA W/Office. This 2 Story Home boasts 2388 sq ft of living space with a 2 car garage. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, quartz countertops, custom cabinets, luxury vinyl plank flooring, and designer lighting. Master suite, Living area, kitchen, office, 1/2 Bath and laundry are on the first floor. Master suite has 2 closets leading into master bath with oval tub, separate shower, double vanity with granite countertops. Living area has lots windows with natural light leading to the large lanai and backyard. Both bedrooms upstairs have private bathrooms & balconies for you to enjoy your morning coffee & watch the sunrise and the sunset. Home sits across from East Bay with great views of the water from your balcony. Large back yard is perfect for you to add a pool, a garden, kids play area & your own landscaping design. 915 Plantation Dr right next door is also for sale. The floor plans are flip flopped. Ask your agent for photos of 915 Plantation. Homes will be the same. Home is perfect for entertaining.

Beds:
4
Baths:
6.00
Sq.Ft.:
5,167
Status:
Active
MLS#:
973595
Type:
Single Family-Detached
Subdivision:
Northshore Islands
Lot size:
0.33 Acres
Year built:
2010
Courtesy: Corcoran Reverie SRB Sostheim Group
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ADDITIONAL INFORMATION

Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350' dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island's natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you're greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23' elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48'' Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16'x10' walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island! The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14'x9' closet in the primary suite featuring fully enclosed cabinetry. The lower level outdoor summer kitchen is an entertainer's dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18' deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer - you can't wait to call this one home. The third level provides a 19"x16" loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes. The lower level includes a 35"x24" 4-car tandem garage, 15"x10" workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area. The home's robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2" tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water a

Beds:
3
Baths:
3.00
Sq.Ft.:
1,945
Status:
Active
MLS#:
771766
Type:
Single Family
Subdivision:
Silver Sands Unit 1
Lot size:
0.16 Acres
Year built:
1996
Courtesy: CENTURY 21 Commander Realty Charlie Commander 850-819-5850
View additional info

ADDITIONAL INFORMATION

Prime location property in Panama City Beach! This home includes a main house and a separate guest carriage/in-law house with great parking. It's a great fit for a short-term rental, second home, or full-time residence. Located within close proximity to beach access and boat ramps along the lagoon with access to the lagoon and Gulf. Open layout kitchen/living area with tile floor throughout. Primary bedroom is spacious and primary bath features beautiful new full tiled shower/wall, double vanities, and walk-in closet. Pavered walkway connects main house to guest house in the backyard. The 3rd bedroom and bath are located in guest house. Roof installed in 2020. Home is on city water and sewer. Buyer to verify any information deemed important.

Beds:
3
Baths:
3.00
Sq.Ft.:
2,235
Status:
Active
MLS#:
775442
Type:
Single Family
Subdivision:
Bay Point Unit 1
Lot size:
0.24 Acres
Year built:
1984
Courtesy: LPT Realty LLC Tresha Brown 850-585-6695
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ADDITIONAL INFORMATION

**608 Amberjack Drive Bay Point** Three-bedroom, two-bath home located in Bay Point, a gated golf course community with tennis courts and a full-service marina. This home has been recently updated with fresh interior paint and new flooring throughout. Additional features include a private hot tub and an open floor plan. Bay Point is a secure, established neighborhood with 24-hour security and access to golf, tennis, boating, and dining. This home offers a practical layout and low-maintenance living in one of Panama City Beach's most recognized communities.

Beds:
4
Baths:
2.00
Sq.Ft.:
2,281
Status:
Active
MLS#:
771719
Type:
Single Family
Subdivision:
Gwaltney Estates
Lot size:
0.15 Acres
Year built:
1900
Courtesy: Keller Williams Success Realty R. Skip Koski 850-381-5795
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ADDITIONAL INFORMATION

IT FINALLY HAPPENED! HUGE PRICE REDUCTION Almost a $50,000 LOWER! THIS HOME WILL VANISH FROM THE MARKET VERY QUICKLY AT THIS PRICE. If you're working with an Agent have them show you this jewel. If you don't have an Agent, call or text me for a Showing Appointment to see if this home answers your desires and needs here In Florida. SOUTHERN CHARM in Old St Andrews, Large, well landscaped Corner lot, 2 story, 4 BR, 2 Bath. Wrap around front porch with a porch swing that can ease your daily stress. The yard is surrounded by a white picket fence which also encloses the patio made of pavers and adds privacy when entertaining outside. Inside you will be captured by the floor plan that utilizes the available space in a most efficient way. The lower floor has a remodeled kitchen, with Upscale appliances less than 3 years old. There's a den with an electric fireplace and the original living room is nestled in the wrap around porch. The home has 2 separate heat pumps (less than 4 years old), for space conditioning insuring that your comfort won't be comprimised. Run out of hot water? Not Likely with the natural gas fired on demand water heater. There is even a shallow well sprinkler system with timers for lawn care. Exceptional detail and upgrades for your Florida lifestyle whether as a Primary or Retierment Home are present there's no HOA to deal with if you'd rather have an Investment property. The house has all newly painted rooms throughout and new carpet upstairs. The Master Bedroom upstairs has a sun roon that faces South and has an excellent view. Both bathrooms have been remodeled and the upstairs has a claw foot tub. The original garage has been converted to a craft area and laundry center. The external Large shed has electricity, and both the shed and the converted garage have individual window unit a/c units. You are conveniently near to Oaks by the Bay Park in St Andrews and its Farmer's Market usually on Saturdays and just further down the street in St Andrews excllent dining and awesome shopping/entertainment await. There is beach access close by and a boat ramp less than 1/2 mile away. Schools are excellent in the area and should you desire to go to the beach it's a short drive to access the gulf of America's most beautiful sparkling white sands and pristine aqua water. A real plus is no flood zone and no HOA at this sanctuary. This Home ''can come'' with a 1 year Home Warranty by Old Republic. Come see this amazing property today before it's gone. New Pictures and a 4D Video Tour that's interactive are now updated.

Beds:
n/a
Baths:
1.00
Sq.Ft.:
489
Status:
Active
MLS#:
771703
Type:
Condo
Subdivision:
Top Of The Gulf Condo.
Year built:
1976
Courtesy: Fun Quest Vacation Rentals Corp Viola Zhuravel 850-960-2455
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ADDITIONAL INFORMATION

Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style amenities—including pools, game room, gym, snack bar, and owner lounge—and peace of mind from a recently completed multi-million-dollar renovation that meets new Florida condo laws. Located on vibrant Thomas Drive, this is coastal living at its best—affordable, updated, and ready to enjoy!

Beds:
3
Baths:
3.00
Sq.Ft.:
2,008
Status:
Active
MLS#:
771630
Type:
Condo
Subdivision:
Grande Surf Club Condo
Year built:
2000
Courtesy: Think Real Estate Tina Lamonica 850-832-7162
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ADDITIONAL INFORMATION

Experience coastal living at its finest in Grande Surf Club Unit 1E, an exceptional Gulf-front residence located on the quiet, sought-after stretch of Thomas Drive. Grande Surf is a boutique 14-story, low-density community featuring only two units per floor, secured gated entry, and coded elevator access—offering a level of privacy that is increasingly rare along Panama City Beach. This beautifully updated condo features brand-new wood-look ceramic tile, new carpet in the bedrooms, and fresh interior paint throughout. The kitchen is equipped with recently replaced appliances, including a new dishwasher, stove, and water heater; the microwave is approximately six months old, and the refrigerator is just over two years old. The spacious layout and generous Gulf-front balcony make this residence ideal for full-time living, a second home, or a luxury beach getaway. Grande Surf Club offers direct beach access, a Gulf-side pool, and a serene, owner-focused atmosphere—perfect for those seeking a peaceful coastal retreat in one of Florida's most desirable beachfront locations. If measurements deemed important, please verify.

Beds:
2
Baths:
2.00
Sq.Ft.:
1,262
Status:
Active
MLS#:
771616
Type:
Condo
Subdivision:
Laketown Wharf
Year built:
2007
Courtesy: Coastal Heritage Real Estate LLC Matthew Jones MBA 706-570-2424
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ADDITIONAL INFORMATION

WOW! 2-Bedroom WITH BUNK ROOM, 2-Bathroom condo, with OWNER FINANCING! The owner is looking for 10% down, 6% interest, 30-year amortization, and 5-7 year balloon. It doesn't get any better than that! Saving thousands on lending cost. Turnkey and furnished, ready for its new owner! You won't find a better deal in the building! Please verify all measurements. . Laketown Wharf has 5 Pools, Fitness Center, Hot Tubs, Conference Center, Boardwalk w/ Vegas Style Light Shows on the Lake. The building is located directly across from the Gulf w/ Private Beach Access. Laketown Wharf is a Multi-Use Complex w/ Multiple Restaurants and Shops located on the ground floor. Pictures coming soon!

Beds:
3
Baths:
2.00
Sq.Ft.:
1,320
Status:
Active
MLS#:
771583
Type:
Single Family
Subdivision:
No Named Subdivision
Lot size:
0.11 Acres
Year built:
2024
Courtesy: World Impact Real Estate Danielle Britton 850-596-4944
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ADDITIONAL INFORMATION

Recently appraised at $260,000. Ideally located just 23 minutes from the beach and 7 minutes from historic downtown. This corner lot residence has 3 bedrooms, 2 modern bathrooms, and an expansive 1320 sq ft layout with a large kitchen that's perfect for gatherings. Enjoy the convenience of being close to Watsons Landings Marina, just a minute away for boating enthusiasts, all while relishing the peaceful surroundings away from traffic. Proximity to entertainment, shopping, and essential amenities makes this the ultimate home away from home!

Beds:
2
Baths:
2.00
Sq.Ft.:
1,071
Status:
Active
MLS#:
771521
Type:
Condo
Subdivision:
Greenwood Estates 5
Year built:
1984
Courtesy: Top Producers Real Estate Ctr Donna Stokes 850-258-7752
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ADDITIONAL INFORMATION

ATTENTION ANGLERS and BOATER ENTHUSIAST! ARE YOU LOOKING FOR A CONDO WITH A BOAT SLIP? Look no further, your dreams have been realized, Wonderful Greenwood Estates Community located on Grand Lagoon. Introducing your dream condo! This spacious and open 2-bedroom, 2-bath gem is the epitome of move-in readiness, offering the ideal blend of comfort and convenience. As you step inside, the first thing that strikes you is the expansive sense of space, thanks to the seamless tile floors that flow throughout the foyer, kitchen, Livingroom and converted bonus enclosed Balcony. The open floor plan effortlessly connects the living room, dining area, and kitchen, making it perfect for both comfortable everyday living and entertaining. Bedrooms have newer carpet flooring. One of the standout features of this unit is the boat dock and covered boat slip that goes with this unit. Whether you're looking for a great investment opportunity or seeking a permanent residence, this condo fits the bill. The community offers a pool, covered pavilion and grilling area, making it an ideal place to unwind and enjoy the Florida lifestyle. Imagine savoring your morning coffee on the front balcony, then taking a refreshing dip in the pool, or hosting a delightful barbecue with family and friends under the covered pavilion. The central location is another highlight. You're just minutes away from marinas, restaurants, shopping, and the beautiful white sandy beaches, as well as Navy Base, Rick Seltzer Park and St Andrew State Park ensuring that every convenience is at your doorstep. Don't miss out on the opportunity to make this condo yours. With its move-in readiness, spacious design, and location, it's a true gem waiting to be discovered. Call today to schedule a showing and make this move-in ready condo your very own! Covered Boat slips have an additional $275 annual fee for security gate, lighting, water and electric- each slip has individual access, and owners are responsible for maintenance and upkeep.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,226
Status:
Active
MLS#:
771563
Type:
Single Family
Subdivision:
Wh Parker
Lot size:
0.07 Acres
Year built:
1985
Courtesy: Coldwell Banker Realty Daryle Burkey 850-896-7755
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ADDITIONAL INFORMATION

Price Reduced!! Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between master bedroom and hall. The upstairs loft has closets and could easily be converted into a third bedroom. The spacious great room gives the home an open feel with easy access to kitchen and covered back patio. This unit is part of a duplex with both sides for sale. This unit has been remodeled while unit 517 is in need to be remodeled. You can purchase one or both sides together.

Beds:
2
Baths:
1.00
Sq.Ft.:
1,226
Status:
Active
MLS#:
771562
Type:
Single Family
Subdivision:
W H Parker
Lot size:
0.07 Acres
Year built:
1985
Courtesy: Coldwell Banker Realty Daryle Burkey 850-896-7755
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ADDITIONAL INFORMATION

Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between master bedroom and hall. The upstairs loft has closets and could easily be converted into a third bedroom. The spacious great room gives the home an open feel with easy access to kitchen and covered back patio. A/C replaced on 9/21/23. This unit is part of a duplex with both sides for sale. Unit 517 is in need of cosmetic renovations while unit 519 has already been remodeled. You can purchase one or both sides together.

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Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Central Panhandle Association of Realtors® Multiple Listing Service, Inc. – All Rights Reserved.


Andrea D. Conner, License # BK3437731, Xome Inc., License CQ1043756, [email protected], 844-400-XOME, 750 State Highway 121 Bypass, Suite 100, Lewisville, TX 75067

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 Emerald Coast Association of REALTORS® - All Rights Reserved. Vendor Member Number 28170




Panama City Real Estate

Panama City is located in Florida. Panama City, Florida has a population of 34,521. Panama City is less family-centric than the surrounding county with 24.07% of the households containing married families with children. The county average for households married with children is 27.71%.

The median household income in Panama City, Florida is $51,569. The median household income for the surrounding county is $60,473 compared to the national median of $69,021. The median age of people living in Panama City is 39.2 years.

Panama City Weather

The average high temperature in July is 90 degrees, with an average low temperature in January of 42 degrees. The average rainfall is approximately 59.8 inches per year, with 0 inches of snow per year.

Panama City Map

Panama City Real Estate Market Conditions

  • Median sales price

    $309,450
    25%
    change since last quarter
  • # Active listings

    1,548
    30-day change

Panama City Schools and Demographics

Education near Panama City, FL

City County
High School Graduates 89.29 90.08
College Degree - 2 year 10.58 11.67
College Degree - 4 year 26.75 25.6
Graduate Degree 7.18 6.91
Expenditures per Student 13,432 13,432
Students per Teacher 18.3 18.3

Elementary Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Academy KG - 05 690 15.7 32405
Callaway Elementary School PK - 05 523 14.5 32404
Cedar Grove Elementary School PK - 05 473 11 32405
Deer Point Elementary School PK - 05 718 14.1 32404
Hiland Park Elementary School PK - 05 837 14.9 32405
Hutchison Beach Elementary School PK - 05 721 13.9 32407
Lucille Moore Elementary School PK - 05 557 10.9 32405
Lynn Haven Elementary School PK - 05 775 15.2 32444
Merriam Cherry Street Elementary School PK - 05 403 14.9 32401
North Bay Haven Charter Academy Elementary School KG - 05 669 15.2 32401
Northside Elementary School PK - 05 694 15.4 32405
Oakland Terrace School for the Visual and Performing Arts PK - 05 359 10.3 32401
Oscar Patterson Elementary Magnet PK - 05 379 11.5 32401
Parker Elementary School PK - 05 630 15.8 32404
Patronis Elementary School PK - 05 852 14.7 32408
Rising Leaders Academy KG - 06 102 9.3 32405
Springfield Elementary School PK - 05 477 10.8 32401
Tommy Smith Elementary School PK - 05 720 16 32404
Tyndall Elementary School PK - 05 790 14.4 32403
University Academy (Sabl, Inc.) KG - 05 303 16.8 32405

Middle Schools near Panama City, FL

Grades Students P/T Ratio ZIP
Bay Haven Charter Middle School 06 - 08 516 19.9 32405
Everitt Middle School 06 - 08 608 13.8 32401
Jinks Middle School 06 - 08 572 13.3 32401
Merritt Brown Middle School 06 - 08 727 14.8 32404
Mowat Middle School 06 - 08 1,017 16.7 32444
Newpoint Middle School 06 - 08 188 18.8 32405
North Bay Haven Charter Academy Middle School 06 - 08 478 19.9 32404

High Schools near Panama City, FL

Grades Students P/T Ratio ZIP
A. Crawford Mosley High School 09 - 12 1,687 20.1 32444
Bay High School 09 - 12 1,365 19.5 32401
Newpoint Bay Charter High School 09 - 12 125 25 32405
North Bay Haven Career Academy 09 - 12 610 17.4 32404
Rutherford High School 09 - 12 1,188 19.2 32401

Ungraded Schools near Panama City, FL

Grades Students P/T Ratio ZIP
* Rosenwald High School 08 - 12 246 11.7 32401
Bay Virtual Franchise 06 - 12 50 32401
Bay Virtual Instruction (Course Offerings) 06 - 12 28 32401
Bay Virtual Instruction Program KG - 12 54 32401
Deane Bozeman School PK - 12 1,154 15.2 32409
Exceptional Student Education PK - 12 0 32401
Margaret K. Lewis in Millville PK - 12 136 5 32401
New Horizons Learning Center 06 - 12 118 5.6 32405
Panama City Marine Institute 06 - 12 95 32401
Tom P. Haney Vocational Technical Center AE - AE 0 32405

Demographics near Panama City, FL

City County
Neighborhood Type Suburban
Population 34,521 181,384
Population Density 986 239
Median Age 39.2 40.8
People per Household 2.3 2.5
Median Household Income 51,569 60,473
Average Income per Capita 30,862 32,312

Real estate near Panama City